Stockton Mortgage Corporation Rates, Fees & Info
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Tax ID: 61-1392032
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Mortgage Data
Review & Overview
Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Washington, Louisville, Lexington, and Jacksonville among others. We have data for 188 markets. (Some data included below & more in-depth data is available with an active subscription.)Stockton Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockton Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.86% | 11/17/24 |
| 30 Year FHA Purchase | 7.55% | 11/17/24 |
| 30 Year FHA Refi | 7.28% | 11/17/24 |
| 30 Year VA Purchase | 6.42% | 11/17/24 |
| 30 Year VA Refi | 6.00% | 11/17/24 |
| 30 Year USDA Purchase | 7.03% | 11/17/24 |
| 30 Year USDA Refi | 6.70% | 11/17/24 |
| 15 Year Conventional Purchase | 6.25% | 11/17/24 |
| 15 Year Conventional Refi | 6.37% | 11/17/24 |
| 15 Year Cash-out Refi | 6.37% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year FHA Refi | 7.52% | 11/17/24 |
| 15 Year VA Purchase | 5.72% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stockton Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,802Origination Dollar Volume (All Markets)
$2,604,000,000Awards
STOCKTON MORTGAGE CORPORATION - 2020
STOCKTON MORTGAGE CORPORATION is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,761 | $531,195,000 | $301,644 | $5,084 | 3.14% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 594 | $244,690,000 | $411,936 | $5,232 | 2.89% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1,219 | $235,865,000 | $193,491 | $3,563 | 3.16% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 924 | $177,690,000 | $192,305 | $3,859 | 3.15% |
| Outside of Metro Areas | 1,109 | $172,945,000 | $155,947 | $4,190 | 3.24% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 522 | $133,400,000 | $255,556 | $5,523 | 3.26% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 512 | $96,870,000 | $189,199 | $4,085 | 3.22% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 351 | $96,825,000 | $275,855 | $5,186 | 3.11% |
| KNOXVILLE, TN (FHA|USDA|VA) | 384 | $81,520,000 | $212,292 | $5,006 | 3.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 263 | $67,475,000 | $256,559 | $5,912 | 3.15% |
| Cookeville, TN (FHA|USDA|VA) | 317 | $58,455,000 | $184,401 | $4,043 | 3.13% |
| Frankfort, KY (FHA|USDA|VA) | 342 | $49,290,000 | $144,123 | $4,121 | 3.34% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 257 | $47,055,000 | $183,093 | $3,954 | 3.21% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 136 | $43,200,000 | $317,647 | $4,596 | 2.91% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 249 | $40,775,000 | $163,755 | $4,736 | 3.27% |
| Richmond-Berea, KY (FHA|USDA|VA) | 218 | $38,880,000 | $178,349 | $3,907 | 3.27% |
| Bardstown, KY (FHA|USDA|VA) | 171 | $29,685,000 | $173,596 | $3,202 | 3.01% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 117 | $29,165,000 | $249,274 | $5,982 | 3.05% |
| SAVANNAH, GA (FHA|USDA|VA) | 115 | $24,445,000 | $212,565 | $5,955 | 3.20% |
| DALTON, GA (FHA|USDA|VA) | 101 | $18,065,000 | $178,861 | $5,322 | 3.44% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 75 | $16,565,000 | $220,867 | $5,655 | 3.24% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 81 | $16,375,000 | $202,160 | $3,926 | 3.15% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 84 | $15,010,000 | $178,690 | $4,636 | 3.35% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 57 | $12,835,000 | $225,175 | $5,259 | 3.15% |
| GAINESVILLE, GA (FHA|USDA|VA) | 47 | $12,745,000 | $271,170 | $5,632 | 3.07% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 101 | $12,405,000 | $122,822 | $3,689 | 3.37% |
| KOKOMO, IN (FHA|USDA|VA) | 96 | $11,530,000 | $120,104 | $3,257 | 3.17% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 59 | $11,015,000 | $186,695 | $4,833 | 3.14% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 43 | $10,705,000 | $248,953 | $1,964 | 3.19% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 49 | $10,655,000 | $217,449 | $2,523 | 3.06% |
| Somerset, KY (FHA|USDA|VA) | 80 | $10,350,000 | $129,375 | $4,618 | 3.27% |
| Danville, KY (FHA|USDA|VA) | 66 | $9,370,000 | $141,970 | $3,767 | 3.14% |
| CLEVELAND, TN (FHA|USDA|VA) | 52 | $8,890,000 | $170,962 | $3,732 | 3.36% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 54 | $8,370,000 | $155,000 | $3,801 | 3.14% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 54 | $7,600,000 | $140,741 | $4,205 | 2.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $7,580,000 | $344,545 | $6,394 | 3.01% |
| Jefferson, GA (FHA|USDA|VA) | 27 | $7,365,000 | $272,778 | $5,816 | 3.05% |
| London, KY (FHA|USDA|VA) | 45 | $7,205,000 | $160,111 | $5,137 | 3.19% |
| Central City, KY (FHA|USDA|VA) | 52 | $6,880,000 | $132,308 | $3,385 | 3.22% |
| Sevierville, TN (FHA|USDA|VA) | 29 | $6,225,000 | $214,655 | $5,184 | 3.19% |
| BRUNSWICK, GA (FHA|USDA|VA) | 23 | $6,175,000 | $268,478 | $5,654 | 3.17% |
| Murray, KY (FHA|USDA|VA) | 31 | $6,065,000 | $195,645 | $3,323 | 3.20% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 24 | $5,700,000 | $237,500 | $4,618 | 3.43% |
| GADSDEN, AL (FHA|USDA|VA) | 26 | $5,410,000 | $208,077 | $3,180 | 3.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 21 | $5,175,000 | $246,429 | $6,235 | 3.07% |
| Campbellsville, KY (FHA|USDA|VA) | 46 | $5,130,000 | $111,522 | $4,089 | 3.12% |
| OWENSBORO, KY (FHA|USDA|VA) | 30 | $5,050,000 | $168,333 | $2,966 | 3.14% |
| Statesboro, GA (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $4,532 | 3.19% |
| Glasgow, KY (FHA|USDA|VA) | 28 | $4,550,000 | $162,500 | $5,042 | 3.29% |
| Mayfield, KY (FHA|USDA|VA) | 32 | $4,450,000 | $139,063 | $3,385 | 3.41% |
| MORRISTOWN, TN (FHA|USDA|VA) | 26 | $3,900,000 | $150,000 | $5,333 | 3.58% |
| McMinnville, TN (FHA|USDA|VA) | 22 | $3,730,000 | $169,545 | $4,640 | 3.48% |
| Calhoun, GA (FHA|USDA|VA) | 18 | $3,520,000 | $195,556 | $6,635 | 3.44% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 18 | $3,220,000 | $178,889 | $5,816 | 3.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 25 | $3,115,000 | $124,600 | $4,113 | 3.17% |
| Crossville, TN (FHA|USDA|VA) | 21 | $3,115,000 | $148,333 | $4,042 | 3.29% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 12 | $3,080,000 | $256,667 | $6,589 | 3.20% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 20 | $3,000,000 | $150,000 | $3,590 | 2.96% |
| Paducah, KY-IL (FHA|USDA|VA) | 16 | $2,840,000 | $177,500 | $3,336 | 3.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $7,179 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $5,825 | 3.11% |
| JACKSON, TN (FHA|USDA|VA) | 16 | $2,520,000 | $157,500 | $5,594 | 3.61% |
| Holland, MI (FHA|USDA|VA) | 12 | $2,400,000 | $200,000 | $4,425 | 3.54% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $5,545 | 3.45% |
| Cornelia, GA (FHA|USDA|VA) | 13 | $2,365,000 | $181,923 | $4,151 | 3.08% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $9,621 | 3.42% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $8,607 | 2.92% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $5,118 | 3.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $2,170,000 | $155,000 | $3,825 | 3.69% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 19 | $2,075,000 | $109,211 | $4,294 | 3.28% |
| Alexander City, AL (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $4,069 | 3.57% |
| OCALA, FL (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $5,808 | 3.41% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $4,555 | 3.34% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $5,564 | 2.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $5,592 | 3.45% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $4,841 | 2.98% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $5,474 | 3.40% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $4,250 | 3.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $3,821 | 2.90% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $4,269 | 2.96% |
| VALDOSTA, GA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,513 | 2.86% |
| Peru, IN (FHA|USDA|VA) | 14 | $1,430,000 | $102,143 | $3,489 | 3.24% |
| Maysville, KY (FHA|USDA|VA) | 12 | $1,420,000 | $118,333 | $3,830 | 3.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $5,550 | 3.73% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $2,723 | 3.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $6,342 | 2.97% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $3,560 | 3.06% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,671 | 3.19% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,561 | 3.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,725 | 3.73% |
| Wilmington, OH (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $5,326 | 3.48% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $4,275 | 3.13% |
| Dayton, TN (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,603 | 3.21% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $4,471 | 3.70% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,524 | 2.91% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,059 | 3.34% |
| Madisonville, KY (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $3,695 | 3.42% |
| Athens, TN (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,380 | 3.46% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $6,832 | 2.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,298 | 3.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,246 | 3.29% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,618 | 3.50% |
| Scottsburg, IN (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,371 | 3.03% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,368 | 3.59% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,553 | 3.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,679 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,464 | 3.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,165 | 2.75% |
| Athens, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,965 | 2.97% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,272 | 3.63% |
| Ludington, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,421 | 2.94% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $4,111 | 4.18% |
| Logansport, IN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $2,342 | 3.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,938 | 3.08% |
| Marion, IN (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $2,499 | 2.73% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,663 | 3.46% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,124 | 3.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,854 | 2.72% |
| ROME, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,000 | 3.33% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,063 | 2.88% |
| Martin, TN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,243 | 3.19% |
| Newport, TN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,252 | 3.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,954 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,315 | 3.63% |
| Jesup, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,173 | 3.06% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,111 | 2.88% |
| Corinth, MS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,879 | 3.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,114 | 2.63% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,871 | 3.46% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,347 | 3.31% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,746 | 3.25% |
| Palatka, FL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,221 | 4.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,019 | 3.13% |
| Albertville, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,330 | 3.81% |
| Cullman, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,371 | 3.25% |
| Atmore, AL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,812 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,000 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,832 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,031 | 2.79% |
| Ashland, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,101 | 3.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,588 | 3.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,588 | 2.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,615 | 3.63% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,635 | 3.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,087 | 3.81% |
| Richmond, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,335 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,047 | 3.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,950 | 4.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,716 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,733 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,674 | 3.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,631 | 3.88% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,102 | 3.31% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,133 | 3.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,820 | 3.00% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,759 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,505 | 2.88% |
| Easton, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,390 | 3.00% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,727 | 3.00% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,305 | 2.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,992 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,733 | 3.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,168 | 2.63% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,849 | 3.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,408 | 4.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,279 | 2.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,503 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,684 | 2.63% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,882 | 3.13% |
| Jasper, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,004 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,150 | 3.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,687 | 3.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $815 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,586 | 5.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,262 | 4.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,506 | 2.63% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,798 | 3.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,527 | 2.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,924 | 3.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,193 | 3.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,848 | 3.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,749 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,681 | 3.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,598 | 4.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,450 | 3.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,123 | 4.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,006 | 3.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,937 | 3.13% |
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Product Mix
For 2020, Stockton Mortgage Corporation's most frequently originated type of loan was Conventional, with 8,838 originations. Their 2nd most popular type was FHA, with 1,578 originations.
Loan Reason
For 2020, Stockton Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 5,947 originations. The 2nd most popular reason was Refi, with 4,487 originations.
Loan Duration/Length
For 2020, Stockton Mortgage Corporation's most frequently cited loan duration was 30 Year, with 9,956 originations. The 2nd most popular length was 15 Year, with 1,041 originations.
Origination Fees/Closing Costs
Stockton Mortgage Corporation's average total fees were $4,671, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,917 originations.
Interest Rates
During 2020, Stockton Mortgage Corporation's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 5,527 originations.
Loan Sizing
2020 saw Stockton Mortgage Corporation place emphasis on $100k-200k loans with 4,911 originations, totaling $742,175,000 in origination value.
Applicant Income
Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,038 originations. The second most popular income band? $50k or less, with 2,693 originations.
Applicant Debt to Income Ratio
Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,873 originations. The next most common DTI ratio? 30-36%, with 2,253 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.82%
Stockton Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination86.26%
Stockton Mortgage Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,802 | $2,604,000,000 | $220,641 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 331 | $36,185,000 | $109,320 |
| Single Family (1-4 Units):Site-Built | 11,471 | $2,567,815,000 | $223,853 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Stockton Mortgage Corporation | FHA mortgage | Trouble during payment process | 1 | 50.0% |
| Stockton Mortgage Corporation | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |