Citywide Home Loans Mortgage Rates, Fees & Info
Salt Lake City, UTLEI: 549300Q1WJSOIS2FON98
Tax ID: 87-0623581
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Mortgage Data
Review & Overview
Citywide Home Loans is a small mortgage company specializing in Home Purchase loans. Citywide Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Ogden, Denver, Phoenix, and Las Vegas among others. We have data for 151 markets. (Some data included below & more in-depth data is available with an active subscription.)Citywide Home Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citywide Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.58% | 11/17/24 |
| 30 Year Conventional Refi | 6.63% | 11/17/24 |
| 30 Year Cash-out Refi | 6.87% | 11/17/24 |
| 30 Year FHA Purchase | 7.60% | 11/17/24 |
| 30 Year FHA Refi | 6.79% | 11/17/24 |
| 30 Year VA Purchase | 6.27% | 11/17/24 |
| 30 Year VA Refi | 6.23% | 11/17/24 |
| 30 Year USDA Purchase | 6.73% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 6.21% | 11/17/24 |
| 15 Year Conventional Refi | 6.14% | 11/17/24 |
| 15 Year Cash-out Refi | 6.14% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citywide Home Loans Mortgage Calculator
Your Estimates
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This is not an official calculator from Citywide Home Loans. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,057Origination Dollar Volume (All Markets)
$2,382,495,000Awards
CITYWIDE HOME LOANS - 2019
CITYWIDE HOME LOANS is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,864 | $506,310,000 | $271,626 | $6,156 | 4.66% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1,115 | $277,685,000 | $249,045 | $6,173 | 4.71% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 764 | $220,600,000 | $288,743 | $5,761 | 4.46% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 601 | $167,035,000 | $277,928 | $5,725 | 4.56% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 558 | $163,400,000 | $292,832 | $5,519 | 4.60% |
| PROVO-OREM, UT (FHA|USDA|VA) | 582 | $159,920,000 | $274,777 | $6,042 | 4.65% |
| FRESNO, CA (FHA|USDA|VA) | 380 | $108,100,000 | $284,474 | $5,866 | 4.25% |
| VISALIA, CA (FHA|USDA|VA) | 682 | $103,210,000 | $151,334 | $6,086 | 4.02% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 224 | $92,680,000 | $413,750 | $7,996 | 4.26% |
| BOISE CITY, ID (FHA|USDA|VA) | 250 | $48,260,000 | $193,040 | $6,740 | 4.41% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 137 | $46,085,000 | $336,387 | $6,383 | 4.07% |
| BOULDER, CO (FHA|USDA|VA) | 91 | $39,965,000 | $439,176 | $4,567 | 4.31% |
| ST. GEORGE, UT (FHA|USDA|VA) | 147 | $39,355,000 | $267,721 | $5,962 | 4.57% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 108 | $30,380,000 | $281,296 | $7,379 | 4.33% |
| Outside of Metro Areas | 146 | $28,630,000 | $196,096 | $5,077 | 4.64% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 183 | $27,055,000 | $147,842 | $7,099 | 4.91% |
| GREELEY, CO (FHA|USDA|VA) | 83 | $22,655,000 | $272,952 | $5,750 | 4.51% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 91 | $21,705,000 | $238,516 | $6,385 | 4.33% |
| Heber, UT (FHA|USDA|VA) | 33 | $18,255,000 | $553,182 | $8,101 | 4.47% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 43 | $17,395,000 | $404,535 | $8,260 | 4.40% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 62 | $14,170,000 | $228,548 | $5,853 | 3.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 40 | $13,720,000 | $343,000 | $5,613 | 4.43% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 66 | $13,410,000 | $203,182 | $5,482 | 4.02% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 86 | $13,120,000 | $152,558 | $6,466 | 4.55% |
| Cedar City, UT (FHA|USDA|VA) | 56 | $12,990,000 | $231,964 | $5,594 | 4.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 32 | $12,390,000 | $387,188 | $9,851 | 4.26% |
| Elko, NV (FHA|USDA|VA) | 46 | $11,890,000 | $258,478 | $7,364 | 4.46% |
| Edwards, CO (FHA|USDA|VA) | 31 | $10,365,000 | $334,355 | $7,149 | 4.10% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 18 | $10,190,000 | $566,111 | $15,661 | 4.20% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $9,030,000 | $322,500 | $6,041 | 4.58% |
| LOGAN, UT-ID (FHA|USDA|VA) | 41 | $8,865,000 | $216,220 | $5,799 | 4.31% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $8,060,000 | $335,833 | $7,864 | 3.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 36 | $7,390,000 | $205,278 | $6,183 | 4.20% |
| VALLEJO, CA (FHA|USDA|VA) | 28 | $6,750,000 | $241,071 | $8,791 | 3.92% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 21 | $5,065,000 | $241,190 | $7,703 | 3.95% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,870,000 | $483,750 | $7,896 | 3.92% |
| MADERA, CA (FHA|USDA|VA) | 22 | $3,820,000 | $173,636 | $7,136 | 4.01% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $3,520,000 | $586,667 | $6,529 | 3.98% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $3,235,000 | $647,000 | $5,418 | 4.15% |
| Hilo, HI (FHA|USDA|VA) | 6 | $3,220,000 | $536,667 | $13,896 | 4.44% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $3,205,000 | $246,538 | $5,125 | 4.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $2,610,000 | $186,429 | $6,116 | 4.94% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $8,244 | 4.64% |
| Rexburg, ID (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $5,029 | 3.75% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,265,000 | $453,000 | $4,144 | 5.15% |
| MERCED, CA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $6,992 | 4.33% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $8,778 | 4.31% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,329 | 4.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $6,468 | 4.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,319 | 4.08% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $4,861 | 4.68% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $5,188 | 4.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,511 | 4.41% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $7,068 | 4.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 11 | $1,345,000 | $122,273 | $6,378 | 5.04% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $4,565 | 4.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $5,247 | 4.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,741 | 4.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $13,422 | 4.56% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $3,701 | 4.75% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,013 | 4.57% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $11,626 | 4.33% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,812 | 4.65% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $10,852 | 4.43% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $6,854 | 4.22% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,865 | 4.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $5,067 | 4.18% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $9,295 | 4.18% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,784 | 3.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,279 | 3.87% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,537 | 4.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,852 | 4.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,155 | 4.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,103 | 4.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,367 | 4.13% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,034 | 3.92% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,021 | 3.93% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,956 | 3.88% |
| Mountain Home, ID (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,596 | 4.44% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,810 | 4.38% |
| Price, UT (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $4,551 | 4.71% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $5,612 | 4.93% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,812 | 4.79% |
| Payson, AZ (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,280 | 4.54% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,027 | 3.69% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $595,000 | $66,111 | $0 | 5.28% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,472 | 6.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,431 | 4.71% |
| Albertville, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,480 | 6.13% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,985 | 4.50% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,464 | 4.94% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,450 | 4.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,786 | 5.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,019 | 4.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,276 | 5.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,239 | 7.38% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,670 | 4.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,939 | 4.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,232 | 4.94% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,573 | 5.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,672 | 4.38% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,195 | 4.38% |
| Hailey, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,015 | 4.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,780 | 5.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,053 | 3.99% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,726 | 3.99% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,266 | 4.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,007 | 4.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,619 | 5.38% |
| Outside of Metro Areas | 1 | $235,000 | $235,000 | $3,627 | 4.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,862 | 4.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,314 | 4.50% |
| Williston, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,857 | 4.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,337 | 4.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,592 | 4.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,782 | 4.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,160 | 5.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,214 | 4.50% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,707 | 3.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,005 | 6.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,240 | 3.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,121 | 3.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $7,699 | 5.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,945 | 4.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,305 | 5.13% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,122 | 6.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,691 | 4.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,343 | 4.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,679 | 5.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,977 | 3.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,901 | 3.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,931 | 4.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,262 | 3.99% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,527 | 5.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,259 | 4.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,772 | 6.63% |
| Snyder, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,489 | 4.88% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,189 | 3.99% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,581 | 4.13% |
| FLINT, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,180 | 5.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,210 | 9.99% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,379 | 5.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,138 | 5.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,852 | 5.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,736 | 4.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,288 | 5.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,630 | 5.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,426 | 9.99% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $478 | 9.99% |
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We use machine learning to identify the top lenders compared against CITYWIDE HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Citywide Home Loans's most frequently originated type of loan was Conventional, with 6,582 originations. Their 2nd most popular type was FHA, with 1,910 originations.
Loan Reason
For 2019, Citywide Home Loans's most frequently cited loan purpose was Home Purchase, with 6,830 originations. The 2nd most popular reason was Refi, with 1,238 originations.
Loan Duration/Length
For 2019, Citywide Home Loans's most frequently cited loan duration was 30 Year, with 8,615 originations. The 2nd most popular length was 15 Year, with 234 originations.
Origination Fees/Closing Costs
Citywide Home Loans's average total fees were $6,235, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,518 originations.
Interest Rates
During 2019, Citywide Home Loans's average interest rate for loans was 4.54%, while their most frequently originated rate bucket for loans was 4-5%, with 4,102 originations.
Loan Sizing
2019 saw Citywide Home Loans place emphasis on $200k-400k loans with 4,970 originations, totaling $1,431,980,000 in origination value.
Applicant Income
Citywide Home Loans lent most frequently to those with incomes in the $50k-75k range, with 2,756 originations. The second most popular income band? $50k or less, with 1,811 originations.
Applicant Debt to Income Ratio
Citywide Home Loans lent most frequently to those with DTI ratios of 30-36%, with 1,418 originations. The next most common DTI ratio? 20-30%, with 1,173 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.98%
Citywide Home Loans has an average approval rate.
Pick Rate
Approvals leading to origination44.12%
Citywide Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4813.0 | 1 | $145,000 | $145,000 |
| 5290.0 | 1 | $115,000 | $115,000 |
| NA | 9,055 | $2,382,235,000 | $263,085 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 113 | $18,485,000 | $163,584 |
| Single Family (1-4 Units):Site-Built | 8,944 | $2,364,010,000 | $264,312 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITYWIDE HOME LOANS | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| CITYWIDE HOME LOANS | Other type of mortgage | Trouble during payment process | 1 | 50.0% |