Citywide Home Loans Mortgage Rates, Fees & Info
Salt Lake City, UTLEI: 549300Q1WJSOIS2FON98
Tax ID: 87-0623581
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Mortgage Data
Review & Overview
Citywide Home Loans is a small mortgage company specializing in Home Purchase and Refi loans. Citywide Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Ogden, Phoenix, Denver, and Provo among others. We have data for 141 markets. (Some data included below & more in-depth data is available with an active subscription.)Citywide Home Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citywide Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.58% | 12/3/24 |
| 30 Year Conventional Refi | 6.63% | 12/3/24 |
| 30 Year Cash-out Refi | 6.87% | 12/3/24 |
| 30 Year FHA Purchase | 7.60% | 12/3/24 |
| 30 Year FHA Refi | 6.79% | 12/3/24 |
| 30 Year VA Purchase | 6.27% | 12/3/24 |
| 30 Year VA Refi | 6.23% | 12/3/24 |
| 30 Year USDA Purchase | 6.73% | 12/3/24 |
| 30 Year USDA Refi | 6.27% | 12/3/24 |
| 15 Year Conventional Purchase | 6.21% | 12/3/24 |
| 15 Year Conventional Refi | 6.14% | 12/3/24 |
| 15 Year Cash-out Refi | 6.14% | 12/3/24 |
| 15 Year FHA Refi | 5.68% | 12/3/24 |
| 15 Year VA Purchase | 5.68% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citywide Home Loans Mortgage Calculator
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This is not an official calculator from Citywide Home Loans. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,068Origination Dollar Volume (All Markets)
$2,675,770,000Awards
CITYWIDE HOME LOANS - 2020
CITYWIDE HOME LOANS is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2,224 | $656,450,000 | $295,166 | $5,526 | 3.29% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1,695 | $477,295,000 | $281,590 | $5,839 | 3.32% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,138 | $328,900,000 | $289,016 | $5,200 | 3.15% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 759 | $217,505,000 | $286,568 | $5,701 | 2.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 703 | $212,665,000 | $302,511 | $5,586 | 3.29% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 332 | $147,770,000 | $445,090 | $5,397 | 3.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 332 | $127,290,000 | $383,404 | $5,790 | 3.03% |
| FRESNO, CA (FHA|USDA|VA) | 214 | $63,180,000 | $295,234 | $4,930 | 3.36% |
| ST. GEORGE, UT (FHA|USDA|VA) | 192 | $52,660,000 | $274,271 | $5,439 | 3.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 110 | $34,610,000 | $314,636 | $5,815 | 3.34% |
| Outside of Metro Areas | 146 | $33,590,000 | $230,068 | $5,446 | 3.31% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 173 | $33,465,000 | $193,439 | $5,393 | 2.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 98 | $29,940,000 | $305,510 | $6,405 | 3.15% |
| Heber, UT (FHA|USDA|VA) | 57 | $24,675,000 | $432,895 | $5,687 | 3.23% |
| BOISE CITY, ID (FHA|USDA|VA) | 85 | $21,065,000 | $247,824 | $8,186 | 3.24% |
| VISALIA, CA (FHA|USDA|VA) | 120 | $20,520,000 | $171,000 | $8,209 | 2.99% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 72 | $18,560,000 | $257,778 | $6,538 | 3.06% |
| GREELEY, CO (FHA|USDA|VA) | 64 | $17,490,000 | $273,281 | $7,439 | 2.76% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 22 | $13,750,000 | $625,000 | $16,748 | 3.34% |
| Elko, NV (FHA|USDA|VA) | 44 | $11,900,000 | $270,455 | $7,265 | 3.44% |
| LOGAN, UT-ID (FHA|USDA|VA) | 36 | $8,390,000 | $233,056 | $5,723 | 3.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $8,290,000 | $460,556 | $5,426 | 3.15% |
| Hilo, HI (FHA|USDA|VA) | 20 | $8,030,000 | $401,500 | $6,114 | 3.26% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 31 | $7,305,000 | $235,645 | $4,171 | 3.24% |
| BOULDER, CO (FHA|USDA|VA) | 15 | $5,825,000 | $388,333 | $4,972 | 3.00% |
| Cedar City, UT (FHA|USDA|VA) | 22 | $5,080,000 | $230,909 | $4,765 | 3.32% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 20 | $4,990,000 | $249,500 | $3,964 | 3.16% |
| FORT COLLINS, CO (FHA|USDA|VA) | 12 | $4,270,000 | $355,833 | $5,165 | 3.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 13 | $4,065,000 | $312,692 | $6,189 | 3.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $4,031 | 3.25% |
| MADERA, CA (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $5,741 | 3.34% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,835,000 | $567,000 | $3,514 | 3.40% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $5,510 | 3.15% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $5,139 | 2.90% |
| Show Low, AZ (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $4,127 | 3.26% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $5,386 | 3.26% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $4,088 | 3.25% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,303 | 2.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $5,849 | 2.78% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $5,342 | 3.09% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,409 | 3.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $8,747 | 3.22% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $6,520 | 3.48% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $5,476 | 3.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,071 | 3.08% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $4,419 | 3.41% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $3,825 | 2.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $7,821 | 2.81% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $5,157 | 3.21% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,039 | 2.82% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $6,592 | 2.96% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,419 | 3.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,408 | 2.97% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,059 | 3.08% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,969 | 3.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $2,636 | 3.59% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,959 | 3.58% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,664 | 3.25% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,324 | 3.62% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,095 | 2.83% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,393 | 3.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,356 | 3.38% |
| Price, UT (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $5,257 | 3.79% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,348 | 3.38% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,098 | 2.98% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,890 | 3.04% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,553 | 2.81% |
| Shelton, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,374 | 2.75% |
| Othello, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,010 | 2.94% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,511 | 3.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,325 | 3.69% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 3.25% |
| Outside of Metro Areas | 2 | $540,000 | $270,000 | $6,213 | 3.68% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,687 | 2.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,822 | 3.46% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,298 | 3.44% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,232 | 2.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,991 | 3.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,938 | 3.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,709 | 2.63% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,723 | 3.44% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,176 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,543 | 3.66% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,866 | 2.99% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,620 | 3.29% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,257 | 2.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,653 | 2.99% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,304 | 5.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,539 | 2.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,309 | 2.94% |
| TULSA, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,985 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $7,800 | 4.06% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,477 | 2.99% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,238 | 3.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,118 | 3.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $1,969 | 2.71% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,769 | 2.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,811 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,118 | 2.06% |
| BEND, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,593 | 3.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,350 | 2.88% |
| Burley, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,123 | 2.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,821 | 3.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,943 | 2.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,610 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,380 | 2.99% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,388 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,389 | 3.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,823 | 3.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,546 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,040 | 2.50% |
| Moscow, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,411 | 3.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,578 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,376 | 2.99% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,978 | 2.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,401 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,279 | 3.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,494 | 4.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,600 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,669 | 3.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,237 | 2.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,714 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,400 | 4.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,176 | 2.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,175 | 3.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,837 | 4.00% |
| Brenham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,175 | 3.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,244 | 2.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,420 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,000 | 2.99% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,676 | 2.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,235 | 6.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,537 | 2.38% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,834 | 2.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,285 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,974 | 3.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,387 | 2.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,016 | 2.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.88% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.50% |
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Product Mix
For 2020, Citywide Home Loans's most frequently originated type of loan was Conventional, with 7,372 originations. Their 2nd most popular type was FHA, with 1,209 originations.
Loan Reason
For 2020, Citywide Home Loans's most frequently cited loan purpose was Home Purchase, with 4,135 originations. The 2nd most popular reason was Refi, with 3,464 originations.
Loan Duration/Length
For 2020, Citywide Home Loans's most frequently cited loan duration was 30 Year, with 7,917 originations. The 2nd most popular length was 15 Year, with 625 originations.
Origination Fees/Closing Costs
Citywide Home Loans's average total fees were $5,934, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,491 originations.
Interest Rates
During 2020, Citywide Home Loans's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 4,126 originations.
Loan Sizing
2020 saw Citywide Home Loans place emphasis on $200k-400k loans with 5,223 originations, totaling $1,531,535,000 in origination value.
Applicant Income
Citywide Home Loans lent most frequently to those with incomes in the $50k-75k range, with 2,568 originations. The second most popular income band? $100k-150k, with 1,915 originations.
Applicant Debt to Income Ratio
Citywide Home Loans lent most frequently to those with DTI ratios of 20-30%, with 1,812 originations. The next most common DTI ratio? 30-36%, with 1,589 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.37%
Citywide Home Loans has an average approval rate.
Pick Rate
Approvals leading to origination81.77%
Citywide Home Loans has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,068 | $2,675,770,000 | $295,078 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 81 | $15,935,000 | $196,728 |
| Single Family (1-4 Units):Site-Built | 8,987 | $2,659,835,000 | $295,965 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITYWIDE HOME LOANS | FHA mortgage | Closing on a mortgage | 1 | 100.0% |