First-citizens Bank & Trust Company Mortgage Rates, Fees & Info
Raleigh, NCLEI: L9VVX1KT5TFTKS0MLF66
Tax ID: 56-0223230
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Review & Overview
First-citizens Bank & Trust Company is a mid-sized bank specializing in Refi and Home Purchase loans. First-citizens Bank & Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Raleigh, Charleston, Asheville, and Columbia among others. We have data for 181 markets. (Some data included below & more in-depth data is available with an active subscription.)First-citizens Bank & Trust Company has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. First-citizens Bank & Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
| 30 Year Conventional Purchase | 6.20% | 12/17/24 |
| 30 Year Conventional Refi | 6.29% | 12/17/24 |
| 30 Year Cash-out Refi | 6.45% | 12/17/24 |
| 30 Year FHA Purchase | 7.10% | 12/17/24 |
| 30 Year FHA Refi | 7.07% | 12/17/24 |
| 30 Year VA Purchase | 6.25% | 12/17/24 |
| 30 Year VA Refi | 5.89% | 12/17/24 |
| 30 Year USDA Purchase | 6.62% | 12/17/24 |
| 15 Year Conventional Purchase | 5.79% | 12/17/24 |
| 15 Year Conventional Refi | 5.85% | 12/17/24 |
| 15 Year Cash-out Refi | 5.85% | 12/17/24 |
| 15 Year FHA Refi | 7.23% | 12/17/24 |
| 15 Year VA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First-citizens Bank & Trust Company Mortgage Calculator
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This is not an official calculator from First-citizens Bank & Trust Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
21,171Origination Dollar Volume (All Markets)
$4,968,995,000Employee count
6,707Awards
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First-Citizens Bank & Trust Company - 2021
First-Citizens Bank & Trust Company is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2,889 | $619,215,000 | $214,335 | $3,307 | 3.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2,418 | $549,910,000 | $227,423 | $3,159 | 3.57% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1,239 | $443,615,000 | $358,043 | $4,070 | 3.42% |
| ASHEVILLE, NC (FHA|USDA|VA) | 993 | $254,185,000 | $255,977 | $3,229 | 3.44% |
| COLUMBIA, SC (FHA|USDA|VA) | 1,233 | $230,375,000 | $186,841 | $3,066 | 3.41% |
| Outside of Metro Areas | 1,312 | $225,460,000 | $171,845 | $2,857 | 3.32% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 777 | $220,965,000 | $284,382 | $3,402 | 3.51% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 838 | $172,950,000 | $206,384 | $3,011 | 3.37% |
| WILMINGTON, NC (FHA|USDA|VA) | 633 | $169,745,000 | $268,160 | $3,408 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 658 | $158,700,000 | $241,185 | $3,480 | 3.30% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 518 | $97,890,000 | $188,977 | $2,640 | 3.54% |
| NEW BERN, NC (FHA|USDA|VA) | 389 | $90,705,000 | $233,175 | $3,138 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 524 | $84,420,000 | $161,107 | $2,628 | 3.43% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 448 | $80,350,000 | $179,353 | $2,815 | 3.41% |
| Morehead City, NC (FHA|USDA|VA) | 291 | $79,865,000 | $274,450 | $3,176 | 3.29% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 198 | $69,480,000 | $350,909 | $3,711 | 3.22% |
| ROANOKE, VA (FHA|USDA|VA) | 308 | $68,690,000 | $223,019 | $3,065 | 3.28% |
| SPARTANBURG, SC (FHA|USDA|VA) | 405 | $67,875,000 | $167,593 | $2,898 | 3.39% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 192 | $67,320,000 | $350,625 | $4,184 | 3.32% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 109 | $60,535,000 | $555,367 | $6,872 | 3.40% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 181 | $60,215,000 | $332,680 | $3,992 | 3.46% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 357 | $53,255,000 | $149,174 | $2,704 | 3.40% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 277 | $46,815,000 | $169,007 | $3,042 | 3.32% |
| FLORENCE, SC (FHA|USDA|VA) | 264 | $45,360,000 | $171,818 | $3,274 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 190 | $43,800,000 | $230,526 | $2,848 | 3.33% |
| RICHMOND, VA (FHA|USDA|VA) | 203 | $42,445,000 | $209,089 | $3,094 | 3.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 113 | $41,245,000 | $365,000 | $4,615 | 3.52% |
| Georgetown, SC (FHA|USDA|VA) | 105 | $36,105,000 | $343,857 | $4,404 | 3.34% |
| Cullowhee, NC (FHA|USDA|VA) | 102 | $34,940,000 | $342,549 | $4,605 | 3.17% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 129 | $33,425,000 | $259,109 | $3,285 | 3.34% |
| Boone, NC (FHA|USDA|VA) | 103 | $32,735,000 | $317,816 | $3,822 | 3.28% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 159 | $31,785,000 | $199,906 | $2,926 | 3.38% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 33 | $30,545,000 | $925,606 | $6,340 | 3.22% |
| Seneca, SC (FHA|USDA|VA) | 94 | $28,900,000 | $307,447 | $3,061 | 3.32% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 94 | $24,340,000 | $258,936 | $3,852 | 3.44% |
| Brevard, NC (FHA|USDA|VA) | 128 | $23,930,000 | $186,953 | $2,973 | 3.33% |
| LYNCHBURG, VA (FHA|USDA|VA) | 135 | $23,815,000 | $176,407 | $3,039 | 3.51% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 28 | $17,710,000 | $632,500 | $4,257 | 3.34% |
| Greenwood, SC (FHA|USDA|VA) | 95 | $16,555,000 | $174,263 | $3,404 | 3.16% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 41 | $15,695,000 | $382,805 | $6,083 | 3.26% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 28 | $14,320,000 | $511,429 | $4,297 | 3.33% |
| Danville, VA (FHA|USDA|VA) | 117 | $13,855,000 | $118,419 | $2,799 | 3.36% |
| SAVANNAH, GA (FHA|USDA|VA) | 46 | $13,450,000 | $292,391 | $4,431 | 3.72% |
| SUMTER, SC (FHA|USDA|VA) | 84 | $13,060,000 | $155,476 | $2,928 | 3.10% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 71 | $12,975,000 | $182,746 | $2,923 | 3.20% |
| Wilson, NC (FHA|USDA|VA) | 73 | $12,525,000 | $171,575 | $2,808 | 3.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $12,160,000 | $1,013,333 | $6,270 | 3.04% |
| Orangeburg, SC (FHA|USDA|VA) | 77 | $12,055,000 | $156,558 | $2,844 | 3.31% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $10,840,000 | $492,727 | $5,034 | 3.46% |
| BURLINGTON, NC (FHA|USDA|VA) | 41 | $10,785,000 | $263,049 | $3,384 | 3.39% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 35 | $10,775,000 | $307,857 | $4,461 | 3.43% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 72 | $10,420,000 | $144,722 | $2,033 | 3.27% |
| Washington, NC (FHA|USDA|VA) | 55 | $10,225,000 | $185,909 | $2,610 | 3.32% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $9,925,000 | $472,619 | $5,608 | 3.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 80 | $9,540,000 | $119,250 | $2,234 | 3.44% |
| Forest City, NC (FHA|USDA|VA) | 54 | $9,470,000 | $175,370 | $2,335 | 3.53% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 35 | $9,255,000 | $264,429 | $3,710 | 3.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $9,185,000 | $835,000 | $7,515 | 3.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $8,550,000 | $475,000 | $4,236 | 3.30% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 19 | $8,075,000 | $425,000 | $3,521 | 3.24% |
| Marion, NC (FHA|USDA|VA) | 41 | $7,995,000 | $195,000 | $2,811 | 3.37% |
| Newberry, SC (FHA|USDA|VA) | 35 | $7,755,000 | $221,571 | $3,005 | 3.32% |
| Sevierville, TN (FHA|USDA|VA) | 11 | $7,615,000 | $692,273 | $5,067 | 3.44% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $7,585,000 | $583,462 | $8,395 | 3.11% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 51 | $7,545,000 | $147,941 | $2,618 | 3.25% |
| Sanford, NC (FHA|USDA|VA) | 44 | $7,540,000 | $171,364 | $2,763 | 3.43% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 15 | $7,155,000 | $477,000 | $3,318 | 3.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 22 | $6,950,000 | $315,909 | $4,115 | 3.26% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 25 | $6,875,000 | $275,000 | $4,125 | 3.44% |
| STAUNTON, VA (FHA|USDA|VA) | 39 | $6,645,000 | $170,385 | $2,465 | 3.45% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 43 | $6,235,000 | $145,000 | $2,307 | 3.47% |
| Kinston, NC (FHA|USDA|VA) | 53 | $6,075,000 | $114,623 | $2,301 | 3.42% |
| Mount Airy, NC (FHA|USDA|VA) | 35 | $5,905,000 | $168,714 | $2,868 | 3.54% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 16 | $5,790,000 | $361,875 | $5,024 | 3.39% |
| HARRISONBURG, VA (FHA|USDA|VA) | 41 | $5,565,000 | $135,732 | $2,275 | 3.60% |
| Albemarle, NC (FHA|USDA|VA) | 40 | $5,300,000 | $132,500 | $2,195 | 3.27% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $5,300,000 | $662,500 | $5,510 | 3.12% |
| Toccoa, GA (FHA|USDA|VA) | 31 | $4,895,000 | $157,903 | $2,595 | 3.28% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $4,830,000 | $345,000 | $5,423 | 3.34% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $4,740,000 | $338,571 | $5,168 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 13 | $4,675,000 | $359,615 | $3,933 | 3.22% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 23 | $4,645,000 | $201,957 | $4,845 | 3.62% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $4,320,000 | $360,000 | $4,695 | 3.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $4,085,000 | $1,361,667 | $4,882 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 8 | $4,010,000 | $501,250 | $9,079 | 3.07% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $3,935,000 | $562,143 | $3,263 | 3.46% |
| Henderson, NC (FHA|USDA|VA) | 21 | $3,875,000 | $184,524 | $3,441 | 3.64% |
| North Wilkesboro, NC (FHA|USDA|VA) | 27 | $3,835,000 | $142,037 | $2,435 | 3.55% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 12 | $3,800,000 | $316,667 | $4,297 | 3.44% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $3,735,000 | $1,245,000 | $5,551 | 3.05% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $3,695,000 | $739,000 | $8,303 | 3.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $3,460,000 | $576,667 | $5,449 | 2.97% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $3,410,000 | $568,333 | $7,731 | 3.29% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 11 | $3,295,000 | $299,545 | $3,174 | 3.22% |
| Key West, FL (FHA|USDA|VA) | 5 | $3,205,000 | $641,000 | $6,331 | 3.44% |
| Bennettsville, SC (FHA|USDA|VA) | 33 | $3,055,000 | $92,576 | $2,451 | 3.16% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $3,010,000 | $501,667 | $8,903 | 3.35% |
| Shelby, NC (FHA|USDA|VA) | 18 | $3,010,000 | $167,222 | $2,975 | 3.43% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,086 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $3,856 | 3.04% |
| OCALA, FL (FHA|USDA|VA) | 4 | $2,240,000 | $560,000 | $7,119 | 3.16% |
| Lumberton, NC (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $4,080 | 3.55% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,960,000 | $980,000 | $9,320 | 3.12% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $4,770 | 3.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $7,442 | 2.98% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $2,693 | 3.35% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $2,806 | 3.61% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $5,333 | 3.52% |
| Gaffney, SC (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $2,061 | 3.72% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $8,968 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $5,888 | 3.27% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,819 | 3.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 3.70% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $0 | 2.99% |
| RACINE, WI (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $2,357 | 3.08% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $4,042 | 3.87% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,003 | 3.02% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,447 | 3.50% |
| Easton, MD (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $6,003 | 3.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,974 | 3.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $0 | 3.92% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $5,197 | 2.99% |
| Elizabeth City, NC (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $2,898 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,102 | 3.09% |
| Torrington, CT (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $3,655 | 2.89% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $1,966 | 3.20% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,181 | 3.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,976 | 3.56% |
| ROME, GA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,778 | 3.35% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,146 | 2.46% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $3,335 | 2.64% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,258 | 2.89% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,458 | 2.75% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,219 | 2.69% |
| MADERA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,135 | 3.00% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,032 | 3.03% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,087 | 2.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 3.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,345 | 3.58% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,697 | 3.41% |
| Newport, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,098 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 3.74% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,456 | 3.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,702 | 3.50% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 2.70% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,774 | 2.99% |
| Helena, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,638 | 2.79% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 3.52% |
| Union, SC (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,802 | 3.68% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $670 | 3.55% |
| MADISON, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,805 | 3.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,319 | 3.09% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,451 | 3.13% |
| Elkins, WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,360 | 3.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.19% |
| Hood River, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,941 | 2.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,293 | 3.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,746 | 3.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,191 | 2.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,546 | 3.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.85% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,841 | 2.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,671 | 2.74% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,228 | 2.92% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,950 | 3.68% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,915 | 3.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,508 | 3.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,610 | 2.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,154 | 3.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,585 | 2.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.13% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,146 | 3.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,014 | 2.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,266 | 2.13% |
| Newport, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,233 | 2.82% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,071 | 3.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,540 | 2.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.49% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.74% |
Similar Lenders
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Product Mix
For 2021, First-citizens Bank & Trust Company's most frequently originated type of loan was Conventional, with 11,281 originations. Their 2nd most popular type was HELOC, with 9,517 originations.
Loan Reason
For 2021, First-citizens Bank & Trust Company's most frequently cited loan purpose was Refi, with 6,944 originations. The 2nd most popular reason was Home Purchase, with 5,097 originations.
Loan Duration/Length
For 2021, First-citizens Bank & Trust Company's most frequently cited loan duration was Other, with 9,829 originations. The 2nd most popular length was 30 Year, with 6,461 originations.
Origination Fees/Closing Costs
First-citizens Bank & Trust Company's average total fees were $3,972, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,008 originations.
Interest Rates
During 2021, First-citizens Bank & Trust Company's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 3-4%, with 11,247 originations.
Loan Sizing
2021 saw First-citizens Bank & Trust Company place emphasis on $100,000 or less loans with 6,854 originations, totaling $426,100,000 in origination value.
Applicant Income
First-citizens Bank & Trust Company lent most frequently to those with incomes in the $250k+ range, with 4,424 originations. The second most popular income band? $150k-250k, with 4,055 originations.
Applicant Debt to Income Ratio
First-citizens Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 5,794 originations. The next most common DTI ratio? 30-36%, with 3,826 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.02%
First-citizens Bank & Trust Company has a below average approval rate.
Pick Rate
Approvals leading to origination92.16%
First-citizens Bank & Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 21,171 | $4,968,995,000 | $234,708 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 21,171 | $4,968,995,000 | $234,708 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST UNITED BANK AND TRUST COMPANY | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First-Citizens Bank & Trust Company | 1 South Main Street Chatham, VA 24531 | Full Service B&M | $109,468 |
| First-Citizens Bank & Trust Company | 1 Westbury Parkway Bluffton, SC 29910 | Full Service B&M | $133,782 |
| First-Citizens Bank & Trust Company | 10 East Wilson Avenue Wendell, NC 27591 | Full Service B&M | $47,882 |
| First-Citizens Bank & Trust Company | 10 State Park Road Greenville, SC 29609 | Full Service B&M | $34,791 |
| First-Citizens Bank & Trust Company | 100 Campbell Station Drive Knoxville, TN 37934 | Full Service B&M | $30,851 |
| First-Citizens Bank & Trust Company | 100 East Tryon Road Raleigh, NC 27603 | Full Service B&M | $31,341 |
| First-Citizens Bank & Trust Company | 100 Mark Whitfield Street Jasper, GA 30143 | Full Service B&M | $139,696 |
| First-Citizens Bank & Trust Company | 100 Trent Drive, Suite 250 Durham, NC 27710 | Full Service B&M | $201,886 |
| First-Citizens Bank & Trust Company | 100 West Main Street Benson, NC 27504 | Full Service B&M | $76,551 |
| First-Citizens Bank & Trust Company | 1000 High House Road Cary, NC 27513 | Full Service B&M | $131,075 |
| First-Citizens Bank & Trust Company | 1004 Spartanburg Highway Hendersonville, NC 28739 | Full Service B&M | $225,604 |
| First-Citizens Bank & Trust Company | 1005 Red Banks Road Greenville, NC 27858 | Full Service B&M | $134,190 |
| First-Citizens Bank & Trust Company | 1007 Bypass 123 Seneca, SC 29678 | Full Service B&M | $56,258 |
| First-Citizens Bank & Trust Company | 101 Atlantic Beach Cswy Atlantic Beach, NC 28512 | Full Service B&M | $48,897 |
| First-Citizens Bank & Trust Company | 101 E Kennedy Blvd, Ste 4100 Tampa, FL 33602 | Full Service B&M | $4 |
| First-Citizens Bank & Trust Company | 101 North Indian Rocks Road Belleair Bluffs, FL 33770 | Full Service B&M | $59,691 |
| First-Citizens Bank & Trust Company | 101 South Highway 117 Bypass Burgaw, NC 28425 | Full Service B&M | $135,043 |
| First-Citizens Bank & Trust Company | 101 Wakelon Street Zebulon, NC 27597 | Full Service B&M | $39,374 |
| First-Citizens Bank & Trust Company | 101 Ygnacio Valley Road, Suite 425 Walnut Creek, CA 94596 | Full Service B&M | $46,159 |
| First-Citizens Bank & Trust Company | 1010 Green Level Church Road Cary, NC 27519 | Full Service B&M | $38,699 |
| First-Citizens Bank & Trust Company | 10118 Parkside Road, Suite 120 Knoxville, TN 37922 | Full Service B&M | $56,936 |
| First-Citizens Bank & Trust Company | 10201 Little Brier Creek Lane Raleigh, NC 27617 | Full Service B&M | $89,726 |
| First-Citizens Bank & Trust Company | 1021 Main Street Blowing Rock, NC 28605 | Full Service B&M | $50,658 |
| First-Citizens Bank & Trust Company | 10233 Governor Harrison Parkway Lawrenceville, VA 23868 | Limited, Drive-thru | $0 |
| First-Citizens Bank & Trust Company | 1024 Alleghany Street Charlotte, NC 28208 | Full Service B&M | $63,975 |
| First-Citizens Bank & Trust Company | 103 North Pine Street Spring Hope, NC 27882 | Full Service B&M | $124,368 |
| First-Citizens Bank & Trust Company | 1030 Cross Point Drive Naples, FL 34110 | Full Service B&M | $42,912 |
| First-Citizens Bank & Trust Company | 10355 Dunbarton Boulevard Barnwell, SC 29812 | Full Service B&M | $99,856 |
| First-Citizens Bank & Trust Company | 10380 Silver Spring Drive Milwaukee, WI 53225 | Full Service Retail | $29,146 |
| First-Citizens Bank & Trust Company | 104 Edgewood Street Lyman, SC 29365 | Full Service B&M | $48,209 |
| First-Citizens Bank & Trust Company | 10401 W Innovation Dr - Suite 150 Wauwatosa, WI 53226 | Full Service B&M | $30,964 |
| First-Citizens Bank & Trust Company | 105 East Main Street Boonville, NC 27011 | Full Service B&M | $57,469 |
| First-Citizens Bank & Trust Company | 105 West Church Street Cowpens, SC 29330 | Full Service B&M | $62,303 |
| First-Citizens Bank & Trust Company | 10501 Patterson Ave Richmond, VA 23238 | Full Service B&M | $27,413 |
| First-Citizens Bank & Trust Company | 106 Roanoke Boulevard Salem, VA 24153 | Full Service B&M | $36,465 |
| First-Citizens Bank & Trust Company | 1060 Us Highway 1 Youngsville, NC 27596 | Full Service B&M | $64,396 |
| First-Citizens Bank & Trust Company | 1067 Hamilton Place Johnson City, TN 37604 | Full Service Retail | $26,285 |
| First-Citizens Bank & Trust Company | 1070 Vision Drive Apex, NC 27502 | Full Service B&M | $111,404 |
| First-Citizens Bank & Trust Company | 10702 Us 70 West Clayton, NC 27520 | Full Service B&M | $119,376 |
| First-Citizens Bank & Trust Company | 108 East Main Saluda, NC 28773 | Full Service B&M | $28,630 |
| First-Citizens Bank & Trust Company | 108 Patton Avenue Asheville, NC 28801 | Full Service B&M | $277,170 |
| First-Citizens Bank & Trust Company | 108 West Broadway Street Pink Hill, NC 28572 | Full Service B&M | $54,127 |
| First-Citizens Bank & Trust Company | 1082 Henderson Drive Jacksonville, NC 28540 | Full Service B&M | $96,433 |
| First-Citizens Bank & Trust Company | 10865 Haynes Bridge Road Alpharetta, GA 30022 | Full Service B&M | $165,940 |
| First-Citizens Bank & Trust Company | 109 South Franklin Street Madison, NC 27025 | Full Service B&M | $101,911 |
| First-Citizens Bank & Trust Company | 10919 Ocean Boulevard Pawleys Island, SC 29585 | Full Service B&M | $111,016 |
| First-Citizens Bank & Trust Company | 1098 Military Trail Jupiter, FL 33458 | Full Service B&M | $161,887 |
| First-Citizens Bank & Trust Company | 1098 Military Trail Palm Beach, FL 33458 | Full Service B&M | $0 |
| First-Citizens Bank & Trust Company | 11 South College Avenue Newton, NC 28658 | Full Service B&M | $56,028 |
| First-Citizens Bank & Trust Company | 110 Alabama Avenue Chesnee, SC 29323 | Full Service B&M | $52,195 |
| First-Citizens Bank & Trust Company | 110 Church Avenue Roanoke, VA 24011 | Full Service B&M | $116,636 |
| First-Citizens Bank & Trust Company | 110 North Greene Street Snow Hill, NC 28580 | Full Service B&M | $115,435 |
| First-Citizens Bank & Trust Company | 110 North Richland Bouldevard Richlands, NC 28574 | Full Service B&M | $62,521 |
| First-Citizens Bank & Trust Company | 110 W Saint Julian Street Savannah, GA 31401 | Full Service Retail | $65,314 |
| First-Citizens Bank & Trust Company | 110 West Main Street Pilot Mountain, NC 27041 | Full Service B&M | $59,770 |
| First-Citizens Bank & Trust Company | 11063 Anderson Road Piedmont, SC 29673 | Full Service B&M | $42,938 |
| First-Citizens Bank & Trust Company | 111 Cherokee Crossing Cherokee, NC 28719 | Full Service B&M | $0 |
| First-Citizens Bank & Trust Company | 111 East Jefferson Street Monroe, NC 28110 | Full Service B&M | $147,973 |
| First-Citizens Bank & Trust Company | 111 Mosby Avenue Littleton, NC 27850 | Full Service B&M | $30,975 |
| First-Citizens Bank & Trust Company | 111 South Congress Street Winnsboro, SC 29180 | Full Service B&M | $97,307 |
| First-Citizens Bank & Trust Company | 112 East Hicks Street Lawrenceville, VA 23868 | Full Service B&M | $112,471 |
| First-Citizens Bank & Trust Company | 112 W Butler Rd Mauldin, SC 29662 | Full Service B&M | $53,931 |
| First-Citizens Bank & Trust Company | 1120 El Camino Avenue Corona, CA 92879 | Full Service B&M | $85,402 |
| First-Citizens Bank & Trust Company | 11280 Asheville Highway Inman, SC 29349 | Full Service B&M | $61,197 |
| First-Citizens Bank & Trust Company | 113 East Main Street Williamston, SC 29697 | Full Service B&M | $100,918 |
| First-Citizens Bank & Trust Company | 114 Westgate Road Franklin, NC 28734 | Full Service B&M | $110,528 |
| First-Citizens Bank & Trust Company | 1145 East Atlantic Street South Hill, VA 23970 | Full Service B&M | $36,318 |
| First-Citizens Bank & Trust Company | 115 Blowing Rock Boulevard Lenoir, NC 28645 | Full Service B&M | $190,281 |
| First-Citizens Bank & Trust Company | 115 South Wilson Avenue Dunn, NC 28334 | Full Service B&M | $133,802 |
| First-Citizens Bank & Trust Company | 116 West Carolina Avenue Crewe, VA 23930 | Full Service B&M | $53,518 |
| First-Citizens Bank & Trust Company | 11613 North Main Street Archdale, NC 27263 | Full Service B&M | $73,530 |
| First-Citizens Bank & Trust Company | 117 Fourth Street, N.W. Hickory, NC 28601 | Full Service B&M | $172,856 |
| First-Citizens Bank & Trust Company | 117 Martin Luther King Drive Bladenboro, NC 28320 | Full Service B&M | $43,151 |
| First-Citizens Bank & Trust Company | 11730 Hull Street Road Midlothian, VA 23112 | Full Service B&M | $58,045 |
| First-Citizens Bank & Trust Company | 11776 West Broad Street Richmond, VA 23233 | Full Service B&M | $103,832 |
| First-Citizens Bank & Trust Company | 200 East Ash Street Goldsboro, NC 27530 | Full Service B&M | $114,687 |
| First-Citizens Bank & Trust Company | 1199 Hayes Forrest Road Winston-Salem, NC 27106 | Full Service B&M | $5,037 |
| First-Citizens Bank & Trust Company | 12 North Morgan Avenue Andrews, SC 29510 | Full Service B&M | $63,386 |
| First-Citizens Bank & Trust Company | 120 Glen Road Garner, NC 27529 | Full Service B&M | $50,245 |
| First-Citizens Bank & Trust Company | 1200 Third Avenue Conway, SC 29526 | Full Service B&M | $85,976 |
| First-Citizens Bank & Trust Company | 12002 Weston Parkway Cary, NC 27513 | Full Service B&M | $187,984 |
| First-Citizens Bank & Trust Company | 1201 Dove Street Newport Beach, CA 92660 | Full Service B&M | $231,559 |
| First-Citizens Bank & Trust Company | 1201 Tunnel Road Asheville, NC 28805 | Full Service B&M | $65,103 |
| First-Citizens Bank & Trust Company | 1205 Dabney Drive Henderson, NC 27536 | Full Service B&M | $100,323 |
| First-Citizens Bank & Trust Company | 122 North Alexander Street Toccoa, GA 30577 | Full Service B&M | $106,372 |
| First-Citizens Bank & Trust Company | 1221 North Brightleaf Boulevard Smithfield, NC 27577 | Full Service B&M | $28,850 |
| First-Citizens Bank & Trust Company | 1225 St. Matthews Road Orangeburg, SC 29115 | Full Service B&M | $58,755 |
| First-Citizens Bank & Trust Company | 123 Main Street Whitmire, SC 29178 | Full Service B&M | $22,532 |
| First-Citizens Bank & Trust Company | 1230 Main Street Columbia, SC 29201 | Full Service B&M | $780,556 |
| First-Citizens Bank & Trust Company | 12380 Augusta Road Lavonia, GA 30553 | Full Service B&M | $34,588 |
| First-Citizens Bank & Trust Company | 1248 Yeamans Hall Road Hanahan, SC 29410 | Full Service B&M | $93,336 |
| First-Citizens Bank & Trust Company | 125 Old Montezuma Road Newland, NC 28657 | Full Service B&M | $62,724 |
| First-Citizens Bank & Trust Company | 125 Park Avenue, S.W. Aiken, SC 29801 | Full Service B&M | $99,403 |
| First-Citizens Bank & Trust Company | 126 Broadfoot Avenue Fayetteville, NC 28305 | Full Service B&M | $134,517 |
| First-Citizens Bank & Trust Company | 126 Seven Farms Drive, Suite 100 Charleston, SC 29492 | Full Service B&M | $92,356 |
| First-Citizens Bank & Trust Company | 12655 W Capital Dr Brookfield, WI 53005 | Full Service B&M | $63,989 |
| First-Citizens Bank & Trust Company | 128 Loyola Dr, 128 Loyola Dr Myrtle Beach, SC 29588 | Full Service B&M | $54,262 |
| First-Citizens Bank & Trust Company | 128 South Tryon Street Charlotte, NC 28202 | Full Service B&M | $605,196 |
| First-Citizens Bank & Trust Company | 1289 Knox Avenue North Augusta, SC 29861 | Full Service B&M | $81,344 |
| First-Citizens Bank & Trust Company | 129 N. Pine Street Batesburg, SC 29006 | Full Service B&M | $61,160 |
| First-Citizens Bank & Trust Company | 129 North Parler Avenue Saint George, SC 29477 | Full Service B&M | $51,492 |
| First-Citizens Bank & Trust Company | 1295 Highway 6 South Sugar Land, TX 77478 | Full Service B&M | $28,459 |
| First-Citizens Bank & Trust Company | 12965 Main Street Williston, SC 29853 | Full Service B&M | $41,795 |
| First-Citizens Bank & Trust Company | 130 Collins Drive Danville, VA 24543 | Full Service B&M | $106,452 |
| First-Citizens Bank & Trust Company | 130 E Main St Bedford, VA 24523 | Full Service B&M | $147,221 |
| First-Citizens Bank & Trust Company | 130 Grove Street Fayetteville, NC 28301 | Limited, Drive-thru | $63,972 |
| First-Citizens Bank & Trust Company | 130 South Fifth Street Hartsville, SC 29550 | Full Service B&M | $124,752 |
| First-Citizens Bank & Trust Company | 1300 Matthews Township Parkway Charlotte, NC 28105 | Full Service B&M | $109,174 |
| First-Citizens Bank & Trust Company | 1301 Park Street Columbia, SC 29201 | Limited, Drive-thru | $0 |
| First-Citizens Bank & Trust Company | 13015 Racetrack Road Tampa, FL 33626 | Full Service B&M | $41,470 |
| First-Citizens Bank & Trust Company | 131 Forum Drive Columbia, SC 29229 | Full Service B&M | $69,541 |
| First-Citizens Bank & Trust Company | 13101 Midlothian Turnpike Midlothian, VA 23113 | Full Service B&M | $60,873 |
| First-Citizens Bank & Trust Company | 1319 North Main Street Summerville, SC 29483 | Full Service B&M | $42,473 |
| First-Citizens Bank & Trust Company | 132 East Main Street Havelock, NC 28532 | Full Service B&M | $66,090 |
| First-Citizens Bank & Trust Company | 132 Herlong Avenue Rock Hill, SC 29732 | Full Service B&M | $88,141 |
| First-Citizens Bank & Trust Company | 1320 East Bidwell Street Folsom, CA 95630 | Full Service B&M | $81,375 |
| First-Citizens Bank & Trust Company | 1322 South Main Street Blacksburg, VA 24060 | Full Service B&M | $12,346 |
| First-Citizens Bank & Trust Company | 133 East Main Street Summerton, SC 29148 | Full Service B&M | $34,961 |
| First-Citizens Bank & Trust Company | 134 South Main Street Kernersville, NC 27284 | Full Service B&M | $80,907 |
| First-Citizens Bank & Trust Company | 1344 North Main Street Fuquay-Varina, NC 27526 | Full Service B&M | $44,771 |
| First-Citizens Bank & Trust Company | 1348 Charlotte Highway Fairview, NC 28730 | Full Service B&M | $65,119 |
| First-Citizens Bank & Trust Company | 1370 Valley Vista Dr Diamond Bar, CA 91765 | Full Service B&M | $0 |
| First-Citizens Bank & Trust Company | 13720 U.S. Highway 29 Chatham, VA 24531 | Limited, Drive-thru | $0 |
| First-Citizens Bank & Trust Company | 1375 Patton Avenue Asheville, NC 28806 | Full Service B&M | $45,282 |
| First-Citizens Bank & Trust Company | 13860 Old Augustine Road Jacksonville, FL 32258 | Full Service B&M | $36,455 |
| First-Citizens Bank & Trust Company | 13999 Atomic Rd Beech Island, SC 29842 | Full Service B&M | $36,043 |
| First-Citizens Bank & Trust Company | 1401 Highway 160 Fort Mill, SC 29715 | Full Service B&M | $78,729 |
| First-Citizens Bank & Trust Company | 1411 Carolina Avenue Washington, NC 27889 | Full Service B&M | $66,978 |
| First-Citizens Bank & Trust Company | 1414 W. Northwood Street Greensboro, NC 27408 | Full Service B&M | $147,091 |
| First-Citizens Bank & Trust Company | 144 North Trade Avenue Landrum, SC 29356 | Full Service B&M | $73,222 |
| First-Citizens Bank & Trust Company | 144 South Main Street Bishopville, SC 29010 | Full Service B&M | $45,289 |
| First-Citizens Bank & Trust Company | 14440 New Falls Of Neuse Road Raleigh, NC 27614 | Full Service B&M | $83,353 |
| First-Citizens Bank & Trust Company | 14650 N Northsight Blvd Scottsdale, AZ 85260 | Full Service B&M | $173,015 |
| First-Citizens Bank & Trust Company | 147 Main Street Prosperity, SC 29127 | Full Service B&M | $37,949 |
| First-Citizens Bank & Trust Company | 1471 San Marco Boulevard Jacksonville, FL 32207 | Full Service B&M | $59,610 |
| First-Citizens Bank & Trust Company | 148 Saylor Street Southern Pines, NC 28387 | Full Service B&M | $76,503 |
| First-Citizens Bank & Trust Company | 1498 Se Tech Center Vancouver, WA 98683 | Full Service B&M | $0 |
| First-Citizens Bank & Trust Company | 150 Williamson Road Mooresville, NC 28117 | Full Service B&M | $50,690 |
| First-Citizens Bank & Trust Company | 15010 John J Delaney Drive Charlotte, NC 28277 | Full Service B&M | $115,327 |
| First-Citizens Bank & Trust Company | 1505 Live Oak Street Beaufort, NC 28516 | Full Service B&M | $100,830 |
| First-Citizens Bank & Trust Company | 1508 East Greenville Street Anderson, SC 29621 | Full Service B&M | $58,293 |
| First-Citizens Bank & Trust Company | 1509 Dutch Fork Road Irmo, SC 29063 | Full Service B&M | $114,978 |
| First-Citizens Bank & Trust Company | 1509 Highwoods Boulevard Greensboro, NC 27410 | Full Service B&M | $41,492 |
| First-Citizens Bank & Trust Company | 1516 16th Avenue South Nashville, TN 37212 | Full Service B&M | $27,410 |
| First-Citizens Bank & Trust Company | 152 East Bay Street Charleston, SC 29401 | Limited, Drive-thru | $7,493 |
| First-Citizens Bank & Trust Company | 1531 East Woodlawn Road Charlotte, NC 28209 | Full Service B&M | $80,031 |
| First-Citizens Bank & Trust Company | 1535 Hershberger Road Nw Roanoke, VA 24012 | Full Service B&M | $46,029 |
| First-Citizens Bank & Trust Company | 15444 Us Highway 17 North Hampstead, NC 28443 | Full Service B&M | $92,652 |
| First-Citizens Bank & Trust Company | 1570 North Main Street Marion, NC 28752 | Full Service B&M | $133,500 |
| First-Citizens Bank & Trust Company | 15700 Boones Ferry Road Lake Oswego, OR 97035 | Full Service B&M | $72,847 |
| First-Citizens Bank & Trust Company | 1575 Jefferson Davis Highway Fredericksburg, VA 22401 | Full Service B&M | $51,838 |
| First-Citizens Bank & Trust Company | 160 W Mills St Columbus, NC 28722 | Full Service B&M | $142,464 |
| First-Citizens Bank & Trust Company | 1601 28th Street Boulder, CO 80301 | Full Service B&M | $23,268 |
| First-Citizens Bank & Trust Company | 16055 Ventura Boulevard, Ste 110 Encino, CA 91436 | Full Service B&M | $131,914 |
| First-Citizens Bank & Trust Company | 1611 Gunbarrel Road Chattanooga, TN 37421 | Full Service B&M | $29,236 |
| First-Citizens Bank & Trust Company | 1612 J A Cochran Bypass Chester, SC 29706 | Full Service B&M | $155,576 |
| First-Citizens Bank & Trust Company | 1617 Hendersonville Rd Asheville, NC 28803 | Full Service B&M | $12,471 |
| First-Citizens Bank & Trust Company | 1624 Sam Rittenberg Boulevard Charleston, SC 29407 | Full Service B&M | $86,979 |
| First-Citizens Bank & Trust Company | 1650 East Franklin Street Chapel Hill, NC 27514 | Full Service B&M | $230,378 |
| First-Citizens Bank & Trust Company | 16536 Bernardo Center Drive San Diego, CA 92128 | Full Service B&M | $92,732 |
| First-Citizens Bank & Trust Company | 16700 Bass Road Fort Myers, FL 33908 | Full Service B&M | $71,922 |
| First-Citizens Bank & Trust Company | 16800 Statesville Road Huntersville, NC 28078 | Full Service B&M | $89,534 |
| First-Citizens Bank & Trust Company | 1700 Four Season's Boulevard Hendersonville, NC 28739 | Full Service B&M | $152,514 |
| First-Citizens Bank & Trust Company | 1701 Owen Drive Fayetteville, NC 28304 | Full Service B&M | $137,383 |
| First-Citizens Bank & Trust Company | 1715 Whiskey Road Aiken, SC 29803 | Full Service B&M | $116,322 |
| First-Citizens Bank & Trust Company | 1725 Indian Trail Lilburn Road Norcross, GA 30093 | Full Service B&M | $60,056 |
| First-Citizens Bank & Trust Company | 175 West Main Street El Cajon, CA 92020 | Full Service B&M | $106,599 |
| First-Citizens Bank & Trust Company | 176 Weaver Boulevard Weaverville, NC 28787 | Full Service B&M | $60,997 |
| First-Citizens Bank & Trust Company | 1801 Trolley Road Summerville, SC 29485 | Full Service B&M | $76,717 |
| First-Citizens Bank & Trust Company | 182 Meeting Street Charleston, SC 29401 | Full Service B&M | $160,109 |
| First-Citizens Bank & Trust Company | 1820 Columbia Road, N.E. Orangeburg, SC 29116 | Full Service B&M | $152,033 |
| First-Citizens Bank & Trust Company | 1825 Kildare Farm Road Cary, NC 27511 | Full Service B&M | $281,438 |
| First-Citizens Bank & Trust Company | 1855 North Center Street Hickory, NC 28601 | Full Service B&M | $132,336 |
| First-Citizens Bank & Trust Company | 1862 Highway 70 Southeast Hickory, NC 28602 | Full Service B&M | $32,147 |
| First-Citizens Bank & Trust Company | 1894 East Main Street Spartanburg, SC 29307 | Full Service B&M | $93,518 |
| First-Citizens Bank & Trust Company | 1901 Whitestone Blvd Cedar Park, TX 78613 | Full Service B&M | $1 |
| First-Citizens Bank & Trust Company | 1902 64th Avenue West Tacoma, WA 98466 | Full Service B&M | $102,179 |
| First-Citizens Bank & Trust Company | 1905 West Us Highway 421 Wilkesboro, NC 28697 | Full Service B&M | $107,434 |
| First-Citizens Bank & Trust Company | 1910 Eastwood Road Wilmington, NC 28403 | Full Service B&M | $215,365 |
| First-Citizens Bank & Trust Company | 1920 Peace Haven Road Winston Salem, NC 27106 | Full Service B&M | $50,516 |
| First-Citizens Bank & Trust Company | 196 Walnut Street Waynesville, NC 28786 | Full Service B&M | $177,441 |
| First-Citizens Bank & Trust Company | 2 Northridge Drive Hilton Head, SC 29926 | Full Service B&M | $21,534 |
| First-Citizens Bank & Trust Company | 2 West Main Street Liberty, SC 29657 | Full Service B&M | $68,862 |
| First-Citizens Bank & Trust Company | 20 North Carolina Highway 32 North Sunbury, NC 27979 | Full Service B&M | $31,932 |
| First-Citizens Bank & Trust Company | 200 Fayetteville Street Clinton, NC 28328 | Full Service B&M | $117,020 |
| First-Citizens Bank & Trust Company | 200 West Main Street Kingstree, SC 29556 | Full Service B&M | $114,379 |
| First-Citizens Bank & Trust Company | 2002 North Oak Street Myrtle Beach, SC 29577 | Full Service B&M | $31,097 |
| First-Citizens Bank & Trust Company | 2005 Clark Street Raleigh, NC 27605 | Full Service B&M | $143,591 |
| First-Citizens Bank & Trust Company | 2009 Hoffmeyer Road Florence, SC 29501 | Full Service B&M | $87,609 |
| First-Citizens Bank & Trust Company | 201 Blythewood Road Blythewood, SC 29016 | Full Service B&M | $178,311 |
| First-Citizens Bank & Trust Company | 201 Dr. Donnie H. Jones, Jr. Boulevard Princeton, NC 27569 | Full Service B&M | $25,210 |
| First-Citizens Bank & Trust Company | 201 North Main Street Abbeville, SC 29620 | Full Service B&M | $87,870 |
| First-Citizens Bank & Trust Company | 201 North Main Street Saluda, SC 29138 | Full Service B&M | $89,807 |
| First-Citizens Bank & Trust Company | 201 North Washington Street Sumter, SC 29150 | Full Service B&M | $61,287 |
| First-Citizens Bank & Trust Company | 201-209 8th Street Marlinton, WV 24954 | Full Service B&M | $40,432 |
| First-Citizens Bank & Trust Company | 2013 Abbey Road Charlottesville, VA 22911 | Full Service B&M | $30,071 |
| First-Citizens Bank & Trust Company | 203 West Third Street Greenville, NC 27858 | Full Service B&M | $39,718 |
| First-Citizens Bank & Trust Company | 20310 Catawba Avenue Cornelius, NC 28031 | Full Service B&M | $58,337 |
| First-Citizens Bank & Trust Company | 20373 Timberlake Road Lynchburg, VA 24502 | Full Service B&M | $90,038 |
| First-Citizens Bank & Trust Company | 204 East Broad Street Statesville, NC 28677 | Full Service B&M | $181,862 |
| First-Citizens Bank & Trust Company | 2045 South Main Street Waynesville, NC 28786 | Full Service B&M | $62,934 |
| First-Citizens Bank & Trust Company | 205 North Main Street Warrenton, NC 27589 | Full Service B&M | $47,631 |
| First-Citizens Bank & Trust Company | 2050 Round Rock Avenue Round Rock, TX 78681 | Full Service B&M | $74,163 |
| First-Citizens Bank & Trust Company | 206 Carthage Street Sanford, NC 27330 | Full Service B&M | $111,624 |
| First-Citizens Bank & Trust Company | 2060 Waterscape Way New Bern, NC 28562 | Full Service B&M | $51,547 |
| First-Citizens Bank & Trust Company | 208 North Jackson Street Beulaville, NC 28518 | Full Service B&M | $38,363 |
| First-Citizens Bank & Trust Company | 2101 Dominion Drive Charlottesville, VA 22901 | Full Service B&M | $88,856 |
| First-Citizens Bank & Trust Company | 2106 Hendersonville Road Arden, NC 28806 | Full Service B&M | $126,009 |
| First-Citizens Bank & Trust Company | 2108 South Horner Boulevard Sanford, NC 27330 | Full Service B&M | $29,964 |
| First-Citizens Bank & Trust Company | 212 East Main Street Moncks Corner, SC 29461 | Full Service B&M | $96,795 |
| First-Citizens Bank & Trust Company | 214 North Main Street Marion, SC 29571 | Full Service B&M | $47,378 |
| First-Citizens Bank & Trust Company | 214 West Atlantic Street Emporia, VA 23847 | Full Service B&M | $47,180 |
| First-Citizens Bank & Trust Company | 2147 Valley Ave Winchester, VA 22601 | Full Service B&M | $43,864 |
| First-Citizens Bank & Trust Company | 217 North Main Street Dobson, NC 27017 | Full Service B&M | $30,197 |
| First-Citizens Bank & Trust Company | 217 North Sterling Street Morganton, NC 28655 | Full Service B&M | $157,670 |
| First-Citizens Bank & Trust Company | 2170 Ashley Phosphate Road North Charleston, SC 29406 | Full Service B&M | $138,389 |
| First-Citizens Bank & Trust Company | 2171 Se Federal Highway Stuart, FL 34994 | Full Service B&M | $45,798 |
| First-Citizens Bank & Trust Company | 218 South Main Street Summerville, SC 29483 | Full Service B&M | $133,720 |
| First-Citizens Bank & Trust Company | 219 Hwy 16 South Denver, NC 28037 | Full Service B&M | $39,853 |
| First-Citizens Bank & Trust Company | 22 Hiwassee Street Murphy, NC 28906 | Full Service B&M | $176,174 |
| First-Citizens Bank & Trust Company | 2200 South 17th Street Wilmington, NC 28402 | Full Service B&M | $116,300 |
| First-Citizens Bank & Trust Company | 2201 Augusta Street Greenville, SC 29605 | Full Service B&M | $85,655 |
| First-Citizens Bank & Trust Company | 221 N. Howe Street Southport, NC 28461 | Full Service B&M | $88,096 |
| First-Citizens Bank & Trust Company | 222 East Atlantic Street South Hill, VA 23970 | Full Service B&M | $121,725 |
| First-Citizens Bank & Trust Company | 222 Main Street Buies Creek, NC 27506 | Full Service B&M | $35,301 |
| First-Citizens Bank & Trust Company | 2230 Westinghouse Blvd Charlotte, NC 28273 | Full Service B&M | $49,219 |
| First-Citizens Bank & Trust Company | 226 East Main Street Rock Hill, SC 29730 | Full Service B&M | $151,899 |
| First-Citizens Bank & Trust Company | 2260 Asheville Highway Brevard,, NC 28712 | Full Service B&M | $53,418 |
| First-Citizens Bank & Trust Company | 2262 Lewisville-Clemmons Rd Clemmons, NC 27012 | Full Service B&M | $74,011 |
| First-Citizens Bank & Trust Company | 228 South Royal Oaks Boulevard Franklin, TN 37064 | Full Service B&M | $39,459 |
| First-Citizens Bank & Trust Company | 2301 Nash Street, Nw Wilson, NC 27893 | Full Service B&M | $51,689 |
| First-Citizens Bank & Trust Company | 231 Kings Highway Eden, NC 27288 | Full Service B&M | $31,608 |
| First-Citizens Bank & Trust Company | 232 Market Street Cheraw, SC 29520 | Full Service B&M | $69,247 |
| First-Citizens Bank & Trust Company | 235 Main Street Thomson, GA 30824 | Full Service B&M | $89,952 |
| First-Citizens Bank & Trust Company | 239 Fayetteville St Raleigh, NC 27601 | Full Service B&M | $952,541 |
| First-Citizens Bank & Trust Company | 239 North Central Avenue Staunton, VA 24401 | Full Service B&M | $44,559 |
| First-Citizens Bank & Trust Company | 24 Hanks Street Pittsboro, NC 27312 | Full Service B&M | $46,781 |
| First-Citizens Bank & Trust Company | 2405 Stantonsburg Road Greenville, NC 27834 | Full Service B&M | $173,489 |
| First-Citizens Bank & Trust Company | 241 Medical Park Road Mooresville, NC 28117 | Full Service B&M | $27,080 |
| First-Citizens Bank & Trust Company | 242 North Main Street Chase City, VA 23924 | Full Service B&M | $60,162 |
| First-Citizens Bank & Trust Company | 2420 Laurens Road Greenville, SC 29607 | Full Service B&M | $59,876 |
| First-Citizens Bank & Trust Company | 2424 W. 121st Avenue Westminster, CO 80234 | Full Service B&M | $67,638 |
| First-Citizens Bank & Trust Company | 2425 East Ash Street Goldsboro, NC 27530 | Full Service B&M | $38,170 |
| First-Citizens Bank & Trust Company | 2464 Main Street Elgin, SC 29045 | Full Service B&M | $52,305 |
| First-Citizens Bank & Trust Company | 248 Rodney Orr Bypass Robbinsville, NC 28771 | Full Service B&M | $42,555 |
| First-Citizens Bank & Trust Company | 248 West Main Street Lake City, SC 29560 | Full Service B&M | $98,464 |
| First-Citizens Bank & Trust Company | 2480 South Gilbert Road Chandler, AZ 85286 | Full Service B&M | $146,055 |
| First-Citizens Bank & Trust Company | 250 Palermo Avenue Coral Gables, FL 33134 | Full Service B&M | $104,034 |
| First-Citizens Bank & Trust Company | 250 Peppers Ferry Road Chirstiansburg, VA 24073 | Full Service B&M | $20,777 |
| First-Citizens Bank & Trust Company | 2520 Timber Drive Garner, NC 27529 | Full Service B&M | $139,157 |
| First-Citizens Bank & Trust Company | 255 South Main Street Woodruff, SC 29388 | Full Service B&M | $29,936 |
| First-Citizens Bank & Trust Company | 2569 Reilly Road Fort Bragg, NC 28307 | Full Service B&M | $111,178 |
| First-Citizens Bank & Trust Company | 2600 162nd St Sw Lynnwood, WA 98087 | Full Service B&M | $72,290 |
| First-Citizens Bank & Trust Company | 2600 Medical Office Place Goldsboro, NC 27534 | Full Service B&M | $63,832 |
| First-Citizens Bank & Trust Company | 2600 Rosewood Drive Columbia, SC 29205 | Full Service B&M | $63,474 |
| First-Citizens Bank & Trust Company | 2601 Bayshore Drive, Suite 101 Coconut Grove, FL 33133 | Full Service B&M | $341,747 |
| First-Citizens Bank & Trust Company | 2607 Mill Street Winterville, NC 28590 | Full Service B&M | $45,547 |
| First-Citizens Bank & Trust Company | 2626 Howell St, Suite 110 Dallas, TX 75204 | Full Service B&M | $30,712 |
| First-Citizens Bank & Trust Company | 2630 Rainbow Way, Ste - D Decatur, GA 30034 | Full Service B&M | $55,928 |
| First-Citizens Bank & Trust Company | 2676 Highway 17 North Mount Pleasant, SC 29466 | Full Service B&M | $60,417 |
| First-Citizens Bank & Trust Company | 2708 Woodruff Road Simpsonville, SC 29681 | Full Service B&M | $41,981 |
| First-Citizens Bank & Trust Company | 2715 Hamilton Mill Road Buford, GA 30519 | Full Service B&M | $19,785 |
| First-Citizens Bank & Trust Company | 2743 West Roosevelt Boulevard Monroe, NC 28110 | Full Service B&M | $81,758 |
| First-Citizens Bank & Trust Company | 276 South Irby Street Florence, SC 29501 | Full Service B&M | $77,856 |
| First-Citizens Bank & Trust Company | 2775 Buford Highway Duluth, GA 30096 | Full Service B&M | $331,300 |
| First-Citizens Bank & Trust Company | 280 West Main Street Valdese, NC 28690 | Full Service B&M | $72,564 |
| First-Citizens Bank & Trust Company | 2830 Sunset Boulevard West Columbia, SC 29169 | Full Service B&M | $55,832 |
| First-Citizens Bank & Trust Company | 28641 Marguerite Pkwy Mission Viejo, CA 92692 | Full Service B&M | $54,837 |
| First-Citizens Bank & Trust Company | 2880 West Highway 160 Tega Cay, SC 29708 | Full Service B&M | $75,301 |
| First-Citizens Bank & Trust Company | 2895 Reidville Road Spartanburg, SC 29301 | Full Service B&M | $116,319 |
| First-Citizens Bank & Trust Company | 2900 Hendersonville Road Fletcher, NC 28732 | Full Service B&M | $115,203 |
| First-Citizens Bank & Trust Company | 29818 Santa Margarita Parkway, Suite A Rancho Santa Margarita, CA 92688 | Full Service B&M | $116,337 |
| First-Citizens Bank & Trust Company | 2998 Shallowford Road Marietta, GA 30066 | Full Service B&M | $64,454 |
| First-Citizens Bank & Trust Company | 3 Cross Road Drive Horse Shoe, NC 28742 | Limited, Drive-thru | $75,131 |
| First-Citizens Bank & Trust Company | 300 110th Avenue, Ne Bellevue, WA 98004 | Full Service B&M | $118,455 |
| First-Citizens Bank & Trust Company | 300 General Daniel Ave Danielsville, GA 30633 | Full Service B&M | $55,327 |
| First-Citizens Bank & Trust Company | 300 The Parkway Greer, SC 29650 | Full Service B&M | $39,073 |
| First-Citizens Bank & Trust Company | 3001 Trenwest Drive Winston Salem, NC 27103 | Full Service B&M | $566,357 |
| First-Citizens Bank & Trust Company | 301 West Broad Street Elizabethtown, NC 28337 | Full Service B&M | $69,112 |
| First-Citizens Bank & Trust Company | 302 Main Street Swansboro, NC 28584 | Full Service B&M | $103,869 |
| First-Citizens Bank & Trust Company | 302 North Hampton Street Kershaw, SC 29067 | Full Service B&M | $35,987 |
| First-Citizens Bank & Trust Company | 302 Northeast Boulevard Clinton, NC 28328 | Full Service B&M | $38,362 |
| First-Citizens Bank & Trust Company | 302 Second Street West Jefferson, NC 28694 | Full Service B&M | $116,426 |
| First-Citizens Bank & Trust Company | 302 Western Blvd Jacksonville, NC 28540 | Full Service B&M | $185,570 |
| First-Citizens Bank & Trust Company | 3021 Old Forest Road Lynchburg, VA 24503 | Full Service B&M | $38,214 |
| First-Citizens Bank & Trust Company | 3024 Enterprise Road East Clearwater, FL 33759 | Full Service B&M | $51,844 |
| First-Citizens Bank & Trust Company | 303 North Pearl Street Pageland, SC 29728 | Full Service B&M | $74,769 |
| First-Citizens Bank & Trust Company | 304 East Main Street Bedford, VA 24523 | Limited, Drive-thru | $0 |
| First-Citizens Bank & Trust Company | 304 Old Greenville Highway Clemson, SC 29631 | Full Service B&M | $198,569 |
| First-Citizens Bank & Trust Company | 304 State Highway 24 Roseboro, NC 28382 | Full Service B&M | $24,677 |
| First-Citizens Bank & Trust Company | 305 Broad Street New Bern, NC 28560 | Full Service B&M | $216,746 |
| First-Citizens Bank & Trust Company | 305 North Hills Shopping Center Raleigh, NC 27609 | Full Service B&M | $647,077 |
| First-Citizens Bank & Trust Company | 3129 Us Highway 264, (Raleigh Road) Wilson, NC 27893 | Full Service B&M | $143,552 |
| First-Citizens Bank & Trust Company | 305 West Main Street Laurens, SC 29360 | Full Service B&M | $42,782 |
| First-Citizens Bank & Trust Company | 3050 Eastway Drive Charlotte, NC 28205 | Full Service B&M | $64,776 |
| First-Citizens Bank & Trust Company | 3055 Tamiami Trail North Naples, FL 34103 | Full Service B&M | $65,073 |
| First-Citizens Bank & Trust Company | 306 Old Farm Road Roanoke Rapids, NC 27870 | Full Service B&M | $134,239 |
| First-Citizens Bank & Trust Company | 306 W.B. Mclean Boulevard Cape Carteret, NC 28584 | Full Service B&M | $109,395 |
| First-Citizens Bank & Trust Company | 3060 Eagle Drive Woodstock, GA 30189 | Full Service B&M | $64,331 |
| First-Citizens Bank & Trust Company | 309 Main Street Edgefield, SC 29824 | Full Service B&M | $67,068 |
| First-Citizens Bank & Trust Company | 309 Sw 6th Avenue Portland, OR 97204 | Full Service B&M | $85,962 |
| First-Citizens Bank & Trust Company | 3091 Richlands Highway Jacksonville, NC 28540 | Full Service B&M | $32,966 |
| First-Citizens Bank & Trust Company | 3109 South Memorial Drive Greenville, NC 27834 | Full Service B&M | $44,576 |
| First-Citizens Bank & Trust Company | 3115 Martin Luther King, Jr. Blvd. Anderson, SC 29625 | Full Service B&M | $30,823 |
| First-Citizens Bank & Trust Company | 3121 Commodore Plaza Miami, FL 33133 | Full Service B&M | $171,189 |
| First-Citizens Bank & Trust Company | 314 East Main Street Bennettsville, SC 29512 | Limited, Drive-thru | $89,607 |
| First-Citizens Bank & Trust Company | 315 Libbie Avenue Richmond, VA 23226 | Full Service B&M | $22,973 |
| First-Citizens Bank & Trust Company | 315 Market Street Wilmington, NC 28401 | Full Service B&M | $194,320 |
| First-Citizens Bank & Trust Company | 316 Main Street Newton Grove, NC 28366 | Full Service B&M | $70,871 |
| First-Citizens Bank & Trust Company | 318 West Main Street Forest City, NC 28043 | Full Service B&M | $103,358 |
| First-Citizens Bank & Trust Company | 320 University Blvd Harrisonburg, VA 22801 | Full Service B&M | $47,659 |
| First-Citizens Bank & Trust Company | 3200 Hillsborough Road Durham, NC 27705 | Full Service B&M | $39,351 |
| First-Citizens Bank & Trust Company | 3200 Randleman Road Greensboro, NC 27406 | Full Service B&M | $69,451 |
| First-Citizens Bank & Trust Company | 321 Main Street Bunn, NC 27508 | Full Service B&M | $44,313 |
| First-Citizens Bank & Trust Company | 3225 Peachtree Parkway Suwanee, GA 30024 | Full Service B&M | $96,521 |
| First-Citizens Bank & Trust Company | 3231 Edwards Mill Road Raleigh, NC 27612 | Full Service B&M | $446,574 |
| First-Citizens Bank & Trust Company | 325 Mount Vernon Highway Ne Sandy Springs, GA 30328 | Full Service B&M | $67,882 |
| First-Citizens Bank & Trust Company | 325 W Mcbee Street Greenville, SC 29601 | Full Service B&M | $241,539 |
| First-Citizens Bank & Trust Company | 327 N. Dale Mabry Hwy Tampa, FL 33609 | Full Service B&M | $91,737 |
| First-Citizens Bank & Trust Company | 3270 Florence Road Powder Springs, GA 30127 | Full Service B&M | $66,553 |
| First-Citizens Bank & Trust Company | 3300 Cumberland Boulevard Atlanta, GA 30339 | Full Service B&M | $113,982 |
| First-Citizens Bank & Trust Company | 3412 Bridges Street Morehead City, NC 28557 | Full Service B&M | $130,769 |
| First-Citizens Bank & Trust Company | 342 Baston Road Martinez, GA 30907 | Full Service B&M | $35,219 |
| First-Citizens Bank & Trust Company | 3490 Dr M L King Jr Boulevard New Bern, NC 28562 | Full Service B&M | $132,090 |
| First-Citizens Bank & Trust Company | 350 S. Beverly Drive Beverly Hills, CA 90212 | Full Service B&M | $153,014 |
| First-Citizens Bank & Trust Company | 351 North First Street Albemarle, NC 28002 | Full Service B&M | $133,363 |
| First-Citizens Bank & Trust Company | 3551 Lancaster Hwy Richburg, SC 29729 | Full Service B&M | $35,449 |
| First-Citizens Bank & Trust Company | 3561 E. Sunrise Dr., Suite 105 Tucson, AZ 85718 | Full Service B&M | $24,583 |
| First-Citizens Bank & Trust Company | 36 Highway 64 Hayesville, NC 28904 | Full Service B&M | $48,168 |
| First-Citizens Bank & Trust Company | 36 Hwy 72 E Comer, GA 30629 | Full Service B&M | $35,935 |
| First-Citizens Bank & Trust Company | 360 West Grand Ave. Escondido, CA 92025 | Full Service B&M | $98,911 |
| First-Citizens Bank & Trust Company | 3600 North Elm Street Greensboro, NC 27408 | Full Service B&M | $99,495 |
| First-Citizens Bank & Trust Company | 3602 Walton Way Extension Augusta, GA 30909 | Full Service B&M | $33,160 |
| First-Citizens Bank & Trust Company | 3604 Ramsey Street Fayetteville, NC 28311 | Full Service B&M | $71,376 |
| First-Citizens Bank & Trust Company | 3611 Boiling Springs Road Spartanburg, SC 29316 | Full Service B&M | $120,409 |
| First-Citizens Bank & Trust Company | 3611 East 1st Avenue Denver, CO 80206 | Full Service B&M | $69,223 |
| First-Citizens Bank & Trust Company | 3624 South College Road Wilmington, NC 28412 | Full Service B&M | $115,890 |
| First-Citizens Bank & Trust Company | 3626 North Main Street Hope Mills, NC 28348 | Full Service B&M | $61,731 |
| First-Citizens Bank & Trust Company | 364 East Bypass Burnsville, NC 28714 | Full Service B&M | $51,192 |
| First-Citizens Bank & Trust Company | 37 Park Street Canton, NC 28716 | Full Service B&M | $42,446 |
| First-Citizens Bank & Trust Company | 3700 Taylor Glen Lake Concord, NC 28027 | Full Service B&M | $83 |
| First-Citizens Bank & Trust Company | 3711 Douglas Boulevard Roseville, CA 95661 | Full Service B&M | $109,408 |
| First-Citizens Bank & Trust Company | 3750 Nw 87th Avenue Doral, FL 33178 | Full Service B&M | $113,860 |
| First-Citizens Bank & Trust Company | 3800 Journey Pkwy Norman, OK 73072 | Full Service B&M | $7,738 |
| First-Citizens Bank & Trust Company | 3819 Blue Ridge Boulevard Walhalla, SC 29691 | Full Service B&M | $84,114 |
| First-Citizens Bank & Trust Company | 3862 Electric Road Roanoke, VA 24018 | Full Service B&M | $109,207 |
| First-Citizens Bank & Trust Company | 3893 Lawrenceville Road Suwanee, GA 30024 | Full Service B&M | $20,587 |
| First-Citizens Bank & Trust Company | 3967 Platt Springs Road West Columbia, SC 29170 | Full Service B&M | $47,392 |
| First-Citizens Bank & Trust Company | 40 Catoctin Circle, N.E. Leesburg, VA 20176 | Full Service B&M | $45,618 |
| First-Citizens Bank & Trust Company | 40 Page Drive Pinehurst, NC 28374 | Full Service B&M | $154,040 |
| First-Citizens Bank & Trust Company | 400 Cardinal Lane Hartland, WI 53029 | Full Service B&M | $36,709 |
| First-Citizens Bank & Trust Company | 4000 W Brown Deer Road Brown Deer, WI 53209 | Full Service B&M | $95,111 |
| First-Citizens Bank & Trust Company | 4004 Roxboro Street Durham, NC 27704 | Full Service B&M | $80,280 |
| First-Citizens Bank & Trust Company | 401 West Main Street Williamston, NC 27892 | Full Service B&M | $37,102 |
| First-Citizens Bank & Trust Company | 402 East Dekalb Street Camden, SC 29020 | Full Service B&M | $106,865 |
| First-Citizens Bank & Trust Company | 402 South Main Street Mullins, SC 29574 | Full Service B&M | $61,374 |
| First-Citizens Bank & Trust Company | 4022 Oleander Drive Wilmington, NC 28403 | Full Service B&M | $76,317 |
| First-Citizens Bank & Trust Company | 403 West Main Street Chesterfield, SC 29709 | Full Service B&M | $89,172 |
| First-Citizens Bank & Trust Company | 4040 River Oaks Drive Myrtle Beach, SC 29579 | Full Service B&M | $47,336 |
| First-Citizens Bank & Trust Company | 4045 Mendenhall Oaks Parkway High Point, NC 27265 | Full Service B&M | $57,023 |
| First-Citizens Bank & Trust Company | 406 U.S. Hwy 301 North Dillon, SC 29536 | Full Service B&M | $229,561 |
| First-Citizens Bank & Trust Company | 409 Broad Street Oriental, NC 28571 | Full Service B&M | $69,007 |
| First-Citizens Bank & Trust Company | 409 East Market Street Smithfield, NC 27577 | Full Service B&M | $480,324 |
| First-Citizens Bank & Trust Company | 4101 Marathon Boulevard Austin, TX 78756 | Full Service B&M | $92,845 |
| First-Citizens Bank & Trust Company | 415 South Madison Street Whiteville, NC 28472 | Full Service B&M | $61,486 |
| First-Citizens Bank & Trust Company | 41520 Ivy Street Murrieta, CA 92562 | Full Service B&M | $128,001 |
| First-Citizens Bank & Trust Company | 417 West State Street Black Mountain, NC 28711 | Full Service B&M | $74,579 |
| First-Citizens Bank & Trust Company | 4195 Old Milton Parkway Alpharetta, GA 30005 | Limited, Drive-thru | $23,275 |
| First-Citizens Bank & Trust Company | 424 Indian Trail Rd Indian Trail, NC 28079 | Full Service B&M | $119,921 |
| First-Citizens Bank & Trust Company | 424 North Main Street Walnut Cove, NC 27052 | Full Service B&M | $66,624 |
| First-Citizens Bank & Trust Company | 425 East Main Street Lincolnton, NC 28092 | Full Service B&M | $87,043 |
| First-Citizens Bank & Trust Company | 4265 San Felipe Street Houston, TX 77027 | Full Service B&M | $66,776 |
| First-Citizens Bank & Trust Company | 430 Calhoun Street Johnston, SC 29832 | Full Service B&M | $72,812 |
| First-Citizens Bank & Trust Company | 4300 San Pablo Road South Jacksonville, FL 32224 | Full Service B&M | $74,049 |
| First-Citizens Bank & Trust Company | 4300 Six Forks Road Raleigh, NC 27609 | Full Service Cyber Office | $5,821 |
| First-Citizens Bank & Trust Company | 4325 Randolph Road Charlotte, NC 28211 | Full Service B&M | $120,934 |
| First-Citizens Bank & Trust Company | 436 Central Street Hudson, NC 28638 | Full Service B&M | $88,062 |
| First-Citizens Bank & Trust Company | 4375 Highway 17 Bypass Murrells Inlet, SC 29576 | Full Service B&M | $24,963 |
| First-Citizens Bank & Trust Company | 440 Drake Circle Sacramento, CA 95864 | Full Service B&M | $466,443 |
| First-Citizens Bank & Trust Company | 440 South College Road Wilmington, NC 28403 | Full Service B&M | $194,279 |
| First-Citizens Bank & Trust Company | 44575 Avenida De Missiones Temecula, CA 92592 | Full Service B&M | $110,595 |
| First-Citizens Bank & Trust Company | 45 Falls Avenue Granite Falls, NC 28630 | Full Service B&M | $73,384 |
| First-Citizens Bank & Trust Company | 450 Belair Rd Evans, GA 30809 | Full Service B&M | $76,182 |
| First-Citizens Bank & Trust Company | 450 East Henry Street Spartanburg, SC 29302 | Full Service B&M | $232,596 |
| First-Citizens Bank & Trust Company | 4501 West Memorial Road Oklahoma City, OK 73142 | Full Service B&M | $164,020 |
| First-Citizens Bank & Trust Company | 46 West Depot Street Angier, NC 27501 | Full Service B&M | $56,564 |
| First-Citizens Bank & Trust Company | 462 Folly Road Charleston, SC 29412 | Full Service B&M | $97,480 |
| First-Citizens Bank & Trust Company | 4635 West Market Street Greensboro, NC 27407 | Full Service B&M | $70,793 |
| First-Citizens Bank & Trust Company | 4661 So 27th St Milwaukee, WI 53221 | Full Service B&M | $55,403 |
| First-Citizens Bank & Trust Company | 4717 Grand Avenue Kansas City, MO 64112 | Full Service B&M | $66,814 |
| First-Citizens Bank & Trust Company | 4801 Capital Boulevard Raleigh, NC 27604 | Full Service B&M | $106,060 |
| First-Citizens Bank & Trust Company | 4801 Forest Drive Columbia, SC 29206 | Full Service B&M | $147,756 |
| First-Citizens Bank & Trust Company | 50 W Main St Franklin, NC 28734 | Full Service B&M | $241,784 |
| First-Citizens Bank & Trust Company | 500 North Main Street Lancaster, SC 29720 | Full Service B&M | $265,308 |
| First-Citizens Bank & Trust Company | 500 Us Highway 64 East Cashiers, NC 28717 | Full Service B&M | $70,759 |
| First-Citizens Bank & Trust Company | 5008 Forbes Drive Charlotte, NC 28277 | Full Service B&M | $97,030 |
| First-Citizens Bank & Trust Company | 501 South Main Street Reidsville, NC 27320 | Full Service B&M | $41,140 |
| First-Citizens Bank & Trust Company | 501 West Queen Street Grifton, NC 28530 | Full Service B&M | $36,535 |
| First-Citizens Bank & Trust Company | 502 North Main Street Mount Airy, NC 27030 | Full Service B&M | $58,356 |
| First-Citizens Bank & Trust Company | 5043 Main Street Shallotte, NC 28470 | Full Service B&M | $56,030 |
| First-Citizens Bank & Trust Company | 509 East Nash Street Louisburg, NC 27549 | Full Service B&M | $153,112 |
| First-Citizens Bank & Trust Company | 5090 Dorchester Road North Charleston, SC 29418 | Full Service B&M | $49,004 |
| First-Citizens Bank & Trust Company | 5099 Federal Highway Boca Raton, FL 33431 | Full Service B&M | $75,875 |
| First-Citizens Bank & Trust Company | 51 Main Street Bryson City, NC 28713 | Full Service B&M | $45,070 |
| First-Citizens Bank & Trust Company | 510 Mcclanahan Street Sw Roanoke, VA 24014 | Full Service B&M | $34,805 |
| First-Citizens Bank & Trust Company | 5101 Point Fosdick Drive Gig Harbor, WA 98335 | Full Service B&M | $64,014 |
| First-Citizens Bank & Trust Company | 511 Pearl Street Darlington, SC 29532 | Full Service B&M | $48,374 |
| First-Citizens Bank & Trust Company | 517 W Morse Blvd Winter Park, FL 32789 | Full Service B&M | $20,436 |
| First-Citizens Bank & Trust Company | 517 W. Morse Blvd Winter Park, FL 32789 | Full Service B&M | $0 |
| First-Citizens Bank & Trust Company | 518 Georgia Avenue North Augusta, SC 29841 | Full Service B&M | $48,493 |
| First-Citizens Bank & Trust Company | 518 South Main Street Greenwood, SC 29646 | Full Service B&M | $116,653 |
| First-Citizens Bank & Trust Company | 520 Westwood Shopping Center Fayetteville, NC 28304 | Full Service B&M | $219,225 |
| First-Citizens Bank & Trust Company | 53 Chatham Downs Drive Chapel Hill, NC 27517 | Full Service B&M | $52,736 |
| First-Citizens Bank & Trust Company | 530 Main Street Danville, VA 24541 | Full Service B&M | $48,005 |
| First-Citizens Bank & Trust Company | 540 East Stuart Drive Galax, VA 24333 | Full Service B&M | $36,343 |
| First-Citizens Bank & Trust Company | 540 Hwy 105 Ext Boone, NC 28607 | Full Service B&M | $142,592 |
| First-Citizens Bank & Trust Company | 540 Main Street Clifton Forge, VA 24422 | Full Service B&M | $38,033 |
| First-Citizens Bank & Trust Company | 5400 South Boulevard Charlotte, NC 28217 | Full Service B&M | $71,615 |
| First-Citizens Bank & Trust Company | 5417 Page Road Durham, NC 27709 | Full Service B&M | $84,706 |
| First-Citizens Bank & Trust Company | 544 East Ogden Avenue, Suite 800 Milwaukee, WI 53202 | Full Service B&M | $32,265 |
| First-Citizens Bank & Trust Company | 5500 Bee Cave Road West Lake Hills, TX 78746 | Full Service B&M | $104,147 |
| First-Citizens Bank & Trust Company | 555 Big A Road Toccoa, GA 30577 | Full Service B&M | $30,114 |
| First-Citizens Bank & Trust Company | 5561 Sunset Boulevard Lexington, SC 29072 | Full Service B&M | $138,256 |
| First-Citizens Bank & Trust Company | 5571 Chamblee Dunwoody Road Atlanta, GA 30338 | Full Service B&M | $85,313 |
| First-Citizens Bank & Trust Company | 5610 N Bayshore Dr Milwaukee, WI 53217 | Full Service B&M | $44,088 |
| First-Citizens Bank & Trust Company | 5661 Us Highway 25 Marshall, NC 28753 | Full Service B&M | $81,442 |
| First-Citizens Bank & Trust Company | 5721 Coral Ridge Drive Coral Springs, FL 33076 | Full Service Retail | $49,654 |
| First-Citizens Bank & Trust Company | 5811 Us Highway 378 W Mccormick, SC 29835 | Full Service B&M | $52,351 |
| First-Citizens Bank & Trust Company | 5900 Central Ave Saint Petersburg, FL 33707 | Full Service B&M | $67,358 |
| First-Citizens Bank & Trust Company | 6001 West Capitol Drive Milwaukee, WI 53216 | Full Service B&M | $45,632 |
| First-Citizens Bank & Trust Company | 6005 University Parkway Winston Salem, NC 27105 | Full Service B&M | $80,929 |
| First-Citizens Bank & Trust Company | 601 Highway 17 South North Myrtle Beach, SC 29582 | Full Service B&M | $45,467 |
| First-Citizens Bank & Trust Company | 601 New Leicester Highway Asheville, NC 28806 | Full Service B&M | $54,280 |
| First-Citizens Bank & Trust Company | 602 N Main St Anderson, SC 29621 | Full Service B&M | $65,780 |
| First-Citizens Bank & Trust Company | 6031 Regency West Drive Mount Pleasant, WI 53406 | Full Service B&M | $34,389 |
| First-Citizens Bank & Trust Company | 604 South Main Street King, NC 27021 | Full Service B&M | $83,489 |
| First-Citizens Bank & Trust Company | 607 Plaza Boulevard Kinston, NC 28501 | Full Service B&M | $93,949 |
| First-Citizens Bank & Trust Company | 6088 Innovation Way Carlsbad, CA 92009 | Full Service B&M | $93,957 |
| First-Citizens Bank & Trust Company | 609 West Main Street Sylva, NC 28779 | Full Service B&M | $68,126 |
| First-Citizens Bank & Trust Company | 615 North 4th Street Highlands, NC 28741 | Full Service B&M | $74,549 |
| First-Citizens Bank & Trust Company | 619 Pamplico Hwy Florence, SC 29505 | Full Service B&M | $54,382 |
| First-Citizens Bank & Trust Company | 620 Green Valley Road Greensboro, NC 27408 | Full Service B&M | $132,167 |
| First-Citizens Bank & Trust Company | 621 South Main Street Sparta, NC 28675 | Full Service B&M | $30,935 |
| First-Citizens Bank & Trust Company | 6213 South Carolina Highway 162 Hollywood, SC 29449 | Full Service B&M | $40,314 |
| First-Citizens Bank & Trust Company | 6230 University Parkway Sarasota, FL 34240 | Full Service B&M | $35,588 |
| First-Citizens Bank & Trust Company | 625 Merrimon Avenue Asheville, NC 28802 | Full Service B&M | $65,831 |
| First-Citizens Bank & Trust Company | 636 Fairview Road Simpsonville, SC 29681 | Full Service B&M | $61,501 |
| First-Citizens Bank & Trust Company | 643 E. E. Butler Parkway Gainesville, GA 30501 | Full Service B&M | $97,798 |
| First-Citizens Bank & Trust Company | 6451 North Federal Highway, Suite 101 Fort Lauderdale, FL 33308 | Full Service B&M | $108,335 |
| First-Citizens Bank & Trust Company | 65 Kingston Drive Daleville, VA 24083 | Full Service B&M | $54,351 |
| First-Citizens Bank & Trust Company | 6501 Morrison Boulevard Charlotte, NC 28211 | Full Service B&M | $119,111 |
| First-Citizens Bank & Trust Company | 6539 Calhoun Memorial Highway Easley, SC 29640 | Full Service B&M | $64,664 |
| First-Citizens Bank & Trust Company | 655 North Central Avenue, Suite 1500 Glendale, CA 91203 | Full Service B&M | $90,341 |
| First-Citizens Bank & Trust Company | 6550 Knightdale Boulevard Knightdale, NC 27545 | Full Service B&M | $56,999 |
| First-Citizens Bank & Trust Company | 6551 Centralia Drive Chesterfield, VA 23832 | Full Service B&M | $30,232 |
| First-Citizens Bank & Trust Company | 6703 S 234th St Kent, WA 98032 | Full Service B&M | $35,104 |
| First-Citizens Bank & Trust Company | 6705 E. Marshville Blvd Marshville, NC 28103 | Full Service B&M | $45,237 |
| First-Citizens Bank & Trust Company | 6709 North Tryon Street Charlotte, NC 28213 | Full Service B&M | $28,164 |
| First-Citizens Bank & Trust Company | 6718 Potomac Highland Trail Arbovale, WV 24915 | Full Service B&M | $40,334 |
| First-Citizens Bank & Trust Company | 6802 Paragon Place, Suite 115 Richmond, VA 23230 | Full Service B&M | $0 |
| First-Citizens Bank & Trust Company | 6808 Northlake Mall Drive Charlotte, NC 28216 | Full Service B&M | $106,565 |
| First-Citizens Bank & Trust Company | 6824 North Main St Columbia, SC 29203 | Full Service B&M | $20,317 |
| First-Citizens Bank & Trust Company | 683 Bultman Drive Sumter, SC 29150 | Full Service B&M | $130,326 |
| First-Citizens Bank & Trust Company | 685 West Main Street Danville, VA 24541 | Full Service B&M | $32,706 |
| First-Citizens Bank & Trust Company | 686 Main St E White Sulphur Springs, WV 24986 | Full Service B&M | $56,672 |
| First-Citizens Bank & Trust Company | 6930 Matthews-Mint Hill Road Charlotte, NC 28227 | Full Service B&M | $76,028 |
| First-Citizens Bank & Trust Company | 6th And Main Street Hendersonville, NC 28739 | Full Service B&M | $380,999 |
| First-Citizens Bank & Trust Company | 700 North Main Street High Point, NC 27261 | Full Service B&M | $154,625 |
| First-Citizens Bank & Trust Company | 700 Paseo De Peralta Santa Fe, NM 87501 | Full Service B&M | $78,807 |
| First-Citizens Bank & Trust Company | 7001 Falls Of The Neuse Road Raleigh, NC 27615 | Full Service B&M | $185,202 |
| First-Citizens Bank & Trust Company | 7001 Fayetteville Road Durham, NC 27713 | Full Service B&M | $55,096 |
| First-Citizens Bank & Trust Company | 701 North Jefferson Street Lewisburg, WV 24901 | Full Service B&M | $33,780 |
| First-Citizens Bank & Trust Company | 701 Tsali Boulevard Cherokee, NC 28719 | Full Service B&M | $508,158 |
| First-Citizens Bank & Trust Company | 7039 Parklane Road Columbia, SC 29223 | Full Service B&M | $50,535 |
| First-Citizens Bank & Trust Company | 7045 Highway 70 East Newport, NC 28570 | Full Service B&M | $57,598 |
| First-Citizens Bank & Trust Company | 706 Lomas Santa Fe Drive Solana Beach, CA 92075 | Full Service B&M | $99,659 |
| First-Citizens Bank & Trust Company | 7208 Creedmoor Road Raleigh, NC 27613 | Full Service B&M | $101,808 |
| First-Citizens Bank & Trust Company | 721 College Street Lacey, WA 98503 | Full Service B&M | $170,098 |
| First-Citizens Bank & Trust Company | 726 Front Street Georgetown, SC 29440 | Full Service B&M | $66,372 |
| First-Citizens Bank & Trust Company | 728 West Main Street Lexington, SC 29072 | Full Service B&M | $77,867 |
| First-Citizens Bank & Trust Company | 7300 Jefferson Street Northeast Albuquerque, NM 87109 | Full Service B&M | $127,644 |
| First-Citizens Bank & Trust Company | 7301 Sw 57th Ct, Ste 150 South Miami, FL 33143 | Full Service B&M | $128,353 |
| First-Citizens Bank & Trust Company | 7366 Garners Ferry Rd Columbia, SC 29209 | Full Service B&M | $52,723 |
| First-Citizens Bank & Trust Company | 7401 Park Boulevard N Pinellas Park, FL 33781 | Full Service B&M | $63,391 |
| First-Citizens Bank & Trust Company | 7432 Clinton Road Stedman, NC 28391 | Full Service B&M | $48,469 |
| First-Citizens Bank & Trust Company | 7500 North Kings Hwy Myrtle Beach, SC 29572 | Full Service B&M | $58,756 |
| First-Citizens Bank & Trust Company | 768 Hendersonville Road Asheville, NC 28803 | Full Service B&M | $117,931 |
| First-Citizens Bank & Trust Company | 7837 Pineville-Matthews Road Charlotte, NC 28210 | Full Service B&M | $79,403 |
| First-Citizens Bank & Trust Company | 7850 College Blvd Overland Park, KS 66210 | Full Service B&M | $79,309 |
| First-Citizens Bank & Trust Company | 789 Highway 29 North Concord, NC 28025 | Full Service B&M | $167,358 |
| First-Citizens Bank & Trust Company | 79 West Paces Ferry Road Atlanta, GA 30305 | Full Service B&M | $72,481 |
| First-Citizens Bank & Trust Company | 791 Broughton Street Orangeburg, SC 29115 | Full Service B&M | $135,334 |
| First-Citizens Bank & Trust Company | 800 North Queen Street Kinston, NC 28501 | Full Service B&M | $151,994 |
| First-Citizens Bank & Trust Company | 800 Sunset Boulevard North Sunset Beach, NC 28468 | Full Service B&M | $65,009 |
| First-Citizens Bank & Trust Company | 802 Providence Road Charlotte, NC 28207 | Full Service B&M | $166,226 |
| First-Citizens Bank & Trust Company | 808 N. Greenwood Avenue Ware Shoals, SC 29692 | Full Service B&M | $36,369 |
| First-Citizens Bank & Trust Company | 8105 Mallard Creek Road Charlotte, NC 28262 | Full Service B&M | $77,988 |
| First-Citizens Bank & Trust Company | 8160 Lebanon Road Frisco, TX 75034 | Full Service B&M | $34,919 |
| First-Citizens Bank & Trust Company | 8219 Market Street Wilmington, NC 28411 | Full Service B&M | $86,659 |
| First-Citizens Bank & Trust Company | 832 Highway A1a North, Suite 16 Ponte Vedra Beach, FL 32082 | Full Service B&M | $116,710 |
For 2021, First-citizens Bank & Trust Company had 538 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,452,118 |
| Net interest income | $1,407,326 |
| Total noninterest income | $637,678 |
| Gross Fiduciary activities income | $62,188 |
| Service charges on deposit accounts | $94,756 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $480,734 |
| Pre-tax net operating income | $660,240 |
| Securities gains (or losses, -) | $33,119 |
| Income before extraordinary items | $541,246 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $541,246 |
| Minority interest net income | $0 |
| Net income | $541,246 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $515,081 |
First-citizens Bank & Trust Company's gross interest income from loans was $1,452,118,000.
First-citizens Bank & Trust Company's net interest income from loans was $1,407,326,000.
First-citizens Bank & Trust Company's fee based income from loans was $94,756,000.
First-citizens Bank & Trust Company's net income from loans was $541,246,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $44,792 |
| Provision for credit losses | $-37,834 |
| Total noninterest expense | $1,422,598 |
| Salaries and employee benefits | $758,853 |
| Premises and equipment expense | $163,452 |
| Additional noninterest expense | $500,293 |
| Applicable income taxes | $152,113 |
| Net charge-offs | $8,986 |
| Cash dividends | $173,091 |
First-citizens Bank & Trust Company's interest expense for loans was $44,792,000.
First-citizens Bank & Trust Company's payroll and benefits expense were $758,853,000.
First-citizens Bank & Trust Company's property, plant and equipment expenses $163,452,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.3% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $51,591,161 |
| Deposits held in domestic offices | $51,591,161 |
| Deposits by Individuals, partnerships, and corporations | $46,826,584 |
| Deposits by U.S. Government | $78,367 |
| Deposits by States and political subdivisions in the U.S. | $4,613,439 |
| Deposits by Commercial banks and other depository institutions in U.S. | $72,771 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $10,748,418 |
| Demand deposits | $6,358,178 |
| Nontransaction accounts | $40,842,743 |
| Money market deposit accounts (MMDAs) | $34,125,951 |
| Other savings deposits (excluding MMDAs) | $4,234,752 |
| Total time deposits | $2,482,040 |
| Total time and savings deposits | $45,232,983 |
| Noninterest-bearing deposits | $21,589,874 |
| Interest-bearing deposits | $30,001,287 |
| Retail deposits | $51,009,530 |
| IRAs and Keogh plan accounts | $533,624 |
| Brokered deposits | $2,110 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $58,215,736 |
| Cash & Balances due from depository institutions | $9,454,855 |
| Interest-bearing balances | $9,110,953 |
| Total securities | $13,010,872 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $32,335,118 |
| Loan and leases loss allowance | $178,493 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $1,220,434 |
| Other real estate owned | $39,323 |
| Goodwill and other intangibles | $347,909 |
| All other assets | $1,807,225 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $58,215,736 |
| Total Liabilities | $53,228,386 |
| Total deposits | $51,591,161 |
| Interest-bearing deposits | $30,001,287 |
| Deposits held in domestic offices | $51,591,161 |
| % insured (estimated) | $56 |
| Federal funds purchased and repurchase agreements | $589,101 |
| Trading liabilities | $0 |
| Other borrowed funds | $648,989 |
| Subordinated debt | $24,251 |
| All other liabilities | $374,884 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $32,335,118 |
| Loan and leases loss allowance | $178,493 |
| Total loans and leases (domestic) | $32,513,611 |
| All real estate loans | $24,383,140 |
| Real estate loans in domestic offices | $24,383,140 |
| Construction and development loans | $1,517,899 |
| Residential 1-4 family construction | $280,075 |
| Other construction, all land development and other land | $1,237,824 |
| Loans secured by nonfarm nonresidential properties | $14,600,876 |
| Nonfarm nonresidential secured by owner-occupied properties | $10,662,579 |
| Commercial real estate & other non-farm, non-residential | $3,938,297 |
| Multifamily residential real estate | $293,403 |
| 1-4 family residential loans | $7,725,394 |
| Farmland loans | $245,568 |
| Loans held in foreign offices | $0 |
| Farm loans | $206,541 |
| Commercial and industrial loans | $4,960,965 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $1,882,746 |
| Credit card loans | $286,884 |
| Related Plans | $59,022 |
| Consumer Auto Loans | $1,331,251 |
| Other loans to individuals | $205,589 |
| All other loans & leases | $1,080,219 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $459,019 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $517,845 |
| Loans secured by real estate to non-U.S. addressees | $14,364 |
| Restructured Loans & leases | $136,922 |
| Non 1-4 family restructured loans & leases | $93,334 |
| Total loans and leases (foreign) | $0 |
First-Citizens Bank & Trust Company had $32,335,118,000 of loans outstanding in 2021. $24,383,140,000 of loans were in real estate loans. $1,517,899,000 of loans were in development loans. $293,403,000 of loans were in multifamily mortgage loans. $7,725,394,000 of loans were in 1-4 family mortgage loans. $206,541,000 of loans were in farm loans. $286,884,000 of loans were in credit card loans. $1,331,251,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 25,145 | $4,382,570 | $174,292 |
| Nonfarm, nonresidential loans - <$100k | 3,205 | $82,213 | $25,651 |
| Nonfarm, nonresidential loans - $100-250k | 5,730 | $463,132 | $80,826 |
| Nonfarm, nonresidential loans - $250k-1MM | 16,210 | $3,837,225 | $236,720 |
| Commercial & Industrial, US addressed loans - <$1MM | 168,092 | $2,731,244 | $16,249 |
| Commercial & Industrial, US addressed loans - <$100k | 144,697 | $913,937 | $6,316 |
| Commercial & Industrial, US addressed loans - $100-250k | 11,508 | $494,400 | $42,961 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 11,887 | $1,322,907 | $111,290 |
| Farmland loans - <$1MM | 825 | $80,250 | $97,273 |
| Farmland loans - <$100k | 267 | $7,969 | $29,846 |
| Farmland loans - $100-250k | 326 | $29,263 | $89,764 |
| Farmland loans - $250k-1MM | 232 | $43,018 | $185,422 |
| Agriculture operations loans - <$1MM | 4,494 | $118,607 | $26,392 |
| Agriculture operations loans - <$100k | 3,226 | $40,107 | $12,432 |
| Agriculture operations loans - $100-250k | 811 | $39,369 | $48,544 |
| Agriculture operations loans - $250k-1MM | 457 | $39,131 | $85,626 |