Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

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Mortgage Data

Review & Overview

Gsf Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Tampa, Minneapolis, Milwaukee, and Washington among others. We have data for 308 markets. (Some data included below & more in-depth data is available with an active subscription.)

Gsf Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 4/28/24
30 Year Conventional Refi 6.45% 4/28/24
30 Year FHA Purchase 7.37% 4/28/24
30 Year FHA Refi 7.36% 4/28/24
30 Year VA Purchase 6.35% 4/28/24
30 Year VA Refi 6.47% 4/28/24
30 Year USDA Purchase 7.01% 4/28/24
15 Year Conventional Purchase 5.87% 4/28/24
15 Year Conventional Refi 5.71% 4/28/24
15 Year Cash-out Refi 5.71% 4/28/24
15 Year FHA Purchase 5.68% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Gsf Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,556

Origination Dollar Volume (All Markets)

$779,860,000
Show all (9) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 499 $133,555,000 $267,645 $5,787 5.15%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 120 $43,170,000 $359,750 $8,327 5.32%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 111 $34,815,000 $313,649 $9,446 5.07%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 117 $34,035,000 $290,897 $4,115 4.84%
Outside of Metro Areas 137 $31,155,000 $227,409 $7,634 5.37%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $29,840,000 $466,250 $12,862 4.94%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 79 $28,025,000 $354,747 $9,793 5.33%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 49 $17,955,000 $366,429 $6,425 4.92%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 43 $16,415,000 $381,744 $5,958 4.58%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 54 $16,010,000 $296,481 $6,178 5.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 46 $13,780,000 $299,565 $7,807 5.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 28 $11,060,000 $395,000 $5,449 4.48%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $10,270,000 $570,556 $6,592 5.03%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 35 $9,715,000 $277,571 $7,725 4.56%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $9,710,000 $539,444 $14,680 4.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 24 $9,220,000 $384,167 $7,498 4.56%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 20 $9,030,000 $451,500 $10,429 4.66%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 33 $8,545,000 $258,939 $9,553 5.26%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 37 $8,355,000 $225,811 $7,821 4.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $7,865,000 $462,647 $12,422 5.53%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $7,740,000 $322,500 $7,792 4.82%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 29 $7,525,000 $259,483 $7,430 5.82%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 15 $7,495,000 $499,667 $12,146 5.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 21 $6,525,000 $310,714 $6,970 4.36%
ST. LOUIS, MO-IL (FHA|USDA|VA) 27 $6,375,000 $236,111 $3,833 3.86%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $6,040,000 $377,500 $5,979 5.10%
APPLETON, WI (FHA|USDA|VA) 30 $5,510,000 $183,667 $5,609 5.58%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 24 $5,400,000 $225,000 $5,302 5.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $5,365,000 $357,667 $5,167 4.54%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $5,355,000 $357,000 $6,248 4.46%
TUCSON, AZ (FHA|USDA|VA) 12 $5,290,000 $440,833 $12,016 5.21%
JACKSONVILLE, FL (FHA|USDA|VA) 16 $5,270,000 $329,375 $9,429 5.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $4,400,000 $366,667 $7,167 4.79%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $4,350,000 $241,667 $5,565 4.73%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $4,025,000 $447,222 $3,735 4.72%
RACINE, WI (FHA|USDA|VA) 18 $3,970,000 $220,556 $5,241 5.40%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 21 $3,865,000 $184,048 $5,976 5.48%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $3,530,000 $353,000 $10,474 4.54%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 13 $3,175,000 $244,231 $6,019 4.59%
MEDFORD, OR (FHA|USDA|VA) 6 $3,010,000 $501,667 $12,047 4.13%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,990,000 $299,000 $9,601 5.89%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $2,945,000 $327,222 $12,354 4.56%
RICHMOND, VA (FHA|USDA|VA) 9 $2,875,000 $319,444 $7,492 5.33%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,850,000 $475,000 $12,454 5.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,790,000 $348,750 $9,260 5.15%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $2,760,000 $345,000 $7,452 4.61%
MADISON, WI (FHA|USDA|VA) 7 $2,745,000 $392,143 $4,351 4.87%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,700,000 $270,000 $11,021 5.56%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $2,700,000 $450,000 $11,515 4.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,555,000 $365,000 $9,606 6.08%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $2,480,000 $413,333 $6,968 4.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $2,450,000 $306,250 $10,347 6.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $2,415,000 $268,333 $5,646 6.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $2,400,000 $400,000 $11,436 4.48%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,355,000 $261,667 $6,844 4.63%
PITTSBURGH, PA (FHA|USDA|VA) 13 $2,305,000 $177,308 $5,100 5.10%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $2,295,000 $459,000 $15,043 4.80%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $2,160,000 $360,000 $9,838 5.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $2,135,000 $305,000 $6,935 5.62%
FLORENCE, SC (FHA|USDA|VA) 15 $2,135,000 $142,333 $8,352 5.39%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $2,105,000 $421,000 $7,733 4.53%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $2,095,000 $299,286 $11,939 5.43%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $2,075,000 $296,429 $5,361 4.98%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $1,930,000 $241,250 $8,581 5.72%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,925,000 $275,000 $8,120 6.54%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $1,860,000 $232,500 $5,168 4.89%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $1,850,000 $462,500 $5,082 4.81%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $1,820,000 $303,333 $10,280 4.71%
Mount Vernon, OH (FHA|USDA|VA) 10 $1,810,000 $181,000 $4,633 4.79%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,745,000 $249,286 $11,736 5.95%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,725,000 $345,000 $6,737 4.57%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,705,000 $341,000 $6,173 4.47%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,695,000 $565,000 $16,337 3.83%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,640,000 $410,000 $12,605 5.59%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 6 $1,630,000 $271,667 $6,416 4.71%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,525,000 $305,000 $5,739 5.17%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,525,000 $305,000 $5,455 4.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $1,480,000 $370,000 $11,739 5.91%
OCALA, FL (FHA|USDA|VA) 6 $1,480,000 $246,667 $10,143 5.87%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,460,000 $365,000 $13,754 6.65%
Whitewater, WI (FHA|USDA|VA) 4 $1,340,000 $335,000 $5,516 3.69%
Shelton, WA (FHA|USDA|VA) 3 $1,315,000 $438,333 $16,012 4.00%
Lake City, FL (FHA|USDA|VA) 3 $1,315,000 $438,333 $11,850 5.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,310,000 $655,000 $5,491 6.08%
Zanesville, OH (FHA|USDA|VA) 6 $1,300,000 $216,667 $6,829 6.32%
Paris, TX (FHA|USDA|VA) 2 $1,280,000 $640,000 $9,571 5.18%
Jacksonville, TX (FHA|USDA|VA) 4 $1,250,000 $312,500 $16,603 4.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,240,000 $620,000 $4,857 4.75%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,235,000 $247,000 $13,689 5.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $1,230,000 $307,500 $13,366 5.72%
BEND, OR (FHA|USDA|VA) 3 $1,175,000 $391,667 $13,891 4.04%
Pullman, WA (FHA|USDA|VA) 2 $1,170,000 $585,000 $9,436 4.87%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,094 4.29%
Newport, OR (FHA|USDA|VA) 2 $1,110,000 $555,000 $16,596 5.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $1,090,000 $272,500 $8,664 5.34%
Heber, UT (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $5,274 4.13%
GREEN BAY, WI (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,726 4.45%
FOND DU LAC, WI (FHA|USDA|VA) 6 $1,070,000 $178,333 $7,031 4.77%
SPARTANBURG, SC (FHA|USDA|VA) 4 $990,000 $247,500 $5,642 6.69%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $985,000 $328,333 $9,574 4.42%
TOLEDO, OH (FHA|USDA|VA) 2 $970,000 $485,000 $13,417 6.31%
FRESNO, CA (FHA|USDA|VA) 3 $955,000 $318,333 $2,894 4.12%
Centralia, WA (FHA|USDA|VA) 2 $950,000 $475,000 $14,845 4.31%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $945,000 $315,000 $10,903 6.25%
FORT COLLINS, CO (FHA|USDA|VA) 2 $940,000 $470,000 $7,205 4.71%
DULUTH, MN-WI (FHA|USDA|VA) 3 $925,000 $308,333 $6,326 6.21%
Beaver Dam, WI (FHA|USDA|VA) 5 $925,000 $185,000 $5,073 4.18%
Corsicana, TX (FHA|USDA|VA) 3 $915,000 $305,000 $9,388 5.67%
BELLINGHAM, WA (FHA|USDA|VA) 2 $850,000 $425,000 $3,563 3.37%
Stevens Point, WI (FHA|USDA|VA) 4 $850,000 $212,500 $5,079 5.25%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $845,000 $281,667 $8,861 5.63%
THE VILLAGES, FL (FHA|USDA|VA) 4 $840,000 $210,000 $4,048 4.34%
Athens, TX (FHA|USDA|VA) 2 $830,000 $415,000 $20,578 4.44%
DOVER, DE (FHA|USDA|VA) 3 $825,000 $275,000 $9,861 4.92%
DECATUR, AL (FHA|USDA|VA) 3 $825,000 $275,000 $12,903 5.66%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $790,000 $197,500 $7,280 4.97%
HAMMOND, LA (FHA|USDA|VA) 3 $785,000 $261,667 $9,940 4.08%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $775,000 $258,333 $6,240 4.17%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $735,000 $245,000 $11,755 4.83%
Sevierville, TN (FHA|USDA|VA) 3 $735,000 $245,000 $8,562 6.46%
GAINESVILLE, FL (FHA|USDA|VA) 3 $715,000 $238,333 $7,645 5.67%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $715,000 $238,333 $9,433 5.75%
Huntsville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $16,126 5.88%
Duncan, OK (FHA|USDA|VA) 2 $690,000 $345,000 $11,191 5.56%
LAFAYETTE, LA (FHA|USDA|VA) 3 $665,000 $221,667 $11,683 3.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $665,000 $665,000 $12,736 6.99%
CLEVELAND, TN (FHA|USDA|VA) 2 $660,000 $330,000 $11,292 3.81%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $660,000 $165,000 $4,002 5.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $645,000 $645,000 $6,761 5.88%
Grand Rapids, MN (FHA|USDA|VA) 1 $645,000 $645,000 $10,400 5.55%
Prineville, OR (FHA|USDA|VA) 1 $645,000 $645,000 $14,597 4.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $645,000 $645,000 $19,788 5.50%
Marion, OH (FHA|USDA|VA) 3 $645,000 $215,000 $4,994 4.42%
Nogales, AZ (FHA|USDA|VA) 1 $645,000 $645,000 $4,840 4.49%
Payson, AZ (FHA|USDA|VA) 2 $630,000 $315,000 $11,591 5.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $625,000 $625,000 $6,460 5.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $620,000 $310,000 $2,915 5.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $615,000 $205,000 $5,936 5.79%
Jefferson, GA (FHA|USDA|VA) 1 $605,000 $605,000 $10,272 5.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $595,000 $595,000 $20,445 5.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $595,000 $198,333 $4,437 4.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $585,000 $585,000 $18,825 5.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $575,000 $575,000 $4,006 3.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $575,000 $575,000 $15,355 4.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $570,000 $285,000 $9,849 5.81%
Moberly, MO (FHA|USDA|VA) 1 $555,000 $555,000 $9,272 6.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $545,000 $545,000 $25,191 4.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $545,000 $545,000 $12,017 4.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $535,000 $535,000 $3,791 6.75%
Kerrville, TX (FHA|USDA|VA) 1 $535,000 $535,000 $21,386 4.13%
ST. CLOUD, MN (FHA|USDA|VA) 2 $530,000 $265,000 $8,004 4.93%
Bluffton, IN (FHA|USDA|VA) 1 $525,000 $525,000 $18,276 8.00%
Hailey, ID (FHA|USDA|VA) 1 $525,000 $525,000 $16,234 4.00%
Jackson, WY-ID (FHA|USDA|VA) 1 $525,000 $525,000 $20,774 5.88%
Elizabeth City, NC (FHA|USDA|VA) 2 $520,000 $260,000 $9,774 6.13%
JOPLIN, MO (FHA|USDA|VA) 4 $510,000 $127,500 $5,624 3.62%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $510,000 $255,000 $5,385 6.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $505,000 $505,000 $2,433 5.75%
MANSFIELD, OH (FHA|USDA|VA) 3 $505,000 $168,333 $5,065 4.67%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $5,212 5.71%
Somerset, KY (FHA|USDA|VA) 1 $495,000 $495,000 $9,699 5.00%
Albert Lea, MN (FHA|USDA|VA) 1 $495,000 $495,000 $14,323 5.25%
AKRON, OH (FHA|USDA|VA) 3 $495,000 $165,000 $4,106 5.25%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $490,000 $245,000 $7,184 4.94%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $485,000 $485,000 $9,476 5.25%
Malvern, AR (FHA|USDA|VA) 2 $480,000 $240,000 $9,899 4.74%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $475,000 $475,000 $15,499 2.88%
Washington Court House, OH (FHA|USDA|VA) 3 $475,000 $158,333 $6,905 5.88%
Athens, OH (FHA|USDA|VA) 2 $470,000 $235,000 $6,113 6.53%
LONGVIEW, WA (FHA|USDA|VA) 1 $465,000 $465,000 $13,393 6.00%
MODESTO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $2,644 4.25%
Picayune, MS (FHA|USDA|VA) 2 $460,000 $230,000 $5,598 4.12%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $460,000 $230,000 $10,281 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $455,000 $455,000 $11,877 5.50%
TULSA, OK (FHA|USDA|VA) 4 $450,000 $112,500 $6,689 6.75%
YAKIMA, WA (FHA|USDA|VA) 1 $445,000 $445,000 $13,573 3.99%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $430,000 $215,000 $10,130 6.81%
MORRISTOWN, TN (FHA|USDA|VA) 2 $430,000 $215,000 $9,982 5.88%
READING, PA (FHA|USDA|VA) 2 $420,000 $210,000 $6,865 6.88%
Russellville, AR (FHA|USDA|VA) 2 $420,000 $210,000 $8,205 4.75%
CORVALLIS, OR (FHA|USDA|VA) 1 $415,000 $415,000 $13,695 4.38%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $410,000 $205,000 $3,977 5.62%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $405,000 $405,000 $7,526 3.50%
Georgetown, SC (FHA|USDA|VA) 2 $390,000 $195,000 $7,603 6.06%
GRANTS PASS, OR (FHA|USDA|VA) 1 $385,000 $385,000 $12,060 4.63%
BOISE CITY, ID (FHA|USDA|VA) 1 $385,000 $385,000 $18,498 6.38%
Brevard, NC (FHA|USDA|VA) 1 $385,000 $385,000 $5,430 6.13%
Gainesville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $22,212 4.38%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $385,000 $385,000 $1,461 3.99%
Mount Airy, NC (FHA|USDA|VA) 1 $385,000 $385,000 $2,548 4.49%
ROANOKE, VA (FHA|USDA|VA) 1 $385,000 $385,000 $15,649 4.63%
PROVO-OREM, UT (FHA|USDA|VA) 1 $385,000 $385,000 $3,101 3.75%
BATON ROUGE, LA (FHA|USDA|VA) 2 $380,000 $190,000 $5,996 5.50%
Sunbury, PA (FHA|USDA|VA) 1 $375,000 $375,000 $16,818 6.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $375,000 $125,000 $8,199 7.21%
Astoria, OR (FHA|USDA|VA) 1 $375,000 $375,000 $15,304 5.75%
Salem, OH (FHA|USDA|VA) 1 $375,000 $375,000 $3,185 6.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $365,000 $365,000 $11,518 4.25%
Mount Pleasant, TX (FHA|USDA|VA) 1 $365,000 $365,000 $22,661 4.25%
Muskogee, OK (FHA|USDA|VA) 1 $365,000 $365,000 $18,127 5.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,129 2.99%
Moses Lake, WA (FHA|USDA|VA) 1 $365,000 $365,000 $19,998 4.63%
EL PASO, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,909 3.69%
NEW BERN, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,942 4.49%
Traverse City, MI (FHA|USDA|VA) 2 $350,000 $175,000 $8,443 5.75%
Cambridge, MD (FHA|USDA|VA) 1 $345,000 $345,000 $8,838 5.13%
Lumberton, NC (FHA|USDA|VA) 1 $345,000 $345,000 $16,517 4.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $335,000 $335,000 $8,714 6.00%
Burley, ID (FHA|USDA|VA) 1 $335,000 $335,000 $14,916 6.38%
HARRISONBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $5,481 7.13%
Coos Bay, OR (FHA|USDA|VA) 1 $325,000 $325,000 $11,308 5.38%
SALEM, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,242 6.75%
Newberry, SC (FHA|USDA|VA) 1 $325,000 $325,000 $13,256 5.63%
NILES, MI (FHA|USDA|VA) 1 $325,000 $325,000 $2,890 5.38%
LOUISVILLE, KY (FHA|USDA|VA) 1 $325,000 $325,000 $3,974 6.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $325,000 $325,000 $8,916 4.49%
WILMINGTON, NC (FHA|USDA|VA) 1 $325,000 $325,000 $3,293 6.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $320,000 $160,000 $9,173 5.56%
Shawano, WI (FHA|USDA|VA) 1 $315,000 $315,000 $9,797 5.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $315,000 $315,000 $15,234 5.63%
Albertville, AL (FHA|USDA|VA) 1 $315,000 $315,000 $7,124 4.13%
TYLER, TX (FHA|USDA|VA) 1 $315,000 $315,000 $13,253 3.99%
BURLINGTON, NC (FHA|USDA|VA) 1 $315,000 $315,000 $10,405 6.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $305,000 $305,000 $9,177 4.50%
Manitowoc, WI (FHA|USDA|VA) 2 $300,000 $150,000 $6,964 6.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,630 5.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $295,000 $295,000 $9,098 6.50%
JONESBORO, AR (FHA|USDA|VA) 4 $290,000 $72,500 $3,576 6.56%
Jennings, LA (FHA|USDA|VA) 1 $285,000 $285,000 $13,814 4.99%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $285,000 $285,000 $6,748 6.99%
Richmond-Berea, KY (FHA|USDA|VA) 1 $285,000 $285,000 $12,112 4.63%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $285,000 $285,000 $7,509 4.13%
ERIE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $7,890 5.99%
MONROE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $18,121 5.13%
Sandusky, OH (FHA|USDA|VA) 1 $275,000 $275,000 $5,505 6.99%
Fergus Falls, MN (FHA|USDA|VA) 1 $275,000 $275,000 $13,697 6.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $270,000 $135,000 $5,809 5.75%
KOKOMO, IN (FHA|USDA|VA) 1 $265,000 $265,000 $11,319 5.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $265,000 $265,000 $10,993 4.99%
Greeneville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $16,712 5.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $265,000 $265,000 $11,794 5.13%
DeRidder, LA (FHA|USDA|VA) 1 $265,000 $265,000 $18,032 4.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,708 6.25%
BANGOR, ME (FHA|USDA|VA) 1 $255,000 $255,000 $3,128 3.00%
VICTORIA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,488 5.88%
Alma, MI (FHA|USDA|VA) 1 $255,000 $255,000 $13,981 6.50%
Ottawa, IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,569 3.63%
Magnolia, AR (FHA|USDA|VA) 1 $255,000 $255,000 $16,355 6.13%
Columbus, MS (FHA|USDA|VA) 1 $255,000 $255,000 $4,390 5.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,247 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $245,000 $245,000 $4,302 5.49%
Ashtabula, OH (FHA|USDA|VA) 1 $245,000 $245,000 $10,044 7.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $245,000 $245,000 $7,468 4.49%
HINESVILLE, GA (FHA|USDA|VA) 1 $245,000 $245,000 $6,367 6.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $240,000 $120,000 $4,157 7.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $235,000 $235,000 $5,348 6.50%
Cullowhee, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,986 5.88%
FLINT, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,770 6.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,759 5.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $225,000 $225,000 $5,996 6.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $1,774 6.88%
CHICO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $4,271 6.99%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $2,398 4.25%
Cullman, AL (FHA|USDA|VA) 1 $215,000 $215,000 $14,149 5.13%
Moultrie, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,536 3.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $215,000 $215,000 $1,924 4.25%
Aberdeen, WA (FHA|USDA|VA) 1 $215,000 $215,000 $9,085 4.13%
Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,633 7.38%
Owatonna, MN (FHA|USDA|VA) 1 $205,000 $205,000 $4,319 5.99%
Boone, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,942 4.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $12,719 5.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,786 4.25%
Hutchinson, MN (FHA|USDA|VA) 1 $195,000 $195,000 $8,229 4.49%
Torrington, CT (FHA|USDA|VA) 1 $195,000 $195,000 $4,666 3.99%
LANCASTER, PA (FHA|USDA|VA) 1 $195,000 $195,000 $5,004 6.88%
PEORIA, IL (FHA|USDA|VA) 2 $190,000 $95,000 $2,469 5.63%
Okeechobee, FL (FHA|USDA|VA) 1 $185,000 $185,000 $12,504 2.75%
MANKATO, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,186 5.63%
LIMA, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,744 6.88%
LYNCHBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $9,464 4.13%
Jackson, OH (FHA|USDA|VA) 1 $175,000 $175,000 $10,341 5.75%
New Castle, PA (FHA|USDA|VA) 1 $175,000 $175,000 $200 4.00%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $175,000 $175,000 $5,086 7.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,748 3.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $165,000 $165,000 $6,429 4.63%
WICHITA, KS (FHA|USDA|VA) 1 $165,000 $165,000 $8,044 5.63%
Batesville, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,212 3.49%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,330 5.63%
Decatur, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,443 3.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,737 3.99%
SUMTER, SC (FHA|USDA|VA) 1 $155,000 $155,000 $1,042 7.13%
Coshocton, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,807 5.00%
LINCOLN, NE (FHA|USDA|VA) 1 $145,000 $145,000 $3,082 7.99%
Stillwater, OK (FHA|USDA|VA) 1 $145,000 $145,000 $8,226 4.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $135,000 $135,000 $5,812 4.63%
Helena-West Helena, AR (FHA|USDA|VA) 1 $135,000 $135,000 $7,247 5.50%
Chillicothe, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,236 5.00%
Menomonie, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,680 4.88%
Urbana, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,764 3.38%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,723 4.25%
MIDLAND, MI (FHA|USDA|VA) 1 $115,000 $115,000 $6,042 6.63%
Kirksville, MO (FHA|USDA|VA) 1 $115,000 $115,000 $5,736 5.63%
Altus, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,401 6.13%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $5,052 5.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,925 5.50%
Tiffin, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,430 6.00%
Greenville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,429 5.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,960 5.63%
Gsf Mortgage Corporation's top markets include Columbus, Tampa, Minneapolis, Milwaukee, and Washington among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,867 $585,875,000 $313,806 $6,378 5.04%
    FHA 495 $127,205,000 $256,980 $11,001 5.35%
    VA 161 $61,025,000 $379,037 $10,478 5.22%
    USDA 33 $5,755,000 $174,394 $6,902 5.16%

    For 2022, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,867 originations. Their 2nd most popular type was FHA, with 495 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,170 $662,260,000 $305,189 $7,709 5.25%
    Home Improvement 223 $58,125,000 $260,650 $5,540 4.55%
    Refi 163 $59,475,000 $364,877 $8,177 4.13%

    For 2022, Gsf Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 2,170 originations. The 2nd most popular reason was Home Improvement, with 223 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,340 $723,230,000 $309,073 $7,657 5.23%
    15 Year 103 $28,755,000 $279,175 $3,791 3.67%
    30+ year 51 $20,415,000 $400,294 $12,722 4.63%
    20 Year 20 $4,890,000 $244,500 $5,240 4.05%
    Other 20 $540,000 $27,000 $3,804 0.69%
    10 Year 19 $495,000 $26,053 $605 6.12%
    1 Year 3 $1,535,000 $511,667 $0 6.99%

    For 2022, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 2,340 originations. The 2nd most popular length was 15 Year, with 103 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 811 $238,655,000 $294,273
    $5k+ 603 $242,395,000 $401,982
    $<1k 422 $117,290,000 $277,938
    $2k-3k 282 $67,770,000 $240,319
    $3k-4k 252 $61,610,000 $244,484
    $4k-5k 182 $51,610,000 $283,571

    Gsf Mortgage Corporation's average total fees were $7,657, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 811 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 805 $251,185,000 $312,031
    4-5% 593 $194,175,000 $327,445
    6-7% 481 $137,685,000 $286,247
    3-4% 409 $128,915,000 $315,196
    7-8% 129 $32,255,000 $250,039
    2.5-3% 75 $25,865,000 $344,867
    <2.5% 57 $8,785,000 $154,123
    Over 8% 7 $995,000 $142,143

    During 2022, Gsf Mortgage Corporation's average interest rate for loans was 5.23%, while their most frequently originated rate bucket for loans was 5-6%, with 805 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,249 $360,635,000 $288,739 $7,492 5.20%
    $100k-200k 596 $93,470,000 $156,829 $5,399 5.31%
    $400k-600k 456 $218,680,000 $479,561 $9,329 4.91%
    $600k-1MM 136 $90,950,000 $668,750 $12,362 5.07%
    $100,000 or less 111 $5,145,000 $46,351 $3,372 3.96%
    $1MM+ 8 $10,980,000 $1,372,500 $28,657 5.03%

    2022 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 1,249 originations, totaling $360,635,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 670 $239,760,000 $357,851 $8,098 5.10%
    $50k-75k 584 $122,210,000 $209,264 $6,782 5.13%
    $75k-100k 499 $136,795,000 $274,138 $7,790 5.14%
    $150k-250k 410 $175,260,000 $427,463 $8,210 5.22%
    $50k or less 254 $37,550,000 $147,835 $5,609 4.96%
    $250k+ 137 $67,955,000 $496,022 $8,596 5.04%

    Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 670 originations. The second most popular income band? $50k-75k, with 584 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 431 $129,415,000 $300,267 $6,667 5.03%
    20-30% 368 $107,800,000 $292,935 $6,163 5.00%
    50-60% 196 $60,110,000 $306,684 $12,160 5.34%
    42% 132 $39,470,000 $299,015 $7,317 4.91%
    44% 125 $38,475,000 $307,800 $7,697 5.27%
    45% 117 $38,885,000 $332,350 $8,797 5.33%
    48% 114 $32,280,000 $283,158 $7,599 5.27%
    43% 111 $31,865,000 $287,072 $7,711 5.06%
    49% 108 $31,460,000 $291,296 $7,218 5.01%
    37% 105 $34,435,000 $327,952 $7,932 5.22%
    41% 105 $34,105,000 $324,810 $6,804 5.04%
    40% 102 $33,400,000 $327,451 $6,836 5.10%
    39% 100 $30,930,000 $309,300 $7,168 5.16%
    38% 99 $30,635,000 $309,444 $6,928 5.24%
    46% 97 $33,435,000 $344,691 $9,489 5.33%
    47% 87 $26,475,000 $304,310 $8,095 5.14%
    <20% 74 $21,020,000 $284,054 $5,178 4.76%
    36% 74 $22,480,000 $303,784 $6,662 4.99%
    >60% 1 $565,000 $565,000 $24,704 5.50%

    Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 431 originations. The next most common DTI ratio? 20-30%, with 368 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,677 $486,735,000 $290,242 $7,080 5.20%
    Not provided 481 $169,595,000 $352,588 $9,522 5.06%
    Asian 176 $62,750,000 $356,534 $5,703 4.53%
    Black 202 $56,290,000 $278,663 $8,423 5.04%
    American Indian 15 $3,395,000 $226,333 $6,838 5.39%
    Native Hawaiian or Islander 3 $605,000 $201,667 $6,096 4.79%
    Other Asian 1 $305,000 $305,000 $6,538 7.13%
    Not applicable 1 $185,000 $185,000 $4,694 6.13%

    Approval Rates

    Total approvals of all applications
    94.43%

    Gsf Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    50.47%

    Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 9 $65,000 $7,222
    NA 2,547 $779,795,000 $306,162

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,556 $779,860,000 $305,110

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 57 $10,325,000 $181,140 $4,264 5.01%
    40-60% 163 $43,295,000 $265,613 $6,003 4.93%
    60-80% 641 $209,755,000 $327,231 $6,874 5.04%
    80-100% 1,614 $505,600,000 $313,259 $8,023 5.25%
    Over 100% 28 $10,140,000 $362,143 $15,965 5.30%
    Under 20% 53 $745,000 $14,057 $389 2.45%