Citadel Servicing Corporation Mortgage Rates, Fees & Info
Irvine, CALEI: 254900E6AIE4Z8YQM970
Tax ID: 20-8006279
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Mortgage Data
Review & Overview
Citadel Servicing Corporation is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Citadel Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, San Francisco, Riverside, and Phoenix among others. We have data for 229 markets. (Some data included below & more in-depth data is available with an active subscription.)Citadel Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citadel Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.92% | 4/22/24 |
| 30 Year Conventional Refi | 8.42% | 4/22/24 |
| 30 Year Cash-out Refi | 8.86% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citadel Servicing Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,097Origination Dollar Volume (All Markets)
$1,889,265,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 434 | $347,270,000 | $800,161 | $16,686 | 4.62% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 442 | $180,320,000 | $407,964 | $14,838 | 5.19% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 118 | $99,880,000 | $846,441 | $17,050 | 4.42% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 198 | $85,450,000 | $431,566 | $12,261 | 4.91% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 160 | $82,670,000 | $516,688 | $12,571 | 5.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 271 | $73,565,000 | $271,458 | $14,058 | 5.42% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 95 | $70,455,000 | $741,632 | $14,644 | 4.43% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 123 | $50,825,000 | $413,211 | $11,826 | 4.98% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 79 | $48,755,000 | $617,152 | $15,126 | 5.03% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 81 | $43,985,000 | $543,025 | $15,155 | 6.22% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 49 | $41,875,000 | $854,592 | $13,437 | 4.58% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 132 | $38,850,000 | $294,318 | $10,863 | 4.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 78 | $37,840,000 | $485,128 | $13,239 | 4.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 91 | $35,965,000 | $395,220 | $14,602 | 4.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 113 | $30,745,000 | $272,080 | $9,803 | 5.34% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 71 | $26,725,000 | $376,408 | $11,670 | 5.16% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 82 | $26,540,000 | $323,659 | $10,979 | 5.20% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 53 | $25,595,000 | $482,925 | $12,206 | 4.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 60 | $25,150,000 | $419,167 | $10,060 | 4.91% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 35 | $17,705,000 | $505,857 | $14,400 | 4.92% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 34 | $17,620,000 | $518,235 | $10,598 | 5.03% |
| Heber, UT (FHA|USDA|VA) | 48 | $17,160,000 | $357,500 | $8,745 | 5.01% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 36 | $16,710,000 | $464,167 | $11,001 | 4.87% |
| Outside of Metro Areas | 45 | $16,705,000 | $371,222 | $10,209 | 5.41% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 49 | $13,955,000 | $284,796 | $11,755 | 5.36% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $11,305,000 | $869,615 | $14,591 | 4.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 30 | $11,030,000 | $367,667 | $16,778 | 5.26% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 19 | $11,025,000 | $580,263 | $14,189 | 4.89% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 23 | $10,915,000 | $474,565 | $12,990 | 5.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $10,710,000 | $535,500 | $17,147 | 5.20% |
| PANAMA CITY, FL (FHA|USDA|VA) | 34 | $10,490,000 | $308,529 | $10,998 | 5.06% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $9,705,000 | $421,957 | $10,687 | 4.87% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $9,670,000 | $1,208,750 | $24,892 | 4.77% |
| PROVO-OREM, UT (FHA|USDA|VA) | 16 | $9,060,000 | $566,250 | $11,903 | 4.61% |
| STOCKTON, CA (FHA|USDA|VA) | 20 | $8,580,000 | $429,000 | $12,415 | 5.18% |
| RENO, NV (FHA|USDA|VA) | 13 | $8,515,000 | $655,000 | $12,602 | 5.34% |
| Key West, FL (FHA|USDA|VA) | 13 | $7,655,000 | $588,846 | $19,924 | 5.24% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 29 | $7,535,000 | $259,828 | $13,973 | 5.18% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 21 | $7,505,000 | $357,381 | $10,096 | 4.70% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $7,295,000 | $561,154 | $10,858 | 4.37% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $7,005,000 | $778,333 | $17,408 | 5.57% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $6,900,000 | $575,000 | $11,322 | 4.35% |
| BOISE CITY, ID (FHA|USDA|VA) | 17 | $6,625,000 | $389,706 | $11,787 | 4.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 25 | $6,625,000 | $265,000 | $9,963 | 5.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 23 | $6,455,000 | $280,652 | $11,011 | 5.23% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $6,180,000 | $257,500 | $10,399 | 5.10% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $104,040 | 5.50% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $5,785,000 | $445,000 | $10,265 | 4.79% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $5,485,000 | $176,935 | $7,712 | 5.57% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 19 | $5,195,000 | $273,421 | $7,018 | 5.26% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $5,175,000 | $575,000 | $11,003 | 4.57% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $5,155,000 | $271,316 | $13,539 | 5.12% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $4,930,000 | $493,000 | $12,851 | 4.60% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $4,875,000 | $975,000 | $28,442 | 5.52% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $4,795,000 | $282,059 | $13,416 | 4.98% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 19 | $4,695,000 | $247,105 | $8,382 | 5.05% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 14 | $4,240,000 | $302,857 | $9,927 | 5.44% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $4,150,000 | $415,000 | $9,697 | 4.60% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $4,025,000 | $805,000 | $8,655 | 5.55% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $3,895,000 | $299,615 | $8,943 | 4.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $3,870,000 | $387,000 | $28,562 | 4.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $3,790,000 | $210,556 | $9,647 | 5.42% |
| MERCED, CA (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $8,088 | 4.96% |
| Astoria, OR (FHA|USDA|VA) | 8 | $3,720,000 | $465,000 | $12,350 | 4.48% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $3,510,000 | $292,500 | $9,361 | 4.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $3,335,000 | $667,000 | $23,607 | 5.90% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $3,315,000 | $1,105,000 | $8,663 | 3.42% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $3,280,000 | $234,286 | $8,380 | 5.37% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $3,275,000 | $467,857 | $14,075 | 4.95% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $10,227 | 5.21% |
| SALEM, OR (FHA|USDA|VA) | 9 | $3,245,000 | $360,556 | $11,081 | 4.78% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $7,666 | 5.44% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $2,970,000 | $371,250 | $4,706 | 5.28% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $2,920,000 | $365,000 | $7,782 | 4.84% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $17,314 | 5.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $2,700,000 | $675,000 | $0 | 4.81% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,605,000 | $521,000 | $11,481 | 4.02% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $6,778 | 5.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $9,647 | 4.90% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $14,107 | 4.94% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $8,873 | 5.77% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $10,154 | 4.77% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $13,528 | 5.21% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $8,971 | 6.18% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $6,812 | 5.36% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $11,002 | 4.46% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $13,945 | 4.66% |
| Outside of Metro Areas | 5 | $2,035,000 | $407,000 | $13,512 | 5.45% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $14,151 | 4.88% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $11,372 | 4.40% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $10,376 | 4.82% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $14,612 | 5.52% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $10,511 | 5.15% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $9,809 | 5.61% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $7,543 | 4.79% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $9,645 | 4.58% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $7,951 | 5.54% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $11,868 | 5.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $8,450 | 4.87% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $0 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $12,034 | 4.19% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $0 | 6.04% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $7,864 | 5.09% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $4,745 | 4.87% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $9,241 | 5.20% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $12,283 | 5.15% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $24,732 | 5.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $1,325,000 | $1,325,000 | $23,614 | 6.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $32,606 | 4.75% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $10,068 | 5.21% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,179 | 4.95% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $0 | 5.70% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $11,133 | 4.59% |
| REDDING, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $14,482 | 5.58% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $9,945 | 4.67% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,986 | 5.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,994 | 4.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $12,581 | 4.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,788 | 4.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,199 | 4.20% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $14,237 | 5.44% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $8,669 | 6.19% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,368 | 5.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,430 | 6.67% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $9,080 | 5.69% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,832 | 4.84% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $15,061 | 4.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $13,659 | 4.69% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $12,670 | 5.06% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 5.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,614 | 5.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,876 | 5.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,074 | 5.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,734 | 5.83% |
| Holland, MI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $18,576 | 4.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,790 | 4.44% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 4.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $23,153 | 4.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,331 | 5.04% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $10,440 | 4.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,870 | 5.21% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 4.79% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,560 | 4.44% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 4.75% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,281 | 5.29% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 5.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $14,720 | 3.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,405 | 4.69% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,271 | 5.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,660 | 4.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 5.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,973 | 4.31% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,985 | 5.41% |
| Shelton, WA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,236 | 5.04% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,710 | 5.29% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,413 | 7.88% |
| Hilo, HI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,430 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $19,145 | 5.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,612 | 6.62% |
| MADISON, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,408 | 5.13% |
| Prineville, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 5.56% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.88% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 5.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,487 | 5.13% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,135 | 5.31% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,969 | 5.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,688 | 5.56% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,505 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,487 | 4.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,366 | 4.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 5.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,834 | 4.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,395 | 4.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,223 | 4.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,072 | 7.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,708 | 5.37% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,945 | 6.81% |
| Wilson, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,818 | 5.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,548 | 4.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,326 | 5.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,295 | 4.13% |
| Easton, MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,694 | 4.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,836 | 6.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,652 | 5.13% |
| Malvern, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,659 | 4.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,316 | 5.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,494 | 3.38% |
| Ludington, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,980 | 5.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.25% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 5.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,518 | 5.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,503 | 7.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,447 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,382 | 4.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,530 | 5.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,115 | 6.88% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,188 | 3.50% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,182 | 5.13% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,188 | 6.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,550 | 7.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,374 | 4.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,210 | 6.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,210 | 6.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,264 | 4.13% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| Cordele, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,740 | 6.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.13% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,475 | 5.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,097 | $1,889,265,000 | $461,134 | $13,017 | 5.03% |
For 2021, Citadel Servicing Corporation's most frequently originated type of loan was Conventional, with 4,097 originations.
Loan Reason
For 2021, Citadel Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 2,327 originations. The 2nd most popular reason was Cash Out Refi, with 1,330 originations.
Loan Duration/Length
For 2021, Citadel Servicing Corporation's most frequently cited loan duration was 30 Year, with 4,094 originations. The 2nd most popular length was Other, with 2 originations.
Origination Fees/Closing Costs
Citadel Servicing Corporation's average total fees were $13,004, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,673 originations.
Interest Rates
During 2021, Citadel Servicing Corporation's average interest rate for loans was 5.03%, while their most frequently originated rate bucket for loans was 4-5%, with 1,729 originations.
Loan Sizing
2021 saw Citadel Servicing Corporation place emphasis on $200k-400k loans with 1,634 originations, totaling $468,120,000 in origination value.
Applicant Income
Citadel Servicing Corporation lent most frequently to those with incomes in the $50k or less range, with 1,750 originations. The second most popular income band? $250k+, with 804 originations.
Applicant Debt to Income Ratio
Citadel Servicing Corporation lent most frequently to those with DTI ratios of <20%, with 2,082 originations. The next most common DTI ratio? 20-30%, with 442 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.30%
Citadel Servicing Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination22.92%
Citadel Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,097 | $1,889,265,000 | $461,134 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,097 | $1,889,265,000 | $461,134 |