Sebastian - Vero Beach Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sebastian - Vero Beach averaged 6.48% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.59% and one month ago for the week of 2024-10-10, the average rate was 6.02%.

Sebastian - Vero Beach's average rate one year ago was 7.6%.

For refis of the same type during the week of 2024-11-14, the average rate was 7.38%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Sebastian - Vero Beach 30 Year Fixed Rate 2024-11-14 6.48%
Sebastian - Vero Beach 30 Year Fixed Rate Refi 2024-11-14 7.38%
Sebastian - Vero Beach 15 Year Fixed Rate 2024-11-14 5.99%
Sebastian - Vero Beach 15 Year Fixed Rate Refi 2024-11-14 6.29%
Sebastian - Vero Beach 30 Year FHA 2024-11-14 -0.05%
Sebastian - Vero Beach 30 Year FHA Refi 2024-11-14 0.1%
Sebastian - Vero Beach 30 Year USDA 2024-11-14 0.2%
Sebastian - Vero Beach 30 Year USDA Refi 2024-11-14 -0.2%
Sebastian - Vero Beach 30 Year VA 2024-11-14 -0.31%
Sebastian - Vero Beach 30 Year VA Refi 2024-11-14 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sebastian-Vero Beach, FL.

Sebastian - Vero Beach Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sebastian-Vero Beach, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 148 6.71% $7,739
UNITED WHOLESALE MORTGAGE, LLC 119 6.79% $8,490
DHI MORTGAGE COMPANY, LTD. 75 5.54% $3,307
CALIBER HOME LOANS, INC. 71 6.92% $6,173
South State Bank 70 6.77% $6,098
BAYSHORE MORTGAGE FUNDING, LLC 57 6.73% $8,706
MOVEMENT MORTGAGE, LLC 55 6.69% $6,486
ACADEMY MORTGAGE CORPORATION 41 6.89% $8,340
JPMorgan Chase Bank 39 6.46% $6,417
CARDINAL FINANCIAL 35 6.89% $8,915
TOTAL MORTGAGE SERVICES, LLC 32 6.91% $7,056
SPACE COAST Credit Union 28 5.85% $2,551
Wells Fargo Bank 25 6.20% $8,143
CROSSCOUNTRY MORTGAGE, LLC 24 6.99% $7,123
NEWREZ LLC 24 7.31% $6,471
EAGLE HOME MORTGAGE, LLC 21 5.97% $7,764
Bank of America 20 6.54% $5,688
THE MORTGAGE FIRM, INC. 19 6.92% $8,730
PNC Bank 17 6.48% $5,250
Truist 17 6.44% $5,806
Morgan Stanley Private Bank 16 5.80% $5,367
LOANDEPOT.COM, LLC 16 6.97% $7,074
RADIUS FINANCIAL GROUP INC. 14 6.77% $6,109
PULTE MORTGAGE LLC 14 6.30% $2,801
U.S. Bank 13 6.54% $6,285
City National Bank of Florida 13 6.50% $5,192
FBC MORTGAGE, LLC 13 6.65% $7,171
MIDFLORIDA 12 6.30% $4,706
PENNYMAC LOAN SERVICES, LLC 11 6.68% $6,840
BAY CAPITAL MORTGAGE CORPORATION 11 6.86% $8,917
GUARANTEED RATE AFFINITY, LLC 11 6.70% $5,215
Flagstar Bank, FSB 10 7.17% $7,491
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.74% $6,434
NAVY FEDERAL CREDIT UNION 9 6.46% $6,036
Waterstone Mortgage Corporation 9 6.86% $11,149
BROKER SOLUTIONS, INC. 8 7.25% $7,771
Prosperity Home Mortgage, LLC 8 6.88% $7,049
EVERETT FINANCIAL, INC. 8 7.11% $6,975
GUARANTEED RATE, INC. 8 7.04% $8,095
TD Bank 8 7.10% $4,781
Seacoast National Bank 7 6.71% $6,182
AMERISAVE MORTGAGE CORPORATION 7 6.00% $9,506
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.60% $8,351
Citizens Bank 6 6.23% $6,302
AMERICAN FINANCIAL NETWORK, INC. 5 6.68% $9,100
Citibank 5 5.75% $8,438
SWBC MORTGAGE CORPORATION 5 5.73% $4,302
The Huntington National Bank 5 6.56% $6,505
ACOPIA, LLC 5 6.75% $8,755
A&D Mortgage LLC 5 8.45% $10,909
BAY EQUITY LLC 4 6.53% $6,294
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 7.31% $12,154
Charles Schwab Bank, SSB 4 5.85% $4,757
USAA Federal Savings Bank 4 6.44% $6,106
EMM LOANS LLC 4 7.63% $6,288
EMBRACE HOME LOANS, INC. 4 6.72% $6,626
CMG MORTGAGE, INC. 4 7.15% $4,844
JMAC LENDING, INC. 4 6.91% $7,088
NBKC BANK 4 6.72% $6,240
Fifth Third Bank 4 5.84% $12,600
Raymond James Bank 4 5.50% $11,087
ROSS MORTGAGE CORPORATION 4 6.87% $6,508
ROYAL UNITED MORTGAGE LLC 4 6.81% $5,866
Mr. Cooper ( Nationstar Mortgage ) 4 6.06% $9,369
Paramount Residential Mortgage Group, Inc. 4 7.06% $8,024
Stifel Bank and Trust 4 5.84% $3,173
First Horizon Bank 4 5.66% $9,029
Plains Commerce Bank 4 6.69% $9,751
NP, Inc. 4 7.86% $21,058
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.96% $7,096
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.21% $5,615
FIRST EQUITY MORTGAGE BANKERS, INC. 3 6.21% $7,124
Third Federal Savings and Loan Association of Cleveland 3 6.76% $1,260
Goldman Sachs Bank USA 3 5.42% $8,724
ITHINK FINANCIAL Credit Union 3 7.21% $11,563
BETTER MORTGAGE CORPORATION 3 6.71% $6,519
UNION HOME MORTGAGE CORP. 3 6.63% $4,584
NVR Mortgage Finance, Inc. 3 6.00% $11,481
TEACHERS 3 5.96% $7,394
HOMESIDE FINANCIAL, LLC 3 6.71% $9,739
Regions Bank 3 6.58% $8,992
NJ LENDERS CORP. 3 6.70% $5,516
Valley National Bank 3 5.92% $5,784
BAY-VALLEY MORTGAGE GROUP 3 8.13% $13,422
RBC Bank, (Georgia) 3 5.67% $3,337
BNY Mellon 3 5.42% $10,270
COMPASS MORTGAGE, INC. 3 6.54% $5,998
ARC HOME LLC 3 8.25% $12,670
FIRST COMMUNITY MORTGAGE, INC. 2 6.38% $7,303
First Financial Bank 2 6.56% $9,653
FIRST HOME MORTGAGE CORPORATION 2 5.38% $11,575
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.06% $5,903
BNC National Bank 2 6.06% $4,414
Bethpage Federal Credit Union 2 6.25% $4,170
PENTAGON FEDERAL CREDIT UNION 2 6.06% $6,898
PLANET HOME LENDING, LLC 2 7.31% $10,006
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.06% $7,046
NETWORK CAPITAL FUNDING CORPORATION 2 7.31% $8,656
FREEDOM MORTGAGE CORPORATION 2 7.19% $9,340
Sierra Pacific Mortgage Company, Inc. 2 6.37% $5,751
Mortgage Research Center, LLC 2 6.69% $8,580
GENEVA FINANCIAL, LLC 2 7.19% $9,715
Synovus Bank 2 6.56% $4,426
Goldwater Bank, N.A. 2 6.25% $8,224
Advisors Mortgage Group, L.L.C. 2 6.63% $7,198
Grow Financial Federal Credit Union 2 5.50% $4,892
GUILD MORTGAGE COMPANY 2 7.00% $7,499
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.31% $11,910
American Mortgage & Equity Consultants, Inc. 2 6.50% $6,937
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 8.38% $16,059
ZILLOW HOME LOANS, LLC 2 7.25% $5,913
Commerce Home Mortgage, Inc. 2 9.00% $14,135
Ally Bank 2 6.56% $8,739
DIGITAL Federal Credit Union 2 6.13% $4,168
DEEPHAVEN MORTGAGE LLC 2 9.68% $8,266
NFM, INC. 2 7.63% $7,426
The Dart Bank 1 7.24% $4,399
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.13% $11,387
AMERICAN HERITAGE LENDING, INC. 1 7.50% $11,692
American Security Mortgage Corp. 1 7.50% $11,575
AmeriHome Mortgage Company, LLC 1 7.63% $4,955
Ameris Bank 1 7.38% $4,599
Arvest Bank 1 7.00% $7,845
Bank of Springfield 1 6.18% $2,429
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.88% $13,264
Barrington Bank & Trust Company, N.A. 1 6.38% $5,160
Bell Bank 1 6.13% $9,153
BMO Harris Bank 1 7.50% $3,090
BRIGHTSTAR 1 6.50% $6,753
CASTLE & COOKE MORTGAGE, LLC 1 7.25% $6,000
Century Mortgage Company DBA Century Lending Company 1 8.13% $13,032
C & F Mortgage Corporation 1 7.13% $7,429
CHURCHILL MORTGAGE CORPORATION 1 6.63% $7,942
CITADEL FEDERAL CREDIT UNION 1 7.25% $4,472
CLIFFCO, INC. 1 6.99% $9,020
COMMUNITY CREDIT UNION OF FLORIDA 1 6.50% $3,411
CONTOUR MORTGAGE CORPORATION 1 7.13% $10,297
Cornerstone First Mortgage, Inc 1 7.13% $5,672
DAS Acquisition Company, LLC 1 7.62% $8,196
Discover Bank 1 7.09% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $2,732
ENVOY MORTGAGE, LTD 1 6.25% $4,618
Evolve Bank & Trust 1 6.88% $6,595
FAIRWINDS CREDIT UNION 1 7.00% $5,772
Financial Federal Bank 1 6.13% $8,365
First-Citizens Bank & Trust Company 1 6.25% $7,186
First Federal Savings Bank 1 8.50% $5,198
FIRST MORTGAGE COMPANY, INC. 1 6.13% $11,499
First National Bank of America 1 8.75% $10,606
First National Bank of Pennsylvania 1 5.00% $8,823
First Republic Bank 1 3.90% $16,518
First United Bank and Trust Company 1 6.13% $18,783
Florida Capital Bank 1 7.13% $3,762
Gateway First Bank 1 6.13% $8,812
General Mortgage Capital Corporation 1 7.50% $5,306
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $7,941
GREENSTATE CREDIT UNION 1 6.63% $3,046
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $4,754
Guardian Savings Bank, A Federal Savings Bank 1 6.88% $3,698
Heartland Bank and Trust Company 1 7.00% $3,309
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 8.99% $5,888
HOMESTEAD FUNDING CORP. 1 6.13% $3,638
HOMEXPRESS MORTGAGE CORP. 1 8.25% $8,465
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.16% $4,466
INTELLILOAN, INC. 1 6.38% $13,287
INTERLINC MORTGAGE SERVICES, LLC 1 6.38% $8,373
Ixonia Bank 1 6.38% $5,438
KeyBank 1 5.75% $12,313
LAKE MICHIGAN CREDIT UNION 1 8.00% $3,400
Leader Bank 1 6.63% $7,633
LEADERONE FINANCIAL CORPORATION 1 7.63% $9,159
LOANLEADERS OF AMERICA, INC. 1 5.88% $15,713
Loan Simple, Inc. 1 6.50% $9,426
Machias Savings Bank 1 6.75% $12,257
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.99% $5,106
MASSMUTUAL 1 6.38% $6,591
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.38% $7,621
MEGASTAR FINANCIAL CORP. 1 6.50% $10,521
MICHIGAN MUTUAL, INC. 1 6.38% $12,478
MidFirst Bank 1 5.88% $10,666
MLD MORTGAGE INC. 1 6.63% $6,489
MMS MORTGAGE SERVICES, LTD. 1 5.88% $3,027
Mortgage Bank of California 1 8.63% $9,262
MORTGAGE EQUITY PARTNERS LLC 1 6.38% $6,501
Mortgage Lenders Investment Trading Corporation 1 6.75% $5,909
M&T Bank 1 5.75% $8,276
MY MORTGAGE, INC. 1 7.00% $17,193
NEW FED MORTGAGE, CORP. 1 7.13% $4,749
NexBank 1 7.88% $11,110
NEXERA HOLDING LLC 1 9.63% $9,720
North American Savings Bank, F.S.B. 1 7.88% $5,911
Northpointe Bank 1 7.49% $9,267
NORTHPOINT MORTGAGE, INC. 1 7.50% $10,002
Northwest Bank 1 6.25% $6,841
Norway Savings Bank 1 7.13% $4,675
Old National Bank 1 5.00% $9,389
ON Q FINANCIAL, INC. 1 7.63% $4,183
ORLANDO CREDIT UNION 1 6.00% $4,375
PHH Mortgage Corporation 1 6.99% $5,049
POLISH & SLAVIC FEDERAL CREDIT UNION 1 6.63% $4,291
Premium Mortgage Corporation 1 7.50% $9,452
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.88% $5,654
Republic Bank & Trust Company 1 6.63% $6,911
SOUTH FLORIDA EDUCATIONAL 1 4.50% $7,663
State Department Federal Credit Union 1 5.75% $7,210
STAUNTON FINANCIAL, INC. 1 6.88% $9,848
Strong Home Mortgage, LLC 1 6.49% $7,049
Summit Mortgage Corporation 1 5.25% $9,062
21ST MORTGAGE CORPORATION 1 8.16% $6,464
The Northern Trust Company 1 6.75% $5,759
The Park National Bank 1 6.38% $4,004
TOGETHER CREDIT UNION 1 5.47% $4,403
TOWNE MORTGAGE COMPANY 1 6.50% $3,256
TROPICAL FINANCIAL CREDIT UNION 1 7.00% $5,600
UBS Bank USA 1 3.88% $80,254
UMB Bank 1 6.89% $6,137
UNIFY FINANCIAL Credit Union 1 7.25% $2,163
United Community Bank 1 6.75% $3,630
Univest Bank and Trust Co. 1 5.75% $12,038
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.63% $4,481
WATSON MORTGAGE CORP. 1 6.25% $3,720
Webster Bank 1 5.13% $5,070
West Gate Bank 1 6.13% $9,152
York Traditions Bank 1 6.38% $4,663

Sebastian - Vero Beach Average Closing Costs & Other Stats

Sebastian-Vero Beach, FL's 224 lenders originated 3,726 loans during 2023. The total origination value was $1,006,960,000, with an average loan value of $270,252.

Sebastian - Vero Beach's average closing costs are $5,841.

The top Sebastian - Vero Beach lender as defined by loan originations is QUICKEN LOANS, LLC, with 148 loans originated. Their average total fees are $7,739, which is $751 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Sebastian - Vero Beach lenders (with over 10 loans originated) are SPACE COAST Credit Union ($2,551), PULTE MORTGAGE LLC ($2,801), DHI MORTGAGE COMPANY, LTD. ($3,307), MIDFLORIDA ($4,706) and City National Bank of Florida ($5,192).

The lowest rate Sebastian - Vero Beach lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.54%), Morgan Stanley Private Bank (5.80%), SPACE COAST Credit Union (5.85%), EAGLE HOME MORTGAGE, LLC (5.97%) and Wells Fargo Bank (6.20%).

Sebastian-Vero Beach, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $70,910,000 $68,135,000 -3.9% 6.8%
QUICKEN LOANS, LLC $95,740,000 $59,670,000 -37.7% 5.9%
South State Bank $86,585,000 $41,590,000 -52.0% 4.1%
SPACE COAST Credit Union $28,905,000 $31,050,000 7.4% 3.1%
CALIBER HOME LOANS, INC. $110,735,000 $30,570,000 -72.4% 3.0%
Bank of America $46,820,000 $29,450,000 -37.1% 2.9%
DHI MORTGAGE COMPANY, LTD. $32,910,000 $29,210,000 -11.2% 2.9%
PNC Bank $53,840,000 $28,375,000 -47.3% 2.8%
BAYSHORE MORTGAGE FUNDING, LLC $37,560,000 $27,585,000 -26.6% 2.7%
JPMorgan Chase Bank $31,335,000 $24,450,000 -22.0% 2.4%
MOVEMENT MORTGAGE, LLC $21,000,000 $20,210,000 -3.8% 2.0%
CARDINAL FINANCIAL $8,890,000 $19,945,000 124.4% 2.0%
ACADEMY MORTGAGE CORPORATION $26,320,000 $19,670,000 -25.3% 2.0%
Marine Bank & Trust Company $56,085,000 $16,655,000 -70.3% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $17,585,000 $15,810,000 -10.1% 1.6%
Wells Fargo Bank $43,600,000 $15,480,000 -64.5% 1.5%
Truist $17,380,000 $14,600,000 -16.0% 1.4%
Mortgage Research Center, LLC $14,005,000 $14,470,000 3.3% 1.4%
TOTAL MORTGAGE SERVICES, LLC $14,550,000 $13,810,000 -5.1% 1.4%
Seacoast National Bank $22,350,000 $13,640,000 -39.0% 1.4%
TD Bank $14,620,000 $10,970,000 -25.0% 1.1%
NAVY FEDERAL CREDIT UNION $15,110,000 $10,240,000 -32.2% 1.0%
NEWREZ LLC $3,195,000 $9,715,000 204.1% 1.0%
EAGLE HOME MORTGAGE, LLC $225,000 $9,440,000 4,095.6% 0.9%
EVERETT FINANCIAL, INC. $12,455,000 $9,310,000 -25.3% 0.9%
LOANDEPOT.COM, LLC $22,395,000 $9,255,000 -58.7% 0.9%
U.S. Bank $17,925,000 $8,615,000 -51.9% 0.9%
Morgan Stanley Private Bank $24,985,000 $8,585,000 -65.6% 0.9%
MIDFLORIDA $17,815,000 $8,540,000 -52.1% 0.8%
Raymond James Bank $1,810,000 $7,880,000 335.4% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,310,000 $7,470,000 -51.2% 0.7%
THE MORTGAGE FIRM, INC. $7,565,000 $6,740,000 -10.9% 0.7%
PENNYMAC LOAN SERVICES, LLC $15,935,000 $6,640,000 -58.3% 0.7%
PULTE MORTGAGE LLC $19,890,000 $6,585,000 -66.9% 0.7%
FBC MORTGAGE, LLC $13,840,000 $6,440,000 -53.5% 0.6%
Goldman Sachs Bank USA $16,190,000 $6,240,000 -61.5% 0.6%
Flagstar Bank, FSB $9,220,000 $6,110,000 -33.7% 0.6%
First Horizon Bank $10,175,000 $6,055,000 -40.5% 0.6%
City National Bank of Florida $9,145,000 $5,435,000 -40.6% 0.5%
Citizens Bank $14,330,000 $5,140,000 -64.1% 0.5%
The Northern Trust Company $17,680,000 $4,835,000 -72.7% 0.5%
RADIUS FINANCIAL GROUP INC. $9,940,000 $4,810,000 -51.6% 0.5%
BNY Mellon $5,375,000 $4,735,000 -11.9% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $4,700,000 $4,655,000 -1.0% 0.5%
The Huntington National Bank $1,800,000 $4,430,000 146.1% 0.4%
FREEDOM MORTGAGE CORPORATION $11,305,000 $4,380,000 -61.3% 0.4%
Prosperity Home Mortgage, LLC $2,180,000 $4,365,000 100.2% 0.4%
FINANCE OF AMERICA REVERSE LLC $2,465,000 $4,330,000 75.7% 0.4%
Northbrook Bank & Trust $4,245,000 n/a 0.4%
ITHINK FINANCIAL Credit Union $7,165,000 $4,200,000 -41.4% 0.4%
Waterstone Mortgage Corporation $1,515,000 $4,160,000 174.6% 0.4%
GUARANTEED RATE AFFINITY, LLC $3,220,000 $4,150,000 28.9% 0.4%
Citibank $970,000 $4,095,000 322.2% 0.4%
USAA Federal Savings Bank $4,635,000 $3,965,000 -14.5% 0.4%
GUARANTEED RATE, INC. $12,225,000 $3,905,000 -68.1% 0.4%
LENDINGHOME FUNDING CORPORATION $5,105,000 $3,685,000 -27.8% 0.4%
BROKER SOLUTIONS, INC. $3,540,000 $3,585,000 1.3% 0.4%
SWBC MORTGAGE CORPORATION $2,395,000 $3,470,000 44.9% 0.3%
Third Federal Savings and Loan Association of Cleveland $5,620,000 $3,470,000 -38.3% 0.3%
First Republic Bank $28,745,000 $3,345,000 -88.4% 0.3%
AMERISAVE MORTGAGE CORPORATION $7,895,000 $3,295,000 -58.3% 0.3%
BAY CAPITAL MORTGAGE CORPORATION $2,015,000 $3,210,000 59.3% 0.3%
Fifth Third Bank $3,115,000 $3,195,000 2.6% 0.3%
NEW DAY FINANCIAL, LLC $3,305,000 $3,165,000 -4.2% 0.3%
EMM LOANS LLC $3,265,000 $2,815,000 -13.8% 0.3%
MidFirst Bank $405,000 $2,600,000 542.0% 0.3%
NP, Inc. $2,070,000 $2,600,000 25.6% 0.3%
Paramount Residential Mortgage Group, Inc. $7,710,000 $2,540,000 -67.1% 0.3%
Synovus Bank $1,695,000 $2,535,000 49.6% 0.3%
ACOPIA, LLC $4,000,000 $2,510,000 -37.3% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $14,260,000 $2,375,000 -83.3% 0.2%
BAY EQUITY LLC $1,435,000 $2,370,000 65.2% 0.2%
NVR Mortgage Finance, Inc. $19,060,000 $2,295,000 -88.0% 0.2%
HOMESIDE FINANCIAL, LLC $1,640,000 $2,255,000 37.5% 0.2%
Charles Schwab Bank, SSB $8,920,000 $2,250,000 -74.8% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $6,865,000 $2,230,000 -67.5% 0.2%
EMBRACE HOME LOANS, INC. $3,290,000 $2,205,000 -33.0% 0.2%
Vista Bank $2,205,000 n/a 0.2%
Hometown Equity Mortgage, LLC $190,000 $2,200,000 1,057.9% 0.2%
M&T Bank $4,105,000 $2,170,000 -47.1% 0.2%
A&D Mortgage LLC $3,010,000 $2,110,000 -29.9% 0.2%
UNION HOME MORTGAGE CORP. $6,500,000 $2,085,000 -67.9% 0.2%
PLAZA HOME MORTGAGE, INC. $755,000 $2,035,000 169.5% 0.2%
Machias Savings Bank $2,005,000 n/a 0.2%
First National Bank of Pennsylvania $1,090,000 $1,945,000 78.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,895,000 n/a 0.2%
ARC HOME LLC $2,170,000 $1,885,000 -13.1% 0.2%
CMG MORTGAGE, INC. $1,790,000 $1,870,000 4.5% 0.2%
First-Citizens Bank & Trust Company $3,770,000 $1,855,000 -50.8% 0.2%
Prosperity Bank $1,825,000 n/a 0.2%
United Community Bank $2,475,000 $1,815,000 -26.7% 0.2%
Discover Bank $1,200,000 $1,775,000 47.9% 0.2%
Plains Commerce Bank $3,290,000 $1,715,000 -47.9% 0.2%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $1,705,000 n/a 0.2%
Univest Bank and Trust Co. $1,045,000 $1,705,000 63.2% 0.2%
Figure Lending LLC $1,705,000 $1,680,000 -1.5% 0.2%
Commerce Home Mortgage, Inc. $4,105,000 $1,665,000 -59.4% 0.2%
JMAC LENDING, INC. $285,000 $1,610,000 464.9% 0.2%
PLANET HOME LENDING, LLC $4,560,000 $1,530,000 -66.4% 0.2%
BAY-VALLEY MORTGAGE GROUP $1,525,000 n/a 0.2%
UBS Bank USA $9,395,000 $1,505,000 -84.0% 0.1%
Valley National Bank $3,815,000 $1,505,000 -60.6% 0.1%
Cornerstone First Mortgage, Inc $730,000 $1,495,000 104.8% 0.1%
ZILLOW HOME LOANS, LLC $1,175,000 $1,490,000 26.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,515,000 $1,485,000 -2.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $365,000 $1,440,000 294.5% 0.1%
First Financial Bank $1,430,000 n/a 0.1%
NFM, INC. $2,330,000 $1,415,000 -39.3% 0.1%
Regions Bank $2,600,000 $1,410,000 -45.8% 0.1%
STAUNTON FINANCIAL, INC. $1,385,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $1,360,000 n/a 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $1,275,000 n/a 0.1%
FIRST EQUITY MORTGAGE BANKERS, INC. $1,330,000 $1,255,000 -5.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $335,000 $1,240,000 270.1% 0.1%
Ally Bank $825,000 $1,195,000 44.8% 0.1%
GUILD MORTGAGE COMPANY $1,070,000 $1,190,000 11.2% 0.1%
Stifel Bank and Trust $7,125,000 $1,190,000 -83.3% 0.1%
DEEPHAVEN MORTGAGE LLC $285,000 $1,175,000 312.3% 0.1%
GENEVA FINANCIAL, LLC $725,000 $1,160,000 60.0% 0.1%
NBKC BANK $560,000 $1,140,000 103.6% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,915,000 $1,140,000 -40.5% 0.1%
COMPASS MORTGAGE, INC. $545,000 $1,130,000 107.3% 0.1%
First United Bank and Trust Company $365,000 $1,105,000 202.7% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,370,000 $1,100,000 -19.7% 0.1%
Carrington Mortgage Services, LLC $3,210,000 $1,075,000 -66.5% 0.1%
ROSS MORTGAGE CORPORATION $305,000 $1,070,000 250.8% 0.1%
TrustCo Bank $3,730,000 $1,040,000 -72.1% 0.1%
Equity Prime Mortgage LLC $2,850,000 $1,010,000 -64.6% 0.1%
OCMBC, INC. $1,805,000 $995,000 -44.9% 0.1%
VILLAGE CAPITAL MORTGAGE $495,000 $995,000 101.0% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,605,000 $990,000 -38.3% 0.1%
ON Q FINANCIAL, INC. $990,000 n/a 0.1%
TEACHERS $985,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $295,000 $970,000 228.8% 0.1%
RBC Bank, (Georgia) $300,000 $965,000 221.7% 0.1%
Mid-Continent Funding, Inc. $620,000 $960,000 54.8% 0.1%
BETTER MORTGAGE CORPORATION $4,080,000 $945,000 -76.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,380,000 $930,000 -60.9% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,575,000 $930,000 -41.0% 0.1%
First Merchants Bank $905,000 n/a 0.1%
TOGETHER CREDIT UNION $880,000 n/a 0.1%
21ST MORTGAGE CORPORATION $705,000 $860,000 22.0% 0.1%
American Mortgage & Equity Consultants, Inc. $845,000 n/a 0.1%
Leader Bank $345,000 $820,000 137.7% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $835,000 $820,000 -1.8% 0.1%
NEW FED MORTGAGE, CORP. $805,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $255,000 $800,000 213.7% 0.1%
MY MORTGAGE, INC. $1,720,000 $800,000 -53.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $5,575,000 $785,000 -85.9% 0.1%
Republic Bank & Trust Company $1,070,000 $765,000 -28.5% 0.1%
Webster Bank $430,000 $765,000 77.9% 0.1%
DIGITAL Federal Credit Union $110,000 $750,000 581.8% 0.1%
LONGBRIDGE FINANCIAL, LLC $3,820,000 $750,000 -80.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $835,000 $750,000 -10.2% 0.1%
NJ LENDERS CORP. $735,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,395,000 $735,000 -69.3% 0.1%
Barrington Bank & Trust Company, N.A. $1,660,000 $730,000 -56.0% 0.1%
Financial Federal Bank $725,000 n/a 0.1%
Signature Bank, N.A. $725,000 n/a 0.1%
Old National Bank $2,750,000 $715,000 -74.0% 0.1%
S1L, Inc. $705,000 n/a 0.1%
UMB Bank $705,000 n/a 0.1%
Grow Financial Federal Credit Union $690,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $740,000 $680,000 -8.1% 0.1%
NEXERA HOLDING LLC $3,820,000 $675,000 -82.3% 0.1%
Strong Home Mortgage, LLC $1,070,000 $670,000 -37.4% 0.1%
BNC National Bank $505,000 $660,000 30.7% 0.1%
Keystone Funding, Inc. $650,000 n/a 0.1%
SPRING EQ, LLC $2,100,000 $630,000 -70.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,205,000 $625,000 -71.7% 0.1%
Centennial Bank $125,000 $625,000 400.0% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $980,000 $625,000 -36.2% 0.1%
American Security Mortgage Corp. $305,000 $605,000 98.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $735,000 $605,000 -17.7% 0.1%
Goldwater Bank, N.A. $365,000 $600,000 64.4% 0.1%
University Bank $600,000 n/a 0.1%
MLD MORTGAGE INC. $595,000 n/a 0.1%
Advisors Mortgage Group, L.L.C. $1,115,000 $590,000 -47.1% 0.1%
Bethpage Federal Credit Union $630,000 $590,000 -6.3% 0.1%
Loan Simple, Inc. $355,000 $575,000 62.0% 0.1%
SOUTH CENTRAL BANK, INC. $255,000 $575,000 125.5% 0.1%
BRIGHTSTAR $560,000 n/a 0.1%
ALL REVERSE MORTGAGE, INC. $535,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $450,000 $530,000 17.8% 0.1%
LOANPAL, LLC $1,945,000 $530,000 -72.8% 0.1%
COMMUNITY CREDIT UNION OF FLORIDA $1,175,000 $520,000 -55.7% 0.1%
KeyBank $1,260,000 $510,000 -59.5% 0.1%
Mortgage Lenders Investment Trading Corporation $5,300,000 $510,000 -90.4% 0.1%
CNB Bank $505,000 n/a 0.1%
GTE Federal Credit Union $35,000 $495,000 1,314.3% 0.0%
Coastal Community Bank $490,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $245,000 $490,000 100.0% 0.0%
VERITAS FUNDING, LLC $680,000 $490,000 -27.9% 0.0%
ROYAL UNITED MORTGAGE LLC $995,000 $480,000 -51.8% 0.0%
Citadel Servicing Corporation $890,000 $470,000 -47.2% 0.0%
Bell Bank $750,000 $455,000 -39.3% 0.0%
Gateway First Bank $1,180,000 $455,000 -61.4% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,300,000 $455,000 -80.2% 0.0%
Bank of Springfield $605,000 $440,000 -27.3% 0.0%
OPEN MORTGAGE, LLC $975,000 $435,000 -55.4% 0.0%
ALLIANT CREDIT UNION $1,010,000 $430,000 -57.4% 0.0%
Service Federal Credit Union $425,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $105,000 $425,000 304.8% 0.0%
CASTLE & COOKE MORTGAGE, LLC $880,000 $420,000 -52.3% 0.0%
NORTHPOINT MORTGAGE, INC. $420,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $175,000 $420,000 140.0% 0.0%
The Federal Savings Bank $570,000 $415,000 -27.2% 0.0%
FIRST MORTGAGE COMPANY, INC. $405,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $745,000 $405,000 -45.6% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $485,000 $400,000 -17.5% 0.0%
West Gate Bank $395,000 n/a 0.0%
LENDINGONE, LLC $380,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $375,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $930,000 $375,000 -59.7% 0.0%
AmeriHome Mortgage Company, LLC $915,000 $370,000 -59.6% 0.0%
MEGASTAR FINANCIAL CORP. $365,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $245,000 $365,000 49.0% 0.0%
CITADEL FEDERAL CREDIT UNION $355,000 n/a 0.0%
Community First National Bank $355,000 n/a 0.0%
INTELLILOAN, INC. $175,000 $355,000 102.9% 0.0%
York Traditions Bank $355,000 n/a 0.0%
GSF Mortgage Corporation $985,000 $345,000 -65.0% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $345,000 n/a 0.0%
MASSMUTUAL $345,000 n/a 0.0%
First Federal Savings Bank $335,000 n/a 0.0%
LEGEND LENDING CORPORATION $295,000 $335,000 13.6% 0.0%
MID AMERICA MORTGAGE, INC. $795,000 $335,000 -57.9% 0.0%
Ardent Federal Credit Union $330,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $660,000 $325,000 -50.8% 0.0%
VAN DYK MORTGAGE CORPORATION $250,000 $325,000 30.0% 0.0%
GREENSTATE CREDIT UNION $105,000 $315,000 200.0% 0.0%
CLEARPATH LENDING $1,985,000 $305,000 -84.6% 0.0%
General Mortgage Capital Corporation $305,000 n/a 0.0%
Northwest Bank $695,000 $305,000 -56.1% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $300,000 n/a 0.0%
METROPLEX MORTGAGE SERVICES, INC. $225,000 $300,000 33.3% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $105,000 $295,000 181.0% 0.0%
AMWEST FUNDING CORP. $295,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $430,000 $295,000 -31.4% 0.0%
GEO-CORP, INC. $295,000 n/a 0.0%
Ameris Bank $780,000 $285,000 -63.5% 0.0%
FAIRWINDS CREDIT UNION $1,165,000 $285,000 -75.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $590,000 $285,000 -51.7% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,060,000 $285,000 -73.1% 0.0%
TROPICAL FINANCIAL CREDIT UNION $25,000 $285,000 1,040.0% 0.0%
USAlliance Federal Credit Union $195,000 $285,000 46.2% 0.0%
American Airlines Federal Credit Union $160,000 $280,000 75.0% 0.0%
AMERICAN BANCSHARES MORTGAGE $295,000 $275,000 -6.8% 0.0%
Evolve Bank & Trust $275,000 n/a 0.0%
First Savings Bank $540,000 $275,000 -49.1% 0.0%
LAKE MICHIGAN CREDIT UNION $2,005,000 $275,000 -86.3% 0.0%
SOUTH FLORIDA EDUCATIONAL $275,000 n/a 0.0%
BAC Florida Bank $265,000 n/a 0.0%
C & F Mortgage Corporation $265,000 n/a 0.0%
Guardian Savings Bank, A Federal Savings Bank $265,000 n/a 0.0%
NexBank $205,000 $265,000 29.3% 0.0%
Northpointe Bank $2,995,000 $265,000 -91.2% 0.0%
ORLANDO CREDIT UNION $35,000 $265,000 657.1% 0.0%
READY MORTGAGE LENDERS, LLC $265,000 n/a 0.0%
AFFINITY $75,000 $260,000 246.7% 0.0%
PHH Mortgage Corporation $1,735,000 $260,000 -85.0% 0.0%
Heartland Bank and Trust Company $255,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $255,000 n/a 0.0%
Ixonia Bank $960,000 $250,000 -74.0% 0.0%
Arvest Bank $1,040,000 $245,000 -76.4% 0.0%
FAIR WAY LENDING LLC $245,000 n/a 0.0%
FIRST SOUTH FINANCIAL $245,000 n/a 0.0%
The Dart Bank $245,000 n/a 0.0%
WATSON MORTGAGE CORP. $235,000 $240,000 2.1% 0.0%
ENVOY MORTGAGE, LTD $235,000 n/a 0.0%
Florida Capital Bank $235,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $235,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $265,000 $225,000 -15.1% 0.0%
First National Bank of America $225,000 n/a 0.0%
Premium Mortgage Corporation $645,000 $225,000 -65.1% 0.0%
The Park National Bank $225,000 n/a 0.0%
CLIFFCO, INC. $215,000 n/a 0.0%
DAS Acquisition Company, LLC $440,000 $215,000 -51.1% 0.0%
Norway Savings Bank $215,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $205,000 n/a 0.0%
Grundy Bank $205,000 n/a 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $205,000 n/a 0.0%
State Department Federal Credit Union $235,000 $205,000 -12.8% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,550,000 $195,000 -87.4% 0.0%
North American Savings Bank, F.S.B. $570,000 $195,000 -65.8% 0.0%
AMERICAN HERITAGE LENDING, INC. $205,000 $185,000 -9.8% 0.0%
GEORGIA'S OWN $300,000 $175,000 -41.7% 0.0%
Summit Mortgage Corporation $610,000 $175,000 -71.3% 0.0%
Connexus Credit Union $160,000 n/a 0.0%
Mortgage Bank of California $1,325,000 $155,000 -88.3% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $145,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $135,000 $135,000 0.0% 0.0%
SHELTER MORTGAGE COMPANY, L.L.C. $4,015,000 $135,000 -96.6% 0.0%
Truliant Federal Credit Union $40,000 $135,000 237.5% 0.0%
LAUNCH FEDERAL CREDIT UNION $25,000 $130,000 420.0% 0.0%
ADVANCIAL $115,000 $125,000 8.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $305,000 $125,000 -59.0% 0.0%
UNIFY FINANCIAL Credit Union $125,000 n/a 0.0%
TRUMARK FINANCIAL CREDIT UNION $120,000 n/a 0.0%
HOME TOWN FUNDING, INC. $405,000 $115,000 -71.6% 0.0%
BMO Harris Bank $21,490,000 $105,000 -99.5% 0.0%
Equity Bank $105,000 n/a 0.0%
MMS MORTGAGE SERVICES, LTD. $105,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $215,000 $105,000 -51.2% 0.0%
NORTHROP GRUMMAN Federal Credit Union $105,000 n/a 0.0%
Suncoast Credit Union $235,000 $105,000 -55.3% 0.0%
PUBLIX EMPLOYEES $1,215,000 $100,000 -91.8% 0.0%
Park Lane Finance Solutions, LLC $380,000 $95,000 -75.0% 0.0%
The Loan Store, Inc. $95,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $190,000 $75,000 -60.5% 0.0%
First American Bank $75,000 n/a 0.0%
FLORIDA $75,000 $75,000 0.0% 0.0%
Liberty Savings Bank, F.S.B. $75,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $75,000 n/a 0.0%
Extra $65,000 n/a 0.0%
POWER FINANCIAL $65,000 n/a 0.0%
Baxter Credit Union $155,000 $60,000 -61.3% 0.0%
Alaska USA Federal Credit Union $55,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $165,000 $55,000 -66.7% 0.0%
Signature Federal Credit Union $55,000 n/a 0.0%
BayCoast Bank $45,000 n/a 0.0%
Northwest Federal Credit Union $345,000 $45,000 -87.0% 0.0%
Sharefax Credit Union $45,000 n/a 0.0%
TOWER $45,000 n/a 0.0%
GOLD COAST FEDERAL CREDIT UNION $35,000 n/a 0.0%
River Bank & Trust $25,000 $35,000 40.0% 0.0%
121 FINANCIAL $25,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $85,000 $25,000 -70.6% 0.0%

Sebastian - Vero Beach's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.8% market share. In second place, with 5.9%, is QUICKEN LOANS, LLC, having originated $59,670,000 in loans. In third place, with 4.1%, is South State Bank, having originated $41,590,000 in loans. In fourth place, with 3.1%, is SPACE COAST Credit Union, having originated $31,050,000 in loans. In fifth place, with 3.0%, is CALIBER HOME LOANS, INC., having originated $30,570,000 in loans.


Sebastian - Vero Beach Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $353,500 (1.0%) $705,701 (-0.3%) 1.31 1,472
2018-02-01 $349,500 (0.4%) $701,692 (-0.3%) 1.27 1,565
2018-03-01 $350,000 (1.3%) $703,852 (0.6%) 1.23 1,663
2018-04-01 $355,000 (0.0%) $708,499 (0.3%) 1.20 1,671
2018-05-01 $340,000 (-2.4%) $695,261 (1.7%) 1.14 1,613
2018-06-01 $334,900 (-4.2%) $677,644 (-6.0%) 1.12 1,566
2018-07-01 $336,464 (-2.5%) $699,982 (0.3%) 1.12 1,477
2018-08-01 $337,450 (-2.8%) $710,533 (3.6%) 1.13 1,457
2018-09-01 $340,000 (-2.6%) $706,407 (-0.9%) 1.14 1,484
2018-10-01 $338,934 (-2.8%) $694,356 (-3.6%) 1.15 1,579
2018-11-01 $339,675 (-3.0%) $685,758 (-7.0%) 1.15 1,695
2018-12-01 $339,000 (-3.1%) $677,364 (-5.2%) 1.17 1,760
2019-01-01 $344,513 (-2.5%) $679,044 (-3.8%) 1.19 1,777
2019-02-01 $348,900 (-0.2%) $665,615 (-5.1%) 1.18 1,918
2019-03-01 $342,957 (-2.0%) $661,243 (-6.1%) 1.12 1,921
2019-04-01 $338,057 (-4.8%) $667,144 (-5.8%) 1.07 1,879
2019-05-01 $336,223 (-1.1%) $678,622 (-2.4%) 1.05 1,794
2019-06-01 $337,500 (0.8%) $688,976 (1.7%) 1.05 1,625
2019-07-01 $340,000 (1.1%) $693,171 (-1.0%) 1.06 1,554
2019-08-01 $344,545 (2.1%) $694,030 (-2.3%) 1.09 1,507
2019-09-01 $347,614 (2.2%) $695,681 (-1.5%) 1.11 1,465
2019-10-01 $354,500 (4.6%) $701,540 (1.0%) 1.14 1,436
2019-11-01 $340,000 (0.1%) $658,081 (-4.0%) 1.11 1,572
2019-12-01 $341,816 (0.8%) $651,427 (-3.8%) 1.14 1,599
2020-01-01 $341,038 (-1.0%) $654,625 (-3.6%) 1.14 1,631
2020-02-01 $340,000 (-2.6%) $652,731 (-1.9%) 1.11 1,662
2020-03-01 $338,000 (-1.5%) $649,553 (-1.8%) 1.06 1,673
2020-04-01 $329,975 (-2.4%) $635,833 (-4.7%) 1.03 1,696
2020-05-01 $329,450 (-2.0%) $640,543 (-5.6%) 1.00 1,612
2020-06-01 $330,916 (-2.0%) $654,787 (-5.0%) 0.97 1,503
2020-07-01 $339,000 (-0.3%) $645,812 (-6.8%) 0.98 1,401
2020-08-01 $347,950 (1.0%) $676,831 (-2.5%) 1.00 1,233
2020-09-01 $343,600 (-1.2%) $689,217 (-0.9%) 0.98 1,094
2020-10-01 $347,000 (-2.1%) $696,722 (-0.7%) 0.99 1,015
2020-11-01 $348,750 (2.6%) $704,238 (7.0%) 1.02 997
2020-12-01 $348,500 (2.0%) $717,464 (10.1%) 1.04 927
2021-01-01 $349,900 (2.6%) $703,956 (7.5%) 1.04 827
2021-02-01 $344,000 (1.2%) $724,965 (11.1%) 1.00 656
2021-03-01 $349,450 (3.4%) $741,170 (14.1%) 0.99 550
2021-04-01 $366,250 (11.0%) $776,277 (22.1%) 0.99 498
2021-05-01 $396,700 (20.4%) $860,422 (34.3%) 1.05 401
2021-06-01 $389,950 (17.8%) $921,349 (40.7%) 1.03 383
2021-07-01 $362,123 (6.8%) $886,158 (37.2%) 0.96 395
2021-08-01 $369,000 (6.1%) $885,784 (30.9%) 0.98 406
2021-09-01 $371,088 (8.0%) $823,952 (19.6%) 0.99 439
2021-10-01 $398,500 (14.8%) $825,232 (18.4%) 1.06 407
2021-11-01 $404,000 (15.8%) $903,815 (28.3%) 1.08 395
2021-12-01 $431,000 (23.7%) $988,075 (37.7%) 1.17 360
2022-01-01 $429,000 (22.6%) $964,474 (37.0%) 1.16 330
2022-02-01 $402,000 (16.9%) $1,006,260 (38.8%) 1.05 337
2022-03-01 $399,200 (14.2%) $966,311 (30.4%) 1.00 343
2022-04-01 $420,575 (14.8%) $890,652 (14.7%) 1.00 387
2022-05-01 $427,235 (7.7%) $909,406 (5.7%) 0.98 465
2022-06-01 $427,000 (9.5%) $835,009 (-9.4%) 0.95 572
2022-07-01 $425,000 (17.4%) $864,450 (-2.5%) 0.96 723
2022-08-01 $414,988 (12.5%) $838,383 (-5.4%) 0.96 795
2022-09-01 $417,450 (12.5%) $838,614 (1.8%) 0.98 818
2022-10-01 $430,000 (7.9%) $859,800 (4.2%) 1.01 821
2022-11-01 $431,700 (6.9%) $853,291 (-5.6%) 1.04 919
2022-12-01 $429,900 (-0.3%) $883,231 (-10.6%) 1.06 954
2023-01-01 $437,225 (1.9%) $881,207 (-8.6%) 1.08 997
2023-02-01 $434,625 (8.1%) $994,959 (-1.1%) 1.05 1,048
2023-03-01 $435,750 (9.2%) $1,042,899 (7.9%) 1.03 1,029
2023-04-01 $446,000 (6.1%) $1,064,617 (19.5%) 1.04 1,008
2023-05-01 $444,750 (4.1%) $966,890 (6.3%) 1.01 916
2023-06-01 $442,000 (3.5%) $984,712 (17.9%) 0.99 892
2023-07-01 $450,000 (5.9%) $1,036,013 (19.9%) 1.02 885
2023-08-01 $449,225 (8.3%) $1,037,554 (23.8%) 1.03 900
2023-09-01 $459,000 (10.0%) $1,056,778 (26.0%) 1.07 939
2023-10-01 $467,450 (8.7%) $1,042,019 (21.2%) 1.10 1,057
2023-11-01 $469,000 (8.6%) $1,025,264 (20.2%) 1.12 1,177
2023-12-01 $475,000 (10.5%) $1,018,127 (15.3%) 1.16 1,261
2024-01-01 $482,000 (10.2%) $1,007,183 (14.3%) 1.18 1,372
2024-02-01 $475,000 (9.3%) $991,392 (-0.4%) 1.14 1,531
2024-03-01 $460,000 (5.6%) $975,144 (-6.5%) 1.08 1,608
2024-04-01 $459,725 (3.1%) $952,258 (-10.6%) 1.07 1,620
2024-05-01 $460,000 (3.4%) $959,128 (-0.8%) 1.04 1,577
2024-06-01 $450,000 (1.8%) $893,373 (-9.3%) 1.01 1,602
2024-07-01 $450,000 (0.0%) $898,921 (-13.2%) 1.03 1,544
2024-08-01 $443,950 (-1.2%) $877,569 (-15.4%) 1.03 1,466
2024-09-01 $447,000 (-2.6%) $883,159 (-16.4%) 1.05 1,494
2024-10-01 $449,450 (-3.9%) $899,560 (-13.7%) 1.06 1,529
Sebastian - Vero Beach's median listing price for 2024-10-01 was $449,450, a difference of $-18,000 (-3.9%) versus the prior year and $2,450 versus the prior month.

Sebastian - Vero Beach's median listing price comes in at 106% of the national average.

Sebastian - Vero Beach's average listing price for 2024-10-01 was $899,560, a difference of $-142,459 (-13.7%) versus the prior year and $16,401 versus the prior month.

For the 2024-10-01 period, Sebastian - Vero Beach had 1,529 MLS listings, a difference of 35 listings (2%) versus the prior month and 472 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 81 days 2,061 sqft
2018-02-01 70 days 2,064 sqft
2018-03-01 64 days 2,060 sqft
2018-04-01 73 days 2,090 sqft
2018-05-01 79 days 2,042 sqft
2018-06-01 85 days 2,040 sqft
2018-07-01 88 days 2,048 sqft
2018-08-01 89 days 2,044 sqft
2018-09-01 84 days 2,046 sqft
2018-10-01 79 days 2,041 sqft
2018-11-01 78 days 2,041 sqft
2018-12-01 79 days 2,018 sqft
2019-01-01 86 days 2,012 sqft
2019-02-01 78 days 2,014 sqft
2019-03-01 77 days 1,996 sqft
2019-04-01 79 days 1,982 sqft
2019-05-01 81 days 1,962 sqft
2019-06-01 89 days 1,970 sqft
2019-07-01 92 days 1,970 sqft
2019-08-01 89 days 1,972 sqft
2019-09-01 88 days 1,974 sqft
2019-10-01 89 days 1,976 sqft
2019-11-01 82 days 1,914 sqft
2019-12-01 76 days 1,900 sqft
2020-01-01 80 days 1,901 sqft
2020-02-01 82 days 1,900 sqft
2020-03-01 74 days 1,906 sqft
2020-04-01 83 days 1,910 sqft
2020-05-01 95 days 1,900 sqft
2020-06-01 101 days 1,900 sqft
2020-07-01 98 days 1,900 sqft
2020-08-01 89 days 1,900 sqft
2020-09-01 93 days 1,900 sqft
2020-10-01 83 days 1,900 sqft
2020-11-01 67 days 1,900 sqft
2020-12-01 67 days 1,900 sqft
2021-01-01 69 days 1,900 sqft
2021-02-01 50 days 1,850 sqft
2021-03-01 45 days 1,847 sqft
2021-04-01 42 days 1,856 sqft
2021-05-01 46 days 1,865 sqft
2021-06-01 45 days 1,832 sqft
2021-07-01 46 days 1,768 sqft
2021-08-01 47 days 1,763 sqft
2021-09-01 47 days 1,725 sqft
2021-10-01 45 days 1,813 sqft
2021-11-01 47 days 1,818 sqft
2021-12-01 52 days 1,836 sqft
2022-01-01 49 days 1,868 sqft
2022-02-01 35 days 1,763 sqft
2022-03-01 34 days 1,693 sqft
2022-04-01 33 days 1,700 sqft
2022-05-01 35 days 1,701 sqft
2022-06-01 36 days 1,709 sqft
2022-07-01 37 days 1,700 sqft
2022-08-01 48 days 1,717 sqft
2022-09-01 58 days 1,708 sqft
2022-10-01 65 days 1,789 sqft
2022-11-01 64 days 1,795 sqft
2022-12-01 64 days 1,780 sqft
2023-01-01 71 days 1,789 sqft
2023-02-01 61 days 1,805 sqft
2023-03-01 57 days 1,821 sqft
2023-04-01 63 days 1,828 sqft
2023-05-01 65 days 1,780 sqft
2023-06-01 66 days 1,783 sqft
2023-07-01 71 days 1,812 sqft
2023-08-01 65 days 1,828 sqft
2023-09-01 64 days 1,828 sqft
2023-10-01 60 days 1,819 sqft
2023-11-01 58 days 1,813 sqft
2023-12-01 65 days 1,770 sqft
2024-01-01 70 days 1,786 sqft
2024-02-01 65 days 1,779 sqft
2024-03-01 63 days 1,777 sqft
2024-04-01 70 days 1,795 sqft
2024-05-01 71 days 1,787 sqft
2024-06-01 74 days 1,755 sqft
2024-07-01 79 days 1,751 sqft
2024-08-01 79 days 1,760 sqft
2024-09-01 79 days 1,761 sqft
2024-10-01 78 days 1,762 sqft
Sebastian - Vero Beach's median listing age (time on market) for 2024-10-01 was 78 days. This is 30% longer than the same period one year ago.

Sebastian - Vero Beach's median square footage for active listings during the 2024-10-01 period was 1,762 sqft. One year prior, the average listing was 1,819 sqft.

Sebastian-Vero Beach, FL Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
32948 Sebastian-Vero Beach, FL MSA $670 $830 $1,000 $1,290 $1,660
32957 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
32958 Sebastian-Vero Beach, FL MSA $920 $1,140 $1,370 $1,770 $2,280
32960 Sebastian-Vero Beach, FL MSA $800 $1,000 $1,200 $1,550 $2,000
32961 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
32962 Sebastian-Vero Beach, FL MSA $860 $1,070 $1,290 $1,660 $2,150
32963 Sebastian-Vero Beach, FL MSA $1,220 $1,520 $1,830 $2,360 $3,050
32964 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
32965 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
32966 Sebastian-Vero Beach, FL MSA $920 $1,140 $1,370 $1,770 $2,280
32967 Sebastian-Vero Beach, FL MSA $820 $1,020 $1,230 $1,580 $2,050
32968 Sebastian-Vero Beach, FL MSA $1,160 $1,430 $1,730 $2,230 $2,880
32969 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
32970 Sebastian-Vero Beach, FL MSA $870 $1,080 $1,300 $1,670 $2,160
32971 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
32978 Sebastian-Vero Beach, FL MSA $840 $1,050 $1,260 $1,620 $2,100
34951 Sebastian-Vero Beach, FL MSA $960 $960 $1,210 $1,630 $1,880

2022 Average & Median Rent Data Statistics
Sebastian-Vero Beach, FL average 1BR rent: $1,091, median: $1,050
Sebastian-Vero Beach, FL average 2BR rent: $1,315, median: $1,260
Sebastian-Vero Beach, FL average 3BR rent: $1,697, median: $1,620

Sebastian-Vero Beach, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,209 $747,765,000 $338,508
Home Improvement 494 $52,750,000 $106,781
Cash Out Refi 434 $92,740,000 $213,687
Other 387 $64,745,000 $167,300
Refi 201 $47,255,000 $235,100
NA 1 $1,705,000 $1,705,000

Sebastian - Vero Beach's most frequently cited loan purpose was Home Purchase, with 2,209 originations. The 2nd most popular reason was Home Improvement, with 494 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,315 $391,665,000 $297,844
7-8% 873 $218,715,000 $250,533
Over 8% 632 $97,720,000 $154,620
5-6% 613 $229,255,000 $373,989
4-5% 132 $40,170,000 $304,318
3-4% 78 $15,660,000 $200,769
<2.5% 53 $1,845,000 $34,811
2.5-3% 14 $1,480,000 $105,714

During 2023, Sebastian - Vero Beach's most frequently originated rate bucket was 6-7%, with 1,315 originations.

Loan Sizing (Sebastian-Vero Beach, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,526 $436,330,000 $285,931
$100k-200k 805 $115,275,000 $143,199
$100,000 or less 801 $43,235,000 $53,976
$400k-600k 369 $172,675,000 $467,954
$600k-1000k 149 $109,165,000 $732,651
$Over $1MM 76 $130,280,000 $1,714,211

Sebastian - Vero Beach's loan sizing saw the bucket of loans from $200k-400k with 1,526 originations, totaling $436,330,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,141 $400,315,000 $350,846
60-80% 814 $287,680,000 $353,415
Under 20% 720 $57,960,000 $80,500
20-40% 532 $91,440,000 $171,880
40-60% 424 $124,260,000 $293,066
Over 100% 43 $16,945,000 $394,070

Sebastian - Vero Beach's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,141 originations, totaling $400,315,000 in origination value.