Wings Financial Mortgage Rates, Fees & Info
Apple Valley, MNLEI: 549300HVW3AI97UKTO72
Tax ID: 41-6028665
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Wings Financial is a smaller mortgage company specializing in Home Purchase loans. Wings Financial has a high proportion of conventional loans. Their top markets by origination volume include: Minneapolis, Brainerd, Atlanta, Seattle, and Detroit among others. We have data for 157 markets. (Some data included below & more in-depth data is available with an active subscription.)Wings Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wings Financial is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/21/24 |
| 30 Year Conventional Purchase | 6.33% | 11/21/24 |
| 30 Year Conventional Refi | 6.04% | 11/21/24 |
| 30 Year Cash-out Refi | 6.27% | 11/21/24 |
| 15 Year Conventional Purchase | 5.48% | 11/21/24 |
| 15 Year Conventional Refi | 5.73% | 11/21/24 |
| 15 Year Cash-out Refi | 5.73% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Wings Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Wings Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,297Origination Dollar Volume (All Markets)
$554,225,000Awards
WINGS FINANCIAL - 2018
WINGS FINANCIAL is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for WINGS FINANCIAL?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2,392 | $392,940,000 | $164,273 | $3,215 | 4.67% |
| Outside of Metro Areas | 155 | $17,445,000 | $112,548 | $2,846 | 5.00% |
| Brainerd, MN (FHA|USDA|VA) | 21 | $14,185,000 | $675,476 | $3,037 | 4.40% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 93 | $13,535,000 | $145,538 | $3,456 | 4.61% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 58 | $9,290,000 | $160,172 | $3,518 | 4.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 77 | $7,745,000 | $100,584 | $2,612 | 4.89% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 30 | $6,670,000 | $222,333 | $4,529 | 4.87% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 32 | $5,960,000 | $186,250 | $3,548 | 4.48% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 16 | $4,490,000 | $280,625 | $3,388 | 4.62% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 28 | $4,130,000 | $147,500 | $3,277 | 4.49% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $3,865,000 | $552,143 | $4,963 | 4.04% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $3,881 | 4.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $3,050,000 | $138,636 | $3,894 | 4.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $2,745,000 | $161,471 | $3,727 | 4.26% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $2,190,000 | $1,095,000 | $3,009 | 4.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $5,355 | 4.96% |
| DULUTH, MN-WI (FHA|USDA|VA) | 15 | $1,915,000 | $127,667 | $2,851 | 4.32% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $3,459 | 3.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 18 | $1,860,000 | $103,333 | $3,563 | 4.76% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $2,858 | 4.44% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $2,664 | 4.33% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $7,333 | 3.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $3,820 | 5.33% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $3,818 | 4.19% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $3,552 | 3.95% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,094 | 3.92% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $2,679 | 4.19% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $5,464 | 3.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,776 | 4.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $2,186 | 4.53% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,124 | 4.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,956 | 4.21% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,152 | 3.96% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,185 | 4.21% |
| Red Wing, MN (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $3,242 | 4.86% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,578 | 3.78% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,372 | 4.04% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,886 | 3.81% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $7,635 | 3.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,635 | 4.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,429 | 5.18% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $2,548 | 3.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,823 | 3.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,148 | 3.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,096 | 4.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,759 | 4.56% |
| Outside of Metro Areas | 2 | $630,000 | $315,000 | $3,234 | 4.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,464 | 4.59% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,777 | 4.31% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,093 | 4.29% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,104 | 4.19% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,956 | 4.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,212 | 4.47% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,154 | 3.69% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,902 | 4.65% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $2,845 | 6.23% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,175 | 3.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $2,513 | 5.14% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,778 | 4.44% |
| MONROE, MI (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $2,789 | 4.58% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,864 | 4.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,720 | 4.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,714 | 4.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,309 | 4.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,299 | 4.38% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,788 | 4.00% |
| SALEM, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,219 | 4.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,302 | 4.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,335 | 4.38% |
| Laconia, NH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,569 | 4.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,684 | 3.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,060 | 5.19% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,272 | 4.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,869 | 2.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,504 | 4.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,084 | 3.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,458 | 4.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 4.92% |
| Shelton, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,646 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,936 | 4.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,682 | 4.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,378 | 4.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,582 | 3.38% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 4.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,259 | 3.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,816 | 4.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,103 | 4.13% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,438 | 4.25% |
| TULSA, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,488 | 3.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,309 | 4.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,367 | 4.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,524 | 4.69% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,856 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,167 | 3.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,192 | 3.69% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,015 | 4.50% |
| FLINT, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,643 | 4.38% |
| Winona, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,809 | 3.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,421 | 5.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,079 | 4.13% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,634 | 4.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,911 | 3.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,052 | 4.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,854 | 4.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,789 | 4.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,173 | 4.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,811 | 4.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,964 | 4.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,373 | 3.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,996 | 4.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,741 | 3.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $2,220 | 4.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,450 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,437 | 4.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 5.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,487 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,451 | 4.31% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,132 | 4.00% |
| Willmar, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,648 | 4.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,537 | 3.50% |
| Bennington, VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,314 | 3.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,920 | 3.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,195 | 4.38% |
| Watertown, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,994 | 4.00% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,061 | 3.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,264 | 4.00% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,729 | 3.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,639 | 4.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 4.38% |
| Williston, ND (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.99% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,111 | 4.63% |
| Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,505 | 3.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,647 | 4.13% |
| DALTON, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,403 | 4.00% |
| Newport, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,498 | 4.38% |
| RENO, NV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,861 | 3.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.99% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 4.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| BEND, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,614 | 4.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.99% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against WINGS FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 32
Similarity Rank: 60
Similarity Rank: 78
Similarity Rank: 95
Similarity Rank: 110
Similarity Rank: 120
Similarity Rank: 200
Similarity Rank: 210
Similarity Rank: 255
Similarity Rank: 261
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 1,774 | $115,100,000 | $64,882 | n/a | 5.12% |
| Conventional | 1,523 | $439,125,000 | $288,329 | $3,255 | 4.10% |
For 2018, Wings Financial's most frequently originated type of loan was HELOC, with 1,774 originations. Their 2nd most popular type was Conventional, with 1,523 originations.
Loan Reason
For 2018, Wings Financial's most frequently cited loan purpose was Home Purchase, with 1,056 originations. The 2nd most popular reason was Other, with 783 originations.
Loan Duration/Length
For 2018, Wings Financial's most frequently cited loan duration was 30 Year, with 1,226 originations. The 2nd most popular length was 20 Year, with 1,130 originations.
Origination Fees/Closing Costs
Wings Financial's average total fees were $3,276, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,218 originations.
Interest Rates
During 2018, Wings Financial's average interest rate for loans was 4.14%, while their most frequently originated rate bucket for loans was 4-5%, with 1,622 originations.
Loan Sizing
2018 saw Wings Financial place emphasis on $100,000 or less loans with 1,540 originations, totaling $75,560,000 in origination value.
Applicant Income
Wings Financial lent most frequently to those with incomes in the $100k-150k range, with 879 originations. The second most popular income band? $50k-75k, with 670 originations.
Applicant Debt to Income Ratio
Wings Financial lent most frequently to those with DTI ratios of 20-30%, with 896 originations. The next most common DTI ratio? 30-36%, with 649 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.70%
Wings Financial has an average approval rate.
Pick Rate
Approvals leading to origination79.98%
Wings Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,297 | $554,225,000 | $168,100 |