WILMINGTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Wilmington averaged
6.6%
for the week of 2024-04-11, compared to the national average of
6.88% for the same period.
The average rate for the prior week (2024-04-04) was
6.44% and
one month ago for the week of 2024-03-07, the
average rate was 6.9%.
Wilmington's average rate one year ago was 6.3%.
For refis of the same type during the week of 2024-04-11, the average rate
was 6.83%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-11 | 6.88% |
| Wilmington 30 Year Fixed Rate | 2024-04-11 | 6.6% |
| Wilmington 30 Year Fixed Rate Refi | 2024-04-11 | 6.83% |
| Wilmington 15 Year Fixed Rate | 2024-04-11 | 6.2% |
| Wilmington 15 Year Fixed Rate Refi | 2024-04-11 | 6.46% |
| Wilmington 30 Year FHA | 2024-04-11 | 6.63% |
| Wilmington 30 Year FHA Refi | 2024-04-11 | 6.94% |
| Wilmington 30 Year USDA | 2024-04-11 | 6.91% |
| Wilmington 30 Year USDA Refi | 2024-04-11 | 6.81% |
| Wilmington 30 Year VA | 2024-04-11 | 6.44% |
| Wilmington 30 Year VA Refi | 2024-04-11 | 6.37% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WILMINGTON, NC.
WILMINGTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WILMINGTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WILMINGTON Average Closing Costs & Other Stats
WILMINGTON, NC's 267 lenders originated 7,959
loans during 2023. The total origination value was $2,554,485,000, with an average loan value of
$320,956.
WILMINGTON's average closing costs are $4,847.
The top WILMINGTON lender as defined by loan originations is STATE EMPLOYEES', with
283 loans originated. Their average total fees are
$4,513, which is $2,717
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WILMINGTON lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC ($2,416), DHI MORTGAGE COMPANY, LTD. ($2,548), Southern Bank and Trust Company ($3,431), Morgan Stanley Private Bank ($3,559) and CORNING ($3,890).
The lowest rate WILMINGTON lenders (with over 10 loans originated) are
First Bank (5.37%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.65%), DHI MORTGAGE COMPANY, LTD. (5.75%), STATE EMPLOYEES' (5.83%) and Morgan Stanley Private Bank (5.88%).
WILMINGTON, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $235,445,000 | $175,565,000 | -25.4% | 6.9% |
| First-Citizens Bank & Trust Company | $163,570,000 | $146,320,000 | -10.5% | 5.7% |
| MOVEMENT MORTGAGE, LLC | $128,520,000 | $127,855,000 | -0.5% | 5.0% |
| QUICKEN LOANS, LLC | $133,180,000 | $100,625,000 | -24.4% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $71,310,000 | $97,315,000 | 36.5% | 3.8% |
| GUARANTEED RATE, INC. | $139,745,000 | $92,915,000 | -33.5% | 3.6% |
| CORNING | $95,090,000 | $86,485,000 | -9.0% | 3.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $132,690,000 | $67,125,000 | -49.4% | 2.6% |
| First National Bank of Pennsylvania | $82,145,000 | $66,300,000 | -19.3% | 2.6% |
| DHI MORTGAGE COMPANY, LTD. | $40,660,000 | $56,755,000 | 39.6% | 2.2% |
| M&T Realty Capital Corporation | $49,725,000 | n/a | 1.9% | |
| First Bank | $126,415,000 | $48,960,000 | -61.3% | 1.9% |
| Truist | $155,550,000 | $46,815,000 | -69.9% | 1.8% |
| Towne Bank | $44,965,000 | $43,035,000 | -4.3% | 1.7% |
| Bank of America | $41,040,000 | $41,675,000 | 1.5% | 1.6% |
| North State Bank | $46,385,000 | $39,690,000 | -14.4% | 1.6% |
| NAVY FEDERAL CREDIT UNION | $37,455,000 | $39,495,000 | 5.4% | 1.5% |
| Southern Bank and Trust Company | $66,340,000 | $36,595,000 | -44.8% | 1.4% |
| Integrity Home Mortgage Corp | $2,325,000 | $35,265,000 | 1,416.8% | 1.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $28,610,000 | $30,690,000 | 7.3% | 1.2% |
| PNC Bank | $51,220,000 | $28,760,000 | -43.9% | 1.1% |
| CORNERSTONE HOME LENDING, INC. | $34,445,000 | $26,680,000 | -22.5% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $36,610,000 | $25,500,000 | -30.3% | 1.0% |
| INTERCOASTAL MORTGAGE COMPANY | $35,215,000 | $25,080,000 | -28.8% | 1.0% |
| PULTE MORTGAGE LLC | $21,895,000 | $24,460,000 | 11.7% | 1.0% |
| Wells Fargo Bank | $231,245,000 | $24,260,000 | -89.5% | 0.9% |
| Mortgage Research Center, LLC | $25,320,000 | $24,190,000 | -4.5% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $25,415,000 | $22,185,000 | -12.7% | 0.9% |
| American Security Mortgage Corp. | $20,495,000 | $20,940,000 | 2.2% | 0.8% |
| Northpointe Bank | $23,240,000 | $19,985,000 | -14.0% | 0.8% |
| South State Bank | $78,365,000 | $19,855,000 | -74.7% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $30,840,000 | $18,525,000 | -39.9% | 0.7% |
| JPMorgan Chase Bank | $15,610,000 | $18,240,000 | 16.8% | 0.7% |
| LOANDEPOT.COM, LLC | $35,105,000 | $18,215,000 | -48.1% | 0.7% |
| United Bank | $17,205,000 | $17,430,000 | 1.3% | 0.7% |
| U.S. Bank | $12,480,000 | $17,350,000 | 39.0% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $23,905,000 | $17,230,000 | -27.9% | 0.7% |
| NEWREZ LLC | $10,340,000 | $16,610,000 | 60.6% | 0.7% |
| Citibank | $15,120,000 | n/a | 0.6% | |
| Grandbridge Real Estate Capital LLC | $15,065,000 | n/a | 0.6% | |
| COASTAL Federal Credit Union | $19,380,000 | $14,565,000 | -24.8% | 0.6% |
| CMG MORTGAGE, INC. | $4,805,000 | $14,535,000 | 202.5% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $14,310,000 | n/a | 0.6% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $25,695,000 | $13,810,000 | -46.3% | 0.5% |
| SeaTrust Mortgage Company | $17,320,000 | $13,270,000 | -23.4% | 0.5% |
| First Horizon Bank | $12,510,000 | $12,590,000 | 0.6% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $19,280,000 | $12,080,000 | -37.3% | 0.5% |
| Citizens Bank | $6,525,000 | $11,410,000 | 74.9% | 0.4% |
| TD Bank | $21,420,000 | $10,635,000 | -50.4% | 0.4% |
| WALKER & DUNLOP, LLC | $63,430,000 | $10,555,000 | -83.4% | 0.4% |
| Truliant Federal Credit Union | $2,355,000 | $10,430,000 | 342.9% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $28,675,000 | $10,370,000 | -63.8% | 0.4% |
| CALIBER HOME LOANS, INC. | $34,745,000 | $9,930,000 | -71.4% | 0.4% |
| Morgan Stanley Private Bank | $16,665,000 | $9,740,000 | -41.6% | 0.4% |
| UNION HOME MORTGAGE CORP. | $37,110,000 | $9,220,000 | -75.2% | 0.4% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $8,780,000 | n/a | 0.3% | |
| First Carolina Bank | $36,610,000 | $8,615,000 | -76.5% | 0.3% |
| Sound Bank | $8,285,000 | n/a | 0.3% | |
| HomeTrust Bank | $4,330,000 | $8,135,000 | 87.9% | 0.3% |
| Prosperity Home Mortgage, LLC | $1,275,000 | $8,080,000 | 533.7% | 0.3% |
| DOMINION FINANCIAL SERVICES, LLC | $9,110,000 | $8,075,000 | -11.4% | 0.3% |
| UBS Bank USA | $8,770,000 | $7,950,000 | -9.4% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $24,940,000 | $7,785,000 | -68.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,930,000 | $7,235,000 | -27.1% | 0.3% |
| JET HOMELOANS, LLC | $5,240,000 | $7,120,000 | 35.9% | 0.3% |
| United Community Bank | $7,450,000 | $6,945,000 | -6.8% | 0.3% |
| The Huntington National Bank | $3,695,000 | $6,665,000 | 80.4% | 0.3% |
| Capital City Home Loans, LLC | $15,755,000 | $6,410,000 | -59.3% | 0.3% |
| BNY Mellon | $4,855,000 | $6,170,000 | 27.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $4,395,000 | $5,990,000 | 36.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $19,700,000 | $5,925,000 | -69.9% | 0.2% |
| Pinnacle Bank | $2,740,000 | $5,840,000 | 113.1% | 0.2% |
| Paragon Bank | $21,715,000 | $5,815,000 | -73.2% | 0.2% |
| Regions Bank | $12,075,000 | $5,600,000 | -53.6% | 0.2% |
| USAA Federal Savings Bank | $10,285,000 | $5,535,000 | -46.2% | 0.2% |
| CARDINAL FINANCIAL | $6,420,000 | $5,445,000 | -15.2% | 0.2% |
| BROKER SOLUTIONS, INC. | $5,600,000 | $5,440,000 | -2.9% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $5,185,000 | n/a | 0.2% | |
| Goldman Sachs Bank USA | $5,545,000 | $5,005,000 | -9.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,020,000 | $4,970,000 | -38.0% | 0.2% |
| Citadel Servicing Corporation | $2,325,000 | $4,610,000 | 98.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $4,440,000 | $4,205,000 | -5.3% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $8,185,000 | $4,185,000 | -48.9% | 0.2% |
| First Heritage Mortgage, LLC | $7,110,000 | $4,135,000 | -41.8% | 0.2% |
| RESOURCE FINANCIAL SERVICES, INC. | $10,250,000 | $4,000,000 | -61.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $14,095,000 | $3,960,000 | -71.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $5,375,000 | $3,900,000 | -27.4% | 0.2% |
| Plains Commerce Bank | $3,465,000 | $3,860,000 | 11.4% | 0.2% |
| Fifth Third Bank | $9,050,000 | $3,850,000 | -57.5% | 0.2% |
| Towne Mortgage of the Carolinas, LLC | $525,000 | $3,810,000 | 625.7% | 0.1% |
| Raymond James Bank | $2,815,000 | $3,700,000 | 31.4% | 0.1% |
| The Federal Savings Bank | $3,615,000 | $3,650,000 | 1.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,025,000 | $3,630,000 | 254.1% | 0.1% |
| NFM, INC. | $3,295,000 | $3,580,000 | 8.6% | 0.1% |
| Carrington Mortgage Services, LLC | $5,155,000 | $3,560,000 | -30.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $925,000 | $3,490,000 | 277.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,330,000 | $3,470,000 | -45.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $5,625,000 | $3,405,000 | -39.5% | 0.1% |
| The Central Trust Bank | $4,520,000 | $3,360,000 | -25.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,325,000 | $3,320,000 | -23.2% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $890,000 | $3,135,000 | 252.2% | 0.1% |
| Blue Ridge Bank | $7,220,000 | $3,110,000 | -56.9% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $2,160,000 | $3,065,000 | 41.9% | 0.1% |
| Discover Bank | $2,140,000 | $3,025,000 | 41.4% | 0.1% |
| NBKC BANK | $2,750,000 | $2,980,000 | 8.4% | 0.1% |
| Alcova Mortgage LLC | $8,320,000 | $2,970,000 | -64.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $4,945,000 | $2,965,000 | -40.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $5,065,000 | $2,965,000 | -41.5% | 0.1% |
| Stifel Bank and Trust | $10,505,000 | $2,920,000 | -72.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $600,000 | $2,830,000 | 371.7% | 0.1% |
| Figure Lending LLC | $2,910,000 | $2,830,000 | -2.7% | 0.1% |
| SFMC, LP | $2,715,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $155,000 | $2,625,000 | 1,593.5% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,330,000 | $2,590,000 | 11.2% | 0.1% |
| Renasant Bank | $4,260,000 | $2,575,000 | -39.6% | 0.1% |
| T2 FINANCIAL LLC | $2,150,000 | $2,535,000 | 17.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $2,005,000 | $2,460,000 | 22.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $655,000 | $2,425,000 | 270.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $4,485,000 | $2,395,000 | -46.6% | 0.1% |
| Flagstar Bank, FSB | $56,495,000 | $2,315,000 | -95.9% | 0.1% |
| Mortgage Assurance Inc. | $4,460,000 | $2,315,000 | -48.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,425,000 | $2,295,000 | 61.1% | 0.1% |
| ACOPIA, LLC | $2,195,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $4,010,000 | $2,145,000 | -46.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,980,000 | $2,135,000 | -28.4% | 0.1% |
| Princeton Mortgage Corporation | $2,135,000 | n/a | 0.1% | |
| AgCarolina Farm Credit, FLCA | $2,055,000 | n/a | 0.1% | |
| Gateway First Bank | $5,850,000 | $2,025,000 | -65.4% | 0.1% |
| Bethpage Federal Credit Union | $1,715,000 | $1,980,000 | 15.5% | 0.1% |
| The Fidelity Bank | $6,980,000 | $1,910,000 | -72.6% | 0.1% |
| Ameris Bank | $41,830,000 | $1,875,000 | -95.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $885,000 | $1,820,000 | 105.6% | 0.1% |
| United Nations Federal Credit Union | $1,775,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $640,000 | $1,755,000 | 174.2% | 0.1% |
| Strong Home Mortgage, LLC | $4,120,000 | $1,740,000 | -57.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $940,000 | $1,720,000 | 83.0% | 0.1% |
| GoPrime Mortgage, Inc. | $4,665,000 | $1,720,000 | -63.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,180,000 | $1,715,000 | -21.3% | 0.1% |
| Coastal Bank & Trust | $1,630,000 | n/a | 0.1% | |
| First National Bank of America | $75,000 | $1,630,000 | 2,073.3% | 0.1% |
| Kwik Mortgage Corporation | $1,685,000 | $1,630,000 | -3.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,185,000 | $1,625,000 | 37.1% | 0.1% |
| BNC National Bank | $1,205,000 | $1,550,000 | 28.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,590,000 | $1,515,000 | -4.7% | 0.1% |
| Nations Lending Corporation | $1,510,000 | $1,515,000 | 0.3% | 0.1% |
| EQUITY RESOURCES, INC. | $3,430,000 | $1,465,000 | -57.3% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $805,000 | $1,465,000 | 82.0% | 0.1% |
| S1L, Inc. | $1,450,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $415,000 | $1,435,000 | 245.8% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,415,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $3,070,000 | $1,375,000 | -55.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $890,000 | $1,360,000 | 52.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,355,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,630,000 | $1,335,000 | -63.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,430,000 | $1,320,000 | -45.7% | 0.1% |
| MILEND, INC. | $1,285,000 | $1,315,000 | 2.3% | 0.1% |
| Ally Bank | $6,370,000 | $1,310,000 | -79.4% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,070,000 | $1,300,000 | 21.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $600,000 | $1,285,000 | 114.2% | 0.1% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $220,000 | $1,280,000 | 481.8% | 0.1% |
| Equity Prime Mortgage LLC | $800,000 | $1,260,000 | 57.5% | 0.0% |
| KeyBank | $1,180,000 | $1,260,000 | 6.8% | 0.0% |
| Providence Bank | $1,260,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $1,250,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $3,685,000 | $1,215,000 | -67.0% | 0.0% |
| George Mason Mortgage, LLC | $2,285,000 | $1,200,000 | -47.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,500,000 | $1,170,000 | -22.0% | 0.0% |
| Toyota Financial Savings Bank | $935,000 | $1,125,000 | 20.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $805,000 | $1,115,000 | 38.5% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $3,860,000 | $1,105,000 | -71.4% | 0.0% |
| Dollar Bank, Federal Savings Bank | $1,900,000 | $1,105,000 | -41.8% | 0.0% |
| Charles Schwab Bank, SSB | $3,765,000 | $1,095,000 | -70.9% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,785,000 | $1,075,000 | -81.4% | 0.0% |
| SPRING EQ, LLC | $3,440,000 | $1,070,000 | -68.9% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $275,000 | $1,060,000 | 285.5% | 0.0% |
| OCMBC, INC. | $1,060,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $1,045,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $4,010,000 | $1,035,000 | -74.2% | 0.0% |
| EASTMAN | $1,030,000 | n/a | 0.0% | |
| Bank of England | $1,420,000 | $1,025,000 | -27.8% | 0.0% |
| Summit Community Bank, Inc. | $3,060,000 | $990,000 | -67.6% | 0.0% |
| Univest Bank and Trust Co. | $985,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $980,000 | n/a | 0.0% | |
| Coastal Carolina National Bank | $2,380,000 | $980,000 | -58.8% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $1,095,000 | $965,000 | -11.9% | 0.0% |
| EMM LOANS LLC | $3,650,000 | $965,000 | -73.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $965,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,845,000 | $940,000 | -67.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $6,595,000 | $935,000 | -85.8% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $450,000 | $915,000 | 103.3% | 0.0% |
| Benchmark Community Bank | $315,000 | $905,000 | 187.3% | 0.0% |
| Fulton Bank | $305,000 | $900,000 | 195.1% | 0.0% |
| TOWER | $1,770,000 | $900,000 | -49.2% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $730,000 | $890,000 | 21.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,245,000 | $890,000 | -60.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $2,575,000 | $885,000 | -65.6% | 0.0% |
| Aurora Financial, LLC | $735,000 | $870,000 | 18.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $400,000 | $870,000 | 117.5% | 0.0% |
| LADERA LENDING, INC. | $870,000 | n/a | 0.0% | |
| FirstBank Southwest | $845,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $1,470,000 | $840,000 | -42.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $415,000 | $835,000 | 101.2% | 0.0% |
| The Loan Store, Inc. | $830,000 | n/a | 0.0% | |
| Ixonia Bank | $245,000 | $810,000 | 230.6% | 0.0% |
| American National Bank and Trust Company | $1,930,000 | $805,000 | -58.3% | 0.0% |
| Webster Bank | $795,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $780,000 | n/a | 0.0% | |
| KINECTA | $75,000 | $775,000 | 933.3% | 0.0% |
| Skyline National Bank | $755,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $755,000 | n/a | 0.0% | |
| Bank OZK | $255,000 | $740,000 | 190.2% | 0.0% |
| Capital Bank | $730,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $725,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,070,000 | $725,000 | -32.2% | 0.0% |
| LENDINGONE, LLC | $410,000 | $715,000 | 74.4% | 0.0% |
| PREMIER LENDING, INC. | $695,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $450,000 | $685,000 | 52.2% | 0.0% |
| FBC MORTGAGE, LLC | $720,000 | $685,000 | -4.9% | 0.0% |
| Atlantic Coast Mortgage, LLC | $3,010,000 | $680,000 | -77.4% | 0.0% |
| KS Bank, Inc. | $1,240,000 | $680,000 | -45.2% | 0.0% |
| AMWEST FUNDING CORP. | $415,000 | $665,000 | 60.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $175,000 | $660,000 | 277.1% | 0.0% |
| NP, Inc. | $295,000 | $660,000 | 123.7% | 0.0% |
| American Airlines Federal Credit Union | $710,000 | $655,000 | -7.7% | 0.0% |
| PHH Mortgage Corporation | $1,765,000 | $625,000 | -64.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $760,000 | $620,000 | -18.4% | 0.0% |
| Clearview Federal Credit Union | $125,000 | $620,000 | 396.0% | 0.0% |
| Grow Financial Federal Credit Union | $620,000 | n/a | 0.0% | |
| Logan Finance Corporation | $620,000 | n/a | 0.0% | |
| M&T Bank | $4,060,000 | $615,000 | -84.9% | 0.0% |
| A&D Mortgage LLC | $850,000 | $610,000 | -28.2% | 0.0% |
| First Palmetto Bank | $610,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,640,000 | $610,000 | -62.8% | 0.0% |
| NexBank | $720,000 | $610,000 | -15.3% | 0.0% |
| NEXERA HOLDING LLC | $1,485,000 | $605,000 | -59.3% | 0.0% |
| University Bank | $605,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $8,070,000 | $590,000 | -92.7% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,665,000 | $585,000 | -64.9% | 0.0% |
| GTE Federal Credit Union | $45,000 | $580,000 | 1,188.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $1,145,000 | $570,000 | -50.2% | 0.0% |
| NEW FED MORTGAGE, CORP. | $565,000 | n/a | 0.0% | |
| Marine Federal Credit Union | $1,655,000 | $560,000 | -66.2% | 0.0% |
| EXCITE Credit Union | $10,955,000 | $555,000 | -94.9% | 0.0% |
| First Financial Bank | $315,000 | $555,000 | 76.2% | 0.0% |
| MEMBER ONE | $555,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $2,135,000 | $545,000 | -74.5% | 0.0% |
| Horizon Bank | $545,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $610,000 | $540,000 | -11.5% | 0.0% |
| Evolve Bank & Trust | $285,000 | $535,000 | 87.7% | 0.0% |
| Carter Bank & Trust | $525,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $525,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $125,000 | $520,000 | 316.0% | 0.0% |
| JAMS-01, INC. | $520,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,025,000 | $520,000 | -49.3% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $6,680,000 | $515,000 | -92.3% | 0.0% |
| CIBC Bank USA | $4,125,000 | $505,000 | -87.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $620,000 | $500,000 | -19.4% | 0.0% |
| Independent Bank | $495,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $555,000 | $495,000 | -10.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $2,245,000 | $490,000 | -78.2% | 0.0% |
| First Internet Bank of Indiana | $810,000 | $485,000 | -40.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $8,800,000 | $485,000 | -94.5% | 0.0% |
| First Federal Bank | $1,850,000 | $480,000 | -74.1% | 0.0% |
| Farmers Bank & Trust | $475,000 | n/a | 0.0% | |
| City National Bank | $11,255,000 | $465,000 | -95.9% | 0.0% |
| Sandy Spring Bank | $465,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $2,425,000 | $460,000 | -81.0% | 0.0% |
| Tyndall Federal Credit Union | $455,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,495,000 | $450,000 | -69.9% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $445,000 | n/a | 0.0% | |
| Rayne State Bank & Trust Company | $445,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $445,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $175,000 | $435,000 | 148.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $435,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $425,000 | n/a | 0.0% | |
| Bell Bank | $1,945,000 | $405,000 | -79.2% | 0.0% |
| SouthPoint Bank | $395,000 | n/a | 0.0% | |
| The Dart Bank | $395,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $395,000 | n/a | 0.0% | |
| Uwharrie Bank | $500,000 | $390,000 | -22.0% | 0.0% |
| North American Savings Bank, F.S.B. | $3,425,000 | $385,000 | -88.8% | 0.0% |
| Watermark Capital, Inc. | $165,000 | $385,000 | 133.3% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $380,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $375,000 | n/a | 0.0% | |
| CHARTER WEST BANK | $375,000 | n/a | 0.0% | |
| GOLD Credit Union | $365,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $365,000 | n/a | 0.0% | |
| Countybank | $355,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $335,000 | $355,000 | 6.0% | 0.0% |
| VERITAS FUNDING, LLC | $775,000 | $355,000 | -54.2% | 0.0% |
| RAPID MORTGAGE COMPANY | $6,040,000 | $350,000 | -94.2% | 0.0% |
| Armed Forces Bank | $325,000 | $345,000 | 6.2% | 0.0% |
| AIR ACADEMY | $335,000 | n/a | 0.0% | |
| FOUNDERS FEDERAL CREDIT UNION | $480,000 | $335,000 | -30.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $335,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $330,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $12,070,000 | $325,000 | -97.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $85,000 | $325,000 | 282.4% | 0.0% |
| Old National Bank | $315,000 | n/a | 0.0% | |
| Summit Credit Union | $310,000 | n/a | 0.0% | |
| F & M BANK CORP. | $1,815,000 | $305,000 | -83.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| Magnolia Bank | $730,000 | $295,000 | -59.6% | 0.0% |
| Sunflower Bank | $2,345,000 | $295,000 | -87.4% | 0.0% |
| CLEARPATH LENDING | $355,000 | $285,000 | -19.7% | 0.0% |
| Encompass Lending Group, LP | $335,000 | $285,000 | -14.9% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $220,000 | $285,000 | 29.5% | 0.0% |
| First IC Corporation | $285,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $290,000 | $280,000 | -3.4% | 0.0% |
| BankSouth | $275,000 | n/a | 0.0% | |
| Core Bank | $275,000 | n/a | 0.0% | |
| Farmers & Merchants Bank | $275,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $275,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| Quontic Bank | $935,000 | $275,000 | -70.6% | 0.0% |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $265,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $255,000 | n/a | 0.0% | |
| First Western Trust Bank | $295,000 | $255,000 | -13.6% | 0.0% |
| The Freedom Bank of Virginia | $890,000 | $255,000 | -71.3% | 0.0% |
| LOANPAL, LLC | $4,125,000 | $250,000 | -93.9% | 0.0% |
| Assurance Financial Group, L.L.C. | $245,000 | n/a | 0.0% | |
| Fidelity Bank | $245,000 | n/a | 0.0% | |
| First Federal Bank | $1,850,000 | $245,000 | -86.8% | 0.0% |
| GSF Mortgage Corporation | $325,000 | $245,000 | -24.6% | 0.0% |
| Select Bank | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $3,145,000 | $235,000 | -92.5% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $2,330,000 | $235,000 | -89.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,275,000 | $235,000 | -81.6% | 0.0% |
| MDE Home Loans, LLC | $235,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $225,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $15,580,000 | $225,000 | -98.6% | 0.0% |
| Ballston Spa National Bank | $210,000 | n/a | 0.0% | |
| First Savings Bank | $1,280,000 | $205,000 | -84.0% | 0.0% |
| Lakeview Community Capital, LLC | $690,000 | $205,000 | -70.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $205,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $295,000 | $195,000 | -33.9% | 0.0% |
| MYCUMORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $330,000 | $195,000 | -40.9% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $185,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $765,000 | $185,000 | -75.8% | 0.0% |
| Shamrock Home Loans, Inc. | $390,000 | $185,000 | -52.6% | 0.0% |
| The State Bank and Trust Company | $185,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $830,000 | $175,000 | -78.9% | 0.0% |
| Roxboro Savings Bank SSB | $175,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| First Commonwealth Bank | $155,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $125,000 | $155,000 | 24.0% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $155,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| Arvest Bank | $1,810,000 | $145,000 | -92.0% | 0.0% |
| AMERICAN HERITAGE FCU | $135,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $245,000 | $135,000 | -44.9% | 0.0% |
| Bank of Oak Ridge | $125,000 | n/a | 0.0% | |
| HUDSON HERITAGE | $125,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,150,000 | $125,000 | -89.1% | 0.0% |
| USAlliance Federal Credit Union | $210,000 | $125,000 | -40.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $1,420,000 | $115,000 | -91.9% | 0.0% |
| State Department Federal Credit Union | $250,000 | $105,000 | -58.0% | 0.0% |
| AMERICHOICE | $85,000 | n/a | 0.0% | |
| MASSMUTUAL | $85,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $370,000 | $85,000 | -77.0% | 0.0% |
| Apple Federal Credit Union | $740,000 | $75,000 | -89.9% | 0.0% |
| UMB Bank | $75,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $65,000 | n/a | 0.0% | |
| TEACHERS | $1,060,000 | $65,000 | -93.9% | 0.0% |
| Deere Employees Credit Union | $55,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $45,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $725,000 | $45,000 | -93.8% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Lumbee Guaranty Bank | $25,000 | n/a | 0.0% | |
| Parda Federal Credit Union | $25,000 | n/a | 0.0% | |
| The Park National Bank | $25,000 | n/a | 0.0% |
WILMINGTON's top lender by overall market share is STATE EMPLOYEES', with 6.9% market share. In second place, with 5.7%, is First-Citizens Bank & Trust Company, having originated $146,320,000 in loans. In third place, with 5.0%, is MOVEMENT MORTGAGE, LLC, having originated $127,855,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $100,625,000 in loans. In fifth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $97,315,000 in loans.
WILMINGTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WILMINGTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $329,900 (2.1%) | $482,074 (4.9%) | 1.22 | 1,797 |
| 2018-02-01 | $331,200 (1.9%) | $478,991 (2.1%) | 1.20 | 1,796 |
| 2018-03-01 | $332,900 (1.7%) | $478,421 (0.4%) | 1.17 | 1,853 |
| 2018-04-01 | $337,068 (0.6%) | $483,624 (-0.9%) | 1.14 | 1,870 |
| 2018-05-01 | $336,150 (-1.1%) | $489,390 (-1.4%) | 1.12 | 1,890 |
| 2018-06-01 | $334,900 (-0.3%) | $482,560 (-0.9%) | 1.12 | 1,982 |
| 2018-07-01 | $332,306 (0.7%) | $484,445 (-0.8%) | 1.11 | 2,088 |
| 2018-08-01 | $329,949 (-0.4%) | $481,366 (-0.9%) | 1.11 | 2,088 |
| 2018-09-01 | $339,900 (2.6%) | $486,980 (1.2%) | 1.14 | 2,078 |
| 2018-10-01 | $339,935 (3.3%) | $487,736 (2.8%) | 1.15 | 1,743 |
| 2018-11-01 | $347,838 (5.7%) | $489,096 (2.9%) | 1.18 | 1,665 |
| 2018-12-01 | $344,700 (4.8%) | $486,617 (2.7%) | 1.19 | 1,621 |
| 2019-01-01 | $349,000 (5.8%) | $495,302 (2.7%) | 1.21 | 1,490 |
| 2019-02-01 | $348,562 (5.2%) | $497,550 (3.9%) | 1.18 | 1,469 |
| 2019-03-01 | $357,143 (7.3%) | $503,587 (5.3%) | 1.17 | 1,503 |
| 2019-04-01 | $360,000 (6.8%) | $512,122 (5.9%) | 1.14 | 1,554 |
| 2019-05-01 | $367,867 (9.4%) | $530,726 (8.5%) | 1.15 | 1,592 |
| 2019-06-01 | $360,000 (7.5%) | $523,945 (8.6%) | 1.13 | 1,679 |
| 2019-07-01 | $365,867 (10.1%) | $529,045 (9.2%) | 1.15 | 1,700 |
| 2019-08-01 | $367,610 (11.4%) | $531,589 (10.4%) | 1.16 | 1,726 |
| 2019-09-01 | $368,925 (8.5%) | $533,886 (9.6%) | 1.18 | 1,734 |
| 2019-10-01 | $369,778 (8.8%) | $535,417 (9.8%) | 1.19 | 1,744 |
| 2019-11-01 | $360,000 (3.5%) | $526,504 (7.7%) | 1.18 | 1,756 |
| 2019-12-01 | $360,005 (4.4%) | $526,090 (8.1%) | 1.20 | 1,670 |
| 2020-01-01 | $362,435 (3.9%) | $530,229 (7.1%) | 1.21 | 1,586 |
| 2020-02-01 | $364,985 (4.7%) | $533,555 (7.2%) | 1.19 | 1,578 |
| 2020-03-01 | $378,500 (6.0%) | $559,494 (11.1%) | 1.19 | 1,640 |
| 2020-04-01 | $370,786 (3.0%) | $550,479 (7.5%) | 1.16 | 1,729 |
| 2020-05-01 | $375,000 (1.9%) | $558,616 (5.3%) | 1.14 | 1,690 |
| 2020-06-01 | $376,976 (4.7%) | $566,327 (8.1%) | 1.11 | 1,466 |
| 2020-07-01 | $375,000 (2.5%) | $578,044 (9.3%) | 1.09 | 1,336 |
| 2020-08-01 | $378,750 (3.0%) | $581,534 (9.4%) | 1.09 | 1,251 |
| 2020-09-01 | $379,900 (3.0%) | $582,257 (9.1%) | 1.09 | 1,167 |
| 2020-10-01 | $379,900 (2.7%) | $591,704 (10.5%) | 1.09 | 1,086 |
| 2020-11-01 | $379,250 (5.4%) | $597,234 (13.4%) | 1.11 | 1,066 |
| 2020-12-01 | $384,950 (6.9%) | $609,339 (15.8%) | 1.14 | 1,012 |
| 2021-01-01 | $381,000 (5.1%) | $627,159 (18.3%) | 1.14 | 843 |
| 2021-02-01 | $399,950 (9.6%) | $691,918 (29.7%) | 1.16 | 609 |
| 2021-03-01 | $395,833 (4.6%) | $669,844 (19.7%) | 1.12 | 527 |
| 2021-04-01 | $417,455 (12.6%) | $680,963 (23.7%) | 1.13 | 505 |
| 2021-05-01 | $424,950 (13.3%) | $715,100 (28.0%) | 1.13 | 496 |
| 2021-06-01 | $425,437 (12.9%) | $704,218 (24.4%) | 1.12 | 548 |
| 2021-07-01 | $449,500 (19.9%) | $696,464 (20.5%) | 1.19 | 572 |
| 2021-08-01 | $440,700 (16.4%) | $667,524 (14.8%) | 1.18 | 612 |
| 2021-09-01 | $449,825 (18.4%) | $667,331 (14.6%) | 1.20 | 616 |
| 2021-10-01 | $470,500 (23.9%) | $673,608 (13.8%) | 1.25 | 614 |
| 2021-11-01 | $492,200 (29.8%) | $713,014 (19.4%) | 1.32 | 533 |
| 2021-12-01 | $476,214 (23.7%) | $691,321 (13.5%) | 1.29 | 469 |
| 2022-01-01 | $485,000 (27.3%) | $707,097 (12.8%) | 1.31 | 375 |
| 2022-02-01 | $470,128 (17.6%) | $714,447 (3.3%) | 1.22 | 335 |
| 2022-03-01 | $470,950 (19.0%) | $754,304 (12.6%) | 1.18 | 330 |
| 2022-04-01 | $500,000 (19.8%) | $756,802 (11.1%) | 1.19 | 345 |
| 2022-05-01 | $523,575 (23.2%) | $754,196 (5.5%) | 1.20 | 469 |
| 2022-06-01 | $523,563 (23.1%) | $768,025 (9.1%) | 1.17 | 607 |
| 2022-07-01 | $529,900 (17.9%) | $779,657 (12.0%) | 1.19 | 786 |
| 2022-08-01 | $549,900 (24.8%) | $792,214 (18.7%) | 1.27 | 806 |
| 2022-09-01 | $541,653 (20.4%) | $775,017 (16.1%) | 1.27 | 827 |
| 2022-10-01 | $535,000 (13.7%) | $733,310 (8.9%) | 1.26 | 850 |
| 2022-11-01 | $525,000 (6.7%) | $717,311 (0.6%) | 1.26 | 875 |
| 2022-12-01 | $519,000 (9.0%) | $718,436 (3.9%) | 1.28 | 822 |
| 2023-01-01 | $524,974 (8.2%) | $737,299 (4.3%) | 1.30 | 751 |
| 2023-02-01 | $530,576 (12.9%) | $738,902 (3.4%) | 1.28 | 704 |
| 2023-03-01 | $526,876 (11.9%) | $755,452 (0.2%) | 1.24 | 678 |
| 2023-04-01 | $549,900 (10.0%) | $782,562 (3.4%) | 1.28 | 666 |
| 2023-05-01 | $557,450 (6.5%) | $794,761 (5.4%) | 1.26 | 703 |
| 2023-06-01 | $549,675 (5.0%) | $758,825 (-1.2%) | 1.24 | 764 |
| 2023-07-01 | $548,943 (3.6%) | $766,709 (-1.7%) | 1.25 | 792 |
| 2023-08-01 | $525,000 (-4.5%) | $767,248 (-3.2%) | 1.21 | 852 |
| 2023-09-01 | $526,450 (-2.8%) | $758,478 (-2.1%) | 1.23 | 898 |
| 2023-10-01 | $519,700 (-2.9%) | $741,790 (1.2%) | 1.22 | 990 |
| 2023-11-01 | $500,000 (-4.8%) | $732,648 (2.1%) | 1.19 | 1,100 |
| 2023-12-01 | $505,000 (-2.7%) | $721,087 (0.4%) | 1.23 | 1,078 |
| 2024-01-01 | $516,750 (-1.6%) | $710,724 (-3.6%) | 1.26 | 1,008 |
| 2024-02-01 | $537,475 (1.3%) | $717,106 (-3.0%) | 1.29 | 991 |
| 2024-03-01 | $540,000 (2.5%) | $756,783 (0.2%) | 1.27 | 987 |
WILMINGTON's median listing price for 2024-03-01 was $540,000, a difference of
$13,124
(2.5%) versus the prior year and
$2,525 versus the prior month.
WILMINGTON's median listing price comes in at 127% of the national average.
WILMINGTON's average listing price for 2024-03-01 was $756,783, a difference of $1,331 (0.2%) versus the prior year and $39,677 versus the prior month.
For the 2024-03-01 period, WILMINGTON had 987 MLS listings, a difference of -4 listings (0%) versus the prior month and 309 listings (46%) versus the prior year.
WILMINGTON's median listing price comes in at 127% of the national average.
WILMINGTON's average listing price for 2024-03-01 was $756,783, a difference of $1,331 (0.2%) versus the prior year and $39,677 versus the prior month.
For the 2024-03-01 period, WILMINGTON had 987 MLS listings, a difference of -4 listings (0%) versus the prior month and 309 listings (46%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WILMINGTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 103 days | 2,150 sqft |
| 2018-02-01 | 101 days | 2,160 sqft |
| 2018-03-01 | 72 days | 2,141 sqft |
| 2018-04-01 | 62 days | 2,155 sqft |
| 2018-05-01 | 61 days | 2,159 sqft |
| 2018-06-01 | 63 days | 2,170 sqft |
| 2018-07-01 | 64 days | 2,174 sqft |
| 2018-08-01 | 67 days | 2,130 sqft |
| 2018-09-01 | 78 days | 2,153 sqft |
| 2018-10-01 | 101 days | 2,161 sqft |
| 2018-11-01 | 102 days | 2,189 sqft |
| 2018-12-01 | 107 days | 2,165 sqft |
| 2019-01-01 | 96 days | 2,191 sqft |
| 2019-02-01 | 91 days | 2,188 sqft |
| 2019-03-01 | 76 days | 2,208 sqft |
| 2019-04-01 | 58 days | 2,202 sqft |
| 2019-05-01 | 57 days | 2,214 sqft |
| 2019-06-01 | 58 days | 2,201 sqft |
| 2019-07-01 | 63 days | 2,203 sqft |
| 2019-08-01 | 68 days | 2,210 sqft |
| 2019-09-01 | 74 days | 2,203 sqft |
| 2019-10-01 | 78 days | 2,196 sqft |
| 2019-11-01 | 75 days | 2,146 sqft |
| 2019-12-01 | 83 days | 2,135 sqft |
| 2020-01-01 | 92 days | 2,152 sqft |
| 2020-02-01 | 87 days | 2,160 sqft |
| 2020-03-01 | 65 days | 2,183 sqft |
| 2020-04-01 | 66 days | 2,152 sqft |
| 2020-05-01 | 71 days | 2,177 sqft |
| 2020-06-01 | 78 days | 2,208 sqft |
| 2020-07-01 | 70 days | 2,217 sqft |
| 2020-08-01 | 64 days | 2,200 sqft |
| 2020-09-01 | 67 days | 2,191 sqft |
| 2020-10-01 | 68 days | 2,165 sqft |
| 2020-11-01 | 69 days | 2,106 sqft |
| 2020-12-01 | 67 days | 2,142 sqft |
| 2021-01-01 | 74 days | 2,131 sqft |
| 2021-02-01 | 74 days | 2,171 sqft |
| 2021-03-01 | 49 days | 2,113 sqft |
| 2021-04-01 | 46 days | 2,161 sqft |
| 2021-05-01 | 42 days | 2,097 sqft |
| 2021-06-01 | 39 days | 2,081 sqft |
| 2021-07-01 | 39 days | 2,121 sqft |
| 2021-08-01 | 40 days | 2,146 sqft |
| 2021-09-01 | 43 days | 2,131 sqft |
| 2021-10-01 | 45 days | 2,133 sqft |
| 2021-11-01 | 51 days | 2,160 sqft |
| 2021-12-01 | 59 days | 2,070 sqft |
| 2022-01-01 | 64 days | 2,115 sqft |
| 2022-02-01 | 44 days | 2,062 sqft |
| 2022-03-01 | 33 days | 1,968 sqft |
| 2022-04-01 | 32 days | 2,042 sqft |
| 2022-05-01 | 33 days | 2,067 sqft |
| 2022-06-01 | 34 days | 2,093 sqft |
| 2022-07-01 | 37 days | 2,132 sqft |
| 2022-08-01 | 45 days | 2,194 sqft |
| 2022-09-01 | 51 days | 2,234 sqft |
| 2022-10-01 | 54 days | 2,213 sqft |
| 2022-11-01 | 60 days | 2,224 sqft |
| 2022-12-01 | 70 days | 2,205 sqft |
| 2023-01-01 | 78 days | 2,200 sqft |
| 2023-02-01 | 72 days | 2,217 sqft |
| 2023-03-01 | 52 days | 2,251 sqft |
| 2023-04-01 | 46 days | 2,243 sqft |
| 2023-05-01 | 43 days | 2,248 sqft |
| 2023-06-01 | 47 days | 2,227 sqft |
| 2023-07-01 | 45 days | 2,184 sqft |
| 2023-08-01 | 44 days | 2,106 sqft |
| 2023-09-01 | 46 days | 2,059 sqft |
| 2023-10-01 | 49 days | 2,045 sqft |
| 2023-11-01 | 51 days | 1,962 sqft |
| 2023-12-01 | 58 days | 1,946 sqft |
| 2024-01-01 | 73 days | 1,980 sqft |
| 2024-02-01 | 65 days | 2,007 sqft |
| 2024-03-01 | 53 days | 1,998 sqft |
WILMINGTON's median listing age (time on market) for 2024-03-01 was 53 days.
This
is 3%
longer
than the same period one year ago.
WILMINGTON's median square footage for active listings during the 2024-03-01 period was 1,998 sqft. One year prior, the average listing was 2,251 sqft.
WILMINGTON's median square footage for active listings during the 2024-03-01 period was 1,998 sqft. One year prior, the average listing was 2,251 sqft.
WILMINGTON, NC Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 28401 | Wilmington, NC HUD Metro FMR Area | $780 | $1,010 | $1,150 | $1,520 | $1,960 |
| 28402 | Wilmington, NC HUD Metro FMR Area | $850 | $1,110 | $1,260 | $1,670 | $2,150 |
| 28403 | Wilmington, NC HUD Metro FMR Area | $810 | $1,060 | $1,200 | $1,590 | $2,040 |
| 28404 | Wilmington, NC HUD Metro FMR Area | $850 | $1,110 | $1,260 | $1,670 | $2,150 |
| 28405 | Wilmington, NC HUD Metro FMR Area | $880 | $1,140 | $1,300 | $1,720 | $2,210 |
| 28406 | Wilmington, NC HUD Metro FMR Area | $850 | $1,110 | $1,260 | $1,670 | $2,150 |
| 28408 | Wilmington, NC HUD Metro FMR Area | $850 | $1,110 | $1,260 | $1,670 | $2,150 |
| 28409 | Wilmington, NC HUD Metro FMR Area | $1,020 | $1,320 | $1,500 | $1,990 | $2,560 |
| 28410 | Wilmington, NC HUD Metro FMR Area | $850 | $1,110 | $1,260 | $1,670 | $2,150 |
| 28411 | Wilmington, NC HUD Metro FMR Area | $990 | $1,280 | $1,450 | $1,930 | $2,470 |
| 28412 | Wilmington, NC HUD Metro FMR Area | $890 | $1,160 | $1,320 | $1,750 | $2,250 |
| 28420 | Brunswick County, NC HUD Metro FMR Area | $770 | $800 | $900 | $1,280 | $1,530 |
| 28422 | Brunswick County, NC HUD Metro FMR Area | $710 | $740 | $840 | $1,190 | $1,430 |
| 28428 | Wilmington, NC HUD Metro FMR Area | $960 | $1,250 | $1,420 | $1,880 | $2,420 |
| 28429 | Wilmington, NC HUD Metro FMR Area | $740 | $890 | $1,050 | $1,400 | $1,800 |
| 28436 | Brunswick County, NC HUD Metro FMR Area | $730 | $750 | $850 | $1,210 | $1,450 |
| 28449 | Wilmington, NC HUD Metro FMR Area | $1,160 | $1,500 | $1,710 | $2,270 | $2,910 |
| 28451 | Brunswick County, NC HUD Metro FMR Area | $930 | $960 | $1,080 | $1,530 | $1,840 |
| 28452 | Brunswick County, NC HUD Metro FMR Area | $770 | $800 | $900 | $1,280 | $1,530 |
| 28456 | Brunswick County, NC HUD Metro FMR Area | $710 | $740 | $840 | $1,190 | $1,430 |
| 28459 | Brunswick County, NC HUD Metro FMR Area | $820 | $840 | $950 | $1,350 | $1,620 |
| 28461 | Brunswick County, NC HUD Metro FMR Area | $880 | $900 | $1,020 | $1,450 | $1,740 |
| 28462 | Brunswick County, NC HUD Metro FMR Area | $710 | $740 | $840 | $1,190 | $1,430 |
| 28465 | Brunswick County, NC HUD Metro FMR Area | $950 | $970 | $1,100 | $1,560 | $1,870 |
| 28467 | Brunswick County, NC HUD Metro FMR Area | $990 | $1,020 | $1,150 | $1,630 | $1,960 |
| 28468 | Brunswick County, NC HUD Metro FMR Area | $910 | $940 | $1,060 | $1,510 | $1,810 |
| 28469 | Brunswick County, NC HUD Metro FMR Area | $760 | $780 | $880 | $1,250 | $1,500 |
| 28470 | Brunswick County, NC HUD Metro FMR Area | $710 | $740 | $840 | $1,190 | $1,430 |
| 28479 | Brunswick County, NC HUD Metro FMR Area | $820 | $840 | $950 | $1,350 | $1,620 |
| 28480 | Wilmington, NC HUD Metro FMR Area | $1,280 | $1,660 | $1,890 | $2,510 | $3,220 |
2022 Average & Median Rent Data Statistics
WILMINGTON, NC average 1BR rent: $1,013, median: $990
WILMINGTON, NC average 2BR rent: $1,150, median: $1,125
WILMINGTON, NC average 3BR rent: $1,569, median: $1,545
WILMINGTON, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,627 | $1,848,815,000 | $399,571 |
| Other | 1,137 | $188,185,000 | $165,510 |
| Home Improvement | 869 | $114,705,000 | $131,997 |
| Refi | 685 | $230,885,000 | $337,058 |
| Cash Out Refi | 641 | $171,895,000 | $268,167 |
Wilmington's most frequently cited loan purpose was Home Purchase, with 4,627 originations. The 2nd most popular reason was Other, with 1,137 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,651 | $950,915,000 | $358,700 |
| 7-8% | 2,016 | $542,940,000 | $269,315 |
| 5-6% | 1,541 | $650,135,000 | $421,892 |
| Over 8% | 1,054 | $198,280,000 | $188,121 |
| 4-5% | 526 | $109,020,000 | $207,262 |
| <2.5% | 79 | $10,435,000 | $132,089 |
| 3-4% | 13 | $7,665,000 | $589,615 |
| 2.5-3% | 5 | $1,325,000 | $265,000 |
During 2023, Wilmington's most frequently originated rate bucket was 6-7%, with 2,651 originations.
Loan Sizing (WILMINGTON, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,011 | $890,195,000 | $295,648 |
| $100k-200k | 1,520 | $218,020,000 | $143,434 |
| $100,000 or less | 1,493 | $82,585,000 | $55,315 |
| $400k-600k | 1,272 | $608,920,000 | $478,711 |
| $600k-1000k | 480 | $344,440,000 | $717,583 |
| $Over $1MM | 183 | $410,325,000 | $2,242,213 |
WILMINGTON's loan sizing saw the bucket of loans from $200k-400k with 3,011 originations, totaling $890,195,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,492 | $1,012,220,000 | $406,188 |
| 60-80% | 1,776 | $738,110,000 | $415,602 |
| Under 20% | 1,486 | $138,320,000 | $93,082 |
| 20-40% | 1,162 | $205,420,000 | $176,781 |
| 40-60% | 843 | $323,985,000 | $384,324 |
| Over 100% | 123 | $51,705,000 | $420,366 |
WILMINGTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,492 originations, totaling $1,012,220,000 in origination value.