Connexus Credit Union Mortgage Rates, Fees & Info

Wausau, WI

LEI: 2549007AU24FVDMNUB40

Tax ID: 39-0263945

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Connexus Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Connexus Credit Union has an average proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Portland, Seattle, and Riverside among others. We have data for 186 markets. (Some data included below & more in-depth data is available with an active subscription.)

Connexus Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Connexus Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 5/5/24
30 Year Conventional Refi 6.60% 5/5/24
15 Year Conventional Purchase 6.50% 5/5/24
15 Year Conventional Refi 6.04% 5/5/24
15 Year Cash-out Refi 6.04% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Connexus Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Connexus Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,903

Origination Dollar Volume (All Markets)

$217,755,000

Awards

Connexus Credit Union 30 Year Conventional Loans bronze Connexus Credit Union 30 Year Conventional Loans bronze
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 217 $27,255,000 $125,599 $654 5.05%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 152 $20,210,000 $132,961 $328 5.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 109 $11,815,000 $108,394 $389 5.37%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $10,710,000 $144,730 $301 5.65%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 86 $8,850,000 $102,907 $671 5.22%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 76 $8,370,000 $110,132 $311 5.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 63 $7,595,000 $120,556 $1,337 5.01%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 55 $7,005,000 $127,364 $434 5.18%
WAUSAU-WESTON, WI (FHA|USDA|VA) 60 $6,640,000 $110,667 $1,272 4.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 54 $6,190,000 $114,630 $893 4.69%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 52 $5,990,000 $115,192 $218 5.11%
Outside of Metro Areas 44 $5,750,000 $130,682 $1,409 4.64%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 57 $5,545,000 $97,281 $643 5.06%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 56 $5,460,000 $97,500 $808 5.48%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 42 $4,220,000 $100,476 $1,042 5.04%
STOCKTON, CA (FHA|USDA|VA) 34 $3,370,000 $99,118 $0 4.89%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 26 $3,330,000 $128,077 $0 5.06%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 30 $3,120,000 $104,000 $1,614 5.72%
VALLEJO, CA (FHA|USDA|VA) 33 $2,995,000 $90,758 $720 5.23%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 22 $2,870,000 $130,455 $969 5.45%
SALT LAKE CITY, UT (FHA|USDA|VA) 21 $2,125,000 $101,190 $254 5.26%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $2,025,000 $155,769 $985 4.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $1,890,000 $189,000 $1,767 4.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $1,870,000 $116,875 $0 5.07%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 14 $1,760,000 $125,714 $0 5.15%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 9 $1,755,000 $195,000 $2,225 4.95%
PROVO-OREM, UT (FHA|USDA|VA) 13 $1,655,000 $127,308 $1,012 5.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $1,565,000 $120,385 $255 5.05%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $1,475,000 $113,462 $839 4.78%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $1,400,000 $116,667 $840 5.88%
BOULDER, CO (FHA|USDA|VA) 9 $1,305,000 $145,000 $249 5.49%
BEND, OR (FHA|USDA|VA) 7 $1,245,000 $177,857 $0 4.74%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $1,190,000 $99,167 $1,055 4.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $1,190,000 $119,000 $691 5.50%
BOISE CITY, ID (FHA|USDA|VA) 11 $1,175,000 $106,818 $0 5.56%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 18 $1,160,000 $64,444 $635 4.76%
TUCSON, AZ (FHA|USDA|VA) 11 $1,055,000 $95,909 $260 5.44%
SALINAS, CA (FHA|USDA|VA) 10 $1,020,000 $102,000 $0 5.04%
ST. GEORGE, UT (FHA|USDA|VA) 7 $1,005,000 $143,571 $0 5.49%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $985,000 $65,667 $258 5.09%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $925,000 $925,000 $9,845 3.50%
CORVALLIS, OR (FHA|USDA|VA) 7 $925,000 $132,143 $1,366 5.33%
FORT COLLINS, CO (FHA|USDA|VA) 9 $875,000 $97,222 $274 4.96%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $845,000 $169,000 $459 5.51%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $835,000 $92,778 $320 5.41%
Stevens Point, WI (FHA|USDA|VA) 9 $815,000 $90,556 $1,005 4.37%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $795,000 $113,571 $592 5.56%
NAPA, CA (FHA|USDA|VA) 6 $770,000 $128,333 $0 5.49%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $745,000 $248,333 $254 5.99%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $735,000 $147,000 $0 4.29%
BELLINGHAM, WA (FHA|USDA|VA) 5 $695,000 $139,000 $0 6.39%
Outside of Metro Areas 5 $635,000 $127,000 $0 4.79%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $635,000 $127,000 $285 5.24%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $605,000 $86,429 $1,765 4.67%
FRESNO, CA (FHA|USDA|VA) 9 $585,000 $65,000 $0 5.57%
CHICO, CA (FHA|USDA|VA) 5 $545,000 $109,000 $0 5.44%
Oak Harbor, WA (FHA|USDA|VA) 5 $545,000 $109,000 $0 5.39%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $515,000 $103,000 $816 5.49%
MEDFORD, OR (FHA|USDA|VA) 3 $505,000 $168,333 $723 5.24%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $500,000 $125,000 $664 6.06%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $470,000 $235,000 $1,684 4.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $465,000 $93,000 $0 4.69%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $465,000 $155,000 $400 5.41%
Bozeman, MT (FHA|USDA|VA) 3 $455,000 $151,667 $0 4.32%
TULSA, OK (FHA|USDA|VA) 3 $425,000 $141,667 $0 4.91%
Wilson, NC (FHA|USDA|VA) 1 $425,000 $425,000 $3,343 2.50%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $420,000 $105,000 $0 4.80%
OCALA, FL (FHA|USDA|VA) 1 $415,000 $415,000 $0 4.24%
Sonora, CA (FHA|USDA|VA) 2 $410,000 $205,000 $315 5.74%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $380,000 $190,000 $2,115 4.25%
APPLETON, WI (FHA|USDA|VA) 3 $375,000 $125,000 $824 5.22%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $350,000 $87,500 $0 5.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $345,000 $115,000 $1,889 4.41%
MODESTO, CA (FHA|USDA|VA) 6 $340,000 $56,667 $0 4.53%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $325,000 $108,333 $986 4.74%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $320,000 $80,000 $0 6.12%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $300,000 $150,000 $2,589 3.56%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $0 4.62%
REDDING, CA (FHA|USDA|VA) 4 $270,000 $67,500 $461 5.34%
MADISON, WI (FHA|USDA|VA) 2 $260,000 $130,000 $853 4.37%
Alexandria, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,703 3.00%
Dayton, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,130 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $245,000 $81,667 $0 6.24%
YUBA CITY, CA (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.74%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,224 2.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $235,000 $78,333 $307 4.41%
Ukiah, CA (FHA|USDA|VA) 2 $220,000 $110,000 $0 5.12%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.12%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $215,000 $43,000 $321 4.44%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $215,000 $71,667 $270 5.49%
MERCED, CA (FHA|USDA|VA) 2 $210,000 $105,000 $0 5.12%
LOGAN, UT-ID (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.49%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $185,000 $37,000 $312 4.89%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $1,861 2.75%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $165,000 $165,000 $4,116 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $165,000 $165,000 $3,368 3.13%
Sandpoint, ID (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.99%
COLUMBUS, OH (FHA|USDA|VA) 2 $160,000 $80,000 $274 5.87%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $160,000 $80,000 $547 5.49%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $160,000 $80,000 $312 5.12%
GRANTS PASS, OR (FHA|USDA|VA) 1 $155,000 $155,000 $2,632 3.25%
RACINE, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
SALEM, OR (FHA|USDA|VA) 4 $140,000 $35,000 $0 5.55%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.74%
Roseburg, OR (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.49%
The Dalles, OR (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.49%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,568 3.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,875 3.13%
GREELEY, CO (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.24%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $130,000 $65,000 $335 5.74%
Clearlake, CA (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.37%
Ontario, OR-ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.74%
Jackson, WY-ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.49%
Prineville, OR (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.49%
RICHMOND, VA (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.12%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.99%
GLENS FALLS, NY (FHA|USDA|VA) 1 $115,000 $115,000 $572 5.49%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
MISSOULA, MT (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.74%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,438 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $100,000 $50,000 $286 6.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $100,000 $50,000 $334 5.24%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $95,000 $31,667 $272 5.49%
Marinette, WI-MI (FHA|USDA|VA) 1 $95,000 $95,000 $747 4.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $95,000 $95,000 $313 4.50%
TOLEDO, OH (FHA|USDA|VA) 2 $90,000 $45,000 $497 5.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $85,000 $85,000 $1,202 4.99%
MADERA, CA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.24%
Montrose, CO (FHA|USDA|VA) 1 $75,000 $75,000 $249 5.74%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.49%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $75,000 $75,000 $242 6.33%
AKRON, OH (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.12%
Brevard, NC (FHA|USDA|VA) 1 $65,000 $65,000 $289 4.49%
Heber, UT (FHA|USDA|VA) 1 $65,000 $65,000 $260 5.49%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $65,000 $21,667 $323 5.16%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $65,000 $65,000 $274 5.49%
Port Angeles, WA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.49%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $65,000 $65,000 $339 4.10%
WILMINGTON, NC (FHA|USDA|VA) 1 $65,000 $65,000 $312 5.49%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.24%
Concord, NH (FHA|USDA|VA) 1 $55,000 $55,000 $274 4.49%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.49%
Astoria, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
LOUISVILLE, KY (FHA|USDA|VA) 1 $55,000 $55,000 $269 5.49%
Payson, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.24%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $55,000 $55,000 $344 5.49%
Boone, NC (FHA|USDA|VA) 1 $55,000 $55,000 $249 5.49%
GAINESVILLE, GA (FHA|USDA|VA) 1 $55,000 $55,000 $302 5.49%
Bellefontaine, OH (FHA|USDA|VA) 1 $55,000 $55,000 $337 4.49%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $55,000 $55,000 $353 4.24%
BATON ROUGE, LA (FHA|USDA|VA) 1 $55,000 $55,000 $381 6.49%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.49%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $45,000 $45,000 $273 5.49%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $45,000 $45,000 $192 5.85%
Shawano, WI (FHA|USDA|VA) 1 $45,000 $45,000 $208 4.49%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $45,000 $45,000 $321 5.80%
Show Low, AZ (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.24%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.49%
FOND DU LAC, WI (FHA|USDA|VA) 1 $35,000 $35,000 $695 5.49%
Cullman, AL (FHA|USDA|VA) 1 $35,000 $35,000 $328 5.99%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $35,000 $35,000 $298 5.49%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $35,000 $35,000 $327 4.40%
POCATELLO, ID (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.49%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.99%
KNOXVILLE, TN (FHA|USDA|VA) 1 $35,000 $35,000 $276 5.99%
Red Wing, MN (FHA|USDA|VA) 1 $35,000 $35,000 $225 5.49%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.99%
BRUNSWICK, GA (FHA|USDA|VA) 1 $25,000 $25,000 $284 5.99%
Brookhaven, MS (FHA|USDA|VA) 1 $25,000 $25,000 $820 6.19%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.24%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $25,000 $25,000 $210 5.99%
FLINT, MI (FHA|USDA|VA) 1 $25,000 $25,000 $359 3.74%
LAWRENCE, KS (FHA|USDA|VA) 1 $25,000 $25,000 $366 5.49%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $25,000 $25,000 $227 5.99%
SAVANNAH, GA (FHA|USDA|VA) 1 $25,000 $25,000 $323 6.49%
ROANOKE, VA (FHA|USDA|VA) 1 $25,000 $25,000 $1,105 5.99%
ROCKFORD, IL (FHA|USDA|VA) 1 $25,000 $25,000 $274 4.49%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $25,000 $25,000 $282 3.74%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.99%
Klamath Falls, OR (FHA|USDA|VA) 1 $15,000 $15,000 $249 5.99%
GREEN BAY, WI (FHA|USDA|VA) 1 $5,000 $5,000 $248 3.74%
Connexus Credit Union's top markets include Los Angeles, San Francisco, Portland, Seattle, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,470 $171,420,000 $116,612 n/a 5.22%
    Conventional 433 $46,335,000 $107,009 $962 4.79%

    For 2020, Connexus Credit Union's most frequently originated type of loan was HELOC, with 1,470 originations. Their 2nd most popular type was Conventional, with 433 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 827 $112,405,000 $135,919 $1,827 5.32%
    Other 512 $42,530,000 $83,066 $321 5.18%
    Refi 415 $49,135,000 $118,398 $1,487 4.81%
    Home Improvement 98 $4,980,000 $50,816 $301 5.37%
    Cash Out Refi 51 $8,705,000 $170,686 $1,895 3.57%

    For 2020, Connexus Credit Union's most frequently cited loan purpose was Home Purchase, with 827 originations. The 2nd most popular reason was Other, with 512 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,549 $190,505,000 $122,986 $2,600 5.13%
    15 Year 161 $15,025,000 $93,323 $834 5.02%
    10 Year 97 $4,665,000 $48,093 $306 5.24%
    20 Year 59 $5,765,000 $97,712 $646 5.42%
    5 Year 32 $1,170,000 $36,563 $287 4.66%
    Other 5 $625,000 $125,000 $0 4.40%

    For 2020, Connexus Credit Union's most frequently cited loan duration was 30 Year, with 1,549 originations. The 2nd most popular length was 15 Year, with 161 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 423 $42,985,000 $101,619
    $1k-2k 6 $1,620,000 $270,000
    $2k-3k 3 $805,000 $268,333
    $5k+ 1 $925,000 $925,000

    Connexus Credit Union's average total fees were $2,600, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 423 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 691 $74,155,000 $107,315
    5-6% 617 $60,115,000 $97,431
    6-7% 268 $30,750,000 $114,739
    3-4% 237 $35,995,000 $151,878
    2.5-3% 51 $11,065,000 $216,961
    7-8% 35 $4,775,000 $136,429
    <2.5% 4 $900,000 $225,000

    During 2020, Connexus Credit Union's average interest rate for loans was 5.13%, while their most frequently originated rate bucket for loans was 4-5%, with 691 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 990 $59,670,000 $60,273 $383 5.33%
    $100k-200k 694 $95,810,000 $138,055 $1,517 4.92%
    $200k-400k 188 $47,040,000 $250,213 $2,518 4.90%
    $400k-600k 28 $12,940,000 $462,143 $2,632 4.65%
    $600k-1MM 3 $2,295,000 $765,000 $6,254 3.63%

    2020 saw Connexus Credit Union place emphasis on $100,000 or less loans with 990 originations, totaling $59,670,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 735 $88,095,000 $119,857 $1,074 5.16%
    $250k+ 443 $70,635,000 $159,447 $1,139 5.19%
    $100k-150k 439 $38,095,000 $86,777 $794 5.14%
    $75k-100k 126 $9,210,000 $73,095 $788 5.11%
    $50k-75k 112 $7,810,000 $69,732 $1,120 4.96%
    $50k or less 39 $2,695,000 $69,103 $934 4.56%

    Connexus Credit Union lent most frequently to those with incomes in the $150k-250k range, with 735 originations. The second most popular income band? $250k+, with 443 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 422 $45,840,000 $108,626 $754 5.14%
    20-30% 386 $44,840,000 $116,166 $935 4.92%
    44% 182 $19,980,000 $109,780 $2,253 5.41%
    42% 132 $14,980,000 $113,485 $651 5.24%
    40% 116 $13,610,000 $117,328 $1,057 5.27%
    43% 116 $13,860,000 $119,483 $2,226 5.33%
    41% 104 $11,650,000 $112,019 $430 5.27%
    <20% 97 $13,285,000 $136,959 $1,524 4.68%
    37% 92 $9,900,000 $107,609 $904 5.15%
    39% 86 $8,630,000 $100,349 $910 5.32%
    38% 80 $8,950,000 $111,875 $1,102 4.92%
    36% 72 $9,380,000 $130,278 $997 5.16%
    45% 6 $630,000 $105,000 $1,033 5.24%
    >60% 4 $870,000 $217,500 $1,909 4.25%
    46% 2 $380,000 $190,000 $2,134 4.13%
    48% 1 $125,000 $125,000 $1,950 3.13%
    49% 1 $335,000 $335,000 $0 6.49%
    50-60% 1 $155,000 $155,000 $1,227 4.00%

    Connexus Credit Union lent most frequently to those with DTI ratios of 30-36%, with 422 originations. The next most common DTI ratio? 20-30%, with 386 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,410 $157,720,000 $111,858 $959 5.10%
    Not provided 266 $31,940,000 $120,075 $841 5.18%
    Asian 164 $21,640,000 $131,951 $1,062 5.21%
    Black 46 $4,480,000 $97,391 $1,419 5.14%
    American Indian 11 $1,165,000 $105,909 $5,065 5.24%
    Native Hawaiian or Islander 3 $355,000 $118,333 $0 5.24%
    Chinese 1 $255,000 $255,000 $2,232 4.13%
    Other Asian 1 $125,000 $125,000 $0 4.74%
    Not applicable 1 $75,000 $75,000 $518 6.28%

    Approval Rates

    Total approvals of all applications
    72.57%

    Connexus Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    78.67%

    Connexus Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,903 $217,755,000 $114,427

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 6 $480,000 $80,000
    Single Family (1-4 Units):Site-Built 1,897 $217,275,000 $114,536

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 371 $66,295,000 $178,693 $435 5.31%
    40-60% 46 $8,340,000 $181,304 $1,631 4.18%
    60-80% 78 $15,550,000 $199,359 $1,919 3.59%
    80-100% 39 $8,875,000 $227,564 $2,772 3.50%
    Under 20% 1,367 $118,415,000 $86,624 $372 5.24%