Gsf Mortgage Corporation Rates, Fees & Info

Wilmington, DE

LEI: 25490018IFQOT83Q7H49

Tax ID: 39-1813773

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Mortgage Data

Review & Overview

Gsf Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Refi loans. Gsf Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Milwaukee, Appleton, Baltimore, Minneapolis, and Washington among others. We have data for 263 markets. (Some data included below & more in-depth data is available with an active subscription.)

Gsf Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gsf Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 11/17/24
30 Year Conventional Refi 6.45% 11/17/24
30 Year FHA Purchase 7.37% 11/17/24
30 Year FHA Refi 7.36% 11/17/24
30 Year VA Purchase 6.35% 11/17/24
30 Year VA Refi 6.47% 11/17/24
30 Year USDA Purchase 7.01% 11/17/24
15 Year Conventional Purchase 5.87% 11/17/24
15 Year Conventional Refi 5.71% 11/17/24
15 Year Cash-out Refi 5.71% 11/17/24
15 Year FHA Purchase 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Gsf Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Gsf Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,898

Origination Dollar Volume (All Markets)

$622,930,000
Show all (17) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 281 $61,525,000 $218,950 $4,309 4.32%
APPLETON, WI (FHA|USDA|VA) 272 $41,680,000 $153,235 $4,263 4.48%
Outside of Metro Areas 233 $36,265,000 $155,644 $5,184 4.60%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 127 $35,775,000 $281,693 $5,156 4.12%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 139 $34,945,000 $251,403 $7,295 4.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 78 $24,570,000 $315,000 $7,821 4.19%
ST. LOUIS, MO-IL (FHA|USDA|VA) 86 $20,360,000 $236,744 $3,431 3.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 59 $17,485,000 $296,356 $4,037 3.82%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 68 $17,370,000 $255,441 $3,822 3.65%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 79 $16,635,000 $210,570 $5,815 4.46%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 88 $16,280,000 $185,000 $6,171 4.60%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 115 $15,255,000 $132,652 $3,534 4.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 53 $12,035,000 $227,075 $5,647 4.38%
RALEIGH-CARY, NC (FHA|USDA|VA) 42 $11,950,000 $284,524 $2,410 3.85%
JACKSONVILLE, FL (FHA|USDA|VA) 47 $9,775,000 $207,979 $6,177 4.40%
MADISON, WI (FHA|USDA|VA) 36 $9,300,000 $258,333 $1,930 4.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 53 $8,605,000 $162,358 $5,731 4.61%
Traverse City, MI (FHA|USDA|VA) 38 $7,180,000 $188,947 $5,671 4.27%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 19 $7,075,000 $372,368 $11,352 3.95%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 22 $6,770,000 $307,727 $2,626 3.53%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 25 $6,595,000 $263,800 $5,793 3.68%
RACINE, WI (FHA|USDA|VA) 32 $5,830,000 $182,188 $4,041 4.22%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 25 $5,765,000 $230,600 $5,265 3.91%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 17 $5,645,000 $332,059 $2,645 3.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 24 $5,170,000 $215,417 $8,715 4.68%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 21 $5,125,000 $244,048 $5,070 4.05%
GREEN BAY, WI (FHA|USDA|VA) 26 $4,550,000 $175,000 $4,562 4.56%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 26 $4,170,000 $160,385 $5,973 4.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $3,630,000 $302,500 $3,295 3.36%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $3,595,000 $211,471 $4,967 4.40%
MEDFORD, OR (FHA|USDA|VA) 9 $3,345,000 $371,667 $10,228 4.07%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 10 $3,290,000 $329,000 $3,579 3.66%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $3,060,000 $382,500 $7,111 4.16%
GREENVILLE, NC (FHA|USDA|VA) 15 $2,985,000 $199,000 $6,514 5.12%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,930,000 $488,333 $13,729 4.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $2,900,000 $290,000 $6,135 4.68%
WAUSAU-WESTON, WI (FHA|USDA|VA) 20 $2,860,000 $143,000 $3,521 4.38%
PITTSBURGH, PA (FHA|USDA|VA) 15 $2,635,000 $175,667 $5,100 3.95%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $2,475,000 $275,000 $5,697 3.81%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 25 $2,435,000 $97,400 $2,860 4.42%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $2,395,000 $266,111 $6,039 4.44%
LONGVIEW, WA (FHA|USDA|VA) 7 $2,335,000 $333,571 $9,890 4.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $2,265,000 $251,667 $6,051 4.40%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $2,060,000 $206,000 $9,764 4.04%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,015,000 $403,000 $3,482 4.35%
Manitowoc, WI (FHA|USDA|VA) 20 $2,010,000 $100,500 $3,414 4.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $1,970,000 $197,000 $6,768 4.91%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,885,000 $377,000 $11,773 3.95%
RICHMOND, VA (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,429 4.23%
HAMMOND, LA (FHA|USDA|VA) 12 $1,800,000 $150,000 $6,724 4.51%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 12 $1,780,000 $148,333 $4,301 4.65%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $1,735,000 $247,857 $2,927 3.79%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,685,000 $337,000 $5,706 3.43%
SALEM, OR (FHA|USDA|VA) 4 $1,660,000 $415,000 $12,524 3.69%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,630,000 $271,667 $3,145 3.67%
Whitewater, WI (FHA|USDA|VA) 5 $1,625,000 $325,000 $2,507 4.00%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,625,000 $232,143 $5,745 4.23%
Beaver Dam, WI (FHA|USDA|VA) 9 $1,615,000 $179,444 $3,977 3.93%
Newport, OR (FHA|USDA|VA) 5 $1,605,000 $321,000 $9,352 3.90%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,565,000 $313,000 $9,605 5.75%
Shelton, WA (FHA|USDA|VA) 4 $1,530,000 $382,500 $6,661 4.44%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,480,000 $370,000 $8,067 4.06%
LAFAYETTE, LA (FHA|USDA|VA) 8 $1,420,000 $177,500 $6,449 4.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,063 3.54%
COLUMBIA, MO (FHA|USDA|VA) 5 $1,415,000 $283,000 $3,066 3.48%
OCALA, FL (FHA|USDA|VA) 10 $1,400,000 $140,000 $5,922 5.13%
EAU CLAIRE, WI (FHA|USDA|VA) 7 $1,375,000 $196,429 $4,142 4.54%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 8 $1,360,000 $170,000 $2,800 4.31%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,355,000 $451,667 $10,495 4.13%
BEND, OR (FHA|USDA|VA) 4 $1,330,000 $332,500 $10,200 3.91%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $1,315,000 $187,857 $6,000 3.52%
YAKIMA, WA (FHA|USDA|VA) 3 $1,305,000 $435,000 $10,561 4.38%
Centralia, WA (FHA|USDA|VA) 4 $1,300,000 $325,000 $7,686 4.31%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,300,000 $162,500 $7,042 5.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,290,000 $215,000 $6,740 3.85%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,154 4.13%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,273 3.66%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,155,000 $165,000 $6,251 4.32%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,150,000 $575,000 $4,476 4.19%
ST. CLOUD, MN (FHA|USDA|VA) 4 $1,130,000 $282,500 $10,073 4.19%
FOND DU LAC, WI (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,060 4.50%
Elizabeth City, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,117 4.55%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,030,000 $171,667 $10,209 5.02%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $9,603 4.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 10 $990,000 $99,000 $4,039 4.83%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $965,000 $193,000 $5,251 5.28%
Coos Bay, OR (FHA|USDA|VA) 2 $930,000 $465,000 $12,243 3.88%
Klamath Falls, OR (FHA|USDA|VA) 3 $905,000 $301,667 $12,785 4.04%
CORVALLIS, OR (FHA|USDA|VA) 2 $890,000 $445,000 $12,101 4.31%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $885,000 $295,000 $3,552 3.63%
Cadillac, MI (FHA|USDA|VA) 6 $880,000 $146,667 $6,523 4.60%
FORT COLLINS, CO (FHA|USDA|VA) 3 $875,000 $291,667 $2,846 3.46%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $855,000 $285,000 $1,817 4.08%
ASHEVILLE, NC (FHA|USDA|VA) 4 $830,000 $207,500 $2,556 3.69%
AKRON, OH (FHA|USDA|VA) 3 $815,000 $271,667 $8,505 4.17%
Oak Harbor, WA (FHA|USDA|VA) 2 $810,000 $405,000 $10,358 4.06%
LONGVIEW, TX (FHA|USDA|VA) 3 $805,000 $268,333 $11,212 3.83%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $795,000 $265,000 $3,048 4.08%
DULUTH, MN-WI (FHA|USDA|VA) 3 $785,000 $261,667 $8,077 4.67%
Hutchinson, MN (FHA|USDA|VA) 4 $770,000 $192,500 $5,967 4.09%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $765,000 $255,000 $6,809 4.25%
Stevens Point, WI (FHA|USDA|VA) 6 $760,000 $126,667 $5,259 4.63%
Wilson, NC (FHA|USDA|VA) 4 $760,000 $190,000 $7,631 4.66%
Astoria, OR (FHA|USDA|VA) 2 $750,000 $375,000 $11,379 3.94%
Sandpoint, ID (FHA|USDA|VA) 2 $750,000 $375,000 $6,856 4.81%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $750,000 $187,500 $4,334 4.03%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $750,000 $375,000 $11,847 4.13%
THE VILLAGES, FL (FHA|USDA|VA) 5 $745,000 $149,000 $6,069 4.65%
GRANTS PASS, OR (FHA|USDA|VA) 2 $730,000 $365,000 $7,502 4.19%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $725,000 $241,667 $8,259 4.33%
DOVER, DE (FHA|USDA|VA) 4 $710,000 $177,500 $6,726 4.25%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $645,000 $215,000 $3,410 4.17%
TUCSON, AZ (FHA|USDA|VA) 3 $625,000 $208,333 $2,052 3.33%
GREELEY, CO (FHA|USDA|VA) 2 $620,000 $310,000 $2,505 3.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $620,000 $310,000 $10,507 4.50%
Brainerd, MN (FHA|USDA|VA) 2 $620,000 $310,000 $6,310 4.44%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $600,000 $150,000 $5,716 4.63%
Baraboo, WI (FHA|USDA|VA) 3 $595,000 $198,333 $2,305 3.83%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $590,000 $295,000 $4,933 3.94%
Opelousas, LA (FHA|USDA|VA) 4 $580,000 $145,000 $8,886 4.13%
LANCASTER, PA (FHA|USDA|VA) 2 $580,000 $290,000 $4,907 4.31%
WILMINGTON, NC (FHA|USDA|VA) 2 $550,000 $275,000 $2,175 3.88%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $530,000 $265,000 $3,097 4.25%
New Castle, PA (FHA|USDA|VA) 3 $525,000 $175,000 $5,392 4.46%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $520,000 $260,000 $8,593 4.56%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $515,000 $171,667 $6,780 4.75%
Decatur, IN (FHA|USDA|VA) 3 $515,000 $171,667 $5,373 5.17%
FLINT, MI (FHA|USDA|VA) 4 $510,000 $127,500 $5,772 4.75%
ROCKFORD, IL (FHA|USDA|VA) 3 $495,000 $165,000 $4,811 3.96%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $485,000 $485,000 $3,289 3.25%
JOPLIN, MO (FHA|USDA|VA) 4 $480,000 $120,000 $5,196 4.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $480,000 $240,000 $3,577 3.56%
REDDING, CA (FHA|USDA|VA) 1 $475,000 $475,000 $3,079 3.25%
Ludington, MI (FHA|USDA|VA) 3 $475,000 $158,333 $7,974 4.29%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $2,322 3.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $470,000 $235,000 $5,260 3.69%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $465,000 $465,000 $9,984 3.75%
LAWRENCE, KS (FHA|USDA|VA) 2 $460,000 $230,000 $5,833 4.56%
Bogalusa, LA (FHA|USDA|VA) 2 $460,000 $230,000 $5,236 4.69%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $455,000 $151,667 $4,127 4.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,418 4.63%
KNOXVILLE, TN (FHA|USDA|VA) 3 $455,000 $151,667 $6,214 4.46%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $450,000 $225,000 $4,505 4.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $440,000 $220,000 $6,696 4.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $430,000 $215,000 $3,772 3.56%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $2,803 4.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $425,000 $141,667 $4,015 4.46%
MONROE, LA (FHA|USDA|VA) 3 $425,000 $141,667 $5,483 5.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $410,000 $205,000 $3,030 3.69%
SPARTANBURG, SC (FHA|USDA|VA) 2 $410,000 $205,000 $4,238 3.75%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $405,000 $405,000 $2,515 3.88%
La Grande, OR (FHA|USDA|VA) 1 $405,000 $405,000 $14,006 3.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $405,000 $405,000 $3,813 3.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $400,000 $200,000 $10,794 3.31%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $395,000 $395,000 $16,022 3.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $395,000 $395,000 $2,451 5.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,609 3.81%
Payson, AZ (FHA|USDA|VA) 2 $370,000 $185,000 $4,272 3.44%
YUMA, AZ (FHA|USDA|VA) 2 $370,000 $185,000 $5,552 4.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $365,000 $365,000 $2,034 4.38%
Natchez, MS-LA (FHA|USDA|VA) 1 $365,000 $365,000 $17,249 4.88%
BOULDER, CO (FHA|USDA|VA) 1 $345,000 $345,000 $3,125 3.63%
Aberdeen, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,972 4.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $340,000 $170,000 $7,066 3.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $340,000 $170,000 $5,822 4.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $340,000 $170,000 $5,568 3.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $2,458 2.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,367 4.00%
Durango, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,107 2.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $315,000 $315,000 $5,629 4.00%
PANAMA CITY, FL (FHA|USDA|VA) 1 $315,000 $315,000 $2,586 3.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $310,000 $155,000 $7,925 4.81%
Prineville, OR (FHA|USDA|VA) 1 $305,000 $305,000 $8,475 4.38%
Angola, IN (FHA|USDA|VA) 2 $300,000 $150,000 $8,571 4.94%
ANN ARBOR, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,420 3.88%
SAVANNAH, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,719 4.00%
Freeport, IL (FHA|USDA|VA) 2 $280,000 $140,000 $2,027 3.25%
Huntington, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,186 5.06%
TOPEKA, KS (FHA|USDA|VA) 2 $260,000 $130,000 $4,354 4.31%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $260,000 $130,000 $3,176 4.31%
Winfield, KS (FHA|USDA|VA) 1 $255,000 $255,000 $3,090 4.38%
Enterprise, AL (FHA|USDA|VA) 1 $255,000 $255,000 $3,158 3.38%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,933 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $250,000 $125,000 $7,819 4.56%
Shawano, WI (FHA|USDA|VA) 1 $245,000 $245,000 $3,040 5.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $10,060 5.63%
MUNCIE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $7,770 4.13%
Morehead City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $8,266 4.13%
Roseburg, OR (FHA|USDA|VA) 1 $235,000 $235,000 $6,729 4.38%
Rochelle, IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,915 3.00%
Mount Pleasant, TX (FHA|USDA|VA) 1 $225,000 $225,000 $12,363 5.13%
Vincennes, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,010 5.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,785 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 2 $220,000 $110,000 $5,448 5.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $215,000 $215,000 $1,426 4.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $10,542 5.00%
Meadville, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,910 4.00%
Huntsville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $5,543 4.44%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $205,000 $205,000 $7,311 4.38%
DuBois, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,197 4.13%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $7,341 4.00%
MANHATTAN, KS (FHA|USDA|VA) 2 $200,000 $100,000 $2,487 4.81%
Troy, AL (FHA|USDA|VA) 1 $195,000 $195,000 $8,085 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $195,000 $195,000 $3,934 4.63%
Watertown, SD (FHA|USDA|VA) 1 $195,000 $195,000 $7,084 4.88%
EL PASO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,110 3.13%
Outside of Metro Areas 1 $195,000 $195,000 $7,970 3.88%
DOTHAN, AL (FHA|USDA|VA) 2 $190,000 $95,000 $3,048 4.81%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,760 3.88%
ROCHESTER, MN (FHA|USDA|VA) 1 $185,000 $185,000 $7,607 4.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,005 3.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,668 3.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,567 3.63%
WICHITA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $9,454 5.13%
Zanesville, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,553 4.38%
Sayre, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,137 3.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $1,795 4.13%
Ottawa, IL (FHA|USDA|VA) 1 $175,000 $175,000 $6,372 3.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,110 3.88%
Marshall, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,888 5.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,091 4.13%
Duncan, OK (FHA|USDA|VA) 1 $165,000 $165,000 $7,388 6.13%
Lewistown, PA (FHA|USDA|VA) 1 $165,000 $165,000 $6,843 5.00%
Shelbyville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,472 4.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $155,000 $155,000 $1,949 3.38%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $7,711 4.13%
WACO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,392 4.38%
Ashtabula, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,267 4.00%
Lock Haven, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,403 4.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $155,000 $155,000 $7,158 4.88%
Bellefontaine, OH (FHA|USDA|VA) 2 $150,000 $75,000 $3,882 6.63%
Minden, LA (FHA|USDA|VA) 1 $145,000 $145,000 $9,062 5.75%
TYLER, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,426 3.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,937 4.63%
Kirksville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,964 4.50%
PUEBLO, CO (FHA|USDA|VA) 1 $135,000 $135,000 $1,226 3.88%
Granbury, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,036 4.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $135,000 $135,000 $1,876 4.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $135,000 $135,000 $7,006 4.00%
Pottsville, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,114 4.38%
Jennings, LA (FHA|USDA|VA) 1 $125,000 $125,000 $8,842 4.13%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,591 4.00%
ROANOKE, VA (FHA|USDA|VA) 1 $125,000 $125,000 $3,483 3.75%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,961 5.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,300 3.50%
NEW BERN, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.38%
DECATUR, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,048 4.75%
JONESBORO, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,880 0.00%
Mason City, IA (FHA|USDA|VA) 1 $105,000 $105,000 $3,944 3.88%
Wabash, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,313 4.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,688 4.13%
Lewisburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $1,760 5.25%
Great Bend, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,356 5.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $85,000 $85,000 $6,346 6.13%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $85,000 $85,000 $3,820 5.00%
LAWTON, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,768 5.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $75,000 $75,000 $2,705 4.88%
Farmington, MO (FHA|USDA|VA) 1 $75,000 $75,000 $4,414 4.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $75,000 $75,000 $5,538 6.13%
MOBILE, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,745 6.00%
BAY CITY, MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,999 6.13%
Hope, AR (FHA|USDA|VA) 1 $65,000 $65,000 $5,638 5.13%
Kendallville, IN (FHA|USDA|VA) 1 $45,000 $45,000 $1,960 5.63%
Gsf Mortgage Corporation's top markets include Milwaukee, Appleton, Baltimore, Minneapolis, and Washington among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,732 $391,170,000 $225,849 $4,018 4.19%
    FHA 834 $158,000,000 $189,448 $7,479 4.50%
    VA 251 $62,595,000 $249,382 $5,168 4.19%
    USDA 76 $10,500,000 $138,158 $5,445 4.45%
    FHA 4 $470,000 $117,500 $0 4.41%
    Reverse Mortgage 1 $195,000 $195,000 $0 4.63%

    For 2019, Gsf Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,732 originations. Their 2nd most popular type was FHA, with 834 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,795 $352,535,000 $196,398 $5,847 4.52%
    Refi 747 $188,335,000 $252,122 $4,097 3.80%
    Home Improvement 355 $81,895,000 $230,690 $4,496 4.11%
    Cash Out Refi 1 $165,000 $165,000 $6,224 3.38%

    For 2019, Gsf Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,795 originations. The 2nd most popular reason was Refi, with 747 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,509 $555,125,000 $221,253 $5,409 4.33%
    15 Year 179 $42,155,000 $235,503 $3,174 3.36%
    10 Year 120 $1,430,000 $11,917 $779 4.83%
    20 Year 40 $10,480,000 $262,000 $3,355 3.70%
    30+ year 31 $9,075,000 $292,742 $7,430 4.70%
    Other 19 $4,665,000 $245,526 $3,366 4.16%

    For 2019, Gsf Mortgage Corporation's most frequently cited loan duration was 30 Year, with 2,509 originations. The 2nd most popular length was 15 Year, with 179 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,021 $212,925,000 $208,546
    $<1k 799 $171,315,000 $214,412
    $2k-3k 413 $82,315,000 $199,310
    $3k-4k 268 $50,970,000 $190,187
    $5k+ 210 $70,120,000 $333,905
    $4k-5k 149 $33,345,000 $223,792

    Gsf Mortgage Corporation's average total fees were $5,409, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,021 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,300 $255,830,000 $196,792
    3-4% 1,042 $272,010,000 $261,046
    5-6% 424 $67,680,000 $159,623
    2.5-3% 88 $23,140,000 $262,955
    6-7% 21 $2,235,000 $106,429
    <2.5% 15 $1,185,000 $79,000
    7-8% 6 $330,000 $55,000
    Over 8% 1 $415,000 $415,000

    During 2019, Gsf Mortgage Corporation's average interest rate for loans was 4.33%, while their most frequently originated rate bucket for loans was 4-5%, with 1,300 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,232 $337,890,000 $274,261 $5,526 4.08%
    $100k-200k 1,140 $173,950,000 $152,588 $4,822 4.44%
    $100,000 or less 314 $15,190,000 $48,376 $3,454 4.72%
    $400k-600k 208 $93,300,000 $448,558 $7,080 3.99%
    $600k-1MM 4 $2,600,000 $650,000 $9,502 4.25%

    2019 saw Gsf Mortgage Corporation place emphasis on $200k-400k loans with 1,232 originations, totaling $337,890,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 786 $137,150,000 $174,491 $5,310 4.42%
    $50k or less 668 $92,180,000 $137,994 $4,858 4.45%
    $100k-150k 544 $147,790,000 $271,673 $5,379 4.10%
    $75k-100k 538 $125,440,000 $233,160 $5,538 4.29%
    $150k-250k 300 $99,420,000 $331,400 $4,862 3.98%
    $250k+ 52 $18,530,000 $356,346 $4,390 3.80%

    Gsf Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 786 originations. The second most popular income band? $50k or less, with 668 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 496 $104,460,000 $210,605 $4,742 4.29%
    20-30% 486 $111,440,000 $229,300 $4,167 4.05%
    50-60% 193 $38,145,000 $197,642 $7,760 4.39%
    <20% 140 $31,420,000 $224,429 $3,430 3.96%
    44% 138 $30,110,000 $218,188 $5,595 4.41%
    42% 124 $25,450,000 $205,242 $5,492 4.42%
    41% 113 $22,005,000 $194,735 $5,325 4.38%
    39% 113 $21,855,000 $193,407 $4,735 4.39%
    45% 110 $25,370,000 $230,636 $6,363 4.47%
    43% 107 $26,055,000 $243,505 $6,193 4.42%
    46% 105 $21,815,000 $207,762 $5,885 4.60%
    40% 101 $20,315,000 $201,139 $5,127 4.38%
    37% 97 $21,005,000 $216,546 $5,212 4.43%
    48% 96 $19,830,000 $206,563 $5,860 4.33%
    38% 96 $20,830,000 $216,979 $5,118 4.34%
    49% 95 $18,805,000 $197,947 $5,706 4.51%
    36% 83 $18,855,000 $227,169 $4,925 4.24%
    47% 75 $15,645,000 $208,600 $6,026 4.29%
    >60% 6 $1,710,000 $285,000 $9,846 4.01%

    Gsf Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 496 originations. The next most common DTI ratio? 20-30%, with 486 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,263 $460,955,000 $203,692 $4,951 4.31%
    Not provided 331 $97,155,000 $293,520 $6,744 4.06%
    Black 183 $37,115,000 $202,814 $6,518 4.51%
    Asian 104 $24,640,000 $236,923 $3,500 4.16%
    American Indian 10 $1,740,000 $174,000 $4,604 4.63%
    Native Hawaiian or Islander 3 $405,000 $135,000 $5,964 3.96%
    Korean 1 $315,000 $315,000 $1,672 2.88%
    Asian Indian 1 $305,000 $305,000 $2,375 3.50%
    Not applicable 1 $165,000 $165,000 $1,749 4.38%
    Other Asian 1 $135,000 $135,000 $3,460 4.63%

    Approval Rates

    Total approvals of all applications
    96.40%

    Gsf Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    63.08%

    Gsf Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,898 $622,930,000 $214,952

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 106 $15,060,000 $142,075
    Single Family (1-4 Units):Site-Built 2,792 $607,870,000 $217,718

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 34 $5,850,000 $172,059 $3,460 3.77%
    40-60% 122 $28,210,000 $231,230 $3,606 3.77%
    60-80% 689 $173,685,000 $252,083 $4,120 4.04%
    80-100% 1,854 $397,800,000 $214,563 $5,725 4.41%
    Over 100% 68 $16,310,000 $239,853 $7,410 4.27%
    Under 20% 131 $1,075,000 $8,206 $152 4.51%