Jmac Lending Mortgage Rates, Fees & Info
Sacramento, CALEI: 5493009B17HXCVXTD608
Tax ID: 26-0707492
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Mortgage Data
Review & Overview
Jmac Lending is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Jmac Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Francisco, San Jose, San Diego, and Riverside among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)Jmac Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Jmac Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.89% | 4/21/24 |
| 30 Year Conventional Refi | 6.61% | 4/21/24 |
| 30 Year Cash-out Refi | 7.02% | 4/21/24 |
| 30 Year FHA Purchase | 6.99% | 4/21/24 |
| 30 Year FHA Refi | 6.99% | 4/21/24 |
| 30 Year VA Purchase | 5.89% | 4/21/24 |
| 15 Year Conventional Purchase | 6.25% | 4/21/24 |
| 15 Year Conventional Refi | 5.94% | 4/21/24 |
| 15 Year Cash-out Refi | 5.94% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Jmac Lending Mortgage Calculator
Your Estimates
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This is not an official calculator from Jmac Lending. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,360Origination Dollar Volume (All Markets)
$1,975,100,000Awards
JMAC LENDING - 2019
JMAC LENDING is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,064 | $586,110,000 | $550,855 | $7,264 | 4.27% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 431 | $287,325,000 | $666,647 | $6,905 | 4.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 180 | $139,460,000 | $774,778 | $6,035 | 4.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 209 | $131,895,000 | $631,077 | $7,999 | 4.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 375 | $128,775,000 | $343,400 | $6,605 | 4.27% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 278 | $75,010,000 | $269,820 | $5,844 | 4.11% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 182 | $69,610,000 | $382,473 | $6,256 | 4.22% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 89 | $47,765,000 | $536,685 | $6,112 | 3.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 134 | $35,480,000 | $264,776 | $5,891 | 4.37% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 110 | $35,480,000 | $322,545 | $8,578 | 4.29% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 88 | $32,590,000 | $370,341 | $6,642 | 4.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 122 | $31,370,000 | $257,131 | $6,635 | 4.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 72 | $30,780,000 | $427,500 | $5,716 | 4.27% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 34 | $21,120,000 | $621,176 | $8,343 | 4.28% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 55 | $18,905,000 | $343,727 | $5,510 | 4.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 78 | $18,900,000 | $242,308 | $7,567 | 4.33% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 61 | $17,035,000 | $279,262 | $6,248 | 4.04% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 32 | $15,710,000 | $490,938 | $7,555 | 4.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 42 | $14,290,000 | $340,238 | $4,406 | 4.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 54 | $13,470,000 | $249,444 | $7,061 | 4.43% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 18 | $13,410,000 | $745,000 | $5,389 | 4.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 52 | $12,370,000 | $237,885 | $7,587 | 4.71% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 19 | $10,585,000 | $557,105 | $7,407 | 4.60% |
| STOCKTON, CA (FHA|USDA|VA) | 29 | $10,445,000 | $360,172 | $5,720 | 4.42% |
| VALLEJO, CA (FHA|USDA|VA) | 28 | $9,800,000 | $350,000 | $6,545 | 3.80% |
| TUCSON, AZ (FHA|USDA|VA) | 25 | $8,345,000 | $333,800 | $6,113 | 4.18% |
| SALINAS, CA (FHA|USDA|VA) | 15 | $8,165,000 | $544,333 | $8,327 | 4.60% |
| MODESTO, CA (FHA|USDA|VA) | 27 | $7,765,000 | $287,593 | $6,174 | 4.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 23 | $7,565,000 | $328,913 | $7,360 | 3.95% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 14 | $6,560,000 | $468,571 | $5,336 | 4.64% |
| Outside of Metro Areas | 22 | $6,530,000 | $296,818 | $4,506 | 4.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $5,965,000 | $284,048 | $6,444 | 4.22% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $5,545,000 | $616,111 | $4,015 | 4.51% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $4,930,000 | $493,000 | $6,233 | 4.35% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $4,810,000 | $267,222 | $6,017 | 4.55% |
| NAPA, CA (FHA|USDA|VA) | 8 | $4,430,000 | $553,750 | $8,880 | 3.91% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $6,853 | 4.37% |
| RENO, NV (FHA|USDA|VA) | 13 | $3,625,000 | $278,846 | $5,620 | 3.64% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $3,405,000 | $1,135,000 | $13,422 | 5.30% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $6,153 | 4.16% |
| OCALA, FL (FHA|USDA|VA) | 21 | $3,185,000 | $151,667 | $4,412 | 4.30% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $5,262 | 4.42% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $7,289 | 4.14% |
| MERCED, CA (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $6,455 | 4.30% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $4,825 | 4.08% |
| SALEM, OR (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $5,953 | 5.52% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $4,914 | 4.30% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $7,042 | 3.96% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $7,070 | 4.74% |
| Hilo, HI (FHA|USDA|VA) | 3 | $2,005,000 | $668,333 | $12,073 | 4.84% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $7,492 | 4.77% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $5,079 | 4.08% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $4,646 | 3.87% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $5,999 | 4.11% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $3,003 | 3.66% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $9,334 | 4.83% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $14,303 | 3.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $4,423 | 4.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $5,002 | 4.05% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $2,602 | 3.65% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $6,476 | 3.81% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,445,000 | $1,445,000 | $7,117 | 4.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $8,085 | 4.03% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $4,380 | 3.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,937 | 3.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $4,209 | 4.42% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $36,044 | 4.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $2,499 | 4.03% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $2,593 | 4.12% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,810 | 3.96% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,568 | 4.79% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,429 | 3.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,723 | 4.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,956 | 4.15% |
| BEND, OR (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,181 | 3.40% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,392 | 3.67% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $19,649 | 4.88% |
| CHICO, CA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,758 | 3.84% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $13,864 | 5.95% |
| MADERA, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,699 | 4.40% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,707 | 3.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,566 | 5.60% |
| Newport, TN (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $15,145 | 5.50% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $2,921 | 4.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,763 | 3.31% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,297 | 3.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,445 | 3.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,085 | 5.48% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,777 | 5.17% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,829 | 3.94% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $18,204 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,312 | 4.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,910 | 3.31% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,468 | 3.84% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,750 | 3.44% |
| WACO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,270 | 4.11% |
| Shelton, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,981 | 2.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,096 | 3.67% |
| Edwards, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,955 | 4.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,885 | 8.05% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,535 | 7.35% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,540 | 3.61% |
| Fernley, NV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,193 | 5.21% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,071 | 3.00% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,634 | 3.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,955 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,505 | 5.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,798 | 4.25% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,156 | 4.50% |
| Pampa, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,095 | 4.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,369 | 3.49% |
| Durango, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,331 | 3.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,825 | 3.96% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,762 | 4.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,371 | 4.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,925 | 3.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,943 | 3.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,686 | 5.25% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,962 | 3.38% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,008 | 4.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,990 | 4.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,897 | 5.95% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,701 | 4.00% |
| Sonora, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,153 | 5.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,451 | 3.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,163 | 3.50% |
| Moscow, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,121 | 4.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,492 | 4.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,713 | 4.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,117 | 5.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,683 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,471 | 5.09% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,664 | 5.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,254 | 4.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,496 | 2.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,802 | 4.34% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,561 | 5.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,402 | 4.49% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,215 | 5.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,900 | 4.63% |
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Product Mix
For 2019, Jmac Lending's most frequently originated type of loan was Conventional, with 3,339 originations. Their 2nd most popular type was FHA, with 713 originations.
Loan Reason
For 2019, Jmac Lending's most frequently cited loan purpose was Home Purchase, with 1,722 originations. The 2nd most popular reason was Refi, with 1,323 originations.
Loan Duration/Length
For 2019, Jmac Lending's most frequently cited loan duration was 30 Year, with 3,999 originations. The 2nd most popular length was 15 Year, with 182 originations.
Origination Fees/Closing Costs
Jmac Lending's average total fees were $6,754, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,637 originations.
Interest Rates
During 2019, Jmac Lending's average interest rate for loans was 4.26%, while their most frequently originated rate bucket for loans was 3-4%, with 2,047 originations.
Loan Sizing
2019 saw Jmac Lending place emphasis on $200k-400k loans with 1,884 originations, totaling $556,990,000 in origination value.
Applicant Income
Jmac Lending lent most frequently to those with incomes in the $100k-150k range, with 977 originations. The second most popular income band? $150k-250k, with 861 originations.
Applicant Debt to Income Ratio
Jmac Lending lent most frequently to those with DTI ratios of 30-36%, with 687 originations. The next most common DTI ratio? 20-30%, with 643 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications72.68%
Jmac Lending has a below average approval rate.
Pick Rate
Approvals leading to origination76.38%
Jmac Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,360 | $1,975,100,000 | $453,005 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 17 | $3,535,000 | $207,941 |
| Single Family (1-4 Units):Site-Built | 4,343 | $1,971,565,000 | $453,964 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| JMAC LENDING INCORPORATED | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| JMAC LENDING INCORPORATED | Conventional home mortgage | Closing on a mortgage | 2 | 50.0% |
| JMAC LENDING INCORPORATED | Conventional home mortgage | Trouble during payment process | 1 | 25.0% |