Ocmbc Mortgage Rates, Fees & Info
SEAL BEACH, CALEI: 549300J7I82PNDVU8H22
Tax ID: 33-0962918
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Mortgage Data
Review & Overview
Ocmbc is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Ocmbc has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Chicago, San Diego, and San Francisco among others. We have data for 137 markets. (Some data included below & more in-depth data is available with an active subscription.)Ocmbc has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ocmbc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.19% | 11/17/24 |
| 30 Year Conventional Refi | 6.89% | 11/17/24 |
| 30 Year Cash-out Refi | 7.26% | 11/17/24 |
| 30 Year FHA Purchase | 7.53% | 11/17/24 |
| 30 Year FHA Refi | 7.14% | 11/17/24 |
| 30 Year VA Purchase | 6.36% | 11/17/24 |
| 30 Year VA Refi | 6.27% | 11/17/24 |
| 30 Year USDA Purchase | 6.61% | 11/17/24 |
| 15 Year Conventional Purchase | 5.84% | 11/17/24 |
| 15 Year Conventional Refi | 6.47% | 11/17/24 |
| 15 Year Cash-out Refi | 6.47% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ocmbc Mortgage Calculator
Your Estimates
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This is not an official calculator from Ocmbc. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,465Origination Dollar Volume (All Markets)
$1,290,585,000Awards
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OCMBC - 2019
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For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 873 | $460,535,000 | $527,532 | $11,334 | 4.87% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 730 | $237,500,000 | $325,342 | $8,999 | 4.54% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 386 | $82,180,000 | $212,902 | $7,378 | 4.57% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 145 | $72,825,000 | $502,241 | $10,963 | 4.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 90 | $62,500,000 | $694,444 | $14,915 | 5.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 89 | $29,835,000 | $335,225 | $11,777 | 5.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 77 | $24,955,000 | $324,091 | $10,984 | 4.83% |
| SALINAS, CA (FHA|USDA|VA) | 47 | $21,995,000 | $467,979 | $8,616 | 4.46% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 64 | $21,520,000 | $336,250 | $9,146 | 4.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 30 | $20,470,000 | $682,333 | $14,346 | 4.84% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 21 | $18,415,000 | $876,905 | $20,983 | 5.16% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 61 | $14,525,000 | $238,115 | $8,530 | 5.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 49 | $13,875,000 | $283,163 | $8,434 | 5.57% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 55 | $13,535,000 | $246,091 | $9,591 | 4.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 37 | $12,845,000 | $347,162 | $8,649 | 5.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 62 | $12,350,000 | $199,194 | $6,642 | 4.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 43 | $10,595,000 | $246,395 | $8,802 | 5.69% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 32 | $9,180,000 | $286,875 | $8,519 | 5.88% |
| STOCKTON, CA (FHA|USDA|VA) | 26 | $7,760,000 | $298,462 | $10,901 | 4.38% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 30 | $7,470,000 | $249,000 | $6,369 | 4.55% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 34 | $7,420,000 | $218,235 | $6,966 | 4.96% |
| VALLEJO, CA (FHA|USDA|VA) | 16 | $6,950,000 | $434,375 | $13,618 | 4.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 9 | $6,625,000 | $736,111 | $14,260 | 5.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 27 | $5,415,000 | $200,556 | $8,478 | 5.19% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 25 | $4,865,000 | $194,600 | $6,079 | 4.72% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 23 | $4,575,000 | $198,913 | $6,683 | 4.92% |
| FRESNO, CA (FHA|USDA|VA) | 20 | $4,520,000 | $226,000 | $7,012 | 5.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $4,190,000 | $261,875 | $7,023 | 5.02% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $4,120,000 | $257,500 | $5,746 | 4.45% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $3,745,000 | $535,000 | $6,516 | 5.04% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $8,640 | 5.67% |
| Outside of Metro Areas | 13 | $3,455,000 | $265,769 | $6,107 | 4.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $3,160,000 | $526,667 | $9,941 | 5.46% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $8,920 | 5.27% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $13,593 | 5.55% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $8,757 | 4.65% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $6,886 | 4.60% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,700,000 | $450,000 | $7,953 | 5.39% |
| Key West, FL (FHA|USDA|VA) | 1 | $2,675,000 | $2,675,000 | $23,650 | 5.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $5,195 | 5.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $2,610,000 | $163,125 | $6,315 | 5.02% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $7,438 | 4.71% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $2,110,000 | $150,714 | $4,854 | 4.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $2,090,000 | $522,500 | $7,787 | 5.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $7,229 | 5.73% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $6,439 | 4.27% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $10,585 | 7.15% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $6,364 | 5.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $7,003 | 6.44% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $0 | 5.69% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $9,544 | 6.42% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,222 | 4.60% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,707 | 4.97% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,461 | 6.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $8,959 | 3.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,907 | 5.10% |
| Hobbs, NM (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,248 | 5.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $10,100 | 5.90% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $0 | 5.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,310 | 6.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,168 | 4.50% |
| MADERA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,532 | 4.31% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $7,850 | 5.54% |
| OCALA, FL (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,225 | 3.95% |
| MONROE, LA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,659 | 5.31% |
| REDDING, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,025 | 4.54% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,058 | 5.94% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,503 | 6.62% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,178 | 6.19% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $15,134 | 4.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $1,335 | 4.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $14,647 | 6.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,410 | 5.33% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,018 | 3.81% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,777 | 4.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,159 | 4.56% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,117 | 3.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,317 | 6.94% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,982 | 5.33% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,952 | 5.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,492 | 3.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,320 | 4.17% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,893 | 3.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,957 | 3.69% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,305 | 3.94% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,723 | 6.06% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,841 | 4.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,049 | 3.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,417 | 5.19% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,105 | 3.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,501 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,554 | 4.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,628 | 5.50% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,380 | 5.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,732 | 7.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,364 | 4.38% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,516 | 3.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,269 | 7.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,433 | 5.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,003 | 3.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,756 | 5.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,537 | 3.99% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,480 | 4.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,527 | 4.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,635 | 4.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,220 | 6.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,924 | 4.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,683 | 5.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,725 | 4.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,004 | 4.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,904 | 5.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,460 | 4.25% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,399 | 4.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,692 | 4.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,653 | 5.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,739 | 5.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,568 | 4.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,154 | 3.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,684 | 4.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,784 | 4.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,748 | 4.13% |
| RENO, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,307 | 4.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,305 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,689 | 4.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,834 | 3.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,061 | 4.38% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,372 | 4.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,350 | 7.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,787 | 5.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,762 | 4.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,291 | 5.13% |
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Product Mix
For 2019, Ocmbc's most frequently originated type of loan was Conventional, with 1,901 originations. Their 2nd most popular type was FHA, with 1,360 originations.
Loan Reason
For 2019, Ocmbc's most frequently cited loan purpose was Home Purchase, with 1,850 originations. The 2nd most popular reason was Cash Out Refi, with 935 originations.
Loan Duration/Length
For 2019, Ocmbc's most frequently cited loan duration was 30 Year, with 3,316 originations. The 2nd most popular length was 30+ year, with 68 originations.
Origination Fees/Closing Costs
Ocmbc's average total fees were $9,352, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,214 originations.
Interest Rates
During 2019, Ocmbc's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 3-4%, with 1,090 originations.
Loan Sizing
2019 saw Ocmbc place emphasis on $200k-400k loans with 1,625 originations, totaling $476,675,000 in origination value.
Applicant Income
Ocmbc lent most frequently to those with incomes in the $50k or less range, with 1,019 originations. The second most popular income band? $50k-75k, with 674 originations.
Applicant Debt to Income Ratio
Ocmbc lent most frequently to those with DTI ratios of 50-60%, with 448 originations. The next most common DTI ratio? 30-36%, with 316 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.70%
Ocmbc has an average approval rate.
Pick Rate
Approvals leading to origination75.90%
Ocmbc has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10195.38 | 1 | $215,000 | $215,000 |
| 10204.0 | 1 | $225,000 | $225,000 |
| 10207.0 | 1 | $205,000 | $205,000 |
| 10274.63 | 1 | $175,000 | $175,000 |
| 10750.25 | 1 | $155,000 | $155,000 |
| 10796.0 | 1 | $185,000 | $185,000 |
| 10929.0 | 1 | $225,000 | $225,000 |
| 11249.0 | 1 | $435,000 | $435,000 |
| 11309.0 | 1 | $235,000 | $235,000 |
| 11365.0 | 1 | $165,000 | $165,000 |
| 11418.5 | 1 | $275,000 | $275,000 |
| 11425.6 | 1 | $265,000 | $265,000 |
| 11462.75 | 1 | $185,000 | $185,000 |
| 11473.0 | 1 | $165,000 | $165,000 |
| 11494.0 | 1 | $225,000 | $225,000 |
| 11739.0 | 1 | $435,000 | $435,000 |
| 11839.5 | 1 | $755,000 | $755,000 |
| 11981.25 | 1 | $185,000 | $185,000 |
| 12222.75 | 1 | $275,000 | $275,000 |
| 12321.25 | 1 | $195,000 | $195,000 |
| 1234.0 | 1 | $465,000 | $465,000 |
| 12519.63 | 1 | $255,000 | $255,000 |
| 12725.0 | 1 | $825,000 | $825,000 |
| 13489.8 | 1 | $195,000 | $195,000 |
| 1374.0 | 1 | $105,000 | $105,000 |
| 13860.0 | 1 | $355,000 | $355,000 |
| 14147.0 | 1 | $225,000 | $225,000 |
| 14502.75 | 1 | $365,000 | $365,000 |
| 14566.0 | 1 | $335,000 | $335,000 |
| 15394.0 | 1 | $665,000 | $665,000 |
| 15409.41 | 1 | $405,000 | $405,000 |
| 15524.4 | 1 | $275,000 | $275,000 |
| 15575.5 | 1 | $255,000 | $255,000 |
| 16584.14 | 1 | $405,000 | $405,000 |
| 17419.0 | 1 | $1,005,000 | $1,005,000 |
| 17657.0 | 1 | $255,000 | $255,000 |
| 17797.82 | 1 | $355,000 | $355,000 |
| 17993.0 | 1 | $355,000 | $355,000 |
| 18115.25 | 1 | $365,000 | $365,000 |
| 18702.7 | 1 | $345,000 | $345,000 |
| 18974.0 | 1 | $705,000 | $705,000 |
| 19299.0 | 1 | $985,000 | $985,000 |
| 19369.0 | 1 | $345,000 | $345,000 |
| 20206.75 | 1 | $425,000 | $425,000 |
| 20359.0 | 1 | $325,000 | $325,000 |
| 21059.0 | 1 | $365,000 | $365,000 |
| 21244.0 | 1 | $605,000 | $605,000 |
| 22394.0 | 1 | $455,000 | $455,000 |
| 22576.78 | 1 | $365,000 | $365,000 |
| 22839.35 | 1 | $735,000 | $735,000 |
| 24853.0 | 1 | $525,000 | $525,000 |
| 24974.0 | 1 | $455,000 | $455,000 |
| 26045.25 | 1 | $1,165,000 | $1,165,000 |
| 26743.8 | 1 | $625,000 | $625,000 |
| 26780.09 | 1 | $465,000 | $465,000 |
| 29369.03 | 1 | $1,005,000 | $1,005,000 |
| 29857.0 | 1 | $675,000 | $675,000 |
| 3056.5 | 1 | $355,000 | $355,000 |
| 3274.0 | 1 | $135,000 | $135,000 |
| 33799.0 | 1 | $675,000 | $675,000 |
| 34024.0 | 1 | $505,000 | $505,000 |
| 34134.0 | 1 | $1,025,000 | $1,025,000 |
| 34610.88 | 1 | $505,000 | $505,000 |
| 38339.0 | 1 | $1,175,000 | $1,175,000 |
| 39478.0 | 1 | $1,055,000 | $1,055,000 |
| 4119.0 | 2 | $250,000 | $125,000 |
| 44782.3 | 1 | $695,000 | $695,000 |
| 46224.0 | 1 | $1,305,000 | $1,305,000 |
| 49183.38 | 1 | $1,405,000 | $1,405,000 |
| 5624.0 | 1 | $155,000 | $155,000 |
| 5823.75 | 1 | $105,000 | $105,000 |
| 59330.1 | 1 | $1,255,000 | $1,255,000 |
| 6129.0 | 1 | $135,000 | $135,000 |
| 6262.29 | 1 | $145,000 | $145,000 |
| 6299.6 | 1 | $105,000 | $105,000 |
| 6361.5 | 1 | $145,000 | $145,000 |
| 6466.5 | 1 | $105,000 | $105,000 |
| 7469.0 | 1 | $175,000 | $175,000 |
| 7494.0 | 1 | $165,000 | $165,000 |
| 7526.0 | 1 | $135,000 | $135,000 |
| 7560.0 | 1 | $145,000 | $145,000 |
| 7775.0 | 1 | $165,000 | $165,000 |
| 7821.63 | 1 | $225,000 | $225,000 |
| 7874.0 | 1 | $255,000 | $255,000 |
| 7961.5 | 1 | $195,000 | $195,000 |
| 8275.94 | 1 | $235,000 | $235,000 |
| 8294.0 | 1 | $425,000 | $425,000 |
| 8314.0 | 1 | $235,000 | $235,000 |
| 8526.5 | 1 | $435,000 | $435,000 |
| 8741.5 | 1 | $215,000 | $215,000 |
| 8869.0 | 1 | $565,000 | $565,000 |
| 8962.38 | 1 | $105,000 | $105,000 |
| 9217.4 | 1 | $315,000 | $315,000 |
| 9260.56 | 1 | $205,000 | $205,000 |
| 9323.0 | 1 | $155,000 | $155,000 |
| 9376.5 | 1 | $165,000 | $165,000 |
| 9470.25 | 1 | $265,000 | $265,000 |
| 9509.0 | 1 | $135,000 | $135,000 |
| 9744.25 | 1 | $155,000 | $155,000 |
| 9749.0 | 1 | $155,000 | $155,000 |
| NA | 3,364 | $1,250,910,000 | $371,852 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 20 | $4,100,000 | $205,000 |
| Single Family (1-4 Units):Site-Built | 3,445 | $1,286,485,000 | $373,435 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Ocwen Financial Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 44 | 3.1% |
| Ocwen Financial Corporation | Conventional home mortgage | Closing on a mortgage | 58 | 4.0% |
| Ocwen Financial Corporation | Conventional home mortgage | Improper use of your report | 2 | 0.1% |
| Ocwen Financial Corporation | Conventional home mortgage | Incorrect information on your report | 15 | 1.0% |
| Ocwen Financial Corporation | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 6 | 0.4% |
| Ocwen Financial Corporation | Conventional home mortgage | Struggling to pay mortgage | 453 | 31.5% |
| Ocwen Financial Corporation | Conventional home mortgage | Trouble during payment process | 511 | 35.6% |
| Ocwen Financial Corporation | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 0.3% |
| Ocwen Financial Corporation | FHA mortgage | Closing on a mortgage | 6 | 0.4% |
| Ocwen Financial Corporation | FHA mortgage | Incorrect information on your report | 5 | 0.3% |
| Ocwen Financial Corporation | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.1% |
| Ocwen Financial Corporation | FHA mortgage | Struggling to pay mortgage | 69 | 4.8% |
| Ocwen Financial Corporation | FHA mortgage | Trouble during payment process | 54 | 3.8% |
| Ocwen Financial Corporation | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 0.2% |
| Ocwen Financial Corporation | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 4 | 0.3% |
| Ocwen Financial Corporation | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 14 | 1.0% |
| Ocwen Financial Corporation | Home equity loan or line of credit (HELOC) | Trouble during payment process | 24 | 1.7% |
| Ocwen Financial Corporation | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 0.2% |
| Ocwen Financial Corporation | Other type of mortgage | Closing on a mortgage | 8 | 0.6% |
| Ocwen Financial Corporation | Other type of mortgage | Incorrect information on your report | 4 | 0.3% |
| Ocwen Financial Corporation | Other type of mortgage | Struggling to pay mortgage | 59 | 4.1% |
| Ocwen Financial Corporation | Other type of mortgage | Trouble during payment process | 48 | 3.3% |
| Ocwen Financial Corporation | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.1% |
| Ocwen Financial Corporation | Reverse mortgage | Closing on a mortgage | 1 | 0.1% |
| Ocwen Financial Corporation | Reverse mortgage | Struggling to pay mortgage | 7 | 0.5% |
| Ocwen Financial Corporation | Reverse mortgage | Trouble during payment process | 5 | 0.3% |
| Ocwen Financial Corporation | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 0.1% |
| Ocwen Financial Corporation | VA mortgage | Closing on a mortgage | 4 | 0.3% |
| Ocwen Financial Corporation | VA mortgage | Incorrect information on your report | 1 | 0.1% |
| Ocwen Financial Corporation | VA mortgage | Struggling to pay mortgage | 7 | 0.5% |
| Ocwen Financial Corporation | VA mortgage | Trouble during payment process | 13 | 0.9% |