Zions Bank Mortgage Rates, Fees & Info
Salt Lake City, UTLEI: 8WH0EE09O9V05QJZ3V89
Tax ID: 87-0189025
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Mortgage Data
Bank Data
Review & Overview
Zions Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Zions Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Los Angeles, Las Vegas, Denver, and Salt Lake City among others. We have data for 155 markets. (Some data included below & more in-depth data is available with an active subscription.)Zions Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zions Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/17/24 |
| 30 Year Conventional Purchase | 6.38% | 11/17/24 |
| 30 Year Conventional Refi | 6.34% | 11/17/24 |
| 30 Year Cash-out Refi | 6.52% | 11/17/24 |
| 30 Year FHA Purchase | 7.08% | 11/17/24 |
| 30 Year VA Purchase | 6.12% | 11/17/24 |
| 30 Year USDA Purchase | 6.66% | 11/17/24 |
| 30 Year USDA Refi | 6.94% | 11/17/24 |
| 15 Year Conventional Purchase | 5.79% | 11/17/24 |
| 15 Year Conventional Refi | 5.89% | 11/17/24 |
| 15 Year Cash-out Refi | 5.89% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Zions Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
18,389Origination Dollar Volume (All Markets)
$7,311,285,000Employee count
10,007Awards
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Zions Bank - 2021
Zions Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,062 | $824,120,000 | $399,670 | $6,838 | 2.27% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 959 | $693,615,000 | $723,269 | $4,247 | 2.44% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,666 | $561,880,000 | $337,263 | $3,784 | 2.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,468 | $509,530,000 | $347,091 | $3,855 | 2.22% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,268 | $485,990,000 | $383,273 | $3,436 | 1.91% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,121 | $380,965,000 | $339,844 | $4,582 | 2.03% |
| Heber, UT (FHA|USDA|VA) | 431 | $318,495,000 | $738,968 | $5,852 | 2.16% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 506 | $311,690,000 | $615,988 | $4,296 | 2.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 579 | $257,395,000 | $444,551 | $4,639 | 2.14% |
| PROVO-OREM, UT (FHA|USDA|VA) | 651 | $256,595,000 | $394,155 | $4,038 | 1.80% |
| Outside of Metro Areas | 707 | $197,815,000 | $279,795 | $4,701 | 2.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 544 | $192,660,000 | $354,154 | $4,521 | 2.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 328 | $183,970,000 | $560,884 | $4,748 | 2.37% |
| TUCSON, AZ (FHA|USDA|VA) | 371 | $164,295,000 | $442,844 | $4,954 | 2.29% |
| BOISE CITY, ID (FHA|USDA|VA) | 450 | $134,100,000 | $298,000 | $4,548 | 1.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 441 | $131,025,000 | $297,109 | $7,687 | 2.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 140 | $107,590,000 | $768,500 | $4,217 | 2.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 231 | $88,345,000 | $382,446 | $4,012 | 2.49% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 140 | $82,090,000 | $586,357 | $8,498 | 2.37% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 208 | $81,400,000 | $391,346 | $6,730 | 2.61% |
| BOULDER, CO (FHA|USDA|VA) | 240 | $80,010,000 | $333,375 | $4,391 | 2.21% |
| Jackson, WY-ID (FHA|USDA|VA) | 82 | $69,900,000 | $852,439 | $6,558 | 2.74% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 252 | $69,600,000 | $276,190 | $4,343 | 2.05% |
| LOGAN, UT-ID (FHA|USDA|VA) | 264 | $64,930,000 | $245,947 | $3,618 | 1.99% |
| RENO, NV (FHA|USDA|VA) | 199 | $58,305,000 | $292,990 | $3,495 | 2.07% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 233 | $50,535,000 | $216,888 | $3,876 | 2.27% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 153 | $47,365,000 | $309,575 | $5,306 | 1.89% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $44,600,000 | $857,692 | $4,147 | 2.90% |
| Hailey, ID (FHA|USDA|VA) | 67 | $40,915,000 | $610,672 | $6,167 | 1.96% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 138 | $39,900,000 | $289,130 | $4,647 | 1.98% |
| FRESNO, CA (FHA|USDA|VA) | 68 | $39,000,000 | $573,529 | $3,572 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 129 | $31,495,000 | $244,147 | $5,215 | 2.37% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 145 | $30,025,000 | $207,069 | $4,001 | 2.36% |
| Glenwood Springs, CO (FHA|USDA|VA) | 82 | $29,140,000 | $355,366 | $4,434 | 2.62% |
| Moscow, ID (FHA|USDA|VA) | 100 | $27,910,000 | $279,100 | $3,866 | 2.59% |
| Steamboat Springs, CO (FHA|USDA|VA) | 76 | $27,580,000 | $362,895 | $4,175 | 2.11% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $27,335,000 | $3,905,000 | $4,235 | 3.21% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $27,325,000 | $9,108,333 | $3,456 | 2.68% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 76 | $24,980,000 | $328,684 | $3,524 | 2.42% |
| Durango, CO (FHA|USDA|VA) | 64 | $21,220,000 | $331,563 | $6,024 | 2.00% |
| Vernal, UT (FHA|USDA|VA) | 94 | $20,720,000 | $220,426 | $3,753 | 2.10% |
| Cedar City, UT (FHA|USDA|VA) | 67 | $18,975,000 | $283,209 | $3,560 | 2.16% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 37 | $17,885,000 | $483,378 | $3,492 | 2.17% |
| POCATELLO, ID (FHA|USDA|VA) | 69 | $17,645,000 | $255,725 | $4,304 | 1.84% |
| Payson, AZ (FHA|USDA|VA) | 59 | $16,965,000 | $287,542 | $4,520 | 1.97% |
| YUMA, AZ (FHA|USDA|VA) | 124 | $16,740,000 | $135,000 | $3,007 | 1.99% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 64 | $16,550,000 | $258,594 | $3,140 | 1.97% |
| Breckenridge, CO (FHA|USDA|VA) | 25 | $16,175,000 | $647,000 | $6,580 | 2.39% |
| PUEBLO, CO (FHA|USDA|VA) | 77 | $16,055,000 | $208,506 | $1,923 | 2.60% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 50 | $15,820,000 | $316,400 | $3,343 | 2.23% |
| Edwards, CO (FHA|USDA|VA) | 23 | $15,595,000 | $678,043 | $6,844 | 2.70% |
| Rexburg, ID (FHA|USDA|VA) | 45 | $15,545,000 | $345,444 | $7,376 | 2.45% |
| FORT COLLINS, CO (FHA|USDA|VA) | 63 | $15,505,000 | $246,111 | $3,581 | 2.23% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $14,325,000 | $1,101,923 | $5,417 | 2.43% |
| Pahrump, NV (FHA|USDA|VA) | 84 | $13,670,000 | $162,738 | $3,701 | 2.58% |
| GREELEY, CO (FHA|USDA|VA) | 51 | $13,295,000 | $260,686 | $3,650 | 2.23% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 51 | $11,165,000 | $218,922 | $4,229 | 2.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $10,455,000 | $10,455,000 | $28,410 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $10,100,000 | $2,525,000 | $1,066 | 2.66% |
| Blackfoot, ID (FHA|USDA|VA) | 43 | $9,975,000 | $231,977 | $4,785 | 1.90% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $8,865,000 | $1,773,000 | $4,341 | 3.58% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $7,965,000 | $1,593,000 | $3,948 | 2.54% |
| Outside of Metro Areas | 11 | $7,925,000 | $720,455 | $9,479 | 2.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 16 | $7,030,000 | $439,375 | $5,388 | 2.76% |
| Elko, NV (FHA|USDA|VA) | 44 | $6,870,000 | $156,136 | $3,292 | 2.45% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 52 | $6,630,000 | $127,500 | $2,717 | 2.03% |
| CARSON CITY, NV (FHA|USDA|VA) | 27 | $6,375,000 | $236,111 | $4,242 | 2.20% |
| TWIN FALLS, ID (FHA|USDA|VA) | 29 | $6,245,000 | $215,345 | $4,862 | 1.78% |
| Burley, ID (FHA|USDA|VA) | 30 | $6,090,000 | $203,000 | $5,933 | 1.97% |
| Fernley, NV (FHA|USDA|VA) | 37 | $6,075,000 | $164,189 | $2,933 | 2.56% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $6,040,000 | $755,000 | $2,702 | 3.11% |
| FARMINGTON, NM (FHA|USDA|VA) | 33 | $5,595,000 | $169,545 | $2,230 | 2.24% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $5,540,000 | $554,000 | $7,205 | 2.15% |
| Pullman, WA (FHA|USDA|VA) | 18 | $5,470,000 | $303,889 | $3,285 | 2.81% |
| Ontario, OR-ID (FHA|USDA|VA) | 33 | $5,075,000 | $153,788 | $3,612 | 1.82% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $4,620,000 | $2,310,000 | $9,660 | 2.56% |
| Montrose, CO (FHA|USDA|VA) | 17 | $4,125,000 | $242,647 | $4,082 | 2.33% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $4,060,000 | $676,667 | $8,944 | 2.96% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $3,620,000 | $362,000 | $4,152 | 3.05% |
| Nogales, AZ (FHA|USDA|VA) | 19 | $3,515,000 | $185,000 | $3,926 | 1.86% |
| Safford, AZ (FHA|USDA|VA) | 17 | $3,225,000 | $189,706 | $3,323 | 1.95% |
| Huntsville, TX (FHA|USDA|VA) | 6 | $3,200,000 | $533,333 | $8,511 | 2.60% |
| NAPA, CA (FHA|USDA|VA) | 4 | $3,010,000 | $752,500 | $3,864 | 2.98% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $2,945,000 | $2,945,000 | $0 | 0.90% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,855,000 | $571,000 | $2,757 | 2.55% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $2,315,000 | $771,667 | $0 | 2.90% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $4,402 | 1.69% |
| Price, UT (FHA|USDA|VA) | 17 | $2,305,000 | $135,588 | $2,719 | 2.60% |
| Fallon, NV (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $3,177 | 2.28% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $4,895 | 3.10% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $6,157 | 1.92% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $3,365 | 2.19% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $6,457 | 2.54% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $0 | 1.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $6,369 | 2.51% |
| Brenham, TX (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $7,838 | 2.87% |
| Winnemucca, NV (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $2,697 | 1.61% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $1,845,000 | $1,845,000 | $10,715 | 2.38% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $4,304 | 2.23% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $2,340 | 2.40% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $0 | 3.50% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $740 | 2.46% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $0 | 3.20% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $7,771 | 2.22% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,304 | 3.58% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $10,341 | 2.67% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $1,274 | 2.94% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,592 | 2.44% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,631 | 1.77% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,989 | 1.68% |
| El Campo, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,996 | 2.87% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $8,081 | 3.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $6,408 | 2.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,581 | 3.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,808 | 2.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $8,425 | 2.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,364 | 3.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,375 | 1.82% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 0.90% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,529 | 2.43% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,755 | 2.88% |
| Shelton, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,847 | 2.08% |
| SALEM, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,882 | 2.43% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,786 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,375 | 3.63% |
| Hilo, HI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,992 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 1.99% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,403 | 2.50% |
| Bay City, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,741 | 3.63% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,760 | 2.62% |
| Rockport, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,650 | 2.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $186 | 3.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,536 | 2.75% |
| Craig, CO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,318 | 2.26% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,174 | 2.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,058 | 2.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,819 | 2.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,336 | 2.50% |
| Riverton, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $978 | 2.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,175 | 3.38% |
| Laramie, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 1.99% |
| WACO, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 1.95% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,189 | 2.75% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.99% |
| Evanston, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,329 | 4.00% |
| Gallup, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.90% |
| Granbury, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.90% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 1.95% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,932 | 2.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.90% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.90% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 1.99% |
| BEND, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,187 | 2.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.99% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.90% |
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Similarity Rank: 522
Product Mix
For 2021, Zions Bank's most frequently originated type of loan was HELOC, with 11,127 originations. Their 2nd most popular type was Conventional, with 7,118 originations.
Loan Reason
For 2021, Zions Bank's most frequently cited loan purpose was Refi, with 5,937 originations. The 2nd most popular reason was Other, with 4,529 originations.
Loan Duration/Length
For 2021, Zions Bank's most frequently cited loan duration was 30 Year, with 15,925 originations. The 2nd most popular length was 15 Year, with 1,069 originations.
Origination Fees/Closing Costs
Zions Bank's average total fees were $4,110, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,731 originations.
Interest Rates
During 2021, Zions Bank's average interest rate for loans was 2.11%, while their most frequently originated rate bucket for loans was <2.5%, with 10,186 originations.
Loan Sizing
2021 saw Zions Bank place emphasis on $200k-400k loans with 5,359 originations, totaling $1,520,765,000 in origination value.
Applicant Income
Zions Bank lent most frequently to those with incomes in the $250k+ range, with 4,116 originations. The second most popular income band? $150k-250k, with 3,862 originations.
Applicant Debt to Income Ratio
Zions Bank lent most frequently to those with DTI ratios of 20-30%, with 4,129 originations. The next most common DTI ratio? 30-36%, with 3,181 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.38%
Zions Bank has a below average approval rate.
Pick Rate
Approvals leading to origination66.46%
Zions Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 18,389 | $7,311,285,000 | $397,590 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 18,389 | $7,311,285,000 | $397,590 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ZIONS BANCORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 13.3% |
| ZIONS BANCORPORATION | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
| ZIONS BANCORPORATION | Conventional home mortgage | Struggling to pay mortgage | 5 | 33.3% |
| ZIONS BANCORPORATION | Conventional home mortgage | Trouble during payment process | 2 | 13.3% |
| ZIONS BANCORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
| ZIONS BANCORPORATION | FHA mortgage | Closing on a mortgage | 1 | 6.7% |
| ZIONS BANCORPORATION | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
| ZIONS BANCORPORATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 13.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Zions Bancorporation, N.A. | 1150 Cornell Avenue Lovelock, NV 89419 | Full Service B&M | $39,816 |
| Zions Bancorporation, N.A. | 125 North Main Street Randolph, UT 84064 | Full Service B&M | $39,830 |
| Zions Bancorporation, N.A. | 155 West Main Street Salina, UT 84654 | Full Service B&M | $69,107 |
| Zions Bancorporation, N.A. | 156 North 200 East Roosevelt, UT 84066 | Full Service B&M | $153,340 |
| Zions Bancorporation, N.A. | 19 West Main Duchesne, UT 84021 | Full Service B&M | $47,877 |
| Zions Bancorporation, N.A. | 20 East Main Street Delta, UT 84624 | Full Service B&M | $113,266 |
| Zions Bancorporation, N.A. | 498 West Williams Avenue Fallon, NV 89406 | Full Service B&M | $35,906 |
| Zions Bancorporation, N.A. | 901 North Main Street Eureka, NV 89316 | Full Service B&M | $57,063 |
| Zions Bancorporation, N.A. | 1 East Highway 89a Cottonwood, AZ 86326 | Full Service B&M | $109,177 |
| Zions Bancorporation, N.A. | 1 S Main Street Salt Lake City, UT 84133 | Full Service B&M | $6,164,653 |
| Zions Bancorporation, N.A. | 1 South Church Avenue, Suite 120 Tucson, AZ 85701 | Full Service B&M | $85,110 |
| Zions Bancorporation, N.A. | 1 South Main Street Manti, UT 84642 | Full Service B&M | $58,456 |
| Zions Bancorporation, N.A. | 1 West Liberty Street Reno, NV 89501 | Full Service B&M | $586,013 |
| Zions Bancorporation, N.A. | 10 North Main Fillmore, UT 84631 | Full Service B&M | $36,441 |
| Zions Bancorporation, N.A. | 10 South Main Street Ephraim, UT 84627 | Full Service Retail | $54,849 |
| Zions Bancorporation, N.A. | 100 Corporate Pointe, Suite 110 Culver City, CA 90230 | Full Service B&M | $76,767 |
| Zions Bancorporation, N.A. | 100 Pine Street San Francisco, CA 94111 | Full Service B&M | $383,887 |
| Zions Bancorporation, N.A. | 100 Wilshire Boulevard Santa Monica, CA 90401 | Full Service B&M | $70,606 |
| Zions Bancorporation, N.A. | 1000 Spring Cypress Road Spring, TX 77373 | Full Service B&M | $97,807 |
| Zions Bancorporation, N.A. | 10001 Reunion Place Blvd. San Antonio, TX 78216 | Full Service B&M | $486,527 |
| Zions Bancorporation, N.A. | 1001 17th St. Ste R-300 Denver, CO 80202 | Full Service B&M | $1,643,230 |
| Zions Bancorporation, N.A. | 1001 Eagle Avenue Parker, AZ 85344 | Full Service B&M | $258,287 |
| Zions Bancorporation, N.A. | 1001 West Moana Lane Reno, NV 89509 | Full Service B&M | $199,126 |
| Zions Bancorporation, N.A. | 101 La Mina Avenue Ajo, AZ 85321 | Full Service B&M | $51,614 |
| Zions Bancorporation, N.A. | 10101 Grogans Mill The Woodlands, TX 77380 | Full Service B&M | $138,426 |
| Zions Bancorporation, N.A. | 10118 Westheimer Houston, TX 77042 | Full Service B&M | $48,129 |
| Zions Bancorporation, N.A. | 102 North Yale Avenue Claremont, CA 91711 | Full Service B&M | $135,954 |
| Zions Bancorporation, N.A. | 102 West Main Street Burley, ID 83318 | Full Service B&M | $107,529 |
| Zions Bancorporation, N.A. | 10223 Kuykendahl The Woodlands, TX 77382 | Full Service B&M | $44,511 |
| Zions Bancorporation, N.A. | 1024 Graves Avenue El Cajon, CA 92021 | Full Service B&M | $481,506 |
| Zions Bancorporation, N.A. | 1041 North Lake Havasu Avenue Lake Havasu City, AZ 86403 | Full Service B&M | $68,809 |
| Zions Bancorporation, N.A. | 105 South Main Street Moscow, ID 83843 | Full Service B&M | $65,162 |
| Zions Bancorporation, N.A. | 1060 Bay Area Blvd. Houston, TX 77058 | Full Service B&M | $48,248 |
| Zions Bancorporation, N.A. | 1060 North University Avenue Provo, UT 84604 | Full Service B&M | $138,103 |
| Zions Bancorporation, N.A. | 10605 Scripps Poway Pkwy, Ste A San Diego, CA 92131 | Full Service B&M | $105,426 |
| Zions Bancorporation, N.A. | 10610 Southern Highlands Parkway Las Vegas, NV 89141 | Full Service B&M | $110,615 |
| Zions Bancorporation, N.A. | 1075 Augusta Houston, TX 77057 | Full Service B&M | $143,088 |
| Zions Bancorporation, N.A. | 10811 Louetta Rd Houston, TX 77070 | Full Service B&M | $82,269 |
| Zions Bancorporation, N.A. | 10900 North East 4th Street, Ste 2250 Bellevue, WA 98004 | Full Service B&M | $149,202 |
| Zions Bancorporation, N.A. | 110 East Main Castle Dale, UT 84513 | Full Service B&M | $58,155 |
| Zions Bancorporation, N.A. | 1100 Snow Creek Drive Park City, UT 84060 | Full Service B&M | $289,044 |
| Zions Bancorporation, N.A. | 11031 East 40th Street Yuma, AZ 85367 | Full Service B&M | $68,351 |
| Zions Bancorporation, N.A. | 11035 Lavender Hill Dr, Suite 170 Las Vegas, NV 89135 | Full Service B&M | $63,350 |
| Zions Bancorporation, N.A. | 11045 Fm 1960 West Houston, TX 77065 | Full Service B&M | $76,825 |
| Zions Bancorporation, N.A. | 111 East Center Street Blanding, UT 84511 | Full Service B&M | $40,107 |
| Zions Bancorporation, N.A. | 111 North 1st Avenue, Suite 1h Hailey, ID 83333 | Full Service B&M | $34,138 |
| Zions Bancorporation, N.A. | 111 South Tejon Street Colorado Springs, CO 80903 | Full Service B&M | $81,413 |
| Zions Bancorporation, N.A. | 1119 West Southern Avenue Mesa, AZ 85210 | Full Service B&M | $179,002 |
| Zions Bancorporation, N.A. | 112 South Main Street Kamas, UT 84036 | Full Service B&M | $98,302 |
| Zions Bancorporation, N.A. | 11213 W Airport Blvd Stafford, TX 77477 | Full Service B&M | $129,565 |
| Zions Bancorporation, N.A. | 1127 Wall Street La Jolla, CA 92037 | Full Service B&M | $104,547 |
| Zions Bancorporation, N.A. | 1130 South Baldwin Ave Arcadia, CA 91007 | Full Service B&M | $164,463 |
| Zions Bancorporation, N.A. | 1130 West Pioneer Blvd Mesquite, NV 89027 | Full Service B&M | $43,083 |
| Zions Bancorporation, N.A. | 11345 West Olympic Boulevard Los Angeles, CA 90064 | Full Service B&M | $239,515 |
| Zions Bancorporation, N.A. | 11375 El Camino Real, Suite 100 San Diego, CA 92130 | Full Service B&M | $317,821 |
| Zions Bancorporation, N.A. | 11590 South Eastern Avenue Henderson, NV 89052 | Full Service B&M | $107,636 |
| Zions Bancorporation, N.A. | 1163 S Naco Hwy Bisbee, AZ 85603 | Full Service B&M | $38,434 |
| Zions Bancorporation, N.A. | 120 East Main Street Santaquin, UT 84655 | Full Service B&M | $87,740 |
| Zions Bancorporation, N.A. | 1200 South Diamond Bar Boulevard Diamond Bar, CA 91765 | Full Service B&M | $99,240 |
| Zions Bancorporation, N.A. | 1200 South Townsend Montrose, CO 81401 | Full Service B&M | $30,441 |
| Zions Bancorporation, N.A. | 1201 Escalante Drive Durango, CO 81303 | Full Service B&M | $58,806 |
| Zions Bancorporation, N.A. | 1211 Sw 5th Avenue, Suite 1250 Portland, OR 97204 | Full Service B&M | $121,139 |
| Zions Bancorporation, N.A. | 12130 Hempstead Highway Houston, TX 77092 | Full Service B&M | $130,807 |
| Zions Bancorporation, N.A. | 1220 South 800 East Orem, UT 84097 | Full Service B&M | $234,762 |
| Zions Bancorporation, N.A. | 12271 South 900 East Draper, UT 84020 | Full Service B&M | $570,022 |
| Zions Bancorporation, N.A. | 12312 East Freeway Houston, TX 77015 | Full Service B&M | $108,536 |
| Zions Bancorporation, N.A. | 12334 Barker Cypress Road Cypress, TX 77429 | Full Service B&M | $132,432 |
| Zions Bancorporation, N.A. | 1235 South Utah Avenue Idaho Falls, ID 83402 | Full Service B&M | $204,924 |
| Zions Bancorporation, N.A. | 125 West 10600 South Sandy, UT 84070 | Full Service B&M | $181,154 |
| Zions Bancorporation, N.A. | 1250 Highway 50 West Pueblo, CO 81008 | Full Service B&M | $71,126 |
| Zions Bancorporation, N.A. | 1277 Treat Boulevard, Suite 120 Walnut Creek, CA 94597 | Full Service B&M | $130,150 |
| Zions Bancorporation, N.A. | 1290 South Main Street Snowflake, AZ 85937 | Full Service B&M | $87,488 |
| Zions Bancorporation, N.A. | 1292 West Redondo Beach Boulevard Gardena, CA 90247 | Full Service B&M | $119,376 |
| Zions Bancorporation, N.A. | 130 Plymouth Avenue, North New Plymouth, ID 83655 | Full Service B&M | $41,874 |
| Zions Bancorporation, N.A. | 1300 Rollingbrook Baytown, TX 77521 | Full Service B&M | $280,663 |
| Zions Bancorporation, N.A. | 1301 South Highway 160 Pahrump, NV 89048 | Full Service B&M | $151,957 |
| Zions Bancorporation, N.A. | 13030 State Highway 6 Santa Fe, TX 77510 | Full Service B&M | $37,640 |
| Zions Bancorporation, N.A. | 1304 South Foothill Drive Salt Lake City, UT 84108 | Full Service B&M | $296,769 |
| Zions Bancorporation, N.A. | 13060 Grant Road Cypress, TX 77429 | Full Service Retail | $71,782 |
| Zions Bancorporation, N.A. | 1308 Lacy Drive Baytown, TX 77520 | Full Service B&M | $83,336 |
| Zions Bancorporation, N.A. | 132 Main Street Tonopah, NV 89049 | Full Service B&M | $77,767 |
| Zions Bancorporation, N.A. | 1322 S. Gilbert Road Mesa, AZ 85204 | Full Service B&M | $67,585 |
| Zions Bancorporation, N.A. | 13289 West Mcdowell Road Goodyear, AZ 85338 | Full Service B&M | $38,440 |
| Zions Bancorporation, N.A. | 133 East 1400 North Logan, UT 84341 | Full Service B&M | $167,811 |
| Zions Bancorporation, N.A. | 1330 Wirt Road Houston, TX 77055 | Full Service B&M | $102,061 |
| Zions Bancorporation, N.A. | 13430 Northwest Highway Houston, TX 77040 | Full Service B&M | $1,179,512 |
| Zions Bancorporation, N.A. | 135 Saxony Road Encinitas, CA 92024 | Full Service B&M | $83,765 |
| Zions Bancorporation, N.A. | 1350 Parkway Drive #1 Blackfoot, ID 83221 | Full Service B&M | $116,323 |
| Zions Bancorporation, N.A. | 1380 South Federal Boulevard Denver, CO 80219 | Full Service B&M | $93,321 |
| Zions Bancorporation, N.A. | 13808 N. Sandario Road, Suite 120 Marana, AZ 85653 | Full Service B&M | $53,753 |
| Zions Bancorporation, N.A. | 140 Civic Center Drive Vista, CA 92084 | Full Service B&M | $77,949 |
| Zions Bancorporation, N.A. | 1400 E Woolford Show Low, AZ 85901 | Full Service B&M | $195,940 |
| Zions Bancorporation, N.A. | 1400 East Southern Avenue Tempe, AZ 85282 | Full Service B&M | $164,697 |
| Zions Bancorporation, N.A. | 1401 Fairmont Parkway La Porte, TX 77571 | Full Service B&M | $62,803 |
| Zions Bancorporation, N.A. | 1432 East 3500 North Lehi, UT 84043 | Full Service B&M | $107,557 |
| Zions Bancorporation, N.A. | 144 West Brigham Road, Suite C Saint George, UT 84790 | Full Service B&M | $101,384 |
| Zions Bancorporation, N.A. | 1451 Solano Avenue Albany, CA 94706 | Full Service B&M | $133,795 |
| Zions Bancorporation, N.A. | 1460 S Boulder Hwy Henderson, NV 89015 | Full Service B&M | $151,548 |
| Zions Bancorporation, N.A. | 1470 W. Highway 89a Sedona, AZ 86336 | Full Service B&M | $64,052 |
| Zions Bancorporation, N.A. | 1483 Newpark Blvd. Park City, UT 84098 | Full Service B&M | $460,480 |
| Zions Bancorporation, N.A. | 149 West Main Street Rexburg, ID 83440 | Full Service B&M | $119,865 |
| Zions Bancorporation, N.A. | 150 North Quince Street Escondido, CA 92025 | Full Service B&M | $227,837 |
| Zions Bancorporation, N.A. | 150 South Fort Lane Layton, UT 84041 | Full Service B&M | $99,352 |
| Zions Bancorporation, N.A. | 1500 Willow Creek Prescott, AZ 86301 | Full Service B&M | $117,075 |
| Zions Bancorporation, N.A. | 1501 West Warm Springs Road Henderson, NV 89014 | Full Service B&M | $100,962 |
| Zions Bancorporation, N.A. | 1525 College Pkwy Carson City, NV 89706 | Full Service B&M | $87,047 |
| Zions Bancorporation, N.A. | 1533 North Redwood Road Saratoga Springs, UT 84045 | Full Service B&M | $94,425 |
| Zions Bancorporation, N.A. | 159 West Center Street Midvale, UT 84047 | Full Service B&M | $66,195 |
| Zions Bancorporation, N.A. | 1590 Yellowstone Pocatello, ID 83201 | Full Service B&M | $93,845 |
| Zions Bancorporation, N.A. | 16041 Goldenwest Street Huntington Beach, CA 92647 | Full Service B&M | $157,423 |
| Zions Bancorporation, N.A. | 16130 Ventura Boulevard Encino, CA 91436 | Full Service B&M | $206,728 |
| Zions Bancorporation, N.A. | 1622 West South Jordan Parkway South Jordan, UT 84095 | Full Service B&M | $324,197 |
| Zions Bancorporation, N.A. | 1635 South Redwood Road Salt Lake City, UT 84104 | Full Service B&M | $54,236 |
| Zions Bancorporation, N.A. | 1650 South Colorado Boulevard Denver, CO 80222 | Full Service B&M | $61,241 |
| Zions Bancorporation, N.A. | 1656 Highway 395 Minden, NV 89423 | Full Service B&M | $93,250 |
| Zions Bancorporation, N.A. | 1663 North Main Farmington, UT 84025 | Full Service B&M | $155,939 |
| Zions Bancorporation, N.A. | 16796 Bernardo Center Drive San Diego, CA 92128 | Full Service B&M | $113,778 |
| Zions Bancorporation, N.A. | 1687 South Azusa Avenue Hacienda Heights, CA 91745 | Full Service B&M | $93,314 |
| Zions Bancorporation, N.A. | 1690 South El Camino Real San Mateo, CA 94402 | Full Service B&M | $137,157 |
| Zions Bancorporation, N.A. | 1696 Post Street San Francisco, CA 94115 | Full Service B&M | $88,236 |
| Zions Bancorporation, N.A. | 1700 Pearl Street Boulder, CO 80302 | Full Service B&M | $766,688 |
| Zions Bancorporation, N.A. | 17046 Stuebner Airline Road Spring, TX 77379 | Full Service B&M | $202,147 |
| Zions Bancorporation, N.A. | 1717 West Loop South, Floor 1 Houston, TX 77027 | Full Service B&M | $5,236,014 |
| Zions Bancorporation, N.A. | 17602 Southwest Fwy Sugar Land, TX 77479 | Full Service B&M | $958,789 |
| Zions Bancorporation, N.A. | 1767 West Island Green Drive Meridian, ID 83646 | Full Service B&M | $14,051 |
| Zions Bancorporation, N.A. | 17752 East Seventeenth Street Tustin, CA 92780 | Full Service B&M | $642,747 |
| Zions Bancorporation, N.A. | 1781 West Antelope Drive Layton, UT 84041 | Full Service B&M | $68,283 |
| Zions Bancorporation, N.A. | 180 North University Avenue Provo, UT 84601 | Full Service B&M | $403,784 |
| Zions Bancorporation, N.A. | 1800 Arden Way Sacramento, CA 95815 | Full Service B&M | $117,327 |
| Zions Bancorporation, N.A. | 1820 East White Mountain Pinetop, AZ 85935 | Full Service B&M | $80,515 |
| Zions Bancorporation, N.A. | 1835 West 7800 South West Jordan, UT 84088 | Full Service B&M | $138,297 |
| Zions Bancorporation, N.A. | 1855 West Wendover Boulevard West Wendover, NV 89883 | Full Service Retail | $26,356 |
| Zions Bancorporation, N.A. | 1863 Blue Lakes Blvd. North Twin Falls, ID 83301 | Full Service B&M | $117,280 |
| Zions Bancorporation, N.A. | 190 Damonte Ranch Parkway Reno, NV 89521 | Full Service B&M | $96,596 |
| Zions Bancorporation, N.A. | 190 North Main Street Spanish Fork, UT 84660 | Full Service B&M | $208,248 |
| Zions Bancorporation, N.A. | 1900 Avenue Of The Stars, Suite 2350 Los Angeles, CA 90067 | Full Service B&M | $11,549 |
| Zions Bancorporation, N.A. | 1900 Main Street, Suite 100 Irvine, CA 92614 | Full Service B&M | $1,585,367 |
| Zions Bancorporation, N.A. | 1901 North Central Expressway Richardson, TX 75080 | Full Service B&M | $43,767 |
| Zions Bancorporation, N.A. | 19134 Stone Oak Parkway San Antonio, TX 78247 | Full Service B&M | $41,441 |
| Zions Bancorporation, N.A. | 1921 N. Rainbow Boulevard Las Vegas, NV 89108 | Full Service B&M | $131,831 |
| Zions Bancorporation, N.A. | 1930 Country Place Pkwy, Suite 110 Pearland, TX 77584 | Full Service B&M | $46,807 |
| Zions Bancorporation, N.A. | 1930 West Sunset Boulevard Saint George, UT 84770 | Full Service B&M | $156,140 |
| Zions Bancorporation, N.A. | 1952 East Pecos Road Gilbert, AZ 85295 | Full Service B&M | $69,621 |
| Zions Bancorporation, N.A. | 1955 West 120th Avenue Westminster, CO 80234 | Full Service B&M | $83,607 |
| Zions Bancorporation, N.A. | 1979 Highway 95, Suite #15 Bullhead City, AZ 86442 | Full Service B&M | $88,381 |
| Zions Bancorporation, N.A. | 1985 East River Road, Suite 121 Tucson, AZ 85718 | Full Service B&M | $117,901 |
| Zions Bancorporation, N.A. | 20 North Main Heber City, UT 84032 | Full Service B&M | $211,512 |
| Zions Bancorporation, N.A. | 200 West 1st Street Pueblo, CO 81003 | Full Service B&M | $125,421 |
| Zions Bancorporation, N.A. | 2000 East 20th Street Farmington, NM 87401 | Full Service B&M | $77,486 |
| Zions Bancorporation, N.A. | 2000 Spring Cypress Road Spring, TX 77388 | Full Service B&M | $131,448 |
| Zions Bancorporation, N.A. | 201 North Montezuma Street, Suite 100 Prescott, AZ 86301 | Full Service B&M | $213,475 |
| Zions Bancorporation, N.A. | 2011 Ken Pratt Boulevard Longmont, CO 80501 | Full Service B&M | $19,717 |
| Zions Bancorporation, N.A. | 2014 West Craig Road North Las Vegas, NV 89032 | Full Service B&M | $88,281 |
| Zions Bancorporation, N.A. | 2017 N. Nellis Blvd. Las Vegas, NV 89115 | Full Service B&M | $61,898 |
| Zions Bancorporation, N.A. | 20428 North 27th Avenue Phoenix, AZ 85027 | Full Service B&M | $127,527 |
| Zions Bancorporation, N.A. | 20541 Stevens Creek Boulevard Cupertino, CA 95014 | Full Service B&M | $117,908 |
| Zions Bancorporation, N.A. | 2079 East 9400 South Sandy, UT 84093 | Full Service B&M | $345,149 |
| Zions Bancorporation, N.A. | 20800 Eva Street Montgomery, TX 77356 | Full Service B&M | $76,340 |
| Zions Bancorporation, N.A. | 2105 Taylor Street Houston, TX 77007 | Full Service B&M | $94,388 |
| Zions Bancorporation, N.A. | 2107 South Atlantic Boulevard Monterey Park, CA 91754 | Full Service B&M | $194,407 |
| Zions Bancorporation, N.A. | 211 N. Leroux Flagstaff, AZ 86001 | Full Service B&M | $215,461 |
| Zions Bancorporation, N.A. | 2121 W. Karcher Road Nampa, ID 83651 | Full Service B&M | $61,474 |
| Zions Bancorporation, N.A. | 2125 West Davis Street Conroe, TX 77304 | Full Service B&M | $79,573 |
| Zions Bancorporation, N.A. | 215 Fm 517 West Dickinson, TX 77539 | Full Service B&M | $55,577 |
| Zions Bancorporation, N.A. | 21515 Hawthorne Boulevard, Suite 100 Torrance, CA 90503 | Full Service B&M | $224,110 |
| Zions Bancorporation, N.A. | 2155 Resort Drive Steamboat Springs, CO 80487 | Full Service B&M | $100,917 |
| Zions Bancorporation, N.A. | 218 E Valley Rd Ste 108 Carbondale, CO 81623 | Full Service B&M | $31,452 |
| Zions Bancorporation, N.A. | 218 East Parkwood Avenue Friendswood, TX 77546 | Full Service B&M | $49,211 |
| Zions Bancorporation, N.A. | 21800 Burbank Boulevard, Suite 160 Woodland Hills, CA 91367 | Full Service B&M | $108,237 |
| Zions Bancorporation, N.A. | 2188 Addison Avenue East Twin Falls, ID 83301 | Full Service B&M | $5,985 |
| Zions Bancorporation, N.A. | 219 East Main Street Rigby, ID 83442 | Full Service B&M | $137,480 |
| Zions Bancorporation, N.A. | 219 North Fourth Street Buckeye, AZ 85326 | Full Service B&M | $81,751 |
| Zions Bancorporation, N.A. | 2200 South Highland Drive Salt Lake City, UT 84106 | Full Service B&M | $158,078 |
| Zions Bancorporation, N.A. | 2204 West Main League City, TX 77573 | Full Service B&M | $92,590 |
| Zions Bancorporation, N.A. | 2222 South Shaver Pasadena, TX 77502 | Full Service B&M | $36,251 |
| Zions Bancorporation, N.A. | 225 South Main Street Pleasant Grove, UT 84062 | Full Service B&M | $144,476 |
| Zions Bancorporation, N.A. | 2250 Alpine Boulevard Alpine, CA 91901 | Full Service B&M | $210,479 |
| Zions Bancorporation, N.A. | 2284 North Washington Boulevard North Ogden, UT 84414 | Full Service B&M | $69,068 |
| Zions Bancorporation, N.A. | 230 East Valley Boulevard Alhambra, CA 91801 | Full Service B&M | $119,350 |
| Zions Bancorporation, N.A. | 230 Las Vegas Boulevard Las Vegas, NV 89101 | Full Service B&M | $168,622 |
| Zions Bancorporation, N.A. | 2302 Washington Boulevard Ogden, UT 84401 | Full Service B&M | $189,856 |
| Zions Bancorporation, N.A. | 2303 West Holcombe Blvd., Suite 100 Houston, TX 77030 | Full Service B&M | $287,084 |
| Zions Bancorporation, N.A. | 233 East Central Street Monticello, UT 84535 | Full Service B&M | $34,288 |
| Zions Bancorporation, N.A. | 2334 Se Military Drive San Antonio, TX 78223 | Full Service B&M | $7,097 |
| Zions Bancorporation, N.A. | 23593 Commerce Avenue Porter, TX 77365 | Full Service B&M | $67,334 |
| Zions Bancorporation, N.A. | 23840 Lake Drive Crestline, CA 92325 | Full Service B&M | $40,258 |
| Zions Bancorporation, N.A. | 2394 Patterson Rd Grand Junction, CO 81505 | Full Service B&M | $36,624 |
| Zions Bancorporation, N.A. | 24 Plaza Loop Morenci, AZ 85540 | Full Service B&M | $65,175 |
| Zions Bancorporation, N.A. | 24012 Calle De La Plata, #140 Laguna Hills, CA 92653 | Full Service B&M | $95,578 |
| Zions Bancorporation, N.A. | 24034 Camino Del Avion Monarch Beach, CA 92629 | Full Service B&M | $121,346 |
| Zions Bancorporation, N.A. | 2415 South Avenue A Yuma, AZ 85364 | Full Service B&M | $104,834 |
| Zions Bancorporation, N.A. | 2460 Marina Bay Drive League City, TX 77573 | Full Service B&M | $73,182 |
| Zions Bancorporation, N.A. | 25 E Main Enterprise, UT 84725 | Full Service B&M | $48,742 |
| Zions Bancorporation, N.A. | 25 North Main Street Florence, AZ 85132 | Full Service B&M | $48,047 |
| Zions Bancorporation, N.A. | 25 South Highway 92 Sierra Vista, AZ 85635 | Full Service B&M | $281,508 |
| Zions Bancorporation, N.A. | 25 South Willow Street Jackson Hole, WY 83001 | Full Service B&M | $32,834 |
| Zions Bancorporation, N.A. | 250 Highway 95a Fernley, NV 89408 | Full Service B&M | $96,371 |
| Zions Bancorporation, N.A. | 2501 North Harwood Street Dallas, TX 75201 | Full Service B&M | $507,229 |
| Zions Bancorporation, N.A. | 2501 Palomar Airport Road Carlsbad, CA 92011 | Full Service B&M | $167,742 |
| Zions Bancorporation, N.A. | 2540 East Sunnyside Road Ammon, ID 83406 | Full Service B&M | $172,603 |
| Zions Bancorporation, N.A. | 2555 N Wolf Creek Drive Eden, UT 84310 | Full Service Retail | $49,766 |
| Zions Bancorporation, N.A. | 2595 West Lake Houston Parkway Kingwood, TX 77339 | Full Service B&M | $44,340 |
| Zions Bancorporation, N.A. | 2601 Dallas Parkway Plano, TX 75093 | Full Service B&M | $45,879 |
| Zions Bancorporation, N.A. | 2638 East Route 66 Flagstaff, AZ 86004 | Full Service B&M | $42,582 |
| Zions Bancorporation, N.A. | 2696 Broadway Boulder, CO 80304 | Full Service B&M | $54,386 |
| Zions Bancorporation, N.A. | 2718 S Hulen St Fort Worth, TX 76109 | Full Service B&M | $30,833 |
| Zions Bancorporation, N.A. | 2775 Via De La Valle Del Mar, CA 92014 | Full Service B&M | $169,396 |
| Zions Bancorporation, N.A. | 279 West State Street Hurricane, UT 84737 | Full Service B&M | $169,300 |
| Zions Bancorporation, N.A. | 280 Fm 306 New Braunfels, TX 78130 | Full Service B&M | $25,028 |
| Zions Bancorporation, N.A. | 28200 State Highway 189, Suite K100 Lake Arrowhead, CA 92352 | Full Service B&M | $51,273 |
| Zions Bancorporation, N.A. | 28201 State Hwy 249 Tomball, TX 77375 | Full Service B&M | $132,631 |
| Zions Bancorporation, N.A. | 2825 North Glasford Hill Road Prescott Valley, AZ 86314 | Full Service B&M | $107,675 |
| Zions Bancorporation, N.A. | 284 S Highway 165 Providence, UT 84332 | Full Service B&M | $122,151 |
| Zions Bancorporation, N.A. | 2860 W. Centennial North Las Vegas, NV 89084 | Full Service B&M | $45,713 |
| Zions Bancorporation, N.A. | 28801 Los Angeles Avenue Wellton, AZ 85356 | Full Service B&M | $59,291 |
| Zions Bancorporation, N.A. | 29124 Valley Center Road Valley Center, CA 92082 | Full Service B&M | $159,190 |
| Zions Bancorporation, N.A. | 2915 Moiuntain City Highway Elko, NV 89801 | Full Service B&M | $202,324 |
| Zions Bancorporation, N.A. | 2929 North Central Avenue, Suite 120 Phoenix, AZ 85012 | Full Service B&M | $184,154 |
| Zions Bancorporation, N.A. | 2940 Arizona Highway 260 Overgaard, AZ 85933 | Full Service B&M | $53,035 |
| Zions Bancorporation, N.A. | 2950 West 3500 South West Valley City, UT 84119 | Full Service B&M | $114,933 |
| Zions Bancorporation, N.A. | 2997 Thain Gande Lewiston, ID 83501 | Full Service B&M | $49,210 |
| Zions Bancorporation, N.A. | 3 South Main Street Cedar City, UT 84720 | Full Service B&M | $145,001 |
| Zions Bancorporation, N.A. | 3 West Main Street Vernal, UT 84078 | Full Service B&M | $147,367 |
| Zions Bancorporation, N.A. | 300 Broadway Millbrae, CA 94030 | Full Service B&M | $179,274 |
| Zions Bancorporation, N.A. | 3020 Interstate 45 Nouth Conroe, TX 77303 | Full Service B&M | $65,055 |
| Zions Bancorporation, N.A. | 3020 S. Mason Road Katy, TX 77450 | Full Service B&M | $134,955 |
| Zions Bancorporation, N.A. | 305 North Nellis Blvd. Ste110 Las Vegas, NV 89110 | Full Service B&M | $44,819 |
| Zions Bancorporation, N.A. | 310 South Main Street Salt Lake City, UT 84101 | Full Service B&M | $1,490,946 |
| Zions Bancorporation, N.A. | 310 South Main, Suite 340 Salt Lake City, UT 84101 | Full Service Cyber Office | $1,802,636 |
| Zions Bancorporation, N.A. | 3100 Monticello Dallas, TX 75205 | Full Service B&M | $31,831 |
| Zions Bancorporation, N.A. | 311 North Main Ketchum, ID 83340 | Full Service B&M | $61,707 |
| Zions Bancorporation, N.A. | 314 West Route 66 Avenue Williams, AZ 86046 | Full Service B&M | $88,757 |
| Zions Bancorporation, N.A. | 315 Avenue A Wilder, ID 83676 | Full Service B&M | $38,788 |
| Zions Bancorporation, N.A. | 3150 San Carlos Trail Frazier Park, CA 93225 | Full Service B&M | $53,321 |
| Zions Bancorporation, N.A. | 3166 Hwy 82, Suite 3 Sonoita, AZ 85637 | Full Service B&M | $45,815 |
| Zions Bancorporation, N.A. | 31924 Crown Valley Road Acton, CA 93510 | Full Service B&M | $59,136 |
| Zions Bancorporation, N.A. | 32221 Camino Capistrano San Juan Capistrano, CA 92675 | Full Service B&M | $52,769 |
| Zions Bancorporation, N.A. | 32927 Fm 2978 Magnolia, TX 77354 | Full Service B&M | $41,758 |
| Zions Bancorporation, N.A. | 33 South Main Street Kaysville, UT 84037 | Full Service B&M | $114,806 |
| Zions Bancorporation, N.A. | 330 South Main Street Moab, UT 84532 | Full Service B&M | $124,097 |
| Zions Bancorporation, N.A. | 3300 West 72nd Avenue Westminster, CO 80030 | Full Service B&M | $55,732 |
| Zions Bancorporation, N.A. | 3310 South 2300 East Salt Lake City, UT 84109 | Full Service Retail | $121,512 |
| Zions Bancorporation, N.A. | 3328 School Street Needville, TX 77461 | Full Service B&M | $64,013 |
| Zions Bancorporation, N.A. | 3342 Bee Caves Rd West Lake Hills, TX 78746 | Full Service B&M | $25,735 |
| Zions Bancorporation, N.A. | 3345 South Maryland Parkway Las Vegas, NV 89109 | Full Service B&M | $143,625 |
| Zions Bancorporation, N.A. | 335 North Wilmot Road Tucson, AZ 85711 | Full Service B&M | $514,706 |
| Zions Bancorporation, N.A. | 3390 W Signal Peak Dr, Ste 121 Salt Lake City, UT 84129 | Full Service B&M | $2,106 |
| Zions Bancorporation, N.A. | 34 East Main Weiser, ID 83672 | Full Service B&M | $82,786 |
| Zions Bancorporation, N.A. | 340 East Main Street Tremonton, UT 84337 | Full Service B&M | $65,745 |
| Zions Bancorporation, N.A. | 3400 Ave H Rosenberg, TX 77471 | Full Service B&M | $217,936 |
| Zions Bancorporation, N.A. | 3480 West Sahara Avenue Las Vegas, NV 89102 | Full Service B&M | $146,734 |
| Zions Bancorporation, N.A. | 350 West Montezuma Avenue Cortez, CO 81321 | Full Service B&M | $166,766 |
| Zions Bancorporation, N.A. | 3600 Quebec Street Denver, CO 80207 | Full Service B&M | $29,191 |
| Zions Bancorporation, N.A. | 361 West Highway 24 Woodland Park, CO 80863 | Full Service B&M | $125,811 |
| Zions Bancorporation, N.A. | 3628 West 13400 South Riverton, UT 84065 | Full Service B&M | $175,108 |
| Zions Bancorporation, N.A. | 365 E Esplanade Drive Oxnard, CA 93036 | Full Service B&M | $66,136 |
| Zions Bancorporation, N.A. | 3688 South Jones Boulevard Las Vegas, NV 89103 | Full Service B&M | $218,563 |
| Zions Bancorporation, N.A. | 3715 East Overland Road, Ste 130 Meridian, ID 83642 | Full Service B&M | $90,559 |
| Zions Bancorporation, N.A. | 3737 Fifth Avenue San Diego, CA 92103 | Full Service B&M | $252,898 |
| Zions Bancorporation, N.A. | 3780 E. Flamingo Road Las Vegas, NV 89121 | Full Service B&M | $131,779 |
| Zions Bancorporation, N.A. | 3787 Avocado Boulevard La Mesa, CA 91941 | Full Service B&M | $111,485 |
| Zions Bancorporation, N.A. | 3810 Crenshaw Boulevard Los Angeles, CA 90008 | Full Service B&M | $57,973 |
| Zions Bancorporation, N.A. | 3825 Stockton Hill Road Kingman, AZ 86409 | Full Service B&M | $168,776 |
| Zions Bancorporation, N.A. | 3880 South 700 East Salt Lake City, UT 84106 | Full Service B&M | $184,316 |
| Zions Bancorporation, N.A. | 3901 Red Bluff Road Pasadena, TX 77503 | Full Service B&M | $56,214 |
| Zions Bancorporation, N.A. | 3911 Hwy 3 Dickinson, TX 77539 | Full Service B&M | $69,072 |
| Zions Bancorporation, N.A. | 3913 West 9000 South West Jordan, UT 84088 | Full Service B&M | $94,378 |
| Zions Bancorporation, N.A. | 39315 Fremont Boulevard Fremont, CA 94538 | Full Service B&M | $113,624 |
| Zions Bancorporation, N.A. | 40 East Saint George Boulevard St. George, UT 84770 | Full Service B&M | $312,752 |
| Zions Bancorporation, N.A. | 400 North Green Valley Parkway Henderson, NV 89014 | Full Service B&M | $158,116 |
| Zions Bancorporation, N.A. | 400 North Sam Houston Parkway East Houston, TX 77060 | Full Service B&M | $180,254 |
| Zions Bancorporation, N.A. | 400 Thomas L. Berkley Way Oakland, CA 94612 | Full Service B&M | $178,137 |
| Zions Bancorporation, N.A. | 4001 East Sunset Road Henderson, NV 89014 | Full Service B&M | $108,938 |
| Zions Bancorporation, N.A. | 401 East Speer Boulevard Denver, CO 80202 | Full Service B&M | $50,645 |
| Zions Bancorporation, N.A. | 4021 Highway 146 Bacliff, TX 77518 | Full Service B&M | $93,742 |
| Zions Bancorporation, N.A. | 4040 East Camelback Road, Suite 100 Phoenix, AZ 85018 | Full Service B&M | $164,429 |
| Zions Bancorporation, N.A. | 4040 West Northern Pueblo, CO 81005 | Full Service B&M | $80,243 |
| Zions Bancorporation, N.A. | 408 Sixth Street Wells, NV 89835 | Full Service B&M | $34,491 |
| Zions Bancorporation, N.A. | 41 East Center Street Kanab, UT 84741 | Full Service B&M | $84,415 |
| Zions Bancorporation, N.A. | 4135 West 5415 South Kearns, UT 84118 | Full Service B&M | $87,364 |
| Zions Bancorporation, N.A. | 415 East Avenida Pico, Suite P San Clemente, CA 92672 | Full Service B&M | $120,430 |
| Zions Bancorporation, N.A. | 4151 E 136th Avenue Thornton, CO 80602 | Full Service B&M | $52,262 |
| Zions Bancorporation, N.A. | 41615 Winchester Road Temecula, CA 92590 | Full Service B&M | $152,142 |
| Zions Bancorporation, N.A. | 42024 North 50th Street West Quartz Hill, CA 93536 | Full Service B&M | $51,371 |
| Zions Bancorporation, N.A. | 426 5th Street Safford, AZ 85546 | Full Service B&M | $102,499 |
| Zions Bancorporation, N.A. | 4267 South Carson Street Carson City, NV 89701 | Full Service B&M | $88,505 |
| Zions Bancorporation, N.A. | 4305 University Avenue, Ste. 100 San Diego, CA 92105 | Full Service B&M | $37,297 |
| Zions Bancorporation, N.A. | 4320 La Jolla Village Drive, Ste 100 San Diego, CA 92122 | Full Service B&M | $901,298 |
| Zions Bancorporation, N.A. | 440 West Parrish Lane Centerville, UT 84014 | Full Service B&M | $126,728 |
| Zions Bancorporation, N.A. | 444 Third Avenue Chula Vista, CA 91910 | Full Service B&M | $87,339 |
| Zions Bancorporation, N.A. | 444 West Ocean Boulevard Long Beach, CA 90802 | Full Service B&M | $66,667 |
| Zions Bancorporation, N.A. | 45 South Carbon Avenue Price, UT 84501 | Full Service B&M | $114,723 |
| Zions Bancorporation, N.A. | 4500 Fairmont Parkway Pasadena, TX 77504 | Full Service B&M | $67,500 |
| Zions Bancorporation, N.A. | 455 East South Temple Salt Lake City, UT 84111 | Full Service B&M | $136,790 |
| Zions Bancorporation, N.A. | 4576 Research Forest Drive The Woodlands, TX 77381 | Full Service B&M | $407,230 |
| Zions Bancorporation, N.A. | 462 West 800 North Orem, UT 84057 | Full Service B&M | $423,217 |
| Zions Bancorporation, N.A. | 4641 South 2300 East Holladay, UT 84117 | Full Service B&M | $294,275 |
| Zions Bancorporation, N.A. | 4650 Belt Line Rd. Addison, TX 75001 | Full Service B&M | $23,532 |
| Zions Bancorporation, N.A. | 4753 West Daybreak Parkway South Jordan, UT 84095 | Full Service B&M | $58,608 |
| Zions Bancorporation, N.A. | 481 South Highway 89 Chino Valley, AZ 86323 | Full Service B&M | $102,206 |
| Zions Bancorporation, N.A. | 488 North Main Street Logan, UT 84321 | Full Service B&M | $228,415 |
| Zions Bancorporation, N.A. | 4911 Fm 1960 West Houston, TX 77069 | Full Service B&M | $78,095 |
| Zions Bancorporation, N.A. | 499 28 1/4 Road Grand Junction, CO 81501 | Full Service B&M | $29,212 |
| Zions Bancorporation, N.A. | 5 North Main Street Bountiful, UT 84010 | Full Service B&M | $251,850 |
| Zions Bancorporation, N.A. | 5 South Main Street Coalville, UT 84017 | Full Service B&M | $72,346 |
| Zions Bancorporation, N.A. | 500 East Prater Way Sparks, NV 89431 | Full Service B&M | $124,527 |
| Zions Bancorporation, N.A. | 500 North State College Blvd., Ste 150 Orange, CA 92868 | Full Service B&M | $96,426 |
| Zions Bancorporation, N.A. | 502 Main Street Gooding, ID 83330 | Full Service B&M | $42,254 |
| Zions Bancorporation, N.A. | 5050 Broadway Englewood, CO 80110 | Full Service B&M | $59,414 |
| Zions Bancorporation, N.A. | 508 East Main Street Cortez, CO 81321 | Full Service Retail | $7,737 |
| Zions Bancorporation, N.A. | 509 South Kimball Ave. Caldwell, ID 83605 | Full Service B&M | $64,384 |
| Zions Bancorporation, N.A. | 51 North Main Street Huntington, UT 84528 | Full Service B&M | $15,052 |
| Zions Bancorporation, N.A. | 515 North First Street San Jose, CA 95112 | Full Service B&M | $185,492 |
| Zions Bancorporation, N.A. | 520 Capitol Mall, Suite 100 Sacramento, CA 95814 | Full Service B&M | $291,832 |
| Zions Bancorporation, N.A. | 5240 North Palm Avenue Fresno, CA 93704 | Full Service B&M | $176,552 |
| Zions Bancorporation, N.A. | 525 B Street, Ste 100 San Diego, CA 92101 | Full Service B&M | $494,244 |
| Zions Bancorporation, N.A. | 5255 Geary Boulevard San Francisco, CA 94118 | Full Service B&M | $73,596 |
| Zions Bancorporation, N.A. | 5301 Bissonnet Street Bellaire, TX 77401 | Full Service B&M | $63,591 |
| Zions Bancorporation, N.A. | 534 East Hyman Aspen, CO 81611 | Full Service B&M | $189,185 |
| Zions Bancorporation, N.A. | 5360 N. La Cholla Boulevard Tucson, AZ 85741 | Full Service B&M | $51,113 |
| Zions Bancorporation, N.A. | 5362 Greenwood Plaza Boulevard Greenwood Village, CO 80111 | Full Service B&M | $57,854 |
| Zions Bancorporation, N.A. | 538 E. 16th Street Yuma, AZ 85365 | Full Service B&M | $133,736 |
| Zions Bancorporation, N.A. | 540 W. Wickenburg Way Wickenburg, AZ 85390 | Full Service B&M | $60,783 |
| Zions Bancorporation, N.A. | 5408 Broadway San Antonio, TX 78209 | Full Service B&M | $45,938 |
| Zions Bancorporation, N.A. | 5455 Riverside Drive Chino, CA 91710 | Full Service B&M | $85,385 |
| Zions Bancorporation, N.A. | 5471 Orangethorpe Avenue La Palma, CA 90623 | Full Service B&M | $110,048 |
| Zions Bancorporation, N.A. | 5482 South Redwood Road Taylorsville, UT 84123 | Full Service B&M | $104,478 |
| Zions Bancorporation, N.A. | 55 West 100 North Richfield, UT 84701 | Full Service B&M | $130,775 |
| Zions Bancorporation, N.A. | 550 South Hope Street, Suite 100 Los Angeles, CA 90071 | Full Service B&M | $1,184,544 |
| Zions Bancorporation, N.A. | 550 W. Davis Street Dallas, TX 75208 | Full Service B&M | $2,171 |
| Zions Bancorporation, N.A. | 5500 Grossmont Center Drive, Ste 408 La Mesa, CA 91942 | Full Service B&M | $548,488 |
| Zions Bancorporation, N.A. | 5555 East Main Street Mesa, AZ 85205 | Full Service B&M | $95,605 |
| Zions Bancorporation, N.A. | 557 North Bear Lake Boulevard Garden City, UT 84028 | Full Service B&M | $592 |
| Zions Bancorporation, N.A. | 5595 South State Street Murray, UT 84107 | Full Service B&M | $423,372 |
| Zions Bancorporation, N.A. | 563 West Finney Flats Road Camp Verde, AZ 86322 | Full Service B&M | $67,555 |
| Zions Bancorporation, N.A. | 5635 South Harrison Blvd. South Ogden, UT 84403 | Full Service B&M | $117,907 |
| Zions Bancorporation, N.A. | 568 Spring Valley Court Spring Creek, NV 89815 | Full Service B&M | $41,145 |
| Zions Bancorporation, N.A. | 570 Kingwood Drive Kingwood, TX 77339 | Full Service B&M | $108,231 |
| Zions Bancorporation, N.A. | 5720 South Ft. Apache Las Vegas, NV 89148 | Full Service B&M | $101,063 |
| Zions Bancorporation, N.A. | 5774 South 1900 West Roy, UT 84067 | Full Service B&M | $67,781 |
| Zions Bancorporation, N.A. | 58 South Lake Powell Boulevard Page, AZ 86040 | Full Service B&M | $132,883 |
| Zions Bancorporation, N.A. | 5820 Highway 6 Missouri City, TX 77459 | Full Service B&M | $61,540 |
| Zions Bancorporation, N.A. | 5840 W. Craig Road, Suite 140 Las Vegas, NV 89130 | Full Service B&M | $80,481 |
| Zions Bancorporation, N.A. | 6001 North 24th Street Phoenix, AZ 85016 | Full Service B&M | $710,109 |
| Zions Bancorporation, N.A. | 601 Union Street, Suite 3600 Seattle, WA 98101 | Full Service B&M | $1,257,268 |
| Zions Bancorporation, N.A. | 606 East State Road American Fork, UT 84003 | Full Service B&M | $143,119 |
| Zions Bancorporation, N.A. | 6176 North Eagle Boise, ID 83713 | Full Service B&M | $111,816 |
| Zions Bancorporation, N.A. | 620 East Main Street Lehi, UT 84043 | Full Service B&M | $146,952 |
| Zions Bancorporation, N.A. | 625 West 4th Street Benson, AZ 85602 | Full Service B&M | $79,826 |
| Zions Bancorporation, N.A. | 6310 Lemmon Avenue, Suite 100 Dallas, TX 75209 | Full Service B&M | $214,864 |
| Zions Bancorporation, N.A. | 6313 Mission Gorge Road San Diego, CA 92120 | Full Service B&M | $73,592 |
| Zions Bancorporation, N.A. | 6500 Wilshire Boulevard Los Angeles, CA 90048 | Full Service B&M | $164,418 |
| Zions Bancorporation, N.A. | 6505 N. Buffalo Drive Las Vegas, NV 89131 | Full Service B&M | $118,677 |
| Zions Bancorporation, N.A. | 6510 S Big Cottonwood Canyon Road Holladay, UT 84121 | Full Service B&M | $287,189 |
| Zions Bancorporation, N.A. | 6611 Highway 6 North Houston, TX 77084 | Full Service Retail | $58,376 |
| Zions Bancorporation, N.A. | 6702 South Potomac Street Centennial, CO 80112 | Full Service B&M | $40,153 |
| Zions Bancorporation, N.A. | 675 Carlsbad Village Drive Carlsbad, CA 92008 | Full Service B&M | $81,647 |
| Zions Bancorporation, N.A. | 6823 W Northwest Hwy Dallas, TX 75225 | Full Service B&M | $100,237 |
| Zions Bancorporation, N.A. | 685 South Main Street Smithfield, UT 84335 | Full Service B&M | $112,305 |
| Zions Bancorporation, N.A. | 6901 South Pierce St Littleton, CO 80128 | Full Service B&M | $57,083 |
| Zions Bancorporation, N.A. | 700 West El Camino Real Mountain View, CA 94040 | Full Service B&M | $125,306 |
| Zions Bancorporation, N.A. | 7000 East Mayo Boulevard, Bldg. 7 Phoenix, AZ 85054 | Full Service B&M | $206,423 |
| Zions Bancorporation, N.A. | 701 East 4th South Street Salt Lake City, UT 84102 | Full Service B&M | $152,022 |
| Zions Bancorporation, N.A. | 7015 South Highland Drive Cottonwood Heights, UT 84121 | Full Service Retail | $177,597 |
| Zions Bancorporation, N.A. | 7030 S. Durango Drive Las Vegas, NV 89113 | Full Service B&M | $114,179 |
| Zions Bancorporation, N.A. | 7031 Fm 1960 East Humble, TX 77346 | Full Service B&M | $52,007 |
| Zions Bancorporation, N.A. | 7060 North Fresno Street Fresno, CA 93720 | Full Service B&M | $399,611 |
| Zions Bancorporation, N.A. | 717 South River Road Saint George, UT 84790 | Full Service B&M | $159,864 |
| Zions Bancorporation, N.A. | 7201 South Land Park Drive Sacramento, CA 95831 | Full Service B&M | $107,415 |
| Zions Bancorporation, N.A. | 7202 East Carefree Drive Carefree, AZ 85377 | Full Service B&M | $72,547 |
| Zions Bancorporation, N.A. | 723 Rollingbrook Drive Baytown, TX 77521 | Limited, Drive-thru | $0 |
| Zions Bancorporation, N.A. | 73301 Highway 111 Palm Desert, CA 92260 | Full Service B&M | $81,413 |
| Zions Bancorporation, N.A. | 7375 East Doubletree Ranch Road Scottsdale, AZ 85258 | Full Service B&M | $278,347 |
| Zions Bancorporation, N.A. | 7390 North Academy Boulevard Colorado Springs, CO 80920 | Full Service B&M | $23,194 |
| Zions Bancorporation, N.A. | 7391 West 38th Avenue Wheat Ridge, CO 80033 | Full Service B&M | $58,760 |
| Zions Bancorporation, N.A. | 747 South Grass Valley Road Winnemucca, NV 89445 | Full Service B&M | $64,330 |
| Zions Bancorporation, N.A. | 748 Rancho Vista Boulevard, Suite C Palmdale, CA 93550 | Full Service B&M | $50,439 |
| Zions Bancorporation, N.A. | 750 East Warm Springs Road Las Vegas, NV 89119 | Full Service B&M | $1,567,536 |
| Zions Bancorporation, N.A. | 759 W 400 S Springville, UT 84663 | Full Service B&M | $75,518 |
| Zions Bancorporation, N.A. | 7601 N Oracle Rd. Oro Valley, AZ 85704 | Full Service B&M | $63,770 |
| Zions Bancorporation, N.A. | 7620 South Union Park Avenue Midvale, UT 84047 | Full Service B&M | $145,783 |
| Zions Bancorporation, N.A. | 775 East Birch Street Brea, CA 92821 | Full Service B&M | $47,363 |
| Zions Bancorporation, N.A. | 785 Southland Drive Hayward, CA 94545 | Full Service B&M | $85,623 |
| Zions Bancorporation, N.A. | 787 North Redwood Road Salt Lake City, UT 84116 | Full Service B&M | $60,019 |
| Zions Bancorporation, N.A. | 7930 Gulf Fwy, Ste 300 Houston, TX 77017 | Full Service B&M | $9,040 |
| Zions Bancorporation, N.A. | 80 East 1st North Payson, UT 84651 | Full Service B&M | $111,524 |
| Zions Bancorporation, N.A. | 800 West Main Street Suite 100 Boise, ID 83702 | Full Service B&M | $172,148 |
| Zions Bancorporation, N.A. | 800 West Sam Houston Parkway North Houston, TX 77024 | Full Service B&M | $126 |
| Zions Bancorporation, N.A. | 80250 Hwy 111, Space C101 Indio, CA 92201 | Full Service B&M | $89,299 |
| Zions Bancorporation, N.A. | 804 South Beeline Highway Payson, AZ 85541 | Full Service B&M | $131,325 |
| Zions Bancorporation, N.A. | 811 S. Dill Street East Bernard, TX 77435 | Full Service B&M | $37,353 |
| Zions Bancorporation, N.A. | 815 Walker St, Suite 125 Houston, TX 77002 | Full Service B&M | $1,196,195 |
| Zions Bancorporation, N.A. | 8252 Clairemont Mesa Blvd San Diego, CA 92111 | Full Service B&M | $64,625 |
| Zions Bancorporation, N.A. | 8260 West Sahara Las Vegas, NV 89117 | Full Service B&M | $168,368 |
| Zions Bancorporation, N.A. | 831 West Lancaster Boulevard Lancaster, CA 93534 | Full Service B&M | $264,848 |
| Zions Bancorporation, N.A. | 8375 West 3500 South Magna, UT 84044 | Full Service B&M | $46,156 |
| Zions Bancorporation, N.A. | 8400 West Lake Mead Boulevard Las Vegas, NV 89128 | Full Service B&M | $185,715 |
| Zions Bancorporation, N.A. | 8525 Wurzbach Road San Antonio, TX 78240 | Full Service B&M | $77,700 |
| Zions Bancorporation, N.A. | 860 West Cleveland Unit 2 Saint Johns, AZ 85936 | Full Service B&M | $96,700 |
| Zions Bancorporation, N.A. | 865 West Telegraph Road Washington, UT 84780 | Full Service B&M | $104,722 |
| Zions Bancorporation, N.A. | 8665 Cypress Waters Blvd. Irving, TX 75063 | Full Service B&M | $37,825 |
| Zions Bancorporation, N.A. | 870 North Highway 89 North Salt Lake, UT 84054 | Full Service B&M | $165,007 |
| Zions Bancorporation, N.A. | 890 Camino Del Rio Durango, CO 81301 | Full Service B&M | $34,658 |
| Zions Bancorporation, N.A. | 899 Frostwood Drive Houston, TX 77024 | Full Service B&M | $83,417 |
| Zions Bancorporation, N.A. | 90 East Center Street Panguitch, UT 84759 | Full Service B&M | $58,907 |
| Zions Bancorporation, N.A. | 90 West Central Eagar, AZ 85925 | Full Service B&M | $88,827 |
| Zions Bancorporation, N.A. | 902 Washington Street Montpelier, ID 83254 | Full Service B&M | $90,488 |
| Zions Bancorporation, N.A. | 909 Nw 16th Street, Suite B Fruitland, ID 83619 | Full Service B&M | $35,339 |
| Zions Bancorporation, N.A. | 910 West 21st South Salt Lake City, UT 84119 | Full Service B&M | $179,699 |
| Zions Bancorporation, N.A. | 919 Avenue C Katy, TX 77493 | Full Service B&M | $63,845 |
| Zions Bancorporation, N.A. | 921 Zion Park Boulevard Springdale, UT 84767 | Full Service B&M | $11,628 |
| Zions Bancorporation, N.A. | 9415 W Flamingo Road Las Vegas, NV 89147 | Full Service B&M | $121,625 |
| Zions Bancorporation, N.A. | 9590 Foothill Boulevard Rancho Cucamonga, CA 91730 | Full Service B&M | $96,790 |
| Zions Bancorporation, N.A. | 975 West 1700 South Syracuse, UT 84075 | Full Service B&M | $63,469 |
| Zions Bancorporation, N.A. | 978 San Marcos Boulevard San Marcos, CA 92078 | Full Service B&M | $143,617 |
| Zions Bancorporation, N.A. | 98 North Main Street Brigham City, UT 84302 | Full Service B&M | $101,085 |
| Zions Bancorporation, N.A. | 9878 West Camelback Road Glendale, AZ 85305 | Full Service B&M | $117,387 |
| Zions Bancorporation, N.A. | 9935 South Eastern Avenue Las Vegas, NV 89183 | Full Service B&M | $101,720 |
| Zions Bancorporation, N.A. | 998 North Main Tooele, UT 84074 | Full Service B&M | $99,965 |
| Zions Bancorporation, N.A. | 9990 Commons Street Lone Tree, CO 80124 | Full Service B&M | $22,295 |
For 2021, Zions Bank had 420 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $2,268,184 |
| Net interest income | $2,209,406 |
| Total noninterest income | $701,964 |
| Gross Fiduciary activities income | $40,351 |
| Service charges on deposit accounts | $185,562 |
| Trading account gains and fees | $36,067 |
| Additional Noninterest Income | $439,984 |
| Pre-tax net operating income | $1,445,856 |
| Securities gains (or losses, -) | $66 |
| Income before extraordinary items | $1,128,825 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $1,128,825 |
| Minority interest net income | $0 |
| Net income | $1,128,825 |
| Sale, conversion, retirement of capital stock, net | $-886,747 |
| Net operating income | $1,128,772 |
Zions Bank's gross interest income from loans was $2,268,184,000.
Zions Bank's net interest income from loans was $2,209,406,000.
Zions Bank's fee based income from loans was $185,562,000.
Zions Bank's net income from loans was $1,128,825,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $58,778 |
| Provision for credit losses | $-275,567 |
| Total noninterest expense | $1,741,081 |
| Salaries and employee benefits | $1,127,362 |
| Premises and equipment expense | $215,600 |
| Additional noninterest expense | $398,119 |
| Applicable income taxes | $317,097 |
| Net charge-offs | $5,642 |
| Cash dividends | $260,795 |
Zions Bank's interest expense for loans was $58,778,000.
Zions Bank's payroll and benefits expense were $1,127,362,000.
Zions Bank's property, plant and equipment expenses $215,600,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.5% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $82,789,356 |
| Deposits held in domestic offices | $82,789,356 |
| Deposits by Individuals, partnerships, and corporations | $79,487,912 |
| Deposits by U.S. Government | $3,624 |
| Deposits by States and political subdivisions in the U.S. | $2,928,134 |
| Deposits by Commercial banks and other depository institutions in U.S. | $369,686 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $56,406,831 |
| Demand deposits | $56,406,831 |
| Nontransaction accounts | $26,382,525 |
| Money market deposit accounts (MMDAs) | $17,863,389 |
| Other savings deposits (excluding MMDAs) | $6,897,176 |
| Total time deposits | $1,621,960 |
| Total time and savings deposits | $26,382,525 |
| Noninterest-bearing deposits | $41,053,312 |
| Interest-bearing deposits | $41,736,044 |
| Retail deposits | $81,900,127 |
| IRAs and Keogh plan accounts | $455,709 |
| Brokered deposits | $380,690 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $93,199,669 |
| Cash & Balances due from depository institutions | $10,878,213 |
| Interest-bearing balances | $10,146,544 |
| Total securities | $24,489,090 |
| Federal funds sold & reverse repurchase | $2,133,007 |
| Net loans and leases | $50,420,114 |
| Loan and leases loss allowance | $513,335 |
| Trading account assets | $575,388 |
| Bank premises and fixed assets | $1,250,740 |
| Other real estate owned | $387 |
| Goodwill and other intangibles | $1,057,385 |
| All other assets | $2,395,345 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $93,199,669 |
| Total Liabilities | $85,737,421 |
| Total deposits | $82,789,356 |
| Interest-bearing deposits | $41,736,044 |
| Deposits held in domestic offices | $82,789,356 |
| % insured (estimated) | $41 |
| Federal funds purchased and repurchase agreements | $648,739 |
| Trading liabilities | $304,547 |
| Other borrowed funds | $639,098 |
| Subordinated debt | $590,574 |
| All other liabilities | $765,107 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $50,420,114 |
| Loan and leases loss allowance | $513,335 |
| Total loans and leases (domestic) | $50,933,449 |
| All real estate loans | $30,616,442 |
| Real estate loans in domestic offices | $30,616,442 |
| Construction and development loans | $3,527,726 |
| Residential 1-4 family construction | $1,011,975 |
| Other construction, all land development and other land | $2,515,751 |
| Loans secured by nonfarm nonresidential properties | $15,386,378 |
| Nonfarm nonresidential secured by owner-occupied properties | $8,123,705 |
| Commercial real estate & other non-farm, non-residential | $7,262,673 |
| Multifamily residential real estate | $2,018,971 |
| 1-4 family residential loans | $9,487,370 |
| Farmland loans | $195,997 |
| Loans held in foreign offices | $0 |
| Farm loans | $193,299 |
| Commercial and industrial loans | $13,238,008 |
| To non-U.S. addressees | $34,831 |
| Loans to individuals | $504,974 |
| Credit card loans | $141,970 |
| Related Plans | $254,253 |
| Consumer Auto Loans | $65,912 |
| Other loans to individuals | $42,839 |
| All other loans & leases | $6,380,726 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $2,354,590 |
| Loans to depository institutions and acceptances of other banks | $40,976 |
| Loans not secured by real estate | $458,177 |
| Loans secured by real estate to non-U.S. addressees | $1,710 |
| Restructured Loans & leases | $220,190 |
| Non 1-4 family restructured loans & leases | $188,898 |
| Total loans and leases (foreign) | $0 |
Zions Bank had $50,420,114,000 of loans outstanding in 2021. $30,616,442,000 of loans were in real estate loans. $3,527,726,000 of loans were in development loans. $2,018,971,000 of loans were in multifamily mortgage loans. $9,487,370,000 of loans were in 1-4 family mortgage loans. $193,299,000 of loans were in farm loans. $141,970,000 of loans were in credit card loans. $65,912,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 7,149 | $2,341,184 | $327,484 |
| Nonfarm, nonresidential loans - <$100k | 251 | $11,148 | $44,414 |
| Nonfarm, nonresidential loans - $100-250k | 1,570 | $190,156 | $121,118 |
| Nonfarm, nonresidential loans - $250k-1MM | 5,328 | $2,139,880 | $401,629 |
| Commercial & Industrial, US addressed loans - <$1MM | 47,748 | $2,570,254 | $53,830 |
| Commercial & Industrial, US addressed loans - <$100k | 38,283 | $423,314 | $11,057 |
| Commercial & Industrial, US addressed loans - $100-250k | 4,801 | $525,203 | $109,395 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 4,664 | $1,621,737 | $347,714 |
| Farmland loans - <$1MM | 377 | $39,241 | $104,088 |
| Farmland loans - <$100k | 75 | $2,756 | $36,747 |
| Farmland loans - $100-250k | 155 | $12,784 | $82,477 |
| Farmland loans - $250k-1MM | 147 | $23,701 | $161,231 |
| Agriculture operations loans - <$1MM | 965 | $44,034 | $45,631 |
| Agriculture operations loans - <$100k | 727 | $12,831 | $17,649 |
| Agriculture operations loans - $100-250k | 152 | $12,424 | $81,737 |
| Agriculture operations loans - $250k-1MM | 86 | $18,779 | $218,360 |