Panorama Mortgage Group Rates, Fees & Info
CARSON CITY, NVLEI: 549300FVD3YHE65PKH97
Tax ID: 20-8083209
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Mortgage Data
Review & Overview
Panorama Mortgage Group is a small mortgage company specializing in Home Purchase loans. Panorama Mortgage Group has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Las Vegas, New York, Atlanta, and Portland among others. We have data for 247 markets. (Some data included below & more in-depth data is available with an active subscription.)Panorama Mortgage Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Panorama Mortgage Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.73% | 4/22/24 |
| 30 Year Conventional Refi | 7.01% | 4/22/24 |
| 30 Year Cash-out Refi | 7.13% | 4/22/24 |
| 30 Year FHA Purchase | 7.73% | 4/22/24 |
| 30 Year FHA Refi | 7.16% | 4/22/24 |
| 30 Year VA Purchase | 6.56% | 4/22/24 |
| 30 Year USDA Purchase | 7.10% | 4/22/24 |
| 15 Year Conventional Purchase | 7.03% | 4/22/24 |
| 15 Year Conventional Refi | 6.63% | 4/22/24 |
| 15 Year Cash-out Refi | 6.63% | 4/22/24 |
| 15 Year VA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Panorama Mortgage Group Mortgage Calculator
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This is not an official calculator from Panorama Mortgage Group. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,203Origination Dollar Volume (All Markets)
$1,779,265,000Awards
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PANORAMA MORTGAGE GROUP - 2021
PANORAMA MORTGAGE GROUP is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 618 | $258,910,000 | $418,948 | $8,303 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 632 | $146,720,000 | $232,152 | $5,984 | 3.06% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 372 | $145,520,000 | $391,183 | $11,383 | 3.34% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 348 | $84,000,000 | $241,379 | $8,026 | 3.54% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 193 | $81,735,000 | $423,497 | $6,728 | 3.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 232 | $79,510,000 | $342,716 | $7,700 | 2.96% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 133 | $62,585,000 | $470,564 | $6,561 | 2.89% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 170 | $56,700,000 | $333,529 | $5,152 | 3.16% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 170 | $53,260,000 | $313,294 | $8,631 | 3.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 190 | $47,040,000 | $247,579 | $7,796 | 3.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 94 | $40,280,000 | $428,511 | $8,100 | 3.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 109 | $33,745,000 | $309,587 | $4,941 | 3.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 170 | $29,160,000 | $171,529 | $6,302 | 3.08% |
| YUMA, AZ (FHA|USDA|VA) | 143 | $27,665,000 | $193,462 | $6,296 | 3.49% |
| PROVO-OREM, UT (FHA|USDA|VA) | 84 | $26,990,000 | $321,310 | $4,504 | 3.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 123 | $26,945,000 | $219,065 | $5,662 | 3.10% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 78 | $26,450,000 | $339,103 | $7,521 | 3.38% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 108 | $26,410,000 | $244,537 | $5,238 | 3.27% |
| VALLEJO, CA (FHA|USDA|VA) | 71 | $25,115,000 | $353,732 | $7,734 | 3.14% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 103 | $22,745,000 | $220,825 | $6,822 | 3.29% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 62 | $21,080,000 | $340,000 | $9,535 | 3.47% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 69 | $20,565,000 | $298,043 | $8,615 | 3.46% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 95 | $19,595,000 | $206,263 | $8,617 | 3.85% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 52 | $18,850,000 | $362,500 | $5,899 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 64 | $18,720,000 | $292,500 | $10,228 | 3.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 97 | $15,675,000 | $161,598 | $4,870 | 3.79% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 58 | $13,840,000 | $238,621 | $8,934 | 3.45% |
| LAREDO, TX (FHA|USDA|VA) | 79 | $13,695,000 | $173,354 | $6,680 | 2.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 78 | $13,690,000 | $175,513 | $5,748 | 3.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 58 | $13,070,000 | $225,345 | $7,305 | 3.12% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 55 | $11,745,000 | $213,545 | $6,415 | 2.92% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 47 | $10,645,000 | $226,489 | $8,265 | 3.64% |
| Outside of Metro Areas | 50 | $10,600,000 | $212,000 | $5,513 | 3.22% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 25 | $10,455,000 | $418,200 | $9,026 | 2.89% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 27 | $9,925,000 | $367,593 | $11,123 | 3.40% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 45 | $8,455,000 | $187,889 | $6,893 | 3.43% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 39 | $8,305,000 | $212,949 | $3,633 | 2.79% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 38 | $8,190,000 | $215,526 | $7,529 | 3.36% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 33 | $8,035,000 | $243,485 | $9,506 | 3.43% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 35 | $8,025,000 | $229,286 | $8,708 | 3.27% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 33 | $7,825,000 | $237,121 | $7,666 | 3.55% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 43 | $7,085,000 | $164,767 | $5,248 | 3.52% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 30 | $6,730,000 | $224,333 | $5,263 | 3.19% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 19 | $6,235,000 | $328,158 | $5,278 | 2.76% |
| COLUMBIA, SC (FHA|USDA|VA) | 34 | $6,010,000 | $176,765 | $7,146 | 3.41% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 32 | $5,890,000 | $184,063 | $7,307 | 3.70% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 21 | $5,835,000 | $277,857 | $10,275 | 3.61% |
| ST. GEORGE, UT (FHA|USDA|VA) | 15 | $5,795,000 | $386,333 | $4,743 | 3.22% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 27 | $5,515,000 | $204,259 | $4,515 | 2.92% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 28 | $4,800,000 | $171,429 | $6,097 | 3.46% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 21 | $4,565,000 | $217,381 | $5,061 | 3.14% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $4,390,000 | $439,000 | $11,792 | 3.03% |
| SALEM, OR (FHA|USDA|VA) | 13 | $4,225,000 | $325,000 | $5,755 | 3.15% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 20 | $3,930,000 | $196,500 | $5,194 | 3.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 21 | $3,705,000 | $176,429 | $5,572 | 3.48% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $3,695,000 | $217,353 | $7,293 | 3.23% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $3,685,000 | $335,000 | $6,393 | 3.26% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $8,278 | 3.16% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $3,190,000 | $227,857 | $7,919 | 3.62% |
| Astoria, OR (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $5,374 | 3.19% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,955,000 | $422,143 | $11,820 | 3.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $8,213 | 3.36% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $2,810,000 | $351,250 | $8,321 | 2.33% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $8,738 | 3.86% |
| CLEVELAND, TN (FHA|USDA|VA) | 15 | $2,325,000 | $155,000 | $4,772 | 3.62% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $4,490 | 3.09% |
| OCALA, FL (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $6,920 | 3.76% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $6,543 | 4.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $2,070,000 | $1,035,000 | $14,080 | 2.75% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $7,322 | 2.76% |
| Plymouth, IN (FHA|USDA|VA) | 11 | $1,935,000 | $175,909 | $6,630 | 3.49% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $7,108 | 3.65% |
| DALTON, GA (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $6,867 | 3.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $6,205 | 3.69% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $6,919 | 3.02% |
| FLORENCE, SC (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $7,549 | 3.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $6,060 | 3.15% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $7,960 | 3.31% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $10,164 | 3.32% |
| EL PASO, TX (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $5,411 | 2.75% |
| Española, NM (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $8,478 | 3.23% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,244 | 3.84% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $5,713 | 3.10% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $8,609 | 3.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,141 | 2.89% |
| Frankfort, IN (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $5,476 | 3.51% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,788 | 3.23% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $7,852 | 3.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $6,108 | 2.98% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,833 | 3.10% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,580 | 2.14% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,921 | 2.94% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,216 | 3.18% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $3,918 | 3.23% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,336 | 3.16% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $7,454 | 3.90% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,299 | 2.92% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,859 | 3.66% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $6,559 | 2.81% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,951 | 2.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,852 | 4.34% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,742 | 3.06% |
| Rockport, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,699 | 3.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,350 | 3.38% |
| Prineville, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,143 | 3.44% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,949 | 4.13% |
| Boone, NC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,124 | 3.31% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,250 | 3.00% |
| WACO, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,681 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,580 | 3.37% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,506 | 2.96% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,926 | 4.54% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,052 | 3.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,987 | 2.96% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $5,056 | 3.45% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,902 | 5.06% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,116 | 1.81% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,550 | 3.50% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $5,103 | 2.13% |
| Elko, NV (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,967 | 3.58% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,889 | 2.96% |
| Seneca, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $12,924 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,965 | 4.73% |
| Heber, UT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,123 | 2.75% |
| Athens, TN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,432 | 3.56% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,863 | 3.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,944 | 3.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,915 | 3.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,968 | 4.44% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,527 | 3.25% |
| READING, PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,706 | 3.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,137 | 2.94% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,674 | 2.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,226 | 3.50% |
| BEND, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,001 | 3.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,409 | 3.38% |
| Taos, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,148 | 3.69% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,978 | 4.29% |
| Alice, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,297 | 3.75% |
| NAPA, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,033 | 2.79% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,766 | 2.94% |
| Logansport, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,266 | 4.04% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,641 | 2.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,425 | 3.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,727 | 3.08% |
| Beeville, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,720 | 3.06% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,263 | 4.38% |
| Key West, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,157 | 2.00% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,595 | 3.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,566 | 3.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,039 | 3.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,406 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,489 | 3.56% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,996 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,898 | 2.75% |
| Richmond, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,297 | 3.58% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,954 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,719 | 3.06% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,761 | 2.50% |
| MERCED, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,144 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,647 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,347 | 3.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,998 | 5.31% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,031 | 3.25% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,869 | 3.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,119 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,215 | 3.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,111 | 3.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,154 | 3.15% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,052 | 2.50% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,427 | 3.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,751 | 5.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,198 | 2.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,820 | 3.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,909 | 3.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,977 | 3.63% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,211 | 4.13% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,273 | 3.06% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,047 | 3.25% |
| Garden City, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,270 | 3.38% |
| Marshall, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,094 | 2.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,361 | 3.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,030 | 3.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,440 | 2.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,174 | 2.63% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,632 | 3.25% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,121 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,969 | 3.88% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,700 | 2.63% |
| Torrington, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,596 | 3.13% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,313 | 3.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,335 | 3.99% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,869 | 2.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,397 | 2.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,252 | 7.25% |
| Bay City, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,686 | 2.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,806 | 4.00% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,047 | 2.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,305 | 4.55% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,584 | 2.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,236 | 4.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,233 | 3.37% |
| Athens, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,247 | 2.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,302 | 2.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,042 | 4.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,585 | 3.75% |
| TYLER, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,394 | 2.06% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,438 | 1.69% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,238 | 2.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,114 | 3.88% |
| Newport, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,949 | 2.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,912 | 3.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,455 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,608 | 1.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,716 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,048 | 3.50% |
| Jasper, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,114 | 2.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,333 | 3.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,008 | 2.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,230 | 2.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,469 | 3.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,021 | 3.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,688 | 2.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,055 | 2.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,094 | 3.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,267 | 3.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,063 | 3.50% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,059 | 2.99% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,412 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,587 | 4.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,696 | 2.88% |
| Peru, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,124 | 3.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,524 | 3.13% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,281 | 3.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,254 | 3.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,887 | 3.63% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,201 | 1.81% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,275 | 4.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,448 | 2.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,530 | 2.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,563 | 3.00% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,194 | 3.50% |
| Price, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,630 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,392 | 3.49% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,192 | 3.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,126 | 3.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,145 | 3.15% |
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Product Mix
For 2021, Panorama Mortgage Group's most frequently originated type of loan was Conventional, with 4,085 originations. Their 2nd most popular type was FHA, with 1,813 originations.
Loan Reason
For 2021, Panorama Mortgage Group's most frequently cited loan purpose was Home Purchase, with 4,289 originations. The 2nd most popular reason was Refi, with 1,068 originations.
Loan Duration/Length
For 2021, Panorama Mortgage Group's most frequently cited loan duration was 30 Year, with 5,741 originations. The 2nd most popular length was 15 Year, with 207 originations.
Origination Fees/Closing Costs
Panorama Mortgage Group's average total fees were $7,487, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,302 originations.
Interest Rates
During 2021, Panorama Mortgage Group's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was 3-4%, with 3,491 originations.
Loan Sizing
2021 saw Panorama Mortgage Group place emphasis on $200k-400k loans with 3,008 originations, totaling $866,480,000 in origination value.
Applicant Income
Panorama Mortgage Group lent most frequently to those with incomes in the $50k-75k range, with 1,849 originations. The second most popular income band? $50k or less, with 1,256 originations.
Applicant Debt to Income Ratio
Panorama Mortgage Group lent most frequently to those with DTI ratios of 30-36%, with 853 originations. The next most common DTI ratio? 50-60%, with 782 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.96%
Panorama Mortgage Group has an average approval rate.
Pick Rate
Approvals leading to origination61.45%
Panorama Mortgage Group has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,203 | $1,779,265,000 | $286,839 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,203 | $1,779,265,000 | $286,839 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Panorama Mortgage Group, LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |