Calcon Mutual Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 549300NFPC3Y4W3Y7R87

Tax ID: 77-0717225

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Calcon Mutual Mortgage is a small mortgage company specializing in Home Purchase loans. Calcon Mutual Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Charleston, Albuquerque, Atlanta, San Diego, and Los Angeles among others. We have data for 284 markets. (Some data included below & more in-depth data is available with an active subscription.)

Calcon Mutual Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Calcon Mutual Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.82% 11/17/24
30 Year Conventional Refi 6.58% 11/17/24
30 Year Cash-out Refi 6.97% 11/17/24
30 Year FHA Purchase 7.62% 11/17/24
30 Year FHA Refi 7.55% 11/17/24
30 Year VA Purchase 6.68% 11/17/24
30 Year VA Refi 6.82% 11/17/24
30 Year USDA Purchase 6.84% 11/17/24
15 Year Conventional Purchase 8.47% 11/17/24
15 Year Conventional Refi 6.40% 11/17/24
15 Year Cash-out Refi 6.40% 11/17/24
15 Year VA Purchase 5.35% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Calcon Mutual Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Calcon Mutual Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,227

Origination Dollar Volume (All Markets)

$1,211,145,000
Show all (8) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 310 $101,730,000 $328,161 $10,261 4.95%
ALBUQUERQUE, NM (FHA|USDA|VA) 279 $82,135,000 $294,391 $6,396 5.15%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 281 $80,315,000 $285,819 $11,644 5.65%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 122 $71,590,000 $586,803 $12,106 5.45%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 112 $69,480,000 $620,357 $17,817 5.52%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 105 $62,615,000 $596,333 $18,350 5.45%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 181 $61,125,000 $337,707 $9,437 5.15%
BOISE CITY, ID (FHA|USDA|VA) 128 $50,320,000 $393,125 $10,209 5.17%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 90 $38,950,000 $432,778 $12,747 5.26%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 105 $38,655,000 $368,143 $12,189 5.78%
Outside of Metro Areas 96 $30,780,000 $320,625 $9,472 5.15%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 42 $26,720,000 $636,190 $14,182 5.78%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 43 $25,445,000 $591,744 $16,394 5.54%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 69 $24,625,000 $356,884 $12,720 6.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 57 $23,475,000 $411,842 $8,452 6.35%
RENO, NV (FHA|USDA|VA) 58 $23,460,000 $404,483 $7,699 4.54%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $19,985,000 $377,075 $8,040 5.47%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 64 $19,140,000 $299,063 $8,201 5.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 40 $17,030,000 $425,750 $14,121 5.53%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 22 $14,170,000 $644,091 $13,458 6.07%
SALT LAKE CITY, UT (FHA|USDA|VA) 23 $11,295,000 $491,087 $13,360 4.71%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 38 $11,220,000 $295,263 $12,428 5.72%
COLUMBIA, SC (FHA|USDA|VA) 22 $9,630,000 $437,727 $11,138 5.08%
RALEIGH-CARY, NC (FHA|USDA|VA) 25 $8,145,000 $325,800 $8,484 4.72%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 11 $7,475,000 $679,545 $13,666 5.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 26 $7,340,000 $282,308 $9,222 5.25%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 25 $7,095,000 $283,800 $7,813 3.81%
PORT ST. LUCIE, FL (FHA|USDA|VA) 26 $6,890,000 $265,000 $8,029 4.13%
STOCKTON, CA (FHA|USDA|VA) 15 $6,695,000 $446,333 $10,963 5.69%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 15 $5,825,000 $388,333 $11,195 4.47%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $5,425,000 $285,526 $12,447 6.16%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 8 $5,390,000 $673,750 $19,012 4.67%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 19 $5,165,000 $271,842 $7,402 5.30%
TUCSON, AZ (FHA|USDA|VA) 14 $4,430,000 $316,429 $11,942 4.96%
Gardnerville Ranchos, NV (FHA|USDA|VA) 8 $4,390,000 $548,750 $7,380 4.53%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $4,240,000 $353,333 $11,740 5.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $4,040,000 $404,000 $14,203 5.45%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $3,965,000 $566,429 $21,093 5.57%
VALLEJO, CA (FHA|USDA|VA) 9 $3,935,000 $437,222 $14,127 6.13%
PROVO-OREM, UT (FHA|USDA|VA) 8 $3,780,000 $472,500 $9,849 5.56%
Georgetown, SC (FHA|USDA|VA) 8 $3,710,000 $463,750 $13,856 5.41%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $3,710,000 $927,500 $19,270 4.59%
Gallup, NM (FHA|USDA|VA) 21 $3,635,000 $173,095 $6,644 4.86%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $3,565,000 $509,286 $7,468 5.11%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $3,305,000 $367,222 $11,568 5.94%
KNOXVILLE, TN (FHA|USDA|VA) 10 $3,280,000 $328,000 $8,645 5.28%
MODESTO, CA (FHA|USDA|VA) 7 $3,205,000 $457,857 $13,900 5.36%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $3,205,000 $641,000 $19,713 5.28%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $3,195,000 $355,000 $8,143 5.72%
COLUMBUS, OH (FHA|USDA|VA) 7 $3,075,000 $439,286 $5,205 4.63%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $2,885,000 $412,143 $12,356 5.59%
FRESNO, CA (FHA|USDA|VA) 9 $2,765,000 $307,222 $8,840 4.09%
VISALIA, CA (FHA|USDA|VA) 6 $2,620,000 $436,667 $11,383 5.81%
ASHEVILLE, NC (FHA|USDA|VA) 7 $2,585,000 $369,286 $8,498 4.61%
SANTA FE, NM (FHA|USDA|VA) 8 $2,540,000 $317,500 $5,935 5.02%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $2,525,000 $229,545 $7,936 5.05%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $2,325,000 $332,143 $12,046 5.96%
BEND, OR (FHA|USDA|VA) 3 $2,255,000 $751,667 $23,177 4.63%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 7 $2,205,000 $315,000 $10,918 6.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,175,000 $310,714 $12,774 5.30%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $2,150,000 $358,333 $11,098 5.02%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $2,105,000 $300,714 $11,795 5.29%
AKRON, OH (FHA|USDA|VA) 4 $2,070,000 $517,500 $10,118 4.88%
BELLINGHAM, WA (FHA|USDA|VA) 4 $2,050,000 $512,500 $12,630 4.66%
Orangeburg, SC (FHA|USDA|VA) 10 $1,980,000 $198,000 $8,834 5.03%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,930,000 $241,250 $10,990 5.19%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $1,910,000 $318,333 $8,311 6.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $1,890,000 $315,000 $10,586 6.33%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $1,860,000 $310,000 $9,248 6.52%
Hailey, ID (FHA|USDA|VA) 4 $1,850,000 $462,500 $9,259 4.41%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,850,000 $308,333 $6,978 6.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,785,000 $357,000 $13,963 6.68%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,760,000 $293,333 $11,593 4.88%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $1,715,000 $190,556 $8,133 5.58%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,715,000 $343,000 $6,135 5.45%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 4 $1,710,000 $427,500 $11,367 4.72%
SALINAS, CA (FHA|USDA|VA) 2 $1,710,000 $855,000 $28,000 7.69%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $33,602 5.13%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 5 $1,685,000 $337,000 $8,585 6.19%
CHICO, CA (FHA|USDA|VA) 4 $1,680,000 $420,000 $9,892 5.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $1,640,000 $410,000 $0 4.97%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,620,000 $810,000 $22,377 4.88%
BOULDER, CO (FHA|USDA|VA) 4 $1,500,000 $375,000 $23,452 6.68%
Arecibo, PR (FHA|USDA|VA) 4 $1,490,000 $372,500 $6,391 5.38%
MERCED, CA (FHA|USDA|VA) 4 $1,440,000 $360,000 $12,138 6.19%
Heber, UT (FHA|USDA|VA) 1 $1,435,000 $1,435,000 $0 6.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $1,410,000 $235,000 $9,697 7.04%
EL PASO, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $13,672 6.46%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,320,000 $660,000 $6,182 4.25%
MADERA, CA (FHA|USDA|VA) 3 $1,305,000 $435,000 $10,707 5.17%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,285,000 $257,000 $9,561 6.35%
Fernley, NV (FHA|USDA|VA) 4 $1,270,000 $317,500 $8,556 4.59%
Sevierville, TN (FHA|USDA|VA) 5 $1,245,000 $249,000 $9,413 6.18%
NAPA, CA (FHA|USDA|VA) 2 $1,220,000 $610,000 $13,814 5.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,220,000 $305,000 $9,178 6.38%
Opelousas, LA (FHA|USDA|VA) 2 $1,190,000 $595,000 $0 4.75%
WILMINGTON, NC (FHA|USDA|VA) 3 $1,185,000 $395,000 $7,851 5.54%
PITTSBURGH, PA (FHA|USDA|VA) 2 $1,170,000 $585,000 $0 4.25%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,165,000 $388,333 $10,557 4.54%
Sandusky, OH (FHA|USDA|VA) 3 $1,155,000 $385,000 $0 5.92%
TULSA, OK (FHA|USDA|VA) 5 $1,155,000 $231,000 $10,519 6.30%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $10,767 5.00%
PANAMA CITY, FL (FHA|USDA|VA) 2 $1,140,000 $570,000 $10,276 4.25%
POCATELLO, ID (FHA|USDA|VA) 3 $1,075,000 $358,333 $23,095 5.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,070,000 $267,500 $9,429 5.22%
CARSON CITY, NV (FHA|USDA|VA) 3 $1,045,000 $348,333 $8,013 4.29%
GOLDSBORO, NC (FHA|USDA|VA) 2 $1,040,000 $520,000 $11,272 5.75%
Shelton, WA (FHA|USDA|VA) 3 $1,035,000 $345,000 $12,348 5.50%
REDDING, CA (FHA|USDA|VA) 4 $960,000 $240,000 $12,580 5.95%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $960,000 $480,000 $7,878 4.81%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $935,000 $187,000 $5,801 5.38%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $920,000 $230,000 $5,643 5.81%
BURLINGTON, NC (FHA|USDA|VA) 2 $920,000 $460,000 $6,661 5.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $910,000 $455,000 $0 6.00%
Kapaa, HI (FHA|USDA|VA) 1 $895,000 $895,000 $37,047 4.88%
Winnemucca, NV (FHA|USDA|VA) 3 $895,000 $298,333 $6,709 5.17%
Show Low, AZ (FHA|USDA|VA) 2 $830,000 $415,000 $16,255 6.19%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $825,000 $825,000 $0 6.25%
FARMINGTON, NM (FHA|USDA|VA) 2 $820,000 $410,000 $13,030 5.06%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $810,000 $405,000 $8,857 4.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $810,000 $202,500 $7,722 6.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $810,000 $405,000 $5,655 5.81%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $800,000 $400,000 $16,912 5.94%
YUBA CITY, CA (FHA|USDA|VA) 2 $800,000 $400,000 $19,427 5.06%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $790,000 $395,000 $12,084 3.44%
Port Angeles, WA (FHA|USDA|VA) 2 $780,000 $390,000 $7,868 5.75%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $770,000 $385,000 $16,682 4.94%
ABILENE, TX (FHA|USDA|VA) 3 $765,000 $255,000 $10,314 5.38%
FORT COLLINS, CO (FHA|USDA|VA) 2 $760,000 $380,000 $6,233 6.36%
Lewisburg, TN (FHA|USDA|VA) 3 $755,000 $251,667 $8,891 5.42%
TWIN FALLS, ID (FHA|USDA|VA) 3 $755,000 $251,667 $6,626 5.83%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $750,000 $375,000 $12,084 5.69%
Grants, NM (FHA|USDA|VA) 7 $735,000 $105,000 $3,591 4.73%
SPARTANBURG, SC (FHA|USDA|VA) 2 $730,000 $365,000 $4,705 3.88%
Centralia, WA (FHA|USDA|VA) 2 $720,000 $360,000 $16,730 6.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $705,000 $235,000 $8,932 4.71%
LAS CRUCES, NM (FHA|USDA|VA) 3 $685,000 $228,333 $4,071 4.42%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $660,000 $330,000 $7,026 4.94%
GAINESVILLE, FL (FHA|USDA|VA) 2 $650,000 $325,000 $8,577 5.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $635,000 $635,000 $8,075 4.75%
Mount Airy, NC (FHA|USDA|VA) 1 $635,000 $635,000 $0 5.75%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $630,000 $315,000 $8,550 6.47%
Marion, NC (FHA|USDA|VA) 1 $615,000 $615,000 $0 6.75%
LOUISVILLE, KY (FHA|USDA|VA) 1 $615,000 $615,000 $0 4.13%
ERIE, PA (FHA|USDA|VA) 2 $600,000 $300,000 $4,719 5.31%
Aberdeen, WA (FHA|USDA|VA) 2 $580,000 $290,000 $20,190 6.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $580,000 $290,000 $10,081 6.38%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $570,000 $285,000 $8,372 6.63%
Chillicothe, OH (FHA|USDA|VA) 1 $565,000 $565,000 $0 5.75%
YUMA, AZ (FHA|USDA|VA) 3 $555,000 $185,000 $5,388 6.13%
Key West, FL (FHA|USDA|VA) 1 $545,000 $545,000 $10,597 6.88%
DULUTH, MN-WI (FHA|USDA|VA) 2 $540,000 $270,000 $3,626 6.94%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $540,000 $270,000 $6,800 4.69%
SAN GERMÁN, PR (FHA|USDA|VA) 2 $530,000 $265,000 $8,430 4.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $520,000 $260,000 $15,441 5.91%
WACO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $14,677 6.06%
ODESSA, TX (FHA|USDA|VA) 2 $520,000 $260,000 $15,035 5.88%
ALBANY, GA (FHA|USDA|VA) 3 $515,000 $171,667 $10,859 6.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $510,000 $255,000 $12,064 5.81%
EL CENTRO, CA (FHA|USDA|VA) 2 $510,000 $255,000 $10,894 5.44%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.25%
Sanford, NC (FHA|USDA|VA) 2 $500,000 $250,000 $13,979 4.00%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $495,000 $495,000 $12,299 5.88%
Gainesville, TX (FHA|USDA|VA) 2 $490,000 $245,000 $14,810 5.56%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $470,000 $235,000 $6,709 3.56%
Thomasville, GA (FHA|USDA|VA) 2 $470,000 $235,000 $8,360 5.50%
Palestine, TX (FHA|USDA|VA) 1 $465,000 $465,000 $17,177 5.25%
RICHMOND, VA (FHA|USDA|VA) 1 $465,000 $465,000 $0 6.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $460,000 $230,000 $10,224 6.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $455,000 $151,667 $7,384 8.04%
Lufkin, TX (FHA|USDA|VA) 2 $450,000 $225,000 $7,847 6.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $445,000 $445,000 $16,147 4.75%
SUMTER, SC (FHA|USDA|VA) 3 $445,000 $148,333 $7,220 5.54%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $445,000 $445,000 $11,772 4.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $440,000 $220,000 $9,198 4.56%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $440,000 $110,000 $4,931 4.75%
Henderson, NC (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $425,000 $425,000 $0 5.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $420,000 $210,000 $14,471 4.44%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $420,000 $210,000 $4,427 6.19%
SAN ANGELO, TX (FHA|USDA|VA) 1 $415,000 $415,000 $21,354 7.13%
Paris, TX (FHA|USDA|VA) 1 $415,000 $415,000 $22,195 5.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $405,000 $405,000 $3,458 3.38%
HAMMOND, LA (FHA|USDA|VA) 1 $405,000 $405,000 $0 6.25%
Elko, NV (FHA|USDA|VA) 1 $405,000 $405,000 $4,545 3.38%
Breckenridge, CO (FHA|USDA|VA) 1 $405,000 $405,000 $14,302 7.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $400,000 $200,000 $11,744 5.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $395,000 $395,000 $0 6.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $395,000 $395,000 $25,796 6.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $395,000 $395,000 $14,190 5.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $395,000 $395,000 $9,249 5.25%
LONGVIEW, WA (FHA|USDA|VA) 1 $395,000 $395,000 $12,654 3.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $395,000 $131,667 $5,259 4.54%
Cedartown, GA (FHA|USDA|VA) 1 $385,000 $385,000 $13,435 5.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $375,000 $375,000 $13,000 8.38%
Mount Vernon, OH (FHA|USDA|VA) 1 $375,000 $375,000 $4,291 4.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $375,000 $375,000 $14,741 4.63%
Rockport, TX (FHA|USDA|VA) 1 $375,000 $375,000 $6,293 6.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $375,000 $375,000 $25,501 6.50%
Cookeville, TN (FHA|USDA|VA) 1 $375,000 $375,000 $9,873 5.50%
Shelbyville, TN (FHA|USDA|VA) 1 $375,000 $375,000 $3,291 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $365,000 $365,000 $19,960 4.75%
WICHITA, KS (FHA|USDA|VA) 2 $360,000 $180,000 $3,719 6.31%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $355,000 $355,000 $9,135 3.00%
WALLA WALLA, WA (FHA|USDA|VA) 1 $345,000 $345,000 $14,588 4.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $345,000 $345,000 $19,323 6.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $340,000 $170,000 $8,993 5.56%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $340,000 $170,000 $8,978 6.44%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $335,000 $335,000 $3,539 5.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.25%
Sonora, CA (FHA|USDA|VA) 1 $335,000 $335,000 $16,890 4.13%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.75%
Alamogordo, NM (FHA|USDA|VA) 1 $325,000 $325,000 $4,190 4.13%
MAYAGÜEZ, PR (FHA|USDA|VA) 2 $310,000 $155,000 $6,652 4.75%
JACKSON, MS (FHA|USDA|VA) 1 $305,000 $305,000 $7,433 3.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $305,000 $305,000 $0 5.75%
Palatka, FL (FHA|USDA|VA) 1 $305,000 $305,000 $11,226 6.13%
MISSOULA, MT (FHA|USDA|VA) 1 $295,000 $295,000 $6,260 4.00%
GREEN BAY, WI (FHA|USDA|VA) 1 $295,000 $295,000 $5,775 6.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $295,000 $295,000 $11,856 5.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $285,000 $285,000 $11,556 4.25%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $280,000 $140,000 $4,699 5.69%
Mount Pleasant, MI (FHA|USDA|VA) 1 $275,000 $275,000 $12,196 4.25%
YAKIMA, WA (FHA|USDA|VA) 1 $275,000 $275,000 $11,760 4.75%
LAREDO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,241 6.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $255,000 $255,000 $11,727 5.13%
Ontario, OR-ID (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $245,000 $245,000 $6,623 4.25%
Brainerd, MN (FHA|USDA|VA) 1 $245,000 $245,000 $8,692 6.13%
Taos, NM (FHA|USDA|VA) 1 $235,000 $235,000 $14,412 6.25%
Douglas, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,796 4.25%
Alice, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,649 5.63%
Pahrump, NV (FHA|USDA|VA) 1 $235,000 $235,000 $3,809 3.50%
Cornelia, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,736 4.75%
ST. CLOUD, MN (FHA|USDA|VA) 1 $225,000 $225,000 $6,124 7.25%
Wilson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,543 5.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $215,000 $215,000 $9,381 5.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $9,908 6.50%
OCALA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $4,978 6.00%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $215,000 $215,000 $6,513 4.75%
Crescent City, CA (FHA|USDA|VA) 1 $205,000 $205,000 $14,161 5.50%
Ashtabula, OH (FHA|USDA|VA) 1 $205,000 $205,000 $14,264 6.75%
VALDOSTA, GA (FHA|USDA|VA) 1 $205,000 $205,000 $8,828 5.63%
ANCHORAGE, AK (FHA|USDA|VA) 1 $195,000 $195,000 $12,886 5.50%
Cullowhee, NC (FHA|USDA|VA) 1 $195,000 $195,000 $7,782 6.63%
Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,961 6.13%
MIDLAND, TX (FHA|USDA|VA) 2 $190,000 $95,000 $12,211 7.75%
Coldwater, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,230 5.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,856 4.88%
Española, NM (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.25%
SAGINAW, MI (FHA|USDA|VA) 1 $175,000 $175,000 $7,881 5.63%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,847 7.37%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $9,199 5.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,924 4.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,070 5.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $155,000 $155,000 $6,866 5.63%
Stephenville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,600 6.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,830 2.75%
PONCE, PR (FHA|USDA|VA) 1 $145,000 $145,000 $7,788 5.38%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $145,000 $145,000 $5,592 5.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,264 3.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $125,000 $125,000 $4,734 3.00%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $8,938 6.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $125,000 $125,000 $4,455 3.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,598 4.75%
GUAYAMA, PR (FHA|USDA|VA) 1 $115,000 $115,000 $5,611 3.38%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.22%
Las Vegas, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,203 5.00%
MONTGOMERY, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,335 5.88%
Shelby, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,950 5.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,595 7.13%
LINCOLN, NE (FHA|USDA|VA) 1 $95,000 $95,000 $4,308 5.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,184 3.50%
Americus, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,369 4.00%
Fallon, NV (FHA|USDA|VA) 1 $85,000 $85,000 $3,869 4.63%
Kingsville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,556 6.50%
BAY CITY, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,911 6.50%
Los Alamos, NM (FHA|USDA|VA) 1 $75,000 $75,000 $4,156 5.50%
DeRidder, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.00%
ROME, GA (FHA|USDA|VA) 1 $55,000 $55,000 $3,476 7.04%
FLINT, MI (FHA|USDA|VA) 1 $55,000 $55,000 $1,501 5.50%
Calcon Mutual Mortgage's top markets include Charleston, Albuquerque, Atlanta, San Diego, and Los Angeles among others.

Their top states include:
  • California (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,019 $794,155,000 $393,341 $9,233 5.35%
    FHA 825 $257,925,000 $312,636 $14,770 5.35%
    VA 312 $143,740,000 $460,705 $11,564 5.10%
    FHA 46 $10,480,000 $227,826 $0 6.65%
    USDA 23 $4,195,000 $182,391 $8,546 4.42%
    FHA 2 $650,000 $325,000 $0 3.81%

    For 2022, Calcon Mutual Mortgage's most frequently originated type of loan was Conventional, with 2,019 originations. Their 2nd most popular type was FHA, with 825 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,734 $1,034,880,000 $378,522 $11,111 5.43%
    Cash Out Refi 277 $96,735,000 $349,224 $9,159 4.96%
    Refi 166 $64,100,000 $386,145 $9,620 4.48%
    Home Improvement 42 $14,040,000 $334,286 $10,532 5.09%
    Other 8 $1,390,000 $173,750 $0 7.13%

    For 2022, Calcon Mutual Mortgage's most frequently cited loan purpose was Home Purchase, with 2,734 originations. The 2nd most popular reason was Cash Out Refi, with 277 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,917 $1,130,035,000 $387,396 $11,108 5.24%
    15 Year 95 $19,665,000 $207,000 $5,831 5.64%
    Other 80 $21,520,000 $269,000 $14,592 6.83%
    30+ year 79 $38,145,000 $482,848 $18,875 5.30%
    10 Year 51 $735,000 $14,412 $439 8.36%
    20 Year 5 $1,045,000 $209,000 $7,257 5.03%

    For 2022, Calcon Mutual Mortgage's most frequently cited loan duration was 30 Year, with 2,917 originations. The 2nd most popular length was 15 Year, with 95 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,527 $688,195,000 $450,684
    $2k-3k 432 $152,210,000 $352,338
    $1k-2k 387 $129,165,000 $333,760
    $3k-4k 313 $87,045,000 $278,099
    $4k-5k 289 $86,305,000 $298,633
    $<1k 216 $52,980,000 $245,278

    Calcon Mutual Mortgage's average total fees were $11,108, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,527 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,038 $425,420,000 $409,846
    4-5% 706 $267,010,000 $378,201
    6-7% 593 $221,535,000 $373,583
    3-4% 525 $190,455,000 $362,771
    7-8% 199 $68,145,000 $342,437
    Over 8% 89 $9,985,000 $112,191
    2.5-3% 68 $26,550,000 $390,441
    <2.5% 9 $2,045,000 $227,222

    During 2022, Calcon Mutual Mortgage's average interest rate for loans was 5.24%, while their most frequently originated rate bucket for loans was 5-6%, with 1,038 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,574 $467,920,000 $297,281 $10,071 5.23%
    $400k-600k 629 $300,835,000 $478,275 $13,069 5.37%
    $100k-200k 496 $78,360,000 $157,984 $6,690 5.38%
    $600k-1MM 338 $245,420,000 $726,095 $15,149 5.24%
    $100,000 or less 127 $6,075,000 $47,835 $2,978 6.68%
    $1MM+ 63 $112,535,000 $1,786,270 $35,126 5.24%

    2022 saw Calcon Mutual Mortgage place emphasis on $200k-400k loans with 1,574 originations, totaling $467,920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 847 $322,905,000 $381,234 $11,541 5.48%
    $75k-100k 635 $194,745,000 $306,685 $10,459 5.31%
    $50k-75k 588 $144,770,000 $246,207 $9,199 5.07%
    $150k-250k 551 $270,345,000 $490,644 $11,802 5.47%
    $50k or less 305 $56,645,000 $185,721 $7,498 5.16%
    $250k+ 260 $200,370,000 $770,654 $15,567 5.56%

    Calcon Mutual Mortgage lent most frequently to those with incomes in the $100k-150k range, with 847 originations. The second most popular income band? $75k-100k, with 635 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 447 $173,945,000 $389,139 $9,934 5.19%
    50-60% 401 $147,695,000 $368,317 $14,840 5.56%
    20-30% 361 $129,195,000 $357,881 $8,479 5.02%
    49% 219 $83,615,000 $381,804 $11,088 5.48%
    47% 147 $55,565,000 $377,993 $10,922 5.49%
    48% 146 $48,590,000 $332,808 $11,128 5.46%
    44% 144 $48,970,000 $340,069 $9,899 5.47%
    46% 140 $56,350,000 $402,500 $11,191 5.36%
    42% 134 $50,110,000 $373,955 $10,034 5.29%
    43% 131 $46,705,000 $356,527 $10,098 5.47%
    41% 130 $45,520,000 $350,154 $9,785 5.35%
    40% 118 $47,710,000 $404,322 $10,810 5.17%
    45% 115 $38,845,000 $337,783 $9,789 5.36%
    39% 107 $42,815,000 $400,140 $9,906 5.34%
    <20% 105 $52,585,000 $500,810 $13,456 5.17%
    37% 99 $42,475,000 $429,040 $11,871 5.13%
    38% 94 $35,330,000 $375,851 $11,039 5.24%
    36% 92 $33,660,000 $365,870 $9,428 5.25%
    >60% 23 $12,775,000 $555,435 $17,628 5.22%

    Calcon Mutual Mortgage lent most frequently to those with DTI ratios of 30-36%, with 447 originations. The next most common DTI ratio? 50-60%, with 401 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,934 $718,090,000 $371,298 $9,843 5.12%
    Not provided 709 $273,815,000 $386,199 $13,425 6.02%
    Black 403 $130,585,000 $324,032 $11,096 5.25%
    Asian 117 $53,815,000 $459,957 $10,746 5.25%
    American Indian 44 $17,510,000 $397,955 $12,169 4.87%
    Not applicable 7 $10,615,000 $1,516,429 $0 7.18%
    Native Hawaiian or Islander 7 $2,895,000 $413,571 $9,468 4.70%
    Korean 1 $1,725,000 $1,725,000 $58,911 5.00%
    Asian Indian 1 $895,000 $895,000 $10,975 5.13%
    Filipino 2 $690,000 $345,000 $5,598 6.19%
    Chinese 2 $510,000 $255,000 $19,565 6.25%

    Approval Rates

    Total approvals of all applications
    88.67%

    Calcon Mutual Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    57.45%

    Calcon Mutual Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    23700.0 1 $1,435,000 $1,435,000
    40765.0 1 $1,325,000 $1,325,000
    42622.24 1 $1,325,000 $1,325,000
    4472.25 1 $245,000 $245,000
    NA 3,223 $1,206,815,000 $374,438

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,227 $1,211,145,000 $375,316

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 115 $35,295,000 $306,913 $9,075 5.82%
    40-60% 261 $88,995,000 $340,977 $8,570 5.15%
    60-80% 750 $317,290,000 $423,053 $10,287 5.12%
    80-100% 1,904 $722,240,000 $379,328 $11,506 5.29%
    Over 100% 79 $35,905,000 $454,494 $17,257 5.23%
    Under 20% 109 $9,115,000 $83,624 $2,547 7.83%