The Mortgage Firm Rates, Fees & Info
LOXAHATCHEE, FLLEI: 5493007CXTOHZ2JBEJ61
Tax ID: 59-3345547
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
The Mortgage Firm is a small mortgage company specializing in Home Purchase loans. The Mortgage Firm has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Palm Bay, Miami, Tampa, and Lakeland among others. We have data for 172 markets. (Some data included below & more in-depth data is available with an active subscription.)The Mortgage Firm has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Mortgage Firm is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 4/28/24 |
| 30 Year Conventional Refi | 6.77% | 4/28/24 |
| 30 Year Cash-out Refi | 7.01% | 4/28/24 |
| 30 Year FHA Purchase | 7.61% | 4/28/24 |
| 30 Year FHA Refi | 7.32% | 4/28/24 |
| 30 Year VA Purchase | 6.51% | 4/28/24 |
| 30 Year VA Refi | 6.60% | 4/28/24 |
| 30 Year USDA Purchase | 6.95% | 4/28/24 |
| 15 Year Conventional Purchase | 6.34% | 4/28/24 |
| 15 Year Conventional Refi | 6.41% | 4/28/24 |
| 15 Year Cash-out Refi | 6.41% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Mortgage Firm Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from The Mortgage Firm. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,962Origination Dollar Volume (All Markets)
$2,357,560,000Awards
THE MORTGAGE FIRM - 2022
THE MORTGAGE FIRM is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for THE MORTGAGE FIRM?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 982 | $311,450,000 | $317,159 | $7,738 | 5.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 828 | $260,000,000 | $314,010 | $7,073 | 5.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 666 | $258,400,000 | $387,988 | $8,307 | 4.96% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 903 | $258,175,000 | $285,908 | $7,400 | 5.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 671 | $168,835,000 | $251,617 | $7,983 | 5.26% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 604 | $154,250,000 | $255,381 | $7,237 | 5.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 466 | $143,330,000 | $307,575 | $8,601 | 5.62% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 316 | $92,270,000 | $291,994 | $6,980 | 4.95% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 207 | $65,475,000 | $316,304 | $7,326 | 5.12% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 150 | $47,730,000 | $318,200 | $7,617 | 4.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 149 | $46,025,000 | $308,893 | $9,372 | 5.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 141 | $34,275,000 | $243,085 | $7,160 | 5.20% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 101 | $33,215,000 | $328,861 | $8,170 | 5.28% |
| BATON ROUGE, LA (FHA|USDA|VA) | 117 | $30,585,000 | $261,410 | $5,752 | 5.15% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 110 | $27,920,000 | $253,818 | $6,201 | 5.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 88 | $27,500,000 | $312,500 | $6,571 | 4.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 98 | $26,620,000 | $271,633 | $7,360 | 5.18% |
| Outside of Metro Areas | 86 | $20,690,000 | $240,581 | $7,122 | 5.10% |
| OCALA, FL (FHA|USDA|VA) | 92 | $20,010,000 | $217,500 | $7,347 | 5.07% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 56 | $18,940,000 | $338,214 | $7,950 | 5.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 56 | $17,630,000 | $314,821 | $7,352 | 5.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 43 | $16,055,000 | $373,372 | $9,205 | 5.09% |
| WILMINGTON, NC (FHA|USDA|VA) | 50 | $15,580,000 | $311,600 | $6,517 | 5.03% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 48 | $14,740,000 | $307,083 | $5,915 | 5.11% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 44 | $12,360,000 | $280,909 | $6,687 | 5.47% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 29 | $12,125,000 | $418,103 | $10,406 | 5.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 30 | $10,150,000 | $338,333 | $9,838 | 5.13% |
| MOBILE, AL (FHA|USDA|VA) | 47 | $9,445,000 | $200,957 | $7,506 | 5.35% |
| THE VILLAGES, FL (FHA|USDA|VA) | 34 | $9,120,000 | $268,235 | $7,363 | 5.39% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 42 | $8,820,000 | $210,000 | $6,460 | 4.74% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 28 | $8,690,000 | $310,357 | $8,254 | 5.29% |
| GAINESVILLE, GA (FHA|USDA|VA) | 27 | $8,465,000 | $313,519 | $9,205 | 5.47% |
| Calhoun, GA (FHA|USDA|VA) | 35 | $7,645,000 | $218,429 | $7,250 | 4.82% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 29 | $7,565,000 | $260,862 | $6,426 | 5.07% |
| ROME, GA (FHA|USDA|VA) | 26 | $7,330,000 | $281,923 | $7,038 | 5.22% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $7,145,000 | $549,615 | $9,061 | 4.77% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 36 | $7,080,000 | $196,667 | $6,435 | 5.23% |
| Vidalia, GA (FHA|USDA|VA) | 34 | $6,890,000 | $202,647 | $8,148 | 4.72% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $6,635,000 | $603,182 | $11,166 | 4.77% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 28 | $6,290,000 | $224,643 | $8,134 | 4.70% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 27 | $6,105,000 | $226,111 | $7,256 | 5.24% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 24 | $5,980,000 | $249,167 | $8,473 | 5.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $4,990,000 | $356,429 | $11,624 | 4.26% |
| PANAMA CITY, FL (FHA|USDA|VA) | 19 | $4,555,000 | $239,737 | $8,138 | 5.42% |
| Lewisburg, TN (FHA|USDA|VA) | 18 | $4,130,000 | $229,444 | $7,852 | 4.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $3,625,000 | $329,545 | $8,676 | 5.15% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $7,929 | 4.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 14 | $2,680,000 | $191,429 | $6,316 | 5.15% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $6,994 | 4.93% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $8,386 | 5.18% |
| Cornelia, GA (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $7,849 | 4.69% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $2,160,000 | $540,000 | $5,672 | 5.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $8,628 | 5.63% |
| Shelbyville, TN (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $6,872 | 5.33% |
| Toccoa, GA (FHA|USDA|VA) | 13 | $2,095,000 | $161,154 | $5,189 | 5.18% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $6,891 | 5.40% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $7,578 | 4.97% |
| DALTON, GA (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $7,663 | 5.15% |
| Arcadia, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,890 | 5.10% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $10,671 | 6.29% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $8,322 | 5.04% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $6,048 | 4.92% |
| Lake City, FL (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,623 | 5.27% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $5,336 | 5.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $6,138 | 4.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $11,460 | 5.69% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $6,415 | 4.83% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $8,091 | 5.50% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $13,826 | 3.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $10,238 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $9,188 | 6.96% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $3,871 | 5.00% |
| Seneca, SC (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,221 | 5.41% |
| Crossville, TN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,814 | 6.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,667 | 5.37% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $12,003 | 4.46% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,269 | 5.75% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,216 | 5.41% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,185 | 4.87% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,853 | 5.19% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,307 | 5.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,128 | 5.42% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,390 | 4.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $4,261 | 4.17% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,110 | 5.41% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,602 | 5.21% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $8,048 | 5.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,864 | 5.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,787 | 4.54% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,473 | 4.56% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,578 | 4.63% |
| Atmore, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,713 | 5.67% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,024 | 4.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $11,574 | 5.13% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,922 | 4.06% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,588 | 4.67% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,643 | 5.08% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,360 | 5.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,899 | 3.91% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,502 | 4.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,443 | 6.54% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,134 | 4.19% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,455 | 5.67% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,790 | 5.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,026 | 4.69% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,276 | 4.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $12,506 | 5.50% |
| Dublin, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,159 | 4.94% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $24,803 | 5.13% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,348 | 4.44% |
| Athens, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,842 | 3.99% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,776 | 4.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,847 | 5.25% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,899 | 5.43% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,767 | 3.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,920 | 5.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,115 | 4.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,434 | 4.62% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,392 | 4.56% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,689 | 3.38% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,582 | 5.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,473 | 3.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,984 | 5.38% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,589 | 5.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,847 | 5.13% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,750 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,239 | 3.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,629 | 4.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,507 | 3.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,167 | 4.62% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,652 | 5.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,502 | 9.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,016 | 4.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,129 | 5.63% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,692 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,451 | 5.00% |
| Jasper, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,201 | 4.49% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,398 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,934 | 5.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,574 | 5.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,321 | 5.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,960 | 5.25% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,123 | 6.63% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,658 | 4.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,209 | 5.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,891 | 6.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,536 | 6.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,038 | 5.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,524 | 5.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,261 | 5.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,576 | 3.38% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,110 | 5.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,271 | 5.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,065 | 5.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,595 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $4,801 | 5.33% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,211 | 5.88% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,994 | 5.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,088 | 6.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,669 | 4.50% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,429 | 5.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,332 | 4.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,380 | 4.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,377 | 5.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,229 | 7.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,065 | 5.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,094 | 3.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,758 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,156 | 4.00% |
| Jesup, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,331 | 4.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,423 | 4.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,293 | 5.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against THE MORTGAGE FIRM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 80
Similarity Rank: 169
Similarity Rank: 186
Similarity Rank: 236
Similarity Rank: 288
Similarity Rank: 312
Similarity Rank: 335
Similarity Rank: 340
Similarity Rank: 344
Similarity Rank: 532
Product Mix
For 2022, The Mortgage Firm's most frequently originated type of loan was Conventional, with 5,891 originations. Their 2nd most popular type was FHA, with 1,381 originations.
Loan Reason
For 2022, The Mortgage Firm's most frequently cited loan purpose was Home Purchase, with 6,917 originations. The 2nd most popular reason was Cash Out Refi, with 762 originations.
Loan Duration/Length
For 2022, The Mortgage Firm's most frequently cited loan duration was 30 Year, with 7,674 originations. The 2nd most popular length was 15 Year, with 186 originations.
Origination Fees/Closing Costs
The Mortgage Firm's average total fees were $7,664, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,719 originations.
Interest Rates
During 2022, The Mortgage Firm's average interest rate for loans was 5.15%, while their most frequently originated rate bucket for loans was 5-6%, with 2,755 originations.
Loan Sizing
2022 saw The Mortgage Firm place emphasis on $200k-400k loans with 4,374 originations, totaling $1,249,880,000 in origination value.
Applicant Income
The Mortgage Firm lent most frequently to those with incomes in the $50k-75k range, with 2,069 originations. The second most popular income band? $100k-150k, with 1,772 originations.
Applicant Debt to Income Ratio
The Mortgage Firm lent most frequently to those with DTI ratios of 30-36%, with 1,267 originations. The next most common DTI ratio? 20-30%, with 1,072 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.24%
The Mortgage Firm has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.52%
The Mortgage Firm has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $445,000 | $445,000 |
| 430.0 | 1 | $435,000 | $435,000 |
| NA | 7,960 | $2,356,680,000 | $296,065 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,962 | $2,357,560,000 | $296,101 |