Homeservices Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300FYXKL13UG7P021

Tax ID: 41-1914032

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Homeservices Lending is a small mortgage company specializing in Home Purchase loans. Homeservices Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Des Moines, Kansas City, Dallas, and Tucson among others. We have data for 221 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Homeservices Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homeservices Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.06% 11/20/24
    30 Year Conventional Refi 6.66% 11/20/24
    30 Year Cash-out Refi 6.89% 11/20/24
    30 Year FHA Purchase 7.40% 11/20/24
    30 Year FHA Refi 6.27% 11/20/24
    30 Year VA Purchase 6.11% 11/20/24
    30 Year USDA Purchase 6.81% 11/20/24
    30 Year USDA Refi 6.27% 11/20/24
    15 Year Conventional Purchase 6.22% 11/20/24
    15 Year Conventional Refi 6.30% 11/20/24
    15 Year Cash-out Refi 6.30% 11/20/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Homeservices Lending Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Homeservices Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    9,258

    Origination Dollar Volume (All Markets)

    $2,192,030,000
    Show all (80) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2,003 $472,655,000 $235,974 $2,843 4.72%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 833 $166,615,000 $200,018 $2,339 4.64%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 826 $166,270,000 $201,295 $2,332 4.67%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 510 $150,060,000 $294,235 $5,735 4.79%
    TUCSON, AZ (FHA|USDA|VA) 618 $123,980,000 $200,615 $3,159 4.67%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 304 $87,630,000 $288,257 $3,914 4.68%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 169 $81,385,000 $481,568 $5,497 4.56%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 414 $80,500,000 $194,444 $3,235 4.33%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 129 $79,915,000 $619,496 $5,576 4.65%
    LOUISVILLE, KY (FHA|USDA|VA) 452 $75,060,000 $166,062 $2,249 4.81%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 112 $58,430,000 $521,696 $5,889 4.66%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 120 $50,940,000 $424,500 $3,197 4.63%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 224 $40,330,000 $180,045 $2,498 4.66%
    LINCOLN, NE (FHA|USDA|VA) 196 $32,390,000 $165,255 $2,660 4.35%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 155 $31,825,000 $205,323 $2,275 4.69%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 94 $31,770,000 $337,979 $4,299 4.92%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 205 $30,395,000 $148,268 $2,404 4.77%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 94 $29,820,000 $317,234 $4,305 4.47%
    MADISON, WI (FHA|USDA|VA) 122 $25,750,000 $211,066 $2,903 4.63%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 32 $22,760,000 $711,250 $4,713 4.49%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 117 $20,425,000 $174,573 $2,745 4.45%
    Outside of Metro Areas 129 $19,735,000 $152,984 $2,533 4.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 60 $17,940,000 $299,000 $3,283 4.89%
    ROCHESTER, MN (FHA|USDA|VA) 79 $17,585,000 $222,595 $2,844 4.61%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 88 $16,950,000 $192,614 $3,040 4.44%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 56 $14,990,000 $267,679 $2,364 4.21%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 61 $13,915,000 $228,115 $3,075 4.48%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 30 $13,520,000 $450,667 $5,915 4.60%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 18 $11,730,000 $651,667 $5,194 4.54%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 70 $10,980,000 $156,857 $2,007 4.74%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 45 $10,045,000 $223,222 $3,175 4.61%
    ST. CLOUD, MN (FHA|USDA|VA) 63 $9,525,000 $151,190 $2,230 4.76%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 39 $7,245,000 $185,769 $3,157 4.64%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 49 $6,985,000 $142,551 $1,557 4.60%
    Faribault-Northfield, MN (FHA|USDA|VA) 42 $6,940,000 $165,238 $1,923 4.73%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 10 $6,040,000 $604,000 $4,350 4.64%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 17 $5,605,000 $329,706 $6,659 4.72%
    Brainerd, MN (FHA|USDA|VA) 27 $5,135,000 $190,185 $2,340 4.67%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 18 $4,830,000 $268,333 $3,121 4.56%
    WINSTON-SALEM, NC (FHA|USDA|VA) 20 $4,710,000 $235,500 $2,081 4.43%
    Torrington, CT (FHA|USDA|VA) 27 $4,295,000 $159,074 $3,560 4.59%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 27 $4,195,000 $155,370 $3,198 4.78%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $4,060,000 $338,333 $3,319 4.65%
    EAU CLAIRE, WI (FHA|USDA|VA) 21 $3,725,000 $177,381 $2,454 4.65%
    MERCED, CA (FHA|USDA|VA) 12 $3,580,000 $298,333 $4,440 4.79%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $3,250,000 $406,250 $3,019 4.66%
    WORCESTER, MA-CT (FHA|USDA|VA) 19 $3,175,000 $167,105 $2,428 4.27%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 15 $2,655,000 $177,000 $4,956 4.89%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $2,505,000 $357,857 $6,668 4.61%
    SALINAS, CA (FHA|USDA|VA) 7 $2,465,000 $352,143 $6,874 4.63%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $2,420,000 $242,000 $3,637 4.33%
    AMES, IA (FHA|USDA|VA) 14 $2,390,000 $170,714 $1,963 4.60%
    Austin, MN (FHA|USDA|VA) 13 $2,115,000 $162,692 $3,435 4.79%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $2,065,000 $295,000 $5,563 4.68%
    Red Wing, MN (FHA|USDA|VA) 16 $2,050,000 $128,125 $2,152 4.88%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,880,000 $313,333 $1,629 4.48%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $1,745,000 $349,000 $2,398 4.75%
    Pella, IA (FHA|USDA|VA) 11 $1,695,000 $154,091 $2,894 5.00%
    Richmond-Berea, KY (FHA|USDA|VA) 8 $1,660,000 $207,500 $2,572 4.44%
    SALEM, OR (FHA|USDA|VA) 5 $1,635,000 $327,000 $4,992 4.90%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,605,000 $535,000 $6,635 4.46%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $1,595,000 $227,857 $2,250 4.11%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 10 $1,580,000 $158,000 $2,833 4.78%
    Jasper, AL (FHA|USDA|VA) 9 $1,495,000 $166,111 $2,865 4.74%
    STOCKTON, CA (FHA|USDA|VA) 5 $1,485,000 $297,000 $7,019 4.63%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 8 $1,470,000 $183,750 $2,405 4.83%
    FRESNO, CA (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,531 4.88%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,961 4.81%
    Bardstown, KY (FHA|USDA|VA) 9 $1,395,000 $155,000 $2,659 4.65%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,468 4.21%
    SPRINGFIELD, MO (FHA|USDA|VA) 11 $1,335,000 $121,364 $2,122 4.83%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,805 4.50%
    LAWRENCE, KS (FHA|USDA|VA) 9 $1,285,000 $142,778 $3,404 4.94%
    Baraboo, WI (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,160 4.45%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $1,070,000 $535,000 $4,489 4.63%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $8,648 4.56%
    VALLEJO, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $7,073 4.88%
    TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,035,000 $147,857 $2,580 4.89%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $950,000 $237,500 $4,986 3.97%
    Warrensburg, MO (FHA|USDA|VA) 5 $945,000 $189,000 $797 4.63%
    COLUMBUS, OH (FHA|USDA|VA) 3 $915,000 $305,000 $5,183 4.96%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $890,000 $445,000 $4,069 4.69%
    Beaver Dam, WI (FHA|USDA|VA) 5 $885,000 $177,000 $2,617 4.83%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 7 $885,000 $126,429 $2,265 4.82%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $855,000 $285,000 $2,963 4.33%
    NILES, MI (FHA|USDA|VA) 2 $850,000 $425,000 $3,308 4.81%
    SALT LAKE CITY, UT (FHA|USDA|VA) 2 $820,000 $410,000 $3,282 4.56%
    Stevens Point, WI (FHA|USDA|VA) 8 $800,000 $100,000 $2,938 4.98%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $795,000 $265,000 $4,483 4.25%
    Alexandria, MN (FHA|USDA|VA) 4 $770,000 $192,500 $2,199 4.88%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $735,000 $147,000 $3,250 5.21%
    Gainesville, TX (FHA|USDA|VA) 3 $695,000 $231,667 $5,974 4.79%
    Whitewater, WI (FHA|USDA|VA) 4 $690,000 $172,500 $1,436 4.66%
    Nogales, AZ (FHA|USDA|VA) 5 $685,000 $137,000 $2,904 4.63%
    BOULDER, CO (FHA|USDA|VA) 1 $675,000 $675,000 $4,502 4.50%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $660,000 $330,000 $7,339 4.06%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $660,000 $165,000 $1,671 3.84%
    Edwards, CO (FHA|USDA|VA) 1 $655,000 $655,000 $3,499 4.50%
    YUMA, AZ (FHA|USDA|VA) 3 $655,000 $218,333 $4,637 4.58%
    RACINE, WI (FHA|USDA|VA) 3 $635,000 $211,667 $1,882 4.75%
    Athens, TX (FHA|USDA|VA) 4 $630,000 $157,500 $4,661 5.22%
    Frankfort, KY (FHA|USDA|VA) 4 $630,000 $157,500 $2,344 4.66%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $610,000 $305,000 $3,236 4.75%
    CASPER, WY (FHA|USDA|VA) 2 $610,000 $305,000 $7,684 4.31%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $590,000 $147,500 $507 5.00%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $575,000 $575,000 $1,576 5.13%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $575,000 $575,000 $5,131 4.38%
    Hutchinson, MN (FHA|USDA|VA) 3 $565,000 $188,333 $1,884 4.33%
    MANKATO, MN (FHA|USDA|VA) 2 $550,000 $275,000 $5,543 4.19%
    MODESTO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $5,837 4.94%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $530,000 $265,000 $1,986 4.63%
    COLUMBIA, MO (FHA|USDA|VA) 2 $530,000 $265,000 $3,192 4.56%
    Breckenridge, CO (FHA|USDA|VA) 1 $525,000 $525,000 $4,305 4.75%
    DULUTH, MN-WI (FHA|USDA|VA) 2 $520,000 $260,000 $1,397 4.50%
    Klamath Falls, OR (FHA|USDA|VA) 2 $500,000 $250,000 $2,288 4.38%
    AMARILLO, TX (FHA|USDA|VA) 3 $495,000 $165,000 $4,364 5.50%
    Owatonna, MN (FHA|USDA|VA) 3 $485,000 $161,667 $556 4.81%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $480,000 $240,000 $2,606 4.50%
    West Plains, MO (FHA|USDA|VA) 2 $470,000 $235,000 $2,731 5.25%
    Brownwood, TX (FHA|USDA|VA) 1 $455,000 $455,000 $7,090 4.75%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $5,754 4.63%
    NAPA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $615 4.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $455,000 $455,000 $2,247 4.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $445,000 $445,000 $3,663 5.00%
    TOPEKA, KS (FHA|USDA|VA) 2 $430,000 $215,000 $2,615 4.31%
    YUBA CITY, CA (FHA|USDA|VA) 1 $425,000 $425,000 $3,294 4.50%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $415,000 $415,000 $2,250 4.50%
    IOWA CITY, IA (FHA|USDA|VA) 2 $390,000 $195,000 $1,774 4.56%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $385,000 $385,000 $8,457 4.38%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $380,000 $190,000 $2,479 3.81%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $365,000 $365,000 $5,403 4.88%
    Menomonie, WI (FHA|USDA|VA) 2 $360,000 $180,000 $6,942 4.94%
    SANTA FE, NM (FHA|USDA|VA) 1 $355,000 $355,000 $6,140 4.50%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $355,000 $355,000 $4,532 4.75%
    TULSA, OK (FHA|USDA|VA) 1 $345,000 $345,000 $4,567 4.13%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $345,000 $345,000 $3,813 4.75%
    CORVALLIS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $3,140 3.63%
    Concord, NH (FHA|USDA|VA) 1 $335,000 $335,000 $2,479 4.75%
    Alexander City, AL (FHA|USDA|VA) 2 $330,000 $165,000 $2,658 4.50%
    MIDLAND, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,507 4.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,981 4.75%
    Beatrice, NE (FHA|USDA|VA) 4 $310,000 $77,500 $1,600 4.97%
    Branson, MO (FHA|USDA|VA) 2 $310,000 $155,000 $1,566 4.50%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $305,000 $305,000 $2,157 4.13%
    Centralia, WA (FHA|USDA|VA) 1 $305,000 $305,000 $4,003 4.88%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,975 4.63%
    Ottumwa, IA (FHA|USDA|VA) 2 $300,000 $150,000 $1,463 4.81%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $295,000 $295,000 $450 4.63%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $295,000 $295,000 $2,611 5.75%
    Granbury, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,698 4.63%
    GREEN BAY, WI (FHA|USDA|VA) 2 $290,000 $145,000 $1,662 4.50%
    Rock Springs, WY (FHA|USDA|VA) 1 $285,000 $285,000 $7,959 5.63%
    MADERA, CA (FHA|USDA|VA) 1 $275,000 $275,000 $8,291 4.75%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,182 4.75%
    Scottsburg, IN (FHA|USDA|VA) 1 $275,000 $275,000 $450 5.13%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $270,000 $135,000 $3,622 4.63%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $265,000 $265,000 $655 5.00%
    Oak Harbor, WA (FHA|USDA|VA) 1 $265,000 $265,000 $5,451 5.00%
    Fairmont, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,582 4.75%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $260,000 $130,000 $986 5.00%
    Cullman, AL (FHA|USDA|VA) 2 $260,000 $130,000 $3,072 5.13%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,700 4.88%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $255,000 $255,000 $3,001 4.63%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $250,000 $125,000 $3,114 4.25%
    Fergus Falls, MN (FHA|USDA|VA) 3 $245,000 $81,667 $1,119 4.81%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $245,000 $245,000 $5,643 4.63%
    Ashland, OH (FHA|USDA|VA) 1 $235,000 $235,000 $1,886 4.63%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,375 4.00%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,839 5.00%
    Mount Sterling, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,655 4.88%
    Oskaloosa, IA (FHA|USDA|VA) 2 $230,000 $115,000 $1,329 5.19%
    EL CENTRO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $4,888 5.00%
    WICHITA, KS (FHA|USDA|VA) 1 $225,000 $225,000 $535 4.75%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,756 4.75%
    READING, PA (FHA|USDA|VA) 1 $205,000 $205,000 $6,098 4.13%
    Glasgow, KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,989 4.38%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,140 4.88%
    BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,825 3.88%
    LONGVIEW, WA (FHA|USDA|VA) 1 $185,000 $185,000 $450 5.38%
    The Dalles, OR (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.63%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $185,000 $185,000 $2,622 4.50%
    MEDFORD, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.75%
    Kirksville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,037 4.63%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,105 3.88%
    DUBUQUE, IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,105 4.75%
    Danville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $450 4.25%
    Laramie, WY (FHA|USDA|VA) 1 $175,000 $175,000 $2,687 4.75%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,398 4.25%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,259 5.13%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,517 5.38%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,776 5.50%
    GREENVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $500 5.13%
    GADSDEN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $7,043 5.50%
    Winona, MN (FHA|USDA|VA) 1 $135,000 $135,000 $574 5.25%
    Ottawa, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,174 4.63%
    Shawano, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,879 5.25%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $125,000 $125,000 $2,720 5.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $125,000 $125,000 $3,141 4.75%
    Hastings, NE (FHA|USDA|VA) 1 $125,000 $125,000 $3,531 4.63%
    ALBUQUERQUE, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,007 4.75%
    Emporia, KS (FHA|USDA|VA) 1 $115,000 $115,000 $1,974 4.88%
    Fremont, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,053 4.88%
    ROCKFORD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,123 4.88%
    Clearlake, CA (FHA|USDA|VA) 1 $115,000 $115,000 $5,811 3.88%
    Marshalltown, IA (FHA|USDA|VA) 1 $115,000 $115,000 $3,435 4.25%
    MOBILE, AL (FHA|USDA|VA) 1 $115,000 $115,000 $1,830 5.13%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,436 4.75%
    Mason City, IA (FHA|USDA|VA) 1 $105,000 $105,000 $2,184 4.63%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $105,000 $105,000 $1,332 4.88%
    Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $55 4.88%
    Norfolk, NE (FHA|USDA|VA) 1 $95,000 $95,000 $3,333 5.00%
    Wilmington, OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,820 4.00%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,105 4.50%
    Willmar, MN (FHA|USDA|VA) 1 $85,000 $85,000 $869 4.63%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $85,000 $85,000 $500 5.75%
    CLEVELAND, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,770 5.13%
    OCALA, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.75%
    North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,483 4.88%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,081 5.00%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $75,000 $75,000 $3,561 4.25%
    Bonham, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,704 6.13%
    Homeservices Lending's top markets include Minneapolis, Des Moines, Kansas City, Dallas, and Tucson among others.

    Their top states include:
  • Minnesota (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against HOMESERVICES LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GREAT RIVER FEDERAL CREDIT UNION
    Similarity Rank: 12
    SANTA CLARA COUNTY
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    Westport Federal Credit Union
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    The Torrington Savings Bank
    Similarity Rank: 32
    People's Community Federal Credit Union
    Similarity Rank: 33
    Notre Dame Community Federal Credit Union
    Similarity Rank: 38
    Union Savings Bank
    Similarity Rank: 44
    MYPOINT Credit Union
    Similarity Rank: 55
    PAWTUCKET
    Similarity Rank: 60
    Middlesex Savings Bank
    Similarity Rank: 65

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,245 $1,755,965,000 $242,369 $2,623 4.68%
    FHA 1,165 $234,645,000 $201,412 $5,212 4.69%
    VA 667 $174,855,000 $262,151 $5,360 4.52%
    USDA 181 $26,565,000 $146,768 $2,449 4.46%

    For 2018, Homeservices Lending's most frequently originated type of loan was Conventional, with 7,245 originations. Their 2nd most popular type was FHA, with 1,165 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,805 $2,068,375,000 $234,909 $3,111 4.66%
    Cash Out Refi 223 $59,995,000 $269,036 $3,802 4.79%
    Refi 185 $54,885,000 $296,676 $3,378 4.57%
    Other 41 $7,775,000 $189,634 $3,443 4.84%
    Home Improvement 4 $1,000,000 $250,000 $3,019 4.66%

    For 2018, Homeservices Lending's most frequently cited loan purpose was Home Purchase, with 8,805 originations. The 2nd most popular reason was Cash Out Refi, with 223 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,575 $2,096,565,000 $244,497 $3,183 4.69%
    15 Year 331 $69,455,000 $209,834 $2,889 4.19%
    10 Year 201 $2,965,000 $14,751 $444 4.36%
    20 Year 93 $19,285,000 $207,366 $2,368 4.49%
    5 Year 43 $625,000 $14,535 $42 0.00%
    Other 15 $3,135,000 $209,000 $3,226 4.96%

    For 2018, Homeservices Lending's most frequently cited loan duration was 30 Year, with 8,575 originations. The 2nd most popular length was 15 Year, with 331 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,154 $1,341,490,000 $217,987
    $1k-2k 2,291 $598,845,000 $261,390
    $2k-3k 374 $112,190,000 $299,973
    $3k-4k 147 $49,415,000 $336,156
    $5k+ 105 $54,735,000 $521,286
    $4k-5k 56 $22,880,000 $408,571

    Homeservices Lending's average total fees were $3,183, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,154 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 6,855 $1,727,525,000 $252,009
    5-6% 1,472 $289,580,000 $196,726
    3-4% 717 $169,635,000 $236,590
    <2.5% 30 $160,000 $5,333
    6-7% 21 $3,205,000 $152,619
    2.5-3% 3 $495,000 $165,000

    During 2018, Homeservices Lending's average interest rate for loans was 4.69%, while their most frequently originated rate bucket for loans was 4-5%, with 6,855 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,899 $1,062,395,000 $272,479 $3,463 4.64%
    $100k-200k 3,394 $522,100,000 $153,830 $2,497 4.70%
    $100,000 or less 954 $48,870,000 $51,226 $1,705 4.68%
    $400k-600k 749 $351,475,000 $469,259 $4,594 4.61%
    $600k-1MM 222 $159,900,000 $720,270 $5,803 4.57%
    $1MM+ 40 $47,290,000 $1,182,250 $6,439 4.38%

    2018 saw Homeservices Lending place emphasis on $200k-400k loans with 3,899 originations, totaling $1,062,395,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,458 $430,810,000 $175,269 $2,747 4.66%
    $100k-150k 1,895 $547,335,000 $288,831 $3,560 4.65%
    $75k-100k 1,807 $406,515,000 $224,967 $3,172 4.69%
    $50k or less 1,646 $204,590,000 $124,295 $2,246 4.66%
    $150k-250k 1,055 $395,155,000 $374,555 $3,927 4.64%
    $250k+ 397 $207,625,000 $522,985 $4,407 4.64%

    Homeservices Lending lent most frequently to those with incomes in the $50k-75k range, with 2,458 originations. The second most popular income band? $100k-150k, with 1,895 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,839 $412,125,000 $224,103 $2,825 4.62%
    30-36% 1,709 $398,475,000 $233,163 $2,934 4.64%
    <20% 431 $92,415,000 $214,420 $2,726 4.55%
    50-60% 390 $96,120,000 $246,462 $5,606 4.64%
    49% 387 $95,955,000 $247,946 $3,273 4.69%
    41% 382 $97,380,000 $254,921 $3,373 4.68%
    42% 368 $96,500,000 $262,228 $3,173 4.68%
    43% 366 $82,310,000 $224,891 $2,972 4.74%
    37% 361 $83,435,000 $231,122 $3,030 4.67%
    40% 360 $85,480,000 $237,444 $3,123 4.66%
    39% 355 $88,275,000 $248,662 $3,216 4.71%
    38% 355 $91,035,000 $256,437 $3,211 4.69%
    44% 351 $82,185,000 $234,145 $3,052 4.76%
    48% 335 $80,645,000 $240,731 $2,876 4.72%
    36% 324 $77,170,000 $238,179 $2,882 4.69%
    45% 313 $76,505,000 $244,425 $3,313 4.67%
    47% 309 $74,545,000 $241,246 $3,267 4.69%
    46% 305 $75,295,000 $246,869 $3,130 4.67%
    >60% 18 $6,180,000 $343,333 $6,300 4.56%

    Homeservices Lending lent most frequently to those with DTI ratios of 20-30%, with 1,839 originations. The next most common DTI ratio? 30-36%, with 1,709 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,538 $1,738,000,000 $230,565 $3,055 4.66%
    Not provided 986 $272,790,000 $276,663 $3,439 4.68%
    Asian 346 $101,360,000 $292,948 $3,619 4.61%
    Black 309 $58,405,000 $189,013 $3,310 4.68%
    American Indian 43 $9,785,000 $227,558 $3,733 4.61%
    Native Hawaiian or Islander 19 $4,375,000 $230,263 $4,105 4.79%
    Asian Indian 6 $2,590,000 $431,667 $5,225 4.69%
    Chinese 3 $2,395,000 $798,333 $4,386 4.42%
    Filipino 3 $1,115,000 $371,667 $5,822 4.67%
    Other Pacific Islander 2 $590,000 $295,000 $6,543 4.81%
    Other Asian 2 $350,000 $175,000 $1,998 4.56%
    Vietnamese 1 $275,000 $275,000 $2,679 4.00%

    Approval Rates

    Total approvals of all applications
    94.12%

    Homeservices Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.37%

    Homeservices Lending has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 16 $260,000 $16,250
    50.0 12 $180,000 $15,000
    NA 9,230 $2,191,590,000 $237,442

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 68 $9,470,000 $139,265
    Single Family (1-4 Units):Site-Built 9,190 $2,182,560,000 $237,493

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 198 $34,400,000 $173,737 $3,136 4.53%
    40-60% 542 $130,080,000 $240,000 $3,081 4.54%
    60-80% 2,533 $722,095,000 $285,075 $3,156 4.69%
    80-100% 5,513 $1,273,265,000 $230,957 $3,096 4.68%
    Over 100% 96 $27,480,000 $286,250 $9,484 4.48%
    Under 20% 376 $4,710,000 $12,527 $394 4.27%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Home Servicing LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%