Agfirst Farm Credit Bank Mortgage Rates, Fees & Info
Columbia, SCLEI: MMO6VV34TNP4Z1T8NG83
Tax ID: 57-1016947
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Mortgage Data
Review & Overview
Agfirst Farm Credit Bank is a smaller bank specializing in Home Purchase loans. Agfirst Farm Credit Bank has a high proportion of conventional loans. Their top markets by origination volume include: Charlotte, Columbia, Greenville, Atlanta, and Washington among others. We have data for 162 markets. (Some data included below & more in-depth data is available with an active subscription.)Agfirst Farm Credit Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Agfirst Farm Credit Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.51% | 4/21/24 |
| 30 Year Conventional Refi | 6.36% | 4/21/24 |
| 30 Year Cash-out Refi | 6.52% | 4/21/24 |
| 15 Year Conventional Purchase | 5.58% | 4/21/24 |
| 15 Year Conventional Refi | 5.69% | 4/21/24 |
| 15 Year Cash-out Refi | 5.69% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Agfirst Farm Credit Bank Mortgage Calculator
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This is not an official calculator from Agfirst Farm Credit Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,512Origination Dollar Volume (All Markets)
$710,010,000Awards
AgFirst Farm Credit Bank - 2021
AgFirst Farm Credit Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 538 | $145,600,000 | $270,632 | $5,573 | 3.33% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 155 | $44,305,000 | $285,839 | $6,156 | 3.26% |
| COLUMBIA, SC (FHA|USDA|VA) | 108 | $33,210,000 | $307,500 | $6,355 | 3.31% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 110 | $31,590,000 | $287,182 | $5,873 | 3.08% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 104 | $30,830,000 | $296,442 | $6,661 | 3.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 82 | $29,230,000 | $356,463 | $4,138 | 3.21% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 95 | $26,425,000 | $278,158 | $6,078 | 3.17% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 83 | $22,915,000 | $276,084 | $6,291 | 3.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 68 | $19,430,000 | $285,735 | $6,237 | 3.07% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 54 | $12,600,000 | $233,333 | $5,530 | 3.09% |
| BURLINGTON, NC (FHA|USDA|VA) | 42 | $11,500,000 | $273,810 | $6,071 | 3.18% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $8,805,000 | $352,200 | $6,932 | 3.27% |
| Shelby, NC (FHA|USDA|VA) | 27 | $8,065,000 | $298,704 | $7,218 | 3.64% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 29 | $7,375,000 | $254,310 | $3,189 | 3.04% |
| SPARTANBURG, SC (FHA|USDA|VA) | 21 | $7,265,000 | $345,952 | $5,445 | 3.52% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 27 | $6,805,000 | $252,037 | $3,612 | 3.15% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 19 | $6,735,000 | $354,474 | $5,393 | 3.35% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $6,355,000 | $334,474 | $7,087 | 3.31% |
| Palatka, FL (FHA|USDA|VA) | 22 | $6,010,000 | $273,182 | $5,917 | 3.33% |
| RICHMOND, VA (FHA|USDA|VA) | 24 | $5,980,000 | $249,167 | $3,557 | 3.18% |
| Newberry, SC (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $6,524 | 3.24% |
| GAINESVILLE, FL (FHA|USDA|VA) | 24 | $5,530,000 | $230,417 | $5,546 | 3.15% |
| Cullowhee, NC (FHA|USDA|VA) | 19 | $5,495,000 | $289,211 | $7,453 | 3.80% |
| Seneca, SC (FHA|USDA|VA) | 15 | $5,475,000 | $365,000 | $7,427 | 2.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 20 | $5,410,000 | $270,500 | $4,083 | 3.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $5,310,000 | $295,000 | $6,401 | 3.32% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 18 | $5,290,000 | $293,889 | $5,616 | 3.53% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 18 | $5,290,000 | $293,889 | $3,343 | 2.95% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $5,200,000 | $325,000 | $4,095 | 3.20% |
| Vidalia, GA (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $6,117 | 2.82% |
| STAUNTON, VA (FHA|USDA|VA) | 19 | $4,995,000 | $262,895 | $3,161 | 3.13% |
| OCALA, FL (FHA|USDA|VA) | 15 | $4,945,000 | $329,667 | $5,539 | 3.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $4,700,000 | $391,667 | $5,756 | 3.49% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $4,565,000 | $198,478 | $2,953 | 2.90% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $4,555,000 | $303,667 | $5,163 | 3.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 16 | $4,550,000 | $284,375 | $4,763 | 3.24% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $4,495,000 | $499,444 | $8,161 | 3.18% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 14 | $3,940,000 | $281,429 | $3,677 | 2.86% |
| Arcadia, FL (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $5,319 | 3.38% |
| Mount Airy, NC (FHA|USDA|VA) | 17 | $3,575,000 | $210,294 | $5,266 | 3.21% |
| Statesboro, GA (FHA|USDA|VA) | 16 | $3,560,000 | $222,500 | $5,304 | 2.76% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 12 | $3,520,000 | $293,333 | $6,608 | 3.44% |
| Thomaston, GA (FHA|USDA|VA) | 11 | $3,445,000 | $313,182 | $7,238 | 3.09% |
| DOVER, DE (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $4,071 | 3.22% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $3,290,000 | $411,250 | $4,973 | 3.22% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $2,929 | 2.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $2,940,000 | $367,500 | $8,097 | 3.23% |
| Mayfield, KY (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $3,123 | 3.14% |
| Gaffney, SC (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $4,605 | 3.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $2,585,000 | $517,000 | $10,462 | 3.35% |
| Frankfort, KY (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $2,844 | 3.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $3,929 | 3.29% |
| Paducah, KY-IL (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $3,388 | 3.36% |
| Lake City, FL (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $7,876 | 3.44% |
| Albemarle, NC (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $5,894 | 2.99% |
| READING, PA (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $4,393 | 3.24% |
| Murray, KY (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $3,274 | 3.29% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $4,282 | 3.31% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $7,836 | 3.20% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $4,103 | 3.02% |
| Waycross, GA (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $6,083 | 3.09% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $6,795 | 3.31% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $6,493 | 3.39% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $3,820 | 2.93% |
| Dayton, TN (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $3,789 | 3.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $6,435 | 3.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $4,627 | 3.20% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $9,031 | 3.19% |
| Union, SC (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $5,164 | 3.15% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $6,218 | 2.91% |
| Sanford, NC (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $7,038 | 3.81% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $2,193 | 3.17% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $7,355 | 3.97% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $7,653 | 3.68% |
| Greenwood, SC (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $5,516 | 2.80% |
| North Wilkesboro, NC (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $5,360 | 3.21% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $5,120 | 3.31% |
| Danville, VA (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $2,681 | 2.86% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $5,434 | 2.94% |
| Douglas, GA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $5,640 | 2.77% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,471 | 3.13% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $7,307 | 3.31% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $7,016 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $6,844 | 3.09% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $2,255 | 3.83% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $5,575 | 3.33% |
| Wauchula, FL (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $6,676 | 3.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $2,338 | 2.95% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,070 | 3.03% |
| Danville, KY (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,014 | 2.44% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $2,841 | 3.03% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,657 | 3.85% |
| Dublin, GA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $8,994 | 2.96% |
| Forest City, NC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $7,255 | 2.88% |
| Marion, NC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,338 | 3.41% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,979 | 2.47% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,965 | 3.47% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,387 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,734 | 2.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,415 | 3.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,310 | 2.92% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,124 | 4.06% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,233 | 3.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,634 | 3.31% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,499 | 3.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,317 | 2.88% |
| Jesup, GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,452 | 2.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,301 | 2.88% |
| WACO, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,966 | 3.38% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,746 | 3.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,662 | 2.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,158 | 3.31% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,275 | 2.81% |
| Beeville, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,536 | 3.38% |
| Athens, TN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,439 | 3.46% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,906 | 3.17% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,126 | 2.96% |
| Bonham, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,964 | 3.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,935 | 3.21% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,215 | 3.69% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,124 | 3.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,143 | 3.29% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,178 | 3.31% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,446 | 3.38% |
| Key West, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,665 | 3.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $9,314 | 4.00% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,381 | 2.69% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,386 | 2.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $9,568 | 3.88% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,945 | 4.06% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,708 | 3.19% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,121 | 2.56% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,105 | 3.63% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,810 | 3.44% |
| Boone, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,448 | 3.69% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,937 | 2.83% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,407 | 3.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,878 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,335 | 3.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,664 | 2.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,019 | 3.31% |
| Paragould, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,579 | 3.00% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,887 | 2.63% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,463 | 3.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,763 | 3.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,402 | 2.88% |
| Levelland, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,305 | 3.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,896 | 3.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,939 | 3.00% |
| Albertville, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,244 | 3.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,789 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,043 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,690 | 2.88% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,224 | 3.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,486 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,264 | 2.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,292 | 3.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,708 | 3.25% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,531 | 2.88% |
| Summerville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,237 | 2.88% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,284 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,713 | 3.50% |
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Similarity Rank: 546
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,512 | $710,010,000 | $282,647 | $5,568 | 3.23% |
For 2021, Agfirst Farm Credit Bank's most frequently originated type of loan was Conventional, with 2,512 originations.
Loan Reason
For 2021, Agfirst Farm Credit Bank's most frequently cited loan purpose was Home Purchase, with 1,366 originations. The 2nd most popular reason was Refi, with 596 originations.
Loan Duration/Length
For 2021, Agfirst Farm Credit Bank's most frequently cited loan duration was 30 Year, with 1,111 originations. The 2nd most popular length was 30+ year, with 694 originations.
Origination Fees/Closing Costs
Agfirst Farm Credit Bank's average total fees were $5,079, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 580 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,222 | $374,440,000 | $306,416 |
| 2.5-3% | 716 | $185,470,000 | $259,036 |
| <2.5% | 352 | $75,300,000 | $213,920 |
| 4-5% | 221 | $74,685,000 | $337,941 |
| 5-6% | 1 | $115,000 | $115,000 |
During 2021, Agfirst Farm Credit Bank's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 1,222 originations.
Loan Sizing
2021 saw Agfirst Farm Credit Bank place emphasis on $200k-400k loans with 1,211 originations, totaling $347,355,000 in origination value.
Applicant Income
Agfirst Farm Credit Bank lent most frequently to those with incomes in the $100k-150k range, with 697 originations. The second most popular income band? $75k-100k, with 559 originations.
Applicant Debt to Income Ratio
Agfirst Farm Credit Bank lent most frequently to those with DTI ratios of 20-30%, with 694 originations. The next most common DTI ratio? 30-36%, with 536 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.24%
Agfirst Farm Credit Bank has an average approval rate.
Pick Rate
Approvals leading to origination93.15%
Agfirst Farm Credit Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,512 | $710,010,000 | $282,647 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ASPIRE FINANCIAL INC. | Conventional home mortgage | Closing on a mortgage | 2 | 100.0% |