Gte Federal Credit Union Mortgage Rates, Fees & Info
Tampa, FLLEI: 549300ZIQ24V0C88AC41
Tax ID: 59-0642956
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Gte Federal Credit Union is a smaller credit union specializing in Other and Home Purchase loans. Gte Federal Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Tampa, Los Angeles, Miami, San Diego, and North Port among others. We have data for 161 markets. (Some data included below & more in-depth data is available with an active subscription.)Gte Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gte Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.88% | 4/18/25 |
| 30 Year Conventional Purchase | 6.70% | 4/18/25 |
| 30 Year Conventional Refi | 6.86% | 4/18/25 |
| 30 Year Cash-out Refi | 7.02% | 4/18/25 |
| 30 Year FHA Purchase | 7.00% | 4/18/25 |
| 30 Year FHA Refi | 7.13% | 4/18/25 |
| 30 Year VA Purchase | 6.84% | 4/18/25 |
| 15 Year Conventional Purchase | 7.00% | 4/18/25 |
| 15 Year Conventional Refi | 9.69% | 4/18/25 |
| 15 Year Cash-out Refi | 9.69% | 4/18/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gte Federal Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Gte Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,018Origination Dollar Volume (All Markets)
$327,520,000Awards
GTE Federal Credit Union - 2024
GTE Federal Credit Union is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Gte Federal Credit Union's average 30 year fixed mortgage rate was
9.26%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 2.71%.
Relative Fees (Closing Costs)
Gte Federal Credit Union's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,562.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 609 | $102,885,000 | $168,941 | $3,476 | 7.84% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 144 | $29,120,000 | $202,222 | $0 | 9.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 116 | $18,740,000 | $161,552 | $4,961 | 9.71% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 51 | $9,675,000 | $189,706 | $0 | 9.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 49 | $9,035,000 | $184,388 | $2,980 | 8.61% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 47 | $8,075,000 | $171,809 | $0 | 10.40% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 54 | $8,000,000 | $148,148 | $0 | 10.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 47 | $7,925,000 | $168,617 | $3,977 | 8.36% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 40 | $7,570,000 | $189,250 | $0 | 9.52% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 46 | $7,220,000 | $156,957 | $0 | 10.37% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 56 | $7,120,000 | $127,143 | $0 | 10.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 38 | $6,260,000 | $164,737 | $4,237 | 8.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 38 | $5,890,000 | $155,000 | $0 | 10.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 33 | $5,255,000 | $159,242 | $0 | 10.19% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 26 | $4,530,000 | $174,231 | $0 | 10.20% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 29 | $4,365,000 | $150,517 | $3,444 | 7.68% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 24 | $4,190,000 | $174,583 | $0 | 9.79% |
| OCALA, FL (FHA|USDA|VA) | 29 | $3,775,000 | $130,172 | $3,860 | 7.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 24 | $3,600,000 | $150,000 | $0 | 10.68% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 26 | $3,420,000 | $131,538 | $0 | 10.10% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 27 | $3,255,000 | $120,556 | $0 | 10.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 17 | $3,165,000 | $186,176 | $0 | 9.35% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $3,005,000 | $176,765 | $0 | 10.51% |
| Outside of Metro Areas | 25 | $2,895,000 | $115,800 | $4,814 | 9.48% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $0 | 9.55% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 16 | $2,550,000 | $159,375 | $0 | 9.86% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 14 | $2,490,000 | $177,857 | $0 | 10.13% |
| STOCKTON, CA (FHA|USDA|VA) | 20 | $2,480,000 | $124,000 | $0 | 10.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 16 | $2,370,000 | $148,125 | $0 | 10.71% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $3,856 | 8.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $0 | 9.73% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $1,675,000 | $128,846 | $0 | 9.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $4,074 | 7.17% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $1,285,000 | $116,818 | $0 | 9.73% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $0 | 10.20% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $0 | 11.33% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $550 | 10.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $0 | 10.15% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,140 | 8.75% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $0 | 9.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $0 | 10.46% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,554 | 10.57% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $0 | 10.59% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $0 | 10.64% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,251 | 8.31% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $0 | 9.78% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $0 | 9.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $0 | 9.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $0 | 10.68% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 11.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 10.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,906 | 7.04% |
| Outside of Metro Areas | 6 | $600,000 | $100,000 | $0 | 9.88% |
| RENO, NV (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 10.35% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 9.13% |
| MADERA, CA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 10.96% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 8.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 10.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 10.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 10.46% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 10.16% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 10.06% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 11.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 9.50% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 10.96% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 10.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 11.17% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 10.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 11.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 10.33% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 8.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 10.63% |
| BEND, OR (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 10.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 7.75% |
| Key West, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 10.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.75% |
| Marietta, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 11.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 9.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.50% |
| SALEM, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 10.31% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,020 | 6.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 9.92% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 10.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 10.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 10.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,547 | 6.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 10.17% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 10.44% |
| Heber, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 10.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.75% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.75% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 10.81% |
| DOVER, DE (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.63% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 11.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 10.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 10.31% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.75% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.00% |
| TULSA, OK (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.75% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 10.38% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.38% |
| Fernley, NV (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 11.25% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.56% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.56% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.63% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 13.38% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 12.38% |
| Safford, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 12.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.25% |
| Hood River, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.13% |
| Dayton, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $336 | 10.37% |
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Similarity Rank: 798
Product Mix
For 2024, Gte Federal Credit Union's most frequently originated type of loan was HELOC, with 1,352 originations. Their 2nd most popular type was Conventional, with 653 originations.
Loan Reason
For 2024, Gte Federal Credit Union's most frequently cited loan purpose was Other, with 765 originations. The 2nd most popular reason was Home Purchase, with 657 originations.
Loan Duration/Length
For 2024, Gte Federal Credit Union's most frequently cited loan duration was 30 Year, with 1,568 originations. The 2nd most popular length was 15 Year, with 216 originations.
Origination Fees/Closing Costs
Gte Federal Credit Union's average total fees were $5,562, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 299 originations.
Interest Rates
During 2024, Gte Federal Credit Union's average interest rate for loans was 9.26%, while their most frequently originated rate bucket for loans was Over 8%, with 1,481 originations.
Loan Sizing
2024 saw Gte Federal Credit Union place emphasis on $100,000 or less loans with 765 originations, totaling $46,825,000 in origination value.
Applicant Income
Gte Federal Credit Union lent most frequently to those with incomes in the $250k+ range, with 492 originations. The second most popular income band? $150k-250k, with 456 originations.
Applicant Debt to Income Ratio
Gte Federal Credit Union lent most frequently to those with DTI ratios of 44%, with 337 originations. The next most common DTI ratio? 30-36%, with 314 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications71.51%
Gte Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination77.06%
Gte Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,018 | $327,520,000 | $162,299 |