Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

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Mortgage Data

Review & Overview

Gsf Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Appleton, Tampa, Milwaukee, Minneapolis, and Baltimore among others. We have data for 226 markets. (Some data included below & more in-depth data is available with an active subscription.)

Gsf Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 11/17/24
30 Year Conventional Refi 6.45% 11/17/24
30 Year FHA Purchase 7.37% 11/17/24
30 Year FHA Refi 7.36% 11/17/24
30 Year VA Purchase 6.35% 11/17/24
30 Year VA Refi 6.47% 11/17/24
30 Year USDA Purchase 7.01% 11/17/24
15 Year Conventional Purchase 5.87% 11/17/24
15 Year Conventional Refi 5.71% 11/17/24
15 Year Cash-out Refi 5.71% 11/17/24
15 Year FHA Purchase 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Gsf Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,103

Origination Dollar Volume (All Markets)

$364,015,000

Awards

GSF Mortgage Corporation VA Loans silver GSF Mortgage Corporation FHA Loans silver GSF Mortgage Corporation 30 Year Conventional Loans bronze
Show all (3) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
APPLETON, WI (FHA|USDA|VA) 214 $31,580,000 $147,570 $4,342 5.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 125 $23,215,000 $185,720 $7,060 5.10%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 121 $22,135,000 $182,934 $4,626 5.13%
Outside of Metro Areas 159 $18,925,000 $119,025 $4,877 5.14%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 75 $17,485,000 $233,133 $7,317 4.92%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 70 $16,700,000 $238,571 $6,064 4.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 49 $15,315,000 $312,551 $9,320 4.76%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 69 $14,445,000 $209,348 $5,965 4.90%
JACKSONVILLE, FL (FHA|USDA|VA) 70 $13,050,000 $186,429 $7,369 5.11%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 97 $11,675,000 $120,361 $4,170 5.17%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 45 $9,475,000 $210,556 $5,371 5.01%
ST. LOUIS, MO-IL (FHA|USDA|VA) 35 $8,195,000 $234,143 $3,979 4.51%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 57 $7,825,000 $137,281 $4,727 5.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 38 $6,910,000 $181,842 $5,244 4.54%
Traverse City, MI (FHA|USDA|VA) 36 $5,970,000 $165,833 $5,987 5.00%
COLUMBUS, OH (FHA|USDA|VA) 28 $4,960,000 $177,143 $6,265 5.03%
PITTSBURGH, PA (FHA|USDA|VA) 37 $4,945,000 $133,649 $5,592 4.81%
RALEIGH-CARY, NC (FHA|USDA|VA) 26 $4,660,000 $179,231 $3,828 4.60%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $4,325,000 $173,000 $6,346 5.16%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $3,915,000 $301,154 $11,081 4.96%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 18 $3,750,000 $208,333 $4,842 4.69%
GREEN BAY, WI (FHA|USDA|VA) 26 $3,600,000 $138,462 $3,857 5.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $3,215,000 $214,333 $5,563 4.62%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 32 $3,170,000 $99,063 $4,058 5.04%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 17 $3,005,000 $176,765 $8,050 5.33%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 15 $2,995,000 $199,667 $7,138 4.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 11 $2,875,000 $261,364 $7,294 4.45%
FORT WAYNE, IN (FHA|USDA|VA) 19 $2,655,000 $139,737 $4,404 5.23%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,370,000 $148,125 $5,311 4.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 15 $2,335,000 $155,667 $3,636 4.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 11 $2,325,000 $211,364 $3,586 4.05%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,915,000 $383,000 $7,549 4.76%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $1,905,000 $146,538 $6,079 5.31%
EVANSVILLE, IN-KY (FHA|USDA|VA) 20 $1,830,000 $91,500 $4,374 5.39%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $1,705,000 $243,571 $7,797 4.98%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,468 4.34%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $1,530,000 $191,250 $4,991 4.47%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,520,000 $190,000 $8,763 5.27%
Manitowoc, WI (FHA|USDA|VA) 15 $1,495,000 $99,667 $3,698 5.15%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 11 $1,495,000 $135,909 $5,139 5.52%
GREENVILLE, NC (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,888 4.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,355 4.27%
EAU CLAIRE, WI (FHA|USDA|VA) 11 $1,435,000 $130,455 $3,894 5.14%
MADISON, WI (FHA|USDA|VA) 7 $1,425,000 $203,571 $3,945 4.59%
Beaver Dam, WI (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,322 4.89%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,370,000 $171,250 $6,218 5.02%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $1,365,000 $195,000 $6,409 4.93%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 9 $1,315,000 $146,111 $3,254 4.71%
RACINE, WI (FHA|USDA|VA) 9 $1,155,000 $128,333 $4,687 4.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,454 4.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,636 4.30%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,045,000 $149,286 $6,647 4.98%
Stevens Point, WI (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,323 5.38%
Wilson, NC (FHA|USDA|VA) 8 $1,010,000 $126,250 $4,448 5.13%
RICHMOND, VA (FHA|USDA|VA) 5 $985,000 $197,000 $8,238 4.95%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $975,000 $139,286 $4,401 4.95%
DOVER, DE (FHA|USDA|VA) 4 $950,000 $237,500 $6,720 5.41%
MUSKEGON, MI (FHA|USDA|VA) 10 $940,000 $94,000 $4,230 5.36%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $905,000 $181,000 $6,133 4.95%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $870,000 $217,500 $8,065 4.50%
Decatur, IN (FHA|USDA|VA) 7 $855,000 $122,143 $5,382 4.89%
Baraboo, WI (FHA|USDA|VA) 5 $805,000 $161,000 $5,465 4.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $770,000 $192,500 $5,394 4.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $755,000 $151,000 $8,734 4.66%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $725,000 $241,667 $3,157 4.67%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $720,000 $180,000 $6,148 4.59%
Whitewater, WI (FHA|USDA|VA) 3 $715,000 $238,333 $4,585 4.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $685,000 $228,333 $6,709 4.92%
OCALA, FL (FHA|USDA|VA) 4 $650,000 $162,500 $6,988 5.53%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $650,000 $325,000 $1,409 4.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $650,000 $162,500 $5,209 5.03%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $645,000 $215,000 $4,394 3.96%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $625,000 $125,000 $8,578 4.97%
FLINT, MI (FHA|USDA|VA) 7 $625,000 $89,286 $6,902 5.63%
Warrensburg, MO (FHA|USDA|VA) 3 $605,000 $201,667 $7,891 5.54%
Cadillac, MI (FHA|USDA|VA) 3 $605,000 $201,667 $5,446 5.04%
FOND DU LAC, WI (FHA|USDA|VA) 6 $590,000 $98,333 $4,245 5.23%
Huntsville, TX (FHA|USDA|VA) 4 $580,000 $145,000 $6,807 5.25%
Palatka, FL (FHA|USDA|VA) 5 $565,000 $113,000 $7,253 5.35%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $550,000 $137,500 $3,209 4.69%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $545,000 $181,667 $5,731 3.79%
Bluffton, IN (FHA|USDA|VA) 5 $545,000 $109,000 $4,848 5.05%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $520,000 $260,000 $3,141 4.44%
Elizabeth City, NC (FHA|USDA|VA) 2 $510,000 $255,000 $8,631 5.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $505,000 $168,333 $4,577 4.67%
BATON ROUGE, LA (FHA|USDA|VA) 2 $500,000 $250,000 $3,763 4.69%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $485,000 $161,667 $4,887 4.29%
ASHEVILLE, NC (FHA|USDA|VA) 2 $480,000 $240,000 $3,353 4.38%
HAMMOND, LA (FHA|USDA|VA) 3 $475,000 $158,333 $4,126 4.92%
Shawano, WI (FHA|USDA|VA) 2 $470,000 $235,000 $8,561 5.06%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $470,000 $235,000 $0 4.89%
GAINESVILLE, FL (FHA|USDA|VA) 5 $465,000 $93,000 $6,045 5.30%
TUCSON, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $11,351 4.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $455,000 $455,000 $11,937 4.88%
Huntington, IN (FHA|USDA|VA) 3 $445,000 $148,333 $6,493 5.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $445,000 $148,333 $4,363 4.92%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $430,000 $215,000 $5,070 3.56%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $425,000 $141,667 $6,467 5.08%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $425,000 $141,667 $1,681 4.96%
Hutchinson, MN (FHA|USDA|VA) 2 $410,000 $205,000 $7,266 5.06%
Ottawa, KS (FHA|USDA|VA) 1 $395,000 $395,000 $3,642 5.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $395,000 $395,000 $15,997 4.88%
COLUMBIA, MO (FHA|USDA|VA) 2 $390,000 $195,000 $5,140 3.56%
Morgan City, LA (FHA|USDA|VA) 1 $385,000 $385,000 $7,010 4.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $375,000 $375,000 $6,039 5.38%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $370,000 $185,000 $5,304 4.44%
Holland, MI (FHA|USDA|VA) 3 $365,000 $121,667 $5,068 5.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $365,000 $365,000 $14,699 4.50%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $350,000 $175,000 $6,237 4.75%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $350,000 $175,000 $0 4.96%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $340,000 $170,000 $5,596 3.88%
KNOXVILLE, TN (FHA|USDA|VA) 2 $330,000 $165,000 $7,749 4.31%
Del Rio, TX (FHA|USDA|VA) 1 $325,000 $325,000 $11,903 3.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $310,000 $155,000 $3,651 4.06%
LANCASTER, PA (FHA|USDA|VA) 3 $305,000 $101,667 $4,326 5.04%
STAUNTON, VA (FHA|USDA|VA) 1 $295,000 $295,000 $9,967 5.38%
YUMA, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $7,249 3.75%
Pottsville, PA (FHA|USDA|VA) 1 $285,000 $285,000 $11,090 5.63%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $285,000 $285,000 $5,471 4.25%
FLORENCE, SC (FHA|USDA|VA) 1 $285,000 $285,000 $9,499 5.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $8,077 3.38%
CLEVELAND, TN (FHA|USDA|VA) 1 $275,000 $275,000 $9,722 3.25%
Bellefontaine, OH (FHA|USDA|VA) 2 $270,000 $135,000 $3,671 4.56%
AKRON, OH (FHA|USDA|VA) 1 $265,000 $265,000 $13,681 4.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $265,000 $265,000 $8,810 3.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $265,000 $265,000 $12,819 5.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $260,000 $130,000 $7,105 5.19%
Crawfordsville, IN (FHA|USDA|VA) 2 $260,000 $130,000 $3,824 4.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $260,000 $130,000 $5,591 4.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $255,000 $255,000 $11,608 4.75%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $255,000 $255,000 $7,544 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $250,000 $125,000 $5,313 5.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,688 4.75%
MONROE, LA (FHA|USDA|VA) 1 $235,000 $235,000 $9,086 4.88%
PROVO-OREM, UT (FHA|USDA|VA) 1 $235,000 $235,000 $6,000 4.88%
Logansport, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,079 4.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $225,000 $225,000 $5,118 4.00%
LEBANON, PA (FHA|USDA|VA) 1 $225,000 $225,000 $8,454 4.63%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $11,362 5.00%
GREELEY, CO (FHA|USDA|VA) 1 $225,000 $225,000 $10,931 4.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $225,000 $225,000 $7,536 4.38%
WICHITA, KS (FHA|USDA|VA) 2 $220,000 $110,000 $5,003 5.00%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $4,261 5.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,479 4.00%
CHICO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,464 3.25%
Kirksville, MO (FHA|USDA|VA) 1 $215,000 $215,000 $6,857 5.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,352 4.63%
BURLINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,752 4.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,008 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $205,000 $205,000 $5,342 4.75%
Auburn, IN (FHA|USDA|VA) 1 $205,000 $205,000 $5,827 5.50%
Mexico, MO (FHA|USDA|VA) 2 $200,000 $100,000 $2,642 5.13%
Alexandria, MN (FHA|USDA|VA) 1 $195,000 $195,000 $5,181 5.13%
MORRISTOWN, TN (FHA|USDA|VA) 1 $195,000 $195,000 $9,344 4.13%
Marshall, MO (FHA|USDA|VA) 1 $195,000 $195,000 $8,819 5.63%
ROCHESTER, MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,027 5.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,217 3.88%
BOULDER, CO (FHA|USDA|VA) 1 $185,000 $185,000 $5,711 5.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,126 3.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $4,521 5.13%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,180 4.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,209 4.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $185,000 $185,000 $8,079 5.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,383 4.88%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $180,000 $45,000 $2,920 5.58%
Lebanon, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,804 4.69%
FARGO, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,822 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $7,894 5.13%
MOBILE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $8,829 5.13%
Oskaloosa, IA (FHA|USDA|VA) 1 $175,000 $175,000 $6,497 3.88%
Norwalk, OH (FHA|USDA|VA) 1 $175,000 $175,000 $11,283 5.00%
WHEELING, WV-OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,481 4.88%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $170,000 $85,000 $5,415 5.19%
SAGINAW, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,580 5.50%
TOLEDO, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,731 4.88%
Sayre, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,122 5.63%
Payson, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.25%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,521 4.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,781 5.25%
Beeville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,117 3.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $165,000 $165,000 $10,982 5.13%
Morehead City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,276 4.25%
COLUMBIA, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,517 3.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,087 4.38%
TYLER, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,143 3.88%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $155,000 $155,000 $10,612 5.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $145,000 $145,000 $4,089 5.13%
Raymondville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,131 3.88%
Marion, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,707 5.00%
Big Stone Gap, VA (FHA|USDA|VA) 1 $145,000 $145,000 $7,176 4.63%
Lufkin, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,388 3.50%
WACO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,451 4.00%
EL PASO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,826 3.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $135,000 $135,000 $6,034 5.38%
Batesville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,989 5.63%
PUEBLO, CO (FHA|USDA|VA) 1 $135,000 $135,000 $2,781 4.63%
Okeechobee, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,603 4.38%
Paragould, AR (FHA|USDA|VA) 1 $135,000 $135,000 $5,805 4.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,504 4.13%
Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $7,334 5.00%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,152 5.38%
ROANOKE, VA (FHA|USDA|VA) 1 $115,000 $115,000 $3,791 4.88%
Ottumwa, IA (FHA|USDA|VA) 1 $115,000 $115,000 $5,065 5.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.88%
Kendallville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,875 4.50%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.78%
ROCKFORD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,540 5.63%
TULSA, OK (FHA|USDA|VA) 1 $105,000 $105,000 $6,700 5.25%
Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,495 5.13%
Somerset, PA (FHA|USDA|VA) 1 $105,000 $105,000 $6,581 4.13%
Muskogee, OK (FHA|USDA|VA) 1 $105,000 $105,000 $6,860 4.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,053 6.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,150 4.63%
Garden City, KS (FHA|USDA|VA) 1 $105,000 $105,000 $5,811 5.00%
Fort Payne, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,445 5.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,636 5.13%
Van Wert, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,850 5.13%
JOPLIN, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,789 5.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $85,000 $85,000 $6,931 5.63%
Jasper, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,715 5.25%
Warsaw, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,106 5.13%
Farmington, MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,736 4.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $4,844 6.13%
Pittsburg, KS (FHA|USDA|VA) 1 $65,000 $65,000 $5,352 5.00%
Menomonie, WI (FHA|USDA|VA) 1 $65,000 $65,000 $2,871 4.50%
Gsf Mortgage Corporation's top markets include Appleton, Tampa, Milwaukee, Minneapolis, and Baltimore among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 963 $165,295,000 $171,646 $3,901 4.94%
    FHA 790 $132,590,000 $167,835 $7,173 5.11%
    VA 233 $50,505,000 $216,760 $6,411 4.65%
    USDA 104 $13,270,000 $127,596 $5,230 4.94%
    FHA 12 $2,260,000 $188,333 $0 5.01%
    USDA 1 $95,000 $95,000 $0 5.25%

    For 2018, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 963 originations. Their 2nd most popular type was FHA, with 790 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,715 $287,125,000 $167,420 $5,636 5.05%
    Refi 182 $36,480,000 $200,440 $5,122 4.30%
    Cash Out Refi 177 $34,495,000 $194,887 $5,454 4.88%
    Home Improvement 29 $5,915,000 $203,966 $5,507 4.78%

    For 2018, Gsf Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,715 originations. The 2nd most popular reason was Refi, with 182 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,878 $336,810,000 $179,345 $5,645 5.00%
    10 Year 86 $1,070,000 $12,442 $912 5.33%
    15 Year 79 $14,265,000 $180,570 $4,113 4.08%
    Other 32 $6,520,000 $203,750 $7,108 4.32%
    20 Year 17 $3,035,000 $178,529 $4,657 4.65%
    3 Year 6 $1,180,000 $196,667 $6,073 4.93%
    30+ year 5 $1,135,000 $227,000 $10,647 5.78%

    For 2018, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,878 originations. The 2nd most popular length was 10 Year, with 86 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 753 $127,955,000 $169,927
    $<1k 443 $69,795,000 $157,551
    $2k-3k 386 $63,960,000 $165,699
    $3k-4k 240 $43,110,000 $179,625
    $5k+ 127 $35,065,000 $276,102
    $4k-5k 101 $21,565,000 $213,515

    Gsf Mortgage Corporation's average total fees were $5,645, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 753 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 948 $178,320,000 $188,101
    5-6% 910 $143,690,000 $157,901
    3-4% 172 $35,950,000 $209,012
    6-7% 37 $5,475,000 $147,973
    7-8% 7 $205,000 $29,286
    2.5-3% 1 $195,000 $195,000

    During 2018, Gsf Mortgage Corporation's average interest rate for loans was 5.00%, while their most frequently originated rate bucket for loans was 4-5%, with 948 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,026 $153,940,000 $150,039 $5,137 4.97%
    $200k-400k 619 $163,235,000 $263,708 $6,742 4.82%
    $100,000 or less 408 $23,430,000 $57,426 $3,922 5.24%
    $400k-600k 49 $22,445,000 $458,061 $10,084 4.80%
    $600k-1MM 1 $965,000 $965,000 $8,212 3.63%

    2018 saw Gsf Mortgage Corporation place emphasis on $100k-200k loans with 1,026 originations, totaling $153,940,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 736 $89,250,000 $121,264 $5,003 5.04%
    $50k-75k 616 $99,290,000 $161,185 $5,740 5.01%
    $75k-100k 350 $70,120,000 $200,343 $5,926 4.95%
    $100k-150k 258 $64,770,000 $251,047 $6,054 4.91%
    $150k-250k 111 $32,265,000 $290,676 $5,534 4.72%
    $250k+ 14 $4,230,000 $302,143 $6,263 4.90%

    Gsf Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 736 originations. The second most popular income band? $50k-75k, with 616 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 319 $54,155,000 $169,765 $4,985 5.00%
    20-30% 251 $40,815,000 $162,610 $4,709 4.90%
    50-60% 235 $45,435,000 $193,340 $7,738 5.08%
    43% 98 $16,960,000 $173,061 $5,842 4.90%
    44% 91 $16,575,000 $182,143 $5,931 5.01%
    41% 90 $13,010,000 $144,556 $5,088 5.03%
    48% 90 $16,090,000 $178,778 $5,706 5.02%
    49% 87 $16,435,000 $188,908 $5,499 5.04%
    39% 86 $14,740,000 $171,395 $5,280 5.13%
    40% 85 $12,875,000 $151,471 $5,386 5.13%
    42% 85 $13,925,000 $163,824 $5,500 5.01%
    46% 83 $13,925,000 $167,771 $5,407 5.04%
    47% 79 $15,305,000 $193,734 $6,142 5.12%
    45% 78 $14,870,000 $190,641 $6,371 5.03%
    38% 75 $12,115,000 $161,533 $4,695 4.97%
    37% 72 $13,400,000 $186,111 $5,416 4.92%
    36% 71 $10,755,000 $151,479 $4,938 5.03%
    <20% 53 $7,795,000 $147,075 $3,705 4.67%
    >60% 11 $2,155,000 $195,909 $6,199 5.05%

    Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 319 originations. The next most common DTI ratio? 20-30%, with 251 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,756 $298,300,000 $169,875 $5,461 5.00%
    Black 161 $29,335,000 $182,205 $6,680 4.94%
    Not provided 123 $26,235,000 $213,293 $6,086 4.66%
    Asian 50 $8,700,000 $174,000 $4,739 4.88%
    American Indian 10 $870,000 $87,000 $3,888 4.90%
    Native Hawaiian or Islander 3 $575,000 $191,667 $6,351 4.75%

    Approval Rates

    Total approvals of all applications
    94.57%

    Gsf Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    67.14%

    Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $5,000 $5,000
    NA 2,102 $364,010,000 $173,173

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 54 $7,420,000 $137,407
    Single Family (1-4 Units):Site-Built 2,049 $356,595,000 $174,034

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 21 $2,455,000 $116,905 $3,812 4.69%
    40-60% 78 $12,740,000 $163,333 $3,691 4.63%
    60-80% 319 $62,915,000 $197,226 $4,338 4.84%
    80-100% 1,518 $273,400,000 $180,105 $5,888 5.02%
    Over 100% 48 $11,170,000 $232,708 $8,101 4.20%
    Under 20% 114 $640,000 $5,614 $457 5.37%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    GSF MORTGAGE CORP FHA mortgage Closing on a mortgage 1 100.0%