Connexus Credit Union Mortgage Rates, Fees & Info
Wausau, WILEI: 2549007AU24FVDMNUB40
Tax ID: 39-0263945
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Connexus Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Connexus Credit Union has an average proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Portland, Seattle, and Riverside among others. We have data for 186 markets. (Some data included below & more in-depth data is available with an active subscription.)Connexus Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Connexus Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 12/16/24 |
| 30 Year Conventional Refi | 6.60% | 12/16/24 |
| 15 Year Conventional Purchase | 6.50% | 12/16/24 |
| 15 Year Conventional Refi | 6.04% | 12/16/24 |
| 15 Year Cash-out Refi | 6.04% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Connexus Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Connexus Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,903Origination Dollar Volume (All Markets)
$217,755,000Awards
Connexus Credit Union - 2020
Connexus Credit Union is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for Connexus Credit Union?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 217 | $27,255,000 | $125,599 | $654 | 5.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 152 | $20,210,000 | $132,961 | $328 | 5.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 109 | $11,815,000 | $108,394 | $389 | 5.37% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 74 | $10,710,000 | $144,730 | $301 | 5.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 86 | $8,850,000 | $102,907 | $671 | 5.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 76 | $8,370,000 | $110,132 | $311 | 5.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 63 | $7,595,000 | $120,556 | $1,337 | 5.01% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 55 | $7,005,000 | $127,364 | $434 | 5.18% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 60 | $6,640,000 | $110,667 | $1,272 | 4.02% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 54 | $6,190,000 | $114,630 | $893 | 4.69% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 52 | $5,990,000 | $115,192 | $218 | 5.11% |
| Outside of Metro Areas | 44 | $5,750,000 | $130,682 | $1,409 | 4.64% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 57 | $5,545,000 | $97,281 | $643 | 5.06% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 56 | $5,460,000 | $97,500 | $808 | 5.48% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 42 | $4,220,000 | $100,476 | $1,042 | 5.04% |
| STOCKTON, CA (FHA|USDA|VA) | 34 | $3,370,000 | $99,118 | $0 | 4.89% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 26 | $3,330,000 | $128,077 | $0 | 5.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $3,120,000 | $104,000 | $1,614 | 5.72% |
| VALLEJO, CA (FHA|USDA|VA) | 33 | $2,995,000 | $90,758 | $720 | 5.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 22 | $2,870,000 | $130,455 | $969 | 5.45% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 21 | $2,125,000 | $101,190 | $254 | 5.26% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $2,025,000 | $155,769 | $985 | 4.81% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $1,767 | 4.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 16 | $1,870,000 | $116,875 | $0 | 5.07% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 14 | $1,760,000 | $125,714 | $0 | 5.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $2,225 | 4.95% |
| PROVO-OREM, UT (FHA|USDA|VA) | 13 | $1,655,000 | $127,308 | $1,012 | 5.59% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 13 | $1,565,000 | $120,385 | $255 | 5.05% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $1,475,000 | $113,462 | $839 | 4.78% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $1,400,000 | $116,667 | $840 | 5.88% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $249 | 5.49% |
| BEND, OR (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $0 | 4.74% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 12 | $1,190,000 | $99,167 | $1,055 | 4.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $1,190,000 | $119,000 | $691 | 5.50% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $1,175,000 | $106,818 | $0 | 5.56% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 18 | $1,160,000 | $64,444 | $635 | 4.76% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $1,055,000 | $95,909 | $260 | 5.44% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $1,020,000 | $102,000 | $0 | 5.04% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $0 | 5.49% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $985,000 | $65,667 | $258 | 5.09% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $9,845 | 3.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $1,366 | 5.33% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $875,000 | $97,222 | $274 | 4.96% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $459 | 5.51% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $835,000 | $92,778 | $320 | 5.41% |
| Stevens Point, WI (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $1,005 | 4.37% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $592 | 5.56% |
| NAPA, CA (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $0 | 5.49% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $254 | 5.99% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 4.29% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 6.39% |
| Outside of Metro Areas | 5 | $635,000 | $127,000 | $0 | 4.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $285 | 5.24% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $1,765 | 4.67% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $0 | 5.57% |
| CHICO, CA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 5.44% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 5.39% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $816 | 5.49% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $723 | 5.24% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $664 | 6.06% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,684 | 4.18% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 4.69% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $400 | 5.41% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 4.32% |
| TULSA, OK (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 4.91% |
| Wilson, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,343 | 2.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 4.80% |
| OCALA, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 4.24% |
| Sonora, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $315 | 5.74% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,115 | 4.25% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $824 | 5.22% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 5.93% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $1,889 | 4.41% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 4.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $986 | 4.74% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 6.12% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,589 | 3.56% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.62% |
| REDDING, CA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $461 | 5.34% |
| MADISON, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $853 | 4.37% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,703 | 3.00% |
| Dayton, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,130 | 3.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 6.24% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.74% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,224 | 2.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $307 | 4.41% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 5.12% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 6.12% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $321 | 4.44% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $270 | 5.49% |
| MERCED, CA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.12% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.49% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $312 | 4.89% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,861 | 2.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,116 | 2.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,368 | 3.13% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $274 | 5.87% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $547 | 5.49% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $312 | 5.12% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,632 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.99% |
| SALEM, OR (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 5.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.74% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.49% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.49% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,568 | 3.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,875 | 3.13% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.24% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $335 | 5.74% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.37% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.74% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.49% |
| Prineville, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.49% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.99% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $572 | 5.49% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.49% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.49% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.74% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,438 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.49% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $286 | 6.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $334 | 5.24% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $272 | 5.49% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $747 | 4.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $313 | 4.50% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $497 | 5.12% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,202 | 4.99% |
| MADERA, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.24% |
| Montrose, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $249 | 5.74% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.49% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $242 | 6.33% |
| AKRON, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 6.12% |
| Brevard, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $289 | 4.49% |
| Heber, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $260 | 5.49% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $65,000 | $21,667 | $323 | 5.16% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $274 | 5.49% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.49% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $339 | 4.10% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $312 | 5.49% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.24% |
| Concord, NH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $274 | 4.49% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.49% |
| Astoria, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $269 | 5.49% |
| Payson, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.24% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $344 | 5.49% |
| Boone, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $249 | 5.49% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $302 | 5.49% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $337 | 4.49% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $353 | 4.24% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $381 | 6.49% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.49% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.74% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $273 | 5.49% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $192 | 5.85% |
| Shawano, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $208 | 4.49% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $321 | 5.80% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.24% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $695 | 5.49% |
| Cullman, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $328 | 5.99% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $298 | 5.49% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $327 | 4.40% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $276 | 5.99% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $225 | 5.49% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $284 | 5.99% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $820 | 6.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.24% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $210 | 5.99% |
| FLINT, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $359 | 3.74% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $366 | 5.49% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $227 | 5.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $323 | 6.49% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,105 | 5.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $274 | 4.49% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $282 | 3.74% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $249 | 5.99% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $248 | 3.74% |
Similar Lenders
We use machine learning to identify the top lenders compared against Connexus Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 35
Similarity Rank: 264
Similarity Rank: 450
Similarity Rank: 469
Similarity Rank: 517
Similarity Rank: 532
Similarity Rank: 608
Similarity Rank: 882
Similarity Rank: 1085
Similarity Rank: 1517
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 1,470 | $171,420,000 | $116,612 | n/a | 5.22% |
| Conventional | 433 | $46,335,000 | $107,009 | $962 | 4.79% |
For 2020, Connexus Credit Union's most frequently originated type of loan was HELOC, with 1,470 originations. Their 2nd most popular type was Conventional, with 433 originations.
Loan Reason
For 2020, Connexus Credit Union's most frequently cited loan purpose was Home Purchase, with 827 originations. The 2nd most popular reason was Other, with 512 originations.
Loan Duration/Length
For 2020, Connexus Credit Union's most frequently cited loan duration was 30 Year, with 1,549 originations. The 2nd most popular length was 15 Year, with 161 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 423 | $42,985,000 | $101,619 |
| $1k-2k | 6 | $1,620,000 | $270,000 |
| $2k-3k | 3 | $805,000 | $268,333 |
| $5k+ | 1 | $925,000 | $925,000 |
Connexus Credit Union's average total fees were $2,600, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 423 originations.
Interest Rates
During 2020, Connexus Credit Union's average interest rate for loans was 5.13%, while their most frequently originated rate bucket for loans was 4-5%, with 691 originations.
Loan Sizing
2020 saw Connexus Credit Union place emphasis on $100,000 or less loans with 990 originations, totaling $59,670,000 in origination value.
Applicant Income
Connexus Credit Union lent most frequently to those with incomes in the $150k-250k range, with 735 originations. The second most popular income band? $250k+, with 443 originations.
Applicant Debt to Income Ratio
Connexus Credit Union lent most frequently to those with DTI ratios of 30-36%, with 422 originations. The next most common DTI ratio? 20-30%, with 386 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications72.57%
Connexus Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination78.67%
Connexus Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,903 | $217,755,000 | $114,427 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 6 | $480,000 | $80,000 |
| Single Family (1-4 Units):Site-Built | 1,897 | $217,275,000 | $114,536 |