Agfirst Farm Credit Bank Mortgage Rates, Fees & Info
Columbia, SCLEI: MMO6VV34TNP4Z1T8NG83
Tax ID: 57-1016947
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Mortgage Data
Review & Overview
Agfirst Farm Credit Bank is a smaller bank specializing in Home Purchase and Refi loans. Agfirst Farm Credit Bank has a high proportion of conventional loans. Their top markets by origination volume include: Charlotte, Winston, Greensboro, Greenville, and Atlanta among others. We have data for 184 markets. (Some data included below & more in-depth data is available with an active subscription.)Agfirst Farm Credit Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Agfirst Farm Credit Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.51% | 11/21/24 |
| 30 Year Conventional Refi | 6.36% | 11/21/24 |
| 30 Year Cash-out Refi | 6.52% | 11/21/24 |
| 15 Year Conventional Purchase | 5.58% | 11/21/24 |
| 15 Year Conventional Refi | 5.69% | 11/21/24 |
| 15 Year Cash-out Refi | 5.69% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Agfirst Farm Credit Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,703Origination Dollar Volume (All Markets)
$705,455,000Awards
AgFirst Farm Credit Bank - 2020
AgFirst Farm Credit Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 548 | $137,830,000 | $251,515 | $5,333 | 3.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 166 | $46,370,000 | $279,337 | $6,536 | 3.70% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 137 | $37,495,000 | $273,686 | $5,997 | 3.59% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 141 | $36,785,000 | $260,887 | $5,677 | 3.55% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 109 | $29,365,000 | $269,404 | $6,024 | 3.39% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 104 | $28,940,000 | $278,269 | $6,649 | 3.42% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 89 | $23,945,000 | $269,045 | $5,798 | 3.41% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 70 | $22,720,000 | $324,571 | $3,840 | 3.60% |
| COLUMBIA, SC (FHA|USDA|VA) | 67 | $18,055,000 | $269,478 | $6,571 | 3.61% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 63 | $15,595,000 | $247,540 | $5,821 | 3.62% |
| BURLINGTON, NC (FHA|USDA|VA) | 62 | $15,320,000 | $247,097 | $5,737 | 3.62% |
| Shelby, NC (FHA|USDA|VA) | 48 | $11,370,000 | $236,875 | $5,777 | 3.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $11,105,000 | $358,226 | $3,949 | 3.52% |
| Statesboro, GA (FHA|USDA|VA) | 47 | $9,925,000 | $211,170 | $5,222 | 3.27% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 37 | $9,505,000 | $256,892 | $4,166 | 3.43% |
| SPARTANBURG, SC (FHA|USDA|VA) | 26 | $8,090,000 | $311,154 | $5,110 | 3.47% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 40 | $7,890,000 | $197,250 | $3,307 | 3.55% |
| ASHEVILLE, NC (FHA|USDA|VA) | 26 | $7,140,000 | $274,615 | $6,027 | 3.83% |
| RICHMOND, VA (FHA|USDA|VA) | 23 | $6,275,000 | $272,826 | $4,647 | 3.65% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $6,225,000 | $296,429 | $5,379 | 3.65% |
| Mount Airy, NC (FHA|USDA|VA) | 25 | $6,105,000 | $244,200 | $5,878 | 3.64% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 24 | $6,040,000 | $251,667 | $5,130 | 3.48% |
| GAINESVILLE, FL (FHA|USDA|VA) | 25 | $5,875,000 | $235,000 | $6,029 | 3.64% |
| OCALA, FL (FHA|USDA|VA) | 17 | $5,625,000 | $330,882 | $5,712 | 3.63% |
| Newberry, SC (FHA|USDA|VA) | 18 | $5,360,000 | $297,778 | $7,988 | 3.88% |
| ROANOKE, VA (FHA|USDA|VA) | 21 | $5,305,000 | $252,619 | $3,509 | 3.43% |
| Cullowhee, NC (FHA|USDA|VA) | 20 | $5,080,000 | $254,000 | $6,330 | 3.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $5,045,000 | $296,765 | $5,243 | 3.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $4,735,000 | $315,667 | $4,178 | 3.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 16 | $4,660,000 | $291,250 | $6,003 | 3.86% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 14 | $4,290,000 | $306,429 | $4,468 | 3.72% |
| DOVER, DE (FHA|USDA|VA) | 17 | $4,135,000 | $243,235 | $3,279 | 3.62% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 11 | $4,045,000 | $367,727 | $4,216 | 3.47% |
| North Wilkesboro, NC (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $5,501 | 3.32% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $4,689 | 3.94% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $3,610,000 | $225,625 | $5,695 | 3.55% |
| STAUNTON, VA (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $3,116 | 3.43% |
| Palatka, FL (FHA|USDA|VA) | 14 | $3,190,000 | $227,857 | $6,862 | 4.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $3,170,000 | $317,000 | $4,703 | 4.09% |
| Forest City, NC (FHA|USDA|VA) | 11 | $3,125,000 | $284,091 | $5,883 | 3.76% |
| Vidalia, GA (FHA|USDA|VA) | 18 | $3,010,000 | $167,222 | $5,468 | 3.26% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $3,842 | 3.39% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 15 | $2,845,000 | $189,667 | $3,628 | 3.71% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 11 | $2,815,000 | $255,909 | $5,921 | 3.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 14 | $2,810,000 | $200,714 | $3,298 | 3.41% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $5,504 | 3.40% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $6,587 | 3.56% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,280 | 3.27% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $5,025 | 4.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $9,023 | 4.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $2,485,000 | $355,000 | $4,670 | 4.20% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $2,724 | 3.40% |
| Seneca, SC (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $5,701 | 3.40% |
| Danville, VA (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $3,748 | 3.58% |
| HARRISONBURG, VA (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $2,923 | 3.41% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $9,245 | 3.94% |
| Orangeburg, SC (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $5,986 | 3.72% |
| Arcadia, FL (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $7,757 | 4.47% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $3,986 | 3.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $6,549 | 3.73% |
| CLEVELAND, TN (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $3,243 | 3.43% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $3,914 | 4.05% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $3,145 | 3.38% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $5,352 | 3.68% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $4,241 | 3.25% |
| Danville, KY (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $3,804 | 3.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $6,308 | 3.79% |
| Jesup, GA (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $5,809 | 3.63% |
| Mayfield, KY (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $2,876 | 3.65% |
| Greenwood, SC (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $5,201 | 3.36% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $4,352 | 3.78% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,005 | 3.09% |
| Dayton, TN (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $3,047 | 3.61% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $5,312 | 3.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $4,256 | 3.31% |
| Gaffney, SC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,308 | 3.30% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $8,214 | 3.83% |
| READING, PA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $4,509 | 3.46% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $4,362 | 3.42% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $7,357 | 3.81% |
| Douglas, GA (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $4,364 | 2.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $3,278 | 3.27% |
| Thomaston, GA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,296 | 3.52% |
| Lake City, FL (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,459 | 3.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,189 | 4.03% |
| Murray, KY (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,550 | 3.55% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,977 | 3.33% |
| CHARLESTON, WV (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,733 | 3.56% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,352 | 3.59% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,435 | 3.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,109 | 3.41% |
| Waycross, GA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,438 | 3.68% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $6,211 | 4.18% |
| Union, SC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,565 | 3.50% |
| Athens, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,457 | 3.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,742 | 3.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,918 | 3.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $8,366 | 4.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,996 | 3.66% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,997 | 4.06% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,808 | 3.25% |
| Wauchula, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,614 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,824 | 3.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $11,220 | 3.63% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,050 | 3.75% |
| Dublin, GA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,355 | 3.28% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,998 | 3.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,386 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,655 | 3.31% |
| Marion, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,694 | 4.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,775 | 4.00% |
| Easton, MD (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,847 | 3.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,961 | 4.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $9,069 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,929 | 3.31% |
| Paragould, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,207 | 3.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,078 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $17,196 | 2.88% |
| Henderson, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,524 | 3.44% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,411 | 4.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,427 | 3.25% |
| Sanford, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,198 | 2.96% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,373 | 3.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,381 | 3.13% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,335 | 3.56% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,223 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,759 | 3.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,571 | 4.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,403 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,937 | 3.38% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,580 | 3.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,741 | 3.50% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,778 | 3.81% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,878 | 3.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,440 | 5.38% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,775 | 3.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,112 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,517 | 4.00% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,272 | 4.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,431 | 3.31% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,705 | 3.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,802 | 4.63% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,782 | 2.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,949 | 3.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,909 | 4.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,550 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,570 | 2.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,655 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,521 | 5.25% |
| Jennings, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,341 | 3.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,177 | 3.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,474 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,692 | 3.38% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,339 | 3.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,441 | 4.13% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,078 | 3.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,878 | 3.50% |
| Alice, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,626 | 4.75% |
| Silver City, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,722 | 3.88% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,778 | 3.63% |
| Hereford, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,593 | 4.00% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,435 | 3.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,144 | 4.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,724 | 3.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,399 | 3.13% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,070 | 3.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,439 | 3.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,494 | 4.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,475 | 3.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,128 | 3.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,425 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,526 | 3.88% |
| Elkins, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,077 | 3.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,981 | 4.00% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,676 | 3.50% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,083 | 3.13% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,411 | 3.88% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,010 | 3.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,761 | 3.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,783 | 3.63% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,435 | 2.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,200 | 4.13% |
| Cortland, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,950 | 2.63% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,452 | 3.38% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,703 | $705,455,000 | $260,990 | $5,423 | 3.60% |
For 2020, Agfirst Farm Credit Bank's most frequently originated type of loan was Conventional, with 2,703 originations.
Loan Reason
For 2020, Agfirst Farm Credit Bank's most frequently cited loan purpose was Home Purchase, with 1,321 originations. The 2nd most popular reason was Refi, with 873 originations.
Loan Duration/Length
For 2020, Agfirst Farm Credit Bank's most frequently cited loan duration was 30 Year, with 1,392 originations. The 2nd most popular length was 30+ year, with 582 originations.
Origination Fees/Closing Costs
Agfirst Farm Credit Bank's average total fees were $5,079, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 568 originations.
Interest Rates
During 2020, Agfirst Farm Credit Bank's average interest rate for loans was 3.49%, while their most frequently originated rate bucket for loans was 3-4%, with 1,495 originations.
Loan Sizing
2020 saw Agfirst Farm Credit Bank place emphasis on $200k-400k loans with 1,348 originations, totaling $384,230,000 in origination value.
Applicant Income
Agfirst Farm Credit Bank lent most frequently to those with incomes in the $100k-150k range, with 782 originations. The second most popular income band? $75k-100k, with 573 originations.
Applicant Debt to Income Ratio
Agfirst Farm Credit Bank lent most frequently to those with DTI ratios of 20-30%, with 813 originations. The next most common DTI ratio? 30-36%, with 574 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.53%
Agfirst Farm Credit Bank has an average approval rate.
Pick Rate
Approvals leading to origination93.19%
Agfirst Farm Credit Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,703 | $705,455,000 | $260,990 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 140 | $18,300,000 | $130,714 |
| Single Family (1-4 Units):Site-Built | 2,563 | $687,155,000 | $268,106 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ASPIRE FINANCIAL INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |