Calcon Mutual Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 549300NFPC3Y4W3Y7R87

Tax ID: 77-0717225

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Calcon Mutual Mortgage is a small mortgage company specializing in Home Purchase loans. Calcon Mutual Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Charleston, Salt Lake City, Atlanta, and Reno among others. We have data for 172 markets. (Some data included below & more in-depth data is available with an active subscription.)

Calcon Mutual Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Calcon Mutual Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.82% 11/17/24
30 Year Conventional Refi 6.58% 11/17/24
30 Year Cash-out Refi 6.97% 11/17/24
30 Year FHA Purchase 7.62% 11/17/24
30 Year FHA Refi 7.55% 11/17/24
30 Year VA Purchase 6.68% 11/17/24
30 Year VA Refi 6.82% 11/17/24
30 Year USDA Purchase 6.84% 11/17/24
15 Year Conventional Purchase 8.47% 11/17/24
15 Year Conventional Refi 6.40% 11/17/24
15 Year Cash-out Refi 6.40% 11/17/24
15 Year VA Purchase 5.35% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Calcon Mutual Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Calcon Mutual Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,593

Origination Dollar Volume (All Markets)

$1,393,605,000

Awards

CALCON MUTUAL MORTGAGE VA Loans gold CALCON MUTUAL MORTGAGE FHA Loans bronze CALCON MUTUAL MORTGAGE FHA Loans bronze
Show all (3) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 683 $154,315,000 $225,937 $6,667 4.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 497 $115,705,000 $232,807 $7,575 4.67%
SALT LAKE CITY, UT (FHA|USDA|VA) 363 $108,985,000 $300,234 $6,858 4.37%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 445 $83,695,000 $188,079 $6,316 4.77%
RENO, NV (FHA|USDA|VA) 235 $76,185,000 $324,191 $6,159 4.35%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 173 $74,865,000 $432,746 $5,933 4.27%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 309 $66,885,000 $216,456 $7,306 5.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 277 $62,425,000 $225,361 $4,741 4.23%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 144 $53,660,000 $372,639 $6,453 4.58%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 202 $40,870,000 $202,327 $7,002 5.01%
PROVO-OREM, UT (FHA|USDA|VA) 117 $34,255,000 $292,778 $7,001 4.36%
BOISE CITY, ID (FHA|USDA|VA) 123 $33,675,000 $273,780 $6,380 4.35%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 135 $33,445,000 $247,741 $5,507 4.38%
Cedar City, UT (FHA|USDA|VA) 130 $28,160,000 $216,615 $5,991 4.24%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 55 $24,335,000 $442,455 $7,359 4.27%
VALLEJO, CA (FHA|USDA|VA) 66 $24,320,000 $368,485 $10,653 4.70%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 94 $20,390,000 $216,915 $6,919 4.92%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 91 $18,065,000 $198,516 $6,245 5.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 73 $17,385,000 $238,151 $6,357 4.83%
Outside of Metro Areas 85 $15,565,000 $183,118 $5,559 4.76%
JACKSONVILLE, FL (FHA|USDA|VA) 74 $15,420,000 $208,378 $6,831 4.51%
YUBA CITY, CA (FHA|USDA|VA) 49 $14,795,000 $301,939 $8,558 4.73%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 64 $13,100,000 $204,688 $6,804 5.04%
ST. GEORGE, UT (FHA|USDA|VA) 46 $12,770,000 $277,609 $6,091 4.41%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 27 $11,615,000 $430,185 $6,624 4.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 47 $10,795,000 $229,681 $7,747 5.28%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 48 $10,710,000 $223,125 $6,901 4.99%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 30 $10,450,000 $348,333 $7,695 4.23%
Jefferson, GA (FHA|USDA|VA) 53 $10,115,000 $190,849 $5,545 4.81%
BURLINGTON, NC (FHA|USDA|VA) 50 $9,950,000 $199,000 $6,449 4.96%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 22 $8,990,000 $408,636 $8,144 4.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 41 $8,895,000 $216,951 $7,533 4.46%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 46 $8,600,000 $186,957 $5,465 4.83%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 37 $8,235,000 $222,568 $5,869 5.01%
WINSTON-SALEM, NC (FHA|USDA|VA) 46 $8,230,000 $178,913 $5,427 5.27%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 37 $7,855,000 $212,297 $6,605 4.78%
COLUMBIA, SC (FHA|USDA|VA) 39 $7,455,000 $191,154 $6,458 4.56%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 28 $6,520,000 $232,857 $6,321 4.59%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 29 $6,265,000 $216,034 $8,028 4.59%
Fernley, NV (FHA|USDA|VA) 25 $5,815,000 $232,600 $6,668 4.41%
Heber, UT (FHA|USDA|VA) 15 $5,765,000 $384,333 $7,087 4.64%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $5,350,000 $535,000 $9,825 4.04%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 20 $5,320,000 $266,000 $5,786 5.18%
FAYETTEVILLE, NC (FHA|USDA|VA) 22 $4,340,000 $197,273 $5,631 4.98%
FRESNO, CA (FHA|USDA|VA) 17 $4,245,000 $249,706 $6,003 4.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 18 $3,210,000 $178,333 $6,393 4.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $3,185,000 $353,889 $6,157 4.38%
Kapaa, HI (FHA|USDA|VA) 5 $2,705,000 $541,000 $14,147 5.55%
WILMINGTON, NC (FHA|USDA|VA) 11 $2,665,000 $242,273 $6,745 4.58%
SPARTANBURG, SC (FHA|USDA|VA) 12 $2,660,000 $221,667 $7,218 4.40%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $2,550,000 $425,000 $7,254 4.64%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $2,450,000 $136,111 $6,059 5.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $2,345,000 $469,000 $5,431 4.15%
Gallup, NM (FHA|USDA|VA) 15 $2,045,000 $136,333 $4,579 4.28%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $2,040,000 $340,000 $8,267 4.23%
Hailey, ID (FHA|USDA|VA) 4 $1,900,000 $475,000 $11,570 4.41%
Tullahoma-Manchester, TN (FHA|USDA|VA) 10 $1,870,000 $187,000 $4,820 4.45%
Rexburg, ID (FHA|USDA|VA) 6 $1,770,000 $295,000 $5,638 4.60%
CARSON CITY, NV (FHA|USDA|VA) 6 $1,770,000 $295,000 $7,040 4.73%
Grants, NM (FHA|USDA|VA) 13 $1,645,000 $126,538 $3,790 4.53%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 6 $1,530,000 $255,000 $8,196 5.54%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,520,000 $190,000 $5,947 4.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,505,000 $215,000 $6,818 4.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,480,000 $370,000 $5,666 4.84%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $1,470,000 $147,000 $4,545 5.03%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,123 4.78%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $0 8.50%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,099 4.77%
SANTA FE, NM (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,539 4.35%
Sevierville, TN (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,312 3.83%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,090,000 $545,000 $6,639 3.50%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,092 4.34%
Fallon, NV (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,054 4.25%
Mountain Home, AR (FHA|USDA|VA) 6 $990,000 $165,000 $3,924 4.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $905,000 $301,667 $6,889 4.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $905,000 $301,667 $3,999 4.83%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $855,000 $171,000 $4,157 4.58%
Orangeburg, SC (FHA|USDA|VA) 6 $830,000 $138,333 $5,552 4.98%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $800,000 $400,000 $7,313 4.50%
TUCSON, AZ (FHA|USDA|VA) 4 $770,000 $192,500 $6,011 4.75%
MADERA, CA (FHA|USDA|VA) 3 $765,000 $255,000 $6,681 4.08%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $705,000 $235,000 $7,751 4.04%
Vernal, UT (FHA|USDA|VA) 3 $695,000 $231,667 $7,992 4.50%
GAINESVILLE, FL (FHA|USDA|VA) 3 $675,000 $225,000 $3,435 4.71%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $620,000 $310,000 $5,345 4.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $620,000 $155,000 $4,980 4.69%
TWIN FALLS, ID (FHA|USDA|VA) 3 $595,000 $198,333 $9,384 3.71%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $585,000 $195,000 $3,852 4.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $585,000 $585,000 $6,214 4.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $580,000 $290,000 $7,452 4.94%
Ontario, OR-ID (FHA|USDA|VA) 3 $555,000 $185,000 $4,477 4.00%
SALINAS, CA (FHA|USDA|VA) 1 $555,000 $555,000 $3,505 3.75%
Georgetown, SC (FHA|USDA|VA) 3 $545,000 $181,667 $8,318 5.29%
Oak Harbor, WA (FHA|USDA|VA) 2 $510,000 $255,000 $5,159 4.88%
NAPA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,832 4.13%
Shelton, WA (FHA|USDA|VA) 2 $500,000 $250,000 $4,942 4.56%
Roswell, NM (FHA|USDA|VA) 3 $485,000 $161,667 $4,087 4.33%
LAFAYETTE, LA (FHA|USDA|VA) 1 $485,000 $485,000 $9,887 4.88%
MEDFORD, OR (FHA|USDA|VA) 1 $485,000 $485,000 $8,113 3.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $475,000 $158,333 $5,732 4.25%
Harrison, AR (FHA|USDA|VA) 4 $450,000 $112,500 $4,593 4.94%
BEND, OR (FHA|USDA|VA) 2 $440,000 $220,000 $6,484 3.94%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $410,000 $205,000 $3,994 4.38%
Blytheville, AR (FHA|USDA|VA) 5 $375,000 $75,000 $4,735 5.38%
GREELEY, CO (FHA|USDA|VA) 2 $370,000 $185,000 $4,292 4.13%
MAYAGÃœEZ, PR (FHA|USDA|VA) 1 $365,000 $365,000 $5,497 4.50%
Mountain Home, ID (FHA|USDA|VA) 2 $360,000 $180,000 $2,633 3.94%
Taos, NM (FHA|USDA|VA) 1 $355,000 $355,000 $4,594 4.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $355,000 $355,000 $10,358 4.00%
ASHEVILLE, NC (FHA|USDA|VA) 2 $350,000 $175,000 $4,761 4.38%
Shawnee, OK (FHA|USDA|VA) 2 $340,000 $170,000 $5,126 4.31%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $335,000 $335,000 $350 4.75%
CORVALLIS, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,425 4.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $325,000 $325,000 $9,468 5.00%
Evanston, WY (FHA|USDA|VA) 1 $325,000 $325,000 $16,504 3.50%
MODESTO, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,535 3.88%
Los Alamos, NM (FHA|USDA|VA) 1 $315,000 $315,000 $9,603 3.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $315,000 $315,000 $12,294 5.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $4,376 4.38%
Elko, NV (FHA|USDA|VA) 1 $295,000 $295,000 $11,935 3.88%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $8,268 4.25%
Las Vegas, NM (FHA|USDA|VA) 1 $275,000 $275,000 $4,289 4.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $5,832 3.63%
TULSA, OK (FHA|USDA|VA) 1 $255,000 $255,000 $9,480 4.00%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $250,000 $125,000 $3,935 5.50%
Jasper, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,050 4.38%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,657 4.63%
PONCE, PR (FHA|USDA|VA) 1 $225,000 $225,000 $11,112 4.25%
LAS CRUCES, NM (FHA|USDA|VA) 2 $220,000 $110,000 $3,533 4.75%
Moscow, ID (FHA|USDA|VA) 1 $215,000 $215,000 $3,820 4.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $215,000 $215,000 $5,811 4.13%
Greenwood, SC (FHA|USDA|VA) 1 $215,000 $215,000 $4,039 5.00%
FARMINGTON, NM (FHA|USDA|VA) 1 $215,000 $215,000 $3,149 4.63%
ALBANY, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,320 4.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $210,000 $105,000 $4,897 4.50%
Outside of Metro Areas 1 $205,000 $205,000 $4,431 3.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $205,000 $205,000 $1,362 4.25%
LAWTON, OK (FHA|USDA|VA) 1 $205,000 $205,000 $5,353 3.63%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $6,905 5.00%
Branson, MO (FHA|USDA|VA) 1 $205,000 $205,000 $3,919 4.50%
Deming, NM (FHA|USDA|VA) 1 $195,000 $195,000 $6,701 3.50%
Athens, TN (FHA|USDA|VA) 1 $195,000 $195,000 $5,829 4.75%
Bay City, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,125 4.38%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $185,000 $185,000 $7,673 3.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,229 5.13%
Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $7,020 4.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,160 4.00%
YAKIMA, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,342 4.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,292 5.00%
SUMTER, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,114 4.88%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $155,000 $155,000 $6,667 4.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,471 4.88%
POCATELLO, ID (FHA|USDA|VA) 1 $145,000 $145,000 $7,615 4.06%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $145,000 $145,000 $3,085 5.50%
Pahrump, NV (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.00%
Vidalia, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,857 4.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,322 4.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $3,443 4.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,490 5.13%
Arecibo, PR (FHA|USDA|VA) 2 $120,000 $60,000 $4,135 3.88%
Searcy, AR (FHA|USDA|VA) 1 $105,000 $105,000 $4,067 5.00%
Batesville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $4,526 5.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $95,000 $95,000 $5,636 5.63%
COLUMBUS, OH (FHA|USDA|VA) 1 $85,000 $85,000 $125 4.00%
Selma, AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,573 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,534 4.75%
McMinnville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,371 4.13%
Price, UT (FHA|USDA|VA) 1 $85,000 $85,000 $3,841 3.88%
YAUCO, PR (FHA|USDA|VA) 1 $75,000 $75,000 $4,974 4.00%
Forrest City, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,872 4.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,632 5.00%
Calcon Mutual Mortgage's top markets include Houston, Charleston, Salt Lake City, Atlanta, and Reno among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CALCON MUTUAL MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Schools Financial Credit Union
    Similarity Rank: 60
    EXCITE Credit Union
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    MYPOINT Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,518 $709,270,000 $281,680 $5,311 4.47%
    FHA 2,259 $481,505,000 $213,150 $8,001 4.88%
    VA 627 $166,705,000 $265,877 $6,859 4.56%
    USDA 184 $35,190,000 $191,250 $5,625 4.47%
    FHA 3 $505,000 $168,333 $0 4.57%
    FHA 2 $430,000 $215,000 $0 4.76%

    For 2019, Calcon Mutual Mortgage's most frequently originated type of loan was Conventional, with 2,518 originations. Their 2nd most popular type was FHA, with 2,259 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,625 $1,098,735,000 $237,564 $6,679 4.73%
    Refi 604 $196,430,000 $325,215 $6,023 4.10%
    Cash Out Refi 342 $91,890,000 $268,684 $6,152 4.48%
    Home Improvement 22 $6,550,000 $297,727 $5,719 4.78%

    For 2019, Calcon Mutual Mortgage's most frequently cited loan purpose was Home Purchase, with 4,625 originations. The 2nd most popular reason was Refi, with 604 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,375 $1,340,085,000 $249,318 $6,629 4.64%
    15 Year 137 $28,325,000 $206,752 $3,576 4.90%
    Other 37 $13,785,000 $372,568 $10,770 5.42%
    20 Year 30 $7,040,000 $234,667 $4,923 4.10%
    30+ year 9 $3,275,000 $363,889 $8,028 4.50%
    10 Year 5 $1,095,000 $219,000 $3,984 3.50%

    For 2019, Calcon Mutual Mortgage's most frequently cited loan duration was 30 Year, with 5,375 originations. The 2nd most popular length was 15 Year, with 137 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,885 $464,195,000 $246,257
    $<1k 1,423 $308,105,000 $216,518
    $2k-3k 736 $170,410,000 $231,535
    $5k+ 588 $208,520,000 $354,626
    $3k-4k 565 $136,825,000 $242,168
    $4k-5k 365 $94,645,000 $259,301

    Calcon Mutual Mortgage's average total fees were $6,629, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,885 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,612 $649,780,000 $248,767
    5-6% 1,595 $345,115,000 $216,373
    3-4% 1,315 $381,785,000 $290,331
    6-7% 53 $12,335,000 $232,736
    7-8% 8 $1,080,000 $135,000
    2.5-3% 7 $2,225,000 $317,857
    Over 8% 3 $1,285,000 $428,333

    During 2019, Calcon Mutual Mortgage's average interest rate for loans was 4.64%, while their most frequently originated rate bucket for loans was 4-5%, with 2,612 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,848 $747,640,000 $262,514 $7,081 4.58%
    $100k-200k 2,025 $341,955,000 $168,867 $5,708 4.79%
    $400k-600k 430 $201,020,000 $467,488 $7,255 4.27%
    $100,000 or less 182 $14,330,000 $78,736 $3,749 4.99%
    $600k-1MM 92 $65,830,000 $715,543 $9,818 4.27%
    $1MM+ 16 $22,830,000 $1,426,875 $19,004 5.10%

    2019 saw Calcon Mutual Mortgage place emphasis on $200k-400k loans with 2,848 originations, totaling $747,640,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,967 $421,395,000 $214,232 $6,538 4.74%
    $75k-100k 1,064 $275,510,000 $258,938 $6,929 4.69%
    $50k or less 1,014 $170,920,000 $168,560 $5,780 4.65%
    $100k-150k 794 $242,840,000 $305,844 $6,762 4.50%
    $150k-250k 401 $148,445,000 $370,187 $6,645 4.52%
    $250k+ 181 $87,585,000 $483,895 $7,239 4.68%

    Calcon Mutual Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,967 originations. The second most popular income band? $75k-100k, with 1,064 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 754 $188,710,000 $250,279 $6,168 4.54%
    50-60% 749 $174,145,000 $232,503 $7,757 4.92%
    20-30% 602 $161,490,000 $268,256 $5,728 4.43%
    49% 356 $85,110,000 $239,073 $6,685 4.81%
    44% 279 $66,365,000 $237,867 $6,437 4.72%
    48% 243 $58,455,000 $240,556 $6,663 4.77%
    45% 243 $62,105,000 $255,576 $6,611 4.67%
    43% 238 $60,960,000 $256,134 $6,698 4.62%
    41% 236 $57,780,000 $244,831 $6,299 4.57%
    42% 231 $61,685,000 $267,035 $6,536 4.65%
    39% 214 $55,020,000 $257,103 $6,273 4.59%
    40% 211 $52,155,000 $247,180 $6,254 4.62%
    46% 211 $48,195,000 $228,412 $6,599 4.86%
    47% 201 $48,475,000 $241,169 $6,744 4.75%
    38% 186 $48,700,000 $261,828 $6,484 4.60%
    37% 161 $38,745,000 $240,652 $6,636 4.59%
    36% 155 $39,265,000 $253,323 $6,038 4.55%
    <20% 134 $37,290,000 $278,284 $5,964 4.30%
    >60% 31 $7,715,000 $248,871 $6,231 5.11%

    Calcon Mutual Mortgage lent most frequently to those with DTI ratios of 30-36%, with 754 originations. The next most common DTI ratio? 50-60%, with 749 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,231 $1,090,045,000 $257,633 $6,515 4.58%
    Black 1,116 $229,260,000 $205,430 $6,721 4.90%
    Asian 138 $42,550,000 $308,333 $6,635 4.45%
    Not provided 55 $16,005,000 $291,000 $7,097 4.58%
    American Indian 33 $7,065,000 $214,091 $6,928 4.46%
    Native Hawaiian or Islander 16 $4,180,000 $261,250 $6,425 4.35%
    Not applicable 3 $4,165,000 $1,388,333 $0 6.17%
    Samoan 1 $335,000 $335,000 $14,670 5.50%

    Approval Rates

    Total approvals of all applications
    77.25%

    Calcon Mutual Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    72.27%

    Calcon Mutual Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,593 $1,393,605,000 $249,169

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $5,370,000 $1,342,500
    Single Family (1-4 Units):Manufactured 72 $12,340,000 $171,389
    Single Family (1-4 Units):Site-Built 5,517 $1,375,895,000 $249,392

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 72 $17,270,000 $239,861 $3,672 4.70%
    40-60% 198 $54,990,000 $277,727 $4,966 4.25%
    60-80% 907 $272,875,000 $300,854 $5,525 4.43%
    80-100% 4,036 $953,720,000 $236,303 $6,782 4.71%
    Over 100% 188 $52,660,000 $280,106 $9,904 4.63%
    Under 20% 40 $4,810,000 $120,250 $1,104 6.41%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS VA mortgage Closing on a mortgage 1 100.0%