Chevron Mortgage Rates, Fees & Info
Oakland, CALEI: 549300VVH8HHFMWL8536
Tax ID: 94-0878385
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Mortgage Data
Review & Overview
Chevron is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Houston, Los Angeles, Bakersfield, and Vallejo among others. We have data for 155 markets. (Some data included below & more in-depth data is available with an active subscription.)Chevron has a below average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Chevron is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.84% | 12/16/24 |
| 30 Year Conventional Purchase | 5.90% | 12/16/24 |
| 30 Year Conventional Refi | 6.03% | 12/16/24 |
| 30 Year Cash-out Refi | 6.31% | 12/16/24 |
| 15 Year Conventional Purchase | 5.59% | 12/16/24 |
| 15 Year Conventional Refi | 5.73% | 12/16/24 |
| 15 Year Cash-out Refi | 5.73% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Chevron Mortgage Calculator
Your Estimates
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This is not an official calculator from Chevron. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,903Origination Dollar Volume (All Markets)
$673,365,000Awards
CHEVRON - 2020
CHEVRON is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 449 | $220,025,000 | $490,033 | $5,536 | 3.39% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 496 | $157,740,000 | $318,024 | $4,693 | 3.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 131 | $56,755,000 | $433,244 | $5,564 | 3.40% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 79 | $21,485,000 | $271,962 | $3,249 | 3.00% |
| VALLEJO, CA (FHA|USDA|VA) | 53 | $16,535,000 | $311,981 | $5,096 | 3.36% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 43 | $14,015,000 | $325,930 | $2,343 | 3.18% |
| MIDLAND, TX (FHA|USDA|VA) | 43 | $13,195,000 | $306,860 | $3,159 | 2.86% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 36 | $13,090,000 | $363,611 | $4,878 | 3.35% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 27 | $9,055,000 | $335,370 | $6,516 | 3.47% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 38 | $6,700,000 | $176,316 | $2,668 | 3.35% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $6,315,000 | $421,000 | $4,020 | 3.43% |
| Outside of Metro Areas | 26 | $6,090,000 | $234,231 | $4,142 | 3.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 19 | $5,935,000 | $312,368 | $5,955 | 3.04% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 16 | $5,590,000 | $349,375 | $4,603 | 3.45% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 17 | $5,525,000 | $325,000 | $6,471 | 3.94% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 20 | $5,430,000 | $271,500 | $4,510 | 3.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 17 | $4,965,000 | $292,059 | $3,709 | 3.28% |
| MOBILE, AL (FHA|USDA|VA) | 25 | $4,475,000 | $179,000 | $3,048 | 3.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 15 | $4,285,000 | $285,667 | $2,816 | 3.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $3,910,000 | $488,750 | $5,323 | 2.89% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 13 | $3,885,000 | $298,846 | $4,368 | 3.43% |
| RENO, NV (FHA|USDA|VA) | 7 | $3,595,000 | $513,571 | $6,380 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $3,475,000 | $315,909 | $6,560 | 3.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $3,300,000 | $330,000 | $6,530 | 3.33% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $2,970,000 | $212,143 | $3,930 | 3.98% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $5,883 | 2.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $5,324 | 3.21% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $2,475,000 | $495,000 | $5,368 | 2.98% |
| NAPA, CA (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $5,873 | 3.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,092 | 3.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $6,670 | 4.00% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,860,000 | $930,000 | $11,710 | 3.38% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $4,187 | 3.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $3,616 | 3.40% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,721 | 3.45% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $4,725 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,269 | 2.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,242 | 3.09% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $3,055 | 3.69% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,201 | 3.00% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $8,014 | 3.13% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $6,192 | 3.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,370 | 3.65% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,269 | 3.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,115 | 3.04% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $11,543 | 3.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $7,006 | 3.45% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $17,867 | 3.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,567 | 3.58% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,569 | 3.47% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $2,954 | 3.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $2,514 | 2.94% |
| Brenham, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $12,537 | 3.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $28,978 | 2.75% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $5,589 | 3.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $2,806 | 3.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,160 | 4.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,503 | 2.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,772 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,240 | 3.17% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $7,272 | 3.38% |
| TULSA, OK (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,230 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $4,040 | 3.32% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,466 | 3.69% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,832 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,986 | 3.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,899 | 3.03% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,846 | 3.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,304 | 2.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $7,227 | 3.88% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $6,053 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,554 | 2.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,141 | 3.56% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $13,106 | 3.50% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,512 | 2.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,910 | 2.88% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,026 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,657 | 3.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,466 | 4.08% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,995 | 3.21% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,374 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,635 | 3.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,658 | 3.06% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,753 | 3.13% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,226 | 3.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,237 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,434 | 3.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,654 | 3.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,505 | 3.96% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,435 | 4.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,682 | 3.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,695 | 3.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,784 | 3.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,749 | 2.81% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,642 | 2.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,127 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,245 | 3.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,496 | 3.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,718 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,512 | 2.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,803 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,170 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,434 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,238 | 2.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,434 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,193 | 4.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,469 | 3.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,550 | 2.75% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,423 | 2.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,559 | 2.88% |
| Bay City, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,917 | 3.94% |
| Andrews, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,491 | 2.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,905 | 2.75% |
| Edwards, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.00% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,719 | 4.06% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,130 | 2.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,244 | 2.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,342 | 3.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,482 | 3.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,887 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,702 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,502 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,130 | 2.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,471 | 4.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,530 | 3.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,835 | 2.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,069 | 3.13% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,592 | 2.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,890 | 3.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,140 | 3.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,688 | 3.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,059 | 3.13% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,714 | 4.06% |
| WACO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,234 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,217 | 3.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,961 | 3.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,109 | 2.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,024 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,202 | 2.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,837 | 3.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,698 | 3.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,446 | 3.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,075 | 2.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,652 | 3.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,030 | 3.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,899 | 4.25% |
| Alma, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,524 | 2.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,287 | 3.13% |
| Outside of Metro Areas | 1 | $35,000 | $35,000 | $0 | 4.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
| READING, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against CHEVRON based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,627 | $635,715,000 | $390,728 | $4,819 | 3.05% |
| HELOC | 276 | $37,650,000 | $136,413 | n/a | 4.62% |
For 2020, Chevron's most frequently originated type of loan was Conventional, with 1,627 originations. Their 2nd most popular type was HELOC, with 276 originations.
Loan Reason
For 2020, Chevron's most frequently cited loan purpose was Home Purchase, with 673 originations. The 2nd most popular reason was Refi, with 403 originations.
Loan Duration/Length
For 2020, Chevron's most frequently cited loan duration was 30 Year, with 975 originations. The 2nd most popular length was 15 Year, with 505 originations.
Origination Fees/Closing Costs
Chevron's average total fees were $5,316, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 705 originations.
Interest Rates
During 2020, Chevron's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 3-4%, with 868 originations.
Loan Sizing
2020 saw Chevron place emphasis on $200k-400k loans with 677 originations, totaling $197,385,000 in origination value.
Applicant Income
Chevron lent most frequently to those with incomes in the $150k-250k range, with 719 originations. The second most popular income band? $100k-150k, with 491 originations.
Applicant Debt to Income Ratio
Chevron lent most frequently to those with DTI ratios of 20-30%, with 546 originations. The next most common DTI ratio? 30-36%, with 393 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications56.67%
Chevron has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination92.38%
Chevron has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,903 | $673,365,000 | $353,844 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 10 | $2,000,000 | $200,000 |
| Single Family (1-4 Units):Site-Built | 1,893 | $671,365,000 | $354,657 |