Lendsure Mortgage Corp. Rates, Fees & Info

CAMDEN, DE

LEI: 549300UR5AOWTJJ7KZ64

Tax ID: 47-3566124

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Mortgage Data

Review & Overview

Lendsure Mortgage Corp. is a small mortgage company specializing in Home Purchase loans. Lendsure Mortgage Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, San Diego, Miami, and Houston among others. We have data for 224 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendsure Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendsure Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.28% 4/21/24
30 Year Conventional Refi 7.66% 4/21/24
30 Year Cash-out Refi 8.24% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lendsure Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lendsure Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,971

Origination Dollar Volume (All Markets)

$1,511,805,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 261 $242,905,000 $930,670 $24,892 4.42%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 97 $107,165,000 $1,104,794 $32,735 4.35%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 132 $101,420,000 $768,333 $23,881 4.45%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 203 $91,865,000 $452,537 $18,556 5.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 144 $56,070,000 $389,375 $17,268 4.87%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 95 $52,295,000 $550,474 $19,173 4.57%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 84 $48,600,000 $578,571 $28,372 4.48%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 107 $44,915,000 $419,766 $15,431 4.80%
Heber, UT (FHA|USDA|VA) 60 $43,650,000 $727,500 $22,764 4.30%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 133 $40,025,000 $300,940 $12,059 5.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 131 $37,505,000 $286,298 $17,009 4.92%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 73 $32,915,000 $450,890 $18,493 4.76%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 48 $27,410,000 $571,042 $16,314 5.01%
SALT LAKE CITY, UT (FHA|USDA|VA) 38 $21,550,000 $567,105 $19,428 4.10%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 65 $19,535,000 $300,538 $16,048 5.14%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 40 $18,850,000 $471,250 $16,072 4.62%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 52 $18,800,000 $361,538 $17,518 4.86%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 40 $18,420,000 $460,500 $13,642 5.15%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 38 $18,000,000 $473,684 $18,811 4.61%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $17,880,000 $638,571 $17,333 4.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 33 $17,655,000 $535,000 $14,686 4.60%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 49 $17,215,000 $351,327 $15,228 4.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 15 $14,765,000 $984,333 $34,349 4.20%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 30 $14,210,000 $473,667 $16,897 4.71%
PANAMA CITY, FL (FHA|USDA|VA) 44 $13,830,000 $314,318 $13,905 4.23%
ST. GEORGE, UT (FHA|USDA|VA) 28 $13,180,000 $470,714 $14,206 4.45%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 26 $13,100,000 $503,846 $17,227 4.25%
Outside of Metro Areas 29 $12,735,000 $439,138 $14,891 4.98%
Key West, FL (FHA|USDA|VA) 12 $12,010,000 $1,000,833 $65,563 4.55%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 28 $11,730,000 $418,929 $16,764 5.03%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $11,090,000 $924,167 $35,201 4.18%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 14 $10,870,000 $776,429 $21,183 4.54%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $9,915,000 $283,286 $13,401 4.91%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 23 $9,445,000 $410,652 $16,197 5.04%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 27 $8,275,000 $306,481 $17,450 4.68%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 18 $8,020,000 $445,556 $15,943 4.60%
PROVO-OREM, UT (FHA|USDA|VA) 14 $7,440,000 $531,429 $16,625 4.46%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $6,945,000 $992,143 $26,925 4.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 14 $6,730,000 $480,714 $18,598 4.76%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $6,645,000 $949,286 $31,722 3.71%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 12 $6,080,000 $506,667 $14,875 5.22%
BOISE CITY, ID (FHA|USDA|VA) 12 $6,040,000 $503,333 $15,851 4.50%
RENO, NV (FHA|USDA|VA) 4 $5,420,000 $1,355,000 $16,794 4.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $5,155,000 $343,667 $15,364 4.73%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $5,015,000 $334,333 $12,899 5.47%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 10 $5,010,000 $501,000 $21,257 4.80%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 11 $4,965,000 $451,364 $14,457 5.10%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $4,765,000 $433,182 $16,006 4.81%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $4,735,000 $676,429 $17,173 5.21%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 23 $4,615,000 $200,652 $11,225 5.17%
BOULDER, CO (FHA|USDA|VA) 3 $4,535,000 $1,511,667 $64,405 4.29%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $4,190,000 $299,286 $11,491 4.82%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 16 $4,180,000 $261,250 $15,326 5.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $3,775,000 $343,182 $13,584 5.09%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $3,745,000 $340,455 $13,573 4.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 16 $3,720,000 $232,500 $9,385 5.34%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $3,525,000 $503,571 $16,512 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $3,455,000 $314,091 $12,557 5.02%
Ukiah, CA (FHA|USDA|VA) 4 $3,410,000 $852,500 $20,964 4.81%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $3,230,000 $403,750 $15,353 4.82%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $3,180,000 $227,143 $12,335 5.12%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $3,105,000 $1,035,000 $20,830 5.54%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 11 $2,925,000 $265,909 $13,159 4.61%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $2,845,000 $2,845,000 $120,291 3.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $2,840,000 $710,000 $18,043 4.19%
SPRINGFIELD, MO (FHA|USDA|VA) 14 $2,820,000 $201,429 $0 4.30%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 12 $2,750,000 $229,167 $9,301 5.33%
COLUMBUS, OH (FHA|USDA|VA) 11 $2,745,000 $249,545 $9,953 5.36%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $2,655,000 $531,000 $15,648 4.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $2,610,000 $435,000 $14,919 3.96%
Vineyard Haven, MA (FHA|USDA|VA) 3 $2,565,000 $855,000 $27,391 4.21%
Kalispell, MT (FHA|USDA|VA) 5 $2,535,000 $507,000 $16,640 4.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $2,525,000 $841,667 $30,553 4.46%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 11 $2,515,000 $228,636 $10,345 5.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $2,495,000 $356,429 $11,459 4.69%
Sevierville, TN (FHA|USDA|VA) 6 $2,410,000 $401,667 $8,639 5.10%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $1,990,000 $331,667 $12,981 5.60%
FRESNO, CA (FHA|USDA|VA) 4 $1,940,000 $485,000 $23,088 4.09%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $1,940,000 $242,500 $7,968 4.47%
STOCKTON, CA (FHA|USDA|VA) 4 $1,930,000 $482,500 $13,900 4.44%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $1,895,000 $631,667 $5,873 5.21%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,825,000 $260,714 $10,194 5.04%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,815,000 $363,000 $12,095 4.58%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,790,000 $447,500 $9,693 4.25%
NAPA, CA (FHA|USDA|VA) 3 $1,765,000 $588,333 $0 4.83%
BEND, OR (FHA|USDA|VA) 4 $1,750,000 $437,500 $16,601 4.84%
TUCSON, AZ (FHA|USDA|VA) 5 $1,745,000 $349,000 $16,379 4.97%
Whitewater, WI (FHA|USDA|VA) 3 $1,655,000 $551,667 $15,873 4.33%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,570,000 $261,667 $8,465 4.29%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $1,510,000 $188,750 $7,679 5.20%
Steamboat Springs, CO (FHA|USDA|VA) 2 $1,380,000 $690,000 $20,119 4.50%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $1,370,000 $685,000 $16,088 4.37%
REDDING, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $15,457 5.13%
OCALA, FL (FHA|USDA|VA) 4 $1,290,000 $322,500 $21,172 5.34%
GREELEY, CO (FHA|USDA|VA) 3 $1,255,000 $418,333 $14,102 4.46%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,245,000 $249,000 $9,278 4.57%
Hailey, ID (FHA|USDA|VA) 1 $1,215,000 $1,215,000 $23,350 4.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $1,210,000 $605,000 $31,561 5.25%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,195,000 $398,333 $8,011 5.38%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,185,000 $395,000 $18,217 4.71%
MEDFORD, OR (FHA|USDA|VA) 2 $1,130,000 $565,000 $0 4.69%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,125,000 $375,000 $16,219 4.79%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,030,000 $257,500 $15,526 4.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,025,000 $341,667 $12,306 4.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,020,000 $255,000 $9,302 5.41%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $985,000 $985,000 $0 4.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $980,000 $245,000 $6,142 5.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $960,000 $480,000 $15,245 5.06%
Glenwood Springs, CO (FHA|USDA|VA) 1 $955,000 $955,000 $0 6.50%
Bozeman, MT (FHA|USDA|VA) 2 $940,000 $470,000 $14,104 5.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $910,000 $227,500 $6,205 4.78%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $885,000 $885,000 $28,256 5.00%
RICHMOND, VA (FHA|USDA|VA) 3 $875,000 $291,667 $9,578 5.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $870,000 $435,000 $23,807 4.56%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $850,000 $425,000 $13,798 4.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $840,000 $210,000 $12,920 5.22%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $820,000 $410,000 $16,741 5.25%
MODESTO, CA (FHA|USDA|VA) 3 $795,000 $265,000 $9,871 5.92%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $795,000 $159,000 $8,577 5.42%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $790,000 $395,000 $12,116 4.88%
PUEBLO, CO (FHA|USDA|VA) 3 $785,000 $261,667 $7,667 4.88%
Torrington, CT (FHA|USDA|VA) 1 $785,000 $785,000 $0 5.50%
GAINESVILLE, FL (FHA|USDA|VA) 5 $785,000 $157,000 $8,130 4.87%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $775,000 $258,333 $9,465 5.67%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $755,000 $755,000 $15,573 4.00%
Hilo, HI (FHA|USDA|VA) 2 $710,000 $355,000 $0 4.69%
COLUMBIA, SC (FHA|USDA|VA) 3 $705,000 $235,000 $6,871 5.71%
VALLEJO, CA (FHA|USDA|VA) 2 $700,000 $350,000 $0 4.94%
Sandpoint, ID (FHA|USDA|VA) 1 $665,000 $665,000 $14,639 3.50%
SALEM, OR (FHA|USDA|VA) 3 $665,000 $221,667 $0 5.75%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $655,000 $131,000 $6,711 5.10%
SAVANNAH, GA (FHA|USDA|VA) 2 $610,000 $305,000 $12,350 5.56%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $11,748 4.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $575,000 $191,667 $12,749 4.71%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $575,000 $191,667 $0 4.67%
FORT COLLINS, CO (FHA|USDA|VA) 2 $560,000 $280,000 $8,021 5.19%
THE VILLAGES, FL (FHA|USDA|VA) 2 $540,000 $270,000 $11,099 6.25%
LOGAN, UT-ID (FHA|USDA|VA) 1 $535,000 $535,000 $22,761 4.25%
Ellensburg, WA (FHA|USDA|VA) 2 $520,000 $260,000 $10,325 5.56%
LOUISVILLE, KY (FHA|USDA|VA) 2 $520,000 $260,000 $0 4.38%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $515,000 $171,667 $9,838 5.33%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $505,000 $168,333 $8,574 4.42%
MERCED, CA (FHA|USDA|VA) 1 $495,000 $495,000 $18,926 4.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $485,000 $485,000 $15,764 6.50%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $470,000 $235,000 $7,971 4.06%
Marion, OH (FHA|USDA|VA) 1 $465,000 $465,000 $18,792 4.13%
CORVALLIS, OR (FHA|USDA|VA) 1 $465,000 $465,000 $14,317 3.88%
TYLER, TX (FHA|USDA|VA) 1 $455,000 $455,000 $17,791 4.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $440,000 $220,000 $8,864 5.63%
BRUNSWICK, GA (FHA|USDA|VA) 1 $435,000 $435,000 $13,389 5.00%
PEORIA, IL (FHA|USDA|VA) 1 $425,000 $425,000 $14,582 5.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $415,000 $415,000 $13,679 5.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $405,000 $405,000 $15,986 5.63%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $405,000 $405,000 $12,750 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $400,000 $200,000 $9,585 4.38%
Breckenridge, CO (FHA|USDA|VA) 1 $395,000 $395,000 $0 4.63%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $390,000 $195,000 $0 4.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $385,000 $385,000 $11,940 4.88%
Berlin, NH (FHA|USDA|VA) 1 $385,000 $385,000 $0 5.00%
GAINESVILLE, GA (FHA|USDA|VA) 1 $385,000 $385,000 $11,346 5.38%
Angola, IN (FHA|USDA|VA) 1 $355,000 $355,000 $11,584 4.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $355,000 $355,000 $11,807 5.63%
TOLEDO, OH (FHA|USDA|VA) 3 $355,000 $118,333 $5,470 4.88%
Stillwater, OK (FHA|USDA|VA) 3 $335,000 $111,667 $0 4.88%
SPARTANBURG, SC (FHA|USDA|VA) 1 $335,000 $335,000 $16,840 3.63%
Pahrump, NV (FHA|USDA|VA) 1 $335,000 $335,000 $6,640 4.25%
Jefferson, GA (FHA|USDA|VA) 1 $325,000 $325,000 $9,663 5.38%
MISSOULA, MT (FHA|USDA|VA) 1 $325,000 $325,000 $7,542 4.88%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $325,000 $325,000 $16,164 5.50%
Outside of Metro Areas 1 $325,000 $325,000 $0 5.13%
KINGSTON, NY (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $315,000 $315,000 $8,988 4.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $305,000 $305,000 $11,452 5.38%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $12,384 5.50%
Morehead City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,683 4.50%
Aberdeen, WA (FHA|USDA|VA) 2 $290,000 $145,000 $0 3.88%
BATON ROUGE, LA (FHA|USDA|VA) 2 $290,000 $145,000 $0 5.37%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 4.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.00%
ROANOKE, VA (FHA|USDA|VA) 1 $275,000 $275,000 $10,255 4.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $275,000 $275,000 $8,194 3.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $275,000 $275,000 $11,632 4.88%
VISALIA, CA (FHA|USDA|VA) 1 $265,000 $265,000 $9,770 8.00%
Fredericksburg, TX (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.38%
Clearlake, CA (FHA|USDA|VA) 1 $245,000 $245,000 $10,659 4.88%
Georgetown, SC (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.00%
Concord, NH (FHA|USDA|VA) 1 $245,000 $245,000 $11,085 4.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.75%
Roseburg, OR (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.13%
Bonham, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,801 4.75%
MADISON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.50%
Ottawa, IL (FHA|USDA|VA) 1 $225,000 $225,000 $9,923 4.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $215,000 $215,000 $12,566 6.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.63%
Show Low, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $9,637 5.50%
Edwards, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
WILMINGTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,891 3.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $205,000 $205,000 $7,023 4.00%
MONTGOMERY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,695 5.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.88%
SALINAS, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,586 5.13%
Salem, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,878 4.63%
MIDLAND, TX (FHA|USDA|VA) 1 $155,000 $155,000 $9,160 5.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $155,000 $155,000 $7,635 3.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.50%
Scottsburg, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,655 6.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.00%
FORT WAYNE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,682 4.75%
MONROE, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,906 3.75%
Pottsville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,148 6.38%
KNOXVILLE, TN (FHA|USDA|VA) 1 $105,000 $105,000 $6,421 5.38%
Clewiston, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.75%
ST. CLOUD, MN (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.13%
Lendsure Mortgage Corp.'s top markets include Los Angeles, San Francisco, San Diego, Miami, and Houston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,971 $1,511,805,000 $508,854 $18,530 4.76%

    For 2021, Lendsure Mortgage Corp.'s most frequently originated type of loan was Conventional, with 2,971 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,863 $909,925,000 $488,419 $18,547 4.80%
    Home Improvement 446 $177,230,000 $397,377 $0 4.90%
    Refi 315 $197,675,000 $627,540 $17,716 4.40%
    Other 187 $118,955,000 $636,123 $18,765 4.74%
    Cash Out Refi 160 $108,020,000 $675,125 $19,019 4.64%

    For 2021, Lendsure Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 1,863 originations. The 2nd most popular reason was Home Improvement, with 446 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,398 $1,073,880,000 $447,823 $16,716 4.78%
    30+ year 549 $418,995,000 $763,197 $32,268 4.60%
    1 Year 23 $18,545,000 $806,304 $18,633 7.00%
    15 Year 1 $385,000 $385,000 $0 5.00%

    For 2021, Lendsure Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 2,398 originations. The 2nd most popular length was 30+ year, with 549 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,444 $933,750,000 $646,641
    $4k-5k 77 $14,785,000 $192,013
    $3k-4k 32 $6,720,000 $210,000
    $2k-3k 8 $2,090,000 $261,250
    $1k-2k 7 $6,195,000 $885,000
    $<1k 1 $715,000 $715,000

    Lendsure Mortgage Corp.'s average total fees were $16,716, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,444 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,327 $648,685,000 $488,836
    5-6% 768 $305,000,000 $397,135
    3-4% 695 $484,595,000 $697,259
    6-7% 170 $69,200,000 $407,059
    7-8% 11 $4,325,000 $393,182

    During 2021, Lendsure Mortgage Corp.'s average interest rate for loans was 4.78%, while their most frequently originated rate bucket for loans was 4-5%, with 1,327 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,141 $324,545,000 $284,439 $11,490 4.84%
    $100k-200k 517 $80,475,000 $155,658 $8,133 5.14%
    $400k-600k 512 $249,400,000 $487,109 $15,875 4.63%
    $600k-1MM 447 $342,385,000 $765,962 $21,895 4.54%
    $1MM+ 333 $513,165,000 $1,541,036 $38,625 4.40%
    $100,000 or less 21 $1,835,000 $87,381 $5,611 5.40%

    2021 saw Lendsure Mortgage Corp. place emphasis on $200k-400k loans with 1,141 originations, totaling $324,545,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,035 $359,535,000 $347,377 $9,160 4.90%
    $250k+ 679 $623,965,000 $918,947 $27,191 4.56%
    $150k-250k 494 $278,150,000 $563,057 $17,807 4.74%
    $100k-150k 380 $142,020,000 $373,737 $13,385 4.74%
    $75k-100k 213 $64,215,000 $301,479 $12,074 4.75%
    $50k-75k 168 $41,390,000 $246,369 $9,988 4.84%

    Lendsure Mortgage Corp. lent most frequently to those with incomes in the $50k or less range, with 1,035 originations. The second most popular income band? $250k+, with 679 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 436 $228,980,000 $525,183 $16,179 4.69%
    <20% 359 $177,585,000 $494,666 $17,554 4.79%
    30-36% 352 $216,840,000 $616,023 $19,090 4.71%
    42% 82 $48,040,000 $585,854 $17,696 4.58%
    38% 79 $51,185,000 $647,911 $19,963 4.59%
    43% 71 $40,615,000 $572,042 $16,937 4.55%
    39% 71 $40,645,000 $572,465 $16,761 4.64%
    44% 70 $42,700,000 $610,000 $21,103 4.48%
    40% 68 $42,580,000 $626,176 $19,753 4.65%
    41% 66 $44,730,000 $677,727 $20,828 4.68%
    37% 63 $47,035,000 $746,587 $22,053 4.71%
    36% 59 $39,035,000 $661,610 $19,733 4.69%
    45% 50 $38,810,000 $776,200 $21,793 4.63%
    49% 40 $26,130,000 $653,250 $19,613 4.52%
    47% 39 $23,625,000 $605,769 $19,352 4.75%
    46% 38 $24,410,000 $642,368 $21,343 4.83%
    48% 30 $19,300,000 $643,333 $18,694 5.02%
    50-60% 16 $10,090,000 $630,625 $22,838 4.45%
    >60% 3 $975,000 $325,000 $14,893 4.75%

    Lendsure Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 436 originations. The next most common DTI ratio? <20%, with 359 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,811 $948,925,000 $523,978 $18,713 4.77%
    Not provided 559 $293,675,000 $525,358 $19,488 4.70%
    Asian 387 $184,585,000 $476,964 $17,924 4.67%
    Black 160 $62,470,000 $390,438 $15,231 5.12%
    Chinese 16 $5,990,000 $374,375 $13,171 4.63%
    American Indian 17 $5,925,000 $348,529 $12,904 4.60%
    Asian Indian 6 $4,010,000 $668,333 $30,284 4.50%
    Native Hawaiian or Islander 6 $2,730,000 $455,000 $18,336 5.12%
    Vietnamese 4 $1,200,000 $300,000 $14,188 4.56%
    Filipino 2 $800,000 $400,000 $0 3.75%
    Other Asian 2 $780,000 $390,000 $0 5.75%
    Korean 1 $715,000 $715,000 $0 3.75%

    Approval Rates

    Total approvals of all applications
    96.63%

    Lendsure Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    59.61%

    Lendsure Mortgage Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,971 $1,511,805,000 $508,854

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,971 $1,511,805,000 $508,854

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 141 $72,605,000 $514,929 $15,772 4.25%
    40-60% 427 $236,665,000 $554,251 $16,965 4.38%
    60-80% 1,729 $871,025,000 $503,774 $19,741 4.84%
    80-100% 667 $329,395,000 $493,846 $18,091 4.93%
    Under 20% 7 $2,115,000 $302,143 $10,150 4.27%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lend Smart Mortgage, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%