Stockton Mortgage Corporation Rates, Fees & Info

FRANKFORT, KY

LEI: 549300QR0KFPEDZPEI42

Tax ID: 61-1392032

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Washington, Louisville, Lexington, and Jacksonville among others. We have data for 188 markets. (Some data included below & more in-depth data is available with an active subscription.)

Stockton Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockton Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 3/28/24
30 Year Conventional Refi 6.62% 3/28/24
30 Year Cash-out Refi 6.86% 3/28/24
30 Year FHA Purchase 7.55% 3/28/24
30 Year FHA Refi 7.28% 3/28/24
30 Year VA Purchase 6.42% 3/28/24
30 Year VA Refi 6.00% 3/28/24
30 Year USDA Purchase 7.03% 3/28/24
30 Year USDA Refi 6.70% 3/28/24
15 Year Conventional Purchase 6.25% 3/28/24
15 Year Conventional Refi 6.37% 3/28/24
15 Year Cash-out Refi 6.37% 3/28/24
15 Year FHA Purchase 7.03% 3/28/24
15 Year FHA Refi 7.52% 3/28/24
15 Year VA Purchase 5.72% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Stockton Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Stockton Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,802

Origination Dollar Volume (All Markets)

$2,604,000,000
Show all (39) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,761 $531,195,000 $301,644 $5,084 3.14%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 594 $244,690,000 $411,936 $5,232 2.89%
LOUISVILLE, KY (FHA|USDA|VA) 1,219 $235,865,000 $193,491 $3,563 3.16%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 924 $177,690,000 $192,305 $3,859 3.15%
Outside of Metro Areas 1,109 $172,945,000 $155,947 $4,190 3.24%
JACKSONVILLE, FL (FHA|USDA|VA) 522 $133,400,000 $255,556 $5,523 3.26%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 512 $96,870,000 $189,199 $4,085 3.22%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 351 $96,825,000 $275,855 $5,186 3.11%
KNOXVILLE, TN (FHA|USDA|VA) 384 $81,520,000 $212,292 $5,006 3.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 263 $67,475,000 $256,559 $5,912 3.15%
Cookeville, TN (FHA|USDA|VA) 317 $58,455,000 $184,401 $4,043 3.13%
Frankfort, KY (FHA|USDA|VA) 342 $49,290,000 $144,123 $4,121 3.34%
BOWLING GREEN, KY (FHA|USDA|VA) 257 $47,055,000 $183,093 $3,954 3.21%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 136 $43,200,000 $317,647 $4,596 2.91%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 249 $40,775,000 $163,755 $4,736 3.27%
Richmond-Berea, KY (FHA|USDA|VA) 218 $38,880,000 $178,349 $3,907 3.27%
Bardstown, KY (FHA|USDA|VA) 171 $29,685,000 $173,596 $3,202 3.01%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 117 $29,165,000 $249,274 $5,982 3.05%
SAVANNAH, GA (FHA|USDA|VA) 115 $24,445,000 $212,565 $5,955 3.20%
DALTON, GA (FHA|USDA|VA) 101 $18,065,000 $178,861 $5,322 3.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 75 $16,565,000 $220,867 $5,655 3.24%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 81 $16,375,000 $202,160 $3,926 3.15%
Tullahoma-Manchester, TN (FHA|USDA|VA) 84 $15,010,000 $178,690 $4,636 3.35%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 57 $12,835,000 $225,175 $5,259 3.15%
GAINESVILLE, GA (FHA|USDA|VA) 47 $12,745,000 $271,170 $5,632 3.07%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 101 $12,405,000 $122,822 $3,689 3.37%
KOKOMO, IN (FHA|USDA|VA) 96 $11,530,000 $120,104 $3,257 3.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 59 $11,015,000 $186,695 $4,833 3.14%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 43 $10,705,000 $248,953 $1,964 3.19%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 49 $10,655,000 $217,449 $2,523 3.06%
Somerset, KY (FHA|USDA|VA) 80 $10,350,000 $129,375 $4,618 3.27%
Danville, KY (FHA|USDA|VA) 66 $9,370,000 $141,970 $3,767 3.14%
CLEVELAND, TN (FHA|USDA|VA) 52 $8,890,000 $170,962 $3,732 3.36%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 54 $8,370,000 $155,000 $3,801 3.14%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 54 $7,600,000 $140,741 $4,205 2.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 22 $7,580,000 $344,545 $6,394 3.01%
Jefferson, GA (FHA|USDA|VA) 27 $7,365,000 $272,778 $5,816 3.05%
London, KY (FHA|USDA|VA) 45 $7,205,000 $160,111 $5,137 3.19%
Central City, KY (FHA|USDA|VA) 52 $6,880,000 $132,308 $3,385 3.22%
Sevierville, TN (FHA|USDA|VA) 29 $6,225,000 $214,655 $5,184 3.19%
BRUNSWICK, GA (FHA|USDA|VA) 23 $6,175,000 $268,478 $5,654 3.17%
Murray, KY (FHA|USDA|VA) 31 $6,065,000 $195,645 $3,323 3.20%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 24 $5,700,000 $237,500 $4,618 3.43%
GADSDEN, AL (FHA|USDA|VA) 26 $5,410,000 $208,077 $3,180 3.21%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $5,175,000 $246,429 $6,235 3.07%
Campbellsville, KY (FHA|USDA|VA) 46 $5,130,000 $111,522 $4,089 3.12%
OWENSBORO, KY (FHA|USDA|VA) 30 $5,050,000 $168,333 $2,966 3.14%
Statesboro, GA (FHA|USDA|VA) 20 $4,790,000 $239,500 $4,532 3.19%
Glasgow, KY (FHA|USDA|VA) 28 $4,550,000 $162,500 $5,042 3.29%
Mayfield, KY (FHA|USDA|VA) 32 $4,450,000 $139,063 $3,385 3.41%
MORRISTOWN, TN (FHA|USDA|VA) 26 $3,900,000 $150,000 $5,333 3.58%
McMinnville, TN (FHA|USDA|VA) 22 $3,730,000 $169,545 $4,640 3.48%
Calhoun, GA (FHA|USDA|VA) 18 $3,520,000 $195,556 $6,635 3.44%
WARNER ROBINS, GA (FHA|USDA|VA) 18 $3,220,000 $178,889 $5,816 3.25%
Mount Sterling, KY (FHA|USDA|VA) 25 $3,115,000 $124,600 $4,113 3.17%
Crossville, TN (FHA|USDA|VA) 21 $3,115,000 $148,333 $4,042 3.29%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $3,080,000 $256,667 $6,589 3.20%
JOHNSON CITY, TN (FHA|USDA|VA) 20 $3,000,000 $150,000 $3,590 2.96%
Paducah, KY-IL (FHA|USDA|VA) 16 $2,840,000 $177,500 $3,336 3.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,625,000 $291,667 $7,179 3.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $2,530,000 $210,833 $5,825 3.11%
JACKSON, TN (FHA|USDA|VA) 16 $2,520,000 $157,500 $5,594 3.61%
Holland, MI (FHA|USDA|VA) 12 $2,400,000 $200,000 $4,425 3.54%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $2,370,000 $237,000 $5,545 3.45%
Cornelia, GA (FHA|USDA|VA) 13 $2,365,000 $181,923 $4,151 3.08%
Key West, FL (FHA|USDA|VA) 6 $2,350,000 $391,667 $9,621 3.42%
St. Marys, GA (FHA|USDA|VA) 6 $2,230,000 $371,667 $8,607 2.92%
BATTLE CREEK, MI (FHA|USDA|VA) 17 $2,195,000 $129,118 $5,118 3.43%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $2,170,000 $155,000 $3,825 3.69%
Point Pleasant, WV-OH (FHA|USDA|VA) 19 $2,075,000 $109,211 $4,294 3.28%
Alexander City, AL (FHA|USDA|VA) 12 $2,050,000 $170,833 $4,069 3.57%
OCALA, FL (FHA|USDA|VA) 8 $2,010,000 $251,250 $5,808 3.41%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,990,000 $199,000 $4,555 3.34%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $1,805,000 $200,556 $5,564 2.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,592 3.45%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,725,000 $246,429 $4,841 2.98%
Shelbyville, TN (FHA|USDA|VA) 6 $1,670,000 $278,333 $5,474 3.40%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,650,000 $275,000 $4,250 3.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,821 2.90%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,269 2.96%
VALDOSTA, GA (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,513 2.86%
Peru, IN (FHA|USDA|VA) 14 $1,430,000 $102,143 $3,489 3.24%
Maysville, KY (FHA|USDA|VA) 12 $1,420,000 $118,333 $3,830 3.33%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,380,000 $172,500 $5,550 3.73%
RICHMOND, VA (FHA|USDA|VA) 4 $1,380,000 $345,000 $2,723 3.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,370,000 $342,500 $6,342 2.97%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,560 3.06%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,671 3.19%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,561 3.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,725 3.73%
Wilmington, OH (FHA|USDA|VA) 7 $1,285,000 $183,571 $5,326 3.48%
Milledgeville, GA (FHA|USDA|VA) 4 $1,240,000 $310,000 $4,275 3.13%
Dayton, TN (FHA|USDA|VA) 6 $1,200,000 $200,000 $5,603 3.21%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,130,000 $141,250 $4,471 3.70%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,050,000 $262,500 $6,524 2.91%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,059 3.34%
Madisonville, KY (FHA|USDA|VA) 9 $955,000 $106,111 $3,695 3.42%
Athens, TN (FHA|USDA|VA) 6 $930,000 $155,000 $4,380 3.46%
Cambridge, MD (FHA|USDA|VA) 2 $910,000 $455,000 $6,832 2.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $830,000 $207,500 $3,298 3.38%
MONTGOMERY, AL (FHA|USDA|VA) 3 $795,000 $265,000 $4,246 3.29%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $780,000 $195,000 $5,618 3.50%
Scottsburg, IN (FHA|USDA|VA) 5 $775,000 $155,000 $4,371 3.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $770,000 $192,500 $5,368 3.59%
Greeneville, TN (FHA|USDA|VA) 5 $755,000 $151,000 $4,553 3.13%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $700,000 $175,000 $4,679 3.25%
AKRON, OH (FHA|USDA|VA) 4 $700,000 $175,000 $5,464 3.69%
PANAMA CITY, FL (FHA|USDA|VA) 2 $570,000 $285,000 $4,165 2.75%
Athens, OH (FHA|USDA|VA) 4 $540,000 $135,000 $4,965 2.97%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $535,000 $107,000 $4,272 3.63%
Ludington, MI (FHA|USDA|VA) 2 $530,000 $265,000 $4,421 2.94%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $505,000 $101,000 $4,111 4.18%
Logansport, IN (FHA|USDA|VA) 5 $505,000 $101,000 $2,342 3.00%
HINESVILLE, GA (FHA|USDA|VA) 3 $495,000 $165,000 $5,938 3.08%
Marion, IN (FHA|USDA|VA) 5 $495,000 $99,000 $2,499 2.73%
MUSKEGON, MI (FHA|USDA|VA) 3 $475,000 $158,333 $4,663 3.46%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $470,000 $235,000 $4,124 3.50%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $440,000 $110,000 $2,854 2.72%
ROME, GA (FHA|USDA|VA) 3 $435,000 $145,000 $5,000 3.33%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $430,000 $215,000 $5,063 2.88%
Martin, TN (FHA|USDA|VA) 4 $410,000 $102,500 $4,243 3.19%
Newport, TN (FHA|USDA|VA) 3 $405,000 $135,000 $4,252 3.92%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $405,000 $405,000 $2,954 2.88%
Cullowhee, NC (FHA|USDA|VA) 1 $405,000 $405,000 $7,315 3.63%
Jesup, GA (FHA|USDA|VA) 2 $400,000 $200,000 $8,173 3.06%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $395,000 $395,000 $3,111 2.88%
Corinth, MS (FHA|USDA|VA) 3 $385,000 $128,333 $5,879 3.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $365,000 $365,000 $4,114 2.63%
Lewisburg, TN (FHA|USDA|VA) 3 $355,000 $118,333 $4,871 3.46%
PITTSBURGH, PA (FHA|USDA|VA) 2 $350,000 $175,000 $6,347 3.31%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $330,000 $165,000 $3,746 3.25%
Palatka, FL (FHA|USDA|VA) 3 $325,000 $108,333 $5,221 4.25%
Portsmouth, OH (FHA|USDA|VA) 1 $325,000 $325,000 $11,019 3.13%
Albertville, AL (FHA|USDA|VA) 2 $320,000 $160,000 $7,330 3.81%
Cullman, AL (FHA|USDA|VA) 2 $320,000 $160,000 $8,371 3.25%
Atmore, AL (FHA|USDA|VA) 3 $315,000 $105,000 $2,812 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $290,000 $145,000 $4,000 2.63%
Fairmont, WV (FHA|USDA|VA) 1 $285,000 $285,000 $9,832 2.88%
Madison, IN (FHA|USDA|VA) 3 $285,000 $95,000 $3,031 2.79%
Ashland, OH (FHA|USDA|VA) 1 $275,000 $275,000 $7,101 3.13%
Cedartown, GA (FHA|USDA|VA) 1 $265,000 $265,000 $8,588 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $265,000 $265,000 $2,588 2.88%
Tupelo, MS (FHA|USDA|VA) 1 $265,000 $265,000 $4,615 3.63%
TOLEDO, OH (FHA|USDA|VA) 1 $265,000 $265,000 $3,635 3.38%
COLUMBUS, IN (FHA|USDA|VA) 2 $260,000 $130,000 $3,087 3.81%
Richmond, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,335 2.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $255,000 $255,000 $2,047 3.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,950 4.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $245,000 $245,000 $1,716 2.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,733 2.75%
ASHEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,674 3.88%
Coshocton, OH (FHA|USDA|VA) 1 $235,000 $235,000 $8,631 3.88%
MUNCIE, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,102 3.31%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,133 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,820 3.00%
Toccoa, GA (FHA|USDA|VA) 2 $210,000 $105,000 $4,759 2.81%
ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $7,505 2.88%
Easton, MD (FHA|USDA|VA) 1 $205,000 $205,000 $2,390 3.00%
Middlesborough, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,727 3.00%
Moultrie, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,305 2.63%
LaGrange, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,992 3.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $185,000 $185,000 $4,733 3.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $185,000 $185,000 $8,168 2.63%
Frankfort, IN (FHA|USDA|VA) 2 $180,000 $90,000 $3,849 3.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,408 4.63%
CHARLESTON, WV (FHA|USDA|VA) 1 $175,000 $175,000 $3,279 2.88%
Warsaw, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,503 2.75%
Georgetown, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,684 2.63%
Fort Payne, AL (FHA|USDA|VA) 1 $145,000 $145,000 $5,882 3.13%
Jasper, AL (FHA|USDA|VA) 1 $145,000 $145,000 $5,004 3.00%
Dyersburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $5,150 3.88%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $8,687 3.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $815 3.25%
Seymour, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,586 5.25%
Forest City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,262 4.63%
Wabash, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,506 2.63%
Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $10,798 3.63%
Traverse City, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,527 2.63%
Wooster, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,924 3.75%
Lake City, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,193 3.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $5,848 3.63%
DECATUR, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,749 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,681 3.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,598 4.50%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,450 3.75%
Union City, TN (FHA|USDA|VA) 1 $85,000 $85,000 $1,123 4.63%
North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,006 3.13%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $2,937 3.13%
Stockton Mortgage Corporation's top markets include Atlanta, Washington, Louisville, Lexington, and Jacksonville among others.

Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Similarity Rank: 372
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,838 $2,071,960,000 $234,438 $3,930 3.12%
    FHA 1,578 $280,330,000 $177,649 $6,924 3.43%
    USDA 828 $119,780,000 $144,662 $4,940 3.29%
    VA 558 $131,930,000 $236,434 $6,057 3.18%

    For 2020, Stockton Mortgage Corporation's most frequently originated type of loan was Conventional, with 8,838 originations. Their 2nd most popular type was FHA, with 1,578 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,947 $1,180,645,000 $198,528 $5,078 3.31%
    Refi 4,487 $1,129,845,000 $251,804 $3,894 2.98%
    Cash Out Refi 1,368 $293,510,000 $214,554 $4,193 3.24%

    For 2020, Stockton Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 5,947 originations. The 2nd most popular reason was Refi, with 4,487 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,956 $2,254,350,000 $226,431 $4,671 3.21%
    15 Year 1,041 $211,605,000 $203,271 $3,445 2.73%
    20 Year 352 $84,770,000 $240,824 $3,687 2.99%
    10 Year 273 $6,155,000 $22,546 $3,074 3.94%
    Other 176 $46,400,000 $263,636 $3,733 2.98%
    30+ year 4 $720,000 $180,000 $8,396 4.25%

    For 2020, Stockton Mortgage Corporation's most frequently cited loan duration was 30 Year, with 9,956 originations. The 2nd most popular length was 15 Year, with 1,041 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,917 $1,119,395,000 $189,183
    $<1k 2,262 $587,470,000 $259,713
    $2k-3k 1,275 $259,975,000 $203,902
    $5k+ 935 $345,345,000 $369,353
    $3k-4k 689 $160,545,000 $233,012
    $4k-5k 482 $130,010,000 $269,730

    Stockton Mortgage Corporation's average total fees were $4,671, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,917 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,527 $1,161,595,000 $210,167
    2.5-3% 4,724 $1,189,760,000 $251,854
    <2.5% 802 $163,270,000 $203,579
    4-5% 563 $86,025,000 $152,798
    5-6% 184 $3,060,000 $16,630
    6-7% 1 $185,000 $185,000
    Over 8% 1 $105,000 $105,000

    During 2020, Stockton Mortgage Corporation's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 5,527 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,911 $742,175,000 $151,125 $3,948 3.21%
    $200k-400k 4,554 $1,256,930,000 $276,006 $5,045 3.11%
    $100,000 or less 1,275 $82,015,000 $64,325 $3,227 3.47%
    $400k-600k 967 $456,905,000 $472,497 $5,934 3.01%
    $600k-1MM 95 $65,975,000 $694,474 $7,786 2.85%

    2020 saw Stockton Mortgage Corporation place emphasis on $100k-200k loans with 4,911 originations, totaling $742,175,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,038 $551,540,000 $181,547 $4,443 3.25%
    $50k or less 2,693 $340,705,000 $126,515 $4,015 3.23%
    $100k-150k 2,246 $627,370,000 $279,328 $4,711 3.10%
    $75k-100k 1,964 $438,420,000 $223,228 $4,639 3.19%
    $150k-250k 1,280 $440,240,000 $343,938 $4,998 3.07%
    $250k+ 406 $166,490,000 $410,074 $5,271 3.04%

    Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,038 originations. The second most popular income band? $50k or less, with 2,693 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,873 $660,545,000 $229,915 $4,219 3.11%
    30-36% 2,253 $487,085,000 $216,194 $4,390 3.20%
    <20% 1,240 $287,360,000 $231,742 $3,919 3.00%
    42% 428 $92,270,000 $215,584 $4,759 3.26%
    39% 421 $89,275,000 $212,055 $4,521 3.22%
    41% 419 $89,955,000 $214,690 $4,598 3.25%
    44% 418 $86,390,000 $206,675 $4,719 3.28%
    37% 413 $90,125,000 $218,220 $4,631 3.26%
    40% 410 $85,770,000 $209,195 $4,792 3.25%
    38% 404 $83,190,000 $205,916 $4,710 3.26%
    36% 400 $85,280,000 $213,200 $4,545 3.23%
    43% 386 $85,800,000 $222,280 $5,071 3.32%
    50-60% 285 $59,185,000 $207,667 $7,207 3.28%
    45% 281 $60,685,000 $215,961 $4,914 3.21%
    49% 256 $57,160,000 $223,281 $4,974 3.25%
    46% 253 $55,755,000 $220,375 $4,659 3.18%
    48% 251 $55,565,000 $221,375 $4,969 3.25%
    47% 238 $53,530,000 $224,916 $5,213 3.20%
    >60% 4 $900,000 $225,000 $4,614 3.44%

    Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,873 originations. The next most common DTI ratio? 30-36%, with 2,253 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,575 $2,036,995,000 $212,741 $4,432 3.19%
    Not provided 859 $214,455,000 $249,657 $4,999 3.13%
    Asian 597 $198,405,000 $332,337 $4,622 2.96%
    Black 727 $144,395,000 $198,618 $4,955 3.31%
    American Indian 36 $6,940,000 $192,778 $4,628 3.20%
    Native Hawaiian or Islander 8 $2,810,000 $351,250 $3,659 2.98%

    Approval Rates

    Total approvals of all applications
    94.82%

    Stockton Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.26%

    Stockton Mortgage Corporation has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,802 $2,604,000,000 $220,641

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 331 $36,185,000 $109,320
    Single Family (1-4 Units):Site-Built 11,471 $2,567,815,000 $223,853

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 234 $39,800,000 $170,085 $3,361 2.86%
    40-60% 1,210 $285,080,000 $235,603 $3,721 2.93%
    60-80% 4,128 $1,023,050,000 $247,832 $4,046 3.10%
    80-100% 5,839 $1,220,435,000 $209,014 $4,936 3.26%
    Over 100% 135 $33,745,000 $249,963 $9,999 3.22%
    Under 20% 256 $1,890,000 $7,383 $1,210 4.04%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Stockton Mortgage Corporation FHA mortgage Trouble during payment process 1 50.0%
    Stockton Mortgage Corporation Conventional home mortgage Trouble during payment process 1 50.0%