Stockton Mortgage Corporation Rates, Fees & Info
FRANKFORT, KYLEI: 549300QR0KFPEDZPEI42
Tax ID: 61-1392032
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Mortgage Data
Review & Overview
Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Louisville, Lexington, Pittsburgh, and Cincinnati among others. We have data for 239 markets. (Some data included below & more in-depth data is available with an active subscription.)Stockton Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockton Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 4/28/24 |
| 30 Year Conventional Refi | 6.62% | 4/28/24 |
| 30 Year Cash-out Refi | 6.86% | 4/28/24 |
| 30 Year FHA Purchase | 7.55% | 4/28/24 |
| 30 Year FHA Refi | 7.28% | 4/28/24 |
| 30 Year VA Purchase | 6.42% | 4/28/24 |
| 30 Year VA Refi | 6.00% | 4/28/24 |
| 30 Year USDA Purchase | 7.03% | 4/28/24 |
| 30 Year USDA Refi | 6.70% | 4/28/24 |
| 15 Year Conventional Purchase | 6.25% | 4/28/24 |
| 15 Year Conventional Refi | 6.37% | 4/28/24 |
| 15 Year Cash-out Refi | 6.37% | 4/28/24 |
| 15 Year FHA Purchase | 7.03% | 4/28/24 |
| 15 Year FHA Refi | 7.52% | 4/28/24 |
| 15 Year VA Purchase | 5.72% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stockton Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,064Origination Dollar Volume (All Markets)
$1,390,110,000Awards
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STOCKTON MORTGAGE CORPORATION - 2022
STOCKTON MORTGAGE CORPORATION is a 2022 , due to their low .
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 466 | $164,040,000 | $352,017 | $9,023 | 4.77% |
| LOUISVILLE, KY (FHA|USDA|VA) | 616 | $133,920,000 | $217,403 | $6,096 | 5.09% |
| Outside of Metro Areas | 693 | $125,945,000 | $181,739 | $6,568 | 4.98% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 444 | $104,360,000 | $235,045 | $5,809 | 5.09% |
| PITTSBURGH, PA (FHA|USDA|VA) | 355 | $69,645,000 | $196,183 | $7,375 | 5.33% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 311 | $69,495,000 | $223,457 | $6,248 | 5.07% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 218 | $56,330,000 | $258,394 | $6,759 | 5.28% |
| Frankfort, KY (FHA|USDA|VA) | 182 | $35,480,000 | $194,945 | $5,931 | 4.92% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 121 | $34,005,000 | $281,033 | $9,668 | 5.46% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 100 | $31,860,000 | $318,600 | $8,527 | 4.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 120 | $28,760,000 | $239,667 | $7,528 | 5.05% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 92 | $28,690,000 | $311,848 | $7,162 | 4.76% |
| DALTON, GA (FHA|USDA|VA) | 124 | $26,800,000 | $216,129 | $7,974 | 4.92% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 98 | $22,850,000 | $233,163 | $5,774 | 5.01% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 85 | $21,255,000 | $250,059 | $10,076 | 5.70% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 99 | $19,455,000 | $196,515 | $6,998 | 5.05% |
| Richmond-Berea, KY (FHA|USDA|VA) | 93 | $19,215,000 | $206,613 | $5,665 | 5.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 45 | $17,175,000 | $381,667 | $9,271 | 4.49% |
| LONGVIEW, TX (FHA|USDA|VA) | 61 | $15,285,000 | $250,574 | $9,089 | 5.10% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 64 | $12,470,000 | $194,844 | $6,530 | 5.19% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 49 | $12,405,000 | $253,163 | $8,488 | 5.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 60 | $12,010,000 | $200,167 | $7,832 | 5.32% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 54 | $11,790,000 | $218,333 | $7,503 | 4.87% |
| London, KY (FHA|USDA|VA) | 58 | $10,450,000 | $180,172 | $5,972 | 4.84% |
| GAINESVILLE, GA (FHA|USDA|VA) | 28 | $9,700,000 | $346,429 | $9,023 | 5.29% |
| Bardstown, KY (FHA|USDA|VA) | 49 | $9,345,000 | $190,714 | $5,757 | 4.85% |
| KOKOMO, IN (FHA|USDA|VA) | 69 | $9,085,000 | $131,667 | $4,861 | 5.02% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 27 | $8,865,000 | $328,333 | $14,455 | 5.14% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 57 | $7,705,000 | $135,175 | $5,191 | 4.84% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 33 | $7,635,000 | $231,364 | $6,953 | 4.54% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 28 | $7,610,000 | $271,786 | $8,930 | 4.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 38 | $7,590,000 | $199,737 | $6,888 | 5.13% |
| JACKSON, TN (FHA|USDA|VA) | 32 | $6,980,000 | $218,125 | $8,143 | 5.34% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 21 | $6,795,000 | $323,571 | $9,978 | 3.65% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 21 | $6,245,000 | $297,381 | $9,412 | 5.14% |
| Tupelo, MS (FHA|USDA|VA) | 31 | $6,115,000 | $197,258 | $7,408 | 5.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 31 | $6,105,000 | $196,935 | $6,295 | 5.35% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 27 | $5,885,000 | $217,963 | $6,252 | 4.91% |
| Danville, KY (FHA|USDA|VA) | 32 | $5,600,000 | $175,000 | $6,317 | 5.02% |
| Cornelia, GA (FHA|USDA|VA) | 22 | $5,180,000 | $235,455 | $8,361 | 4.97% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 19 | $5,065,000 | $266,579 | $7,824 | 4.73% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $4,890,000 | $244,500 | $8,323 | 4.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $4,805,000 | $252,895 | $8,830 | 4.18% |
| Calhoun, GA (FHA|USDA|VA) | 21 | $4,635,000 | $220,714 | $7,009 | 4.39% |
| Mount Sterling, KY (FHA|USDA|VA) | 25 | $4,305,000 | $172,200 | $6,378 | 4.78% |
| JACKSON, MS (FHA|USDA|VA) | 11 | $4,235,000 | $385,000 | $6,638 | 5.28% |
| Glasgow, KY (FHA|USDA|VA) | 25 | $4,045,000 | $161,800 | $5,397 | 5.07% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 24 | $3,870,000 | $161,250 | $5,556 | 5.05% |
| ROME, GA (FHA|USDA|VA) | 18 | $3,840,000 | $213,333 | $7,681 | 5.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 17 | $3,815,000 | $224,412 | $7,095 | 4.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $3,725,000 | $1,241,667 | $28,427 | 5.12% |
| OCALA, FL (FHA|USDA|VA) | 18 | $3,340,000 | $185,556 | $7,564 | 6.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $13,644 | 5.50% |
| Sevierville, TN (FHA|USDA|VA) | 11 | $3,165,000 | $287,727 | $6,197 | 4.41% |
| CLEVELAND, TN (FHA|USDA|VA) | 14 | $2,990,000 | $213,571 | $7,045 | 4.95% |
| Corinth, MS (FHA|USDA|VA) | 16 | $2,940,000 | $183,750 | $6,899 | 4.70% |
| Central City, KY (FHA|USDA|VA) | 21 | $2,885,000 | $137,381 | $4,114 | 4.39% |
| Campbellsville, KY (FHA|USDA|VA) | 20 | $2,780,000 | $139,000 | $5,651 | 5.04% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $5,958 | 5.15% |
| Peru, IN (FHA|USDA|VA) | 22 | $2,740,000 | $124,545 | $5,187 | 4.74% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $10,136 | 5.36% |
| Mayfield, KY (FHA|USDA|VA) | 18 | $2,670,000 | $148,333 | $4,389 | 4.94% |
| Laurel, MS (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $7,415 | 5.15% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $2,625,000 | $238,636 | $8,307 | 4.83% |
| Cookeville, TN (FHA|USDA|VA) | 9 | $2,605,000 | $289,444 | $6,747 | 4.67% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $2,575,000 | $367,857 | $9,831 | 6.59% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $6,567 | 5.80% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $5,794 | 5.38% |
| Holland, MI (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $4,995 | 4.63% |
| Cullman, AL (FHA|USDA|VA) | 14 | $2,250,000 | $160,714 | $5,224 | 4.64% |
| Somerset, KY (FHA|USDA|VA) | 13 | $2,245,000 | $172,692 | $7,418 | 4.90% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $6,285 | 4.78% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $10,484 | 4.33% |
| Statesboro, GA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $7,909 | 4.69% |
| Murray, KY (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $5,991 | 5.25% |
| Greeneville, TN (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $6,986 | 4.64% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $6,127 | 4.42% |
| Columbus, MS (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $7,898 | 5.52% |
| Athens, TN (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $6,736 | 4.71% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $5,835 | 4.35% |
| VALDOSTA, GA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $8,282 | 4.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $10,732 | 5.47% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $9,381 | 4.81% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $9,775 | 4.59% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $5,295 | 5.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,993 | 5.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $8,634 | 5.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $12,930 | 4.42% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,225 | 4.60% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $6,846 | 5.05% |
| Logansport, IN (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $6,960 | 5.87% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $8,669 | 6.41% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $6,667 | 5.80% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,830 | 4.90% |
| McMinnville, TN (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $8,194 | 4.38% |
| AKRON, OH (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,868 | 5.90% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $7,153 | 4.59% |
| Jesup, GA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $10,352 | 4.97% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $6,057 | 4.68% |
| Madisonville, KY (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $4,744 | 4.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,487 | 4.46% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $12,524 | 4.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,760 | 5.30% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $7,246 | 5.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $18,776 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,346 | 4.52% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,770 | 4.34% |
| Toccoa, GA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,500 | 5.15% |
| Dayton, TN (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $10,930 | 5.87% |
| BAY CITY, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,267 | 5.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $10,020 | 4.90% |
| TYLER, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,227 | 5.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,695 | 4.79% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,634 | 5.50% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,317 | 3.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $6,057 | 4.48% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,974 | 6.96% |
| Russellville, AR (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,876 | 5.47% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,978 | 4.54% |
| Maysville, KY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,169 | 5.78% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,135 | 4.22% |
| Crossville, TN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,150 | 3.96% |
| Alma, MI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,967 | 6.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,158 | 6.25% |
| Seymour, IN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,053 | 5.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $14,612 | 4.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,685 | 5.31% |
| Palatka, FL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,737 | 3.50% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,702 | 3.81% |
| Albertville, AL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $12,146 | 7.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $13,928 | 4.75% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,529 | 4.88% |
| Newport, TN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,888 | 4.46% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,172 | 5.35% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,214 | 5.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,235 | 5.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,863 | 5.25% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,114 | 4.08% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,220 | 5.28% |
| McComb, MS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,113 | 4.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,320 | 4.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,746 | 6.75% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,361 | 4.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $13,880 | 6.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,086 | 6.38% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,406 | 4.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,616 | 3.87% |
| Martin, TN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,435 | 4.04% |
| FLINT, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,384 | 5.29% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,748 | 4.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,847 | 5.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,284 | 4.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,568 | 3.75% |
| Paragould, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,810 | 5.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,222 | 5.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,684 | 4.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,908 | 3.56% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,420 | 5.69% |
| Meridian, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,216 | 4.93% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,834 | 5.25% |
| Summerville, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,324 | 3.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,307 | 5.25% |
| Dublin, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,962 | 5.19% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,914 | 3.63% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,691 | 3.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,083 | 5.69% |
| Athens, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,997 | 5.69% |
| Madison, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,717 | 4.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,830 | 5.06% |
| Athens, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,525 | 6.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,561 | 4.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,738 | 3.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,266 | 5.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,590 | 4.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,363 | 4.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $8,545 | 5.44% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,896 | 6.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,127 | 6.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,034 | 4.75% |
| Indiana, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,974 | 5.06% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,292 | 3.38% |
| Wabash, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,280 | 4.94% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,354 | 5.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,746 | 5.69% |
| Picayune, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,812 | 3.88% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,242 | 4.13% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,501 | 5.99% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,746 | 7.63% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,439 | 6.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,619 | 4.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,388 | 4.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,149 | 5.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,032 | 5.88% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,357 | 6.00% |
| West Point, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,848 | 3.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,209 | 6.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,234 | 6.25% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,523 | 5.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,448 | 7.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,273 | 5.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,399 | 4.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,961 | 5.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,351 | 6.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,237 | 6.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,807 | 6.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,288 | 5.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,998 | 5.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,293 | 5.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,188 | 6.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,759 | 5.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,713 | 4.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,106 | 4.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,413 | 5.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,107 | 5.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,552 | 4.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,543 | 5.25% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,044 | 5.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,679 | 5.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,683 | 6.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,784 | 5.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,545 | 3.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,458 | 6.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,822 | 5.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,039 | 3.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,533 | 5.88% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,129 | 4.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,153 | 4.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,752 | 3.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,170 | 6.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,806 | 6.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,179 | 7.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,952 | 4.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,113 | 3.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,456 | 5.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,625 | 6.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,378 | 5.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,410 | 6.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,518 | 4.38% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,484 | 3.25% |
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Product Mix
For 2022, Stockton Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,346 originations. Their 2nd most popular type was FHA, with 1,911 originations.
Loan Reason
For 2022, Stockton Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 4,975 originations. The 2nd most popular reason was Cash Out Refi, with 671 originations.
Loan Duration/Length
For 2022, Stockton Mortgage Corporation's most frequently cited loan duration was 30 Year, with 5,827 originations. The 2nd most popular length was 15 Year, with 158 originations.
Origination Fees/Closing Costs
Stockton Mortgage Corporation's average total fees were $7,108, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,175 originations.
Interest Rates
During 2022, Stockton Mortgage Corporation's average interest rate for loans was 5.07%, while their most frequently originated rate bucket for loans was 5-6%, with 2,158 originations.
Loan Sizing
2022 saw Stockton Mortgage Corporation place emphasis on $200k-400k loans with 2,598 originations, totaling $708,050,000 in origination value.
Applicant Income
Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,937 originations. The second most popular income band? $50k or less, with 1,363 originations.
Applicant Debt to Income Ratio
Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,035 originations. The next most common DTI ratio? 20-30%, with 934 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.23%
Stockton Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination65.91%
Stockton Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,064 | $1,390,110,000 | $229,240 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,064 | $1,390,110,000 | $229,240 |