United Security Financial Corp Mortgage Rates, Fees & Info
MURRAY, UTLEI: 549300D7GVUYHQEDEE56
Tax ID: 87-0463610
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Mortgage Data
Review & Overview
United Security Financial Corp is a smaller mortgage company specializing in Refi, NA, and Home Purchase loans. They have an average proportion of FHA loans. United Security Financial Corp has an average proportion of conventional loans. Their top markets by origination volume include: Salt Lake City, Phoenix, Atlanta, Washington, and Ogden among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)United Security Financial Corp has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. United Security Financial Corp is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.00% | 12/16/24 |
| 30 Year Conventional Refi | 6.65% | 12/16/24 |
| 30 Year Cash-out Refi | 6.27% | 12/16/24 |
| 30 Year FHA Purchase | 7.73% | 12/16/24 |
| 30 Year FHA Refi | 7.22% | 12/16/24 |
| 30 Year VA Purchase | 6.58% | 12/16/24 |
| 30 Year VA Refi | 6.42% | 12/16/24 |
| 30 Year USDA Purchase | 6.27% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
United Security Financial Corp Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
516Origination Dollar Volume (All Markets)
$137,090,000Awards
UNITED SECURITY FINANCIAL CORP - 2019
UNITED SECURITY FINANCIAL CORP is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALT LAKE CITY, UT (FHA|USDA|VA) | 52 | $14,880,000 | $286,154 | $7,041 | 4.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 28 | $7,430,000 | $265,357 | $5,389 | 4.04% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 35 | $7,235,000 | $206,714 | $6,223 | 4.64% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 18 | $5,590,000 | $310,556 | $7,809 | 4.49% |
| Outside of Metro Areas | 17 | $4,935,000 | $290,294 | $6,876 | 6.24% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 21 | $4,755,000 | $226,429 | $6,960 | 4.62% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $4,180,000 | $348,333 | $5,810 | 3.85% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 14 | $4,140,000 | $295,714 | $4,611 | 3.82% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $3,830,000 | $319,167 | $6,695 | 4.45% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $3,430,000 | $343,000 | $5,069 | 3.51% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $5,312 | 3.73% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $7,100 | 4.11% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $6,824 | 4.14% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $5,038 | 3.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $6,199 | 4.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $5,206 | 3.77% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,036 | 3.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,927 | 4.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $6,967 | 3.95% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,011 | 4.28% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $6,684 | 3.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,453 | 4.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $4,615 | 4.10% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,031 | 3.91% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,671 | 4.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $5,719 | 4.09% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,607 | 5.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $5,426 | 4.66% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,526 | 4.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $7,753 | 3.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $2,555 | 4.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,201 | 4.06% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,015 | 4.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,186 | 3.88% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,388 | 4.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,231 | 3.81% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,529 | 3.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,906 | 4.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,198 | 3.81% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,296 | 3.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,024 | 3.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,843 | 3.71% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,842 | 4.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,282 | 4.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,034 | 3.71% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,394 | 3.33% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,703 | 3.81% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,048 | 4.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,945 | 4.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,829 | 3.54% |
| MERCED, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,023 | 3.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,641 | 4.25% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,788 | 4.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,637 | 4.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,901 | 3.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,682 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,510 | 3.71% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,214 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,808 | 4.13% |
| Columbus, NE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,270 | 3.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,220 | 3.88% |
| Helena, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,725 | 3.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,621 | 3.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,464 | 3.94% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,083 | 3.81% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,389 | 3.69% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,640 | 5.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,653 | 3.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,286 | 3.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,106 | 3.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,363 | 3.88% |
| RENO, NV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,104 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,881 | 4.00% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,581 | 3.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,138 | 4.00% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,913 | 3.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,777 | 4.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,587 | 3.38% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,723 | 3.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,999 | 3.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,872 | 3.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,937 | 3.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,633 | 4.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,679 | 4.13% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,686 | 3.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,326 | 3.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,619 | 3.88% |
| Outside of Metro Areas | 1 | $315,000 | $315,000 | $5,510 | 3.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,717 | 2.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,692 | 3.38% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,967 | 3.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,475 | 4.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,089 | 3.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,270 | 3.38% |
| Willmar, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,164 | 40.81% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,527 | 5.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,408 | 4.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,784 | 4.38% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,443 | 4.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,602 | 4.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,666 | 3.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,524 | 3.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,166 | 3.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,765 | 4.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,213 | 4.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,730 | 3.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,791 | 4.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,485 | 3.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,483 | 3.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,772 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,243 | 3.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,016 | 3.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,860 | 2.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,676 | 4.38% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,542 | 4.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,124 | 3.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,592 | 3.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,045 | 3.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,903 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,069 | 4.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,735 | 3.38% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,351 | 3.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,518 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,326 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,895 | 3.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,816 | 3.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,714 | 3.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,029 | 3.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,088 | 3.63% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,438 | 3.88% |
| Americus, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,101 | 3.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,574 | 3.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,507 | 3.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,751 | 3.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,236 | 4.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,681 | 3.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,378 | 5.00% |
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Product Mix
For 2019, United Security Financial Corp's most frequently originated type of loan was VA, with 335 originations. Their 2nd most popular type was FHA, with 138 originations.
Loan Reason
For 2019, United Security Financial Corp's most frequently cited loan purpose was Refi, with 273 originations. The 2nd most popular reason was NA, with 122 originations.
Loan Duration/Length
For 2019, United Security Financial Corp's most frequently cited loan duration was 30 Year, with 499 originations. The 2nd most popular length was Other, with 14 originations.
Origination Fees/Closing Costs
United Security Financial Corp's average total fees were $5,730, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 255 originations.
Interest Rates
During 2019, United Security Financial Corp's average interest rate for loans was 4.30%, while their most frequently originated rate bucket for loans was 3-4%, with 272 originations.
Loan Sizing
2019 saw United Security Financial Corp place emphasis on $200k-400k loans with 346 originations, totaling $95,730,000 in origination value.
Applicant Income
United Security Financial Corp lent most frequently to those with incomes in the $50k or less range, with 367 originations. The second most popular income band? $50k-75k, with 36 originations.
Applicant Debt to Income Ratio
United Security Financial Corp lent most frequently to those with DTI ratios of <20%, with 262 originations. The next most common DTI ratio? 50-60%, with 25 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.36%
United Security Financial Corp has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination49.81%
United Security Financial Corp has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 516 | $137,090,000 | $265,678 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2 | $350,000 | $175,000 |
| Single Family (1-4 Units):Site-Built | 514 | $136,740,000 | $266,031 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| United Shore Financial Services, LLC | FHA mortgage | Closing on a mortgage | 2 | 6.1% |
| United Shore Financial Services, LLC | FHA mortgage | Trouble during payment process | 4 | 12.1% |
| United Shore Financial Services, LLC | VA mortgage | Trouble during payment process | 1 | 3.0% |
| United Shore Financial Services, LLC | VA mortgage | Closing on a mortgage | 2 | 6.1% |
| United Shore Financial Services, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 12.1% |
| United Shore Financial Services, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 6.1% |
| United Shore Financial Services, LLC | Conventional home mortgage | Incorrect information on your report | 1 | 3.0% |
| United Shore Financial Services, LLC | Conventional home mortgage | Struggling to pay mortgage | 2 | 6.1% |
| United Shore Financial Services, LLC | Conventional home mortgage | Trouble during payment process | 15 | 45.5% |