Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

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Mortgage Data

Review & Overview

Gsf Mortgage Corporation is a small mortgage company specializing in Refi and Home Purchase loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Milwaukee, Washington, Minneapolis, Chicago, and Dallas among others. We have data for 307 markets. (Some data included below & more in-depth data is available with an active subscription.)

Gsf Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 3/28/24
30 Year Conventional Refi 6.45% 3/28/24
30 Year FHA Purchase 7.37% 3/28/24
30 Year FHA Refi 7.36% 3/28/24
30 Year VA Purchase 6.35% 3/28/24
30 Year VA Refi 6.47% 3/28/24
30 Year USDA Purchase 7.01% 3/28/24
15 Year Conventional Purchase 5.87% 3/28/24
15 Year Conventional Refi 5.71% 3/28/24
15 Year Cash-out Refi 5.71% 3/28/24
15 Year FHA Purchase 5.68% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Gsf Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,746

Origination Dollar Volume (All Markets)

$1,257,650,000
Show all (20) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 617 $149,665,000 $242,569 $3,247 3.03%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 249 $85,285,000 $342,510 $5,099 2.82%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 305 $83,125,000 $272,541 $6,220 3.04%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 281 $76,005,000 $270,480 $2,498 2.60%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 173 $53,145,000 $307,197 $3,217 2.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 183 $43,535,000 $237,896 $2,551 2.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 139 $42,175,000 $303,417 $3,920 2.92%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 116 $39,130,000 $337,328 $3,670 2.71%
Outside of Metro Areas 200 $38,260,000 $191,300 $4,824 3.39%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 127 $37,895,000 $298,386 $4,582 3.01%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 127 $30,675,000 $241,535 $4,802 3.22%
RALEIGH-CARY, NC (FHA|USDA|VA) 93 $27,395,000 $294,570 $2,651 2.78%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 119 $27,285,000 $229,286 $5,430 3.21%
APPLETON, WI (FHA|USDA|VA) 123 $23,975,000 $194,919 $4,310 3.35%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 82 $21,790,000 $265,732 $4,852 3.13%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 76 $21,450,000 $282,237 $3,713 2.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 78 $20,120,000 $257,949 $3,729 2.82%
MADISON, WI (FHA|USDA|VA) 69 $19,375,000 $280,797 $2,571 2.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 47 $19,155,000 $407,553 $6,209 3.05%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 35 $12,025,000 $343,571 $3,035 2.85%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 31 $11,955,000 $385,645 $9,525 3.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 64 $11,770,000 $183,906 $5,428 3.08%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 36 $11,600,000 $322,222 $4,021 2.57%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $9,450,000 $277,941 $7,696 3.43%
RACINE, WI (FHA|USDA|VA) 39 $9,435,000 $241,923 $3,305 3.01%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $9,415,000 $229,634 $5,667 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 26 $8,360,000 $321,538 $5,256 2.94%
GREEN BAY, WI (FHA|USDA|VA) 43 $8,055,000 $187,326 $3,431 3.24%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 25 $7,945,000 $317,800 $7,794 3.34%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 41 $6,575,000 $160,366 $3,645 3.52%
BEND, OR (FHA|USDA|VA) 14 $6,440,000 $460,000 $14,551 3.05%
KANSAS CITY, MO-KS (FHA|USDA|VA) 26 $6,160,000 $236,923 $2,564 2.74%
JACKSONVILLE, FL (FHA|USDA|VA) 27 $5,795,000 $214,630 $7,019 3.23%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 24 $5,780,000 $240,833 $2,836 2.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 23 $5,705,000 $248,043 $5,055 3.15%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 13 $5,495,000 $422,692 $11,050 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $5,380,000 $336,250 $3,755 2.87%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $5,145,000 $395,769 $8,948 3.19%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $4,970,000 $355,000 $7,518 3.71%
WAUSAU-WESTON, WI (FHA|USDA|VA) 23 $4,745,000 $206,304 $2,535 3.22%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 15 $4,565,000 $304,333 $2,738 3.04%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 13 $4,375,000 $336,538 $2,815 2.76%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $4,240,000 $265,000 $6,398 3.46%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 12 $4,170,000 $347,500 $6,664 2.83%
Centralia, WA (FHA|USDA|VA) 11 $4,035,000 $366,818 $11,587 3.14%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $3,975,000 $361,364 $8,299 3.28%
EAU CLAIRE, WI (FHA|USDA|VA) 20 $3,970,000 $198,500 $5,236 3.29%
Whitewater, WI (FHA|USDA|VA) 14 $3,840,000 $274,286 $3,639 2.83%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 14 $3,820,000 $272,857 $2,999 2.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 8 $3,770,000 $471,250 $3,010 2.69%
SALEM, OR (FHA|USDA|VA) 9 $3,635,000 $403,889 $13,298 3.21%
GREENVILLE, NC (FHA|USDA|VA) 17 $3,565,000 $209,706 $6,330 3.48%
RICHMOND, VA (FHA|USDA|VA) 12 $3,300,000 $275,000 $5,134 2.93%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 23 $3,295,000 $143,261 $2,918 3.26%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 19 $3,125,000 $164,474 $7,790 3.32%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 13 $3,095,000 $238,077 $4,165 3.08%
PITTSBURGH, PA (FHA|USDA|VA) 12 $3,030,000 $252,500 $4,126 2.97%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,925,000 $417,857 $9,777 3.20%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 13 $2,905,000 $223,462 $5,570 3.49%
GRANTS PASS, OR (FHA|USDA|VA) 8 $2,890,000 $361,250 $11,328 3.08%
MEDFORD, OR (FHA|USDA|VA) 7 $2,875,000 $410,714 $11,999 2.88%
LAFAYETTE, LA (FHA|USDA|VA) 12 $2,840,000 $236,667 $4,892 3.30%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $2,755,000 $306,111 $8,255 3.39%
Stevens Point, WI (FHA|USDA|VA) 12 $2,750,000 $229,167 $3,033 3.33%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $2,735,000 $210,385 $6,287 3.28%
COLUMBIA, MO (FHA|USDA|VA) 8 $2,610,000 $326,250 $2,882 3.03%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,605,000 $236,818 $3,429 3.20%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,565,000 $285,000 $6,510 3.67%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $2,540,000 $317,500 $3,352 3.05%
HAMMOND, LA (FHA|USDA|VA) 12 $2,380,000 $198,333 $4,798 3.36%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $2,340,000 $390,000 $9,682 3.29%
BOISE CITY, ID (FHA|USDA|VA) 5 $2,325,000 $465,000 $7,429 2.73%
Beaver Dam, WI (FHA|USDA|VA) 12 $2,280,000 $190,000 $3,031 2.92%
BOULDER, CO (FHA|USDA|VA) 7 $2,245,000 $320,714 $2,728 2.73%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $2,165,000 $240,556 $5,101 2.97%
TUCSON, AZ (FHA|USDA|VA) 7 $2,095,000 $299,286 $5,753 2.63%
Shelton, WA (FHA|USDA|VA) 5 $1,995,000 $399,000 $11,008 3.55%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $1,990,000 $248,750 $3,578 2.92%
OCALA, FL (FHA|USDA|VA) 11 $1,975,000 $179,545 $5,433 3.51%
Manitowoc, WI (FHA|USDA|VA) 12 $1,950,000 $162,500 $3,241 3.30%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $1,870,000 $233,750 $5,210 3.36%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,855,000 $265,000 $4,154 3.14%
DULUTH, MN-WI (FHA|USDA|VA) 7 $1,805,000 $257,857 $5,440 2.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,800,000 $225,000 $8,026 3.28%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,725,000 $345,000 $3,851 2.62%
ALEXANDRIA, LA (FHA|USDA|VA) 10 $1,710,000 $171,000 $8,746 3.26%
Coos Bay, OR (FHA|USDA|VA) 4 $1,710,000 $427,500 $13,578 3.22%
ST. CLOUD, MN (FHA|USDA|VA) 7 $1,685,000 $240,714 $6,353 2.95%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,660,000 $276,667 $3,760 2.96%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,476 2.83%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $13,341 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,395,000 $279,000 $2,795 2.93%
Ellensburg, WA (FHA|USDA|VA) 3 $1,385,000 $461,667 $14,503 3.08%
Shawano, WI (FHA|USDA|VA) 8 $1,380,000 $172,500 $3,139 3.11%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,375 2.72%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,256 2.88%
FOND DU LAC, WI (FHA|USDA|VA) 8 $1,300,000 $162,500 $4,538 3.33%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,142 3.65%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,213 3.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,225,000 $245,000 $2,766 3.30%
NEW BERN, NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $7,528 4.03%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,238 3.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,440 3.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,171 3.09%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,496 3.22%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,596 2.75%
DOVER, DE (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,829 3.12%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $1,030,000 $515,000 $4,495 2.37%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,571 3.03%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $990,000 $247,500 $3,315 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $975,000 $195,000 $3,307 3.43%
Klamath Falls, OR (FHA|USDA|VA) 3 $965,000 $321,667 $5,198 2.88%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $950,000 $237,500 $3,465 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $945,000 $315,000 $6,966 3.04%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $925,000 $185,000 $5,970 4.65%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $925,000 $308,333 $2,710 2.83%
PANAMA CITY, FL (FHA|USDA|VA) 3 $915,000 $305,000 $3,275 2.75%
Edwards, CO (FHA|USDA|VA) 2 $900,000 $450,000 $3,388 2.94%
Oak Harbor, WA (FHA|USDA|VA) 2 $900,000 $450,000 $15,324 2.88%
Aberdeen, WA (FHA|USDA|VA) 2 $890,000 $445,000 $7,679 2.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $890,000 $222,500 $6,380 3.66%
Newport, OR (FHA|USDA|VA) 3 $875,000 $291,667 $10,028 2.88%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $855,000 $171,000 $6,950 3.32%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $845,000 $281,667 $2,817 2.63%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $820,000 $205,000 $6,894 3.06%
BELLINGHAM, WA (FHA|USDA|VA) 2 $810,000 $405,000 $1,603 3.00%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $810,000 $202,500 $4,027 2.91%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $775,000 $258,333 $2,502 3.04%
LONGVIEW, TX (FHA|USDA|VA) 3 $775,000 $258,333 $10,045 3.29%
WALLA WALLA, WA (FHA|USDA|VA) 2 $770,000 $385,000 $11,918 2.88%
Fort Polk South, LA (FHA|USDA|VA) 4 $770,000 $192,500 $8,878 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $765,000 $255,000 $5,205 3.08%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $760,000 $190,000 $4,422 3.06%
FORT COLLINS, CO (FHA|USDA|VA) 3 $735,000 $245,000 $3,466 3.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $695,000 $231,667 $8,523 3.42%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $690,000 $345,000 $3,933 2.63%
The Dalles, OR (FHA|USDA|VA) 2 $680,000 $340,000 $10,696 3.06%
PEORIA, IL (FHA|USDA|VA) 2 $670,000 $335,000 $2,351 2.19%
Astoria, OR (FHA|USDA|VA) 2 $660,000 $330,000 $7,258 3.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $660,000 $165,000 $8,665 3.50%
Moses Lake, WA (FHA|USDA|VA) 2 $660,000 $330,000 $6,436 3.12%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $655,000 $218,333 $5,519 3.04%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $645,000 $215,000 $5,736 3.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $640,000 $320,000 $3,475 2.63%
Brainerd, MN (FHA|USDA|VA) 2 $630,000 $315,000 $6,431 3.00%
Traverse City, MI (FHA|USDA|VA) 4 $630,000 $157,500 $3,647 3.81%
VISALIA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $2,945 3.00%
Breckenridge, CO (FHA|USDA|VA) 2 $610,000 $305,000 $4,512 2.75%
Alexandria, MN (FHA|USDA|VA) 2 $610,000 $305,000 $8,048 3.19%
KNOXVILLE, TN (FHA|USDA|VA) 2 $590,000 $295,000 $3,992 2.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $570,000 $285,000 $5,186 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 3 $565,000 $188,333 $2,674 2.50%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $560,000 $280,000 $8,224 2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $550,000 $275,000 $2,647 3.12%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $545,000 $545,000 $12,760 2.50%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $4,335 3.56%
Shelby, NC (FHA|USDA|VA) 4 $520,000 $130,000 $4,853 2.81%
Watertown, SD (FHA|USDA|VA) 2 $510,000 $255,000 $6,921 3.56%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $510,000 $255,000 $2,564 2.81%
Alexander City, AL (FHA|USDA|VA) 2 $510,000 $255,000 $12,445 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $500,000 $250,000 $2,154 3.19%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $500,000 $250,000 $6,769 3.81%
TOPEKA, KS (FHA|USDA|VA) 3 $495,000 $165,000 $2,098 2.42%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $495,000 $165,000 $3,684 3.17%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $490,000 $245,000 $5,892 2.75%
Prineville, OR (FHA|USDA|VA) 1 $485,000 $485,000 $15,555 2.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $480,000 $240,000 $2,725 2.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $475,000 $475,000 $3,085 2.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $465,000 $465,000 $6,685 4.63%
GAINESVILLE, FL (FHA|USDA|VA) 2 $460,000 $230,000 $8,203 2.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $455,000 $455,000 $4,073 2.88%
Boone, NC (FHA|USDA|VA) 2 $450,000 $225,000 $2,553 2.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $445,000 $445,000 $2,389 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $445,000 $445,000 $5,680 2.63%
Morehead City, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,456 2.69%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $435,000 $435,000 $2,587 2.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $435,000 $435,000 $5,662 2.50%
VALLEJO, CA (FHA|USDA|VA) 1 $435,000 $435,000 $3,123 2.88%
Selma, AL (FHA|USDA|VA) 2 $430,000 $215,000 $10,836 3.75%
Show Low, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $3,003 2.56%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $420,000 $210,000 $3,519 2.31%
Huntsville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $7,777 3.63%
Hutchinson, MN (FHA|USDA|VA) 2 $410,000 $205,000 $7,385 3.19%
JOPLIN, MO (FHA|USDA|VA) 3 $405,000 $135,000 $4,928 4.50%
Bardstown, KY (FHA|USDA|VA) 1 $405,000 $405,000 $9,271 3.75%
Baraboo, WI (FHA|USDA|VA) 2 $400,000 $200,000 $2,405 3.69%
Roseburg, OR (FHA|USDA|VA) 1 $395,000 $395,000 $12,310 4.75%
Freeport, IL (FHA|USDA|VA) 2 $390,000 $195,000 $2,188 2.63%
Morgan City, LA (FHA|USDA|VA) 1 $385,000 $385,000 $4,375 3.50%
Big Stone Gap, VA (FHA|USDA|VA) 3 $385,000 $128,333 $4,512 2.83%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $385,000 $385,000 $3,632 3.13%
TYLER, TX (FHA|USDA|VA) 2 $380,000 $190,000 $6,566 3.19%
Wilson, NC (FHA|USDA|VA) 2 $380,000 $190,000 $4,690 3.31%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $375,000 $375,000 $2,528 2.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $375,000 $375,000 $11,285 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $370,000 $185,000 $2,373 3.44%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $365,000 $365,000 $15,109 3.13%
Elizabeth City, NC (FHA|USDA|VA) 2 $360,000 $180,000 $6,662 3.56%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $360,000 $180,000 $4,443 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $355,000 $355,000 $3,389 3.13%
ROANOKE, VA (FHA|USDA|VA) 2 $350,000 $175,000 $2,315 2.38%
Sandpoint, ID (FHA|USDA|VA) 1 $345,000 $345,000 $11,641 3.00%
Bogalusa, LA (FHA|USDA|VA) 1 $345,000 $345,000 $5,164 2.63%
NILES, MI (FHA|USDA|VA) 1 $335,000 $335,000 $4,356 4.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $335,000 $335,000 $3,380 2.38%
Picayune, MS (FHA|USDA|VA) 2 $320,000 $160,000 $7,268 2.75%
Natchitoches, LA (FHA|USDA|VA) 2 $320,000 $160,000 $9,116 3.31%
Burley, ID (FHA|USDA|VA) 1 $305,000 $305,000 $12,749 2.88%
Georgetown, SC (FHA|USDA|VA) 1 $305,000 $305,000 $4,430 3.38%
Okeechobee, FL (FHA|USDA|VA) 1 $305,000 $305,000 $15,711 2.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $305,000 $305,000 $2,329 2.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $305,000 $305,000 $15,317 2.75%
YAKIMA, WA (FHA|USDA|VA) 1 $305,000 $305,000 $2,412 2.50%
KOKOMO, IN (FHA|USDA|VA) 1 $305,000 $305,000 $5,985 2.88%
Greeneville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $3,338 3.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $285,000 $285,000 $2,734 2.75%
Palestine, TX (FHA|USDA|VA) 1 $285,000 $285,000 $12,596 3.00%
Pottsville, PA (FHA|USDA|VA) 1 $285,000 $285,000 $5,051 4.13%
MOBILE, AL (FHA|USDA|VA) 2 $280,000 $140,000 $5,298 3.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $275,000 $275,000 $9,351 2.88%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $275,000 $275,000 $5,364 2.75%
Fairfield, IA (FHA|USDA|VA) 1 $275,000 $275,000 $8,138 3.50%
CLEVELAND, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,362 2.50%
BURLINGTON, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,085 2.75%
Key West, FL (FHA|USDA|VA) 1 $255,000 $255,000 $6,498 2.99%
LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,042 2.99%
Sayre, PA (FHA|USDA|VA) 1 $255,000 $255,000 $8,328 4.25%
Union, SC (FHA|USDA|VA) 1 $245,000 $245,000 $9,006 2.75%
Chillicothe, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,318 3.38%
Marinette, WI-MI (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $235,000 $235,000 $15,002 3.63%
LOUISVILLE, KY (FHA|USDA|VA) 1 $225,000 $225,000 $2,342 2.88%
Lumberton, NC (FHA|USDA|VA) 1 $225,000 $225,000 $6,930 3.75%
MIDLAND, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,887 2.25%
Owatonna, MN (FHA|USDA|VA) 1 $225,000 $225,000 $2,811 3.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,363 2.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $4,377 3.25%
FLINT, MI (FHA|USDA|VA) 1 $215,000 $215,000 $5,943 4.13%
Forest City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $9,317 2.75%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,243 2.99%
ROCKFORD, IL (FHA|USDA|VA) 1 $215,000 $215,000 $1,986 2.63%
Stillwater, OK (FHA|USDA|VA) 1 $215,000 $215,000 $3,928 2.75%
TULSA, OK (FHA|USDA|VA) 1 $215,000 $215,000 $10,486 3.13%
El Dorado, AR (FHA|USDA|VA) 1 $205,000 $205,000 $6,579 2.63%
Natchez, MS-LA (FHA|USDA|VA) 1 $205,000 $205,000 $9,786 3.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,819 3.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $195,000 $195,000 $2,801 2.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,126 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,632 3.25%
MONROE, LA (FHA|USDA|VA) 1 $195,000 $195,000 $11,551 4.25%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $7,051 3.13%
New Castle, PA (FHA|USDA|VA) 1 $185,000 $185,000 $6,203 3.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $185,000 $185,000 $4,986 3.13%
TOLEDO, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,956 3.63%
Seymour, IN (FHA|USDA|VA) 1 $175,000 $175,000 $8,097 2.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $9,667 3.38%
Union City, TN (FHA|USDA|VA) 1 $175,000 $175,000 $8,457 3.25%
Athens, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,327 3.00%
READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,607 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $5,595 4.63%
Red Wing, MN (FHA|USDA|VA) 1 $165,000 $165,000 $6,456 2.75%
Menomonie, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,046 2.75%
Kinston, NC (FHA|USDA|VA) 1 $165,000 $165,000 $9,067 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,664 3.13%
MONTGOMERY, AL (FHA|USDA|VA) 1 $155,000 $155,000 $10,993 2.75%
Crawfordsville, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,923 2.50%
MERCED, CA (FHA|USDA|VA) 1 $155,000 $155,000 $3,892 3.13%
Duncan, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,386 2.75%
Pittsburg, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,730 2.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,565 3.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $155,000 $155,000 $1,436 3.63%
DECATUR, AL (FHA|USDA|VA) 1 $155,000 $155,000 $6,195 3.13%
WACO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,629 3.50%
Opelousas, LA (FHA|USDA|VA) 1 $145,000 $145,000 $8,748 3.00%
Zapata, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,718 2.63%
Elk City, OK (FHA|USDA|VA) 1 $145,000 $145,000 $8,299 3.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $140,000 $70,000 $2,629 3.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,714 3.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,348 2.99%
Muscatine, IA (FHA|USDA|VA) 1 $135,000 $135,000 $6,879 3.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,567 2.75%
Poplar Bluff, MO (FHA|USDA|VA) 1 $125,000 $125,000 $5,959 3.38%
Great Bend, KS (FHA|USDA|VA) 1 $125,000 $125,000 $6,127 3.25%
MONROE, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,876 2.88%
Malvern, AR (FHA|USDA|VA) 1 $125,000 $125,000 $7,141 3.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,942 2.25%
Warrensburg, MO (FHA|USDA|VA) 1 $125,000 $125,000 $5,907 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $125,000 $125,000 $6,482 3.50%
Frankfort, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,050 4.00%
Ada, OK (FHA|USDA|VA) 1 $115,000 $115,000 $6,633 3.25%
Kirksville, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,764 4.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $115,000 $115,000 $4,301 3.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $105,000 $105,000 $3,290 2.75%
Russellville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,099 2.75%
Farmington, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,960 2.75%
Paris, TN (FHA|USDA|VA) 1 $85,000 $85,000 $1,521 3.00%
Paragould, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,088 2.88%
AKRON, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,879 3.50%
WICHITA, KS (FHA|USDA|VA) 1 $85,000 $85,000 $5,045 4.50%
Marshall, MO (FHA|USDA|VA) 1 $75,000 $75,000 $4,176 3.75%
Arkadelphia, AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,345 3.50%
Alma, MI (FHA|USDA|VA) 1 $65,000 $65,000 $5,002 4.50%
Hope, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,010 3.75%
Winfield, KS (FHA|USDA|VA) 1 $55,000 $55,000 $4,044 4.63%
Batesville, AR (FHA|USDA|VA) 1 $55,000 $55,000 $4,048 3.63%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $55,000 $55,000 $3,649 4.00%
Gsf Mortgage Corporation's top markets include Milwaukee, Washington, Minneapolis, Chicago, and Dallas among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,705 $1,018,715,000 $274,957 $3,800 2.95%
    FHA 604 $125,860,000 $208,377 $8,013 3.33%
    VA 335 $97,565,000 $291,239 $5,240 3.08%
    USDA 98 $15,290,000 $156,020 $5,837 3.29%
    FHA 4 $220,000 $55,000 $0 3.84%

    For 2020, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,705 originations. Their 2nd most popular type was FHA, with 604 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,570 $698,390,000 $271,747 $3,290 2.83%
    Home Purchase 1,499 $383,295,000 $255,700 $6,852 3.30%
    Home Improvement 676 $175,630,000 $259,808 $3,807 3.09%
    Cash Out Refi 1 $335,000 $335,000 $3,415 2.88%

    For 2020, Gsf Mortgage Corporation's most frequently cited loan purpose was Refi, with 2,570 originations. The 2nd most popular reason was Home Purchase, with 1,499 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,231 $864,565,000 $267,584 $5,070 3.20%
    15 Year 1,140 $300,250,000 $263,377 $2,897 2.47%
    20 Year 181 $47,485,000 $262,348 $3,122 3.05%
    30+ year 73 $22,025,000 $301,712 $9,188 3.19%
    10 Year 72 $10,540,000 $146,389 $1,938 2.92%
    Other 49 $12,785,000 $260,918 $4,240 3.12%

    For 2020, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 3,231 originations. The 2nd most popular length was 15 Year, with 1,140 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,047 $820,665,000 $269,335
    $5k+ 420 $146,480,000 $348,762
    $2k-3k 413 $94,445,000 $228,680
    $<1k 411 $97,545,000 $237,336
    $3k-4k 272 $57,610,000 $211,801
    $4k-5k 170 $39,490,000 $232,294

    Gsf Mortgage Corporation's average total fees were $5,070, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,047 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,786 $505,650,000 $283,119
    3-4% 1,757 $434,195,000 $247,123
    <2.5% 999 $279,935,000 $280,215
    4-5% 182 $34,170,000 $187,747
    5-6% 20 $3,690,000 $184,500
    7-8% 2 $10,000 $5,000

    During 2020, Gsf Mortgage Corporation's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,786 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,656 $754,700,000 $284,149 $4,359 2.92%
    $100k-200k 1,303 $204,745,000 $157,134 $4,098 3.17%
    $400k-600k 602 $279,280,000 $463,920 $6,166 2.93%
    $100,000 or less 174 $11,880,000 $68,276 $2,902 3.58%
    $600k-1MM 11 $7,045,000 $640,455 $11,108 3.16%

    2020 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 2,656 originations, totaling $754,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,317 $393,525,000 $298,804 $4,319 2.93%
    $150k-250k 898 $290,530,000 $323,530 $3,820 2.83%
    $75k-100k 834 $215,880,000 $258,849 $4,895 3.06%
    $50k-75k 825 $168,395,000 $204,115 $5,197 3.22%
    $50k or less 667 $116,375,000 $174,475 $4,639 3.23%
    $250k+ 204 $72,770,000 $356,716 $3,370 2.70%

    Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,317 originations. The second most popular income band? $150k-250k, with 898 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,173 $317,945,000 $271,053 $3,525 2.87%
    30-36% 865 $230,685,000 $266,688 $4,246 3.01%
    <20% 475 $122,025,000 $256,895 $2,968 2.76%
    41% 168 $44,460,000 $264,643 $5,199 3.17%
    42% 160 $40,860,000 $255,375 $5,438 3.18%
    44% 156 $44,680,000 $286,410 $5,539 3.13%
    40% 149 $38,525,000 $258,557 $4,803 3.14%
    50-60% 143 $33,905,000 $237,098 $8,374 3.28%
    39% 143 $36,975,000 $258,566 $5,199 3.13%
    36% 140 $38,120,000 $272,286 $4,215 3.06%
    43% 140 $36,120,000 $258,000 $5,787 3.18%
    37% 135 $33,715,000 $249,741 $4,335 3.18%
    38% 133 $36,655,000 $275,602 $4,632 3.09%
    45% 126 $35,530,000 $281,984 $6,770 3.22%
    48% 112 $30,330,000 $270,804 $5,223 3.14%
    46% 111 $31,495,000 $283,739 $6,454 3.15%
    47% 109 $29,215,000 $268,028 $5,527 3.18%
    49% 107 $29,055,000 $271,542 $5,623 3.23%
    >60% 2 $970,000 $485,000 $15,078 3.69%

    Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,173 originations. The next most common DTI ratio? 30-36%, with 865 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,114 $771,570,000 $247,775 $4,354 3.10%
    Not provided 811 $260,255,000 $320,906 $5,663 2.89%
    Asian 588 $174,130,000 $296,139 $2,847 2.61%
    Black 208 $45,390,000 $218,221 $6,361 3.33%
    American Indian 14 $2,930,000 $209,286 $4,809 3.21%
    Asian Indian 4 $1,610,000 $402,500 $2,389 2.69%
    Native Hawaiian or Islander 6 $1,590,000 $265,000 $7,906 2.98%
    Not applicable 1 $175,000 $175,000 $7,016 4.75%

    Approval Rates

    Total approvals of all applications
    92.81%

    Gsf Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    62.37%

    Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,746 $1,257,650,000 $264,992

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 132 $21,940,000 $166,212
    Single Family (1-4 Units):Site-Built 4,614 $1,235,710,000 $267,818

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 116 $22,450,000 $193,534 $2,906 2.72%
    40-60% 696 $179,060,000 $257,270 $3,012 2.68%
    60-80% 1,930 $544,800,000 $282,280 $3,693 2.95%
    80-100% 1,918 $494,830,000 $257,993 $5,812 3.22%
    Over 100% 48 $15,380,000 $320,417 $10,624 3.17%
    Under 20% 38 $1,130,000 $29,737 $564 3.20%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    GSF MORTGAGE CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 15.4%
    GSF MORTGAGE CORP Conventional home mortgage Trouble during payment process 3 23.1%
    GSF MORTGAGE CORP FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 15.4%
    GSF MORTGAGE CORP FHA mortgage Trouble during payment process 1 7.7%
    GSF MORTGAGE CORP Other type of mortgage Trouble during payment process 1 7.7%
    GSF MORTGAGE CORP VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 23.1%
    GSF MORTGAGE CORP VA mortgage Trouble during payment process 1 7.7%