Stockton Mortgage Corporation Rates, Fees & Info
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Tax ID: 61-1392032
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Mortgage Data
Review & Overview
Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Louisville, Lexington, Washington, and Cincinnati among others. We have data for 202 markets. (Some data included below & more in-depth data is available with an active subscription.)Stockton Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockton Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.86% | 11/17/24 |
| 30 Year FHA Purchase | 7.55% | 11/17/24 |
| 30 Year FHA Refi | 7.28% | 11/17/24 |
| 30 Year VA Purchase | 6.42% | 11/17/24 |
| 30 Year VA Refi | 6.00% | 11/17/24 |
| 30 Year USDA Purchase | 7.03% | 11/17/24 |
| 30 Year USDA Refi | 6.70% | 11/17/24 |
| 15 Year Conventional Purchase | 6.25% | 11/17/24 |
| 15 Year Conventional Refi | 6.37% | 11/17/24 |
| 15 Year Cash-out Refi | 6.37% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year FHA Refi | 7.52% | 11/17/24 |
| 15 Year VA Purchase | 5.72% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stockton Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,790Origination Dollar Volume (All Markets)
$2,491,660,000Awards
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STOCKTON MORTGAGE CORPORATION - 2021
STOCKTON MORTGAGE CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,651 | $522,325,000 | $316,369 | $5,031 | 3.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 966 | $199,510,000 | $206,532 | $4,129 | 3.10% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 891 | $185,165,000 | $207,817 | $3,982 | 3.11% |
| Outside of Metro Areas | 1,095 | $185,085,000 | $169,027 | $4,479 | 3.13% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 402 | $159,990,000 | $397,985 | $6,532 | 2.86% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 591 | $126,985,000 | $214,865 | $4,486 | 3.17% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 330 | $88,960,000 | $269,576 | $5,913 | 2.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 319 | $74,045,000 | $232,116 | $4,847 | 3.09% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 237 | $69,155,000 | $291,793 | $5,602 | 3.03% |
| Frankfort, KY (FHA|USDA|VA) | 311 | $56,585,000 | $181,945 | $4,066 | 3.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 219 | $56,005,000 | $255,731 | $4,501 | 3.23% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 205 | $55,995,000 | $273,146 | $5,405 | 3.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 215 | $42,035,000 | $195,512 | $5,177 | 3.11% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 220 | $41,620,000 | $189,182 | $4,163 | 3.02% |
| Richmond-Berea, KY (FHA|USDA|VA) | 193 | $36,955,000 | $191,477 | $4,443 | 3.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 101 | $31,045,000 | $307,376 | $5,553 | 2.94% |
| DALTON, GA (FHA|USDA|VA) | 152 | $30,010,000 | $197,434 | $6,172 | 3.23% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 129 | $27,075,000 | $209,884 | $3,883 | 3.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 100 | $23,010,000 | $230,100 | $6,518 | 2.79% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 109 | $22,035,000 | $202,156 | $4,958 | 3.23% |
| Bardstown, KY (FHA|USDA|VA) | 102 | $18,500,000 | $181,373 | $3,851 | 3.02% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 110 | $18,340,000 | $166,727 | $4,348 | 3.15% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 95 | $17,465,000 | $183,842 | $4,791 | 3.09% |
| GAINESVILLE, GA (FHA|USDA|VA) | 56 | $15,810,000 | $282,321 | $4,291 | 3.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 63 | $14,265,000 | $226,429 | $5,205 | 3.12% |
| KOKOMO, IN (FHA|USDA|VA) | 109 | $13,495,000 | $123,807 | $3,744 | 3.23% |
| Cookeville, TN (FHA|USDA|VA) | 69 | $13,205,000 | $191,377 | $4,078 | 2.80% |
| Danville, KY (FHA|USDA|VA) | 74 | $12,980,000 | $175,405 | $4,529 | 3.22% |
| CLEVELAND, TN (FHA|USDA|VA) | 59 | $11,665,000 | $197,712 | $4,300 | 3.07% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 50 | $10,850,000 | $217,000 | $4,799 | 3.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $10,515,000 | $300,429 | $6,560 | 2.98% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 80 | $10,430,000 | $130,375 | $4,306 | 3.26% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 39 | $10,295,000 | $263,974 | $5,824 | 2.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 51 | $9,885,000 | $193,824 | $5,213 | 3.15% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 45 | $9,615,000 | $213,667 | $5,148 | 3.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 28 | $8,180,000 | $292,143 | $6,068 | 3.07% |
| Central City, KY (FHA|USDA|VA) | 52 | $7,570,000 | $145,577 | $3,278 | 3.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 35 | $6,985,000 | $199,571 | $4,387 | 3.02% |
| LONGVIEW, TX (FHA|USDA|VA) | 29 | $6,955,000 | $239,828 | $6,638 | 3.41% |
| Campbellsville, KY (FHA|USDA|VA) | 49 | $6,905,000 | $140,918 | $4,707 | 3.19% |
| Mount Sterling, KY (FHA|USDA|VA) | 36 | $6,510,000 | $180,833 | $4,844 | 3.17% |
| Jefferson, GA (FHA|USDA|VA) | 25 | $6,485,000 | $259,400 | $5,967 | 3.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 22 | $6,080,000 | $276,364 | $6,111 | 2.95% |
| Glasgow, KY (FHA|USDA|VA) | 33 | $5,945,000 | $180,152 | $4,953 | 3.12% |
| BRUNSWICK, GA (FHA|USDA|VA) | 22 | $5,600,000 | $254,545 | $5,688 | 2.84% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 19 | $5,325,000 | $280,263 | $8,725 | 3.30% |
| Somerset, KY (FHA|USDA|VA) | 33 | $5,095,000 | $154,394 | $4,788 | 3.16% |
| Mayfield, KY (FHA|USDA|VA) | 36 | $4,930,000 | $136,944 | $3,329 | 2.98% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $4,860,000 | $243,000 | $5,213 | 3.02% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 21 | $4,715,000 | $224,524 | $2,798 | 2.91% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $4,605,000 | $511,667 | $10,062 | 3.38% |
| Cornelia, GA (FHA|USDA|VA) | 28 | $4,510,000 | $161,071 | $5,476 | 3.29% |
| JACKSON, TN (FHA|USDA|VA) | 27 | $4,435,000 | $164,259 | $6,424 | 3.09% |
| Statesboro, GA (FHA|USDA|VA) | 19 | $4,185,000 | $220,263 | $5,222 | 3.07% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $4,185,000 | $380,455 | $7,801 | 3.06% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $6,039 | 3.22% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $5,698 | 3.12% |
| HATTIESBURG, MS (FHA|USDA|VA) | 19 | $4,055,000 | $213,421 | $6,437 | 3.23% |
| MORRISTOWN, TN (FHA|USDA|VA) | 21 | $3,475,000 | $165,476 | $5,546 | 3.05% |
| Murray, KY (FHA|USDA|VA) | 17 | $3,395,000 | $199,706 | $3,817 | 2.95% |
| Calhoun, GA (FHA|USDA|VA) | 20 | $3,370,000 | $168,500 | $6,140 | 3.32% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 17 | $3,335,000 | $196,176 | $6,014 | 3.14% |
| Holland, MI (FHA|USDA|VA) | 16 | $3,040,000 | $190,000 | $4,891 | 3.24% |
| GADSDEN, AL (FHA|USDA|VA) | 17 | $2,915,000 | $171,471 | $3,132 | 3.11% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 13 | $2,885,000 | $221,923 | $33,987 | 3.25% |
| Greeneville, TN (FHA|USDA|VA) | 18 | $2,820,000 | $156,667 | $4,607 | 3.08% |
| VALDOSTA, GA (FHA|USDA|VA) | 13 | $2,665,000 | $205,000 | $6,990 | 3.24% |
| Madisonville, KY (FHA|USDA|VA) | 19 | $2,615,000 | $137,632 | $4,525 | 3.14% |
| Paducah, KY-IL (FHA|USDA|VA) | 16 | $2,600,000 | $162,500 | $3,688 | 3.20% |
| Cullman, AL (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $5,641 | 3.24% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $4,262 | 3.18% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $2,405,000 | $185,000 | $6,286 | 2.89% |
| OWENSBORO, KY (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $3,517 | 3.21% |
| OCALA, FL (FHA|USDA|VA) | 11 | $2,105,000 | $191,364 | $5,420 | 3.03% |
| Martin, TN (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $6,641 | 3.23% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $5,708 | 3.21% |
| Athens, TN (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $4,604 | 2.95% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $7,657 | 3.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $8,183 | 2.83% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $4,154 | 3.09% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $4,934 | 3.28% |
| Milledgeville, GA (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $4,492 | 3.43% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $4,466 | 3.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 13 | $1,635,000 | $125,769 | $4,080 | 3.14% |
| London, KY (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $4,802 | 3.44% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $7,699 | 3.35% |
| ROME, GA (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $5,504 | 3.30% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $4,861 | 3.45% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,693 | 3.17% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,351 | 3.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $8,382 | 3.37% |
| Maysville, KY (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $4,012 | 2.95% |
| McMinnville, TN (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $4,897 | 3.14% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,292 | 2.93% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $7,201 | 3.08% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $6,069 | 3.25% |
| Crossville, TN (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $4,756 | 3.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $3,859 | 3.05% |
| Dayton, TN (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $3,839 | 2.88% |
| Corinth, MS (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $6,097 | 3.09% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $4,916 | 2.65% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $10,627 | 3.33% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 12 | $1,220,000 | $101,667 | $4,350 | 3.39% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $3,868 | 3.27% |
| Peru, IN (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $3,720 | 3.06% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,804 | 3.03% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,944 | 3.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $3,987 | 3.60% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,275 | 2.90% |
| Toccoa, GA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,335 | 3.23% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,005 | 2.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $12,978 | 3.25% |
| MONROE, MI (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,637 | 3.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,448 | 3.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,372 | 3.03% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,888 | 2.91% |
| Lake City, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,537 | 3.12% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,255 | 3.00% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,265 | 3.06% |
| Marion, IN (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $3,800 | 3.31% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,566 | 3.21% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,554 | 3.50% |
| Palatka, FL (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,102 | 3.53% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,566 | 2.92% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,470 | 3.05% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,010 | 2.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,245 | 3.04% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,963 | 3.03% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,071 | 3.34% |
| Logansport, IN (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $2,571 | 3.18% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,299 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,836 | 3.19% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,722 | 3.59% |
| AKRON, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,579 | 2.94% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,750 | 3.21% |
| Laurel, MS (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,792 | 2.97% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,385 | 3.00% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,705 | 2.88% |
| Paris, TN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,681 | 2.72% |
| Newport, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,281 | 3.44% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,733 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,925 | 2.81% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,658 | 3.19% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,372 | 3.25% |
| Atmore, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,181 | 2.79% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,412 | 3.42% |
| Brevard, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,499 | 3.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,010 | 2.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,462 | 3.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,266 | 3.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,844 | 3.50% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,532 | 3.50% |
| Alma, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,354 | 3.31% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,882 | 2.63% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,951 | 3.00% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,872 | 3.13% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,672 | 3.19% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,975 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,920 | 2.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,368 | 4.13% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,990 | 3.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,099 | 2.69% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,931 | 2.88% |
| Tifton, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,974 | 2.69% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,252 | 2.75% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,994 | 3.56% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,095 | 3.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,494 | 3.31% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,645 | 3.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,693 | 2.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $795 | 3.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,000 | 2.75% |
| Starkville, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,855 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,769 | 3.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,797 | 3.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,932 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,579 | 2.69% |
| Dublin, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,659 | 2.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,704 | 2.69% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,731 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,622 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,252 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,678 | 3.00% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,838 | 2.93% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,295 | 2.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,024 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,424 | 3.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,368 | 2.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,566 | 3.13% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,571 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,068 | 3.13% |
| Seymour, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,402 | 3.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,242 | 2.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,834 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,822 | 2.63% |
| Cordele, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,870 | 2.88% |
| Columbus, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,135 | 2.88% |
| Waycross, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,331 | 2.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,850 | 3.88% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,266 | 3.25% |
| Wabash, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,469 | 2.63% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,413 | 2.75% |
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Product Mix
For 2021, Stockton Mortgage Corporation's most frequently originated type of loan was Conventional, with 7,709 originations. Their 2nd most popular type was FHA, with 1,808 originations.
Loan Reason
For 2021, Stockton Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 6,433 originations. The 2nd most popular reason was Refi, with 2,786 originations.
Loan Duration/Length
For 2021, Stockton Mortgage Corporation's most frequently cited loan duration was 30 Year, with 9,594 originations. The 2nd most popular length was 15 Year, with 839 originations.
Origination Fees/Closing Costs
Stockton Mortgage Corporation's average total fees were $4,989, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,203 originations.
Interest Rates
During 2021, Stockton Mortgage Corporation's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 3-4%, with 5,204 originations.
Loan Sizing
2021 saw Stockton Mortgage Corporation place emphasis on $100k-200k loans with 4,539 originations, totaling $692,795,000 in origination value.
Applicant Income
Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,920 originations. The second most popular income band? $50k or less, with 2,531 originations.
Applicant Debt to Income Ratio
Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,443 originations. The next most common DTI ratio? 30-36%, with 2,054 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.58%
Stockton Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination87.01%
Stockton Mortgage Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,790 | $2,491,660,000 | $230,923 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,790 | $2,491,660,000 | $230,923 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Stockton Mortgage Corporation | FHA mortgage | Trouble during payment process | 1 | 14.3% |
| Stockton Mortgage Corporation | Conventional home mortgage | Trouble during payment process | 6 | 85.7% |