Chevron Mortgage Rates, Fees & Info
Oakland, CALEI: 549300VVH8HHFMWL8536
Tax ID: 94-0878385
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Mortgage Data
Review & Overview
Chevron is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Houston, Los Angeles, Bakersfield, and New Orleans among others. We have data for 185 markets. (Some data included below & more in-depth data is available with an active subscription.)Chevron has a below average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Chevron is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.84% | 4/21/24 |
| 30 Year Conventional Purchase | 5.90% | 4/21/24 |
| 30 Year Conventional Refi | 6.03% | 4/21/24 |
| 30 Year Cash-out Refi | 6.31% | 4/21/24 |
| 15 Year Conventional Purchase | 5.59% | 4/21/24 |
| 15 Year Conventional Refi | 5.73% | 4/21/24 |
| 15 Year Cash-out Refi | 5.73% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Chevron Mortgage Calculator
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This is not an official calculator from Chevron. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,196Origination Dollar Volume (All Markets)
$800,400,000Awards
CHEVRON - 2021
CHEVRON is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 454 | $212,040,000 | $467,048 | $4,716 | 3.14% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 561 | $206,725,000 | $368,494 | $4,872 | 2.78% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 129 | $46,655,000 | $361,667 | $5,119 | 3.17% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 86 | $24,380,000 | $283,488 | $2,936 | 2.72% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 62 | $21,030,000 | $339,194 | $2,852 | 2.61% |
| VALLEJO, CA (FHA|USDA|VA) | 52 | $18,520,000 | $356,154 | $5,400 | 3.12% |
| MIDLAND, TX (FHA|USDA|VA) | 54 | $16,290,000 | $301,667 | $3,457 | 2.52% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $14,100,000 | $542,308 | $2,318 | 2.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 40 | $13,830,000 | $345,750 | $4,497 | 3.14% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 65 | $13,355,000 | $205,462 | $2,495 | 2.84% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 12 | $12,380,000 | $1,031,667 | $4,799 | 2.95% |
| Outside of Metro Areas | 46 | $10,760,000 | $233,913 | $4,357 | 2.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $10,040,000 | $386,154 | $4,834 | 3.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 31 | $9,285,000 | $299,516 | $5,420 | 3.09% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $8,480,000 | $530,000 | $5,406 | 3.08% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 18 | $6,370,000 | $353,889 | $5,965 | 2.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 14 | $5,820,000 | $415,714 | $5,080 | 3.32% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $5,570,000 | $278,500 | $5,218 | 2.98% |
| MOBILE, AL (FHA|USDA|VA) | 26 | $5,060,000 | $194,615 | $3,147 | 2.72% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $4,575,000 | $415,909 | $6,097 | 3.13% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 12 | $4,400,000 | $366,667 | $4,519 | 2.98% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $4,280,000 | $535,000 | $5,032 | 2.64% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $4,000,000 | $333,333 | $4,668 | 3.03% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 11 | $3,485,000 | $316,818 | $3,626 | 2.72% |
| NAPA, CA (FHA|USDA|VA) | 9 | $3,485,000 | $387,222 | $4,526 | 3.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $3,255,000 | $361,667 | $5,908 | 3.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $3,130,000 | $521,667 | $6,632 | 2.69% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $5,178 | 3.20% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $4,443 | 2.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $7,656 | 2.88% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $5,293 | 2.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $4,693 | 3.52% |
| Heber, UT (FHA|USDA|VA) | 2 | $2,420,000 | $1,210,000 | $7,618 | 2.56% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $6,442 | 3.00% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $339 | 2.18% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $2,629 | 3.04% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $1,980,000 | $990,000 | $161 | 2.31% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $3,643 | 2.82% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,755,000 | $1,755,000 | $5,189 | 1.88% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $3,279 | 2.69% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $5,182 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $0 | 3.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $2,762 | 3.09% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $8,051 | 2.88% |
| RENO, NV (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,761 | 3.02% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,423 | 3.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $3,452 | 2.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,164 | 3.00% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $3,269 | 2.50% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $1,435,000 | $110,385 | $3,484 | 2.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $11,677 | 2.44% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $6,155 | 3.31% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,335,000 | $1,335,000 | $5,801 | 2.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $4,780 | 2.81% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,283 | 3.90% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,506 | 2.97% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $3,186 | 2.92% |
| Durango, CO (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $7,411 | 3.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,060 | 2.79% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $9,439 | 2.56% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $2,079 | 2.63% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,431 | 2.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $1,802 | 2.25% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,692 | 2.66% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,419 | 2.83% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,660 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,174 | 2.72% |
| Outside of Metro Areas | 5 | $1,015,000 | $203,000 | $2,895 | 3.48% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $6,027 | 3.71% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $3,261 | 2.73% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,289 | 3.43% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,317 | 2.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,749 | 2.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,907 | 3.09% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $6,178 | 2.88% |
| CHICO, CA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,756 | 2.83% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,664 | 2.50% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,544 | 2.79% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,892 | 3.22% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,234 | 2.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,630 | 3.63% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,911 | 2.21% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $3,428 | 2.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,985 | 2.56% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $1,823 | 2.79% |
| Andrews, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,638 | 2.56% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,038 | 2.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,379 | 3.44% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 4.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,211 | 2.44% |
| Laconia, NH (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,706 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,020 | 2.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,469 | 2.56% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,452 | 3.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $8,764 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,226 | 2.50% |
| Sonora, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,423 | 2.69% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,138 | 2.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,104 | 2.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,792 | 2.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,294 | 2.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,714 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,235 | 2.44% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,727 | 3.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,347 | 1.75% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,455 | 2.44% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,035 | 2.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,219 | 2.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,273 | 2.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,318 | 2.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,290 | 2.38% |
| MADISON, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,387 | 1.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,733 | 2.44% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,105 | 2.69% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,967 | 3.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,990 | 2.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,705 | 3.00% |
| Russellville, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,177 | 2.75% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,775 | 2.13% |
| AKRON, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,257 | 2.88% |
| Vernal, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,271 | 2.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,251 | 2.00% |
| Rutland, VT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,512 | 2.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,683 | 2.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,142 | 2.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,955 | 2.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,625 | 2.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $350 | 1.88% |
| Hilo, HI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,220 | 2.75% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,445 | 2.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,836 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,133 | 4.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,009 | 2.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,159 | 3.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,471 | 2.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,331 | 2.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,288 | 2.38% |
| CASPER, WY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,270 | 3.56% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,378 | 2.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,963 | 2.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,756 | 2.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,742 | 2.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,499 | 2.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,779 | 3.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,968 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,595 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,807 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,461 | 3.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,889 | 2.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,933 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,212 | 2.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,990 | 2.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,827 | 2.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,246 | 2.88% |
| Newport, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,082 | 2.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,308 | 3.31% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,686 | 2.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.00% |
| Picayune, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,501 | 2.50% |
| Taos, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,403 | 3.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $662 | 2.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,180 | 3.13% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,956 | 2.38% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,141 | 4.13% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,037 | 2.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,255 | 2.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,361 | 2.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,752 | 2.63% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,782 | 3.13% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,876 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,587 | 2.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,583 | 2.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against CHEVRON based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,813 | $743,675,000 | $410,190 | $4,471 | 2.67% |
| HELOC | 383 | $56,725,000 | $148,107 | n/a | 4.10% |
For 2021, Chevron's most frequently originated type of loan was Conventional, with 1,813 originations. Their 2nd most popular type was HELOC, with 383 originations.
Loan Reason
For 2021, Chevron's most frequently cited loan purpose was Home Purchase, with 907 originations. The 2nd most popular reason was Cash Out Refi, with 436 originations.
Loan Duration/Length
For 2021, Chevron's most frequently cited loan duration was 30 Year, with 1,157 originations. The 2nd most popular length was 15 Year, with 541 originations.
Origination Fees/Closing Costs
Chevron's average total fees were $4,833, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,105 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 833 | $359,405,000 | $431,459 |
| <2.5% | 743 | $308,605,000 | $415,350 |
| 3-4% | 556 | $125,860,000 | $226,367 |
| 4-5% | 54 | $5,610,000 | $103,889 |
| 5-6% | 10 | $920,000 | $92,000 |
During 2021, Chevron's average interest rate for loans was 2.71%, while their most frequently originated rate bucket for loans was 2.5-3%, with 833 originations.
Loan Sizing
2021 saw Chevron place emphasis on $200k-400k loans with 808 originations, totaling $235,960,000 in origination value.
Applicant Income
Chevron lent most frequently to those with incomes in the $150k-250k range, with 833 originations. The second most popular income band? $100k-150k, with 547 originations.
Applicant Debt to Income Ratio
Chevron lent most frequently to those with DTI ratios of 20-30%, with 606 originations. The next most common DTI ratio? 30-36%, with 361 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications67.78%
Chevron has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination94.03%
Chevron has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,196 | $800,400,000 | $364,481 |