Simmons Bank Mortgage Rates, Fees & Info
Pine Bluff, ARLEI: 549300DPRWSBUY619V27
Tax ID: 71-0162300
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Review & Overview
Simmons Bank is a small bank specializing in Home Purchase loans. Simmons Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Little Rock, Dallas, Fayetteville, Nashville, and Springfield among others. We have data for 162 markets. (Some data included below & more in-depth data is available with an active subscription.)Simmons Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Simmons Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.74% | 12/16/24 |
| 30 Year Conventional Purchase | 6.66% | 12/16/24 |
| 30 Year Conventional Refi | 6.89% | 12/16/24 |
| 30 Year Cash-out Refi | 6.69% | 12/16/24 |
| 30 Year FHA Purchase | 7.46% | 12/16/24 |
| 30 Year FHA Refi | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 6.51% | 12/16/24 |
| 30 Year USDA Purchase | 6.97% | 12/16/24 |
| 15 Year Conventional Purchase | 6.49% | 12/16/24 |
| 15 Year Conventional Refi | 6.55% | 12/16/24 |
| 15 Year Cash-out Refi | 6.55% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Simmons Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Simmons Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,815Origination Dollar Volume (All Markets)
$1,141,185,000Employee count
2,639Awards
×
![]()
Simmons Bank - 2018
Simmons Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for Simmons Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 866 | $158,400,000 | $182,910 | $2,808 | 4.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 317 | $91,625,000 | $289,038 | $4,913 | 4.86% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 407 | $72,255,000 | $177,531 | $3,125 | 4.89% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 293 | $66,435,000 | $226,741 | $4,370 | 5.33% |
| Outside of Metro Areas | 615 | $63,745,000 | $103,650 | $2,379 | 5.31% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 302 | $48,940,000 | $162,053 | $2,633 | 5.15% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $45,285,000 | $45,285,000 | $0 | 4.85% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $42,505,000 | $42,505,000 | $0 | 5.00% |
| JONESBORO, AR (FHA|USDA|VA) | 233 | $38,095,000 | $163,498 | $2,872 | 5.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 144 | $36,390,000 | $252,708 | $3,449 | 4.86% |
| JACKSON, TN (FHA|USDA|VA) | 275 | $32,555,000 | $118,382 | $3,311 | 5.07% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 80 | $29,060,000 | $363,250 | $3,701 | 5.27% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 166 | $27,790,000 | $167,410 | $2,240 | 5.00% |
| Stillwater, OK (FHA|USDA|VA) | 159 | $26,605,000 | $167,327 | $3,116 | 4.78% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 151 | $23,905,000 | $158,311 | $2,564 | 5.31% |
| Searcy, AR (FHA|USDA|VA) | 148 | $21,430,000 | $144,797 | $2,891 | 4.89% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 59 | $20,555,000 | $348,390 | $4,887 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 131 | $18,925,000 | $144,466 | $4,326 | 5.21% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 108 | $17,550,000 | $162,500 | $2,823 | 4.93% |
| KNOXVILLE, TN (FHA|USDA|VA) | 72 | $12,910,000 | $179,306 | $2,925 | 5.44% |
| Dyersburg, TN (FHA|USDA|VA) | 103 | $10,715,000 | $104,029 | $3,089 | 5.28% |
| Branson, MO (FHA|USDA|VA) | 96 | $10,580,000 | $110,208 | $2,145 | 5.31% |
| PINE BLUFF, AR (FHA|USDA|VA) | 109 | $10,425,000 | $95,642 | $3,022 | 5.02% |
| Martin, TN (FHA|USDA|VA) | 130 | $10,250,000 | $78,846 | $2,420 | 5.27% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $10,080,000 | $1,260,000 | $5,413 | 4.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 19 | $9,875,000 | $519,737 | $5,124 | 4.86% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $9,620,000 | $1,603,333 | $2,788 | 5.26% |
| Russellville, AR (FHA|USDA|VA) | 78 | $9,390,000 | $120,385 | $2,507 | 5.08% |
| WICHITA, KS (FHA|USDA|VA) | 33 | $9,055,000 | $274,394 | $3,441 | 4.89% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $8,205,000 | $8,205,000 | $0 | 5.36% |
| Union City, TN (FHA|USDA|VA) | 87 | $8,075,000 | $92,816 | $2,564 | 5.32% |
| TULSA, OK (FHA|USDA|VA) | 43 | $8,055,000 | $187,326 | $3,441 | 4.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 26 | $7,270,000 | $279,615 | $5,170 | 4.65% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $7,130,000 | $891,250 | $9,198 | 4.55% |
| Paris, TX (FHA|USDA|VA) | 1 | $6,805,000 | $6,805,000 | $0 | 5.00% |
| Sedalia, MO (FHA|USDA|VA) | 61 | $6,525,000 | $106,967 | $2,490 | 5.38% |
| El Dorado, AR (FHA|USDA|VA) | 47 | $6,215,000 | $132,234 | $2,826 | 5.30% |
| Paragould, AR (FHA|USDA|VA) | 34 | $5,630,000 | $165,588 | $3,181 | 4.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $5,420,000 | $451,667 | $6,380 | 4.65% |
| JOPLIN, MO (FHA|USDA|VA) | 53 | $5,145,000 | $97,075 | $2,890 | 5.10% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 7 | $4,285,000 | $612,143 | $8,408 | 4.68% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $4,035,000 | $269,000 | $5,070 | 4.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $3,195,000 | $639,000 | $8,315 | 4.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $3,170,000 | $528,333 | $6,773 | 4.53% |
| Brownsville, TN (FHA|USDA|VA) | 36 | $3,130,000 | $86,944 | $2,950 | 5.55% |
| Athens, TN (FHA|USDA|VA) | 36 | $3,070,000 | $85,278 | $2,394 | 5.48% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $2,860,000 | $715,000 | $7,697 | 4.27% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $2,230,000 | $1,115,000 | $12,109 | 4.19% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $4,869 | 4.65% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $6,912 | 4.53% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $4,321 | 4.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $7,970 | 4.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $4,710 | 4.48% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $2,171 | 3.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,119 | 4.53% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $13,632 | 4.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $4,261 | 4.71% |
| Mountain Home, AR (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $2,005 | 4.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,195,000 | $1,195,000 | $10,860 | 4.38% |
| Newport, OR (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $7,612 | 4.49% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,388 | 5.69% |
| Tahlequah, OK (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,102 | 5.02% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $6,538 | 4.77% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,430 | 4.69% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,320 | 4.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $9,170 | 4.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,856 | 4.49% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $9,568 | 4.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,482 | 4.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,664 | 4.73% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,454 | 4.58% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $9,509 | 5.19% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,145 | 4.99% |
| Paris, TN (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $3,043 | 5.02% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,363 | 5.04% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 6.18% |
| Malvern, AR (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $2,297 | 5.39% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,424 | 4.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,054 | 4.44% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $6,682 | 4.48% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,630 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $9,091 | 4.46% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,023 | 4.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,178 | 4.68% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $1,494 | 4.76% |
| Batesville, AR (FHA|USDA|VA) | 9 | $555,000 | $61,667 | $2,454 | 5.22% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,547 | 4.48% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,797 | 4.48% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,632 | 4.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,071 | 4.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,397 | 5.25% |
| SALEM, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,061 | 4.48% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,533 | 4.50% |
| TYLER, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,486 | 4.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,943 | 5.12% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,658 | 5.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,391 | 4.25% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,613 | 4.48% |
| Harrison, AR (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $1,825 | 4.60% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,822 | 4.75% |
| Hood River, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,757 | 4.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,315 | 4.63% |
| McAlester, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,441 | 4.69% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,824 | 4.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,010 | 4.25% |
| Blytheville, AR (FHA|USDA|VA) | 7 | $365,000 | $52,143 | $4,126 | 5.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,684 | 4.48% |
| MONROE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,109 | 5.77% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,522 | 4.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,465 | 4.25% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,197 | 4.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,103 | 4.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,077 | 4.48% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,916 | 4.78% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,729 | 4.25% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,410 | 5.18% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,372 | 4.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,822 | 5.47% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,255 | 5.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,862 | 4.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,729 | 4.71% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,708 | 5.41% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,356 | 5.64% |
| MONROE, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,619 | 5.66% |
| West Plains, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,033 | 5.26% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,178 | 4.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,586 | 5.98% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,924 | 4.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,068 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,118 | 4.48% |
| Oxford, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.50% |
| ENID, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,935 | 4.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,284 | 5.47% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 6.49% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,157 | 4.88% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,124 | 5.09% |
| Albertville, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,782 | 4.88% |
| Hope, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,085 | 4.47% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.49% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,640 | 4.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,132 | 4.78% |
| Salina, KS (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $952 | 6.34% |
| Camden, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,941 | 4.05% |
| Plainview, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,141 | 4.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,799 | 4.88% |
| Marshall, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.22% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,332 | 4.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $640 | 7.19% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,542 | 4.88% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $1,947 | 5.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,279 | 5.13% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.25% |
| Columbus, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,196 | 4.48% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,341 | 3.88% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,675 | 4.66% |
| Corinth, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.87% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 4.65% |
| Ada, OK (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Simmons Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
The Halstead Bank
Similarity Rank: 64
Similarity Rank: 64
MAINSTREET FEDERAL CREDIT UNION
Similarity Rank: 68
Similarity Rank: 68
Municipal Employees Credit Union of Oklahoma City
Similarity Rank: 89
Similarity Rank: 89
Ozarks Federal Savings and Loan Association
Similarity Rank: 100
Similarity Rank: 100
Community Bank of Trenton
Similarity Rank: 108
Similarity Rank: 108
KCB Bank
Similarity Rank: 108
Similarity Rank: 108
WEOKIE
Similarity Rank: 120
Similarity Rank: 120
MID AMERICAN
Similarity Rank: 128
Similarity Rank: 128
WHITE EAGLE Credit Union
Similarity Rank: 130
Similarity Rank: 130
SKYWARD
Similarity Rank: 132
Similarity Rank: 132
Product Mix
For 2018, Simmons Bank's most frequently originated type of loan was Conventional, with 4,003 originations. Their 2nd most popular type was HELOC, with 1,036 originations.
Loan Reason
For 2018, Simmons Bank's most frequently cited loan purpose was Home Purchase, with 3,560 originations. The 2nd most popular reason was Refi, with 1,219 originations.
Loan Duration/Length
For 2018, Simmons Bank's most frequently cited loan duration was 30 Year, with 3,242 originations. The 2nd most popular length was 10 Year, with 1,154 originations.
Origination Fees/Closing Costs
Simmons Bank's average total fees were $3,530, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,790 originations.
Interest Rates
During 2018, Simmons Bank's average interest rate for loans was 4.74%, while their most frequently originated rate bucket for loans was 4-5%, with 2,932 originations.
Loan Sizing
2018 saw Simmons Bank place emphasis on $100,000 or less loans with 2,223 originations, totaling $121,855,000 in origination value.
Applicant Income
Simmons Bank lent most frequently to those with incomes in the $50k or less range, with 1,391 originations. The second most popular income band? $50k-75k, with 1,267 originations.
Applicant Debt to Income Ratio
Simmons Bank lent most frequently to those with DTI ratios of 20-30%, with 1,199 originations. The next most common DTI ratio? 30-36%, with 980 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.27%
Simmons Bank has an average approval rate.
Pick Rate
Approvals leading to origination75.60%
Simmons Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,815 | $1,141,185,000 | $196,248 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SIMMONS FIRST NATIONAL CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| SIMMONS FIRST NATIONAL CORPORATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 50.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Simmons Bank | 1 Chapel Plaza Crowley, TX 76036 | Limited, Mobile/Seasonal Office | $0 |
| Simmons Bank | 100 East 30th Hutchinson, KS 67502 | Full Service B&M | $26,735 |
| Simmons Bank | 100 East Reelfoot Avenue Union City, TN 38261 | Full Service B&M | $112,094 |
| Simmons Bank | 100 N Hester Street Suite 056 Stillwater, OK 74078 | Full Service B&M | $6,413 |
| Simmons Bank | 100 Werner Street Hot Springs, AR 71913 | Full Service B&M | $72,628 |
| Simmons Bank | 100 West Commercial Street Ozark, AR 72949 | Full Service B&M | $29,259 |
| Simmons Bank | 100 West Grove Street El Dorado, AR 71730 | Full Service B&M | $169,937 |
| Simmons Bank | 1002 South Mt. Olive Siloam Springs, AR 72761 | Full Service B&M | $15,269 |
| Simmons Bank | 1005 East Oak Street Conway, AR 72032 | Full Service B&M | $15,114 |
| Simmons Bank | 101 S Church Street Dresden, TN 38225 | Full Service B&M | $63,529 |
| Simmons Bank | 10111 West 21st St. North Wichita, KS 67205 | Full Service B&M | $23,187 |
| Simmons Bank | 10300 N. Rodney Parham Rd Little Rock, AR 72227 | Full Service B&M | $42,330 |
| Simmons Bank | 1040 Glenbrook Way Hendersonville, TN 37075 | Full Service B&M | $9,041 |
| Simmons Bank | 10425 Stagecoach Road Little Rock, AR 72210 | Full Service B&M | $35,371 |
| Simmons Bank | 10457 Park Meadows Drive Suite 300 Lone Tree, CO 80124 | Full Service B&M | $14,474 |
| Simmons Bank | 1055 Steel Avenue, Suite 110 Conway, AR 72032 | Full Service B&M | $12,990 |
| Simmons Bank | 106 University Street Martin, TN 38237 | Full Service B&M | $132,273 |
| Simmons Bank | 107 North Poplar Street Kenton, TN 38233 | Full Service B&M | $40,312 |
| Simmons Bank | 108 East Speedway Dermott, AR 71638 | Full Service B&M | $15,052 |
| Simmons Bank | 1100 Rogers Street Clarksville, AR 72830 | Full Service B&M | $38,073 |
| Simmons Bank | 1102 West Hall Of Fame Avenue Stillwater, OK 74075 | Limited, Drive-thru | $2,917 |
| Simmons Bank | 1106 N Stonewall Avenue Oklahoma City, OK 73117 | Full Service B&M | $6,336 |
| Simmons Bank | 111 North 8th Street Rogers, AR 72756 | Full Service B&M | $35,574 |
| Simmons Bank | 11300 Highway 51 South Atoka, TN 38004 | Full Service B&M | $39,418 |
| Simmons Bank | 1135 Nashville Pike Gallatin, TN 37066 | Full Service B&M | $73,639 |
| Simmons Bank | 115 West Washington Avenue Union City, TN 38261 | Limited, Administrative | $0 |
| Simmons Bank | 11525 Financial Center Parkway Little Rock, AR 72211 | Full Service B&M | $85,734 |
| Simmons Bank | 117 Boyer Avenue Lincoln, AR 72744 | Full Service B&M | $50,205 |
| Simmons Bank | 117 Raymond Hirsch Pkwy White House, TN 37188 | Full Service B&M | $30,093 |
| Simmons Bank | 11700 Cantrell Road Little Rock, AR 72223 | Limited, Administrative | $0 |
| Simmons Bank | 1203 Murfreesboro Road Franklin, TN 37064 | Full Service B&M | $13,880 |
| Simmons Bank | 12121 East 21st Street North Wichita, KS 67206 | Full Service B&M | $14,017 |
| Simmons Bank | 1215 Highway 411 Vonore, TN 37885 | Full Service B&M | $25,443 |
| Simmons Bank | 125 North Poplar Searcy, AR 72143 | Full Service B&M | $25,545 |
| Simmons Bank | 1323 Military Benton, AR 72015 | Full Service B&M | $32,648 |
| Simmons Bank | 1350 Spur Drive Suite 270 Marshfield, MO 65706 | Full Service B&M | $28,396 |
| Simmons Bank | 14 Public Square Stockton, MO 65785 | Full Service B&M | $83,341 |
| Simmons Bank | 1401 W. Highway J. Ozark, MO 65721 | Full Service B&M | $37,679 |
| Simmons Bank | 1406 South Highway 32 El Dorado Springs, MO 64744 | Full Service B&M | $27,386 |
| Simmons Bank | 1411 South Walton Boulevard Bentonville, AR 72712 | Full Service B&M | $22,957 |
| Simmons Bank | 1414 East Primrose Springfield, MO 65804 | Full Service B&M | $71,447 |
| Simmons Bank | 142 East Main Street Sharon, TN 38255 | Full Service B&M | $46,766 |
| Simmons Bank | 1431 Albert Pike Hot Springs, AR 71913 | Full Service B&M | $33,509 |
| Simmons Bank | 1440 South Bryant Avenue Edmond, OK 73034 | Full Service B&M | $24,267 |
| Simmons Bank | 1500 South Utica Avenue Tulsa, OK 74104 | Full Service B&M | $142,560 |
| Simmons Bank | 1519 East Main Street Brownsville, TN 38012 | Limited, Drive-thru | $0 |
| Simmons Bank | 1540 State Highway 248 Branson, MO 65616 | Full Service B&M | $30,328 |
| Simmons Bank | 15602 Arch Street Pike Little Rock, AR 72206 | Full Service B&M | $28,682 |
| Simmons Bank | 15670 W. 135th Olathe, KS 66062 | Full Service B&M | $27,897 |
| Simmons Bank | 1601 South Kelly Avenue Edmond, OK 73013 | Full Service B&M | $111,014 |
| Simmons Bank | 1603 Lbj Freeway Farmers Branch, TX 75234 | Full Service B&M | $74,657 |
| Simmons Bank | 1612 South Congress Parkway Athens, TN 37303 | Full Service B&M | $145,403 |
| Simmons Bank | 1862 Highway 45 Bypass Jackson, TN 38305 | Full Service B&M | $91,466 |
| Simmons Bank | 1630 E. Lamar Suite 140 Arlington, TX 76011 | Full Service B&M | $21,577 |
| Simmons Bank | 16407 Rt 13 Reeds Spring, MO 65737 | Full Service B&M | $17,222 |
| Simmons Bank | 165 Main Street Mammoth Spring, AR 72554 | Full Service B&M | $31,758 |
| Simmons Bank | 16600 Chenal Parkway Little Rock, AR 72211 | Full Service B&M | $31,655 |
| Simmons Bank | 1701 N Us Hwy 287 Mansfield, TX 76063 | Full Service B&M | $78,903 |
| Simmons Bank | 1704 North University Drive Pine Bluff, AR 71601 | Full Service B&M | $45,778 |
| Simmons Bank | 1720 South Caraway Road Jonesboro, AR 72401 | Full Service B&M | $191,816 |
| Simmons Bank | 1720 West End Avenue Nashville, TN 37203 | Full Service B&M | $68,770 |
| Simmons Bank | 1783 Highway 65 South Clinton, AR 72031 | Full Service B&M | $50,608 |
| Simmons Bank | 1800 Se Blue Parkway Lees Summit, MO 64063 | Full Service B&M | $45,750 |
| Simmons Bank | 1809 East Harding Avenue Pine Bluff, AR 71601 | Full Service B&M | $26,211 |
| Simmons Bank | 1853 Highway 165 South Parkdale, AR 71661 | Full Service B&M | $15,115 |
| Simmons Bank | 308 South Main Street Stillwater, OK 74074 | Full Service B&M | $16,229 |
| Simmons Bank | 1909 Shady Brook Street Columbia, TN 38401 | Full Service B&M | $1,313 |
| Simmons Bank | 1918 South Sangre Road Stillwater, OK 74074 | Full Service B&M | $44,239 |
| Simmons Bank | 1946 South Garrison Avenue Carthage, MO 64836 | Full Service B&M | $32,784 |
| Simmons Bank | 1955 South Highland Avenue Jackson, TN 38301 | Full Service B&M | $18,459 |
| Simmons Bank | 400 Highway 65 South Dumas, AR 71639 | Full Service B&M | $39,219 |
| Simmons Bank | 201 Carnahan Drive Maumelle, AR 72113 | Full Service B&M | $18,965 |
| Simmons Bank | 202 North Kentucky Street Kingston, TN 37763 | Full Service B&M | $33,423 |
| Simmons Bank | 202 Ritter Street Weiner, AR 72479 | Full Service B&M | $30,484 |
| Simmons Bank | 202 South Rockwood Drive Cabot, AR 72023 | Full Service B&M | $20,409 |
| Simmons Bank | 203 Pirate Lane Crane, MO 65633 | Full Service B&M | $31,529 |
| Simmons Bank | 205 Elm Street Tilden, TX 78072 | Full Service B&M | $36,856 |
| Simmons Bank | 205 Linwood Drive Paragould, AR 72450 | Full Service B&M | $14,190 |
| Simmons Bank | 205 North Main Avenue Dyersburg, TN 38024 | Full Service B&M | $80,450 |
| Simmons Bank | 205 Sylamore Avenue Mountain View, AR 72560 | Full Service B&M | $19,060 |
| Simmons Bank | 2050 Hall Johnson Road Grapevine, TX 76051 | Full Service B&M | $65,133 |
| Simmons Bank | 20622 Arch Street, Suite 5 Hensley, AR 72065 | Full Service B&M | $24,178 |
| Simmons Bank | 208 South White Street Athens, TN 37303 | Full Service B&M | $64,927 |
| Simmons Bank | 21 Jefferson Avenue Oak Ridge, TN 37830 | Full Service B&M | $15,647 |
| Simmons Bank | 210 N West Bypass Avenue Springfield, MO 65802 | Full Service B&M | $25,242 |
| Simmons Bank | 21159 Main Street Reeds Spring, MO 65737 | Full Service B&M | $19,384 |
| Simmons Bank | 2200 W 7th Ste 112 Fort Worth, TX 76107 | Full Service B&M | $101,066 |
| Simmons Bank | 2201 Midtown Lane Fort Worth, TX 76104 | Full Service B&M | $38,396 |
| Simmons Bank | 2305 Zero Street Fort Smith, AR 72906 | Full Service B&M | $27,818 |
| Simmons Bank | 2310 Parr Avenue Dyersburg, TN 38024 | Full Service B&M | $24,767 |
| Simmons Bank | 2311 West 7th Street Joplin, MO 64801 | Full Service B&M | $10,447 |
| Simmons Bank | 2350 Malvern Avenue Hot Springs, AR 71901 | Full Service B&M | $44,089 |
| Simmons Bank | 2350 South Range Line Road Joplin, MO 64804 | Full Service B&M | $71,659 |
| Simmons Bank | 23816 Chenal Parkway Little Rock, AR 72223 | Full Service B&M | $56,717 |
| Simmons Bank | 2401 Crestwood Road North Little Rock, AR 72116 | Full Service B&M | $37,844 |
| Simmons Bank | 2423 W. Republic Road Springfield, MO 65807 | Full Service B&M | $16,288 |
| Simmons Bank | 2431 East 61st Street Suite 175 Tulsa, OK 74136 | Full Service B&M | $82,812 |
| Simmons Bank | 2500 West Main Russellville, AR 72801 | Full Service B&M | $29,578 |
| Simmons Bank | 2523 North Classen Blvd. Oklahoma City, OK 73106 | Full Service B&M | $3,545 |
| Simmons Bank | 257 Highway 57 East Grand Junction, TN 38039 | Full Service B&M | $10,574 |
| Simmons Bank | 2601 South Hulen Street Fort Worth, TX 76109 | Full Service B&M | $200,486 |
| Simmons Bank | 2628 North Central Avenue Humboldt, TN 38343 | Full Service B&M | $110,593 |
| Simmons Bank | 2628 West 28th Avenue Pine Bluff, AR 71603 | Full Service B&M | $98,941 |
| Simmons Bank | 2711 Olive Street Pine Bluff, AR 71603 | Full Service B&M | $23,593 |
| Simmons Bank | 2800 Kavanaugh Boulevard Little Rock, AR 72205 | Full Service B&M | $58,874 |
| Simmons Bank | 2809 East Sunshine Springfield, MO 65804 | Full Service B&M | $59,696 |
| Simmons Bank | 2832 West Sunset Springdale, AR 72762 | Full Service B&M | $33,125 |
| Simmons Bank | 401 East 4th Street Lockwood, MO 65682 | Full Service B&M | $21,760 |
| Simmons Bank | 291 East Main Street Hendersonville, TN 37075 | Full Service B&M | $34,735 |
| Simmons Bank | 300 North Lincoln Avenue Star City, AR 71667 | Full Service B&M | $26,865 |
| Simmons Bank | 300 Northcreek Blvd Goodlettsville, TN 37072 | Full Service B&M | $99,554 |
| Simmons Bank | 300 Us Hwy 65 North Marshall, AR 72650 | Full Service B&M | $50,847 |
| Simmons Bank | 3001 Palm Way Austin, TX 78758 | Full Service B&M | $45,967 |
| Simmons Bank | 302 North Front Streeet Greenfield, TN 38230 | Full Service B&M | $15,960 |
| Simmons Bank | 304 Highway 68 West Sweetwater, TN 37874 | Full Service B&M | $28,749 |
| Simmons Bank | 306 W 7th Street Fort Worth, TX 76102 | Full Service Retail | $181,589 |
| Simmons Bank | 30667 State Hwy 413 Galena, MO 65656 | Full Service B&M | $14,839 |
| Simmons Bank | 307 North Grand Street Greenfield, MO 65661 | Full Service B&M | $37,225 |
| Simmons Bank | 3079 East Main Russellville, AR 72801 | Full Service B&M | $28,810 |
| Simmons Bank | 308 West Main Street Brownsville, TN 38012 | Full Service B&M | $76,854 |
| Simmons Bank | 3975 West New Hope Road Rogers, AR 72758 | Full Service B&M | $26,902 |
| Simmons Bank | 3109 North Reynolds Road Bryant, AR 72022 | Full Service B&M | $36,973 |
| Simmons Bank | 3111 Martin Luther King Boulevard Fayetteville, AR 72701 | Full Service B&M | $8,500 |
| Simmons Bank | 3131 Shields Boulevard Oklahoma City, OK 73126 | Full Service B&M | $19,633 |
| Simmons Bank | 347 West Church Street Lexington, TN 38351 | Full Service B&M | $32,266 |
| Simmons Bank | 3531 South Logan Street, Suite A Englewood, CO 80110 | Full Service B&M | $25,968 |
| Simmons Bank | 3607 South Houston Levee Road Collierville, TN 38017 | Full Service B&M | $22,493 |
| Simmons Bank | 3641 Matlock Rd Arlington, TX 76015 | Full Service B&M | $96,733 |
| Simmons Bank | 3737 Sw Loop 820 Fort Worth, TX 76133 | Full Service B&M | $231,268 |
| Simmons Bank | 3801 W Memorial Rd Oklahoma City, OK 73134 | Full Service B&M | $9,486 |
| Simmons Bank | 3803 Camden Road, Ste 30 Pine Bluff, AR 71603 | Full Service B&M | $39,847 |
| Simmons Bank | 3901 Camp Robinson Road North Little Rock, AR 72118 | Full Service B&M | $11,612 |
| Simmons Bank | 3929 Mccain Boulevard North Little Rock, AR 72116 | Full Service B&M | $29,909 |
| Simmons Bank | 401 South Main Searcy, AR 72143 | Full Service B&M | $74,008 |
| Simmons Bank | 4021 S. Campbell Springfield, MO 65807 | Full Service B&M | $20,547 |
| Simmons Bank | 4033 North Shiloh Drive Fayetteville, AR 72703 | Full Service B&M | $43,575 |
| Simmons Bank | 4100 International Plaza Suite 900 Fort Worth, TX 76109 | Full Service B&M | $0 |
| Simmons Bank | 4100 International Plaza Suite110 Fort Worth, TX 76109 | Full Service Retail | $6,177 |
| Simmons Bank | 4101 Brooken Hill Drive Fort Smith, AR 72908 | Full Service B&M | $23,033 |
| Simmons Bank | 414 Oak Street Conway, AR 72032 | Full Service B&M | $27,040 |
| Simmons Bank | 4200 Rogers Avenue Fort Smith, AR 72903 | Full Service B&M | $24,632 |
| Simmons Bank | 501 West Washington Jonesboro, AR 72401 | Full Service B&M | $23,712 |
| Simmons Bank | 4220 North Rodney Parham Road Little Rock, AR 72212 | Full Service B&M | $90,712 |
| Simmons Bank | 425 West Capitol Little Rock, AR 72201 | Full Service B&M | $463,057 |
| Simmons Bank | 4420 Dollarway Road Pine Bluff, AR 71602 | Full Service B&M | $28,941 |
| Simmons Bank | 4625 South National Avenue Springfield, MO 65810 | Full Service B&M | $85,461 |
| Simmons Bank | 473 Hwy 425 N Monticello, AR 71655 | Full Service B&M | $37,123 |
| Simmons Bank | 480 Oil Well Road Jackson, TN 38305 | Full Service B&M | $100,110 |
| Simmons Bank | 4809 Camp Bowie Blvd Fort Worth, TX 76107 | Full Service B&M | $93,385 |
| Simmons Bank | 500 Corporate Center Drive Franklin, TN 37067 | Full Service B&M | $21,340 |
| Simmons Bank | 500 E Mt Vernon Blvd Mount Vernon, MO 65712 | Full Service B&M | $51,727 |
| Simmons Bank | 500 West Grand Avenue Chickasha, OK 73018 | Full Service B&M | $55,093 |
| Simmons Bank | 501 Main Street Pine Bluff, AR 71601 | Limited, Drive-thru | $0 |
| Simmons Bank | 501 Main Street Pine Bluff, AR 71611 | Full Service B&M | $2,413,547 |
| Simmons Bank | 515 West Grand Hot Springs, AR 71901 | Full Service B&M | $22,763 |
| Simmons Bank | 5151 Beltline Road Dallas, TX 75254 | Full Service B&M | $45,443 |
| Simmons Bank | 521 East Main Street Charleston, AR 72933 | Full Service B&M | $48,084 |
| Simmons Bank | 524 N. Main Street South Hutchinson, KS 67505 | Full Service B&M | $31,944 |
| Simmons Bank | 531 East Bright Street Troy, TN 38260 | Full Service B&M | $11,625 |
| Simmons Bank | 535 South Timberlane Drive El Dorado, AR 71730 | Full Service B&M | $16,399 |
| Simmons Bank | 5384 Poplar Avenue Memphis, TN 38119 | Full Service B&M | $20,673 |
| Simmons Bank | 5500 Kavanaugh Boulevard Little Rock, AR 72207 | Full Service B&M | $46,556 |
| Simmons Bank | 551 Southwest Wilshire Burleson, TX 76028 | Full Service B&M | $35,689 |
| Simmons Bank | 5601 South University Little Rock, AR 72209 | Full Service B&M | $48,717 |
| Simmons Bank | 5950 Berkshire Lane, Suite 350 Dallas, TX 75225 | Full Service B&M | $56,039 |
| Simmons Bank | 600 Salem Road Conway, AR 72034 | Full Service B&M | $60,403 |
| Simmons Bank | 601 N.W. Loop 410, Suite 230 San Antonio, TX 78216 | Full Service B&M | $58,554 |
| Simmons Bank | 605 South Broadway Street South Fulton, TN 38257 | Full Service B&M | $23,951 |
| Simmons Bank | 607 Veterans Memorial Drive Tellico Plains, TN 37385 | Full Service B&M | $25,642 |
| Simmons Bank | 608 South Main Street Stillwater, OK 74074 | Full Service B&M | $475,569 |
| Simmons Bank | 612 South Main Street Hamburg, AR 71646 | Full Service B&M | $26,672 |
| Simmons Bank | 6301 Waterford Boulevard, Suite 101 Oklahoma City, OK 73118 | Full Service B&M | $239,669 |
| Simmons Bank | 6706 West Sunset Avenue Springdale, AR 72762 | Full Service B&M | $8,245 |
| Simmons Bank | 6712 Baseline Road Little Rock, AR 72209 | Full Service B&M | $55,381 |
| Simmons Bank | 701 W. Mt. Vernon Nixa, MO 65714 | Full Service B&M | $26,364 |
| Simmons Bank | 710 S. Foothills Plaza Drive Maryville, TN 37801 | Full Service B&M | $28,207 |
| Simmons Bank | 711 Southwest Drive Jonesboro, AR 72401 | Full Service B&M | $25,346 |
| Simmons Bank | 7151 Natural Bridge Road Saint Louis, MO 63121 | Full Service B&M | $36,199 |
| Simmons Bank | 728 North Highway 65 Lake Village, AR 71653 | Full Service B&M | $79,598 |
| Simmons Bank | 7308 Northwest Expressway Oklahoma City, OK 73132 | Full Service B&M | $25,548 |
| Simmons Bank | 7324 Rogers Avenue Fort Smith, AR 72903 | Full Service B&M | $35,134 |
| Simmons Bank | 740 South Saginaw Boulevard Saginaw, TX 76179 | Full Service B&M | $100,522 |
| Simmons Bank | 7401 Cantrell Road Little Rock, AR 72207 | Full Service B&M | $16,399 |
| Simmons Bank | 741 South Main Street Middleton, TN 38052 | Full Service B&M | $31,010 |
| Simmons Bank | 800 North Arkansas Avenue Russellville, AR 72801 | Full Service B&M | $83,622 |
| Simmons Bank | 809 West Market Street Bolivar, TN 38008 | Full Service B&M | $71,278 |
| Simmons Bank | 8107 Dollarway Road White Hall, AR 71602 | Full Service B&M | $65,056 |
| Simmons Bank | 8151 Clayton Road Saint Louis, MO 63117 | Full Service B&M | $86,552 |
| Simmons Bank | 818 Thompson Boulevard Sedalia, MO 65301 | Full Service B&M | $76,607 |
| Simmons Bank | 8351 E. Walker Springs Lane Knoxville, TN 37923 | Full Service B&M | $13,999 |
| Simmons Bank | 8415 East 21st Street, Suite 150 Wichita, KS 67206 | Full Service B&M | $86,264 |
| Simmons Bank | 843 Highway 411 North Etowah, TN 37331 | Full Service Retail | $14,420 |
| Simmons Bank | 8500 West Markham Little Rock, AR 72205 | Full Service B&M | $21,435 |
| Simmons Bank | 8798 Hwy 22 Dresden Dresden, TN 38225 | Full Service B&M | $6,448 |
| Simmons Bank | 901 N Asu Blvd Beebe, AR 72012 | Full Service B&M | $12,318 |
| Simmons Bank | 9131 South Broadway, Suite 500 Highlands Ranch, CO 80126 | Full Service B&M | $15,337 |
| Simmons Bank | 924 Broadway At I-630 Little Rock, AR 72201 | Limited, Drive-thru | $5 |
| Simmons Bank | 9324 Huebner Road San Antonio, TX 78240 | Full Service B&M | $28,737 |
| Simmons Bank | 9652 Strong Highway Strong, AR 71765 | Full Service B&M | $17,448 |
| Simmons Bank | 9921 South Pennsylvania Avenue Oklahoma City, OK 73159 | Full Service B&M | $38,573 |
| Simmons Bank | 9945 Watson Road Saint Louis, MO 63126 | Full Service B&M | $13,960 |
| Simmons Bank | Banksnb.Com Stillwater, OK 74075 | Full Service Cyber Office | $0 |
| Simmons Bank | Highway 411 North Madisonville, TN 37354 | Full Service B&M | $27,624 |
| Simmons Bank | N Crossover Road Fayetteville, AR 72703 | Full Service B&M | $30,219 |
For 2018, Simmons Bank had 204 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $680,568 |
| Net interest income | $569,793 |
| Total noninterest income | $152,142 |
| Gross Fiduciary activities income | $22,717 |
| Service charges on deposit accounts | $42,509 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $86,916 |
| Pre-tax net operating income | $296,567 |
| Securities gains (or losses, -) | $41 |
| Income before extraordinary items | $235,547 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $235,547 |
| Minority interest net income | $0 |
| Net income | $235,547 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $235,514 |
Simmons Bank's gross interest income from loans was $680,568,000.
Simmons Bank's net interest income from loans was $569,793,000.
Simmons Bank's fee based income from loans was $42,509,000.
Simmons Bank's net income from loans was $235,547,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $110,775 |
| Provision for credit losses | $38,147 |
| Total noninterest expense | $387,221 |
| Salaries and employee benefits | $218,155 |
| Premises and equipment expense | $45,532 |
| Additional noninterest expense | $123,534 |
| Applicable income taxes | $61,061 |
| Net charge-offs | $23,540 |
| Cash dividends | $145,980 |
Simmons Bank's interest expense for loans was $110,775,000.
Simmons Bank's payroll and benefits expense were $218,155,000.
Simmons Bank's property, plant and equipment expenses $45,532,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 0.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.3% |
| Other individual loans | 1.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $12,617,438 |
| Deposits held in domestic offices | $12,617,438 |
| Deposits by Individuals, partnerships, and corporations | $10,753,204 |
| Deposits by U.S. Government | $780 |
| Deposits by States and political subdivisions in the U.S. | $1,531,561 |
| Deposits by Commercial banks and other depository institutions in U.S. | $331,893 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,354,675 |
| Demand deposits | $1,050,685 |
| Nontransaction accounts | $11,262,763 |
| Money market deposit accounts (MMDAs) | $3,594,040 |
| Other savings deposits (excluding MMDAs) | $4,772,567 |
| Total time deposits | $2,896,156 |
| Total time and savings deposits | $11,566,753 |
| Noninterest-bearing deposits | $2,892,186 |
| Interest-bearing deposits | $9,725,252 |
| Retail deposits | $10,482,622 |
| IRAs and Keogh plan accounts | $490,963 |
| Brokered deposits | $1,385,752 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $16,518,217 |
| Cash & Balances due from depository institutions | $831,301 |
| Interest-bearing balances | $656,970 |
| Total securities | $2,283,305 |
| Federal funds sold & reverse repurchase | $6,800 |
| Net loans and leases | $11,692,598 |
| Loan and leases loss allowance | $56,689 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $274,842 |
| Other real estate owned | $25,565 |
| Goodwill and other intangibles | $936,888 |
| All other assets | $466,918 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $16,518,217 |
| Total Liabilities | $14,154,117 |
| Total deposits | $12,617,438 |
| Interest-bearing deposits | $9,725,252 |
| Deposits held in domestic offices | $12,617,438 |
| % insured (estimated) | $62 |
| Federal funds purchased and repurchase agreements | $95,792 |
| Trading liabilities | $0 |
| Other borrowed funds | $1,345,450 |
| Subordinated debt | $0 |
| All other liabilities | $95,437 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $11,692,598 |
| Loan and leases loss allowance | $56,689 |
| Total loans and leases (domestic) | $11,749,287 |
| All real estate loans | $8,832,669 |
| Real estate loans in domestic offices | $8,832,669 |
| Construction and development loans | $1,741,979 |
| Residential 1-4 family construction | $268,517 |
| Other construction, all land development and other land | $1,473,462 |
| Loans secured by nonfarm nonresidential properties | $4,296,845 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,238,607 |
| Commercial real estate & other non-farm, non-residential | $3,058,238 |
| Multifamily residential real estate | $449,031 |
| 1-4 family residential loans | $2,020,095 |
| Farmland loans | $324,719 |
| Loans held in foreign offices | $0 |
| Farm loans | $166,227 |
| Commercial and industrial loans | $2,197,799 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $413,317 |
| Credit card loans | $195,053 |
| Related Plans | $23,543 |
| Consumer Auto Loans | $110,482 |
| Other loans to individuals | $84,239 |
| All other loans & leases | $139,275 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $96,648 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $6,369 |
| Non 1-4 family restructured loans & leases | $6,139 |
| Total loans and leases (foreign) | $0 |
Simmons Bank had $11,692,598,000 of loans outstanding in 2018. $8,832,669,000 of loans were in real estate loans. $1,741,979,000 of loans were in development loans. $449,031,000 of loans were in multifamily mortgage loans. $2,020,095,000 of loans were in 1-4 family mortgage loans. $166,227,000 of loans were in farm loans. $195,053,000 of loans were in credit card loans. $110,482,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 2,836 | $649,156 | $228,898 |
| Nonfarm, nonresidential loans - <$100k | 624 | $24,427 | $39,146 |
| Nonfarm, nonresidential loans - $100-250k | 841 | $101,083 | $120,194 |
| Nonfarm, nonresidential loans - $250k-1MM | 1,371 | $523,646 | $381,945 |
| Commercial & Industrial, US addressed loans - <$1MM | 7,934 | $505,311 | $63,689 |
| Commercial & Industrial, US addressed loans - <$100k | 5,823 | $128,120 | $22,002 |
| Commercial & Industrial, US addressed loans - $100-250k | 1,045 | $91,813 | $87,859 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1,066 | $285,378 | $267,709 |
| Farmland loans - <$1MM | 1,113 | $113,061 | $101,582 |
| Farmland loans - <$100k | 563 | $20,809 | $36,961 |
| Farmland loans - $100-250k | 368 | $44,588 | $121,163 |
| Farmland loans - $250k-1MM | 182 | $47,664 | $261,890 |
| Agriculture operations loans - <$1MM | 1,078 | $48,024 | $44,549 |
| Agriculture operations loans - <$100k | 823 | $16,546 | $20,104 |
| Agriculture operations loans - $100-250k | 164 | $15,049 | $91,762 |
| Agriculture operations loans - $250k-1MM | 91 | $16,429 | $180,538 |