Lendsure Mortgage Corp. Rates, Fees & Info

CAMDEN, DE

LEI: 549300UR5AOWTJJ7KZ64

Tax ID: 47-3566124

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Lendsure Mortgage Corp. is a smaller mortgage company specializing in Home Purchase loans. Lendsure Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Francisco, San Diego, Houston, and Orlando among others. We have data for 143 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendsure Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendsure Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	8.28%	4/18/24
30 Year Conventional Refi	7.66%	4/18/24
30 Year Cash-out Refi	8.24%	4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lendsure Mortgage Corp. Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lendsure Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

1,280

Origination Dollar Volume (All Markets)

$558,060,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	118	$81,820,000	$693,390	$20,114	5.80%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	69	$68,815,000	$997,319	$26,086	5.55%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	57	$32,225,000	$565,351	$16,854	5.93%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	78	$24,570,000	$315,000	$12,341	6.30%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	86	$22,630,000	$263,140	$15,869	5.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	55	$19,705,000	$358,273	$13,811	6.32%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	45	$18,105,000	$402,333	$13,102	6.37%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	64	$17,040,000	$266,250	$9,563	6.92%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	37	$15,315,000	$413,919	$13,578	5.98%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	42	$14,470,000	$344,524	$12,512	6.38%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	32	$13,030,000	$407,188	$13,697	6.41%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	27	$12,695,000	$470,185	$14,767	6.03%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	33	$11,945,000	$361,970	$12,393	6.48%
Heber, UT (FHA\|USDA\|VA)	10	$11,140,000	$1,114,000	$24,450	5.76%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	30	$10,860,000	$362,000	$12,772	6.19%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	27	$9,655,000	$357,593	$10,895	6.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	18	$9,640,000	$535,556	$19,674	5.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	22	$8,160,000	$370,909	$11,684	6.64%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	11	$7,855,000	$714,091	$18,587	5.70%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	24	$7,360,000	$306,667	$10,509	6.57%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	15	$6,955,000	$463,667	$13,822	6.49%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	16	$5,670,000	$354,375	$12,308	6.12%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	12	$4,970,000	$414,167	$13,176	6.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	12	$4,920,000	$410,000	$15,021	6.26%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	11	$4,875,000	$443,182	$12,409	6.42%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	6	$4,870,000	$811,667	$22,119	5.33%
SALINAS, CA (FHA\|USDA\|VA)	4	$4,010,000	$1,002,500	$22,395	5.50%
Outside of Metro Areas	14	$3,980,000	$284,286	$10,001	6.59%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	5	$3,765,000	$753,000	$18,795	6.02%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	10	$3,580,000	$358,000	$12,304	6.33%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	4	$3,510,000	$877,500	$25,047	5.81%
SALEM, OR (FHA\|USDA\|VA)	10	$3,490,000	$349,000	$11,908	6.57%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	7	$3,215,000	$459,286	$13,647	6.84%
WORCESTER, MA-CT (FHA\|USDA\|VA)	12	$3,110,000	$259,167	$10,663	6.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	10	$2,940,000	$294,000	$10,503	6.94%
BOULDER, CO (FHA\|USDA\|VA)	6	$2,890,000	$481,667	$14,799	5.98%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	5	$2,645,000	$529,000	$16,597	5.55%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	10	$2,540,000	$254,000	$10,672	6.71%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	6	$2,430,000	$405,000	$9,180	6.21%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	7	$2,405,000	$343,571	$11,105	6.84%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	6	$2,400,000	$400,000	$14,776	6.56%
JACKSONVILLE, FL (FHA\|USDA\|VA)	6	$2,300,000	$383,333	$13,999	6.50%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	11	$2,145,000	$195,000	$7,607	6.60%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	8	$2,000,000	$250,000	$15,882	6.01%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	6	$1,980,000	$330,000	$10,898	7.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	5	$1,845,000	$369,000	$10,929	6.70%
Outside of Metro Areas	3	$1,735,000	$578,333	$16,217	6.00%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	5	$1,515,000	$303,000	$11,425	6.52%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	6	$1,510,000	$251,667	$10,975	6.37%
BELLINGHAM, WA (FHA\|USDA\|VA)	3	$1,455,000	$485,000	$13,607	6.54%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	4	$1,440,000	$360,000	$12,384	6.38%
VALLEJO, CA (FHA\|USDA\|VA)	4	$1,280,000	$320,000	$12,009	6.34%
STOCKTON, CA (FHA\|USDA\|VA)	3	$1,265,000	$421,667	$17,033	5.50%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	3	$1,235,000	$411,667	$11,234	6.71%
PROVO-OREM, UT (FHA\|USDA\|VA)	3	$1,165,000	$388,333	$13,026	5.79%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$1,165,000	$1,165,000	$18,013	5.25%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	5	$1,135,000	$227,000	$8,315	7.67%
COLUMBUS, OH (FHA\|USDA\|VA)	3	$1,095,000	$365,000	$11,529	6.54%
Laconia, NH (FHA\|USDA\|VA)	4	$1,050,000	$262,500	$7,400	6.72%
REDDING, CA (FHA\|USDA\|VA)	2	$1,000,000	$500,000	$10,929	7.00%
READING, PA (FHA\|USDA\|VA)	3	$955,000	$318,333	$12,588	7.04%
BOISE CITY, ID (FHA\|USDA\|VA)	3	$955,000	$318,333	$12,539	6.99%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	2	$930,000	$465,000	$22,868	6.12%
Ellensburg, WA (FHA\|USDA\|VA)	1	$855,000	$855,000	$21,775	6.50%
GREELEY, CO (FHA\|USDA\|VA)	3	$785,000	$261,667	$9,714	7.50%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	2	$780,000	$390,000	$12,586	6.50%
FLINT, MI (FHA\|USDA\|VA)	2	$780,000	$390,000	$12,180	7.24%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	4	$760,000	$190,000	$8,922	6.90%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	2	$750,000	$375,000	$17,206	6.94%
MADISON, WI (FHA\|USDA\|VA)	2	$740,000	$370,000	$11,271	6.43%
WILMINGTON, NC (FHA\|USDA\|VA)	3	$705,000	$235,000	$9,228	7.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	3	$705,000	$235,000	$11,204	6.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$675,000	$675,000	$18,291	5.99%
OCALA, FL (FHA\|USDA\|VA)	3	$645,000	$215,000	$12,108	6.16%
EL CENTRO, CA (FHA\|USDA\|VA)	1	$635,000	$635,000	$11,700	6.88%
Morehead City, NC (FHA\|USDA\|VA)	1	$625,000	$625,000	$13,825	5.99%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	3	$595,000	$198,333	$7,158	6.83%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	1	$585,000	$585,000	$21,598	6.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	2	$540,000	$270,000	$8,581	6.62%
Steamboat Springs, CO (FHA\|USDA\|VA)	1	$525,000	$525,000	$20,458	6.25%
Jefferson, GA (FHA\|USDA\|VA)	1	$505,000	$505,000	$7,006	6.99%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	2	$500,000	$250,000	$8,144	6.06%
YUMA, AZ (FHA\|USDA\|VA)	1	$495,000	$495,000	$15,481	5.74%
GRANTS PASS, OR (FHA\|USDA\|VA)	2	$490,000	$245,000	$12,379	6.00%
BAKERSFIELD, CA (FHA\|USDA\|VA)	2	$490,000	$245,000	$11,588	7.19%
Sandpoint, ID (FHA\|USDA\|VA)	2	$490,000	$245,000	$8,331	5.12%
Prineville, OR (FHA\|USDA\|VA)	1	$485,000	$485,000	$14,997	5.38%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	3	$485,000	$161,667	$6,984	7.50%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	2	$470,000	$235,000	$9,360	7.81%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	1	$465,000	$465,000	$12,073	5.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	2	$460,000	$230,000	$8,092	6.12%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	1	$455,000	$455,000	$8,947	7.50%
Brevard, NC (FHA\|USDA\|VA)	1	$455,000	$455,000	$13,947	7.50%
Pahrump, NV (FHA\|USDA\|VA)	2	$450,000	$225,000	$11,589	5.75%
TUCSON, AZ (FHA\|USDA\|VA)	1	$445,000	$445,000	$12,356	6.62%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	3	$445,000	$148,333	$7,447	6.29%
ST. GEORGE, UT (FHA\|USDA\|VA)	2	$430,000	$215,000	$9,519	6.88%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	1	$425,000	$425,000	$23,443	5.50%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$425,000	$425,000	$21,655	5.88%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$425,000	$425,000	$14,657	6.99%
Hutchinson, MN (FHA\|USDA\|VA)	1	$405,000	$405,000	$11,903	6.25%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	2	$380,000	$190,000	$7,765	7.31%
Ontario, OR-ID (FHA\|USDA\|VA)	1	$375,000	$375,000	$14,166	6.25%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	1	$355,000	$355,000	$6,763	7.50%
PUNTA GORDA, FL (FHA\|USDA\|VA)	1	$335,000	$335,000	$8,078	6.50%
PITTSBURGH, PA (FHA\|USDA\|VA)	2	$330,000	$165,000	$6,814	6.25%
Whitewater, WI (FHA\|USDA\|VA)	2	$330,000	$165,000	$6,756	7.93%
Key West, FL (FHA\|USDA\|VA)	1	$325,000	$325,000	$13,639	6.88%
Shelby, NC (FHA\|USDA\|VA)	1	$295,000	$295,000	$8,926	5.99%
GAINESVILLE, FL (FHA\|USDA\|VA)	2	$290,000	$145,000	$6,934	6.43%
Crescent City, CA (FHA\|USDA\|VA)	1	$285,000	$285,000	$10,100	8.75%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$275,000	$275,000	$13,898	5.63%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	1	$275,000	$275,000	$7,232	5.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	1	$265,000	$265,000	$9,717	5.87%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	1	$255,000	$255,000	$14,315	5.88%
JACKSONVILLE, NC (FHA\|USDA\|VA)	1	$255,000	$255,000	$8,241	5.99%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	7.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	1	$255,000	$255,000	$10,713	6.50%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	1	$225,000	$225,000	$11,199	6.99%
EL PASO, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	5.63%
WARNER ROBINS, GA (FHA\|USDA\|VA)	1	$205,000	$205,000	$9,402	7.00%
FRESNO, CA (FHA\|USDA\|VA)	1	$205,000	$205,000	$6,809	6.99%
AKRON, OH (FHA\|USDA\|VA)	1	$205,000	$205,000	$12,258	5.25%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,801	6.13%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$205,000	$205,000	$8,177	5.75%
Cañon City, CO (FHA\|USDA\|VA)	1	$195,000	$195,000	$8,911	8.38%
SAVANNAH, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$9,091	7.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$7,527	6.50%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$185,000	$185,000	$9,478	5.88%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	1	$175,000	$175,000	$9,961	5.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,171	7.50%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,615	6.88%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,272	6.38%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,839	6.00%
ANN ARBOR, MI (FHA\|USDA\|VA)	1	$155,000	$155,000	$6,699	5.63%
Huntsville, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$8,824	6.13%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	1	$155,000	$155,000	$6,777	8.63%
Pampa, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$5,923	5.75%
VISALIA, CA (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,777	6.50%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,389	6.88%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	1	$85,000	$85,000	$4,813	6.88%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	1	$75,000	$75,000	$6,347	6.88%
Lebanon, NH-VT (FHA\|USDA\|VA)	1	$65,000	$65,000	$4,705	7.38%

Lendsure Mortgage Corp.'s top markets include Los Angeles, San Francisco, San Diego, Houston, and Orlando among others.

Their top states include:

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Massachusetts (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	1,278	$557,490,000	$436,221	$14,445	6.24%
FHA	2	$570,000	$285,000	$11,941	6.94%

For 2019, Lendsure Mortgage Corp.'s most frequently originated type of loan was Conventional, with 1,278 originations. Their 2nd most popular type was FHA, with 2 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	808	$332,680,000	$411,733	$14,171	6.25%
Other	244	$110,460,000	$452,705	$13,931	6.32%
Cash Out Refi	120	$52,870,000	$440,583	$13,941	6.29%
Refi	77	$45,255,000	$587,727	$17,867	5.82%
Home Improvement	31	$16,795,000	$541,774	$18,843	6.26%

For 2019, Lendsure Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 808 originations. The 2nd most popular reason was Other, with 244 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	1,198	$484,380,000	$404,324	$13,663	6.28%
30+ year	76	$70,620,000	$929,211	$26,558	5.64%
1 Year	5	$2,855,000	$571,000	$16,705	7.00%
Other	1	$205,000	$205,000	$9,691	8.50%

For 2019, Lendsure Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 1,198 originations. The 2nd most popular length was 30+ year, with 76 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	1,112	$524,940,000	$472,068
$4k-5k	91	$16,815,000	$184,780
$3k-4k	57	$9,315,000	$163,421
$2k-3k	8	$1,300,000	$162,500
$1k-2k	7	$3,175,000	$453,571
$<1k	2	$1,550,000	$775,000

Lendsure Mortgage Corp.'s average total fees were $13,663, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,112 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
5-6%	489	$242,585,000	$496,084
6-7%	425	$165,805,000	$390,129
7-8%	212	$63,810,000	$300,991
4-5%	119	$78,765,000	$661,891
Over 8%	35	$7,095,000	$202,714

During 2019, Lendsure Mortgage Corp.'s average interest rate for loans was 6.28%, while their most frequently originated rate bucket for loans was 5-6%, with 489 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	523	$148,445,000	$283,834	$11,582	6.37%
$100k-200k	254	$40,250,000	$158,465	$8,248	6.55%
$400k-600k	234	$114,390,000	$488,846	$16,324	6.08%
$600k-1MM	169	$126,795,000	$750,266	$20,471	5.95%
$1MM+	87	$127,085,000	$1,460,747	$34,192	5.50%
$100,000 or less	13	$1,095,000	$84,231	$6,087	6.85%

2019 saw Lendsure Mortgage Corp. place emphasis on $200k-400k loans with 523 originations, totaling $148,445,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$150k-250k	288	$141,450,000	$491,146	$15,502	6.10%
$100k-150k	270	$95,070,000	$352,111	$13,137	6.29%
$250k+	260	$206,670,000	$794,885	$21,582	6.08%
$75k-100k	184	$48,950,000	$266,033	$11,046	6.43%
$50k-75k	142	$30,550,000	$215,141	$9,805	6.47%
$50k or less	135	$34,655,000	$256,704	$10,652	6.27%

Lendsure Mortgage Corp. lent most frequently to those with incomes in the $150k-250k range, with 288 originations. The second most popular income band? $100k-150k, with 270 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
<20%	232	$72,350,000	$311,853	$13,251	6.17%
30-36%	194	$89,980,000	$463,814	$14,690	6.28%
20-30%	192	$91,030,000	$474,115	$14,225	6.21%
42%	59	$34,255,000	$580,593	$16,964	6.11%
49%	59	$33,605,000	$569,576	$17,953	6.13%
41%	58	$28,270,000	$487,414	$14,809	6.27%
48%	52	$23,260,000	$447,308	$14,836	6.36%
47%	51	$24,045,000	$471,471	$14,771	5.96%
38%	45	$18,675,000	$415,000	$13,478	6.10%
40%	45	$18,135,000	$403,000	$13,147	6.56%
37%	44	$17,090,000	$388,409	$13,057	6.39%
46%	41	$19,725,000	$481,098	$15,925	6.24%
39%	39	$18,625,000	$477,564	$15,309	6.39%
44%	37	$15,915,000	$430,135	$12,823	6.33%
43%	35	$15,705,000	$448,714	$14,785	6.39%
45%	29	$11,265,000	$388,448	$14,584	6.11%
36%	26	$8,790,000	$338,077	$13,233	6.35%
50-60%	19	$7,855,000	$413,421	$14,192	6.23%
>60%	14	$6,030,000	$430,714	$14,204	6.78%

Lendsure Mortgage Corp. lent most frequently to those with DTI ratios of <20%, with 232 originations. The next most common DTI ratio? 30-36%, with 194 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	827	$366,845,000	$443,585	$14,041	6.32%
Asian	200	$80,850,000	$404,250	$16,615	5.78%
Not provided	169	$80,705,000	$477,544	$14,669	6.23%
Black	70	$22,870,000	$326,714	$12,423	6.60%
American Indian	9	$3,865,000	$429,444	$12,849	6.73%
Native Hawaiian or Islander	3	$1,875,000	$625,000	$17,830	5.96%
Filipino	1	$655,000	$655,000	$18,677	6.99%
Chinese	1	$395,000	$395,000	$13,546	6.50%

Approval Rates

Total approvals of all applications
93.84%

Lendsure Mortgage Corp. has an average approval rate.

Pick Rate

Approvals leading to origination
77.73%

Lendsure Mortgage Corp. has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	1,280	$558,060,000	$435,984

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	1	$235,000	$235,000
Single Family (1-4 Units):Site-Built	1,279	$557,825,000	$436,142

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	68	$28,510,000	$419,265	$12,893	5.78%
40-60%	185	$88,225,000	$476,892	$14,805	5.79%
60-80%	654	$271,060,000	$414,465	$14,504	6.28%
80-100%	365	$167,345,000	$458,479	$14,500	6.50%
Over 100%	1	$235,000	$235,000	$6,500	6.99%
Under 20%	7	$2,685,000	$383,571	$12,097	5.84%

Complaints

Bank Name	Product	Issue	2019 CPFB Complaints	% of Total Issues
Lend Smart Mortgage, LLC	FHA mortgage	Applying for a mortgage or refinancing an existing mortgage	2	100.0%