Citadel Servicing Corporation Mortgage Rates, Fees & Info
Irvine, CALEI: 254900E6AIE4Z8YQM970
Tax ID: 20-8006279
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Mortgage Data
Review & Overview
Citadel Servicing Corporation is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Citadel Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, San Francisco, Orlando, and Riverside among others. We have data for 195 markets. (Some data included below & more in-depth data is available with an active subscription.)Citadel Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citadel Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.92% | 4/22/24 |
| 30 Year Conventional Refi | 8.42% | 4/22/24 |
| 30 Year Cash-out Refi | 8.86% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citadel Servicing Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,998Origination Dollar Volume (All Markets)
$1,138,640,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 350 | $235,310,000 | $672,314 | $12,051 | 6.49% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 254 | $87,310,000 | $343,740 | $10,609 | 6.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 130 | $81,570,000 | $627,462 | $10,757 | 6.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 254 | $61,110,000 | $240,591 | $9,448 | 6.36% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 163 | $54,535,000 | $334,571 | $8,234 | 6.73% |
| Outside of Metro Areas | 159 | $45,505,000 | $286,195 | $8,879 | 6.44% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 59 | $43,165,000 | $731,610 | $12,041 | 6.32% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 65 | $37,205,000 | $572,385 | $9,997 | 6.30% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 84 | $31,030,000 | $369,405 | $10,077 | 6.82% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 89 | $27,565,000 | $309,719 | $6,975 | 6.84% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 83 | $27,235,000 | $328,133 | $9,145 | 6.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 65 | $24,025,000 | $369,615 | $7,993 | 6.90% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 55 | $23,215,000 | $422,091 | $9,085 | 6.60% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 44 | $20,460,000 | $465,000 | $13,315 | 6.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 62 | $17,540,000 | $282,903 | $10,744 | 6.84% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 64 | $17,110,000 | $267,344 | $9,603 | 6.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 46 | $15,940,000 | $346,522 | $9,176 | 6.64% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 26 | $14,350,000 | $551,923 | $9,320 | 6.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 58 | $13,770,000 | $237,414 | $6,391 | 6.97% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 43 | $13,415,000 | $311,977 | $10,163 | 6.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 49 | $12,115,000 | $247,245 | $8,687 | 6.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 35 | $11,775,000 | $336,429 | $7,691 | 6.62% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 42 | $11,170,000 | $265,952 | $9,389 | 6.85% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 23 | $7,905,000 | $343,696 | $10,312 | 6.61% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 24 | $7,460,000 | $310,833 | $6,621 | 6.85% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $7,060,000 | $882,500 | $15,196 | 6.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 36 | $6,450,000 | $179,167 | $6,761 | 6.32% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $6,415,000 | $427,667 | $14,268 | 6.42% |
| Heber, UT (FHA|USDA|VA) | 12 | $6,330,000 | $527,500 | $13,551 | 7.21% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $5,540,000 | $346,250 | $10,581 | 6.69% |
| MODESTO, CA (FHA|USDA|VA) | 21 | $5,465,000 | $260,238 | $7,474 | 7.01% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 17 | $4,935,000 | $290,294 | $9,490 | 6.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $4,555,000 | $650,714 | $8,519 | 6.59% |
| FRESNO, CA (FHA|USDA|VA) | 17 | $4,475,000 | $263,235 | $6,870 | 6.94% |
| RENO, NV (FHA|USDA|VA) | 14 | $4,460,000 | $318,571 | $8,001 | 7.10% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $4,310,000 | $307,857 | $10,096 | 6.59% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $4,265,000 | $609,286 | $13,199 | 6.37% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $4,245,000 | $471,667 | $8,075 | 6.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $9,223 | 6.85% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $7,392 | 6.74% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $8,373 | 6.63% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $3,625,000 | $278,846 | $7,640 | 7.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $3,330,000 | $416,250 | $11,734 | 6.44% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $7,519 | 7.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $3,300,000 | $330,000 | $9,639 | 6.57% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $3,155,000 | $286,818 | $6,799 | 7.34% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $2,905,000 | $415,000 | $7,858 | 7.18% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $8,193 | 7.48% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $10,519 | 6.37% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $9,175 | 6.89% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $7,584 | 6.42% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $9,193 | 6.85% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $7,249 | 7.05% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $5,056 | 7.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $15,651 | 7.17% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $2,070,000 | $517,500 | $9,729 | 6.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $6,984 | 7.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $6,419 | 7.22% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $5,244 | 7.29% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $9,191 | 7.16% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,760,000 | $880,000 | $10,612 | 6.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $8,117 | 6.55% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $12,085 | 6.69% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $9,486 | 7.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,309 | 6.65% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $7,499 | 6.86% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $11,520 | 6.72% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $15,924 | 6.94% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $7,266 | 6.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $6,313 | 6.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $10,369 | 7.25% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $6,884 | 6.95% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $7,418 | 7.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,289 | 6.81% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $18,377 | 6.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,379 | 7.54% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,371 | 6.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $11,632 | 6.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $6,549 | 7.04% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $9,499 | 7.08% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $7,007 | 7.20% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $7,540 | 7.09% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $5,462 | 6.85% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $11,354 | 6.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,608 | 7.21% |
| Newport, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,828 | 7.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,739 | 7.15% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,024 | 7.00% |
| Torrington, CT (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,674 | 6.62% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $12,765 | 6.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,685 | 6.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,017 | 5.75% |
| CHICO, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,388 | 7.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,074 | 7.80% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,587 | 7.75% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,026 | 7.79% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,988 | 8.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $8,050 | 6.78% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,964 | 7.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,978 | 7.81% |
| Outside of Metro Areas | 2 | $520,000 | $260,000 | $9,800 | 6.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,764 | 6.71% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $17,522 | 7.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,985 | 8.04% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,347 | 7.04% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,019 | 8.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $14,295 | 6.38% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,145 | 7.94% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,933 | 6.44% |
| Fernley, NV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,646 | 7.25% |
| Shelton, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,121 | 6.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,313 | 6.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,135 | 7.29% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,233 | 8.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,656 | 6.56% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 6.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,935 | 5.37% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,198 | 6.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,639 | 6.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,568 | 6.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,836 | 7.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 6.54% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,946 | 8.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,760 | 8.06% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,562 | 5.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,342 | 8.63% |
| OCALA, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,041 | 7.25% |
| DOVER, DE (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,893 | 7.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,670 | 6.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,136 | 8.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,957 | 6.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,602 | 8.88% |
| SALEM, OR (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,709 | 6.42% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,008 | 7.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.38% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,831 | 8.94% |
| MADISON, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,230 | 7.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,337 | 6.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,773 | 5.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,319 | 7.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,549 | 6.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,785 | 6.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,446 | 7.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,944 | 5.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,214 | 7.50% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,884 | 6.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,743 | 6.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,645 | 5.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,028 | 7.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,148 | 7.13% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,637 | 5.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,693 | 8.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,325 | 7.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,976 | 7.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,480 | 8.38% |
| NILES, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,934 | 7.00% |
| Bedford, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,125 | 9.00% |
| Centralia, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,029 | 5.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,835 | 6.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,848 | 8.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,330 | 7.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,129 | 7.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,379 | 8.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,003 | 8.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,248 | 8.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.63% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,750 | 5.63% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,281 | 6.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,030 | 5.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,899 | 7.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,549 | 8.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,374 | 7.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,178 | 6.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,056 | 7.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,794 | 7.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,763 | 8.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,868 | 7.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,798 | 7.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,676 | 6.38% |
| Huntington, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,368 | 6.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,772 | 7.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,035 | 6.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,384 | 6.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,068 | 8.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,374 | 8.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,838 | 7.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,570 | 6.38% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,021 | 6.13% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,998 | $1,138,640,000 | $379,800 | $9,462 | 6.68% |
For 2018, Citadel Servicing Corporation's most frequently originated type of loan was Conventional, with 2,998 originations.
Loan Reason
For 2018, Citadel Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 1,582 originations. The 2nd most popular reason was Cash Out Refi, with 1,242 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 2,998 | $1,138,640,000 | $379,800 | $9,462 | 6.68% |
For 2018, Citadel Servicing Corporation's most frequently cited loan duration was 30 Year, with 2,998 originations.
Origination Fees/Closing Costs
Citadel Servicing Corporation's average total fees were $9,462, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,426 originations.
Interest Rates
During 2018, Citadel Servicing Corporation's average interest rate for loans was 6.68%, while their most frequently originated rate bucket for loans was 6-7%, with 1,127 originations.
Loan Sizing
2018 saw Citadel Servicing Corporation place emphasis on $200k-400k loans with 1,119 originations, totaling $314,635,000 in origination value.
Applicant Income
Citadel Servicing Corporation lent most frequently to those with incomes in the $250k+ range, with 803 originations. The second most popular income band? $150k-250k, with 699 originations.
Applicant Debt to Income Ratio
Citadel Servicing Corporation lent most frequently to those with DTI ratios of <20%, with 634 originations. The next most common DTI ratio? 20-30%, with 568 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.68%
Citadel Servicing Corporation has an average approval rate.
Pick Rate
Approvals leading to origination56.30%
Citadel Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 17025.0 | 1 | $575,000 | $575,000 |
| 8117.0 | 1 | $225,000 | $225,000 |
| NA | 2,996 | $1,137,840,000 | $379,786 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 8 | $5,830,000 | $728,750 |
| Single Family (1-4 Units):Site-Built | 2,990 | $1,132,810,000 | $378,866 |