Star One Credit Union Mortgage Rates, Fees & Info
Sunnyvale, CALEI: 5493004F7BXDIUFVPV87
Tax ID: 94-6069237
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Star One Credit Union is a small credit union specializing in Home Purchase loans. Star One Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Jose, San Francisco, Sacramento, Stockton, and Santa Cruz among others. We have data for 145 markets. (Some data included below & more in-depth data is available with an active subscription.)Star One Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Star One Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.66% | 11/22/24 |
| 30 Year Conventional Purchase | 6.04% | 11/22/24 |
| 30 Year Conventional Refi | 5.97% | 11/22/24 |
| 30 Year Cash-out Refi | 5.96% | 11/22/24 |
| 15 Year Conventional Purchase | 5.60% | 11/22/24 |
| 15 Year Conventional Refi | 5.76% | 11/22/24 |
| 15 Year Cash-out Refi | 5.76% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Star One Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Star One Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,548Origination Dollar Volume (All Markets)
$1,191,000,000Awards
STAR ONE CREDIT UNION - 2022
STAR ONE CREDIT UNION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for STAR ONE CREDIT UNION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1,117 | $543,175,000 | $486,280 | $2,446 | 4.12% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 533 | $302,405,000 | $567,364 | $3,566 | 4.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 140 | $48,280,000 | $344,857 | $3,140 | 4.06% |
| STOCKTON, CA (FHA|USDA|VA) | 106 | $44,130,000 | $416,321 | $2,797 | 4.13% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 76 | $31,570,000 | $415,395 | $2,702 | 4.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 52 | $25,600,000 | $492,308 | $3,788 | 3.91% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 28 | $10,800,000 | $385,714 | $4,413 | 4.02% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 18 | $10,040,000 | $557,778 | $2,986 | 3.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $8,980,000 | $374,167 | $3,855 | 4.03% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $8,690,000 | $724,167 | $4,503 | 3.93% |
| RENO, NV (FHA|USDA|VA) | 17 | $7,785,000 | $457,941 | $3,774 | 3.98% |
| SALINAS, CA (FHA|USDA|VA) | 14 | $7,350,000 | $525,000 | $3,136 | 4.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 20 | $7,220,000 | $361,000 | $3,333 | 4.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 15 | $6,845,000 | $456,333 | $5,375 | 3.97% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 17 | $5,575,000 | $327,941 | $3,286 | 4.43% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $5,330,000 | $296,111 | $2,796 | 4.30% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $5,240,000 | $524,000 | $6,678 | 4.49% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 14 | $4,710,000 | $336,429 | $2,679 | 3.88% |
| Outside of Metro Areas | 16 | $4,510,000 | $281,875 | $2,760 | 3.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $4,345,000 | $482,778 | $2,753 | 4.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $3,990,000 | $399,000 | $4,198 | 3.83% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $3,093 | 4.24% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $3,060,000 | $382,500 | $3,988 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $3,124 | 3.79% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $2,951 | 4.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $3,155 | 4.55% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $2,625,000 | $525,000 | $4,154 | 3.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $2,550,000 | $425,000 | $2,671 | 4.00% |
| MERCED, CA (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $3,153 | 3.80% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $2,592 | 5.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $4,124 | 4.10% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $3,526 | 3.50% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $3,989 | 3.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $1,905,000 | $146,538 | $2,646 | 3.80% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,875,000 | $625,000 | $3,116 | 3.33% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $2,584 | 4.05% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $6,111 | 3.42% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $3,219 | 4.79% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,620,000 | $810,000 | $7,039 | 2.81% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $2,018 | 3.86% |
| Hood River, OR (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $5,398 | 4.25% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $3,485 | 3.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $2,775 | 3.96% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $2,995 | 4.33% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $3,692 | 3.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $3,126 | 3.54% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $2,102 | 4.53% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $2,171 | 3.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $2,972 | 4.41% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,183 | 4.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,880 | 3.33% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $2,587 | 4.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $7,296 | 3.63% |
| MADERA, CA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,361 | 3.80% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,824 | 4.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,022 | 4.67% |
| Heber, UT (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $3,601 | 3.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $2,741 | 2.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $2,651 | 3.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,966 | 3.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $3,254 | 3.13% |
| REDDING, CA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,359 | 4.03% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,866 | 3.75% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,779 | 4.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,528 | 2.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $1,915 | 4.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,622 | 3.38% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,029 | 4.04% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,139 | 4.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $1,968 | 3.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,225 | 4.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $3,522 | 5.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,835 | 3.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,335 | 3.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,041 | 3.69% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,429 | 3.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,804 | 3.13% |
| Hailey, ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,499 | 2.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,772 | 3.81% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,502 | 4.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,594 | 4.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,417 | 4.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 5.56% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,813 | 3.75% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,186 | 3.38% |
| BEND, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,959 | 2.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 2.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,151 | 3.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,480 | 4.38% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,202 | 4.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,583 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,900 | 3.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,029 | 4.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,968 | 5.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,288 | 3.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,231 | 5.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,804 | 5.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,686 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,589 | 5.13% |
| Outside of Metro Areas | 1 | $345,000 | $345,000 | $2,521 | 4.50% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,770 | 3.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,510 | 3.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,420 | 5.75% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,739 | 3.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,927 | 4.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,115 | 3.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,658 | 3.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,678 | 3.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,965 | 5.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,243 | 4.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,260 | 2.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,433 | 5.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,323 | 6.13% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,605 | 4.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,951 | 2.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,714 | 2.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,325 | 6.25% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,495 | 2.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,730 | 4.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,972 | 4.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,150 | 4.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,127 | 3.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,932 | 4.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,153 | 4.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,851 | 2.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.25% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,031 | 4.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,922 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,781 | 2.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,195 | 2.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,153 | 4.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,338 | 3.88% |
| Rockport, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,778 | 3.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,969 | 4.00% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,862 | 5.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,804 | 3.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,850 | 3.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,882 | 4.63% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,709 | 2.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,955 | 5.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,387 | 4.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,024 | 4.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,675 | 4.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,041 | 3.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against STAR ONE CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 10
Similarity Rank: 30
Similarity Rank: 54
Similarity Rank: 77
Similarity Rank: 112
Similarity Rank: 236
Similarity Rank: 324
Similarity Rank: 384
Similarity Rank: 429
Similarity Rank: 450
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,469 | $898,905,000 | $611,916 | $3,072 | 3.86% |
| HELOC | 1,079 | $292,095,000 | $270,709 | n/a | 4.41% |
For 2022, Star One Credit Union's most frequently originated type of loan was Conventional, with 1,469 originations. Their 2nd most popular type was HELOC, with 1,079 originations.
Loan Reason
For 2022, Star One Credit Union's most frequently cited loan purpose was Home Purchase, with 921 originations. The 2nd most popular reason was Home Improvement, with 817 originations.
Loan Duration/Length
For 2022, Star One Credit Union's most frequently cited loan duration was 30 Year, with 1,160 originations. The 2nd most popular length was Other, with 1,080 originations.
Origination Fees/Closing Costs
Star One Credit Union's average total fees were $3,616, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,416 originations.
Interest Rates
During 2022, Star One Credit Union's average interest rate for loans was 3.81%, while their most frequently originated rate bucket for loans was 3-4%, with 1,153 originations.
Loan Sizing
2022 saw Star One Credit Union place emphasis on $200k-400k loans with 857 originations, totaling $230,295,000 in origination value.
Applicant Income
Star One Credit Union lent most frequently to those with incomes in the $150k-250k range, with 977 originations. The second most popular income band? $250k+, with 892 originations.
Applicant Debt to Income Ratio
Star One Credit Union lent most frequently to those with DTI ratios of 20-30%, with 477 originations. The next most common DTI ratio? 30-36%, with 452 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.71%
Star One Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination81.00%
Star One Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,548 | $1,191,000,000 | $467,425 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,548 | $1,191,000,000 | $467,425 |