Citadel Servicing Corporation Mortgage Rates, Fees & Info
Irvine, CALEI: 254900E6AIE4Z8YQM970
Tax ID: 20-8006279
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Mortgage Data
Review & Overview
Citadel Servicing Corporation is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Citadel Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, San Jose, Orlando, and San Francisco among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)Citadel Servicing Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citadel Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.92% | 12/17/24 |
| 30 Year Conventional Refi | 8.42% | 12/17/24 |
| 30 Year Cash-out Refi | 8.86% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citadel Servicing Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,321Origination Dollar Volume (All Markets)
$564,495,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 186 | $122,360,000 | $657,849 | $13,699 | 5.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 159 | $64,365,000 | $404,811 | $14,116 | 5.93% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 39 | $28,245,000 | $724,231 | $10,996 | 5.65% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 87 | $26,415,000 | $303,621 | $12,430 | 6.04% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 40 | $24,970,000 | $624,250 | $11,304 | 5.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 66 | $24,860,000 | $376,667 | $11,273 | 5.83% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 34 | $18,180,000 | $534,706 | $11,460 | 5.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 32 | $14,130,000 | $441,563 | $11,977 | 6.13% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 32 | $12,730,000 | $397,813 | $9,601 | 5.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 36 | $12,310,000 | $341,944 | $12,236 | 5.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $11,400,000 | $570,000 | $12,549 | 5.61% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 27 | $11,395,000 | $422,037 | $8,942 | 6.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 35 | $10,665,000 | $304,714 | $10,517 | 6.21% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 28 | $9,750,000 | $348,214 | $11,253 | 5.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 24 | $9,610,000 | $400,417 | $10,891 | 5.71% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 32 | $8,510,000 | $265,938 | $10,440 | 6.14% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 29 | $6,115,000 | $210,862 | $8,292 | 5.99% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 22 | $6,030,000 | $274,091 | $8,397 | 5.93% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $5,685,000 | $516,818 | $13,164 | 5.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $5,345,000 | $1,069,000 | $26,675 | 6.50% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 11 | $5,275,000 | $479,545 | $18,969 | 5.42% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $5,250,000 | $656,250 | $9,337 | 5.36% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 19 | $4,625,000 | $243,421 | $10,876 | 6.09% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $4,555,000 | $650,714 | $15,220 | 4.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $4,025,000 | $365,909 | $8,944 | 6.06% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $3,945,000 | $789,000 | $15,723 | 5.60% |
| Heber, UT (FHA|USDA|VA) | 3 | $3,725,000 | $1,241,667 | $23,610 | 5.71% |
| Outside of Metro Areas | 13 | $3,715,000 | $285,769 | $10,625 | 6.26% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $9,329 | 6.07% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $3,540,000 | $885,000 | $15,896 | 5.56% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $3,495,000 | $699,000 | $29,338 | 6.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $12,610 | 5.96% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $3,175,000 | $453,571 | $11,720 | 6.02% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $10,822 | 6.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,680,000 | $335,000 | $14,784 | 5.97% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $2,670,000 | $267,000 | $5,907 | 5.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $9,188 | 6.30% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $6,263 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $2,550,000 | $637,500 | $20,747 | 5.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $7,106 | 6.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $2,430,000 | $607,500 | $17,284 | 5.59% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $9,167 | 5.67% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,155,000 | $165,769 | $7,855 | 5.68% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $10,455 | 5.47% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $11,494 | 5.69% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,930,000 | $965,000 | $18,086 | 5.69% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,855,000 | $618,333 | $17,648 | 6.17% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $7,276 | 5.34% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $9,395 | 6.57% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $6,466 | 6.08% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $8,958 | 5.92% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $1,475,000 | $1,475,000 | $34,749 | 5.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $20,807 | 5.58% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $7,801 | 6.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $9,968 | 6.28% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $7,608 | 6.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $7,319 | 6.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $16,104 | 5.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $5,028 | 5.69% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $10,518 | 6.81% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $18,810 | 5.81% |
| DOVER, DE (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $10,257 | 6.46% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $0 | 5.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $11,758 | 6.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $17,156 | 7.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,819 | 5.88% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,565 | 6.33% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,651 | 5.50% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,843 | 5.63% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,803 | 5.63% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,198 | 5.97% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,906 | 6.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,208 | 6.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,431 | 6.58% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,026 | 6.04% |
| Easton, MD (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $14,209 | 5.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,679 | 6.88% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,578 | 5.96% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,293 | 5.92% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,770 | 4.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,552 | 6.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,661 | 7.44% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,048 | 6.06% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,839 | 6.95% |
| NAPA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,578 | 7.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,732 | 6.96% |
| BEND, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,338 | 6.00% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,594 | 6.19% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,322 | 7.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,160 | 6.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,092 | 5.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,333 | 5.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,732 | 5.00% |
| Hailey, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,622 | 7.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,123 | 7.00% |
| RENO, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,093 | 5.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,039 | 4.38% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,960 | 6.63% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,765 | 6.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,798 | 6.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,213 | 7.44% |
| Sterling, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,074 | 4.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,678 | 5.63% |
| Sonora, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,277 | 6.31% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,817 | 5.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,336 | 5.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,665 | 4.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,807 | 5.50% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,427 | 7.88% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,307 | 6.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,844 | 4.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,065 | 5.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,010 | 6.62% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,234 | 6.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,010 | 5.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,043 | 6.50% |
| Outside of Metro Areas | 1 | $215,000 | $215,000 | $0 | 8.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,075 | 6.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,230 | 4.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,004 | 7.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,210 | 7.13% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,919 | 4.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,910 | 5.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,965 | 4.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,900 | 7.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,889 | 4.88% |
| MERCED, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,537 | 7.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,302 | 7.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,153 | 5.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,558 | 6.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,696 | 7.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,222 | 7.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,378 | 8.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,817 | 6.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,310 | 6.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,940 | 7.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,732 | 5.88% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,321 | $564,495,000 | $427,324 | $11,655 | 5.90% |
For 2020, Citadel Servicing Corporation's most frequently originated type of loan was Conventional, with 1,321 originations.
Loan Reason
For 2020, Citadel Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 710 originations. The 2nd most popular reason was Cash Out Refi, with 496 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,311 | $556,505,000 | $424,489 | $11,615 | 5.90% |
| 30+ year | 10 | $7,990,000 | $799,000 | $16,553 | 5.84% |
For 2020, Citadel Servicing Corporation's most frequently cited loan duration was 30 Year, with 1,311 originations. The 2nd most popular length was 30+ year, with 10 originations.
Origination Fees/Closing Costs
Citadel Servicing Corporation's average total fees were $11,615, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 665 originations.
Interest Rates
During 2020, Citadel Servicing Corporation's average interest rate for loans was 5.90%, while their most frequently originated rate bucket for loans was 5-6%, with 578 originations.
Loan Sizing
2020 saw Citadel Servicing Corporation place emphasis on $200k-400k loans with 487 originations, totaling $140,125,000 in origination value.
Applicant Income
Citadel Servicing Corporation lent most frequently to those with incomes in the $50k or less range, with 412 originations. The second most popular income band? $250k+, with 274 originations.
Applicant Debt to Income Ratio
Citadel Servicing Corporation lent most frequently to those with DTI ratios of <20%, with 447 originations. The next most common DTI ratio? 30-36%, with 151 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications71.11%
Citadel Servicing Corporation has a below average approval rate.
Pick Rate
Approvals leading to origination-1.82%
Citadel Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,321 | $564,495,000 | $427,324 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 8 | $7,820,000 | $977,500 |
| Single Family (1-4 Units):Site-Built | 1,313 | $556,675,000 | $423,972 |