Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Gsf Mortgage Corporation is a small mortgage company specializing in Refi, Home Purchase, and Home Improvement loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Milwaukee, Washington, Chicago, Minneapolis, and Dallas among others. We have data for 329 markets. (Some data included below & more in-depth data is available with an active subscription.)

Gsf Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 4/18/24
30 Year Conventional Refi 6.45% 4/18/24
30 Year FHA Purchase 7.37% 4/18/24
30 Year FHA Refi 7.36% 4/18/24
30 Year VA Purchase 6.35% 4/18/24
30 Year VA Refi 6.47% 4/18/24
30 Year USDA Purchase 7.01% 4/18/24
15 Year Conventional Purchase 5.87% 4/18/24
15 Year Conventional Refi 5.71% 4/18/24
15 Year Cash-out Refi 5.71% 4/18/24
15 Year FHA Purchase 5.68% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Gsf Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,189

Origination Dollar Volume (All Markets)

$1,213,295,000
Show all (21) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 358 $92,680,000 $258,883 $3,189 2.78%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 257 $92,055,000 $358,191 $5,514 2.81%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 265 $80,595,000 $304,132 $2,382 2.47%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 192 $54,970,000 $286,302 $6,756 2.91%
Outside of Metro Areas 223 $50,985,000 $228,632 $5,841 3.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 146 $47,310,000 $324,041 $3,380 2.56%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 103 $35,385,000 $343,544 $3,709 2.67%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 105 $26,975,000 $256,905 $5,960 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 77 $24,985,000 $324,481 $4,077 2.83%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 74 $24,020,000 $324,595 $4,606 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 76 $23,510,000 $309,342 $2,667 2.55%
RALEIGH-CARY, NC (FHA|USDA|VA) 81 $23,255,000 $287,099 $2,370 2.56%
ST. LOUIS, MO-IL (FHA|USDA|VA) 88 $21,900,000 $248,864 $2,712 2.74%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 58 $21,600,000 $372,414 $3,329 2.73%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 87 $20,995,000 $241,322 $5,738 3.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 46 $19,820,000 $430,870 $6,814 2.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 57 $16,325,000 $286,404 $4,948 3.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 49 $15,805,000 $322,551 $4,121 2.65%
COLUMBUS, OH (FHA|USDA|VA) 62 $15,520,000 $250,323 $4,481 2.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 50 $14,880,000 $297,600 $3,505 2.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 46 $14,830,000 $322,391 $4,462 2.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 72 $13,870,000 $192,639 $5,580 2.81%
APPLETON, WI (FHA|USDA|VA) 61 $12,715,000 $208,443 $4,597 3.19%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 58 $12,540,000 $216,207 $7,746 3.31%
MADISON, WI (FHA|USDA|VA) 36 $11,590,000 $321,944 $2,156 2.73%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 26 $10,700,000 $411,538 $3,531 2.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 30 $10,680,000 $356,000 $7,028 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 34 $10,570,000 $310,882 $3,726 2.48%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 34 $10,380,000 $305,294 $3,619 2.85%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $10,005,000 $322,742 $5,063 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 30 $9,320,000 $310,667 $4,479 2.77%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 26 $9,260,000 $356,154 $3,177 2.61%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $8,880,000 $317,143 $7,233 3.59%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 26 $8,190,000 $315,000 $3,187 2.66%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 19 $7,945,000 $418,158 $3,409 2.56%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $7,880,000 $437,778 $12,127 3.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $7,710,000 $321,250 $5,307 3.09%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 26 $7,690,000 $295,769 $3,069 2.66%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 27 $7,685,000 $284,630 $5,138 2.72%
BOISE CITY, ID (FHA|USDA|VA) 20 $7,520,000 $376,000 $9,381 3.14%
JACKSONVILLE, FL (FHA|USDA|VA) 21 $5,915,000 $281,667 $5,867 3.09%
RACINE, WI (FHA|USDA|VA) 22 $5,730,000 $260,455 $4,272 2.89%
PORT ST. LUCIE, FL (FHA|USDA|VA) 19 $5,635,000 $296,579 $8,299 3.21%
RICHMOND, VA (FHA|USDA|VA) 16 $4,970,000 $310,625 $3,743 2.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 17 $4,895,000 $287,941 $7,123 3.28%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 30 $4,810,000 $160,333 $4,200 3.12%
KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $4,205,000 $221,316 $2,324 2.75%
TUCSON, AZ (FHA|USDA|VA) 10 $4,200,000 $420,000 $12,347 3.34%
BOULDER, CO (FHA|USDA|VA) 11 $4,125,000 $375,000 $5,600 2.58%
BEND, OR (FHA|USDA|VA) 9 $4,115,000 $457,222 $12,972 3.30%
PITTSBURGH, PA (FHA|USDA|VA) 21 $4,045,000 $192,619 $5,098 2.77%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $4,020,000 $251,250 $3,857 2.67%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 17 $3,945,000 $232,059 $3,159 2.84%
Beaver Dam, WI (FHA|USDA|VA) 20 $3,880,000 $194,000 $3,167 2.80%
GREEN BAY, WI (FHA|USDA|VA) 15 $3,825,000 $255,000 $4,307 3.12%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $3,815,000 $293,462 $10,451 3.36%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $3,755,000 $417,222 $8,703 3.14%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 13 $3,725,000 $286,538 $4,868 2.72%
Shelton, WA (FHA|USDA|VA) 9 $3,475,000 $386,111 $12,925 3.26%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $3,415,000 $200,882 $8,375 3.43%
Whitewater, WI (FHA|USDA|VA) 14 $3,410,000 $243,571 $3,826 2.78%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 12 $3,360,000 $280,000 $2,362 2.40%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,295,000 $366,111 $7,912 3.11%
MODESTO, CA (FHA|USDA|VA) 10 $3,190,000 $319,000 $2,142 2.84%
LONGVIEW, WA (FHA|USDA|VA) 7 $3,015,000 $430,714 $12,431 3.39%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $2,965,000 $197,667 $1,939 2.89%
LONGVIEW, TX (FHA|USDA|VA) 10 $2,930,000 $293,000 $10,867 3.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $2,740,000 $342,500 $8,921 3.22%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,645,000 $377,857 $7,297 2.82%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,635,000 $239,545 $5,252 2.89%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,515,000 $359,286 $7,236 3.07%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $2,500,000 $416,667 $6,368 3.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,325,000 $258,333 $3,445 2.87%
SALEM, OR (FHA|USDA|VA) 5 $2,255,000 $451,000 $15,125 3.38%
BELLINGHAM, WA (FHA|USDA|VA) 5 $2,245,000 $449,000 $7,466 2.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,215,000 $316,429 $3,096 2.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $2,200,000 $275,000 $4,511 2.73%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $2,175,000 $197,727 $5,941 3.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,170,000 $271,250 $3,518 2.91%
Centralia, WA (FHA|USDA|VA) 5 $2,105,000 $421,000 $9,888 3.05%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,095,000 $232,778 $9,010 3.44%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,267 2.70%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $1,995,000 $285,000 $5,366 2.77%
YAKIMA, WA (FHA|USDA|VA) 5 $1,945,000 $389,000 $11,263 3.27%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,925,000 $385,000 $12,938 3.18%
COLUMBIA, MO (FHA|USDA|VA) 8 $1,920,000 $240,000 $3,271 2.51%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,544 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,770,000 $295,000 $4,074 2.73%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,740,000 $290,000 $8,523 3.17%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,720,000 $286,667 $2,907 2.69%
OCALA, FL (FHA|USDA|VA) 9 $1,675,000 $186,111 $7,053 3.42%
Newport, OR (FHA|USDA|VA) 4 $1,620,000 $405,000 $14,040 3.25%
EAU CLAIRE, WI (FHA|USDA|VA) 9 $1,615,000 $179,444 $5,060 3.14%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $5,932 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,212 2.52%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,565,000 $313,000 $2,756 2.73%
MEDFORD, OR (FHA|USDA|VA) 4 $1,550,000 $387,500 $12,505 3.16%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,525,000 $217,857 $4,187 2.70%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,320 2.85%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,475,000 $210,714 $8,600 3.48%
Coos Bay, OR (FHA|USDA|VA) 3 $1,425,000 $475,000 $15,138 3.37%
HAMMOND, LA (FHA|USDA|VA) 8 $1,400,000 $175,000 $5,036 3.30%
DOVER, DE (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,853 3.40%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,365,000 $455,000 $2,619 2.62%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,355,000 $451,667 $3,302 2.91%
FOND DU LAC, WI (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,314 3.16%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,885 3.09%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,335 2.67%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,356 2.20%
FRESNO, CA (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,509 2.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,225,000 $245,000 $10,420 3.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,225,000 $408,333 $2,546 2.41%
Morehead City, NC (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,499 2.72%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,297 3.09%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,380 2.75%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,191 2.63%
TULSA, OK (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,979 3.09%
STOCKTON, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,192 2.38%
The Dalles, OR (FHA|USDA|VA) 3 $1,165,000 $388,333 $14,765 3.29%
VALLEJO, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $2,417 3.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,885 2.69%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,135,000 $227,000 $10,082 3.37%
Aberdeen, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $9,411 3.33%
Ellensburg, WA (FHA|USDA|VA) 2 $1,090,000 $545,000 $15,438 3.31%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,552 2.88%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,045,000 $348,333 $7,752 3.04%
ROANOKE, VA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,105 2.50%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,788 2.31%
Stephenville, TX (FHA|USDA|VA) 3 $995,000 $331,667 $7,016 3.33%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $980,000 $490,000 $8,430 3.31%
Hailey, ID (FHA|USDA|VA) 2 $970,000 $485,000 $15,054 3.44%
Roseburg, OR (FHA|USDA|VA) 2 $940,000 $470,000 $14,205 3.12%
GREELEY, CO (FHA|USDA|VA) 3 $935,000 $311,667 $5,417 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $915,000 $183,000 $6,078 3.20%
Stillwater, OK (FHA|USDA|VA) 3 $895,000 $298,333 $3,546 2.33%
Prineville, OR (FHA|USDA|VA) 2 $890,000 $445,000 $13,385 3.19%
VISALIA, CA (FHA|USDA|VA) 3 $885,000 $295,000 $2,200 3.00%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $880,000 $220,000 $5,343 3.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $875,000 $291,667 $4,371 3.13%
SALINAS, CA (FHA|USDA|VA) 3 $865,000 $288,333 $1,536 2.21%
Nogales, AZ (FHA|USDA|VA) 2 $860,000 $430,000 $13,468 3.56%
Stevens Point, WI (FHA|USDA|VA) 3 $855,000 $285,000 $5,462 3.33%
Shawano, WI (FHA|USDA|VA) 4 $850,000 $212,500 $5,552 2.94%
ST. CLOUD, MN (FHA|USDA|VA) 4 $840,000 $210,000 $4,344 2.72%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $830,000 $207,500 $11,071 3.53%
Ruston, LA (FHA|USDA|VA) 2 $830,000 $415,000 $14,691 3.38%
KNOXVILLE, TN (FHA|USDA|VA) 4 $820,000 $205,000 $2,978 3.09%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $805,000 $268,333 $3,484 2.50%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $795,000 $265,000 $7,615 2.83%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $780,000 $390,000 $4,373 2.75%
PANAMA CITY, FL (FHA|USDA|VA) 2 $770,000 $385,000 $5,958 2.75%
LANCASTER, PA (FHA|USDA|VA) 2 $770,000 $385,000 $5,964 3.06%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $765,000 $255,000 $5,862 3.00%
Hutchinson, MN (FHA|USDA|VA) 4 $760,000 $190,000 $7,993 2.97%
Sandpoint, ID (FHA|USDA|VA) 2 $750,000 $375,000 $7,635 2.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $725,000 $241,667 $5,068 3.04%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $720,000 $360,000 $9,337 3.50%
MERCED, CA (FHA|USDA|VA) 2 $710,000 $355,000 $2,084 2.38%
TYLER, TX (FHA|USDA|VA) 2 $700,000 $350,000 $9,435 3.24%
Manitowoc, WI (FHA|USDA|VA) 5 $685,000 $137,000 $2,818 3.37%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $675,000 $225,000 $2,895 2.21%
ANN ARBOR, MI (FHA|USDA|VA) 1 $665,000 $665,000 $3,583 3.25%
LOUISVILLE, KY (FHA|USDA|VA) 2 $660,000 $330,000 $2,468 2.94%
BATON ROUGE, LA (FHA|USDA|VA) 3 $655,000 $218,333 $4,635 2.75%
WICHITA, KS (FHA|USDA|VA) 3 $645,000 $215,000 $2,890 2.58%
Ontario, OR-ID (FHA|USDA|VA) 2 $640,000 $320,000 $11,749 3.25%
SPARTANBURG, SC (FHA|USDA|VA) 3 $625,000 $208,333 $3,570 2.58%
NEW BERN, NC (FHA|USDA|VA) 3 $615,000 $205,000 $7,411 3.71%
Cookeville, TN (FHA|USDA|VA) 2 $610,000 $305,000 $3,619 2.69%
McAlester, OK (FHA|USDA|VA) 5 $595,000 $119,000 $4,426 3.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $590,000 $295,000 $2,736 3.25%
JOPLIN, MO (FHA|USDA|VA) 5 $585,000 $117,000 $5,157 4.05%
Washington, NC (FHA|USDA|VA) 2 $580,000 $290,000 $17,051 3.44%
Adrian, MI (FHA|USDA|VA) 2 $570,000 $285,000 $2,379 3.06%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $570,000 $285,000 $2,018 2.69%
Marion, NC (FHA|USDA|VA) 1 $565,000 $565,000 $26,198 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $550,000 $275,000 $3,348 2.62%
READING, PA (FHA|USDA|VA) 1 $545,000 $545,000 $19,222 3.88%
Pullman, WA (FHA|USDA|VA) 1 $545,000 $545,000 $15,440 3.25%
REDDING, CA (FHA|USDA|VA) 1 $545,000 $545,000 $2,521 2.75%
Greenwood, SC (FHA|USDA|VA) 2 $540,000 $270,000 $11,160 3.88%
Bedford, IN (FHA|USDA|VA) 2 $540,000 $270,000 $7,799 3.69%
WACO, TX (FHA|USDA|VA) 2 $530,000 $265,000 $3,239 2.31%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $530,000 $265,000 $8,947 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $525,000 $525,000 $15,605 4.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $520,000 $260,000 $3,238 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 2 $520,000 $260,000 $10,006 3.38%
Outside of Metro Areas 1 $515,000 $515,000 $16,597 3.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $510,000 $255,000 $3,293 2.44%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $510,000 $255,000 $11,594 3.12%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $505,000 $505,000 $3,900 4.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $500,000 $250,000 $6,066 3.63%
Newberry, SC (FHA|USDA|VA) 1 $495,000 $495,000 $11,028 2.50%
Astoria, OR (FHA|USDA|VA) 1 $495,000 $495,000 $14,687 3.50%
DOTHAN, AL (FHA|USDA|VA) 2 $490,000 $245,000 $3,148 2.75%
Seneca, SC (FHA|USDA|VA) 2 $490,000 $245,000 $3,403 2.38%
Albemarle, NC (FHA|USDA|VA) 1 $485,000 $485,000 $2,668 2.38%
New Castle, PA (FHA|USDA|VA) 2 $480,000 $240,000 $5,787 3.19%
Searcy, AR (FHA|USDA|VA) 1 $475,000 $475,000 $2,701 1.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $465,000 $465,000 $2,383 2.00%
PEORIA, IL (FHA|USDA|VA) 2 $460,000 $230,000 $1,410 2.06%
PUEBLO, CO (FHA|USDA|VA) 1 $455,000 $455,000 $1,271 2.13%
GAINESVILLE, FL (FHA|USDA|VA) 3 $455,000 $151,667 $5,317 3.08%
BURLINGTON, NC (FHA|USDA|VA) 1 $455,000 $455,000 $2,613 2.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,289 3.38%
Wilson, NC (FHA|USDA|VA) 1 $455,000 $455,000 $15,539 3.75%
Hood River, OR (FHA|USDA|VA) 1 $435,000 $435,000 $856 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $430,000 $215,000 $2,035 2.68%
Gainesville, TX (FHA|USDA|VA) 1 $415,000 $415,000 $4,949 2.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $4,791 3.12%
DULUTH, MN-WI (FHA|USDA|VA) 2 $410,000 $205,000 $3,636 3.12%
YUBA CITY, CA (FHA|USDA|VA) 2 $410,000 $205,000 $2,019 2.94%
Minden, LA (FHA|USDA|VA) 2 $410,000 $205,000 $9,442 3.63%
DALTON, GA (FHA|USDA|VA) 1 $395,000 $395,000 $3,012 2.63%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $6,678 3.50%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $385,000 $385,000 $17,155 3.25%
NAPA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $3,477 2.25%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $365,000 $121,667 $2,210 2.54%
Picayune, MS (FHA|USDA|VA) 1 $365,000 $365,000 $16,785 2.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $2,540 2.38%
Union, SC (FHA|USDA|VA) 1 $365,000 $365,000 $12,003 4.25%
MIDLAND, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,747 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $355,000 $355,000 $1,386 2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $355,000 $355,000 $1,788 2.25%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,163 3.38%
STAUNTON, VA (FHA|USDA|VA) 1 $355,000 $355,000 $2,960 2.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $350,000 $175,000 $10,326 3.50%
Cullman, AL (FHA|USDA|VA) 1 $345,000 $345,000 $6,998 3.75%
Albertville, AL (FHA|USDA|VA) 2 $340,000 $170,000 $10,489 2.81%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $340,000 $170,000 $3,312 2.49%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $335,000 $335,000 $1,111 2.75%
Angola, IN (FHA|USDA|VA) 1 $335,000 $335,000 $1,645 2.75%
Moses Lake, WA (FHA|USDA|VA) 1 $335,000 $335,000 $2,133 2.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $325,000 $325,000 $12,818 3.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,242 3.13%
FLINT, MI (FHA|USDA|VA) 1 $315,000 $315,000 $3,946 3.13%
Bay City, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,086 3.88%
Russellville, AR (FHA|USDA|VA) 2 $310,000 $155,000 $9,057 3.69%
TOLEDO, OH (FHA|USDA|VA) 2 $310,000 $155,000 $2,670 2.44%
Marion, IN (FHA|USDA|VA) 1 $305,000 $305,000 $12,955 2.75%
Bogalusa, LA (FHA|USDA|VA) 1 $305,000 $305,000 $5,647 3.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $305,000 $305,000 $8,469 2.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $305,000 $305,000 $10,194 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $300,000 $150,000 $7,687 3.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,116 2.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,002 1.99%
FLORENCE, SC (FHA|USDA|VA) 1 $295,000 $295,000 $2,570 2.75%
Calhoun, GA (FHA|USDA|VA) 1 $295,000 $295,000 $1,751 2.63%
Big Spring, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,706 2.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $295,000 $295,000 $12,329 3.38%
Washington Court House, OH (FHA|USDA|VA) 1 $285,000 $285,000 $17,769 3.00%
Storm Lake, IA (FHA|USDA|VA) 1 $285,000 $285,000 $2,110 2.50%
Boone, NC (FHA|USDA|VA) 1 $285,000 $285,000 $4,393 2.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $285,000 $285,000 $12,676 3.25%
Selma, AL (FHA|USDA|VA) 1 $285,000 $285,000 $7,101 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $275,000 $275,000 $1,988 2.63%
Effingham, IL (FHA|USDA|VA) 1 $275,000 $275,000 $3,527 2.88%
Weatherford, OK (FHA|USDA|VA) 1 $265,000 $265,000 $6,235 3.99%
Fort Polk South, LA (FHA|USDA|VA) 1 $265,000 $265,000 $8,891 3.25%
Clearlake, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,135 2.50%
Fairfield, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,472 2.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $265,000 $265,000 $3,052 2.75%
FARGO, ND-MN (FHA|USDA|VA) 2 $260,000 $130,000 $5,268 2.94%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $255,000 $255,000 $4,111 2.13%
Corsicana, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,318 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,654 2.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $4,982 2.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $245,000 $245,000 $7,229 2.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $245,000 $245,000 $4,539 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,276 2.13%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,082 2.38%
JACKSON, MS (FHA|USDA|VA) 1 $235,000 $235,000 $1,615 2.88%
MONROE, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,817 2.25%
Shelby, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,623 2.63%
Huntsville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $14,250 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $225,000 $225,000 $7,494 3.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $225,000 $225,000 $1,559 1.99%
Menomonie, WI (FHA|USDA|VA) 1 $225,000 $225,000 $836 2.49%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $220,000 $110,000 $3,569 3.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,167 3.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,364 1.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $9,015 4.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $215,000 $215,000 $6,302 2.99%
Statesboro, GA (FHA|USDA|VA) 1 $215,000 $215,000 $1,511 2.49%
Brevard, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,613 3.75%
Bemidji, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,094 2.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,554 2.38%
Bellefontaine, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,891 3.13%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $8,698 3.75%
Warsaw, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,433 2.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,631 2.88%
Bardstown, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,279 2.13%
Altus, OK (FHA|USDA|VA) 2 $190,000 $95,000 $3,912 5.63%
Sayre, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,137 3.00%
Zanesville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,779 3.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,320 3.75%
JACKSON, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,431 2.13%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,985 3.38%
Oskaloosa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,859 2.63%
Payson, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $2,293 2.88%
Hope, AR (FHA|USDA|VA) 1 $165,000 $165,000 $6,954 3.00%
Kinston, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,772 3.50%
Fort Payne, AL (FHA|USDA|VA) 1 $155,000 $155,000 $9,644 3.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,626 3.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,259 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,897 2.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,288 3.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,916 2.99%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,225 3.50%
Jacksonville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,668 3.63%
West Plains, MO (FHA|USDA|VA) 2 $130,000 $65,000 $2,726 2.38%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,723 3.00%
Scottsboro, AL (FHA|USDA|VA) 1 $125,000 $125,000 $7,416 3.13%
ROCKFORD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,263 2.88%
Muscatine, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,717 3.63%
Pittsburg, KS (FHA|USDA|VA) 1 $105,000 $105,000 $5,402 2.88%
Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,124 3.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,032 3.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,644 2.99%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,249 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,657 3.50%
Urbana, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,432 3.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,969 3.63%
New Ulm, MN (FHA|USDA|VA) 1 $85,000 $85,000 $1,683 3.25%
AKRON, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,856 3.99%
Enterprise, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,590 2.75%
Ardmore, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,600 3.75%
Miami, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,181 3.25%
Gsf Mortgage Corporation's top markets include Milwaukee, Washington, Chicago, Minneapolis, and Dallas among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against GSF Mortgage Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PROSPERA Credit Union
    Similarity Rank: 60
    Brokaw Credit Union
    Similarity Rank: 88
    N C P D Federal Credit Union
    Similarity Rank: 102
    Prevail Bank
    Similarity Rank: 110
    Wolf River Community Bank
    Similarity Rank: 150
    Fox Valley Savings Bank
    Similarity Rank: 180
    Eureka Homestead
    Similarity Rank: 204
    PremierBank
    Similarity Rank: 204
    The Equitable Bank, S.S.B.
    Similarity Rank: 220

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,459 $1,026,905,000 $296,879 $4,059 2.81%
    FHA 454 $106,180,000 $233,877 $9,064 3.18%
    VA 202 $67,710,000 $335,198 $7,383 2.99%
    USDA 73 $12,415,000 $170,068 $6,222 3.19%
    FHA 1 $85,000 $85,000 $0 2.99%

    For 2021, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,459 originations. Their 2nd most popular type was FHA, with 454 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,759 $493,655,000 $280,645 $3,062 2.58%
    Home Purchase 1,580 $460,410,000 $291,399 $7,266 3.19%
    Home Improvement 850 $259,230,000 $304,976 $3,898 2.88%

    For 2021, Gsf Mortgage Corporation's most frequently cited loan purpose was Refi, with 1,759 originations. The 2nd most popular reason was Home Purchase, with 1,580 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,798 $826,900,000 $295,533 $5,675 3.12%
    15 Year 992 $280,520,000 $282,782 $2,702 2.21%
    20 Year 190 $55,300,000 $291,053 $2,959 2.75%
    10 Year 90 $16,400,000 $182,222 $1,971 2.52%
    30+ year 68 $20,350,000 $299,265 $10,096 3.26%
    Other 50 $13,820,000 $276,400 $2,928 2.62%
    5 Year 1 $5,000 $5,000 $0 0.00%

    For 2021, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 2,798 originations. The 2nd most popular length was 15 Year, with 992 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,889 $537,075,000 $284,317
    $<1k 1,063 $307,295,000 $289,083
    $5k+ 421 $157,495,000 $374,097
    $2k-3k 386 $100,110,000 $259,352
    $3k-4k 265 $65,905,000 $248,698
    $4k-5k 164 $45,330,000 $276,402

    Gsf Mortgage Corporation's average total fees were $5,675, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,889 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,465 $441,895,000 $301,635
    3-4% 1,441 $403,735,000 $280,177
    <2.5% 1,200 $349,240,000 $291,033
    4-5% 78 $18,390,000 $235,769
    5-6% 4 $30,000 $7,500
    7-8% 1 $5,000 $5,000

    During 2021, Gsf Mortgage Corporation's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,465 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,423 $700,705,000 $289,189 $4,544 2.80%
    $100k-200k 883 $138,625,000 $156,993 $4,224 3.04%
    $400k-600k 702 $334,720,000 $476,809 $6,681 2.87%
    $100,000 or less 138 $8,410,000 $60,942 $2,752 2.92%
    $600k-1MM 41 $28,795,000 $702,317 $6,732 3.11%
    $1MM+ 2 $2,040,000 $1,020,000 $14,033 3.00%

    2021 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 2,423 originations, totaling $700,705,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,219 $390,025,000 $319,955 $4,763 2.79%
    $150k-250k 857 $301,995,000 $352,386 $3,983 2.69%
    $50k-75k 771 $171,325,000 $222,211 $5,453 3.05%
    $75k-100k 673 $185,195,000 $275,178 $5,486 2.97%
    $50k or less 443 $75,545,000 $170,530 $4,892 3.07%
    $250k+ 226 $89,210,000 $394,735 $3,759 2.64%

    Gsf Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,219 originations. The second most popular income band? $150k-250k, with 857 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 976 $278,200,000 $285,041 $3,700 2.73%
    30-36% 806 $233,260,000 $289,404 $4,415 2.85%
    <20% 348 $89,730,000 $257,845 $3,216 2.65%
    44% 165 $51,515,000 $312,212 $5,469 3.02%
    43% 156 $46,950,000 $300,962 $5,351 3.03%
    40% 152 $44,670,000 $293,882 $5,199 2.98%
    41% 146 $42,660,000 $292,192 $5,286 2.96%
    38% 142 $41,620,000 $293,099 $4,854 2.99%
    39% 140 $41,600,000 $297,143 $5,463 2.95%
    45% 140 $44,570,000 $318,357 $7,104 3.00%
    36% 131 $37,955,000 $289,733 $5,538 2.92%
    50-60% 125 $33,195,000 $265,560 $9,509 3.15%
    42% 123 $39,625,000 $322,154 $5,572 2.98%
    49% 122 $36,220,000 $296,885 $5,410 2.94%
    37% 120 $35,850,000 $298,750 $4,995 2.97%
    46% 117 $34,805,000 $297,479 $6,232 3.02%
    47% 114 $34,550,000 $303,070 $5,777 2.97%
    48% 100 $28,820,000 $288,200 $5,904 2.94%
    >60% 3 $875,000 $291,667 $4,522 3.29%

    Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 976 originations. The next most common DTI ratio? 30-36%, with 806 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,546 $687,090,000 $269,870 $4,674 2.93%
    Not provided 820 $272,390,000 $332,183 $6,003 2.88%
    Asian 566 $187,250,000 $330,830 $2,989 2.48%
    Black 239 $61,825,000 $258,682 $6,478 3.07%
    American Indian 16 $4,180,000 $261,250 $4,259 3.11%
    Native Hawaiian or Islander 2 $560,000 $280,000 $2,923 2.31%

    Approval Rates

    Total approvals of all applications
    97.15%

    Gsf Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    59.51%

    Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 4 $30,000 $7,500
    NA 4,185 $1,213,265,000 $289,908

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,189 $1,213,295,000 $289,638

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 166 $38,800,000 $233,735 $3,069 2.40%
    40-60% 670 $183,720,000 $274,209 $3,098 2.57%
    60-80% 1,758 $534,570,000 $304,078 $3,933 2.84%
    80-100% 1,501 $437,535,000 $291,496 $6,638 3.10%
    Over 100% 40 $14,860,000 $371,500 $14,490 3.22%
    Under 20% 54 $3,810,000 $70,556 $1,131 2.16%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    GSF MORTGAGE CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%
    GSF MORTGAGE CORP Conventional home mortgage Closing on a mortgage 1 11.1%
    GSF MORTGAGE CORP Conventional home mortgage Trouble during payment process 2 22.2%
    GSF MORTGAGE CORP FHA mortgage Incorrect information on your report 1 11.1%
    GSF MORTGAGE CORP Other type of mortgage Trouble during payment process 1 11.1%
    GSF MORTGAGE CORP VA mortgage Closing on a mortgage 2 22.2%
    GSF MORTGAGE CORP VA mortgage Trouble during payment process 1 11.1%