Homeservices Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300FYXKL13UG7P021

Tax ID: 41-1914032

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

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  • Loan Length
  • Loan to Value Info
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  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Homeservices Lending is a small mortgage company specializing in Home Purchase loans. Homeservices Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Des Moines, Tucson, Minneapolis, and San Diego among others. We have data for 172 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Homeservices Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homeservices Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.06% 4/18/24
    30 Year Conventional Refi 6.66% 4/18/24
    30 Year Cash-out Refi 6.89% 4/18/24
    30 Year FHA Purchase 7.40% 4/18/24
    30 Year FHA Refi 6.27% 4/18/24
    30 Year VA Purchase 6.11% 4/18/24
    30 Year USDA Purchase 6.81% 4/18/24
    30 Year USDA Refi 6.27% 4/18/24
    15 Year Conventional Purchase 6.22% 4/18/24
    15 Year Conventional Refi 6.30% 4/18/24
    15 Year Cash-out Refi 6.30% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Homeservices Lending Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Homeservices Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,509

    Origination Dollar Volume (All Markets)

    $1,819,545,000
    Show all (40) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 973 $297,035,000 $305,277 $5,785 4.15%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1,186 $247,120,000 $208,364 $2,474 3.91%
    TUCSON, AZ (FHA|USDA|VA) 675 $143,735,000 $212,941 $3,494 4.00%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 452 $109,740,000 $242,788 $2,642 4.48%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 183 $106,755,000 $583,361 $4,830 4.01%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 204 $93,820,000 $459,902 $3,754 4.03%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 155 $91,105,000 $587,774 $5,114 4.14%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 122 $81,620,000 $669,016 $4,702 4.11%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 344 $75,120,000 $218,372 $3,260 3.92%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 191 $55,985,000 $293,115 $4,236 4.33%
    LOUISVILLE, KY (FHA|USDA|VA) 212 $40,540,000 $191,226 $2,428 4.39%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 91 $36,145,000 $397,198 $4,970 3.96%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 44 $33,100,000 $752,273 $3,535 3.93%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 81 $32,395,000 $399,938 $5,032 4.07%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 38 $27,660,000 $727,895 $4,376 4.03%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 133 $23,035,000 $173,195 $2,373 4.47%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 110 $22,590,000 $205,364 $2,050 4.61%
    SALEM, OR (FHA|USDA|VA) 76 $20,310,000 $267,237 $3,411 4.24%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 54 $18,510,000 $342,778 $3,835 4.21%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 72 $17,050,000 $236,806 $3,678 3.98%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 34 $14,490,000 $426,176 $4,970 4.18%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 72 $14,300,000 $198,611 $3,691 4.07%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 47 $12,655,000 $269,255 $3,851 4.24%
    LINCOLN, NE (FHA|USDA|VA) 76 $12,260,000 $161,316 $2,639 4.05%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 43 $10,835,000 $251,977 $2,383 4.65%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 63 $10,465,000 $166,111 $2,878 3.75%
    Outside of Metro Areas 75 $10,265,000 $136,867 $2,992 4.44%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 45 $7,805,000 $173,444 $3,357 4.09%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 40 $7,230,000 $180,750 $2,904 4.33%
    WINSTON-SALEM, NC (FHA|USDA|VA) 21 $6,855,000 $326,429 $2,300 3.99%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 31 $6,515,000 $210,161 $5,800 4.47%
    Torrington, CT (FHA|USDA|VA) 33 $6,465,000 $195,909 $3,690 4.13%
    MADISON, WI (FHA|USDA|VA) 22 $5,760,000 $261,818 $3,462 4.60%
    FRESNO, CA (FHA|USDA|VA) 23 $5,755,000 $250,217 $3,845 4.52%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 30 $4,480,000 $149,333 $2,184 3.70%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $4,345,000 $620,714 $4,871 4.32%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 13 $4,325,000 $332,692 $5,359 4.02%
    ROCHESTER, MN (FHA|USDA|VA) 21 $4,265,000 $203,095 $3,144 4.68%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $4,250,000 $354,167 $6,798 4.31%
    FORT COLLINS, CO (FHA|USDA|VA) 6 $4,010,000 $668,333 $3,227 3.92%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 29 $3,855,000 $132,931 $3,179 4.31%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $3,675,000 $282,692 $3,583 4.17%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,205,000 $291,364 $5,325 4.33%
    MERCED, CA (FHA|USDA|VA) 11 $2,905,000 $264,091 $4,097 4.35%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $2,700,000 $225,000 $2,983 4.18%
    AMES, IA (FHA|USDA|VA) 14 $2,620,000 $187,143 $3,184 3.97%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 14 $2,560,000 $182,857 $2,710 4.70%
    Pella, IA (FHA|USDA|VA) 13 $2,275,000 $175,000 $2,738 4.13%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $2,215,000 $443,000 $4,203 4.45%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,955,000 $651,667 $5,174 4.46%
    MODESTO, CA (FHA|USDA|VA) 6 $1,950,000 $325,000 $7,931 4.73%
    WORCESTER, MA-CT (FHA|USDA|VA) 10 $1,820,000 $182,000 $2,459 3.64%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $1,715,000 $343,000 $2,549 4.30%
    PROVO-OREM, UT (FHA|USDA|VA) 5 $1,675,000 $335,000 $5,327 4.20%
    Edwards, CO (FHA|USDA|VA) 2 $1,640,000 $820,000 $6,241 3.69%
    Faribault-Northfield, MN (FHA|USDA|VA) 9 $1,605,000 $178,333 $1,693 4.67%
    EAU CLAIRE, WI (FHA|USDA|VA) 10 $1,590,000 $159,000 $2,196 3.96%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,525 4.72%
    STOCKTON, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,913 4.41%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $1,340,000 $335,000 $4,214 4.75%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,613 3.97%
    IOWA CITY, IA (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,035 3.93%
    Brainerd, MN (FHA|USDA|VA) 6 $1,140,000 $190,000 $2,583 5.04%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,229 4.46%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,076 4.17%
    ST. CLOUD, MN (FHA|USDA|VA) 8 $1,020,000 $127,500 $1,251 3.98%
    MADERA, CA (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,084 4.75%
    Nogales, AZ (FHA|USDA|VA) 5 $965,000 $193,000 $2,703 4.40%
    BOULDER, CO (FHA|USDA|VA) 1 $955,000 $955,000 $3,930 4.13%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $950,000 $237,500 $3,092 4.22%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $855,000 $285,000 $6,566 4.08%
    Breckenridge, CO (FHA|USDA|VA) 3 $845,000 $281,667 $3,859 4.00%
    SPRINGFIELD, MO (FHA|USDA|VA) 6 $840,000 $140,000 $1,367 3.90%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $835,000 $278,333 $4,155 4.46%
    Bardstown, KY (FHA|USDA|VA) 5 $835,000 $167,000 $1,566 4.73%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $700,000 $175,000 $3,940 4.44%
    Baraboo, WI (FHA|USDA|VA) 5 $675,000 $135,000 $2,574 4.75%
    Richmond-Berea, KY (FHA|USDA|VA) 4 $660,000 $165,000 $1,456 4.78%
    NILES, MI (FHA|USDA|VA) 2 $650,000 $325,000 $2,357 4.13%
    Winona, MN (FHA|USDA|VA) 4 $650,000 $162,500 $8,371 3.47%
    Athens, TX (FHA|USDA|VA) 4 $640,000 $160,000 $4,712 4.25%
    Klamath Falls, OR (FHA|USDA|VA) 2 $600,000 $300,000 $3,742 4.69%
    CORVALLIS, OR (FHA|USDA|VA) 2 $590,000 $295,000 $2,921 4.25%
    BAKERSFIELD, CA (FHA|USDA|VA) 3 $585,000 $195,000 $3,339 5.00%
    SALINAS, CA (FHA|USDA|VA) 1 $575,000 $575,000 $3,399 3.50%
    VALLEJO, CA (FHA|USDA|VA) 2 $570,000 $285,000 $4,002 3.88%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $550,000 $275,000 $2,999 4.25%
    Show Low, AZ (FHA|USDA|VA) 2 $530,000 $265,000 $4,447 4.06%
    Shelton, WA (FHA|USDA|VA) 1 $525,000 $525,000 $675 4.13%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $520,000 $260,000 $2,735 4.13%
    Stevens Point, WI (FHA|USDA|VA) 3 $495,000 $165,000 $1,600 4.67%
    Mineral Wells, TX (FHA|USDA|VA) 1 $485,000 $485,000 $8,530 4.63%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $475,000 $475,000 $3,908 4.00%
    Bonham, TX (FHA|USDA|VA) 2 $450,000 $225,000 $8,451 4.00%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $450,000 $225,000 $2,392 3.69%
    AKRON, OH (FHA|USDA|VA) 1 $445,000 $445,000 $3,380 4.00%
    COLUMBUS, OH (FHA|USDA|VA) 2 $440,000 $220,000 $2,490 4.13%
    Austin, MN (FHA|USDA|VA) 4 $440,000 $110,000 $1,632 3.59%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $435,000 $435,000 $4,878 3.25%
    Frankfort, KY (FHA|USDA|VA) 4 $420,000 $105,000 $2,589 4.59%
    Granbury, TX (FHA|USDA|VA) 1 $415,000 $415,000 $5,219 3.50%
    Hutchinson, MN (FHA|USDA|VA) 2 $410,000 $205,000 $3,126 4.69%
    CASPER, WY (FHA|USDA|VA) 2 $390,000 $195,000 $2,613 4.19%
    Red Wing, MN (FHA|USDA|VA) 5 $385,000 $77,000 $2,513 5.05%
    Mason City, IA (FHA|USDA|VA) 2 $340,000 $170,000 $2,547 4.38%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,865 3.75%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $325,000 $325,000 $6,398 4.00%
    TULSA, OK (FHA|USDA|VA) 1 $325,000 $325,000 $13,940 3.50%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $315,000 $315,000 $2,293 4.00%
    Gainesville, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,696 3.88%
    YUMA, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $2,229 4.50%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $305,000 $101,667 $2,467 4.67%
    MIDLAND, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,812 4.63%
    EL PASO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,625 3.88%
    WACO, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,595 4.50%
    Wilmington, OH (FHA|USDA|VA) 1 $285,000 $285,000 $2,959 4.63%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $285,000 $285,000 $8,241 3.75%
    Vermillion, SD (FHA|USDA|VA) 1 $285,000 $285,000 $2,506 4.00%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $275,000 $275,000 $2,909 4.25%
    Plymouth, IN (FHA|USDA|VA) 1 $275,000 $275,000 $5,478 4.50%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $13,263 3.50%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $275,000 $275,000 $2,770 3.63%
    Owatonna, MN (FHA|USDA|VA) 2 $270,000 $135,000 $2,501 4.44%
    Sonora, CA (FHA|USDA|VA) 1 $265,000 $265,000 $2,875 3.88%
    Lewisburg, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,226 3.38%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,245 4.50%
    DULUTH, MN-WI (FHA|USDA|VA) 2 $260,000 $130,000 $545 4.69%
    HAMMOND, LA (FHA|USDA|VA) 1 $255,000 $255,000 $6,076 4.50%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $245,000 $245,000 $4,961 4.75%
    JACKSON, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,588 4.75%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,099 4.63%
    LANCASTER, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,215 3.75%
    Beatrice, NE (FHA|USDA|VA) 3 $235,000 $78,333 $3,767 3.13%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $230,000 $115,000 $0 1.94%
    Corsicana, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,428 4.50%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $225,000 $225,000 $450 4.50%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $220,000 $110,000 $2,146 4.56%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,915 4.38%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $215,000 $215,000 $3,629 4.38%
    Carroll, IA (FHA|USDA|VA) 2 $210,000 $105,000 $3,410 3.81%
    Campbellsville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $2,768 5.13%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $195,000 $195,000 $1,322 4.38%
    Rutland, VT (FHA|USDA|VA) 1 $185,000 $185,000 $3,470 3.88%
    Rock Springs, WY (FHA|USDA|VA) 1 $185,000 $185,000 $2,728 3.25%
    RACINE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $5,283 4.63%
    Port Angeles, WA (FHA|USDA|VA) 1 $185,000 $185,000 $1,993 5.00%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,444 4.50%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,087 4.25%
    FARGO, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,209 3.63%
    TOPEKA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $250 4.50%
    DUBUQUE, IA (FHA|USDA|VA) 1 $175,000 $175,000 $1,687 3.75%
    Alexandria, MN (FHA|USDA|VA) 1 $175,000 $175,000 $1,716 4.50%
    Whitewater, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,880 4.38%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,776 4.25%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,282 5.63%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,331 4.00%
    Spencer, IA (FHA|USDA|VA) 3 $155,000 $51,667 $2,620 2.88%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,584 4.25%
    Mount Sterling, KY (FHA|USDA|VA) 1 $145,000 $145,000 $450 5.25%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,748 4.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,012 4.00%
    ALBUQUERQUE, NM (FHA|USDA|VA) 1 $135,000 $135,000 $2,735 5.38%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,751 4.50%
    Platteville, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,249 4.25%
    Bainbridge, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,960 4.50%
    Branson, MO (FHA|USDA|VA) 2 $100,000 $50,000 $2,319 2.88%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,128 4.63%
    Oskaloosa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $2,301 5.63%
    Maysville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $1,967 4.75%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $1,821 5.13%
    Fort Dodge, IA (FHA|USDA|VA) 1 $75,000 $75,000 $1,855 3.75%
    Cullman, AL (FHA|USDA|VA) 1 $65,000 $65,000 $901 4.75%
    Homeservices Lending's top markets include Dallas, Des Moines, Tucson, Minneapolis, and San Diego among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against HOMESERVICES LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
    Similarity Rank: 26
    The Torrington Savings Bank
    Similarity Rank: 45
    American Southwest Credit Union
    Similarity Rank: 63
    SOUTHBRIDGE CREDIT UNION
    Similarity Rank: 80
    LIBERTY FIRST
    Similarity Rank: 81
    Union Savings Bank
    Similarity Rank: 96
    Northwest Community Bank
    Similarity Rank: 102
    Rhode Island Credit Union
    Similarity Rank: 116
    Liberty Bank Minnesota
    Similarity Rank: 120
    Sharon & Crescent United Credit Union
    Similarity Rank: 120

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,186 $1,499,860,000 $289,213 $3,249 4.10%
    FHA 699 $149,735,000 $214,213 $5,869 4.41%
    VA 535 $156,345,000 $292,234 $5,707 4.00%
    USDA 89 $13,605,000 $152,865 $2,582 4.23%

    For 2019, Homeservices Lending's most frequently originated type of loan was Conventional, with 5,186 originations. Their 2nd most popular type was FHA, with 699 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,651 $1,507,635,000 $266,791 $3,712 4.15%
    Refi 598 $227,810,000 $380,953 $3,242 3.80%
    Cash Out Refi 244 $79,550,000 $326,025 $4,286 4.25%
    Other 15 $4,335,000 $289,000 $3,757 4.42%
    Home Improvement 1 $215,000 $215,000 $791 4.88%

    For 2019, Homeservices Lending's most frequently cited loan purpose was Home Purchase, with 5,651 originations. The 2nd most popular reason was Refi, with 598 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,039 $1,732,035,000 $286,808 $3,726 4.19%
    15 Year 232 $57,000,000 $245,690 $3,320 3.65%
    20 Year 93 $23,085,000 $248,226 $3,406 4.03%
    10 Year 85 $2,775,000 $32,647 $1,083 3.24%
    5 Year 46 $820,000 $17,826 $282 0.00%
    Other 14 $3,830,000 $273,571 $3,560 3.48%

    For 2019, Homeservices Lending's most frequently cited loan duration was 30 Year, with 6,039 originations. The 2nd most popular length was 15 Year, with 232 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,592 $882,910,000 $245,799
    $1k-2k 2,146 $656,610,000 $305,969
    $2k-3k 410 $126,410,000 $308,317
    $3k-4k 166 $61,560,000 $370,843
    $5k+ 102 $53,660,000 $526,078
    $4k-5k 92 $37,840,000 $411,304

    Homeservices Lending's average total fees were $3,726, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,592 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,478 $936,070,000 $269,140
    3-4% 2,471 $799,395,000 $323,511
    5-6% 378 $74,290,000 $196,534
    <2.5% 158 $1,440,000 $9,114
    2.5-3% 20 $7,350,000 $367,500
    6-7% 4 $1,000,000 $250,000

    During 2019, Homeservices Lending's average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 4-5%, with 3,478 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,945 $817,185,000 $277,482 $3,947 4.18%
    $100k-200k 1,902 $296,310,000 $155,789 $2,845 4.33%
    $400k-600k 721 $340,855,000 $472,753 $4,829 4.09%
    $100,000 or less 528 $25,400,000 $48,106 $1,897 3.23%
    $600k-1MM 342 $250,270,000 $731,784 $5,013 4.08%
    $1MM+ 71 $89,525,000 $1,260,915 $6,017 3.83%

    2019 saw Homeservices Lending place emphasis on $200k-400k loans with 2,945 originations, totaling $817,185,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,551 $285,895,000 $184,329 $3,142 4.06%
    $100k-150k 1,483 $460,055,000 $310,219 $3,971 4.22%
    $75k-100k 1,189 $285,945,000 $240,492 $3,742 4.20%
    $150k-250k 952 $391,620,000 $411,366 $4,297 4.13%
    $50k or less 844 $104,840,000 $124,218 $2,596 4.07%
    $250k+ 422 $269,070,000 $637,607 $5,048 4.06%

    Homeservices Lending lent most frequently to those with incomes in the $50k-75k range, with 1,551 originations. The second most popular income band? $100k-150k, with 1,483 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,290 $371,830,000 $288,240 $3,410 4.02%
    30-36% 1,272 $345,180,000 $271,368 $3,421 4.00%
    <20% 335 $82,245,000 $245,507 $3,232 3.98%
    43% 290 $69,580,000 $239,931 $3,506 4.29%
    40% 284 $84,620,000 $297,958 $3,554 4.22%
    44% 280 $73,230,000 $261,536 $3,783 4.33%
    42% 266 $82,640,000 $310,677 $3,829 4.20%
    39% 262 $77,500,000 $295,802 $3,565 4.23%
    36% 260 $77,700,000 $298,846 $3,531 4.11%
    41% 253 $73,425,000 $290,217 $3,921 4.17%
    50-60% 237 $67,045,000 $282,890 $6,521 4.33%
    37% 234 $70,440,000 $301,026 $3,637 4.17%
    38% 229 $60,395,000 $263,734 $3,524 4.09%
    46% 201 $54,875,000 $273,010 $4,115 4.31%
    49% 197 $54,605,000 $277,183 $3,876 4.28%
    47% 186 $50,210,000 $269,946 $3,882 4.26%
    48% 178 $49,670,000 $279,045 $4,248 4.31%
    45% 178 $48,300,000 $271,348 $3,732 4.24%
    >60% 9 $3,935,000 $437,222 $5,839 3.99%

    Homeservices Lending lent most frequently to those with DTI ratios of 20-30%, with 1,290 originations. The next most common DTI ratio? 30-36%, with 1,272 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,725 $1,258,625,000 $266,376 $3,594 4.14%
    Not provided 1,307 $414,535,000 $317,165 $3,839 4.09%
    Asian 244 $87,470,000 $358,484 $4,200 4.12%
    Black 181 $43,025,000 $237,707 $4,566 4.00%
    Native Hawaiian or Islander 15 $5,115,000 $341,000 $4,104 4.38%
    American Indian 22 $4,680,000 $212,727 $3,274 4.01%
    Asian Indian 9 $4,575,000 $508,333 $4,089 4.04%
    Japanese 2 $480,000 $240,000 $5,676 5.00%
    Filipino 1 $375,000 $375,000 $1,149 4.13%
    Chinese 1 $345,000 $345,000 $2,835 4.25%
    Other Asian 2 $320,000 $160,000 $2,572 5.00%

    Approval Rates

    Total approvals of all applications
    94.60%

    Homeservices Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.91%

    Homeservices Lending has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 32 $570,000 $17,813
    NA 6,477 $1,818,975,000 $280,836

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 45 $5,025,000 $111,667
    Single Family (1-4 Units):Site-Built 6,464 $1,814,520,000 $280,712

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 159 $35,625,000 $224,057 $3,258 4.05%
    40-60% 456 $132,340,000 $290,219 $3,552 4.02%
    60-80% 1,882 $651,400,000 $346,121 $3,734 4.21%
    80-100% 3,707 $975,625,000 $263,185 $3,662 4.26%
    Over 100% 62 $19,350,000 $312,097 $10,144 4.18%
    Under 20% 243 $5,205,000 $21,420 $863 1.67%