SPOKANE - SPOKANE VALLEY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Spokane - Spokane Valley averaged 6.71% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.65% and one month ago for the week of 2024-03-07, the average rate was 6.81%.

Spokane - Spokane Valley's average rate one year ago was 6.11%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Spokane - Spokane Valley 30 Year Fixed Rate 2024-04-11 6.71%
Spokane - Spokane Valley 30 Year Fixed Rate Refi 2024-04-11 7.95%
Spokane - Spokane Valley 15 Year Fixed Rate 2024-04-11 6.33%
Spokane - Spokane Valley 15 Year Fixed Rate Refi 2024-04-11 6.06%
Spokane - Spokane Valley 30 Year FHA 2024-04-11 6.86%
Spokane - Spokane Valley 30 Year FHA Refi 2024-04-11 6.94%
Spokane - Spokane Valley 30 Year USDA 2024-04-11 6.51%
Spokane - Spokane Valley 30 Year USDA Refi 2024-04-11 6.61%
Spokane - Spokane Valley 30 Year VA 2024-04-11 6.54%
Spokane - Spokane Valley 30 Year VA Refi 2024-04-11 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPOKANE-SPOKANE VALLEY, WA.

SPOKANE - SPOKANE VALLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPOKANE-SPOKANE VALLEY, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 319 6.67% $8,154
QUICKEN LOANS, LLC 299 6.65% $7,718
Sunflower Bank 260 6.59% $8,356
SPOKANE TEACHERS 214 6.82% $6,652
CMG MORTGAGE, INC. 158 6.82% $7,189
DHI MORTGAGE COMPANY, LTD. 144 5.78% $3,091
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 144 6.87% $7,122
GUILD MORTGAGE COMPANY 131 6.91% $8,083
AMERICAN PACIFIC MORTGAGE CORPORATION 125 6.90% $9,260
American Mortgage & Equity Consultants, Inc. 125 6.79% $9,103
Washington Trust Bank 115 6.65% $5,467
Boeing Employees Credit Union 105 6.50% $4,238
NUMERICA CREDIT UNION 104 6.93% $8,357
CORNERSTONE HOME LENDING, INC. 90 6.99% $8,355
Glacier Bank 84 6.70% $8,460
IDAHO CENTRAL 78 6.54% $7,112
CROSSCOUNTRY MORTGAGE, LLC 77 7.18% $8,263
Wheatland Bank 72 6.54% $8,170
JPMorgan Chase Bank 67 6.77% $5,085
MOVEMENT MORTGAGE, LLC 66 6.87% $9,402
U.S. Bank 59 6.53% $5,554
Sierra Pacific Mortgage Company, Inc. 57 6.65% $8,964
ACADEMY MORTGAGE CORPORATION 57 6.68% $7,394
EAGLE HOME MORTGAGE, LLC 52 5.72% $6,481
GUARANTEED RATE, INC. 49 6.98% $6,892
PENRITH HOME LOANS LLC 46 6.82% $8,283
HOMEBRIDGE FINANCIAL SERVICES, INC. 45 6.38% $8,765
Wells Fargo Bank 42 6.69% $5,396
Northpointe Bank 41 6.90% $7,836
Banner Bank 37 6.79% $6,315
WASHINGTON STATE EMPLOYEES Credit Union 37 6.51% $3,774
Umpqua Bank 37 6.89% $7,700
CHURCHILL MORTGAGE CORPORATION 35 6.89% $8,429
PREMIER LENDING, INC. 34 5.86% $6,515
Willamette Valley Bank 33 6.69% $9,297
GESA 30 6.61% $7,689
HORIZON 26 7.10% $6,184
LOANDEPOT.COM, LLC 26 6.62% $8,082
SUMMIT FUNDING, INC. 25 6.62% $10,231
PREMIER MORTGAGE RESOURCES, L.L.C. 25 6.53% $9,740
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 24 7.23% $8,508
EVERETT FINANCIAL, INC. 22 6.59% $8,091
PENNYMAC LOAN SERVICES, LLC 21 6.32% $7,831
CARDINAL FINANCIAL 20 6.74% $11,577
Bank of America 20 6.53% $5,233
CANOPY MORTGAGE, LLC 19 7.47% $15,123
PROVIDENT FUNDING ASSOCIATES, L.P. 19 6.57% $6,083
Mr. Cooper ( Nationstar Mortgage ) 18 6.63% $9,805
MANN FINANCIAL INC. 17 6.48% $7,377
BROKER SOLUTIONS, INC. 17 7.12% $8,113
HOMESIDE FINANCIAL, LLC 17 6.64% $8,323
KeyBank 17 6.49% $6,661
Alaska USA Federal Credit Union 16 6.56% $5,762
BAY EQUITY LLC 16 6.78% $6,143
T2 FINANCIAL LLC 16 6.68% $9,141
Paramount Residential Mortgage Group, Inc. 16 6.93% $8,055
AXIA FINANCIAL, LLC 15 6.60% $8,701
GENEVA FINANCIAL, LLC 15 7.33% $8,444
LEADERONE FINANCIAL CORPORATION 14 6.45% $8,492
SAMMAMISH MORTGAGE COMPANY 14 6.69% $6,660
NBKC BANK 13 6.66% $4,012
ENVOY MORTGAGE, LTD 13 7.04% $7,733
HomeStreet Bank 12 6.83% $7,176
NEWREZ LLC 11 6.95% $8,924
Morgan Stanley Private Bank 11 6.30% $3,376
AMERISAVE MORTGAGE CORPORATION 11 6.40% $12,127
ZILLOW HOME LOANS, LLC 11 6.60% $4,896
USAA Federal Savings Bank 10 6.76% $5,370
S1L, Inc. 10 6.75% $8,221
CALIBER HOME LOANS, INC. 9 6.84% $6,756
Mortgage Research Center, LLC 9 6.60% $4,676
Century Mortgage Company DBA Century Lending Company 9 6.61% $5,414
Flagstar Bank, FSB 9 6.78% $7,514
NAVY FEDERAL CREDIT UNION 9 6.64% $8,336
SUMMIT MORTGAGE CORPORATION 9 6.95% $5,651
First Interstate Bank 8 6.11% $5,231
BETTER MORTGAGE CORPORATION 8 6.44% $6,725
The Huntington National Bank 8 6.70% $6,134
PRIORITY HOME LENDING, LLC 7 6.91% $6,854
DEEPHAVEN MORTGAGE LLC 7 8.80% $9,268
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.96% $7,075
MUTUAL OF OMAHA MORTGAGE, INC. 7 6.73% $11,043
Washington Federal Bank 6 6.71% $9,950
OnPoint Community Credit Union 6 6.63% $5,730
FREEDOM MORTGAGE CORPORATION 6 7.02% $7,238
TBI MORTGAGE COMPANY 5 5.62% $6,111
The Loan Store, Inc. 5 7.08% $5,748
Zions Bank 4 6.19% $5,439
Equity Prime Mortgage LLC 4 7.06% $10,068
BMO Harris Bank 4 6.34% $6,732
Ally Bank 4 6.25% $8,471
GUARANTEED RATE AFFINITY, LLC 4 7.33% $5,903
Bank of England 4 7.16% $7,547
SPOKANE FIREFIGHTERS CREDIT UNION 4 7.41% $5,179
ON Q FINANCIAL, INC. 4 6.65% $5,802
PLANET HOME LENDING, LLC 4 7.22% $6,757
LAKEVIEW LOAN SERVICING, LLC 4 6.90% $9,372
1st Security Bank of Washington 4 6.84% $7,015
Potlatch No. 1 Financial Credit Union 4 6.44% $5,457
NATIONS DIRECT MORTGAGE, LLC 4 7.22% $7,750
Charles Schwab Bank, SSB 3 5.94% $2,454
Waterstone Mortgage Corporation 3 7.13% $6,889
Raymond James Bank 3 6.33% $2,583
Commerce Home Mortgage, Inc. 3 7.79% $9,358
JMJ FINANCIAL GROUP 3 9.71% $8,349
Citibank 3 5.88% $6,683
Northwest Farm Credit Services, FLCA 3 7.10% $7,363
DIRECTORS MORTGAGE, INC. 3 7.08% $6,987
Axos Bank 3 6.42% $12,398
FIRST TECHNOLOGY 3 6.63% $4,590
Discover Bank 3 6.66% $0
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 7.37% $7,300
Stifel Bank and Trust 3 6.08% $3,035
NFM, INC. 3 7.29% $6,059
SUN WEST MORTGAGE COMPANY, INC. 3 7.07% $8,333
CHERRY CREEK MORTGAGE, LLC 3 6.54% $379
LADERA LENDING, INC. 3 6.92% $6,033
RBC Bank, (Georgia) 2 6.31% $2,187
21ST MORTGAGE CORPORATION 2 7.70% $4,581
AMERICAN FINANCING CORPORATION 2 6.25% $10,015
AMERICAN HERITAGE LENDING, INC. 2 9.38% $7,514
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.94% $16,374
Bank of Idaho 2 6.63% $6,041
Carrington Mortgage Services, LLC 2 6.06% $7,405
DAS Acquisition Company, LLC 2 7.56% $6,167
Farmers Bank & Trust 2 6.88% $4,374
First Federal Savings and Loan Association of Port Angeles 2 6.25% $6,237
HAPO COMMUNITY CREDIT UNION 2 6.81% $6,258
HOMEXPRESS MORTGAGE CORP. 2 8.94% $13,653
Lakeview Community Capital, LLC 2 6.00% $8,945
LENDSURE MORTGAGE CORP. 2 7.94% $14,894
MID AMERICA MORTGAGE, INC. 2 7.13% $3,136
MORTGAGE ACCESS CORP. 2 7.43% $7,435
NexBank 2 7.06% $4,113
Plains Commerce Bank 2 6.69% $7,082
Platinum Home Mortgage Corporation 2 6.50% $8,821
PNC Bank 2 6.56% $7,736
PREMIA MORTGAGE, LLC 2 6.76% $601
RED CANOE CREDIT UNION 2 5.50% $29,439
RESIDENTIAL BANCORP 2 7.63% $16,973
ROYAL UNITED MORTGAGE LLC 2 6.75% $6,040
Servion, Inc. 2 6.50% $3,195
SOUND 2 6.25% $2,990
The Central Trust Bank 2 6.13% $3,232
TRIAD FINANCIAL SERVICES, INC. 2 7.44% $6,970
VAN DYK MORTGAGE CORPORATION 2 6.88% $1,176
Network Funding, L.P. 1 6.63% $11,917
BANC ONE MORTGAGE CORPORATION 1 5.88% $3,405
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.99% $8,515
NASA Federal Credit Union 1 7.00% $6,527
MORTGAGE LENDING GROUP LLC 1 6.50% $12,018
MORTGAGE EXPRESS, LLC 1 6.99% $4,905
MICHIGAN MUTUAL, INC. 1 5.88% $18,045
Prosperity Home Mortgage, LLC 1 6.38% $4,715
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.50% $15,621
LPMC, LLC 1 6.88% $5,037
RANLIFE, INC. 1 7.50% $19,860
LOANPAL, LLC 1 6.13% $6,128
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $10,479
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.38% $4,296
ARC HOME LLC 1 8.63% $4,044
Rivermark Community Credit Union 1 7.25% $4,316
WESCOM CENTRAL CREDIT UNION 1 7.88% $4,284
KELLER MORTGAGE, LLC 1 6.38% $2,218
Ixonia Bank 1 6.63% $4,409
SeaTrust Mortgage Company 1 7.13% $11,410
SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $10,836
SECURITY SERVICE 1 5.63% $2,520
WHATCOM EDUCATIONAL CREDIT UNION 1 6.88% $3,908
INFINITY EQUITY GROUP, INC. 1 6.99% $4,975
SIRVA MORTGAGE, INC. 1 6.75% $13,200
AmeriHome Mortgage Company, LLC 1 7.13% $15,556
Southwest Airlines Federal Credit Union 1 7.25% $6,247
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $4,808
Heritage Bank 1 6.50% $15,407
GoPrime Mortgage, Inc. 1 6.88% $7,329
Strong Home Mortgage, LLC 1 6.88% $4,052
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 8.13% $7,816
Golden Empire Mortgage, Inc. 1 7.38% $11,108
Franklin Loan Corporation 1 7.38% $5,358
First Western Trust Bank 1 5.75% $5,288
First Republic Bank 1 4.25% $5,236
First Horizon Bank 1 7.38% $4,049
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $14,377
The Federal Savings Bank 1 7.13% $10,206
First Federal Bank 1 6.50% $4,405
Citadel Servicing Corporation 1 8.75% $12,612
TIB The Independent Bankersbank 1 6.63% $17,488
AMERICAN FINANCIAL NETWORK, INC. 1 7.13% $3,742
TRUWEST Credit Union 1 7.25% $3,784
TWINSTAR 1 7.50% $1,653
UBS Bank USA 1 6.63% $4,290
CASTPARTS EMPLOYEES 1 6.75% $3,393
CANOPY 1 6.88% $5,025
CALCON MUTUAL MORTGAGE LLC 1 6.13% $17,723
BOKF 1 6.63% $9,441
Utah Power 1 5.88% $3,920
ADVANCIAL 1 8.88% $6,683
V.I.P. MORTGAGE, INC. 1 7.37% $6,048
OCMBC, INC. 1 7.75% $12,627
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.38% $10,119
OAKTREE FUNDING CORP. 1 7.63% $9,074
Notre Dame Federal Credit Union Corporation 1 6.75% $5,803
North American Savings Bank, F.S.B. 1 8.50% $7,467
PENTAGON FEDERAL CREDIT UNION 1 5.63% $8,141
PHH Mortgage Corporation 1 6.00% $6,403
Warsaw Federal Savings and Loan Association 1 7.35% $4,021
NMSI, INC. 1 7.50% $4,134
BNC National Bank 1 5.63% $7,331
PLAZA HOME MORTGAGE, INC. 1 7.38% $9,603
Bank of the Pacific 1 6.13% $5,364

SPOKANE - SPOKANE VALLEY Average Closing Costs & Other Stats

SPOKANE-SPOKANE VALLEY, WA's 211 lenders originated 11,806 loans during 2023. The total origination value was $3,256,380,000, with an average loan value of $275,824.

SPOKANE - SPOKANE VALLEY's average closing costs are $5,651.

The top SPOKANE - SPOKANE VALLEY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 319 loans originated. Their average total fees are $8,154, which is $436 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,091), Morgan Stanley Private Bank ($3,376), WASHINGTON STATE EMPLOYEES Credit Union ($3,774), NBKC BANK ($4,012) and Boeing Employees Credit Union ($4,238).

The lowest rate SPOKANE - SPOKANE VALLEY lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.72%), DHI MORTGAGE COMPANY, LTD. (5.78%), PREMIER LENDING, INC. (5.86%), Morgan Stanley Private Bank (6.30%) and PENNYMAC LOAN SERVICES, LLC (6.32%).

SPOKANE-SPOKANE VALLEY, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
SPOKANE TEACHERS $501,270,000 $216,595,000 -56.8% 6.7%
UNITED WHOLESALE MORTGAGE, LLC $280,255,000 $205,070,000 -26.8% 6.3%
Sunflower Bank $187,895,000 $152,735,000 -18.7% 4.7%
QUICKEN LOANS, LLC $265,125,000 $142,905,000 -46.1% 4.4%
Washington Trust Bank $227,380,000 $129,985,000 -42.8% 4.0%
NUMERICA CREDIT UNION $306,240,000 $111,285,000 -63.7% 3.4%
CMG MORTGAGE, INC. $45,825,000 $101,005,000 120.4% 3.1%
DHI MORTGAGE COMPANY, LTD. $58,505,000 $85,225,000 45.7% 2.6%
American Mortgage & Equity Consultants, Inc. $84,445,000 n/a 2.6%
Boeing Employees Credit Union $179,380,000 $71,840,000 -60.0% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $100,645,000 $71,375,000 -29.1% 2.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $69,880,000 $70,420,000 0.8% 2.2%
Banner Bank $102,730,000 $70,185,000 -31.7% 2.2%
GUILD MORTGAGE COMPANY $99,055,000 $68,330,000 -31.0% 2.1%
CORNERSTONE HOME LENDING, INC. $6,120,000 $52,310,000 754.7% 1.6%
U.S. Bank $75,420,000 $52,040,000 -31.0% 1.6%
Glacier Bank $114,755,000 $48,955,000 -57.3% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $23,625,000 $48,830,000 106.7% 1.5%
Wheatland Bank $61,525,000 $46,685,000 -24.1% 1.4%
Mortgage Research Center, LLC $57,240,000 $46,500,000 -18.8% 1.4%
Umpqua Bank $85,810,000 $44,255,000 -48.4% 1.4%
IDAHO CENTRAL $30,810,000 $42,840,000 39.0% 1.3%
MOVEMENT MORTGAGE, LLC $41,530,000 $38,105,000 -8.2% 1.2%
GESA $86,605,000 $33,465,000 -61.4% 1.0%
WASHINGTON STATE EMPLOYEES Credit Union $44,465,000 $33,435,000 -24.8% 1.0%
EAGLE HOME MORTGAGE, LLC $1,435,000 $30,860,000 2,050.5% 0.9%
ACADEMY MORTGAGE CORPORATION $31,835,000 $26,885,000 -15.5% 0.8%
WALKER & DUNLOP, LLC $52,205,000 $26,575,000 -49.1% 0.8%
GUARANTEED RATE, INC. $35,310,000 $26,375,000 -25.3% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $104,320,000 $24,890,000 -76.1% 0.8%
Sierra Pacific Mortgage Company, Inc. $39,110,000 $24,780,000 -36.6% 0.8%
PENRITH HOME LOANS LLC $29,140,000 $24,460,000 -16.1% 0.8%
JPMorgan Chase Bank $56,760,000 $23,900,000 -57.9% 0.7%
Wells Fargo Bank $49,125,000 $23,635,000 -51.9% 0.7%
Arbor Realty Trust, Inc. $31,790,000 $22,630,000 -28.8% 0.7%
Bank of America $28,225,000 $22,480,000 -20.4% 0.7%
First Interstate Bank $179,650,000 $22,420,000 -87.5% 0.7%
Northpointe Bank $44,700,000 $21,815,000 -51.2% 0.7%
Willamette Valley Bank $40,225,000 $21,180,000 -47.3% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $20,970,000 n/a 0.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $23,150,000 $20,880,000 -9.8% 0.6%
NAVY FEDERAL CREDIT UNION $26,830,000 $20,845,000 -22.3% 0.6%
HORIZON $36,540,000 $20,355,000 -44.3% 0.6%
Coastal Community Bank $19,710,000 n/a 0.6%
SUMMIT FUNDING, INC. $42,665,000 $19,220,000 -55.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $41,390,000 $19,200,000 -53.6% 0.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $21,950,000 $18,880,000 -14.0% 0.6%
CHURCHILL MORTGAGE CORPORATION $13,695,000 $18,665,000 36.3% 0.6%
LOANDEPOT.COM, LLC $71,595,000 $17,675,000 -75.3% 0.5%
ENVOY MORTGAGE, LTD $37,770,000 $15,760,000 -58.3% 0.5%
FREEDOM MORTGAGE CORPORATION $49,705,000 $15,205,000 -69.4% 0.5%
PREMIER LENDING, INC. $15,275,000 $15,005,000 -1.8% 0.5%
CARDINAL FINANCIAL $13,020,000 $13,785,000 5.9% 0.4%
LEADERONE FINANCIAL CORPORATION $33,015,000 $12,310,000 -62.7% 0.4%
EVERETT FINANCIAL, INC. $11,780,000 $12,055,000 2.3% 0.4%
CANOPY MORTGAGE, LLC $1,320,000 $11,930,000 803.8% 0.4%
T2 FINANCIAL LLC $1,130,000 $11,830,000 946.9% 0.4%
HomeStreet Bank $51,800,000 $11,085,000 -78.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $34,830,000 $10,820,000 -68.9% 0.3%
NBKC BANK $12,890,000 $10,635,000 -17.5% 0.3%
Paramount Residential Mortgage Group, Inc. $25,850,000 $10,345,000 -60.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $24,125,000 $10,325,000 -57.2% 0.3%
BAY EQUITY LLC $8,840,000 $10,220,000 15.6% 0.3%
KeyBank $19,235,000 $9,450,000 -50.9% 0.3%
USAA Federal Savings Bank $18,105,000 $9,350,000 -48.4% 0.3%
BROKER SOLUTIONS, INC. $21,190,000 $9,345,000 -55.9% 0.3%
CANOPY $12,360,000 $8,840,000 -28.5% 0.3%
MANN FINANCIAL INC. $19,465,000 $8,505,000 -56.3% 0.3%
GENEVA FINANCIAL, LLC $11,445,000 $8,340,000 -27.1% 0.3%
Flagstar Bank, FSB $73,070,000 $8,165,000 -88.8% 0.3%
The Federal Savings Bank $11,690,000 $8,070,000 -31.0% 0.2%
RF Renovo Management Company, LLC $8,015,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $66,945,000 $7,970,000 -88.1% 0.2%
NEWREZ LLC $16,040,000 $7,950,000 -50.4% 0.2%
Alaska USA Federal Credit Union $25,230,000 $7,925,000 -68.6% 0.2%
iQ Credit Union $875,000 $7,875,000 800.0% 0.2%
AXIA FINANCIAL, LLC $2,665,000 $7,455,000 179.7% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,295,000 $7,205,000 118.7% 0.2%
Century Mortgage Company DBA Century Lending Company $1,670,000 $6,800,000 307.2% 0.2%
LENDINGHOME FUNDING CORPORATION $6,920,000 $6,760,000 -2.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,225,000 $6,685,000 7.4% 0.2%
SAMMAMISH MORTGAGE COMPANY $3,730,000 $6,535,000 75.2% 0.2%
Washington Federal Bank $11,740,000 $6,420,000 -45.3% 0.2%
S1L, Inc. $6,370,000 $6,120,000 -3.9% 0.2%
The Huntington National Bank $9,360,000 $5,960,000 -36.3% 0.2%
SUMMIT MORTGAGE CORPORATION $5,455,000 $5,830,000 6.9% 0.2%
Axos Bank $1,590,000 $5,315,000 234.3% 0.2%
MID AMERICA MORTGAGE, INC. $3,440,000 $5,290,000 53.8% 0.2%
CALIBER HOME LOANS, INC. $111,945,000 $5,205,000 -95.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $8,105,000 $5,055,000 -37.6% 0.2%
Morgan Stanley Private Bank $6,205,000 $4,965,000 -20.0% 0.2%
READYCAP COMMERCIAL, LLC $4,955,000 n/a 0.2%
Figure Lending LLC $3,615,000 $4,835,000 33.7% 0.1%
OCMBC, INC. $1,620,000 $4,715,000 191.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $550,000 $4,675,000 750.0% 0.1%
ZILLOW HOME LOANS, LLC $4,370,000 $4,590,000 5.0% 0.1%
LONGBRIDGE FINANCIAL, LLC $17,355,000 $4,585,000 -73.6% 0.1%
1st Security Bank of Washington $5,635,000 $4,555,000 -19.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $18,935,000 $4,425,000 -76.6% 0.1%
SPOKANE FIREFIGHTERS CREDIT UNION $6,655,000 $4,220,000 -36.6% 0.1%
Discover Bank $3,675,000 $4,205,000 14.4% 0.1%
NEW DAY FINANCIAL, LLC $10,525,000 $4,180,000 -60.3% 0.1%
Potlatch No. 1 Financial Credit Union $4,060,000 $3,930,000 -3.2% 0.1%
PLANET HOME LENDING, LLC $4,650,000 $3,680,000 -20.9% 0.1%
Carrington Mortgage Services, LLC $6,390,000 $3,555,000 -44.4% 0.1%
NATIONS DIRECT MORTGAGE, LLC $3,950,000 $3,530,000 -10.6% 0.1%
BETTER MORTGAGE CORPORATION $18,790,000 $3,450,000 -81.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,940,000 $3,420,000 -30.8% 0.1%
DEEPHAVEN MORTGAGE LLC $550,000 $2,880,000 423.6% 0.1%
GREYSTONE SERVICING COMPANY LLC $2,805,000 n/a 0.1%
TBI MORTGAGE COMPANY $2,785,000 n/a 0.1%
Citibank $12,660,000 $2,770,000 -78.1% 0.1%
Zions Bank $2,575,000 $2,770,000 7.6% 0.1%
BMO Harris Bank $6,335,000 $2,715,000 -57.1% 0.1%
PRIORITY HOME LENDING, LLC $18,480,000 $2,690,000 -85.4% 0.1%
Equity Prime Mortgage LLC $1,220,000 $2,605,000 113.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,545,000 n/a 0.1%
Avista Corporation Credit Union $5,575,000 $2,510,000 -55.0% 0.1%
Ixonia Bank $2,495,000 n/a 0.1%
Charles Schwab Bank, SSB $1,740,000 $2,485,000 42.8% 0.1%
PNC Bank $13,935,000 $2,470,000 -82.3% 0.1%
Plains Commerce Bank $4,690,000 $2,455,000 -47.7% 0.1%
Third Federal Savings and Loan Association of Cleveland $4,070,000 $2,435,000 -40.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,710,000 $2,415,000 41.2% 0.1%
Commerce Home Mortgage, Inc. $375,000 $2,410,000 542.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $4,900,000 $2,330,000 -52.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,095,000 $2,325,000 -54.4% 0.1%
ON Q FINANCIAL, INC. $1,530,000 $2,290,000 49.7% 0.1%
OnPoint Community Credit Union $755,000 $2,230,000 195.4% 0.1%
FIRST TECHNOLOGY $4,670,000 $2,130,000 -54.4% 0.1%
21ST MORTGAGE CORPORATION $1,960,000 $2,085,000 6.4% 0.1%
Ally Bank $3,335,000 $2,065,000 -38.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,630,000 $2,035,000 -56.0% 0.1%
CHERRY CREEK MORTGAGE, LLC $16,390,000 $1,920,000 -88.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $4,240,000 $1,910,000 -55.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,785,000 n/a 0.1%
Bank of England $2,125,000 $1,780,000 -16.2% 0.1%
LOANPAL, LLC $3,525,000 $1,775,000 -49.6% 0.1%
PHH Mortgage Corporation $5,770,000 $1,690,000 -70.7% 0.1%
VILLAGE CAPITAL MORTGAGE $445,000 $1,675,000 276.4% 0.1%
ALLIANT CREDIT UNION $1,570,000 $1,595,000 1.6% 0.0%
Seattle Metropolitan Credit Union $9,965,000 $1,555,000 -84.4% 0.0%
The Loan Store, Inc. $1,495,000 n/a 0.0%
SPRING EQ, LLC $3,545,000 $1,490,000 -58.0% 0.0%
TWINSTAR $1,460,000 n/a 0.0%
Stifel Bank and Trust $4,335,000 $1,450,000 -66.6% 0.0%
Waterstone Mortgage Corporation $985,000 $1,410,000 43.1% 0.0%
Strong Home Mortgage, LLC $6,000,000 $1,395,000 -76.8% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,915,000 $1,365,000 -53.2% 0.0%
RED CANOE CREDIT UNION $430,000 $1,345,000 212.8% 0.0%
Lakeview Community Capital, LLC $1,840,000 $1,335,000 -27.4% 0.0%
NFM, INC. $3,275,000 $1,330,000 -59.4% 0.0%
MORTGAGE ACCESS CORP. $1,285,000 n/a 0.0%
RESIDENTIAL BANCORP $1,405,000 $1,275,000 -9.3% 0.0%
INTERCAP LENDING INC. $455,000 $1,255,000 175.8% 0.0%
Raymond James Bank $1,255,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $3,510,000 $1,245,000 -64.5% 0.0%
Northwest Farm Credit Services, FLCA $855,000 $1,215,000 42.1% 0.0%
First Federal Bank $1,180,000 n/a 0.0%
KINECTA $255,000 $1,170,000 358.8% 0.0%
MORTGAGE LENDING GROUP LLC $1,300,000 $1,155,000 -11.2% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,670,000 $1,150,000 -68.7% 0.0%
MOUNTAIN AMERICA $6,480,000 $1,145,000 -82.3% 0.0%
Armed Forces Bank $1,620,000 $1,140,000 -29.6% 0.0%
AMERICAN FINANCING CORPORATION $9,285,000 $1,085,000 -88.3% 0.0%
First Republic Bank $20,090,000 $1,085,000 -94.6% 0.0%
Bank of Idaho $575,000 $1,070,000 86.1% 0.0%
HomeTrust Bank $110,000 $1,060,000 863.6% 0.0%
PREMIA MORTGAGE, LLC $1,160,000 $1,025,000 -11.6% 0.0%
AMERICAN HERITAGE LENDING, INC. $345,000 $1,015,000 194.2% 0.0%
The Central Trust Bank $1,445,000 $1,000,000 -30.8% 0.0%
NexBank $2,135,000 $980,000 -54.1% 0.0%
Farmers Bank & Trust $335,000 $960,000 186.6% 0.0%
RANLIFE, INC. $405,000 $960,000 137.0% 0.0%
LENDSURE MORTGAGE CORP. $990,000 $945,000 -4.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,475,000 $930,000 -36.9% 0.0%
Goldwater Bank, N.A. $600,000 $910,000 51.7% 0.0%
V.I.P. MORTGAGE, INC. $840,000 $905,000 7.7% 0.0%
LADERA LENDING, INC. $3,370,000 $895,000 -73.4% 0.0%
Heritage Bank $875,000 n/a 0.0%
RBC Bank, (Georgia) $715,000 $865,000 21.0% 0.0%
DIRECTORS MORTGAGE, INC. $7,655,000 $835,000 -89.1% 0.0%
Loan Simple, Inc. $785,000 $825,000 5.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $820,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $1,545,000 $820,000 -46.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $3,535,000 $815,000 -76.9% 0.0%
SECURITY SERVICE $785,000 $795,000 1.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,865,000 $785,000 -57.9% 0.0%
BNC National Bank $1,835,000 $750,000 -59.1% 0.0%
Network Funding, L.P. $735,000 n/a 0.0%
Prosperity Home Mortgage, LLC $730,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $3,275,000 $715,000 -78.2% 0.0%
Wallick & Volk, Inc. $5,360,000 $710,000 -86.8% 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $875,000 $700,000 -20.0% 0.0%
DAS Acquisition Company, LLC $695,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,155,000 $675,000 -41.6% 0.0%
Barrington Bank & Trust Company, N.A. $1,065,000 $660,000 -38.0% 0.0%
Peoples Bank $1,060,000 $655,000 -38.2% 0.0%
NEXERA HOLDING LLC $3,145,000 $645,000 -79.5% 0.0%
Servion, Inc. $2,680,000 $645,000 -75.9% 0.0%
First Federal Savings and Loan Association of Port Angeles $5,605,000 $635,000 -88.7% 0.0%
VAN DYK MORTGAGE CORPORATION $735,000 $630,000 -14.3% 0.0%
HAPO COMMUNITY CREDIT UNION $465,000 $620,000 33.3% 0.0%
SIRVA MORTGAGE, INC. $1,660,000 $605,000 -63.6% 0.0%
Notre Dame Federal Credit Union Corporation $585,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $520,000 $585,000 12.5% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $4,160,000 $565,000 -86.4% 0.0%
Logan Finance Corporation $550,000 n/a 0.0%
JMJ FINANCIAL GROUP $345,000 $535,000 55.1% 0.0%
Abbott Laboratories Employees Credit Union $525,000 n/a 0.0%
TIB The Independent Bankersbank $525,000 n/a 0.0%
NBH Bank $1,340,000 $515,000 -61.6% 0.0%
MORTGAGEONE, INC. $505,000 n/a 0.0%
UBS Bank USA $4,665,000 $505,000 -89.2% 0.0%
Magnolia Bank $620,000 $495,000 -20.2% 0.0%
M&T Bank $1,755,000 $495,000 -71.8% 0.0%
AHL FUNDING $485,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $2,320,000 $485,000 -79.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $5,965,000 $480,000 -92.0% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,560,000 $475,000 -69.6% 0.0%
Platinum Home Mortgage Corporation $5,890,000 $470,000 -92.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $205,000 $470,000 129.3% 0.0%
VERITAS FUNDING, LLC $580,000 $470,000 -19.0% 0.0%
Centennial Bank $465,000 n/a 0.0%
TRUWEST Credit Union $465,000 n/a 0.0%
Southwest Airlines Federal Credit Union $455,000 n/a 0.0%
LENDINGONE, LLC $1,205,000 $450,000 -62.7% 0.0%
Secured Investment Corp. $1,025,000 $450,000 -56.1% 0.0%
Quontic Bank $880,000 $445,000 -49.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,900,000 $440,000 -84.8% 0.0%
Bethpage Federal Credit Union $675,000 $435,000 -35.6% 0.0%
ROYAL UNITED MORTGAGE LLC $1,390,000 $435,000 -68.7% 0.0%
Rivermark Community Credit Union $850,000 $430,000 -49.4% 0.0%
BOKF $325,000 $425,000 30.8% 0.0%
Golden Empire Mortgage, Inc. $260,000 $425,000 63.5% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $275,000 $425,000 54.5% 0.0%
Mid-Continent Funding, Inc. $530,000 $425,000 -19.8% 0.0%
FIDELITY BANK $415,000 n/a 0.0%
First Savings Bank $1,130,000 $405,000 -64.2% 0.0%
SOUND $1,925,000 $405,000 -79.0% 0.0%
United Fidelity Funding Corp. $795,000 $405,000 -49.1% 0.0%
BAY-VALLEY MORTGAGE GROUP $395,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $395,000 n/a 0.0%
OAKTREE FUNDING CORP. $365,000 $380,000 4.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $405,000 $375,000 -7.4% 0.0%
Hometown Equity Mortgage, LLC $365,000 n/a 0.0%
Ameris Bank $425,000 $355,000 -16.5% 0.0%
First Horizon Bank $345,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $345,000 n/a 0.0%
KELLER MORTGAGE, LLC $4,135,000 $345,000 -91.7% 0.0%
Warsaw Federal Savings and Loan Association $325,000 $345,000 6.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,210,000 $335,000 -72.3% 0.0%
ARC HOME LLC $1,005,000 $335,000 -66.7% 0.0%
Citadel Servicing Corporation $1,790,000 $335,000 -81.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $335,000 n/a 0.0%
Allied First Bank,sb $325,000 n/a 0.0%
Solarity Credit Union $1,725,000 $325,000 -81.2% 0.0%
Truist $3,035,000 $320,000 -89.5% 0.0%
LEGEND LENDING CORPORATION $255,000 $310,000 21.6% 0.0%
Chickasaw Community Bank $305,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,905,000 $305,000 -84.0% 0.0%
MORTGAGE EXPRESS, LLC $365,000 $305,000 -16.4% 0.0%
NMSI, INC. $305,000 n/a 0.0%
North American Savings Bank, F.S.B. $6,215,000 $305,000 -95.1% 0.0%
Timberland Bank $1,270,000 $305,000 -76.0% 0.0%
Community First National Bank $345,000 $295,000 -14.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,755,000 $295,000 -83.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $460,000 $285,000 -38.0% 0.0%
NASA Federal Credit Union $285,000 n/a 0.0%
OPEN MORTGAGE, LLC $605,000 $280,000 -53.7% 0.0%
AMERITRUST MORTGAGE CORPORATION $275,000 n/a 0.0%
CANVAS CREDIT UNION $760,000 $275,000 -63.8% 0.0%
SeaTrust Mortgage Company $265,000 n/a 0.0%
Bank of the Pacific $255,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $26,595,000 $255,000 -99.0% 0.0%
GTE Federal Credit Union $255,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $845,000 $255,000 -69.8% 0.0%
TAPCO Credit Union $45,000 $255,000 466.7% 0.0%
First Western Trust Bank $355,000 $245,000 -31.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $245,000 n/a 0.0%
Qualstar Credit Union $520,000 $245,000 -52.9% 0.0%
Bank of Eastern Oregon $225,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $700,000 $225,000 -67.9% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,390,000 $225,000 -83.8% 0.0%
HomePromise Corporation $375,000 $225,000 -40.0% 0.0%
GoPrime Mortgage, Inc. $215,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $195,000 $215,000 10.3% 0.0%
WINGS FINANCIAL $750,000 $210,000 -72.0% 0.0%
WESCOM CENTRAL CREDIT UNION $205,000 n/a 0.0%
GEORGIA'S OWN $960,000 $200,000 -79.2% 0.0%
LPMC, LLC $1,260,000 $195,000 -84.5% 0.0%
INDUSTRIAL CU OF WHATCOM COUNTY $185,000 n/a 0.0%
Nations Lending Corporation $2,390,000 $185,000 -92.3% 0.0%
ALL REVERSE MORTGAGE, INC. $700,000 $175,000 -75.0% 0.0%
HARBORSTONE $55,000 $165,000 200.0% 0.0%
Utah Power $630,000 $165,000 -73.8% 0.0%
ADVANCIAL $1,080,000 $155,000 -85.6% 0.0%
CASTPARTS EMPLOYEES $155,000 n/a 0.0%
Deseret First Credit Union $320,000 $155,000 -51.6% 0.0%
Red River Bank $155,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $145,000 n/a 0.0%
KITSAP Credit Union $475,000 $135,000 -71.6% 0.0%
Franklin Loan Corporation $1,310,000 $115,000 -91.2% 0.0%
O BEE $545,000 $115,000 -78.9% 0.0%
Service Federal Credit Union $105,000 n/a 0.0%
Centier Bank $95,000 n/a 0.0%
DIGITAL Federal Credit Union $95,000 n/a 0.0%
TOWER $95,000 n/a 0.0%
A&D Mortgage LLC $105,000 $85,000 -19.0% 0.0%
DATA MORTGAGE, INC. $400,000 $85,000 -78.8% 0.0%
BANC ONE MORTGAGE CORPORATION $75,000 n/a 0.0%
CHEVRON $410,000 $75,000 -81.7% 0.0%
HONDA Federal Credit Union $65,000 n/a 0.0%
Pacific NW Federal Credit Union $55,000 n/a 0.0%
City National Bank $2,795,000 $45,000 -98.4% 0.0%
Sound Community Bank $85,000 $45,000 -47.1% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $45,000 n/a 0.0%
SALAL $2,145,000 $35,000 -98.4% 0.0%
VERITY $476,930,000 $35,000 -100.0% 0.0%
America's Credit Union $625,000 $25,000 -96.0% 0.0%
USAGENCIES $25,000 n/a 0.0%

SPOKANE - SPOKANE VALLEY's top lender by overall market share is SPOKANE TEACHERS, with 6.7% market share. In second place, with 6.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $205,070,000 in loans. In third place, with 4.7%, is Sunflower Bank, having originated $152,735,000 in loans. In fourth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $142,905,000 in loans. In fifth place, with 4.0%, is Washington Trust Bank, having originated $129,985,000 in loans.


SPOKANE - SPOKANE VALLEY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SPOKANE - SPOKANE VALLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $285,000 (13.3%) $356,589 (11.9%) 1.06 1,074
2018-02-01 $298,625 (13.8%) $373,506 (13.9%) 1.08 991
2018-03-01 $309,900 (12.7%) $381,101 (10.9%) 1.09 980
2018-04-01 $319,225 (12.0%) $392,806 (12.5%) 1.08 1,110
2018-05-01 $319,070 (10.4%) $395,916 (11.7%) 1.07 1,260
2018-06-01 $315,000 (9.2%) $395,583 (11.1%) 1.05 1,421
2018-07-01 $317,500 (11.4%) $399,258 (14.0%) 1.06 1,543
2018-08-01 $309,463 (12.5%) $391,344 (14.6%) 1.04 1,605
2018-09-01 $300,000 (9.1%) $388,146 (13.8%) 1.01 1,633
2018-10-01 $312,250 (14.6%) $397,319 (16.3%) 1.06 1,559
2018-11-01 $319,500 (19.2%) $403,049 (19.2%) 1.08 1,342
2018-12-01 $318,500 (15.8%) $402,314 (15.3%) 1.10 1,127
2019-01-01 $327,995 (15.1%) $415,262 (16.5%) 1.13 950
2019-02-01 $335,845 (12.5%) $422,619 (13.2%) 1.13 859
2019-03-01 $341,043 (10.1%) $427,846 (12.3%) 1.12 892
2019-04-01 $346,818 (8.6%) $430,929 (9.7%) 1.10 1,003
2019-05-01 $349,985 (9.7%) $426,538 (7.7%) 1.09 1,170
2019-06-01 $349,990 (11.1%) $419,099 (5.9%) 1.09 1,286
2019-07-01 $344,850 (8.6%) $407,997 (2.2%) 1.08 1,469
2019-08-01 $340,273 (10.0%) $410,018 (4.8%) 1.08 1,492
2019-09-01 $340,682 (13.6%) $415,422 (7.0%) 1.09 1,473
2019-10-01 $340,955 (9.2%) $419,683 (5.6%) 1.10 1,451
2019-11-01 $345,000 (8.0%) $422,492 (4.8%) 1.13 1,256
2019-12-01 $342,970 (7.7%) $420,764 (4.6%) 1.14 1,044
2020-01-01 $342,498 (4.4%) $419,674 (1.1%) 1.14 813
2020-02-01 $359,900 (7.2%) $438,812 (3.8%) 1.18 747
2020-03-01 $379,924 (11.4%) $448,389 (4.8%) 1.19 795
2020-04-01 $379,350 (9.4%) $451,379 (4.8%) 1.19 932
2020-05-01 $385,604 (10.2%) $455,230 (6.7%) 1.17 940
2020-06-01 $384,975 (10.0%) $450,694 (7.5%) 1.13 938
2020-07-01 $393,963 (14.2%) $459,805 (12.7%) 1.14 885
2020-08-01 $388,073 (14.1%) $464,389 (13.3%) 1.11 858
2020-09-01 $387,419 (13.7%) $462,065 (11.2%) 1.11 842
2020-10-01 $376,156 (10.3%) $462,780 (10.3%) 1.08 751
2020-11-01 $374,950 (8.7%) $466,012 (10.3%) 1.10 614
2020-12-01 $369,849 (7.8%) $470,358 (11.8%) 1.10 464
2021-01-01 $369,900 (8.0%) $490,305 (16.8%) 1.10 324
2021-02-01 $378,155 (5.1%) $512,838 (16.9%) 1.10 286
2021-03-01 $377,450 (-0.7%) $508,198 (13.3%) 1.07 323
2021-04-01 $399,900 (5.4%) $529,689 (17.4%) 1.08 331
2021-05-01 $413,000 (7.1%) $530,315 (16.5%) 1.10 395
2021-06-01 $422,450 (9.7%) $569,547 (26.4%) 1.11 514
2021-07-01 $439,995 (11.7%) $570,861 (24.2%) 1.16 647
2021-08-01 $454,400 (17.1%) $567,544 (22.2%) 1.21 728
2021-09-01 $450,000 (16.2%) $565,649 (22.4%) 1.20 850
2021-10-01 $450,000 (19.6%) $551,467 (19.2%) 1.20 839
2021-11-01 $449,975 (20.0%) $557,558 (19.6%) 1.20 627
2021-12-01 $459,725 (24.3%) $576,341 (22.5%) 1.25 479
2022-01-01 $480,825 (30.0%) $617,610 (26.0%) 1.30 328
2022-02-01 $480,480 (27.1%) $631,296 (23.1%) 1.25 306
2022-03-01 $479,995 (27.2%) $633,895 (24.7%) 1.20 333
2022-04-01 $500,000 (25.0%) $642,876 (21.4%) 1.19 440
2022-05-01 $509,625 (23.4%) $635,058 (19.8%) 1.17 719
2022-06-01 $517,450 (22.5%) $642,778 (12.9%) 1.15 955
2022-07-01 $499,000 (13.4%) $607,213 (6.4%) 1.12 1,276
2022-08-01 $489,951 (7.8%) $594,388 (4.7%) 1.13 1,375
2022-09-01 $476,125 (5.8%) $579,690 (2.5%) 1.11 1,376
2022-10-01 $469,900 (4.4%) $571,775 (3.7%) 1.11 1,355
2022-11-01 $449,935 (0.0%) $554,276 (-0.6%) 1.08 1,219
2022-12-01 $449,063 (-2.3%) $545,089 (-5.4%) 1.11 967
2023-01-01 $449,475 (-6.5%) $548,403 (-11.2%) 1.11 763
2023-02-01 $480,500 (0.0%) $577,914 (-8.5%) 1.16 683
2023-03-01 $497,725 (3.7%) $591,639 (-6.7%) 1.17 677
2023-04-01 $512,500 (2.5%) $604,916 (-5.9%) 1.19 780
2023-05-01 $524,924 (3.0%) $622,699 (-2.0%) 1.19 941
2023-06-01 $532,488 (2.9%) $633,820 (-1.4%) 1.20 1,136
2023-07-01 $535,000 (7.2%) $629,217 (3.6%) 1.22 1,336
2023-08-01 $525,000 (7.2%) $620,451 (4.4%) 1.21 1,402
2023-09-01 $514,000 (8.0%) $618,592 (6.7%) 1.20 1,457
2023-10-01 $499,575 (6.3%) $605,209 (5.9%) 1.18 1,447
2023-11-01 $497,000 (10.5%) $598,163 (7.9%) 1.18 1,323
2023-12-01 $490,000 (9.1%) $603,323 (10.7%) 1.20 1,113
2024-01-01 $498,120 (10.8%) $612,666 (11.7%) 1.22 915
2024-02-01 $503,985 (4.9%) $617,954 (6.9%) 1.21 875
2024-03-01 $510,000 (2.5%) $620,133 (4.8%) 1.20 915
SPOKANE - SPOKANE VALLEY's median listing price for 2024-03-01 was $510,000, a difference of $12,275 (2.5%) versus the prior year and $6,015 versus the prior month.

SPOKANE - SPOKANE VALLEY's median listing price comes in at 120% of the national average.

SPOKANE - SPOKANE VALLEY's average listing price for 2024-03-01 was $620,133, a difference of $28,494 (4.8%) versus the prior year and $2,179 versus the prior month.

For the 2024-03-01 period, SPOKANE - SPOKANE VALLEY had 915 MLS listings, a difference of 40 listings (5%) versus the prior month and 238 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SPOKANE - SPOKANE VALLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 69 days 2,262 sqft
2018-02-01 47 days 2,315 sqft
2018-03-01 44 days 2,356 sqft
2018-04-01 36 days 2,364 sqft
2018-05-01 33 days 2,401 sqft
2018-06-01 36 days 2,360 sqft
2018-07-01 39 days 2,390 sqft
2018-08-01 41 days 2,353 sqft
2018-09-01 44 days 2,352 sqft
2018-10-01 46 days 2,320 sqft
2018-11-01 53 days 2,329 sqft
2018-12-01 66 days 2,316 sqft
2019-01-01 66 days 2,353 sqft
2019-02-01 49 days 2,351 sqft
2019-03-01 41 days 2,363 sqft
2019-04-01 30 days 2,349 sqft
2019-05-01 32 days 2,380 sqft
2019-06-01 35 days 2,434 sqft
2019-07-01 37 days 2,401 sqft
2019-08-01 38 days 2,391 sqft
2019-09-01 39 days 2,373 sqft
2019-10-01 41 days 2,359 sqft
2019-11-01 47 days 2,275 sqft
2019-12-01 62 days 2,225 sqft
2020-01-01 69 days 2,194 sqft
2020-02-01 53 days 2,241 sqft
2020-03-01 40 days 2,315 sqft
2020-04-01 40 days 2,324 sqft
2020-05-01 43 days 2,321 sqft
2020-06-01 39 days 2,319 sqft
2020-07-01 39 days 2,342 sqft
2020-08-01 39 days 2,308 sqft
2020-09-01 43 days 2,307 sqft
2020-10-01 47 days 2,264 sqft
2020-11-01 52 days 2,215 sqft
2020-12-01 57 days 2,152 sqft
2021-01-01 52 days 2,114 sqft
2021-02-01 40 days 2,091 sqft
2021-03-01 30 days 2,151 sqft
2021-04-01 25 days 2,150 sqft
2021-05-01 27 days 2,161 sqft
2021-06-01 21 days 2,218 sqft
2021-07-01 26 days 2,211 sqft
2021-08-01 29 days 2,209 sqft
2021-09-01 31 days 2,254 sqft
2021-10-01 35 days 2,219 sqft
2021-11-01 50 days 2,144 sqft
2021-12-01 72 days 2,145 sqft
2022-01-01 61 days 2,041 sqft
2022-02-01 33 days 2,022 sqft
2022-03-01 25 days 2,038 sqft
2022-04-01 22 days 2,165 sqft
2022-05-01 20 days 2,220 sqft
2022-06-01 22 days 2,217 sqft
2022-07-01 28 days 2,190 sqft
2022-08-01 32 days 2,193 sqft
2022-09-01 39 days 2,178 sqft
2022-10-01 39 days 2,158 sqft
2022-11-01 44 days 2,131 sqft
2022-12-01 57 days 2,120 sqft
2023-01-01 52 days 2,102 sqft
2023-02-01 43 days 2,123 sqft
2023-03-01 37 days 2,167 sqft
2023-04-01 30 days 2,193 sqft
2023-05-01 29 days 2,251 sqft
2023-06-01 30 days 2,303 sqft
2023-07-01 35 days 2,312 sqft
2023-08-01 37 days 2,318 sqft
2023-09-01 41 days 2,304 sqft
2023-10-01 39 days 2,276 sqft
2023-11-01 47 days 2,255 sqft
2023-12-01 57 days 2,258 sqft
2024-01-01 46 days 2,247 sqft
2024-02-01 39 days 2,210 sqft
2024-03-01 39 days 2,211 sqft
SPOKANE - SPOKANE VALLEY's median listing age (time on market) for 2024-03-01 was 39 days. This is 5% longer than the same period one year ago.

SPOKANE - SPOKANE VALLEY's median square footage for active listings during the 2024-03-01 period was 2,211 sqft. One year prior, the average listing was 2,167 sqft.

SPOKANE-SPOKANE VALLEY, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
99001 Spokane, WA HUD Metro FMR Area $820 $930 $1,210 $1,720 $2,010
99003 Spokane, WA HUD Metro FMR Area $800 $910 $1,180 $1,680 $1,960
99004 Spokane, WA HUD Metro FMR Area $800 $910 $1,180 $1,680 $1,960
99005 Spokane, WA HUD Metro FMR Area $1,220 $1,390 $1,800 $2,560 $2,990
99006 Spokane, WA HUD Metro FMR Area $680 $770 $1,000 $1,420 $1,660
99008 Spokane, WA HUD Metro FMR Area $700 $800 $1,040 $1,480 $1,730
99009 Spokane, WA HUD Metro FMR Area $880 $1,000 $1,300 $1,850 $2,160
99011 Spokane, WA HUD Metro FMR Area $1,140 $1,300 $1,680 $2,390 $2,790
99012 Spokane, WA HUD Metro FMR Area $750 $850 $1,100 $1,560 $1,820
99013 Spokane, WA HUD Metro FMR Area $710 $800 $1,040 $1,480 $1,770
99014 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99016 Spokane, WA HUD Metro FMR Area $980 $1,120 $1,450 $2,060 $2,410
99018 Spokane, WA HUD Metro FMR Area $850 $970 $1,250 $1,780 $2,070
99019 Spokane, WA HUD Metro FMR Area $1,020 $1,160 $1,500 $2,130 $2,490
99020 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99021 Spokane, WA HUD Metro FMR Area $910 $1,040 $1,340 $1,900 $2,220
99022 Spokane, WA HUD Metro FMR Area $750 $850 $1,100 $1,560 $1,820
99023 Spokane, WA HUD Metro FMR Area $970 $1,110 $1,430 $2,030 $2,380
99025 Spokane, WA HUD Metro FMR Area $680 $770 $1,000 $1,420 $1,660
99026 Spokane, WA HUD Metro FMR Area $930 $1,050 $1,370 $1,950 $2,310
99027 Spokane, WA HUD Metro FMR Area $1,170 $1,330 $1,720 $2,440 $2,850
99029 Spokane, WA HUD Metro FMR Area $680 $770 $1,000 $1,420 $1,660
99030 Spokane, WA HUD Metro FMR Area $780 $890 $1,140 $1,620 $1,900
99031 Spokane, WA HUD Metro FMR Area $770 $880 $1,140 $1,620 $1,890
99032 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99033 Spokane, WA HUD Metro FMR Area $640 $720 $930 $1,330 $1,580
99036 Spokane, WA HUD Metro FMR Area $810 $920 $1,190 $1,700 $1,980
99037 Spokane, WA HUD Metro FMR Area $830 $950 $1,230 $1,750 $2,040
99039 Spokane, WA HUD Metro FMR Area $750 $850 $1,100 $1,560 $1,820
99110 Spokane, WA HUD Metro FMR Area $640 $720 $930 $1,330 $1,580
99156 Spokane, WA HUD Metro FMR Area $740 $840 $1,090 $1,550 $1,810
99170 Spokane, WA HUD Metro FMR Area $730 $830 $1,080 $1,530 $1,790
99201 Spokane, WA HUD Metro FMR Area $640 $720 $930 $1,330 $1,580
99202 Spokane, WA HUD Metro FMR Area $790 $900 $1,160 $1,650 $1,920
99203 Spokane, WA HUD Metro FMR Area $930 $1,060 $1,370 $1,950 $2,270
99204 Spokane, WA HUD Metro FMR Area $640 $730 $940 $1,340 $1,580
99205 Spokane, WA HUD Metro FMR Area $860 $980 $1,270 $1,800 $2,110
99206 Spokane, WA HUD Metro FMR Area $760 $870 $1,120 $1,590 $1,860
99207 Spokane, WA HUD Metro FMR Area $760 $870 $1,120 $1,590 $1,860
99208 Spokane, WA HUD Metro FMR Area $790 $900 $1,170 $1,660 $1,940
99209 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99210 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99211 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99212 Spokane, WA HUD Metro FMR Area $800 $910 $1,180 $1,680 $1,960
99213 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99214 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99216 Spokane, WA HUD Metro FMR Area $820 $930 $1,210 $1,720 $2,010
99217 Spokane, WA HUD Metro FMR Area $850 $970 $1,260 $1,790 $2,090
99218 Spokane, WA HUD Metro FMR Area $790 $900 $1,160 $1,650 $1,920
99219 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99220 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99223 Spokane, WA HUD Metro FMR Area $880 $1,000 $1,300 $1,850 $2,160
99224 Spokane, WA HUD Metro FMR Area $860 $980 $1,270 $1,800 $2,110
99228 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990
99260 Spokane, WA HUD Metro FMR Area $810 $930 $1,200 $1,710 $1,990

2022 Average & Median Rent Data Statistics
SPOKANE-SPOKANE VALLEY, WA average 1BR rent: $933, median: $930
SPOKANE-SPOKANE VALLEY, WA average 2BR rent: $1,207, median: $1,200
SPOKANE-SPOKANE VALLEY, WA average 3BR rent: $1,717, median: $1,710

SPOKANE-SPOKANE VALLEY, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,440 $2,326,410,000 $361,244
Home Improvement 1,849 $178,485,000 $96,531
Cash Out Refi 1,402 $358,130,000 $255,442
Other 1,319 $148,495,000 $112,582
Refi 795 $233,355,000 $293,528
NA 1 $11,505,000 $11,505,000

Spokane - Spokane Valley's most frequently cited loan purpose was Home Purchase, with 6,440 originations. The 2nd most popular reason was Home Improvement, with 1,849 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,603 $1,311,465,000 $363,993
Over 8% 3,539 $441,055,000 $124,627
7-8% 2,385 $744,955,000 $312,350
5-6% 1,552 $627,940,000 $404,601
4-5% 394 $83,970,000 $213,122
<2.5% 219 $13,265,000 $60,571
3-4% 23 $5,575,000 $242,391
2.5-3% 15 $4,375,000 $291,667

During 2023, Spokane - Spokane Valley's most frequently originated rate bucket was 6-7%, with 3,603 originations.

Loan Sizing (SPOKANE-SPOKANE VALLEY, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,575 $1,364,755,000 $298,307
$100,000 or less 2,865 $150,265,000 $52,449
$100k-200k 1,983 $275,525,000 $138,944
$400k-600k 1,834 $861,570,000 $469,776
$600k-1000k 462 $328,430,000 $710,887
$Over $1MM 87 $275,835,000 $3,170,517

SPOKANE - SPOKANE VALLEY's loan sizing saw the bucket of loans from $200k-400k with 4,575 originations, totaling $1,364,755,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,003 $1,524,885,000 $380,936
Under 20% 2,739 $159,875,000 $58,370
60-80% 2,023 $808,165,000 $399,488
20-40% 1,611 $248,995,000 $154,559
40-60% 1,103 $378,055,000 $342,752
Over 100% 212 $99,460,000 $469,151

SPOKANE - SPOKANE VALLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,003 originations, totaling $1,524,885,000 in origination value.