Delmar Financial Company Mortgage Rates, Fees & Info
St. Louis, MOLEI: 5493004T9SQFCNRQ2L76
Tax ID: 43-0889809
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Mortgage Data
Review & Overview
Delmar Financial Company is a smaller mortgage company specializing in Home Purchase loans. Delmar Financial Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Wichita, Kansas City, Omaha, and Gulfport among others. We have data for 192 markets. (Some data included below & more in-depth data is available with an active subscription.)Delmar Financial Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Delmar Financial Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 9/1/24 |
| 30 Year Conventional Refi | 6.61% | 9/1/24 |
| 30 Year Cash-out Refi | 6.81% | 9/1/24 |
| 30 Year FHA Purchase | 7.52% | 9/1/24 |
| 30 Year FHA Refi | 7.23% | 9/1/24 |
| 30 Year VA Purchase | 6.41% | 9/1/24 |
| 30 Year VA Refi | 6.26% | 9/1/24 |
| 30 Year USDA Purchase | 6.92% | 9/1/24 |
| 15 Year Conventional Purchase | 6.35% | 9/1/24 |
| 15 Year Conventional Refi | 6.09% | 9/1/24 |
| 15 Year Cash-out Refi | 6.09% | 9/1/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Delmar Financial Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,900Origination Dollar Volume (All Markets)
$689,660,000Awards
DELMAR FINANCIAL COMPANY - 2022
DELMAR FINANCIAL COMPANY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,208 | $308,850,000 | $255,671 | $4,895 | 5.09% |
| WICHITA, KS (FHA|USDA|VA) | 235 | $45,505,000 | $193,638 | $5,820 | 4.99% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 151 | $43,885,000 | $290,629 | $2,866 | 5.09% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 109 | $26,935,000 | $247,110 | $4,398 | 4.87% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 117 | $22,765,000 | $194,573 | $6,919 | 5.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 80 | $20,060,000 | $250,750 | $9,301 | 4.98% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 142 | $14,520,000 | $102,254 | $6,059 | 5.54% |
| Outside of Metro Areas | 72 | $14,270,000 | $198,194 | $5,242 | 5.07% |
| LINCOLN, NE (FHA|USDA|VA) | 45 | $10,455,000 | $232,333 | $3,745 | 4.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 58 | $10,350,000 | $178,448 | $6,803 | 4.91% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $8,940,000 | $372,500 | $6,227 | 4.58% |
| SANTA FE, NM (FHA|USDA|VA) | 20 | $7,520,000 | $376,000 | $5,940 | 4.34% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 26 | $7,310,000 | $281,154 | $6,859 | 4.54% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 41 | $7,285,000 | $177,683 | $4,087 | 5.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $7,050,000 | $320,455 | $6,126 | 4.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $4,795,000 | $435,909 | $7,572 | 4.92% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $4,690,000 | $586,250 | $2,182 | 5.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $4,635,000 | $515,000 | $2,747 | 4.87% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 24 | $4,620,000 | $192,500 | $2,831 | 4.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $4,370,000 | $312,143 | $5,870 | 5.15% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $4,055,000 | $368,636 | $6,363 | 4.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $3,060,000 | $382,500 | $8,676 | 4.53% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $4,673 | 4.41% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,850,000 | $203,571 | $5,222 | 4.86% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $3,332 | 4.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $9,110 | 5.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $2,635,000 | $376,429 | $6,344 | 4.52% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 26 | $2,590,000 | $99,615 | $5,318 | 5.41% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $4,906 | 4.70% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 25 | $2,375,000 | $95,000 | $5,613 | 5.31% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $4,914 | 4.51% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $4,836 | 4.82% |
| Picayune, MS (FHA|USDA|VA) | 13 | $2,125,000 | $163,462 | $5,320 | 4.38% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $6,796 | 4.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $6,593 | 3.70% |
| Branson, MO (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $3,246 | 6.02% |
| Centralia, IL (FHA|USDA|VA) | 15 | $1,835,000 | $122,333 | $4,005 | 5.17% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $12,044 | 5.18% |
| Winfield, KS (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $5,781 | 5.49% |
| TULSA, OK (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $5,131 | 4.46% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $5,526 | 3.93% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $5,298 | 5.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $5,477 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $4,168 | 4.93% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $3,953 | 5.56% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $5,103 | 2.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $10,447 | 4.41% |
| Quincy, IL-MO (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $6,201 | 5.42% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $8,127 | 4.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,847 | 4.22% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $8,461 | 5.31% |
| Mount Vernon, IL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,632 | 5.83% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $8,772 | 5.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $6,714 | 5.34% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,236 | 4.63% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $6,107 | 5.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $6,251 | 5.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $5,176 | 5.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $5,391 | 3.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,661 | 4.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,790 | 4.94% |
| Oxford, MS (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,538 | 5.13% |
| Durango, CO (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $3,843 | 4.13% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,114 | 4.56% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,970 | 4.81% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,164 | 3.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,717 | 5.69% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $8,365 | 5.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,272 | 4.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,343 | 3.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,908 | 6.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $7,853 | 5.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,571 | 5.25% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,418 | 7.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,394 | 4.46% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,545 | 4.81% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,855 | 3.42% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,750 | 4.68% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,118 | 4.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,467 | 4.44% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,178 | 5.56% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,762 | 4.81% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,502 | 5.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,889 | 3.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,135 | 7.38% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,353 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,824 | 5.67% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,450 | 5.56% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,682 | 4.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,141 | 5.13% |
| Harrison, AR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,884 | 5.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,797 | 4.06% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,400 | 4.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,791 | 6.00% |
| McAlester, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,688 | 5.25% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,205 | 5.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,527 | 2.25% |
| Española, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,630 | 5.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,274 | 5.83% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,311 | 2.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,174 | 6.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,406 | 6.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,605 | 4.38% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,353 | 5.88% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,928 | 5.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,478 | 3.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,492 | 4.75% |
| Helena, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,846 | 3.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,821 | 4.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,849 | 4.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,370 | 3.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,333 | 3.25% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,853 | 5.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,024 | 2.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,667 | 5.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,132 | 3.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,829 | 5.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,255 | 3.38% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,752 | 5.69% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,638 | 5.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,606 | 6.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,198 | 6.13% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,938 | 3.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,417 | 5.31% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,437 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,172 | 3.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,596 | 5.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,346 | 5.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,343 | 5.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,858 | 5.38% |
| MONROE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,593 | 4.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,493 | 5.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,428 | 3.88% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,697 | 4.50% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,977 | 5.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,329 | 4.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,240 | 4.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,389 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,506 | 5.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,325 | 2.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,130 | 5.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,709 | 5.31% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,073 | 5.50% |
| Emporia, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,911 | 5.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,055 | 6.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,061 | 4.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,502 | 5.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,779 | 5.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,517 | 5.25% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,617 | 3.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,094 | 4.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,209 | 3.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,268 | 6.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,981 | 6.50% |
| McPherson, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,956 | 5.63% |
| Mexico, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,955 | 4.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,119 | 5.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,659 | 5.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,136 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,502 | 4.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,217 | 5.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,537 | 4.99% |
| Meridian, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,783 | 4.56% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,217 | 4.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,966 | 2.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,621 | 2.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,588 | 4.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,521 | 6.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,329 | 3.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,816 | 5.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,018 | 3.99% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,574 | 3.94% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,441 | 4.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,229 | 4.38% |
| Liberal, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,736 | 5.25% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,806 | 5.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,550 | 4.44% |
| Maryville, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,935 | 6.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,350 | 6.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,533 | 5.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,864 | 6.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,702 | 7.13% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,063 | 5.00% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,692 | 3.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,330 | 5.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,093 | 5.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,467 | 4.63% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,707 | 5.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,635 | 5.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,675 | 6.00% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,803 | 5.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,323 | 6.00% |
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Product Mix
For 2022, Delmar Financial Company's most frequently originated type of loan was Conventional, with 2,119 originations. Their 2nd most popular type was FHA, with 521 originations.
Loan Reason
For 2022, Delmar Financial Company's most frequently cited loan purpose was Home Purchase, with 2,479 originations. The 2nd most popular reason was Cash Out Refi, with 295 originations.
Loan Duration/Length
For 2022, Delmar Financial Company's most frequently cited loan duration was 30 Year, with 2,737 originations. The 2nd most popular length was 15 Year, with 110 originations.
Origination Fees/Closing Costs
Delmar Financial Company's average total fees were $5,343, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,183 originations.
Interest Rates
During 2022, Delmar Financial Company's average interest rate for loans was 5.10%, while their most frequently originated rate bucket for loans was 5-6%, with 1,029 originations.
Loan Sizing
2022 saw Delmar Financial Company place emphasis on $200k-400k loans with 1,152 originations, totaling $318,230,000 in origination value.
Applicant Income
Delmar Financial Company lent most frequently to those with incomes in the $50k-75k range, with 711 originations. The second most popular income band? $100k-150k, with 638 originations.
Applicant Debt to Income Ratio
Delmar Financial Company lent most frequently to those with DTI ratios of 30-36%, with 562 originations. The next most common DTI ratio? 20-30%, with 468 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.50%
Delmar Financial Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination58.48%
Delmar Financial Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,900 | $689,660,000 | $237,814 |