First-citizens Bank & Trust Company Mortgage Rates, Fees & Info

Raleigh, NC

LEI: L9VVX1KT5TFTKS0MLF66

Tax ID: 56-0223230

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Mortgage Data

Bank Data

Review & Overview

First-citizens Bank & Trust Company is a mid-sized bank specializing in Home Purchase and Refi loans. First-citizens Bank & Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Raleigh, Charleston, Columbia, and Greenville among others. We have data for 156 markets. (Some data included below & more in-depth data is available with an active subscription.)

First-citizens Bank & Trust Company has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. First-citizens Bank & Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/23/24
30 Year Conventional Purchase 6.20% 12/23/24
30 Year Conventional Refi 6.29% 12/23/24
30 Year Cash-out Refi 6.45% 12/23/24
30 Year FHA Purchase 7.10% 12/23/24
30 Year FHA Refi 7.07% 12/23/24
30 Year VA Purchase 6.25% 12/23/24
30 Year VA Refi 5.89% 12/23/24
30 Year USDA Purchase 6.62% 12/23/24
15 Year Conventional Purchase 5.79% 12/23/24
15 Year Conventional Refi 5.85% 12/23/24
15 Year Cash-out Refi 5.85% 12/23/24
15 Year FHA Refi 7.23% 12/23/24
15 Year VA Refi 5.68% 12/23/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First-citizens Bank & Trust Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First-citizens Bank & Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

18,023

Origination Dollar Volume (All Markets)

$3,228,235,000

Employee count

6,999 Show all (22) awards

Top Markets

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    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2,452 $425,290,000 $173,446 $3,100 4.67%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1,937 $343,525,000 $177,349 $3,110 4.72%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 940 $238,480,000 $253,702 $3,886 4.54%
    COLUMBIA, SC (FHA|USDA|VA) 1,158 $176,350,000 $152,288 $3,073 4.61%
    Outside of Metro Areas 1,266 $174,930,000 $138,175 $3,125 4.55%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 906 $161,910,000 $178,709 $3,119 4.56%
    ASHEVILLE, NC (FHA|USDA|VA) 837 $160,975,000 $192,324 $3,050 4.59%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 656 $159,890,000 $243,735 $3,264 4.63%
    WILMINGTON, NC (FHA|USDA|VA) 516 $132,400,000 $256,589 $3,113 4.56%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 455 $84,975,000 $186,758 $3,193 4.41%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 527 $83,275,000 $158,017 $2,897 4.64%
    WINSTON-SALEM, NC (FHA|USDA|VA) 418 $67,260,000 $160,909 $3,223 4.63%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 444 $56,320,000 $126,847 $2,661 4.65%
    SPARTANBURG, SC (FHA|USDA|VA) 379 $53,145,000 $140,224 $2,856 4.66%
    Morehead City, NC (FHA|USDA|VA) 204 $44,730,000 $219,265 $3,364 4.37%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 142 $44,500,000 $313,380 $4,354 4.44%
    NEW BERN, NC (FHA|USDA|VA) 256 $44,490,000 $173,789 $3,352 4.48%
    ROANOKE, VA (FHA|USDA|VA) 265 $44,135,000 $166,547 $2,799 4.49%
    Cullowhee, NC (FHA|USDA|VA) 148 $37,450,000 $253,041 $4,680 4.44%
    FAYETTEVILLE, NC (FHA|USDA|VA) 315 $35,985,000 $114,238 $2,639 4.59%
    FLORENCE, SC (FHA|USDA|VA) 248 $32,070,000 $129,315 $3,468 4.55%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 142 $30,760,000 $216,620 $3,968 4.59%
    Seneca, SC (FHA|USDA|VA) 113 $30,355,000 $268,628 $3,407 4.46%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 214 $29,030,000 $135,654 $2,931 4.64%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 131 $27,025,000 $206,298 $3,438 4.50%
    Georgetown, SC (FHA|USDA|VA) 106 $26,470,000 $249,717 $3,545 4.48%
    GREENVILLE, NC (FHA|USDA|VA) 148 $25,270,000 $170,743 $2,941 4.61%
    RICHMOND, VA (FHA|USDA|VA) 157 $25,015,000 $159,331 $2,402 4.73%
    LYNCHBURG, VA (FHA|USDA|VA) 132 $20,880,000 $158,182 $2,926 4.78%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 77 $20,045,000 $260,325 $4,294 4.71%
    Brevard, NC (FHA|USDA|VA) 98 $19,940,000 $203,469 $2,938 4.58%
    Boone, NC (FHA|USDA|VA) 78 $19,000,000 $243,590 $3,561 4.48%
    JACKSONVILLE, NC (FHA|USDA|VA) 124 $18,290,000 $147,500 $3,270 4.69%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 85 $16,455,000 $193,588 $3,157 4.65%
    Danville, VA (FHA|USDA|VA) 155 $15,735,000 $101,516 $3,043 4.52%
    Greenwood, SC (FHA|USDA|VA) 105 $14,945,000 $142,333 $4,024 4.48%
    SUMTER, SC (FHA|USDA|VA) 96 $11,780,000 $122,708 $3,160 4.53%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 71 $11,175,000 $157,394 $2,228 4.49%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 33 $10,845,000 $328,636 $7,001 4.49%
    GOLDSBORO, NC (FHA|USDA|VA) 73 $10,835,000 $148,425 $3,042 4.74%
    KNOXVILLE, TN (FHA|USDA|VA) 26 $10,510,000 $404,231 $3,836 4.08%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 22 $10,160,000 $461,818 $4,713 4.52%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 58 $10,080,000 $173,793 $2,760 4.61%
    SAVANNAH, GA (FHA|USDA|VA) 41 $9,275,000 $226,220 $3,573 4.42%
    Wilson, NC (FHA|USDA|VA) 67 $8,715,000 $130,075 $2,942 4.48%
    Orangeburg, SC (FHA|USDA|VA) 80 $8,290,000 $103,625 $3,021 4.59%
    HARRISONBURG, VA (FHA|USDA|VA) 31 $8,035,000 $259,194 $1,919 4.88%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 15 $7,495,000 $499,667 $5,003 4.02%
    Forest City, NC (FHA|USDA|VA) 53 $7,125,000 $134,434 $3,011 4.68%
    BURLINGTON, NC (FHA|USDA|VA) 34 $6,080,000 $178,824 $3,329 4.66%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 61 $5,725,000 $93,852 $2,272 4.76%
    JACKSONVILLE, FL (FHA|USDA|VA) 32 $5,600,000 $175,000 $4,082 4.72%
    Marion, NC (FHA|USDA|VA) 45 $5,595,000 $124,333 $2,889 4.55%
    Sanford, NC (FHA|USDA|VA) 46 $5,280,000 $114,783 $3,609 4.63%
    Kinston, NC (FHA|USDA|VA) 56 $5,050,000 $90,179 $3,029 4.96%
    Albemarle, NC (FHA|USDA|VA) 34 $4,990,000 $146,765 $4,348 4.45%
    Washington, NC (FHA|USDA|VA) 34 $4,860,000 $142,941 $2,880 4.59%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 27 $4,855,000 $179,815 $2,984 4.56%
    STAUNTON, VA (FHA|USDA|VA) 41 $4,685,000 $114,268 $1,260 4.45%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $4,435,000 $492,778 $3,554 4.23%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 13 $4,385,000 $337,308 $3,985 4.21%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 10 $4,240,000 $424,000 $4,330 4.33%
    Newberry, SC (FHA|USDA|VA) 40 $4,080,000 $102,000 $2,269 4.76%
    ROCKY MOUNT, NC (FHA|USDA|VA) 35 $4,005,000 $114,429 $2,957 4.73%
    Roanoke Rapids, NC (FHA|USDA|VA) 33 $3,895,000 $118,030 $1,895 4.83%
    Toccoa, GA (FHA|USDA|VA) 42 $3,890,000 $92,619 $3,119 4.72%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $3,845,000 $183,095 $3,918 4.61%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $3,670,000 $262,143 $2,782 4.50%
    North Wilkesboro, NC (FHA|USDA|VA) 34 $3,640,000 $107,059 $3,535 5.03%
    Mount Airy, NC (FHA|USDA|VA) 27 $3,295,000 $122,037 $4,050 4.79%
    Henderson, NC (FHA|USDA|VA) 18 $3,190,000 $177,222 $3,664 5.09%
    GAINESVILLE, GA (FHA|USDA|VA) 8 $3,070,000 $383,750 $6,735 4.49%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $2,715,000 $208,846 $4,106 4.52%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $2,425,000 $485,000 $2,589 3.72%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $2,380,000 $198,333 $3,216 4.51%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $2,250,000 $375,000 $5,686 4.12%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $2,245,000 $249,444 $4,370 4.51%
    Kill Devil Hills, NC (FHA|USDA|VA) 9 $2,035,000 $226,111 $3,263 4.30%
    Elizabeth City, NC (FHA|USDA|VA) 20 $1,930,000 $96,500 $3,880 4.82%
    Lumberton, NC (FHA|USDA|VA) 16 $1,800,000 $112,500 $2,896 4.73%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $1,755,000 $585,000 $9,268 3.91%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,730,000 $432,500 $5,825 4.25%
    Gaffney, SC (FHA|USDA|VA) 16 $1,680,000 $105,000 $1,564 4.73%
    Shelby, NC (FHA|USDA|VA) 10 $1,660,000 $166,000 $2,890 4.72%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $1,545,000 $140,455 $1,542 5.06%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,520,000 $380,000 $6,448 4.18%
    RACINE, WI (FHA|USDA|VA) 8 $1,330,000 $166,250 $2,482 4.23%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $1,265,000 $140,556 $2,611 4.30%
    ALBUQUERQUE, NM (FHA|USDA|VA) 3 $1,255,000 $418,333 $2,678 4.24%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $1,180,000 $147,500 $958 4.62%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,122 4.35%
    Bennettsville, SC (FHA|USDA|VA) 17 $1,115,000 $65,588 $1,955 4.43%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $1,090,000 $545,000 $3,406 4.44%
    JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,391 3.95%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,040,000 $520,000 $3,803 4.62%
    SANTA FE, NM (FHA|USDA|VA) 2 $970,000 $485,000 $4,753 4.13%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $885,000 $885,000 $0 3.72%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $875,000 $291,667 $3,269 4.62%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $860,000 $430,000 $5,524 4.49%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $835,000 $167,000 $3,668 4.42%
    Key West, FL (FHA|USDA|VA) 2 $790,000 $395,000 $5,061 4.37%
    BRUNSWICK, GA (FHA|USDA|VA) 3 $755,000 $251,667 $0 4.41%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $680,000 $170,000 $1,963 3.84%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $680,000 $340,000 $4,885 3.56%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $655,000 $655,000 $3,487 3.92%
    Durango, CO (FHA|USDA|VA) 1 $655,000 $655,000 $4,074 3.75%
    Jefferson, GA (FHA|USDA|VA) 6 $630,000 $105,000 $3,833 5.16%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $615,000 $615,000 $5,754 3.80%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $605,000 $605,000 $4,019 3.75%
    Statesboro, GA (FHA|USDA|VA) 2 $600,000 $300,000 $4,604 3.93%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $560,000 $280,000 $3,775 3.68%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $550,000 $137,500 $3,412 3.75%
    WENATCHEE, WA (FHA|USDA|VA) 1 $485,000 $485,000 $6,513 3.13%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $465,000 $465,000 $2,273 4.38%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $455,000 $455,000 $2,495 3.88%
    TUCSON, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $0 4.37%
    Union, SC (FHA|USDA|VA) 7 $445,000 $63,571 $2,565 4.31%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $430,000 $215,000 $5,666 4.50%
    MORGANTOWN, WV (FHA|USDA|VA) 3 $415,000 $138,333 $1,982 4.37%
    Martinsville, VA (FHA|USDA|VA) 6 $410,000 $68,333 $2,787 4.81%
    Beaver Dam, WI (FHA|USDA|VA) 1 $385,000 $385,000 $2,462 3.50%
    Shelbyville, TN (FHA|USDA|VA) 1 $365,000 $365,000 $6,922 3.99%
    Greeneville, TN (FHA|USDA|VA) 2 $350,000 $175,000 $3,167 3.75%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,779 3.63%
    Rockingham, NC (FHA|USDA|VA) 4 $280,000 $70,000 $2,928 4.39%
    Laurinburg, NC (FHA|USDA|VA) 4 $280,000 $70,000 $2,247 4.64%
    BEND, OR (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.50%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $265,000 $265,000 $3,253 3.63%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.99%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $255,000 $255,000 $3,034 4.25%
    Whitewater, WI (FHA|USDA|VA) 1 $245,000 $245,000 $3,910 3.88%
    Breckenridge, CO (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.50%
    Sevierville, TN (FHA|USDA|VA) 2 $210,000 $105,000 $2,425 4.06%
    Paris, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,190 3.99%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,482 3.88%
    Cornelia, GA (FHA|USDA|VA) 3 $205,000 $68,333 $2,381 4.12%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $8,658 4.00%
    OCALA, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,336 3.88%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,112 3.62%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $150,000 $75,000 $150 5.24%
    MADISON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.74%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.74%
    LAWRENCE, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.60%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,763 3.63%
    JOPLIN, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.45%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.49%
    Vidalia, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,111 4.50%
    BOULDER, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.99%
    CHARLESTON, WV (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.24%
    HINESVILLE, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,571 5.38%
    Fairmont, WV (FHA|USDA|VA) 1 $65,000 $65,000 $2,943 4.25%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.24%
    GADSDEN, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.24%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.50%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.24%
    First-citizens Bank & Trust Company's top markets include Charlotte, Raleigh, Charleston, Columbia, and Greenville among others.

    Their top states include:
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 9,322 $955,460,000 $102,495 n/a 5.03%
    Conventional 8,232 $2,192,160,000 $266,297 $3,025 4.15%
    FHA 317 $51,265,000 $161,719 $6,248 4.32%
    VA 97 $21,495,000 $221,598 $6,171 3.95%
    USDA 55 $7,855,000 $142,818 $4,748 3.91%

    For 2019, First-citizens Bank & Trust Company's most frequently originated type of loan was HELOC, with 9,322 originations. Their 2nd most popular type was Conventional, with 8,232 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,126 $1,387,470,000 $270,673 $3,795 4.27%
    Other 4,891 $512,055,000 $104,693 $1,520 5.01%
    Refi 3,782 $770,440,000 $203,712 $2,314 4.29%
    Home Improvement 3,307 $325,175,000 $98,329 $1,366 4.99%
    Cash Out Refi 917 $233,095,000 $254,193 $3,420 4.21%

    For 2019, First-citizens Bank & Trust Company's most frequently cited loan purpose was Home Purchase, with 5,126 originations. The 2nd most popular reason was Other, with 4,891 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 9,745 $1,035,675,000 $106,278 $1,826 5.01%
    30 Year 5,658 $1,667,270,000 $294,675 $3,583 4.16%
    15 Year 1,648 $322,800,000 $195,874 $2,294 3.88%
    10 Year 330 $48,140,000 $145,879 $1,288 4.28%
    5 Year 294 $49,140,000 $167,143 $915 4.44%
    20 Year 181 $53,525,000 $295,718 $3,280 4.22%
    30+ year 118 $38,360,000 $325,085 $4,470 4.51%
    1 Year 32 $10,030,000 $313,438 $3,771 5.33%
    3 Year 17 $3,295,000 $193,824 $2,327 4.40%

    For 2019, First-citizens Bank & Trust Company's most frequently cited loan duration was Other, with 9,745 originations. The 2nd most popular length was 30 Year, with 5,658 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,967 $1,216,655,000 $244,948
    $1k-2k 2,360 $641,760,000 $271,932
    $2k-3k 478 $150,650,000 $315,167
    $3k-4k 152 $62,770,000 $412,961
    $5k+ 64 $43,660,000 $682,188
    $4k-5k 51 $22,605,000 $443,235

    First-citizens Bank & Trust Company's average total fees were $3,583, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,967 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 7,426 $1,302,120,000 $175,346
    3-4% 5,196 $1,446,920,000 $278,468
    5-6% 5,181 $445,635,000 $86,013
    2.5-3% 100 $19,220,000 $192,200
    6-7% 91 $10,385,000 $114,121
    7-8% 14 $370,000 $26,429
    <2.5% 12 $2,690,000 $224,167
    Over 8% 3 $895,000 $298,333

    During 2019, First-citizens Bank & Trust Company's average interest rate for loans was 4.16%, while their most frequently originated rate bucket for loans was 4-5%, with 7,426 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 8,151 $473,885,000 $58,138 $1,786 4.97%
    $100k-200k 4,782 $669,480,000 $140,000 $3,037 4.44%
    $200k-400k 3,304 $903,950,000 $273,593 $3,628 4.25%
    $400k-600k 1,065 $507,905,000 $476,906 $4,017 4.11%
    $600k-1MM 520 $380,600,000 $731,923 $4,270 3.98%
    $1MM+ 201 $292,415,000 $1,454,801 $5,833 3.93%

    2019 saw First-citizens Bank & Trust Company place emphasis on $100,000 or less loans with 8,151 originations, totaling $473,885,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,432 $497,790,000 $145,044 $3,165 4.70%
    $150k-250k 3,159 $636,545,000 $201,502 $3,335 4.68%
    $50k-75k 2,887 $330,385,000 $114,439 $3,011 4.59%
    $250k+ 2,799 $1,064,135,000 $380,184 $3,794 4.45%
    $50k or less 2,593 $239,345,000 $92,304 $2,852 4.55%
    $75k-100k 2,446 $318,560,000 $130,237 $3,174 4.65%

    First-citizens Bank & Trust Company lent most frequently to those with incomes in the $100k-150k range, with 3,432 originations. The second most popular income band? $150k-250k, with 3,159 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,847 $812,825,000 $167,697 $3,053 4.65%
    30-36% 3,199 $552,515,000 $172,715 $3,144 4.61%
    <20% 3,060 $530,780,000 $173,458 $2,802 4.59%
    42% 1,322 $211,010,000 $159,614 $3,266 4.72%
    41% 641 $118,085,000 $184,220 $3,216 4.61%
    40% 610 $111,000,000 $181,967 $3,393 4.60%
    39% 573 $107,795,000 $188,124 $3,432 4.62%
    36% 571 $99,155,000 $173,651 $3,135 4.63%
    37% 569 $115,495,000 $202,979 $3,431 4.59%
    38% 528 $94,120,000 $178,258 $3,315 4.60%
    43% 326 $65,830,000 $201,933 $3,411 4.43%
    44% 304 $66,160,000 $217,632 $3,566 4.48%
    45% 168 $40,790,000 $242,798 $3,814 4.45%
    46% 151 $35,785,000 $236,987 $3,756 4.43%
    48% 128 $31,460,000 $245,781 $3,800 4.37%
    47% 127 $28,015,000 $220,591 $3,727 4.44%
    49% 116 $27,840,000 $240,000 $3,664 4.25%
    50-60% 111 $32,355,000 $291,486 $4,803 4.25%
    >60% 35 $9,275,000 $265,000 $3,429 4.18%

    First-citizens Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 4,847 originations. The next most common DTI ratio? 30-36%, with 3,199 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,596 $2,473,500,000 $181,929 $3,205 4.58%
    Not provided 2,726 $433,600,000 $159,061 $2,660 4.76%
    Black 896 $133,700,000 $149,219 $3,646 4.58%
    Not applicable 352 $96,900,000 $275,284 $0 4.42%
    Asian 314 $69,550,000 $221,497 $3,354 4.46%
    American Indian 53 $8,665,000 $163,491 $4,221 4.54%
    Asian Indian 21 $3,785,000 $180,238 $3,220 4.73%
    Other Asian 23 $2,305,000 $100,217 $2,909 4.60%
    Native Hawaiian or Islander 14 $2,270,000 $162,143 $4,238 4.82%
    Other Pacific Islander 15 $1,925,000 $128,333 $2,031 4.49%
    Vietnamese 5 $685,000 $137,000 $0 4.89%
    Filipino 3 $685,000 $228,333 $2,911 4.50%
    Korean 1 $275,000 $275,000 $7,999 4.38%
    Guamanian 1 $205,000 $205,000 $4,667 3.88%
    Japanese 1 $75,000 $75,000 $0 5.24%
    1 $55,000 $55,000 $0 5.24%
    Chinese 1 $55,000 $55,000 $0 4.49%

    Approval Rates

    Total approvals of all applications
    78.99%

    First-citizens Bank & Trust Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    90.26%

    First-citizens Bank & Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 18,023 $3,228,235,000 $179,118

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 5 $2,435,000 $487,000
    Multifamily:Site-Built 54 $40,940,000 $758,148
    Single Family (1-4 Units):Manufactured 68 $6,590,000 $96,912
    Single Family (1-4 Units):Site-Built 17,896 $3,178,270,000 $177,597

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4,267 $457,875,000 $107,306 $1,781 4.85%
    40-60% 2,490 $456,770,000 $183,442 $2,547 4.46%
    60-80% 3,487 $921,065,000 $264,143 $3,324 4.27%
    80-100% 3,971 $1,155,825,000 $291,066 $3,713 4.25%
    Over 100% 24 $7,190,000 $299,583 $8,573 4.10%
    Under 20% 3,784 $229,510,000 $60,653 $781 5.10%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST CITIZENS BANCSHARES, INC. Conventional home mortgage Closing on a mortgage 1 9.1%
    FIRST CITIZENS BANCSHARES, INC. Other type of mortgage Trouble during payment process 1 9.1%
    FIRST CITIZENS BANCSHARES, INC. Other type of mortgage Struggling to pay mortgage 1 9.1%
    FIRST CITIZENS BANCSHARES, INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 9.1%
    FIRST CITIZENS BANCSHARES, INC. FHA mortgage Struggling to pay mortgage 1 9.1%
    FIRST CITIZENS BANCSHARES, INC. Conventional home mortgage Trouble during payment process 3 27.3%
    FIRST CITIZENS BANCSHARES, INC. Conventional home mortgage Struggling to pay mortgage 3 27.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First-Citizens Bank & Trust Company 1715 Whiskey Road Aiken, SC 29803 Full Service B&M $43,140
    First-Citizens Bank & Trust Company 1 East Main Street White Sulphur Springs, WV 24986 Full Service B&M $37,698
    First-Citizens Bank & Trust Company 1 S Church Ave, Suite 1252 Tucson, AZ 85701 Full Service B&M $5,649
    First-Citizens Bank & Trust Company 1 South Main Street Chatham, VA 24531 Full Service B&M $66,924
    First-Citizens Bank & Trust Company 1 Westbury Parkway Bluffton, SC 29910 Full Service B&M $50,443
    First-Citizens Bank & Trust Company 10 East Wilson Avenue Wendell, NC 27591 Full Service B&M $33,453
    First-Citizens Bank & Trust Company 10 State Park Road Greenville, SC 29609 Full Service B&M $23,249
    First-Citizens Bank & Trust Company 100 4th Ave N, Suite 130 Seattle, WA 98109 Full Service B&M $42,542
    First-Citizens Bank & Trust Company 100 Campbell Station Drive Knoxville, TN 37934 Full Service B&M $14,778
    First-Citizens Bank & Trust Company 100 East Tryon Road Raleigh, NC 27603 Full Service B&M $19,069
    First-Citizens Bank & Trust Company 100 Trent Drive, Suite 250 Durham, NC 27710 Full Service B&M $182,808
    First-Citizens Bank & Trust Company 100 West Main Street Benson, NC 27504 Full Service B&M $59,930
    First-Citizens Bank & Trust Company 1000 High House Road Cary, NC 27513 Full Service B&M $75,940
    First-Citizens Bank & Trust Company 1004 Spartanburg Highway Hendersonville, NC 28739 Full Service B&M $154,311
    First-Citizens Bank & Trust Company 1005 Red Banks Road Greenville, NC 27858 Full Service B&M $90,931
    First-Citizens Bank & Trust Company 1007 Bypass 123 Seneca, SC 29678 Full Service B&M $36,592
    First-Citizens Bank & Trust Company 101 Atlantic Beach Cswy Atlantic Beach, NC 28512 Full Service B&M $35,073
    First-Citizens Bank & Trust Company 101 North Indian Rocks Road Belleair Bluffs, FL 33770 Full Service B&M $60,859
    First-Citizens Bank & Trust Company 101 South Highway 117 Bypass Burgaw, NC 28425 Full Service B&M $109,267
    First-Citizens Bank & Trust Company 101 Wakelon Street Zebulon, NC 27597 Full Service B&M $29,386
    First-Citizens Bank & Trust Company 10380 Silver Spring Drive Milwaukee, WI 53225 Full Service Retail $23,143
    First-Citizens Bank & Trust Company 101 Ygnacio Valley Road, Suite 425 Walnut Creek, CA 94596 Full Service B&M $10,387
    First-Citizens Bank & Trust Company 1010 Green Level Church Road Cary, NC 27519 Full Service B&M $25,115
    First-Citizens Bank & Trust Company 10118 Parkside Road, Suite 120 Knoxville, TN 37922 Full Service B&M $35,673
    First-Citizens Bank & Trust Company 102 North Main Street Anderson, SC 29621 Full Service B&M $34,953
    First-Citizens Bank & Trust Company 10201 Little Brier Creek Lane Raleigh, NC 27617 Full Service B&M $60,740
    First-Citizens Bank & Trust Company 1021 Main Street Blowing Rock, NC 28605 Full Service B&M $27,800
    First-Citizens Bank & Trust Company 10233 Governor Harrison Parkway Lawrenceville, VA 23868 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 1024 Alleghany Street Charlotte, NC 28208 Full Service B&M $49,555
    First-Citizens Bank & Trust Company 103 North Pine Street Spring Hope, NC 27882 Full Service B&M $97,064
    First-Citizens Bank & Trust Company 1030 Cross Point Drive Naples, FL 34110 Full Service B&M $24,909
    First-Citizens Bank & Trust Company 1035 Fernwood Glendale Road Spartanburg, SC 29307 Full Service B&M $65,736
    First-Citizens Bank & Trust Company 10355 Dunbarton Boulevard Barnwell, SC 29812 Full Service B&M $82,387
    First-Citizens Bank & Trust Company 104 Edgewood Street Lyman, SC 29365 Full Service B&M $29,966
    First-Citizens Bank & Trust Company 105 East Main Street Boonville, NC 27011 Full Service B&M $42,351
    First-Citizens Bank & Trust Company 105 West Church Street Cowpens, SC 29330 Full Service B&M $43,782
    First-Citizens Bank & Trust Company 10501 Patterson Ave Richmond, VA 23238 Full Service B&M $26,986
    First-Citizens Bank & Trust Company 106 Roanoke Boulevard Salem, VA 24153 Full Service B&M $26,134
    First-Citizens Bank & Trust Company 1060 Us Highway 1 Youngsville, NC 27596 Full Service B&M $42,907
    First-Citizens Bank & Trust Company 1067 Hamilton Place Johnson City, TN 37604 Full Service Retail $10,763
    First-Citizens Bank & Trust Company 1068 North Church Street Greenville, SC 29601 Full Service B&M $21,861
    First-Citizens Bank & Trust Company 1070 Vision Drive Apex, NC 27502 Full Service B&M $63,819
    First-Citizens Bank & Trust Company 10702 Us 70 West Clayton, NC 27520 Full Service B&M $69,528
    First-Citizens Bank & Trust Company 108 Patton Avenue Asheville, NC 28801 Full Service B&M $177,317
    First-Citizens Bank & Trust Company 108 West Broadway Street Pink Hill, NC 28572 Full Service B&M $39,828
    First-Citizens Bank & Trust Company 1082 Henderson Drive Jacksonville, NC 28540 Full Service B&M $85,074
    First-Citizens Bank & Trust Company 10865 Haynes Bridge Road Alpharetta, GA 30022 Full Service B&M $113,176
    First-Citizens Bank & Trust Company 109 South Franklin Street Madison, NC 27025 Full Service B&M $69,094
    First-Citizens Bank & Trust Company 10919 Ocean Boulevard Pawleys Island, SC 29585 Full Service B&M $95,297
    First-Citizens Bank & Trust Company 11 South College Avenue Newton, NC 28658 Full Service B&M $43,629
    First-Citizens Bank & Trust Company 110 Church Avenue Roanoke, VA 24011 Full Service B&M $65,962
    First-Citizens Bank & Trust Company 110 North Greene Street Snow Hill, NC 28580 Full Service B&M $81,491
    First-Citizens Bank & Trust Company 110 North Richland Bouldevard Richlands, NC 28574 Full Service B&M $42,813
    First-Citizens Bank & Trust Company 110 W Saint Julian Street Savannah, GA 31401 Full Service Retail $47,495
    First-Citizens Bank & Trust Company 110 West Main Street Pilot Mountain, NC 27041 Full Service B&M $46,104
    First-Citizens Bank & Trust Company 11063 Anderson Road Piedmont, SC 29673 Full Service B&M $30,983
    First-Citizens Bank & Trust Company 111 East Jefferson Street Monroe, NC 28110 Full Service B&M $93,379
    First-Citizens Bank & Trust Company 111 Mosby Avenue Littleton, NC 27850 Full Service B&M $21,945
    First-Citizens Bank & Trust Company 205 North Main Street Warrenton, NC 27589 Full Service B&M $33,298
    First-Citizens Bank & Trust Company 111 South Congress Street Winnsboro, SC 29180 Full Service B&M $88,432
    First-Citizens Bank & Trust Company 111 Us 441 Cherokee, NC 28719 Full Service B&M $13,246
    First-Citizens Bank & Trust Company 112 East Hicks Street Lawrenceville, VA 23868 Full Service B&M $89,289
    First-Citizens Bank & Trust Company 112 W Butler Rd Mauldin, SC 29662 Full Service B&M $32,244
    First-Citizens Bank & Trust Company 1120 El Camino Avenue Corona, CA 92879 Full Service B&M $44,794
    First-Citizens Bank & Trust Company 11280 Asheville Highway Inman, SC 29349 Full Service B&M $32,492
    First-Citizens Bank & Trust Company 113 East Main Street Williamston, SC 29697 Full Service B&M $71,056
    First-Citizens Bank & Trust Company 1132 North Church Street, Suite #100 Greensboro, NC 27401 Full Service B&M $47,820
    First-Citizens Bank & Trust Company 1135 West Liberty Street Sumter, SC 29150 Full Service B&M $15,625
    First-Citizens Bank & Trust Company 114 South Main Street Clio, SC 29525 Full Service B&M $13,666
    First-Citizens Bank & Trust Company 114 Westgate Road Franklin, NC 28734 Full Service B&M $64,784
    First-Citizens Bank & Trust Company 1145 East Atlantic Street South Hill, VA 23970 Full Service B&M $29,414
    First-Citizens Bank & Trust Company 115 Blowing Rock Boulevard Lenoir, NC 28645 Full Service B&M $137,817
    First-Citizens Bank & Trust Company 115 South Wilson Avenue Dunn, NC 28334 Full Service B&M $79,623
    First-Citizens Bank & Trust Company 116 West Carolina Avenue Crewe, VA 23930 Full Service B&M $45,692
    First-Citizens Bank & Trust Company 11613 North Main Street Archdale, NC 27263 Full Service B&M $45,902
    First-Citizens Bank & Trust Company 117 Fourth Street, N.W. Hickory, NC 28601 Full Service B&M $111,108
    First-Citizens Bank & Trust Company 117 Martin Luther King Drive Bladenboro, NC 28320 Full Service B&M $33,864
    First-Citizens Bank & Trust Company 11730 Hull Street Road Midlothian, VA 23112 Full Service B&M $56,534
    First-Citizens Bank & Trust Company 11776 West Broad Street Richmond, VA 23233 Full Service B&M $62,494
    First-Citizens Bank & Trust Company 1199 Hayes Forrest Road Winston-Salem, NC 27106 Full Service B&M $6,783
    First-Citizens Bank & Trust Company 12 North Morgan Avenue Andrews, SC 29510 Full Service B&M $49,937
    First-Citizens Bank & Trust Company 120 Aversboro Road Garner, NC 27529 Full Service B&M $41,024
    First-Citizens Bank & Trust Company 120 Glen Road Garner, NC 27529 Full Service B&M $38,083
    First-Citizens Bank & Trust Company 1296 Piney Forest Road Danville, VA 24543 Full Service B&M $20,810
    First-Citizens Bank & Trust Company 1200 Third Avenue Conway, SC 29526 Full Service B&M $60,611
    First-Citizens Bank & Trust Company 12002 Weston Parkway Cary, NC 27513 Full Service B&M $70,106
    First-Citizens Bank & Trust Company 1201 Dove Street Newport Beach, CA 92660 Full Service B&M $213,229
    First-Citizens Bank & Trust Company 1201 Tunnel Road Asheville, NC 28805 Full Service B&M $46,917
    First-Citizens Bank & Trust Company 1205 Dabney Drive Henderson, NC 27536 Full Service B&M $77,974
    First-Citizens Bank & Trust Company 122 North Alexander Street Toccoa, GA 30577 Full Service B&M $86,323
    First-Citizens Bank & Trust Company 1221 North Brightleaf Boulevard Smithfield, NC 27577 Full Service B&M $24,763
    First-Citizens Bank & Trust Company 1225 St. Matthews Road Orangeburg, SC 29115 Full Service B&M $42,494
    First-Citizens Bank & Trust Company 123 East Morse Boulevard Winter Park, FL 32789 Full Service B&M $24,309
    First-Citizens Bank & Trust Company 123 Main Street Whitmire, SC 29178 Full Service B&M $19,480
    First-Citizens Bank & Trust Company 1230 Main Street Columbia, SC 29201 Full Service B&M $448,793
    First-Citizens Bank & Trust Company 12380 Augusta Road Lavonia, GA 30553 Full Service B&M $19,752
    First-Citizens Bank & Trust Company 1248 Yeamans Hall Road Hanahan, SC 29410 Full Service B&M $61,655
    First-Citizens Bank & Trust Company 125 Old Montezuma Road Newland, NC 28657 Full Service B&M $44,691
    First-Citizens Bank & Trust Company 125 Park Avenue, S.W. Aiken, SC 29801 Full Service B&M $113,523
    First-Citizens Bank & Trust Company 126 Broadfoot Avenue Fayetteville, NC 28305 Full Service B&M $79,865
    First-Citizens Bank & Trust Company 126 Seven Farms Drive, Suite 100 Charleston, SC 29492 Full Service B&M $50,514
    First-Citizens Bank & Trust Company 12655 W Capital Dr Brookfield, WI 53005 Full Service B&M $52,470
    First-Citizens Bank & Trust Company 128 Loyola Dr, 128 Loyola Dr Myrtle Beach, SC 29588 Full Service B&M $36,848
    First-Citizens Bank & Trust Company 128 South Tryon Street Charlotte, NC 28202 Full Service B&M $286,863
    First-Citizens Bank & Trust Company 1289 Knox Avenue North Augusta, SC 29861 Full Service B&M $59,939
    First-Citizens Bank & Trust Company 129 N. Pine Street Batesburg, SC 29006 Full Service B&M $42,423
    First-Citizens Bank & Trust Company 129 North Parler Avenue Saint George, SC 29477 Full Service B&M $103,216
    First-Citizens Bank & Trust Company 1295 Highway 6 South Sugar Land, TX 77478 Full Service B&M $27,051
    First-Citizens Bank & Trust Company 12965 Main Street Williston, SC 29853 Full Service B&M $34,143
    First-Citizens Bank & Trust Company 130 Collins Drive Danville, VA 24543 Full Service B&M $56,723
    First-Citizens Bank & Trust Company 130 E Main St Bedford, VA 24523 Full Service B&M $120,664
    First-Citizens Bank & Trust Company 130 Grove Street Fayetteville, NC 28301 Limited, Drive-thru $49,499
    First-Citizens Bank & Trust Company 130 South Fifth Street Hartsville, SC 29550 Full Service B&M $93,342
    First-Citizens Bank & Trust Company 1300 Matthews Township Parkway Charlotte, NC 28105 Full Service B&M $87,891
    First-Citizens Bank & Trust Company 1301 Park Street Columbia, SC 29201 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 13015 Racetrack Road Tampa, FL 33626 Full Service B&M $20,769
    First-Citizens Bank & Trust Company 131 Forum Drive Columbia, SC 29229 Full Service B&M $50,181
    First-Citizens Bank & Trust Company 13101 Midlothian Turnpike Midlothian, VA 23113 Full Service B&M $50,711
    First-Citizens Bank & Trust Company 1319 North Main Street Summerville, SC 29483 Full Service B&M $30,670
    First-Citizens Bank & Trust Company 132 East Main Street Havelock, NC 28532 Full Service B&M $56,463
    First-Citizens Bank & Trust Company 132 Herlong Avenue Rock Hill, SC 29732 Full Service B&M $53,465
    First-Citizens Bank & Trust Company 1320 East Bidwell Street Folsom, CA 95630 Full Service B&M $52,203
    First-Citizens Bank & Trust Company 1322 South Main Street Blacksburg, VA 24060 Full Service B&M $8,303
    First-Citizens Bank & Trust Company 133 East Main Street Summerton, SC 29148 Full Service B&M $24,490
    First-Citizens Bank & Trust Company 134 South Main Street Kernersville, NC 27284 Full Service B&M $50,721
    First-Citizens Bank & Trust Company 1344 North Main Street Fuquay-Varina, NC 27526 Full Service B&M $30,052
    First-Citizens Bank & Trust Company 1348 Charlotte Highway Fairview, NC 28730 Full Service B&M $46,758
    First-Citizens Bank & Trust Company 13700 Park Boulevard Seminole, FL 33776 Full Service B&M $36,580
    First-Citizens Bank & Trust Company 13720 U.S. Highway 29 Chatham, VA 24531 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 1375 Patton Avenue Asheville, NC 28806 Full Service B&M $30,745
    First-Citizens Bank & Trust Company 13860 Old Augustine Road Jacksonville, FL 32258 Full Service B&M $20,359
    First-Citizens Bank & Trust Company 13999 Atomic Rd Beech Island, SC 29842 Full Service B&M $29,201
    First-Citizens Bank & Trust Company 1401 Highway 160 Fort Mill, SC 29715 Full Service B&M $51,125
    First-Citizens Bank & Trust Company 1411 Carolina Avenue Washington, NC 27889 Full Service B&M $44,489
    First-Citizens Bank & Trust Company 1414 W. Northwood Street Greensboro, NC 27408 Full Service B&M $120,059
    First-Citizens Bank & Trust Company 14221 Boren Street Huntersville, NC 28078 Full Service B&M $22,934
    First-Citizens Bank & Trust Company 144 North Trade Avenue Landrum, SC 29356 Full Service B&M $42,898
    First-Citizens Bank & Trust Company 144 South Main Street Bishopville, SC 29010 Full Service B&M $34,903
    First-Citizens Bank & Trust Company 14440 New Falls Of Neuse Road Raleigh, NC 27614 Full Service B&M $59,841
    First-Citizens Bank & Trust Company 1450 John B White Sr Blvd Spartanburg, SC 29306 Full Service B&M $83,650
    First-Citizens Bank & Trust Company 14650 N Northsight Blvd Scottsdale, AZ 85260 Full Service B&M $92,091
    First-Citizens Bank & Trust Company 147 Main Street Prosperity, SC 29127 Full Service B&M $30,194
    First-Citizens Bank & Trust Company 1471 San Marco Boulevard Jacksonville, FL 32207 Full Service B&M $20,625
    First-Citizens Bank & Trust Company 148 Saylor Street Southern Pines, NC 28387 Full Service B&M $48,503
    First-Citizens Bank & Trust Company 1498 Se Tech Center Vancouver, WA 98683 Full Service B&M $407
    First-Citizens Bank & Trust Company 150 Williamson Road Mooresville, NC 28117 Full Service B&M $29,982
    First-Citizens Bank & Trust Company 15010 John J Delaney Drive Charlotte, NC 28277 Full Service B&M $52,168
    First-Citizens Bank & Trust Company 1505 Live Oak Street Beaufort, NC 28516 Full Service B&M $79,112
    First-Citizens Bank & Trust Company 1508 East Greenville Street Anderson, SC 29621 Full Service B&M $43,695
    First-Citizens Bank & Trust Company 1509 Dutch Fork Road Irmo, SC 29063 Full Service B&M $80,074
    First-Citizens Bank & Trust Company 1509 Highwoods Boulevard Greensboro, NC 27410 Full Service B&M $26,158
    First-Citizens Bank & Trust Company 1516 16th Avenue South Nashville, TN 37212 Full Service B&M $13,209
    First-Citizens Bank & Trust Company 152 East Bay Street Charleston, SC 29401 Limited, Drive-thru $83
    First-Citizens Bank & Trust Company 1531 East Woodlawn Road Charlotte, NC 28209 Full Service B&M $45,117
    First-Citizens Bank & Trust Company 1535 Hershberger Road Nw Roanoke, VA 24012 Full Service B&M $29,957
    First-Citizens Bank & Trust Company 15444 Us Highway 17 North Hampstead, NC 28443 Full Service B&M $62,060
    First-Citizens Bank & Trust Company 1570 North Main Street Marion, NC 28752 Full Service B&M $90,755
    First-Citizens Bank & Trust Company 15700 Boones Ferry Road Lake Oswego, OR 97035 Full Service B&M $38,996
    First-Citizens Bank & Trust Company 1575 Jefferson Davis Highway Fredericksburg, VA 22401 Full Service B&M $25,452
    First-Citizens Bank & Trust Company 1601 28th Street Boulder, CO 80301 Full Service B&M $14,440
    First-Citizens Bank & Trust Company 16055 Ventura Boulevard, Ste 110 Encino, CA 91436 Full Service B&M $57,586
    First-Citizens Bank & Trust Company 1611 Gunbarrel Road Chattanooga, TN 37421 Full Service B&M $16,557
    First-Citizens Bank & Trust Company 1612 J A Cochran Bypass Chester, SC 29706 Full Service B&M $116,703
    First-Citizens Bank & Trust Company 1617 Hendersonville Rd Asheville, NC 28803 Full Service B&M $0
    First-Citizens Bank & Trust Company 1624 Sam Rittenberg Boulevard Charleston, SC 29407 Full Service B&M $62,812
    First-Citizens Bank & Trust Company 1650 East Franklin Street Chapel Hill, NC 27514 Full Service B&M $181,651
    First-Citizens Bank & Trust Company 16536 Bernardo Center Drive San Diego, CA 92128 Full Service B&M $50,284
    First-Citizens Bank & Trust Company 16700 Bass Road Fort Myers, FL 33908 Full Service B&M $55,095
    First-Citizens Bank & Trust Company 16800 Statesville Road Huntersville, NC 28078 Full Service B&M $41,213
    First-Citizens Bank & Trust Company 1700 Four Season's Boulevard Hendersonville, NC 28739 Full Service B&M $113,987
    First-Citizens Bank & Trust Company 1701 Owen Drive Fayetteville, NC 28304 Full Service B&M $90,048
    First-Citizens Bank & Trust Company 1706 East Broad Street Statesville, NC 28677 Full Service B&M $21,695
    First-Citizens Bank & Trust Company 1725 Indian Trail Lilburn Road Norcross, GA 30093 Full Service B&M $41,020
    First-Citizens Bank & Trust Company 175 West Main Street El Cajon, CA 92020 Full Service B&M $42,312
    First-Citizens Bank & Trust Company 176 Weaver Boulevard Weaverville, NC 28787 Full Service B&M $39,138
    First-Citizens Bank & Trust Company 1801 Trolley Road Summerville, SC 29485 Full Service B&M $33,859
    First-Citizens Bank & Trust Company 1815 Fortune Park Road Charlottesville, VA 22911 Full Service B&M $21,291
    First-Citizens Bank & Trust Company 182 Meeting Street Charleston, SC 29401 Full Service B&M $116,194
    First-Citizens Bank & Trust Company 1820 Columbia Road, N.E. Orangeburg, SC 29116 Full Service B&M $93,246
    First-Citizens Bank & Trust Company 1825 Kildare Farm Road Cary, NC 27511 Full Service B&M $107,903
    First-Citizens Bank & Trust Company 1839 Capital Boulevard Raleigh, NC 27604 Full Service B&M $25,705
    First-Citizens Bank & Trust Company 1855 North Center Street Hickory, NC 28601 Full Service B&M $91,504
    First-Citizens Bank & Trust Company 1862 Highway 70 Southeast Hickory, NC 28602 Full Service B&M $20,344
    First-Citizens Bank & Trust Company 1894 East Main Street Spartanburg, SC 29307 Full Service B&M $28,374
    First-Citizens Bank & Trust Company 2009 Hoffmeyer Road Florence, SC 29501 Full Service B&M $64,041
    First-Citizens Bank & Trust Company 1902 64th Avenue West Tacoma, WA 98466 Full Service B&M $64,982
    First-Citizens Bank & Trust Company 1905 West Us Highway 421 Wilkesboro, NC 28697 Full Service B&M $75,400
    First-Citizens Bank & Trust Company 1910 Eastwood Road Wilmington, NC 28403 Full Service B&M $140,882
    First-Citizens Bank & Trust Company 1920 Peace Haven Road Winston Salem, NC 27106 Full Service B&M $38,663
    First-Citizens Bank & Trust Company 196 Walnut Street Waynesville, NC 28786 Full Service B&M $120,810
    First-Citizens Bank & Trust Company 2 Northridge Drive Hilton Head, SC 29926 Full Service B&M $15,859
    First-Citizens Bank & Trust Company 2 West Main Street Liberty, SC 29657 Full Service B&M $52,730
    First-Citizens Bank & Trust Company 20 North Carolina Highway 32 North Sunbury, NC 27979 Full Service B&M $24,144
    First-Citizens Bank & Trust Company 200 East Ash Street Goldsboro, NC 27530 Full Service B&M $92,713
    First-Citizens Bank & Trust Company 200 Fayetteville Street Clinton, NC 28328 Full Service B&M $78,253
    First-Citizens Bank & Trust Company 200 West Main Street Kingstree, SC 29556 Full Service B&M $85,854
    First-Citizens Bank & Trust Company 2002 North Oak Street Myrtle Beach, SC 29577 Full Service B&M $25,587
    First-Citizens Bank & Trust Company 2005 Clark Street Raleigh, NC 27605 Full Service B&M $108,553
    First-Citizens Bank & Trust Company 201 Blythewood Road Blythewood, SC 29016 Full Service B&M $135,345
    First-Citizens Bank & Trust Company 201 Dr. Donnie H. Jones, Jr. Boulevard Princeton, NC 27569 Full Service B&M $16,487
    First-Citizens Bank & Trust Company 201 North Main Street Abbeville, SC 29620 Full Service B&M $67,503
    First-Citizens Bank & Trust Company 201 North Main Street Lake View, SC 29563 Full Service B&M $23,247
    First-Citizens Bank & Trust Company 201 North Main Street Saluda, SC 29138 Full Service B&M $66,940
    First-Citizens Bank & Trust Company 201 North Washington Street Sumter, SC 29150 Full Service B&M $28,115
    First-Citizens Bank & Trust Company 201-209 8th Street Marlinton, WV 24954 Full Service B&M $33,993
    First-Citizens Bank & Trust Company 2013 Abbey Road Charlottesville, VA 22911 Full Service B&M $23,212
    First-Citizens Bank & Trust Company 203 West Third Street Greenville, NC 27858 Full Service B&M $29,470
    First-Citizens Bank & Trust Company 20310 Catawba Avenue Cornelius, NC 28031 Full Service B&M $41,642
    First-Citizens Bank & Trust Company 20373 Timberlake Road Lynchburg, VA 24502 Full Service B&M $57,256
    First-Citizens Bank & Trust Company 204 East Broad Street Statesville, NC 28677 Full Service B&M $71,678
    First-Citizens Bank & Trust Company 2046 Bayshore Boulevard Dunedin, FL 34698 Full Service B&M $19,902
    First-Citizens Bank & Trust Company 2050 Round Rock Avenue Round Rock, TX 78681 Full Service B&M $49,960
    First-Citizens Bank & Trust Company 206 Carthage Street Sanford, NC 27330 Full Service B&M $82,492
    First-Citizens Bank & Trust Company 208 North Jackson Street Beulaville, NC 28518 Full Service B&M $28,499
    First-Citizens Bank & Trust Company 208 North Main Street Hemingway, SC 29554 Full Service B&M $13,682
    First-Citizens Bank & Trust Company 2101 Dominion Drive Charlottesville, VA 22901 Full Service B&M $40,815
    First-Citizens Bank & Trust Company 2106 Hendersonville Road Arden, NC 28806 Full Service B&M $93,721
    First-Citizens Bank & Trust Company 2108 South Horner Boulevard Sanford, NC 27330 Full Service B&M $23,616
    First-Citizens Bank & Trust Company 212 East Main Street Moncks Corner, SC 29461 Full Service B&M $64,729
    First-Citizens Bank & Trust Company 214 North Main Street Marion, SC 29571 Full Service B&M $31,366
    First-Citizens Bank & Trust Company 214 West Atlantic Street Emporia, VA 23847 Full Service B&M $37,934
    First-Citizens Bank & Trust Company 2140 Satellite Blvd Duluth, GA 30097 Full Service B&M $125,034
    First-Citizens Bank & Trust Company 2147 Valley Ave Winchester, VA 22601 Full Service B&M $15,391
    First-Citizens Bank & Trust Company 217 North Main Street Dobson, NC 27017 Full Service B&M $21,974
    First-Citizens Bank & Trust Company 217 North Sterling Street Morganton, NC 28655 Full Service B&M $110,567
    First-Citizens Bank & Trust Company 2170 Ashley Phosphate Road North Charleston, SC 29406 Full Service B&M $70,301
    First-Citizens Bank & Trust Company 2171 Se Federal Highway Stuart, FL 34994 Full Service B&M $28,803
    First-Citizens Bank & Trust Company 218 South Main Street Summerville, SC 29483 Full Service B&M $105,274
    First-Citizens Bank & Trust Company 219 North Hwy 16 South Denver, NC 28037 Full Service B&M $31,442
    First-Citizens Bank & Trust Company 22 Hiwassee Street Murphy, NC 28906 Full Service B&M $93,188
    First-Citizens Bank & Trust Company 2200 South 17th Street Wilmington, NC 28402 Full Service B&M $72,020
    First-Citizens Bank & Trust Company 2201 Augusta Street Greenville, SC 29605 Full Service B&M $56,650
    First-Citizens Bank & Trust Company 221 N. Howe Street Southport, NC 28461 Full Service B&M $76,598
    First-Citizens Bank & Trust Company 222 East Atlantic Street South Hill, VA 23970 Full Service B&M $109,167
    First-Citizens Bank & Trust Company 222 Main Street Buies Creek, NC 27506 Full Service B&M $28,561
    First-Citizens Bank & Trust Company 2230 Westinghouse Blvd Charlotte, NC 28273 Full Service B&M $31,623
    First-Citizens Bank & Trust Company 303 North Pearl Street Pageland, SC 29728 Full Service B&M $56,794
    First-Citizens Bank & Trust Company 226 East Main Street Rock Hill, SC 29730 Full Service B&M $90,015
    First-Citizens Bank & Trust Company 2262 Lewisville-Clemmons Rd Clemmons, NC 27012 Full Service B&M $51,557
    First-Citizens Bank & Trust Company 228 South Royal Oaks Boulevard Franklin, TN 37064 Full Service B&M $18,483
    First-Citizens Bank & Trust Company 2301 Nash Street, Nw Wilson, NC 27893 Full Service B&M $40,500
    First-Citizens Bank & Trust Company 231 Kings Highway Eden, NC 27288 Full Service B&M $26,854
    First-Citizens Bank & Trust Company 232 Market Street Cheraw, SC 29520 Full Service B&M $54,653
    First-Citizens Bank & Trust Company 235 Main Street Thomson, GA 30824 Full Service B&M $71,001
    First-Citizens Bank & Trust Company 2350 Broad River Road Columbia, SC 29210 Full Service B&M $31,586
    First-Citizens Bank & Trust Company 239 Fayetteville Street Raleigh, NC 27601 Full Service B&M $589,272
    First-Citizens Bank & Trust Company 239 North Central Avenue Staunton, VA 24401 Full Service B&M $40,097
    First-Citizens Bank & Trust Company 2393 South Main Street Harrisonburg, VA 22801 Full Service B&M $16,461
    First-Citizens Bank & Trust Company 24 Hanks Street Pittsboro, NC 27312 Full Service B&M $34,405
    First-Citizens Bank & Trust Company 2400 Dallas Parkway Plano, TX 75093 Full Service B&M $16,705
    First-Citizens Bank & Trust Company 2405 Stantonsburg Road Greenville, NC 27834 Full Service B&M $98,750
    First-Citizens Bank & Trust Company 241 Medical Park Road Mooresville, NC 28117 Full Service B&M $20,155
    First-Citizens Bank & Trust Company 242 North Main Street Chase City, VA 23924 Full Service B&M $45,296
    First-Citizens Bank & Trust Company 2420 Laurens Road Greenville, SC 29607 Full Service B&M $26,882
    First-Citizens Bank & Trust Company 2424 W. 121st Avenue Westminster, CO 80234 Full Service B&M $39,229
    First-Citizens Bank & Trust Company 2425 East Ash Street Goldsboro, NC 27530 Full Service B&M $31,977
    First-Citizens Bank & Trust Company 2464 Main Street Elgin, SC 29045 Full Service B&M $38,097
    First-Citizens Bank & Trust Company 248 Rodney Orr Bypass Robbinsville, NC 28771 Full Service B&M $27,686
    First-Citizens Bank & Trust Company 248 West Main Street Lake City, SC 29560 Full Service B&M $97,968
    First-Citizens Bank & Trust Company 2480 South Gilbert Road Chandler, AZ 85286 Full Service B&M $90,680
    First-Citizens Bank & Trust Company 250 Palermo Avenue Coral Gables, FL 33134 Full Service B&M $62,258
    First-Citizens Bank & Trust Company 250 Peppers Ferry Road Chirstiansburg, VA 24073 Full Service B&M $13,559
    First-Citizens Bank & Trust Company 250 Tequesta Drive, Suite 101 Tequesta, FL 33469 Full Service B&M $58,067
    First-Citizens Bank & Trust Company 2520 Timber Drive Garner, NC 27529 Full Service B&M $65,924
    First-Citizens Bank & Trust Company 255 South Main Street Woodruff, SC 29388 Full Service B&M $22,775
    First-Citizens Bank & Trust Company 2569 Reilly Road Fort Bragg, NC 28307 Full Service B&M $92,919
    First-Citizens Bank & Trust Company 2600 Medical Office Place Goldsboro, NC 27534 Full Service B&M $45,037
    First-Citizens Bank & Trust Company 2600 Rosewood Drive Columbia, SC 29205 Full Service B&M $46,854
    First-Citizens Bank & Trust Company 2601 Bayshore Drive, Suite 101 Coconut Grove, FL 33133 Full Service B&M $218,548
    First-Citizens Bank & Trust Company 2607 Mill Street Winterville, NC 28590 Full Service B&M $31,587
    First-Citizens Bank & Trust Company 2621 North Main Street Columbia, SC 29201 Full Service B&M $15,936
    First-Citizens Bank & Trust Company 2626 Howell St, Suite 110 Dallas, TX 75204 Full Service B&M $20,296
    First-Citizens Bank & Trust Company 2630 Rainbow Way, Ste - D Decatur, GA 30034 Full Service B&M $37,928
    First-Citizens Bank & Trust Company 2676 Highway 17 North Mount Pleasant, SC 29466 Full Service B&M $52,813
    First-Citizens Bank & Trust Company 26980 Crown Valley Parkway Mission Viejo, CA 92691 Full Service B&M $37,067
    First-Citizens Bank & Trust Company 2708 Woodruff Road Simpsonville, SC 29681 Full Service B&M $23,746
    First-Citizens Bank & Trust Company 2743 West Roosevelt Boulevard Monroe, NC 28110 Full Service B&M $50,824
    First-Citizens Bank & Trust Company 276 South Irby Street Florence, SC 29501 Full Service B&M $70,717
    First-Citizens Bank & Trust Company 280 West Main Street Valdese, NC 28690 Full Service B&M $46,161
    First-Citizens Bank & Trust Company 2830 Sunset Boulevard West Columbia, SC 29169 Full Service B&M $45,224
    First-Citizens Bank & Trust Company 2880 West Highway 160 Tega Cay, SC 29708 Full Service B&M $48,726
    First-Citizens Bank & Trust Company 2895 Reidville Road Spartanburg, SC 29301 Full Service B&M $47,249
    First-Citizens Bank & Trust Company 2900 Hendersonville Road Fletcher, NC 28732 Full Service B&M $74,418
    First-Citizens Bank & Trust Company 29818 Santa Margarita Parkway, Suite A Rancho Santa Margarita, CA 92688 Full Service B&M $88,375
    First-Citizens Bank & Trust Company 2998 Shallowford Road Marietta, GA 30066 Full Service B&M $43,514
    First-Citizens Bank & Trust Company 3 Cross Road Drive Horse Shoe, NC 28742 Limited, Drive-thru $52,137
    First-Citizens Bank & Trust Company 300 110th Avenue, Ne Bellevue, WA 98004 Full Service B&M $62,716
    First-Citizens Bank & Trust Company 300 General Daniel Ave Danielsville, GA 30633 Full Service B&M $49,472
    First-Citizens Bank & Trust Company 300 The Parkway Greer, SC 29650 Full Service B&M $27,142
    First-Citizens Bank & Trust Company 3001 Trenwest Drive Winston Salem, NC 27103 Full Service B&M $203,768
    First-Citizens Bank & Trust Company 301 West Broad Street Elizabethtown, NC 28337 Full Service B&M $46,203
    First-Citizens Bank & Trust Company 302 Main Street Swansboro, NC 28584 Full Service B&M $69,217
    First-Citizens Bank & Trust Company 302 North Hampton Street Kershaw, SC 29067 Full Service B&M $24,993
    First-Citizens Bank & Trust Company 302 Northeast Boulevard Clinton, NC 28328 Full Service B&M $31,716
    First-Citizens Bank & Trust Company 302 Second Street West Jefferson, NC 28694 Full Service B&M $95,460
    First-Citizens Bank & Trust Company 302 Western Blvd Jacksonville, NC 28540 Full Service B&M $161,128
    First-Citizens Bank & Trust Company 3021 Old Forest Road Lynchburg, VA 24503 Full Service B&M $28,144
    First-Citizens Bank & Trust Company 3024 Enterprise Road East Clearwater, FL 33759 Full Service B&M $31,241
    First-Citizens Bank & Trust Company 621 South Main Street Sparta, NC 28675 Full Service B&M $22,954
    First-Citizens Bank & Trust Company 304 East Main Street Bedford, VA 24523 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 304 Old Greenville Highway Clemson, SC 29631 Full Service B&M $141,369
    First-Citizens Bank & Trust Company 304 State Highway 24 Roseboro, NC 28382 Full Service B&M $18,087
    First-Citizens Bank & Trust Company 305 Broad Street New Bern, NC 28560 Full Service B&M $146,168
    First-Citizens Bank & Trust Company 305 North Hills Shopping Center Raleigh, NC 27609 Full Service B&M $633,654
    First-Citizens Bank & Trust Company 305 West Main Street Laurens, SC 29360 Full Service B&M $37,496
    First-Citizens Bank & Trust Company 305-7 East Main Street Front Royal, VA 22630 Full Service B&M $16,647
    First-Citizens Bank & Trust Company 3050 Eastway Drive Charlotte, NC 28205 Full Service B&M $46,384
    First-Citizens Bank & Trust Company 3055 Tamiami Trail North Naples, FL 34103 Full Service B&M $48,143
    First-Citizens Bank & Trust Company 306 East Washington Street Slinger, WI 53086 Full Service B&M $12,809
    First-Citizens Bank & Trust Company 306 Old Farm Road Roanoke Rapids, NC 27870 Full Service B&M $97,972
    First-Citizens Bank & Trust Company 306 W.B. Mclean Boulevard Cape Carteret, NC 28584 Full Service B&M $68,609
    First-Citizens Bank & Trust Company 3060 Eagle Drive Woodstock, GA 30189 Full Service B&M $38,481
    First-Citizens Bank & Trust Company 309 Main Street Edgefield, SC 29824 Full Service B&M $43,906
    First-Citizens Bank & Trust Company 309 Sw 6th Avenue Portland, OR 97204 Full Service B&M $52,739
    First-Citizens Bank & Trust Company 3091 Richlands Highway Jacksonville, NC 28540 Full Service B&M $24,153
    First-Citizens Bank & Trust Company 3109 South Memorial Drive Greenville, NC 27834 Full Service B&M $32,500
    First-Citizens Bank & Trust Company 3115 Martin Luther King, Jr. Blvd. Anderson, SC 29625 Full Service B&M $21,664
    First-Citizens Bank & Trust Company 3121 Commodore Plaza Miami, FL 33133 Full Service B&M $361,732
    First-Citizens Bank & Trust Company 3129 Us Highway 264, (Raleigh Road) Wilson, NC 27893 Full Service B&M $115,974
    First-Citizens Bank & Trust Company 314 East Main Street Bennettsville, SC 29512 Limited, Drive-thru $53,513
    First-Citizens Bank & Trust Company 315 Libbie Avenue Richmond, VA 23226 Full Service B&M $5,420
    First-Citizens Bank & Trust Company 315 Market Street Wilmington, NC 28401 Full Service B&M $120,877
    First-Citizens Bank & Trust Company 316 Main Street Newton Grove, NC 28366 Full Service B&M $58,930
    First-Citizens Bank & Trust Company 318 West Main Street Forest City, NC 28043 Full Service B&M $79,314
    First-Citizens Bank & Trust Company 320 University Blvd Harrisonburg, VA 22801 Full Service B&M $17,502
    First-Citizens Bank & Trust Company 3200 Hillsborough Road Durham, NC 27705 Full Service B&M $21,607
    First-Citizens Bank & Trust Company 3200 Randleman Road Greensboro, NC 27406 Full Service B&M $59,767
    First-Citizens Bank & Trust Company 321 Main Street Bunn, NC 27508 Full Service B&M $30,697
    First-Citizens Bank & Trust Company 3225 Peachtree Parkway Suwanee, GA 30024 Full Service B&M $44,088
    First-Citizens Bank & Trust Company 3231 Edwards Mill Road Raleigh, NC 27612 Full Service B&M $249,208
    First-Citizens Bank & Trust Company 325 Mount Vernon Highway Ne Sandy Springs, GA 30328 Full Service B&M $31,955
    First-Citizens Bank & Trust Company 325 W Mcbee Street Greenville, SC 29601 Full Service B&M $120,166
    First-Citizens Bank & Trust Company 327 N. Dale Mabry Hwy Tampa, FL 33609 Full Service B&M $57,212
    First-Citizens Bank & Trust Company 3270 Florence Road Powder Springs, GA 30127 Full Service B&M $39,919
    First-Citizens Bank & Trust Company 3300 Cumberland Boulevard Atlanta, GA 30339 Full Service B&M $74,021
    First-Citizens Bank & Trust Company 3402 Kildaire Farm Road Cary, NC 27511 Full Service B&M $19,921
    First-Citizens Bank & Trust Company 3412 Bridges Street Morehead City, NC 28557 Full Service B&M $103,255
    First-Citizens Bank & Trust Company 342 Baston Road Martinez, GA 30907 Full Service B&M $25,028
    First-Citizens Bank & Trust Company 3490 Dr M L King Jr Boulevard New Bern, NC 28562 Full Service B&M $87,820
    First-Citizens Bank & Trust Company 350 S. Beverly Drive Beverly Hills, CA 90212 Full Service B&M $84,586
    First-Citizens Bank & Trust Company 351 North First Street Albemarle, NC 28002 Full Service B&M $78,734
    First-Citizens Bank & Trust Company 3535 Nw 58th Street Oklahoma City, OK 73112 Full Service B&M $32,727
    First-Citizens Bank & Trust Company 3551 Lancaster Hwy Richburg, SC 29729 Full Service B&M $27,817
    First-Citizens Bank & Trust Company 36 Highway 64 Hayesville, NC 28904 Full Service B&M $34,246
    First-Citizens Bank & Trust Company 36 Hwy 72 E Comer, GA 30629 Full Service B&M $27,532
    First-Citizens Bank & Trust Company 360 West Grand Ave. Escondido, CA 92025 Full Service B&M $62,114
    First-Citizens Bank & Trust Company 3600 North Elm Street Greensboro, NC 27408 Full Service B&M $75,234
    First-Citizens Bank & Trust Company 3602 Walton Way Extension Augusta, GA 30909 Full Service B&M $20,067
    First-Citizens Bank & Trust Company 3604 Ramsey Street Fayetteville, NC 28311 Full Service B&M $51,711
    First-Citizens Bank & Trust Company 3611 Boiling Springs Road Spartanburg, SC 29316 Full Service B&M $83,239
    First-Citizens Bank & Trust Company 3611 East 1st Avenue Denver, CO 80206 Full Service B&M $43,339
    First-Citizens Bank & Trust Company 3624 South College Road Wilmington, NC 28412 Full Service B&M $62,081
    First-Citizens Bank & Trust Company 3626 North Main Street Hope Mills, NC 28348 Full Service B&M $47,003
    First-Citizens Bank & Trust Company 364 East Bypass Burnsville, NC 28714 Full Service B&M $34,459
    First-Citizens Bank & Trust Company 37 Park Street Canton, NC 28716 Full Service B&M $32,091
    First-Citizens Bank & Trust Company 3700 Taylor Glen Lake Concord, NC 28027 Full Service B&M $0
    First-Citizens Bank & Trust Company 3701 West Lake Mary Blulevard Lake Mary, FL 32746 Full Service B&M $47,712
    First-Citizens Bank & Trust Company 3711 Douglas Boulevard Roseville, CA 95661 Full Service B&M $49,859
    First-Citizens Bank & Trust Company 3750 Nw 87th Avenue Doral, FL 33178 Full Service B&M $117,250
    First-Citizens Bank & Trust Company 3819 Blue Ridge Boulevard Walhalla, SC 29691 Full Service B&M $64,979
    First-Citizens Bank & Trust Company 3862 Electric Road Roanoke, VA 24018 Full Service B&M $84,859
    First-Citizens Bank & Trust Company 3967 Platt Springs Road West Columbia, SC 29170 Full Service B&M $35,181
    First-Citizens Bank & Trust Company 40 Catoctin Circle, N.E. Leesburg, VA 20176 Full Service B&M $23,732
    First-Citizens Bank & Trust Company 40 Page Drive Pinehurst, NC 28374 Full Service B&M $76,477
    First-Citizens Bank & Trust Company 400 Cardinal Lane Hartland, WI 53029 Full Service B&M $34,148
    First-Citizens Bank & Trust Company 4000 W Brown Deer Road Brown Deer, WI 53209 Full Service B&M $69,719
    First-Citizens Bank & Trust Company 4004 Roxboro Street Durham, NC 27704 Full Service B&M $51,785
    First-Citizens Bank & Trust Company 401 West Main Street Williamston, NC 27892 Full Service B&M $27,204
    First-Citizens Bank & Trust Company 402 East Dekalb Street Camden, SC 29020 Full Service B&M $67,877
    First-Citizens Bank & Trust Company 402 South Main Street Mullins, SC 29574 Full Service B&M $49,516
    First-Citizens Bank & Trust Company 4022 Oleander Drive Wilmington, NC 28403 Full Service B&M $53,705
    First-Citizens Bank & Trust Company 4023 West Hundred Rd. Chester, VA 23831 Full Service B&M $28,372
    First-Citizens Bank & Trust Company 403 West Main Street Chesterfield, SC 29709 Full Service B&M $74,087
    First-Citizens Bank & Trust Company 4040 River Oaks Drive Myrtle Beach, SC 29579 Full Service B&M $28,076
    First-Citizens Bank & Trust Company 4045 Mendenhall Oaks Parkway High Point, NC 27265 Full Service B&M $44,721
    First-Citizens Bank & Trust Company 406 U.S. Hwy 301 North Dillon, SC 29536 Full Service B&M $166,353
    First-Citizens Bank & Trust Company 4065 Columbia Road Augusta, GA 30907 Full Service B&M $26,919
    First-Citizens Bank & Trust Company 409 Broad Street Oriental, NC 28571 Full Service B&M $54,621
    First-Citizens Bank & Trust Company 409 East Market Street Smithfield, NC 27577 Full Service B&M $329,047
    First-Citizens Bank & Trust Company 415 South Madison Street Whiteville, NC 28472 Full Service B&M $50,383
    First-Citizens Bank & Trust Company 41520 Ivy Street Murrieta, CA 92562 Full Service B&M $75,425
    First-Citizens Bank & Trust Company 417 West State Street Black Mountain, NC 28711 Full Service B&M $38,534
    First-Citizens Bank & Trust Company 4195 Old Milton Parkway Alpharetta, GA 30005 Limited, Drive-thru $4,445
    First-Citizens Bank & Trust Company 424 Indian Trail Rd Indian Trail, NC 28079 Full Service B&M $82,792
    First-Citizens Bank & Trust Company 424 North Main Street Walnut Cove, NC 27052 Full Service B&M $46,186
    First-Citizens Bank & Trust Company 425 East Main Street Lincolnton, NC 28092 Full Service B&M $66,362
    First-Citizens Bank & Trust Company 4280 Professional Center Drive Palm Beach Gardens, FL 33410 Full Service Retail $56,882
    First-Citizens Bank & Trust Company 430 Calhoun Street Johnston, SC 29832 Full Service B&M $55,068
    First-Citizens Bank & Trust Company 4300 San Pablo Road South Jacksonville, FL 32224 Full Service B&M $51,421
    First-Citizens Bank & Trust Company 4300 Six Forks Road Raleigh, NC 27609 Full Service Cyber Office $2,563
    First-Citizens Bank & Trust Company 4325 Randolph Road Charlotte, NC 28211 Full Service B&M $94,989
    First-Citizens Bank & Trust Company 436 Central Street Hudson, NC 28638 Full Service B&M $62,284
    First-Citizens Bank & Trust Company 4375 Highway 17 Bypass Murrells Inlet, SC 29576 Full Service B&M $24,716
    First-Citizens Bank & Trust Company 440 South College Road Wilmington, NC 28403 Full Service B&M $118,237
    First-Citizens Bank & Trust Company 44575 Avenida De Missiones Temecula, CA 92592 Full Service B&M $61,275
    First-Citizens Bank & Trust Company 45 Falls Avenue Granite Falls, NC 28630 Full Service B&M $59,975
    First-Citizens Bank & Trust Company 450 East Henry Street Spartanburg, SC 29302 Full Service B&M $143,305
    First-Citizens Bank & Trust Company 4501 West Memorial Road Oklahoma City, OK 73142 Full Service B&M $65,153
    First-Citizens Bank & Trust Company 455 Capital Mall Sacramento, CA 95814 Full Service B&M $289,955
    First-Citizens Bank & Trust Company 4557 Savannah Hwy North, SC 29112 Full Service B&M $20,995
    First-Citizens Bank & Trust Company 46 West Depot Street Angier, NC 27501 Full Service B&M $40,922
    First-Citizens Bank & Trust Company 462 Folly Road Charleston, SC 29412 Full Service B&M $64,238
    First-Citizens Bank & Trust Company 4635 West Market Street Greensboro, NC 27407 Full Service B&M $54,200
    First-Citizens Bank & Trust Company 4661 So 27th St Milwaukee, WI 53221 Full Service B&M $43,740
    First-Citizens Bank & Trust Company 4717 Grand Avenue Kansas City, MO 64112 Full Service B&M $16,255
    First-Citizens Bank & Trust Company 4801 Capital Boulevard Raleigh, NC 27604 Full Service B&M $57,800
    First-Citizens Bank & Trust Company 4801 Forest Drive Columbia, SC 29206 Full Service B&M $112,297
    First-Citizens Bank & Trust Company 500 North Main Street Lancaster, SC 29720 Full Service B&M $211,789
    First-Citizens Bank & Trust Company 5002-C Westheimer Road Houston, TX 77056 Full Service B&M $28,845
    First-Citizens Bank & Trust Company 5008 Forbes Drive Charlotte, NC 28277 Full Service B&M $64,367
    First-Citizens Bank & Trust Company 501 South Main Street Reidsville, NC 27320 Full Service B&M $31,711
    First-Citizens Bank & Trust Company 501 West Queen Street Grifton, NC 28530 Full Service B&M $23,441
    First-Citizens Bank & Trust Company 502 North Main Street Mount Airy, NC 27030 Full Service B&M $46,372
    First-Citizens Bank & Trust Company 5043 Main Street Shallotte, NC 28470 Full Service B&M $37,703
    First-Citizens Bank & Trust Company 509 East Nash Street Louisburg, NC 27549 Full Service B&M $125,385
    First-Citizens Bank & Trust Company 5090 Dorchester Road North Charleston, SC 29418 Full Service B&M $39,955
    First-Citizens Bank & Trust Company 5099 Federal Highway Boca Raton, FL 33431 Full Service B&M $43,981
    First-Citizens Bank & Trust Company 51 Main Street Bryson City, NC 28713 Full Service B&M $26,852
    First-Citizens Bank & Trust Company 510 Mcclanahan Street Sw Roanoke, VA 24014 Full Service B&M $20,225
    First-Citizens Bank & Trust Company 5101 Point Fosdick Drive Gig Harbor, WA 98335 Full Service B&M $37,983
    First-Citizens Bank & Trust Company 511 Pearl Street Darlington, SC 29532 Full Service B&M $54,080
    First-Citizens Bank & Trust Company 518 Georgia Avenue North Augusta, SC 29841 Full Service B&M $41,283
    First-Citizens Bank & Trust Company 518 South Main Street Greenwood, SC 29646 Full Service B&M $83,296
    First-Citizens Bank & Trust Company 520 Westwood Shopping Center Fayetteville, NC 28304 Full Service B&M $126,460
    First-Citizens Bank & Trust Company 53 Chatham Downs Drive Chapel Hill, NC 27517 Full Service B&M $31,097
    First-Citizens Bank & Trust Company 530 Main Street Danville, VA 24541 Full Service B&M $33,970
    First-Citizens Bank & Trust Company 540 East Stuart Drive Galax, VA 24333 Full Service B&M $29,508
    First-Citizens Bank & Trust Company 540 Hwy 105 Ext Boone, NC 28607 Full Service B&M $94,441
    First-Citizens Bank & Trust Company 540 Main Street Clifton Forge, VA 24422 Full Service B&M $32,672
    First-Citizens Bank & Trust Company 5400 South Boulevard Charlotte, NC 28217 Full Service B&M $35,906
    First-Citizens Bank & Trust Company 5417 Page Road Durham, NC 27709 Full Service B&M $40,468
    First-Citizens Bank & Trust Company 544 East Ogden Avenue, Suite 800 Milwaukee, WI 53202 Full Service B&M $24,139
    First-Citizens Bank & Trust Company 5500 Bee Cave Road West Lake Hills, TX 78746 Full Service B&M $59,366
    First-Citizens Bank & Trust Company 555 Big A Road Toccoa, GA 30577 Full Service B&M $22,455
    First-Citizens Bank & Trust Company 5561 Sunset Boulevard Lexington, SC 29072 Full Service B&M $75,721
    First-Citizens Bank & Trust Company 5571 Chamblee Dunwoody Road Atlanta, GA 30338 Full Service B&M $50,330
    First-Citizens Bank & Trust Company 5610 N Bayshore Dr Milwaukee, WI 53217 Full Service B&M $34,718
    First-Citizens Bank & Trust Company 5661 Us Highway 25 Marshall, NC 28753 Full Service B&M $53,682
    First-Citizens Bank & Trust Company 5721 Coral Ridge Drive Coral Springs, FL 33076 Full Service Retail $38,096
    First-Citizens Bank & Trust Company 5811 Us Highway 378 W Mccormick, SC 29835 Full Service B&M $37,275
    First-Citizens Bank & Trust Company 5825 54th Avenue North Kenneth City, FL 33709 Full Service B&M $21,764
    First-Citizens Bank & Trust Company 6001 West Capitol Drive Milwaukee, WI 53216 Full Service B&M $62,407
    First-Citizens Bank & Trust Company 6005 University Parkway Winston Salem, NC 27105 Full Service B&M $63,361
    First-Citizens Bank & Trust Company 601 Highway 17 South North Myrtle Beach, SC 29582 Full Service B&M $32,820
    First-Citizens Bank & Trust Company 601 New Leicester Highway Asheville, NC 28806 Full Service B&M $45,070
    First-Citizens Bank & Trust Company 6031 Regency West Drive Mount Pleasant, WI 53406 Full Service B&M $26,694
    First-Citizens Bank & Trust Company 604 South Main Street King, NC 27021 Full Service B&M $66,026
    First-Citizens Bank & Trust Company 607 Plaza Boulevard Kinston, NC 28501 Full Service B&M $74,295
    First-Citizens Bank & Trust Company 6088 Innovation Way Carlsbad, CA 92009 Full Service B&M $56,252
    First-Citizens Bank & Trust Company 609 West Main Street Sylva, NC 28779 Full Service B&M $44,224
    First-Citizens Bank & Trust Company 612 Lake Park Boulevard Carolina Beach, NC 28428 Full Service B&M $23,585
    First-Citizens Bank & Trust Company 615 North 4th Street Highlands, NC 28741 Full Service B&M $40,233
    First-Citizens Bank & Trust Company 619 Pamplico Hwy Florence, SC 29505 Full Service B&M $39,196
    First-Citizens Bank & Trust Company 620 Green Valley Road Greensboro, NC 27408 Full Service B&M $58,297
    First-Citizens Bank & Trust Company 6213 South Carolina Highway 162 Hollywood, SC 29449 Full Service B&M $30,314
    First-Citizens Bank & Trust Company 6230 University Parkway Sarasota, FL 34240 Full Service B&M $27,279
    First-Citizens Bank & Trust Company 625 Merrimon Avenue Asheville, NC 28802 Full Service B&M $41,654
    First-Citizens Bank & Trust Company 636 Fairview Road Simpsonville, SC 29681 Full Service B&M $35,122
    First-Citizens Bank & Trust Company 6451 North Federal Highway, Suite 101 Fort Lauderdale, FL 33308 Full Service B&M $65,811
    First-Citizens Bank & Trust Company 65 Kingston Drive Daleville, VA 24083 Full Service B&M $43,048
    First-Citizens Bank & Trust Company 6501 Morrison Boulevard Charlotte, NC 28211 Full Service B&M $83,075
    First-Citizens Bank & Trust Company 6539 Calhoun Memorial Highway Easley, SC 29640 Full Service B&M $46,245
    First-Citizens Bank & Trust Company 655 North Central Avenue, Suite 1500 Glendale, CA 91203 Full Service B&M $43,570
    First-Citizens Bank & Trust Company 6550 Knightdale Boulevard Knightdale, NC 27545 Full Service B&M $42,033
    First-Citizens Bank & Trust Company 6703 S 234th St Kent, WA 98032 Full Service B&M $18,951
    First-Citizens Bank & Trust Company 6705 E. Marshville Blvd Marshville, NC 28103 Full Service B&M $28,261
    First-Citizens Bank & Trust Company 6709 North Tryon Street Charlotte, NC 28213 Full Service B&M $22,433
    First-Citizens Bank & Trust Company 6718 Potomac Highland Trail Arbovale, WV 24915 Full Service B&M $35,192
    First-Citizens Bank & Trust Company 6808 Northlake Mall Drive Charlotte, NC 28216 Full Service B&M $69,722
    First-Citizens Bank & Trust Company 6824 North Main St Columbia, SC 29203 Full Service B&M $15,320
    First-Citizens Bank & Trust Company 683 Bultman Drive Sumter, SC 29150 Full Service B&M $98,421
    First-Citizens Bank & Trust Company 685 West Main Street Danville, VA 24541 Full Service B&M $27,259
    First-Citizens Bank & Trust Company 6850 Central Avenue Saint Petersburg, FL 33707 Full Service B&M $46,949
    First-Citizens Bank & Trust Company 6910 S Pine St Pacolet, SC 29372 Full Service B&M $30,343
    First-Citizens Bank & Trust Company 6930 Matthews-Mint Hill Road Charlotte, NC 28227 Full Service B&M $52,840
    First-Citizens Bank & Trust Company 6th And Main Street Hendersonville, NC 28739 Full Service B&M $227,632
    First-Citizens Bank & Trust Company 7 Arley Way Bluffton, SC 29909 Full Service B&M $29,687
    First-Citizens Bank & Trust Company 700 North Main Street High Point, NC 27261 Full Service B&M $62,086
    First-Citizens Bank & Trust Company 700 Paseo De Peralta Santa Fe, NM 87501 Full Service B&M $41,902
    First-Citizens Bank & Trust Company 7001 Falls Of The Neuse Road Raleigh, NC 27615 Full Service B&M $126,653
    First-Citizens Bank & Trust Company 7001 Fayetteville Road Durham, NC 27713 Full Service B&M $26,127
    First-Citizens Bank & Trust Company 701 North Jefferson Street Lewisburg, WV 24901 Full Service B&M $20,816
    First-Citizens Bank & Trust Company 701 Tsali Boulevard Cherokee, NC 28719 Full Service B&M $324,911
    First-Citizens Bank & Trust Company 7039 Parklane Road Columbia, SC 29223 Full Service B&M $36,201
    First-Citizens Bank & Trust Company 7045 Highway 70 East Newport, NC 28570 Full Service B&M $42,594
    First-Citizens Bank & Trust Company 706 Lomas Santa Fe Drive Solana Beach, CA 92075 Full Service B&M $78,614
    First-Citizens Bank & Trust Company 708 Silver Bluff Road Aiken, SC 29803 Full Service B&M $43,712
    First-Citizens Bank & Trust Company 710 Congress Avenue Austin, TX 78701 Full Service B&M $48,170
    First-Citizens Bank & Trust Company 7208 Creedmoor Road Raleigh, NC 27613 Full Service B&M $62,938
    First-Citizens Bank & Trust Company 721 College Street Lacey, WA 98503 Full Service B&M $106,665
    First-Citizens Bank & Trust Company 726 Front Street Georgetown, SC 29440 Full Service B&M $42,757
    First-Citizens Bank & Trust Company 728 West Main Street Lexington, SC 29072 Full Service B&M $57,872
    First-Citizens Bank & Trust Company 7300 Jefferson Street Northeast Albuquerque, NM 87109 Full Service B&M $66,425
    First-Citizens Bank & Trust Company 7301 Sw 57th Ct, Ste 150 South Miami, FL 33143 Full Service B&M $136,068
    First-Citizens Bank & Trust Company 7366 Garners Ferry Rd Columbia, SC 29209 Full Service B&M $41,960
    First-Citizens Bank & Trust Company 960 Highway 210 Sneads Ferry, NC 28460 Full Service B&M $81,389
    First-Citizens Bank & Trust Company 7432 Clinton Road Stedman, NC 28391 Full Service B&M $38,890
    First-Citizens Bank & Trust Company 7500 North Kings Hwy Myrtle Beach, SC 29572 Full Service B&M $27,850
    First-Citizens Bank & Trust Company 768 Hendersonville Road Asheville, NC 28803 Full Service B&M $69,399
    First-Citizens Bank & Trust Company 7837 Pineville-Matthews Road Charlotte, NC 28210 Full Service B&M $54,796

    For 2019, First-citizens Bank & Trust Company had 557 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,403,670
    Net interest income $1,317,212
    Total noninterest income $540,615
    Gross Fiduciary activities income $49,074
    Service charges on deposit accounts $105,191
    Trading account gains and fees $0
    Additional Noninterest Income $386,350
    Pre-tax net operating income $579,411
    Securities gains (or losses, -) $7,095
    Income before extraordinary items $452,722
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $452,722
    Minority interest net income $0
    Net income $452,722
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $447,116

    First-citizens Bank & Trust Company's gross interest income from loans was $1,403,670,000.
    First-citizens Bank & Trust Company's net interest income from loans was $1,317,212,000.
    First-citizens Bank & Trust Company's fee based income from loans was $105,191,000.
    First-citizens Bank & Trust Company's net income from loans was $452,722,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $86,458
    Provision for credit losses $31,441
    Total noninterest expense $1,246,975
    Salaries and employee benefits $671,613
    Premises and equipment expense $160,750
    Additional noninterest expense $414,612
    Applicable income taxes $133,784
    Net charge-offs $30,012
    Cash dividends $149,819

    First-citizens Bank & Trust Company's interest expense for loans was $86,458,000.
    First-citizens Bank & Trust Company's payroll and benefits expense were $671,613,000.
    First-citizens Bank & Trust Company's property, plant and equipment expenses $160,750,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.6%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $34,456,402
    Deposits held in domestic offices $34,456,402
    Deposits by Individuals, partnerships, and corporations $31,027,008
    Deposits by U.S. Government $107,824
    Deposits by States and political subdivisions in the U.S. $3,251,194
    Deposits by Commercial banks and other depository institutions in U.S. $70,376
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $8,592,003
    Demand deposits $4,128,053
    Nontransaction accounts $25,864,399
    Money market deposit accounts (MMDAs) $19,138,040
    Other savings deposits (excluding MMDAs) $2,887,958
    Total time deposits $3,838,401
    Total time and savings deposits $30,328,349
    Noninterest-bearing deposits $12,951,916
    Interest-bearing deposits $21,504,486
    Retail deposits $33,563,603
    IRAs and Keogh plan accounts $586,031
    Brokered deposits $73,581
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $39,787,666
    Cash & Balances due from depository institutions $1,519,549
    Interest-bearing balances $1,136,293
    Total securities $7,056,659
    Federal funds sold & reverse repurchase $0
    Net loans and leases $28,791,204
    Loan and leases loss allowance $225,141
    Trading account assets $0
    Bank premises and fixed assets $1,164,053
    Other real estate owned $46,591
    Goodwill and other intangibles $376,435
    All other assets $833,175

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $39,787,666
    Total Liabilities $36,023,719
    Total deposits $34,456,402
    Interest-bearing deposits $21,504,486
    Deposits held in domestic offices $34,456,402
    % insured (estimated) $64
    Federal funds purchased and repurchase agreements $442,956
    Trading liabilities $0
    Other borrowed funds $583,800
    Subordinated debt $57,736
    All other liabilities $482,825

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $28,791,204
    Loan and leases loss allowance $225,141
    Total loans and leases (domestic) $29,016,345
    All real estate loans $22,445,262
    Real estate loans in domestic offices $22,445,262
    Construction and development loans $1,391,636
    Residential 1-4 family construction $260,973
    Other construction, all land development and other land $1,130,663
    Loans secured by nonfarm nonresidential properties $12,525,506
    Nonfarm nonresidential secured by owner-occupied properties $9,109,558
    Commercial real estate & other non-farm, non-residential $3,415,948
    Multifamily residential real estate $348,071
    1-4 family residential loans $7,970,076
    Farmland loans $209,973
    Loans held in foreign offices $0
    Farm loans $208,915
    Commercial and industrial loans $3,526,899
    To non-U.S. addressees $0
    Loans to individuals $1,783,120
    Credit card loans $331,422
    Related Plans $111,872
    Consumer Auto Loans $1,187,500
    Other loans to individuals $152,326
    All other loans & leases $1,052,149
    Loans to foreign governments and official institutions $0
    Other loans $311,023
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $7,150
    Restructured Loans & leases $103,496
    Non 1-4 family restructured loans & leases $49,371
    Total loans and leases (foreign) $0

    First-Citizens Bank & Trust Company had $28,791,204,000 of loans outstanding in 2019. $22,445,262,000 of loans were in real estate loans. $1,391,636,000 of loans were in development loans. $348,071,000 of loans were in multifamily mortgage loans. $7,970,076,000 of loans were in 1-4 family mortgage loans. $208,915,000 of loans were in farm loans. $331,422,000 of loans were in credit card loans. $1,187,500,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 25,121 $4,282,599 $170,479
    Nonfarm, nonresidential loans - <$100k 3,670 $110,209 $30,030
    Nonfarm, nonresidential loans - $100-250k 6,147 $530,581 $86,315
    Nonfarm, nonresidential loans - $250k-1MM 15,304 $3,641,809 $237,965
    Commercial & Industrial, US addressed loans - <$1MM 139,434 $2,200,592 $15,782
    Commercial & Industrial, US addressed loans - <$100k 120,860 $710,213 $5,876
    Commercial & Industrial, US addressed loans - $100-250k 9,041 $380,663 $42,104
    Commercial & Industrial, US addressed loans - $250k-1MM 9,533 $1,109,716 $116,408
    Farmland loans - <$1MM 840 $75,021 $89,311
    Farmland loans - <$100k 309 $9,521 $30,812
    Farmland loans - $100-250k 313 $27,447 $87,690
    Farmland loans - $250k-1MM 218 $38,053 $174,555
    Agriculture operations loans - <$1MM 3,892 $98,938 $25,421
    Agriculture operations loans - <$100k 2,752 $33,315 $12,106
    Agriculture operations loans - $100-250k 733 $35,467 $48,386
    Agriculture operations loans - $250k-1MM 407 $30,156 $74,093