Bay-valley Mortgage Group Rates, Fees & Info
GARDEN GROVE, CALEI: 54930002O9LLXKR6TF11
Tax ID: 94-3169132
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Mortgage Data
Review & Overview
Bay-valley Mortgage Group is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Bay-valley Mortgage Group has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, San Jose, and Las Vegas among others. We have data for 145 markets. (Some data included below & more in-depth data is available with an active subscription.)Bay-valley Mortgage Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bay-valley Mortgage Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
8,582Origination Dollar Volume (All Markets)
$3,182,780,000Awards
BAY-VALLEY MORTGAGE GROUP - 2020
BAY-VALLEY MORTGAGE GROUP is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4,470 | $1,831,060,000 | $409,633 | $6,013 | 3.07% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,641 | $508,255,000 | $309,723 | $7,185 | 3.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 304 | $141,470,000 | $465,362 | $6,584 | 3.10% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 247 | $119,685,000 | $484,555 | $6,682 | 3.06% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 357 | $96,635,000 | $270,686 | $6,604 | 3.14% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 180 | $71,050,000 | $394,722 | $5,194 | 3.06% |
| SALINAS, CA (FHA|USDA|VA) | 128 | $45,680,000 | $356,875 | $8,386 | 2.94% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 78 | $34,570,000 | $443,205 | $6,428 | 3.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 97 | $32,365,000 | $333,660 | $5,341 | 3.16% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 56 | $18,200,000 | $325,000 | $12,292 | 3.31% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 45 | $17,755,000 | $394,556 | $4,488 | 3.20% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 70 | $17,010,000 | $243,000 | $5,971 | 3.29% |
| STOCKTON, CA (FHA|USDA|VA) | 53 | $16,945,000 | $319,717 | $6,640 | 3.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 57 | $16,705,000 | $293,070 | $5,990 | 3.05% |
| FRESNO, CA (FHA|USDA|VA) | 60 | $12,930,000 | $215,500 | $5,690 | 2.97% |
| RENO, NV (FHA|USDA|VA) | 38 | $11,200,000 | $294,737 | $6,346 | 3.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 39 | $10,105,000 | $259,103 | $7,652 | 3.31% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 48 | $9,890,000 | $206,042 | $5,816 | 3.01% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 35 | $8,895,000 | $254,143 | $6,608 | 3.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 23 | $7,715,000 | $335,435 | $5,367 | 3.18% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 21 | $7,465,000 | $355,476 | $5,812 | 3.13% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 22 | $6,600,000 | $300,000 | $6,446 | 3.26% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $6,315,000 | $300,714 | $5,547 | 3.01% |
| VALLEJO, CA (FHA|USDA|VA) | 17 | $6,075,000 | $357,353 | $6,021 | 3.43% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $6,060,000 | $336,667 | $7,843 | 3.05% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 15 | $5,955,000 | $397,000 | $7,597 | 3.26% |
| Outside of Metro Areas | 19 | $5,065,000 | $266,579 | $5,652 | 3.49% |
| MODESTO, CA (FHA|USDA|VA) | 15 | $4,525,000 | $301,667 | $5,983 | 3.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 14 | $3,960,000 | $282,857 | $6,001 | 3.51% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $3,565,000 | $324,091 | $6,775 | 3.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,440,000 | $245,714 | $8,517 | 3.16% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $3,400,000 | $425,000 | $7,484 | 3.14% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $8,852 | 3.43% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $4,526 | 3.36% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $3,090,000 | $309,000 | $7,636 | 2.95% |
| MERCED, CA (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $6,356 | 2.71% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $7,451 | 3.41% |
| ANCHORAGE, AK (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $7,683 | 3.07% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $6,241 | 3.05% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $6,661 | 3.01% |
| NAPA, CA (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $5,110 | 3.05% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $6,966 | 3.04% |
| Pahrump, NV (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $11,194 | 3.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $7,338 | 3.05% |
| Fernley, NV (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $6,690 | 3.14% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $11,551 | 2.94% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $6,065 | 3.11% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $9,391 | 3.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $5,572 | 3.01% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $4,786 | 3.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $7,374 | 2.90% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $5,497 | 2.90% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $4,366 | 3.45% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $8,841 | 3.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $6,733 | 3.77% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $4,153 | 3.27% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,994 | 3.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $9,835 | 3.38% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $8,489 | 3.09% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,676 | 3.34% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $1,623 | 2.90% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $5,650 | 2.96% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $10,368 | 3.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $22,366 | 2.94% |
| Elko, NV (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $8,840 | 3.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,815 | 3.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,034 | 3.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $2,280 | 2.88% |
| BEND, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,045 | 3.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,268 | 3.42% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,693 | 3.56% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,284 | 3.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,611 | 3.50% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,543 | 3.29% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,713 | 2.92% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,824 | 3.29% |
| Edwards, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,781 | 2.69% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,869 | 3.31% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,790 | 2.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,815 | 2.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,817 | 2.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,478 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,535 | 2.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,394 | 2.94% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,502 | 2.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,863 | 3.42% |
| Outside of Metro Areas | 1 | $485,000 | $485,000 | $4,554 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $15,078 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,385 | 3.06% |
| Sonora, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,228 | 3.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,347 | 3.46% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,257 | 3.31% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,054 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,860 | 3.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,319 | 2.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,017 | 3.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,806 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,719 | 3.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,237 | 2.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,831 | 3.38% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,917 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,736 | 2.81% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,221 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,012 | 3.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,551 | 3.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,973 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,419 | 2.63% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,049 | 3.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,955 | 2.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,884 | 2.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,582 | 3.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,905 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,061 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,284 | 2.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,524 | 2.88% |
| Fallon, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,120 | 3.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,899 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,174 | 2.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,845 | 3.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,007 | 3.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,489 | 3.06% |
| Hailey, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,883 | 3.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,096 | 3.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,960 | 3.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,072 | 3.38% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,513 | 3.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,001 | 3.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,837 | 2.63% |
| Shelton, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,432 | 3.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,543 | 3.25% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,294 | 3.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,947 | 2.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,132 | 2.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,230 | 3.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,007 | 2.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,465 | 3.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,604 | 3.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,275 | 4.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,535 | 3.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,946 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,916 | 3.00% |
| Alice, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,443 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,081 | 3.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,453 | 3.63% |
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Product Mix
For 2020, Bay-valley Mortgage Group's most frequently originated type of loan was Conventional, with 7,366 originations. Their 2nd most popular type was FHA, with 1,043 originations.
Loan Reason
For 2020, Bay-valley Mortgage Group's most frequently cited loan purpose was Refi, with 6,422 originations. The 2nd most popular reason was Home Purchase, with 1,651 originations.
Loan Duration/Length
For 2020, Bay-valley Mortgage Group's most frequently cited loan duration was 30 Year, with 7,256 originations. The 2nd most popular length was 15 Year, with 835 originations.
Origination Fees/Closing Costs
Bay-valley Mortgage Group's average total fees were $6,787, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,836 originations.
Interest Rates
During 2020, Bay-valley Mortgage Group's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,788 originations.
Loan Sizing
2020 saw Bay-valley Mortgage Group place emphasis on $200k-400k loans with 4,347 originations, totaling $1,325,855,000 in origination value.
Applicant Income
Bay-valley Mortgage Group lent most frequently to those with incomes in the $100k-150k range, with 2,471 originations. The second most popular income band? $75k-100k, with 1,830 originations.
Applicant Debt to Income Ratio
Bay-valley Mortgage Group lent most frequently to those with DTI ratios of 20-30%, with 1,549 originations. The next most common DTI ratio? 30-36%, with 1,470 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.54%
Bay-valley Mortgage Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination45.81%
Bay-valley Mortgage Group has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,582 | $3,182,780,000 | $370,867 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 14 | $4,680,000 | $334,286 |
| Single Family (1-4 Units):Site-Built | 8,568 | $3,178,100,000 | $370,927 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BAY VALLEY MORTGAGE GROUP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 50.0% |
| BAY VALLEY MORTGAGE GROUP | Conventional home mortgage | Closing on a mortgage | 1 | 16.7% |
| BAY VALLEY MORTGAGE GROUP | FHA mortgage | Closing on a mortgage | 2 | 33.3% |