Agfirst Farm Credit Bank Mortgage Rates, Fees & Info
Columbia, SCLEI: MMO6VV34TNP4Z1T8NG83
Tax ID: 57-1016947
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Mortgage Data
Review & Overview
Agfirst Farm Credit Bank is a smaller bank specializing in Home Purchase loans. Agfirst Farm Credit Bank has a high proportion of conventional loans. Their top markets by origination volume include: Charlotte, Winston, Greensboro, Atlanta, and Durham among others. We have data for 193 markets. (Some data included below & more in-depth data is available with an active subscription.)Agfirst Farm Credit Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Agfirst Farm Credit Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.51% | 4/21/24 |
| 30 Year Conventional Refi | 6.36% | 4/21/24 |
| 30 Year Cash-out Refi | 6.52% | 4/21/24 |
| 15 Year Conventional Purchase | 5.58% | 4/21/24 |
| 15 Year Conventional Refi | 5.69% | 4/21/24 |
| 15 Year Cash-out Refi | 5.69% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Agfirst Farm Credit Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,308Origination Dollar Volume (All Markets)
$561,840,000Awards
AgFirst Farm Credit Bank - 2018
AgFirst Farm Credit Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 610 | $146,920,000 | $240,852 | $5,273 | 4.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 129 | $33,855,000 | $262,442 | $5,863 | 4.84% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 113 | $27,685,000 | $245,000 | $5,602 | 4.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 90 | $21,780,000 | $242,000 | $5,586 | 4.80% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 73 | $16,475,000 | $225,685 | $4,687 | 4.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 56 | $13,650,000 | $243,750 | $5,586 | 4.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 49 | $13,585,000 | $277,245 | $5,877 | 4.78% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 39 | $13,155,000 | $337,308 | $4,124 | 5.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $10,405,000 | $335,645 | $4,076 | 4.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 44 | $10,350,000 | $235,227 | $5,595 | 4.86% |
| ASHEVILLE, NC (FHA|USDA|VA) | 35 | $10,085,000 | $288,143 | $5,960 | 4.99% |
| BURLINGTON, NC (FHA|USDA|VA) | 40 | $10,080,000 | $252,000 | $5,441 | 4.76% |
| COLUMBIA, SC (FHA|USDA|VA) | 34 | $9,900,000 | $291,176 | $6,188 | 4.80% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 32 | $9,480,000 | $296,250 | $6,036 | 4.76% |
| Shelby, NC (FHA|USDA|VA) | 37 | $9,215,000 | $249,054 | $5,227 | 4.93% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 21 | $7,255,000 | $345,476 | $4,319 | 4.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 24 | $6,710,000 | $279,583 | $6,078 | 4.82% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 26 | $6,630,000 | $255,000 | $5,074 | 5.18% |
| Statesboro, GA (FHA|USDA|VA) | 34 | $6,480,000 | $190,588 | $3,705 | 4.65% |
| Mount Airy, NC (FHA|USDA|VA) | 24 | $6,100,000 | $254,167 | $5,518 | 4.83% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 30 | $6,000,000 | $200,000 | $4,581 | 4.62% |
| RICHMOND, VA (FHA|USDA|VA) | 21 | $5,515,000 | $262,619 | $5,265 | 5.11% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $5,065,000 | $220,217 | $3,594 | 4.48% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 15 | $4,465,000 | $297,667 | $4,840 | 4.84% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 21 | $4,075,000 | $194,048 | $3,404 | 4.89% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 19 | $4,005,000 | $210,789 | $4,356 | 4.86% |
| STAUNTON, VA (FHA|USDA|VA) | 15 | $3,705,000 | $247,000 | $2,786 | 4.68% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $3,315,000 | $301,364 | $4,664 | 5.06% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $5,746 | 4.74% |
| GAINESVILLE, FL (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $4,889 | 4.94% |
| DOVER, DE (FHA|USDA|VA) | 15 | $3,035,000 | $202,333 | $3,956 | 4.91% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $4,908 | 4.91% |
| Douglas, GA (FHA|USDA|VA) | 18 | $2,970,000 | $165,000 | $3,372 | 4.56% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $3,925 | 4.85% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $6,758 | 5.03% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $3,901 | 4.61% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $4,182 | 4.92% |
| Orangeburg, SC (FHA|USDA|VA) | 13 | $2,605,000 | $200,385 | $4,016 | 4.53% |
| OCALA, FL (FHA|USDA|VA) | 11 | $2,505,000 | $227,727 | $5,381 | 4.84% |
| HARRISONBURG, VA (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $2,717 | 4.68% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $6,089 | 5.00% |
| Forest City, NC (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $4,715 | 5.07% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $5,278 | 5.04% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $8,474 | 4.89% |
| North Wilkesboro, NC (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $5,670 | 4.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $3,913 | 4.71% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $5,818 | 5.15% |
| Gaffney, SC (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $3,787 | 4.66% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $3,750 | 4.59% |
| Paducah, KY-IL (FHA|USDA|VA) | 14 | $2,000,000 | $142,857 | $3,089 | 4.94% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $4,453 | 4.72% |
| Boone, NC (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $3,416 | 4.97% |
| Palatka, FL (FHA|USDA|VA) | 12 | $1,960,000 | $163,333 | $5,568 | 5.11% |
| Danville, VA (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $4,008 | 4.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $4,684 | 4.56% |
| Vidalia, GA (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $4,069 | 4.73% |
| Jesup, GA (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $3,576 | 4.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $2,930 | 4.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $6,377 | 4.83% |
| Mayfield, KY (FHA|USDA|VA) | 12 | $1,580,000 | $131,667 | $3,297 | 5.30% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $4,180 | 4.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $5,290 | 5.15% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $3,414 | 4.68% |
| Newberry, SC (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $7,048 | 4.93% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $10,680 | 4.81% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $6,499 | 4.83% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,167 | 4.88% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,121 | 5.35% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $6,570 | 4.85% |
| Danville, KY (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $2,802 | 4.70% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,623 | 5.47% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $7,261 | 4.75% |
| Waycross, GA (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $2,292 | 4.55% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $7,940 | 4.67% |
| READING, PA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,270 | 4.94% |
| Sanford, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,753 | 4.92% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,563 | 4.83% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,921 | 4.71% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,398 | 4.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,330 | 4.60% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,699 | 4.69% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,578 | 4.67% |
| Dayton, TN (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,052 | 4.70% |
| Seneca, SC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,730 | 4.47% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,469 | 5.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,733 | 4.58% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,106 | 5.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,557 | 4.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,492 | 4.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,771 | 5.13% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,878 | 4.79% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,609 | 5.31% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,244 | 4.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $3,188 | 4.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,613 | 5.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,936 | 4.47% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,640 | 4.63% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,401 | 5.19% |
| Bay City, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $9,103 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,235 | 5.04% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,694 | 4.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,448 | 4.81% |
| Dublin, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,466 | 4.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,089 | 4.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,355 | 5.31% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,897 | 5.31% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,067 | 4.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,472 | 4.58% |
| Easton, MD (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,478 | 4.81% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,623 | 4.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,035 | 5.13% |
| Paragould, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,023 | 4.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,453 | 4.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,144 | 5.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,057 | 4.88% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,236 | 4.75% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,393 | 4.00% |
| Portales, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,279 | 5.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,395 | 4.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,458 | 4.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,985 | 5.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,250 | 4.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,525 | 5.13% |
| Murray, KY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,633 | 5.54% |
| Henderson, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,908 | 5.31% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,735 | 5.06% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,327 | 4.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,800 | 5.00% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,005 | 4.56% |
| Tifton, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,099 | 4.31% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,022 | 4.58% |
| Union, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,143 | 4.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,154 | 4.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,312 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,916 | 5.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,369 | 4.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,214 | 5.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,056 | 4.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,406 | 4.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,405 | 4.88% |
| Batavia, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,752 | 5.31% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,894 | 5.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,606 | 5.50% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,695 | 5.00% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,996 | 4.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,683 | 5.38% |
| Auburn, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,243 | 5.19% |
| Ashland, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,442 | 4.50% |
| Marion, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,281 | 5.00% |
| Beeville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,767 | 5.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,744 | 4.63% |
| Brenham, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,424 | 5.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,381 | 4.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,201 | 4.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,623 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,552 | 4.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,821 | 4.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,706 | 5.00% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,312 | 4.63% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,257 | 4.81% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,003 | 4.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $562 | 4.63% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $572 | 4.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,167 | 4.88% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,170 | 4.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,656 | 5.13% |
| Athens, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,550 | 5.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,038 | 5.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,064 | 4.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,785 | 5.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,166 | 5.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,157 | 5.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,869 | 4.63% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,941 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,991 | 4.63% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,039 | 3.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,967 | 4.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,901 | 5.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,885 | 4.63% |
| Hudson, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,196 | 4.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,531 | 5.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,132 | 4.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,744 | 5.00% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,478 | 4.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,430 | 5.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,963 | 5.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,810 | 3.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,689 | 5.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,398 | 4.38% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,190 | 5.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,979 | 4.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,149 | 4.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,704 | 5.63% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,308 | $561,840,000 | $243,432 | $5,071 | 4.86% |
For 2018, Agfirst Farm Credit Bank's most frequently originated type of loan was Conventional, with 2,308 originations.
Loan Reason
For 2018, Agfirst Farm Credit Bank's most frequently cited loan purpose was Home Purchase, with 1,850 originations. The 2nd most popular reason was Cash Out Refi, with 276 originations.
Loan Duration/Length
For 2018, Agfirst Farm Credit Bank's most frequently cited loan duration was 30 Year, with 1,201 originations. The 2nd most popular length was 30+ year, with 809 originations.
Origination Fees/Closing Costs
Agfirst Farm Credit Bank's average total fees were $4,325, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 549 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,431 | $342,525,000 | $239,361 |
| 5-6% | 784 | $202,230,000 | $257,946 |
| 3-4% | 93 | $17,085,000 | $183,710 |
During 2018, Agfirst Farm Credit Bank's average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 4-5%, with 1,431 originations.
Loan Sizing
2018 saw Agfirst Farm Credit Bank place emphasis on $200k-400k loans with 1,144 originations, totaling $322,830,000 in origination value.
Applicant Income
Agfirst Farm Credit Bank lent most frequently to those with incomes in the $100k-150k range, with 664 originations. The second most popular income band? $75k-100k, with 546 originations.
Applicant Debt to Income Ratio
Agfirst Farm Credit Bank lent most frequently to those with DTI ratios of 20-30%, with 554 originations. The next most common DTI ratio? 30-36%, with 420 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.68%
Agfirst Farm Credit Bank has an average approval rate.
Pick Rate
Approvals leading to origination95.84%
Agfirst Farm Credit Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,308 | $561,840,000 | $243,432 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 176 | $19,220,000 | $109,205 |
| Single Family (1-4 Units):Site-Built | 2,132 | $542,620,000 | $254,512 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ASPIRE FINANCIAL INC. | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |