United Mortgage Corp Rates, Fees & Info
MELVILLE, NYLEI: 5493005ICQ3QGEIWV618
Tax ID: 11-3073502
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Mortgage Data
Review & Overview
United Mortgage Corp is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. United Mortgage Corp has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Dallas, Miami, Columbus, and Seattle among others. We have data for 234 markets. (Some data included below & more in-depth data is available with an active subscription.)United Mortgage Corp has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. United Mortgage Corp is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.82% | 3/25/24 |
| 30 Year Conventional Refi | 6.51% | 3/25/24 |
| 30 Year Cash-out Refi | 6.84% | 3/25/24 |
| 30 Year FHA Purchase | 7.41% | 3/25/24 |
| 30 Year FHA Refi | 6.98% | 3/25/24 |
| 30 Year VA Purchase | 6.33% | 3/25/24 |
| 30 Year VA Refi | 6.10% | 3/25/24 |
| 30 Year USDA Purchase | 7.09% | 3/25/24 |
| 30 Year USDA Refi | 5.65% | 3/25/24 |
| 15 Year Conventional Purchase | 6.31% | 3/25/24 |
| 15 Year Conventional Refi | 6.24% | 3/25/24 |
| 15 Year Cash-out Refi | 6.24% | 3/25/24 |
| 15 Year FHA Purchase | 7.74% | 3/25/24 |
| 15 Year FHA Refi | 5.68% | 3/25/24 |
| 15 Year VA Refi | 5.68% | 3/25/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
United Mortgage Corp Mortgage Calculator
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This is not an official calculator from United Mortgage Corp. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,838Origination Dollar Volume (All Markets)
$1,945,220,000Awards
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UNITED MORTGAGE CORP - 2021
UNITED MORTGAGE CORP is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,887 | $1,214,265,000 | $420,598 | $12,952 | 3.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 460 | $106,380,000 | $231,261 | $5,620 | 3.12% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 158 | $49,170,000 | $311,203 | $6,566 | 3.17% |
| COLUMBUS, OH (FHA|USDA|VA) | 219 | $44,045,000 | $201,119 | $4,830 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 101 | $31,465,000 | $311,535 | $6,342 | 3.09% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 103 | $31,225,000 | $303,155 | $4,885 | 3.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 104 | $25,930,000 | $249,327 | $5,079 | 3.16% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 76 | $22,990,000 | $302,500 | $7,019 | 3.14% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 125 | $21,555,000 | $172,440 | $4,383 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 85 | $20,305,000 | $238,882 | $5,995 | 3.08% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 80 | $18,560,000 | $232,000 | $5,489 | 3.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 68 | $18,540,000 | $272,647 | $6,310 | 3.14% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 108 | $17,280,000 | $160,000 | $7,109 | 3.43% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 53 | $16,445,000 | $310,283 | $8,194 | 3.28% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 54 | $15,050,000 | $278,704 | $5,841 | 3.15% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 45 | $12,305,000 | $273,444 | $6,058 | 3.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 36 | $12,230,000 | $339,722 | $8,459 | 3.31% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 39 | $11,305,000 | $289,872 | $5,657 | 3.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 31 | $9,755,000 | $314,677 | $5,778 | 3.04% |
| Outside of Metro Areas | 45 | $9,715,000 | $215,889 | $5,488 | 3.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $8,670,000 | $309,643 | $6,697 | 3.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 46 | $8,650,000 | $188,043 | $4,658 | 3.12% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 31 | $7,985,000 | $257,581 | $8,338 | 3.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 25 | $7,015,000 | $280,600 | $6,320 | 3.09% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 28 | $6,210,000 | $221,786 | $4,490 | 3.33% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 18 | $5,990,000 | $332,778 | $6,134 | 3.03% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $5,705,000 | $248,043 | $6,332 | 3.29% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 24 | $5,620,000 | $234,167 | $4,811 | 3.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 23 | $5,575,000 | $242,391 | $6,404 | 3.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $5,315,000 | $253,095 | $5,281 | 2.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $5,115,000 | $269,211 | $6,255 | 3.32% |
| GREELEY, CO (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $4,731 | 3.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $4,275,000 | $285,000 | $7,975 | 3.52% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 12 | $4,150,000 | $345,833 | $6,132 | 3.05% |
| PITTSBURGH, PA (FHA|USDA|VA) | 21 | $3,845,000 | $183,095 | $5,870 | 3.11% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $3,805,000 | $253,667 | $7,191 | 3.19% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $3,540,000 | $252,857 | $8,336 | 3.22% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $6,665 | 3.08% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,080,000 | $256,667 | $6,394 | 2.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $3,005,000 | $429,286 | $5,343 | 2.98% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $7,033 | 3.08% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $6,498 | 3.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $5,593 | 2.88% |
| Torrington, CT (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $6,140 | 3.45% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $6,269 | 3.14% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $5,674 | 3.02% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $6,528 | 3.62% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $6,620 | 2.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $4,791 | 3.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $5,468 | 3.22% |
| SALEM, OR (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $6,575 | 3.03% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $6,067 | 3.23% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $5,093 | 2.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $4,723 | 2.90% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $5,590 | 3.02% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $5,428 | 3.43% |
| READING, PA (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $5,950 | 3.06% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $4,121 | 3.32% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $4,157 | 3.08% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $7,565 | 3.28% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,022 | 3.33% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,548 | 3.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $7,716 | 3.20% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,989 | 3.40% |
| Corsicana, TX (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $6,738 | 3.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $7,352 | 3.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $6,288 | 3.15% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,735 | 2.71% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $11,110 | 3.29% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,959 | 3.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,698 | 3.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $3,851 | 3.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,211 | 3.31% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,376 | 2.83% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $6,902 | 2.75% |
| BINGHAMTON, NY (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,283 | 3.08% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,328 | 3.40% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,540 | 3.00% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,855 | 3.09% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,958 | 3.28% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,155 | 3.17% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,142 | 2.85% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,621 | 3.40% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,761 | 3.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $8,007 | 2.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,501 | 2.97% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,799 | 3.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $25,875 | 3.63% |
| Athens, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,830 | 3.53% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $11,400 | 3.00% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,854 | 2.95% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,085 | 3.29% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,708 | 3.31% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,701 | 3.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,156 | 2.68% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,141 | 3.18% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $5,269 | 3.16% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,174 | 3.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,534 | 3.25% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,721 | 3.00% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,160 | 3.29% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,420 | 3.03% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $7,578 | 3.68% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,626 | 3.17% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,630 | 3.03% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,861 | 3.16% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,832 | 2.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,655 | 3.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,065 | 2.44% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,268 | 3.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,502 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,269 | 3.46% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,048 | 3.42% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,403 | 3.31% |
| Seneca, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,888 | 2.69% |
| RENO, NV (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,065 | 2.81% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,283 | 3.21% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,990 | 3.81% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,116 | 2.56% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,925 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,262 | 3.58% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,537 | 3.46% |
| Marion, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,453 | 3.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,928 | 2.81% |
| TULSA, OK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,882 | 3.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,935 | 3.50% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,877 | 3.50% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,062 | 2.87% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,475 | 3.31% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,994 | 3.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,417 | 2.69% |
| RACINE, WI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $17,535 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,192 | 2.44% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,634 | 2.94% |
| Holland, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,833 | 2.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,465 | 3.31% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,868 | 3.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,034 | 3.56% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,831 | 3.06% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,903 | 4.00% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,495 | 3.38% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,309 | 2.81% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,166 | 2.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,052 | 2.92% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,878 | 3.19% |
| Findlay, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,610 | 3.00% |
| Outside of Metro Areas | 1 | $385,000 | $385,000 | $3,213 | 3.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,914 | 2.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,710 | 3.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,810 | 2.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,261 | 3.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,439 | 3.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,394 | 2.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,471 | 3.88% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,396 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,277 | 2.79% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,336 | 2.94% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,950 | 2.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,765 | 2.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,455 | 3.25% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,772 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,660 | 3.75% |
| Corning, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,827 | 2.94% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,365 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,751 | 3.56% |
| Paris, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,274 | 3.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,888 | 3.44% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,830 | 3.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,163 | 2.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,125 | 2.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,388 | 3.00% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,028 | 3.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,581 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,339 | 3.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,124 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,082 | 3.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,656 | 2.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,651 | 3.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,462 | 3.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,370 | 3.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,669 | 3.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,121 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,024 | 2.88% |
| MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,307 | 3.50% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,916 | 3.31% |
| Maysville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,806 | 3.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,058 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,917 | 3.25% |
| Jackson, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,458 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,763 | 3.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,237 | 2.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,734 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,377 | 2.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,475 | 3.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,122 | 3.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,889 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,132 | 2.88% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,401 | 3.38% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,440 | 2.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,875 | 3.25% |
| Dixon, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,253 | 3.38% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,319 | 2.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,615 | 3.06% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,114 | 3.19% |
| Fremont, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,550 | 3.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,177 | 3.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,988 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,453 | 3.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,440 | 2.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,365 | 3.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,640 | 3.50% |
| Concord, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,567 | 2.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,881 | 3.38% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,372 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,940 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,737 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,523 | 2.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,276 | 2.88% |
| Roswell, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,912 | 3.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,896 | 3.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,836 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,179 | 3.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,139 | 3.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,706 | 2.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,788 | 3.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,104 | 3.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,456 | 3.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,890 | 3.13% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,492 | 2.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,023 | 3.13% |
| Connersville, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,120 | 3.25% |
| Riverton, WY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,100 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,680 | 2.63% |
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Product Mix
For 2021, United Mortgage Corp's most frequently originated type of loan was Conventional, with 4,601 originations. Their 2nd most popular type was FHA, with 1,019 originations.
Loan Reason
For 2021, United Mortgage Corp's most frequently cited loan purpose was Home Purchase, with 2,265 originations. The 2nd most popular reason was Cash Out Refi, with 1,972 originations.
Loan Duration/Length
For 2021, United Mortgage Corp's most frequently cited loan duration was 30 Year, with 4,919 originations. The 2nd most popular length was 15 Year, with 515 originations.
Origination Fees/Closing Costs
United Mortgage Corp's average total fees were $10,103, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,416 originations.
Interest Rates
During 2021, United Mortgage Corp's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 3,067 originations.
Loan Sizing
2021 saw United Mortgage Corp place emphasis on $200k-400k loans with 2,676 originations, totaling $795,190,000 in origination value.
Applicant Income
United Mortgage Corp lent most frequently to those with incomes in the $100k-150k range, with 1,754 originations. The second most popular income band? $75k-100k, with 1,322 originations.
Applicant Debt to Income Ratio
United Mortgage Corp lent most frequently to those with DTI ratios of 30-36%, with 932 originations. The next most common DTI ratio? 20-30%, with 930 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.50%
United Mortgage Corp has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.21%
United Mortgage Corp has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,838 | $1,945,220,000 | $333,200 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,838 | $1,945,220,000 | $333,200 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| UNITED MORTGAGE CORP | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
| UNITED MORTGAGE CORP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| UNITED MORTGAGE CORP | VA mortgage | Trouble during payment process | 1 | 33.3% |