The Mortgage Firm Rates, Fees & Info
LOXAHATCHEE, FLLEI: 5493007CXTOHZ2JBEJ61
Tax ID: 59-3345547
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Mortgage Data
Review & Overview
The Mortgage Firm is a mid-sized mortgage company specializing in Home Purchase loans. The Mortgage Firm has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Miami, Orlando, Tampa, Palm Bay, and Atlanta among others. We have data for 164 markets. (Some data included below & more in-depth data is available with an active subscription.)The Mortgage Firm has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Mortgage Firm is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 11/22/24 |
| 30 Year Conventional Refi | 6.77% | 11/22/24 |
| 30 Year Cash-out Refi | 7.01% | 11/22/24 |
| 30 Year FHA Purchase | 7.61% | 11/22/24 |
| 30 Year FHA Refi | 7.32% | 11/22/24 |
| 30 Year VA Purchase | 6.51% | 11/22/24 |
| 30 Year VA Refi | 6.60% | 11/22/24 |
| 30 Year USDA Purchase | 6.95% | 11/22/24 |
| 15 Year Conventional Purchase | 6.34% | 11/22/24 |
| 15 Year Conventional Refi | 6.41% | 11/22/24 |
| 15 Year Cash-out Refi | 6.41% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Mortgage Firm Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,500Origination Dollar Volume (All Markets)
$3,659,410,000Awards
THE MORTGAGE FIRM - 2021
THE MORTGAGE FIRM is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,547 | $545,965,000 | $352,919 | $5,790 | 3.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,927 | $515,595,000 | $267,564 | $5,173 | 3.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,498 | $397,290,000 | $265,214 | $5,444 | 3.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1,414 | $386,600,000 | $273,409 | $5,545 | 3.14% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 988 | $292,540,000 | $296,093 | $5,644 | 3.36% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1,190 | $255,530,000 | $214,731 | $5,613 | 3.20% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 789 | $177,965,000 | $225,558 | $4,821 | 3.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 572 | $145,300,000 | $254,021 | $5,356 | 3.14% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 471 | $123,425,000 | $262,049 | $5,235 | 3.22% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 290 | $86,990,000 | $299,966 | $5,357 | 3.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 218 | $57,130,000 | $262,064 | $4,317 | 3.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 201 | $56,835,000 | $282,761 | $6,204 | 3.23% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 174 | $52,310,000 | $300,632 | $6,061 | 3.17% |
| GAINESVILLE, FL (FHA|USDA|VA) | 187 | $42,775,000 | $228,743 | $5,275 | 3.24% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 164 | $41,820,000 | $255,000 | $5,330 | 3.28% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 99 | $30,935,000 | $312,475 | $6,116 | 2.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 92 | $29,440,000 | $320,000 | $5,627 | 3.19% |
| OCALA, FL (FHA|USDA|VA) | 136 | $29,130,000 | $214,191 | $5,454 | 3.21% |
| Outside of Metro Areas | 111 | $26,605,000 | $239,685 | $4,730 | 3.26% |
| WILMINGTON, NC (FHA|USDA|VA) | 74 | $21,430,000 | $289,595 | $4,272 | 3.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 70 | $20,880,000 | $298,286 | $4,391 | 3.30% |
| THE VILLAGES, FL (FHA|USDA|VA) | 92 | $20,270,000 | $220,326 | $4,513 | 3.22% |
| Calhoun, GA (FHA|USDA|VA) | 85 | $17,385,000 | $204,529 | $4,455 | 3.31% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 51 | $15,135,000 | $296,765 | $5,283 | 3.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 27 | $14,845,000 | $549,815 | $6,774 | 3.10% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 49 | $14,115,000 | $288,061 | $5,204 | 3.07% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 53 | $13,455,000 | $253,868 | $4,710 | 3.30% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 38 | $11,470,000 | $301,842 | $7,634 | 3.35% |
| GAINESVILLE, GA (FHA|USDA|VA) | 43 | $11,445,000 | $266,163 | $5,329 | 3.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 46 | $11,430,000 | $248,478 | $5,722 | 3.29% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 57 | $10,785,000 | $189,211 | $4,971 | 3.06% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 48 | $10,750,000 | $223,958 | $5,257 | 3.33% |
| ROME, GA (FHA|USDA|VA) | 46 | $9,170,000 | $199,348 | $4,112 | 3.30% |
| Key West, FL (FHA|USDA|VA) | 16 | $7,500,000 | $468,750 | $8,371 | 3.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 19 | $6,985,000 | $367,632 | $4,197 | 3.23% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 30 | $6,700,000 | $223,333 | $4,476 | 3.24% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 22 | $6,340,000 | $288,182 | $5,057 | 3.26% |
| BATON ROUGE, LA (FHA|USDA|VA) | 25 | $6,115,000 | $244,600 | $4,411 | 3.03% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 28 | $5,900,000 | $210,714 | $5,472 | 3.17% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 22 | $5,280,000 | $240,000 | $5,117 | 3.18% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 23 | $4,995,000 | $217,174 | $6,450 | 3.22% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 17 | $4,975,000 | $292,647 | $3,904 | 2.91% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 25 | $4,465,000 | $178,600 | $6,025 | 3.15% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $4,405,000 | $400,455 | $5,939 | 3.12% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 13 | $4,035,000 | $310,385 | $5,501 | 3.02% |
| MOBILE, AL (FHA|USDA|VA) | 23 | $3,835,000 | $166,739 | $4,787 | 3.29% |
| Jefferson, GA (FHA|USDA|VA) | 14 | $3,130,000 | $223,571 | $5,467 | 3.07% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $6,237 | 3.32% |
| Arcadia, FL (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $6,077 | 3.24% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $2,605,000 | $521,000 | $6,312 | 2.95% |
| Cedartown, GA (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $4,281 | 3.10% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $3,645 | 3.01% |
| PANAMA CITY, FL (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $5,645 | 3.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $4,565 | 3.15% |
| Lake City, FL (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $5,849 | 3.54% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $5,112 | 3.22% |
| Toccoa, GA (FHA|USDA|VA) | 15 | $2,225,000 | $148,333 | $4,881 | 2.96% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $5,487 | 3.91% |
| Forest City, NC (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $5,180 | 3.43% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $5,832 | 2.80% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $7,239 | 3.10% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $4,809 | 3.51% |
| Vidalia, GA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $7,891 | 2.95% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $4,727 | 3.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $4,702 | 3.23% |
| Cornelia, GA (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,338 | 3.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $5,370 | 3.42% |
| Wauchula, FL (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $4,930 | 3.22% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $4,240 | 3.31% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $3,884 | 3.20% |
| Milledgeville, GA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $4,478 | 3.03% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,081 | 3.04% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $3,613 | 3.25% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $3,715 | 3.23% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,579 | 3.08% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $5,942 | 2.87% |
| DALTON, GA (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,503 | 3.19% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,163 | 3.50% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $6,746 | 3.30% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,611 | 3.34% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,388 | 3.33% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $1,932 | 2.91% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,809 | 3.08% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,104 | 3.81% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,073 | 3.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,748 | 3.13% |
| Sanford, NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,610 | 3.15% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,789 | 3.41% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,065 | 3.56% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,072 | 3.08% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,258 | 3.40% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,526 | 2.88% |
| Easton, MD (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,790 | 3.00% |
| Atmore, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,241 | 2.92% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,528 | 2.94% |
| Brevard, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,668 | 2.93% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,653 | 2.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,952 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,494 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,782 | 3.38% |
| Wilson, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,297 | 3.16% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,928 | 3.19% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,850 | 3.13% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,505 | 3.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,818 | 2.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,906 | 3.56% |
| Washington, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,887 | 2.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,601 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,636 | 3.31% |
| Jennings, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,549 | 2.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,760 | 3.12% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,938 | 3.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,578 | 3.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,146 | 2.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,328 | 2.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,899 | 3.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,537 | 2.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,858 | 3.06% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,204 | 2.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,581 | 3.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,453 | 3.63% |
| Cullman, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,439 | 2.88% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,167 | 2.81% |
| Dublin, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,917 | 3.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,949 | 2.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,927 | 3.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,086 | 3.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,424 | 3.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,079 | 3.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,682 | 3.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,091 | 3.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,315 | 3.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,382 | 3.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,046 | 2.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,603 | 3.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,592 | 3.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,007 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,971 | 2.99% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,754 | 3.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,106 | 3.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,376 | 2.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,866 | 3.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,708 | 2.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,771 | 2.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,756 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,889 | 3.25% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,762 | 3.00% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,916 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,431 | 3.30% |
| Palatka, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,833 | 2.50% |
| Tifton, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,194 | 3.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,606 | 3.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,848 | 3.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,871 | 3.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,385 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,877 | 3.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,395 | 2.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,303 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,519 | 2.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,199 | 2.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,300 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,537 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $472 | 2.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,327 | 3.25% |
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We use machine learning to identify the top lenders compared against THE MORTGAGE FIRM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, The Mortgage Firm's most frequently originated type of loan was Conventional, with 10,421 originations. Their 2nd most popular type was FHA, with 1,934 originations.
Loan Reason
For 2021, The Mortgage Firm's most frequently cited loan purpose was Home Purchase, with 9,355 originations. The 2nd most popular reason was Refi, with 2,341 originations.
Loan Duration/Length
For 2021, The Mortgage Firm's most frequently cited loan duration was 30 Year, with 12,324 originations. The 2nd most popular length was 15 Year, with 834 originations.
Origination Fees/Closing Costs
The Mortgage Firm's average total fees were $5,519, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,151 originations.
Interest Rates
During 2021, The Mortgage Firm's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 3-4%, with 7,939 originations.
Loan Sizing
2021 saw The Mortgage Firm place emphasis on $200k-400k loans with 7,100 originations, totaling $1,973,980,000 in origination value.
Applicant Income
The Mortgage Firm lent most frequently to those with incomes in the $50k-75k range, with 3,513 originations. The second most popular income band? $100k-150k, with 2,742 originations.
Applicant Debt to Income Ratio
The Mortgage Firm lent most frequently to those with DTI ratios of 30-36%, with 2,377 originations. The next most common DTI ratio? 20-30%, with 2,368 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.40%
The Mortgage Firm has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination77.70%
The Mortgage Firm has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,500 | $3,659,410,000 | $271,067 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 13,500 | $3,659,410,000 | $271,067 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| THE MORTGAGE EXPERTS LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |