Access National Bank Mortgage Rates, Fees & Info
RESTON, VALEI: 549300QWEDZGLJE73X04
Tax ID: 54-1917330
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Mortgage Data
Review & Overview
Access National Bank is a smaller bank specializing in Home Purchase loans. Access National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Nashville, Indianapolis, and Bluefield among others. We have data for 151 markets. (Some data included below & more in-depth data is available with an active subscription.)Access National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Access National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
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Originations
1,474Origination Dollar Volume (All Markets)
$417,640,000Access National Bank - 2018
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 377 | $165,875,000 | $439,987 | $5,844 | 4.73% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 293 | $74,275,000 | $253,498 | $6,077 | 4.83% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 80 | $25,080,000 | $313,500 | $5,284 | 5.05% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 78 | $18,060,000 | $231,538 | $3,701 | 4.85% |
Bluefield, WV-VA (FHA|USDA|VA) | 119 | $13,975,000 | $117,437 | $4,534 | 5.03% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 72 | $13,070,000 | $181,528 | $5,118 | 4.79% |
Outside of Metro Areas | 40 | $6,600,000 | $165,000 | $5,108 | 4.81% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 15 | $5,495,000 | $366,333 | $6,260 | 4.74% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $4,575,000 | $305,000 | $6,578 | 4.55% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $4,560,000 | $285,000 | $7,496 | 4.94% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 24 | $4,320,000 | $180,000 | $5,686 | 4.87% |
FORT WAYNE, IN (FHA|USDA|VA) | 34 | $4,140,000 | $121,765 | $5,196 | 4.94% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 9 | $3,485,000 | $387,222 | $8,154 | 4.90% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $2,825,000 | $256,818 | $5,502 | 4.85% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $7,313 | 5.02% |
RICHMOND, VA (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $4,366 | 4.91% |
ROANOKE, VA (FHA|USDA|VA) | 19 | $2,305,000 | $121,316 | $4,565 | 4.57% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $9,755 | 4.73% |
SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $5,272 | 4.84% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $6,249 | 4.61% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $7,528 | 4.55% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $5,397 | 4.62% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $4,482 | 4.66% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $7,175 | 4.45% |
JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $7,292 | 4.84% |
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $4,357 | 4.87% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $6,380 | 4.66% |
Heber, UT (FHA|USDA|VA) | 1 | $1,405,000 | $1,405,000 | $0 | 5.75% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $8,691 | 4.58% |
DOVER, DE (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $7,367 | 4.68% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,571 | 4.78% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $4,748 | 4.50% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,261 | 4.55% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $4,457 | 4.69% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $8,811 | 4.56% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,534 | 4.96% |
ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,775 | 4.66% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $8,425 | 4.31% |
WILMINGTON, NC (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $5,215 | 4.25% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,308 | 4.59% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,874 | 5.06% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,933 | 4.67% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,915 | 4.81% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,496 | 5.00% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,667 | 4.67% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,264 | 4.43% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,594 | 5.19% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,759 | 4.96% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,463 | 4.79% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,019 | 5.13% |
MONROE, LA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $6,175 | 4.50% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,702 | 4.50% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,362 | 4.94% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,808 | 5.25% |
Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,458 | 5.13% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,641 | 4.63% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,113 | 4.69% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,231 | 5.09% |
GETTYSBURG, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,045 | 4.06% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,378 | 4.31% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,459 | 5.33% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,233 | 4.10% |
Lebanon, NH-VT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,550 | 3.88% |
ANN ARBOR, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,283 | 6.06% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,653 | 4.13% |
EL PASO, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,570 | 5.13% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,476 | 4.25% |
GAINESVILLE, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,657 | 4.56% |
Frankfort, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,176 | 4.25% |
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,520 | 4.50% |
PITTSBURGH, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,914 | 4.88% |
Zanesville, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,424 | 5.06% |
BOULDER, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,645 | 4.38% |
COLUMBIA, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,998 | 4.88% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,828 | 4.75% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,902 | 5.25% |
COLUMBUS, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,271 | 4.69% |
LYNCHBURG, VA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,314 | 4.54% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,898 | 4.75% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,765 | 4.38% |
VALDOSTA, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,168 | 4.69% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,760 | 4.50% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,772 | 4.94% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,739 | 4.75% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,907 | 5.13% |
ALBANY, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,493 | 4.75% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,201 | 6.00% |
Sayre, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,660 | 4.63% |
Lewisburg, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,624 | 5.63% |
Sanford, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,245 | 4.63% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,805 | 4.88% |
HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,935 | 4.13% |
Campbellsville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,983 | 4.50% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,696 | 4.50% |
Cedartown, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,794 | 4.88% |
MORGANTOWN, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,506 | 4.75% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,885 | 4.38% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,594 | 5.00% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,702 | 4.63% |
Calhoun, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,528 | 5.00% |
GLENS FALLS, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,230 | 4.50% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,295 | 4.13% |
Bemidji, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,515 | 5.38% |
JACKSON, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,369 | 4.88% |
LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,123 | 5.00% |
HAMMOND, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,815 | 5.13% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,191 | 6.13% |
WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,680 | 4.75% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,334 | 4.75% |
Newberry, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $217 | 4.75% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,815 | 4.50% |
Palatka, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,337 | 3.75% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,227 | 4.81% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.88% |
TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,635 | 5.38% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,627 | 5.00% |
KNOXVILLE, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,968 | 4.88% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,699 | 4.13% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,714 | 4.75% |
JACKSON, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,211 | 6.00% |
TUCSON, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,060 | 5.13% |
FLINT, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,394 | 5.50% |
TULSA, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,722 | 4.50% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,949 | 4.50% |
VISALIA, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,800 | 5.50% |
Tupelo, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,851 | 4.88% |
Opelousas, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,613 | 4.88% |
Sunbury, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,193 | 4.50% |
ROCHESTER, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,535 | 5.25% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,292 | 4.88% |
Kendallville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,663 | 3.75% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,513 | 4.75% |
Wooster, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,303 | 4.38% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,819 | 5.00% |
BECKLEY, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,798 | 4.75% |
FORT COLLINS, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,710 | 4.88% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,129 | 5.25% |
Cambridge, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,147 | 5.75% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,184 | 5.00% |
TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,994 | 4.50% |
Auburn, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,905 | 4.50% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,785 | 5.13% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,088 | 5.13% |
BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,677 | 4.75% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,382 | 4.63% |
Oil City, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,584 | 4.88% |
Tahlequah, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,503 | 4.13% |
Angola, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,861 | 5.63% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,305 | 5.00% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,629 | 5.00% |
Coshocton, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,136 | 5.50% |
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Product Mix
For 2018, Access National Bank's most frequently originated type of loan was Conventional, with 961 originations. Their 2nd most popular type was FHA, with 299 originations.
Loan Reason
For 2018, Access National Bank's most frequently cited loan purpose was Home Purchase, with 1,175 originations. The 2nd most popular reason was Cash Out Refi, with 173 originations.
Loan Duration/Length
For 2018, Access National Bank's most frequently cited loan duration was 30 Year, with 1,349 originations. The 2nd most popular length was 15 Year, with 62 originations.
Origination Fees/Closing Costs
Access National Bank's average total fees were $5,594, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 694 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 1,055 | $310,305,000 | $294,128 |
5-6% | 349 | $85,125,000 | $243,911 |
3-4% | 58 | $18,560,000 | $320,000 |
6-7% | 12 | $3,650,000 | $304,167 |
During 2018, Access National Bank's average interest rate for loans was 4.82%, while their most frequently originated rate bucket for loans was 4-5%, with 1,055 originations.
Loan Sizing
2018 saw Access National Bank place emphasis on $200k-400k loans with 574 originations, totaling $161,470,000 in origination value.
Applicant Income
Access National Bank lent most frequently to those with incomes in the $50k-75k range, with 349 originations. The second most popular income band? $50k or less, with 278 originations.
Applicant Debt to Income Ratio
Access National Bank lent most frequently to those with DTI ratios of 20-30%, with 262 originations. The next most common DTI ratio? 30-36%, with 250 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.62%
Access National Bank has an average approval rate.
Pick Rate
Approvals leading to origination76.26%
Access National Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 1,474 | $417,640,000 | $283,338 |