First Savings Bank Mortgage Rates, Fees & Info

Clarksville, IN

LEI: WKN6AF1FCL7BBYGTGI83

Tax ID: 35-0309764

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

First Savings Bank is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. First Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Louisville, New York, Los Angeles, and Boston among others. We have data for 533 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.88% 4/22/24
30 Year Conventional Purchase 6.73% 4/22/24
30 Year Conventional Refi 6.58% 4/22/24
30 Year Cash-out Refi 6.76% 4/22/24
30 Year FHA Purchase 7.53% 4/22/24
30 Year FHA Refi 6.39% 4/22/24
30 Year VA Purchase 6.34% 4/22/24
30 Year VA Refi 6.27% 4/22/24
30 Year USDA Purchase 6.82% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.21% 4/22/24
15 Year Conventional Refi 6.18% 4/22/24
15 Year Cash-out Refi 6.18% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Savings Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

14,447

Origination Dollar Volume (All Markets)

$4,063,925,000

Employee count

647 Show all (28) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,425 $390,975,000 $274,368 $3,944 3.40%
LOUISVILLE, KY (FHA|USDA|VA) 1,269 $263,375,000 $207,545 $3,342 3.29%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 673 $246,225,000 $365,862 $8,849 3.03%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 586 $240,220,000 $409,932 $5,763 3.17%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 647 $232,915,000 $359,992 $3,395 3.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 744 $212,600,000 $285,753 $7,546 3.19%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 861 $194,685,000 $226,115 $4,447 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 290 $111,860,000 $385,724 $4,883 3.04%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 251 $105,855,000 $421,733 $4,478 3.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 305 $102,355,000 $335,590 $5,991 3.13%
Outside of Metro Areas 428 $88,230,000 $206,145 $4,729 3.30%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 334 $79,870,000 $239,132 $5,083 3.21%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 311 $78,995,000 $254,003 $5,880 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 159 $66,215,000 $416,447 $3,776 3.68%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 188 $58,470,000 $311,011 $6,465 3.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 195 $58,125,000 $298,077 $4,327 3.39%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 171 $57,945,000 $338,860 $6,428 3.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 195 $52,305,000 $268,231 $5,846 3.18%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 150 $50,140,000 $334,267 $6,056 3.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 140 $47,410,000 $338,643 $4,784 3.21%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 163 $44,285,000 $271,687 $5,764 3.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 160 $41,220,000 $257,625 $5,015 3.21%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 105 $38,515,000 $366,810 $8,101 3.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 140 $38,350,000 $273,929 $6,495 3.16%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 139 $38,285,000 $275,432 $5,677 3.16%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 162 $35,520,000 $219,259 $4,564 3.24%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 99 $29,925,000 $302,273 $7,005 3.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 134 $29,330,000 $218,881 $4,016 3.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 113 $28,505,000 $252,257 $7,230 3.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 85 $23,165,000 $272,529 $4,805 3.07%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 76 $22,780,000 $299,737 $4,312 3.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 73 $21,975,000 $301,027 $5,522 3.14%
WORCESTER, MA-CT (FHA|USDA|VA) 65 $20,465,000 $314,846 $4,107 3.05%
ST. LOUIS, MO-IL (FHA|USDA|VA) 84 $20,130,000 $239,643 $3,548 2.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 74 $19,480,000 $263,243 $5,896 3.12%
STOCKTON, CA (FHA|USDA|VA) 62 $19,470,000 $314,032 $5,199 3.31%
KANSAS CITY, MO-KS (FHA|USDA|VA) 90 $18,920,000 $210,222 $4,782 3.54%
JACKSONVILLE, FL (FHA|USDA|VA) 65 $16,735,000 $257,462 $5,955 2.95%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 71 $16,175,000 $227,817 $3,795 2.93%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 51 $12,805,000 $251,078 $6,298 3.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 32 $12,760,000 $398,750 $5,912 3.10%
FRESNO, CA (FHA|USDA|VA) 39 $12,745,000 $326,795 $5,702 3.13%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 48 $12,480,000 $260,000 $3,671 3.24%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 37 $12,455,000 $336,622 $3,621 3.02%
FARGO, ND-MN (FHA|USDA|VA) 54 $11,440,000 $211,852 $4,662 2.98%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 37 $11,405,000 $308,243 $5,635 3.07%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 41 $11,295,000 $275,488 $6,263 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 46 $11,220,000 $243,913 $6,293 3.09%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 48 $11,010,000 $229,375 $5,455 3.05%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 26 $10,510,000 $404,231 $4,973 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 41 $9,725,000 $237,195 $3,987 2.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 36 $8,870,000 $246,389 $5,408 3.15%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 42 $8,780,000 $209,048 $5,337 3.33%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 18 $8,630,000 $479,444 $4,456 3.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 26 $8,620,000 $331,538 $7,096 3.08%
COLUMBUS, OH (FHA|USDA|VA) 33 $8,595,000 $260,455 $5,562 3.05%
TULSA, OK (FHA|USDA|VA) 45 $8,525,000 $189,444 $5,972 3.47%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 21 $8,345,000 $397,381 $5,366 3.34%
FLINT, MI (FHA|USDA|VA) 41 $8,285,000 $202,073 $4,616 3.28%
COLORADO SPRINGS, CO (FHA|USDA|VA) 25 $8,165,000 $326,600 $5,575 3.04%
PORT ST. LUCIE, FL (FHA|USDA|VA) 33 $8,045,000 $243,788 $5,717 3.17%
EVANSVILLE, IN-KY (FHA|USDA|VA) 50 $7,860,000 $157,200 $3,567 3.17%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 38 $7,820,000 $205,789 $3,017 3.53%
URBAN HONOLULU, HI (FHA|USDA|VA) 16 $7,820,000 $488,750 $6,751 3.05%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 22 $7,730,000 $351,364 $7,440 2.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $7,720,000 $321,667 $7,290 3.08%
Willmar, MN (FHA|USDA|VA) 33 $7,665,000 $232,273 $3,892 2.85%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $7,395,000 $295,800 $6,211 2.95%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 29 $7,315,000 $252,241 $5,836 2.87%
VALLEJO, CA (FHA|USDA|VA) 20 $7,260,000 $363,000 $5,773 3.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 36 $7,240,000 $201,111 $4,956 3.07%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 34 $6,750,000 $198,529 $5,074 3.06%
RICHMOND, VA (FHA|USDA|VA) 20 $6,580,000 $329,000 $7,243 3.15%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 27 $6,525,000 $241,667 $4,317 3.02%
RENO, NV (FHA|USDA|VA) 19 $6,195,000 $326,053 $7,182 3.12%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 23 $6,065,000 $263,696 $5,798 2.95%
RALEIGH-CARY, NC (FHA|USDA|VA) 22 $5,910,000 $268,636 $6,049 3.31%
TUCSON, AZ (FHA|USDA|VA) 20 $5,770,000 $288,500 $4,768 2.87%
MODESTO, CA (FHA|USDA|VA) 19 $5,565,000 $292,895 $4,968 3.14%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 12 $5,510,000 $459,167 $5,465 3.40%
ROCHESTER, NY (FHA|USDA|VA) 29 $5,465,000 $188,448 $4,989 3.10%
WILMINGTON, NC (FHA|USDA|VA) 23 $5,335,000 $231,957 $5,446 3.30%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 19 $5,115,000 $269,211 $5,794 3.01%
SALINAS, CA (FHA|USDA|VA) 11 $5,065,000 $460,455 $8,992 3.16%
Jasper, IN (FHA|USDA|VA) 26 $5,030,000 $193,462 $3,099 3.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 23 $4,965,000 $215,870 $5,033 2.93%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $4,865,000 $231,667 $5,028 3.20%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 15 $4,765,000 $317,667 $7,464 3.23%
OKLAHOMA CITY, OK (FHA|USDA|VA) 23 $4,675,000 $203,261 $5,835 3.29%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $4,550,000 $325,000 $7,547 2.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $4,400,000 $220,000 $3,723 3.28%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $4,385,000 $337,308 $4,707 3.12%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 22 $4,310,000 $195,909 $3,552 3.19%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $4,260,000 $213,000 $5,507 3.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 14 $4,200,000 $300,000 $6,014 3.05%
SALEM, OR (FHA|USDA|VA) 14 $4,120,000 $294,286 $7,666 3.14%
GAINESVILLE, FL (FHA|USDA|VA) 17 $4,115,000 $242,059 $7,099 3.15%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 13 $4,025,000 $309,615 $7,155 2.84%
AKRON, OH (FHA|USDA|VA) 19 $3,835,000 $201,842 $5,247 3.14%
Scottsburg, IN (FHA|USDA|VA) 12 $3,720,000 $310,000 $2,919 3.44%
GREELEY, CO (FHA|USDA|VA) 10 $3,660,000 $366,000 $7,941 3.08%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 23 $3,635,000 $158,043 $4,834 3.32%
BAKERSFIELD, CA (FHA|USDA|VA) 12 $3,610,000 $300,833 $7,718 3.17%
COLUMBIA, SC (FHA|USDA|VA) 13 $3,505,000 $269,615 $6,149 3.07%
BOISE CITY, ID (FHA|USDA|VA) 13 $3,495,000 $268,846 $6,910 2.91%
ALBUQUERQUE, NM (FHA|USDA|VA) 15 $3,445,000 $229,667 $6,723 2.83%
ANN ARBOR, MI (FHA|USDA|VA) 14 $3,420,000 $244,286 $5,728 3.32%
STATE COLLEGE, PA (FHA|USDA|VA) 12 $3,370,000 $280,833 $6,140 2.89%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $3,225,000 $248,077 $5,403 3.02%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $3,150,000 $315,000 $6,304 2.98%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $3,080,000 $308,000 $6,751 3.24%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,015,000 $335,000 $5,902 3.07%
PITTSBURGH, PA (FHA|USDA|VA) 13 $2,935,000 $225,769 $6,462 3.22%
BELLINGHAM, WA (FHA|USDA|VA) 7 $2,885,000 $412,143 $10,943 2.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $2,875,000 $261,364 $5,414 2.95%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $2,875,000 $261,364 $6,347 3.08%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 12 $2,870,000 $239,167 $7,628 2.85%
PROVO-OREM, UT (FHA|USDA|VA) 10 $2,840,000 $284,000 $5,956 2.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,810,000 $234,167 $4,424 3.28%
JACKSON, MI (FHA|USDA|VA) 13 $2,765,000 $212,692 $3,735 3.10%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,655,000 $241,364 $5,577 3.33%
DOVER, DE (FHA|USDA|VA) 9 $2,635,000 $292,778 $7,259 2.71%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $2,605,000 $236,818 $7,165 2.98%
BOULDER, CO (FHA|USDA|VA) 8 $2,600,000 $325,000 $5,253 3.09%
KNOXVILLE, TN (FHA|USDA|VA) 10 $2,550,000 $255,000 $5,239 3.04%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 9 $2,535,000 $281,667 $6,669 2.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,485,000 $276,111 $8,504 3.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,480,000 $310,000 $7,139 2.97%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,430,000 $202,500 $4,288 3.19%
REDDING, CA (FHA|USDA|VA) 9 $2,425,000 $269,444 $5,951 2.92%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $2,425,000 $220,455 $6,703 3.23%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $2,420,000 $201,667 $4,213 3.26%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $2,405,000 $218,636 $6,019 3.55%
ANCHORAGE, AK (FHA|USDA|VA) 9 $2,405,000 $267,222 $8,877 2.83%
Washington, IN (FHA|USDA|VA) 20 $2,250,000 $112,500 $2,339 3.88%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $2,220,000 $277,500 $7,649 3.08%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $2,175,000 $241,667 $6,393 3.13%
MOBILE, AL (FHA|USDA|VA) 12 $2,170,000 $180,833 $3,255 3.33%
Outside of Metro Areas 6 $2,150,000 $358,333 $11,351 2.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $2,135,000 $237,222 $5,049 3.32%
ASHEVILLE, NC (FHA|USDA|VA) 7 $2,125,000 $303,571 $8,941 3.91%
PEORIA, IL (FHA|USDA|VA) 9 $2,125,000 $236,111 $4,608 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $2,110,000 $211,000 $6,396 2.98%
BATON ROUGE, LA (FHA|USDA|VA) 9 $2,095,000 $232,778 $5,462 3.19%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $2,055,000 $293,571 $5,963 3.36%
SAVANNAH, GA (FHA|USDA|VA) 9 $2,045,000 $227,222 $6,714 3.13%
MERCED, CA (FHA|USDA|VA) 7 $2,015,000 $287,857 $11,163 3.21%
Alexander City, AL (FHA|USDA|VA) 8 $2,010,000 $251,250 $2,150 3.34%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,000,000 $333,333 $6,875 2.92%
SPARTANBURG, SC (FHA|USDA|VA) 12 $1,990,000 $165,833 $4,273 3.18%
Centralia, WA (FHA|USDA|VA) 7 $1,975,000 $282,143 $9,041 2.95%
OCALA, FL (FHA|USDA|VA) 13 $1,955,000 $150,385 $4,716 3.17%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,895,000 $379,000 $6,285 2.98%
BEND, OR (FHA|USDA|VA) 6 $1,890,000 $315,000 $4,746 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,890,000 $236,250 $3,799 3.05%
Fernley, NV (FHA|USDA|VA) 6 $1,880,000 $313,333 $8,496 3.46%
Shelton, WA (FHA|USDA|VA) 6 $1,870,000 $311,667 $4,475 3.15%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,865,000 $266,429 $4,800 2.73%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $1,855,000 $206,111 $3,492 3.10%
Williston, ND (FHA|USDA|VA) 8 $1,850,000 $231,250 $5,102 2.97%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,845,000 $615,000 $12,623 3.29%
NAPA, CA (FHA|USDA|VA) 4 $1,830,000 $457,500 $7,161 3.13%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,810,000 $301,667 $5,612 2.77%
Bardstown, KY (FHA|USDA|VA) 9 $1,805,000 $200,556 $6,194 3.14%
CHICO, CA (FHA|USDA|VA) 6 $1,790,000 $298,333 $5,599 3.04%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,785,000 $255,000 $7,080 2.95%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,715,000 $245,000 $6,230 3.23%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,690,000 $281,667 $6,899 3.02%
Durango, CO (FHA|USDA|VA) 5 $1,675,000 $335,000 $3,404 3.03%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $1,645,000 $182,778 $5,176 3.25%
TOLEDO, OH (FHA|USDA|VA) 8 $1,630,000 $203,750 $4,113 2.95%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $1,625,000 $325,000 $6,201 2.90%
ROANOKE, VA (FHA|USDA|VA) 11 $1,615,000 $146,818 $3,522 3.06%
MEDFORD, OR (FHA|USDA|VA) 6 $1,600,000 $266,667 $9,048 2.96%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,539 3.08%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,570,000 $261,667 $5,499 2.92%
ERIE, PA (FHA|USDA|VA) 8 $1,560,000 $195,000 $9,643 3.22%
Seneca, SC (FHA|USDA|VA) 4 $1,540,000 $385,000 $5,881 3.06%
BILLINGS, MT (FHA|USDA|VA) 5 $1,495,000 $299,000 $5,971 3.00%
YAKIMA, WA (FHA|USDA|VA) 6 $1,490,000 $248,333 $6,707 2.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,485,000 $297,000 $6,132 3.03%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,819 2.97%
Frankfort, KY (FHA|USDA|VA) 9 $1,435,000 $159,444 $4,517 3.01%
MADERA, CA (FHA|USDA|VA) 6 $1,400,000 $233,333 $3,926 3.06%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $1,400,000 $350,000 $6,229 2.97%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,390,000 $231,667 $7,395 2.98%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,385,000 $197,857 $4,953 3.43%
Hutchinson, MN (FHA|USDA|VA) 8 $1,380,000 $172,500 $3,470 2.84%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,345,000 $448,333 $13,196 2.96%
Kapaa, HI (FHA|USDA|VA) 3 $1,345,000 $448,333 $10,019 3.50%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,335,000 $267,000 $4,695 2.93%
MONTGOMERY, AL (FHA|USDA|VA) 8 $1,320,000 $165,000 $2,804 3.02%
ODESSA, TX (FHA|USDA|VA) 5 $1,315,000 $263,000 $7,733 3.50%
VISALIA, CA (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,106 3.27%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,310,000 $327,500 $6,506 3.47%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,175 3.10%
Laconia, NH (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,023 2.90%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,275,000 $255,000 $6,789 2.85%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,270,000 $317,500 $5,131 2.63%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,225,000 $408,333 $3,681 3.21%
Fergus Falls, MN (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,906 2.97%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,190 2.98%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,140,000 $285,000 $6,181 2.72%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,455 2.69%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $1,135,000 $227,000 $6,827 2.73%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,130,000 $282,500 $6,248 2.72%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $1,120,000 $280,000 $10,269 3.59%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,115,000 $223,000 $7,428 2.98%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,344 3.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,079 3.19%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,275 2.81%
Clearlake, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,342 2.91%
BISMARCK, ND (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,710 2.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,870 2.97%
Concord, NH (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,024 2.93%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,040,000 $260,000 $7,158 3.03%
Sevierville, TN (FHA|USDA|VA) 2 $1,030,000 $515,000 $7,727 3.38%
Wahpeton, ND-MN (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,896 3.02%
Columbus, NE (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,505 3.00%
SANTA FE, NM (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,078 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,689 3.69%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,910 3.63%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,028 3.25%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,651 2.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $1,000,000 $500,000 $5,987 3.13%
Jamestown, ND (FHA|USDA|VA) 6 $990,000 $165,000 $6,175 3.10%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $990,000 $247,500 $2,926 3.41%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $975,000 $195,000 $5,365 2.98%
Key West, FL (FHA|USDA|VA) 3 $975,000 $325,000 $10,658 3.38%
Oak Harbor, WA (FHA|USDA|VA) 2 $970,000 $485,000 $11,321 3.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $955,000 $191,000 $5,851 3.63%
TYLER, TX (FHA|USDA|VA) 4 $930,000 $232,500 $3,541 3.47%
ROCKFORD, IL (FHA|USDA|VA) 6 $900,000 $150,000 $2,895 3.27%
Athens, TX (FHA|USDA|VA) 2 $870,000 $435,000 $9,990 3.00%
FAIRBANKS, AK (FHA|USDA|VA) 3 $865,000 $288,333 $5,108 2.88%
LAFAYETTE, LA (FHA|USDA|VA) 3 $865,000 $288,333 $5,389 2.75%
ST. CLOUD, MN (FHA|USDA|VA) 4 $850,000 $212,500 $4,199 3.06%
PUEBLO, CO (FHA|USDA|VA) 4 $840,000 $210,000 $5,124 3.34%
Susanville, CA (FHA|USDA|VA) 2 $840,000 $420,000 $2,227 3.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $835,000 $278,333 $5,531 3.00%
CARSON CITY, NV (FHA|USDA|VA) 2 $830,000 $415,000 $11,123 3.19%
LaGrange, GA-AL (FHA|USDA|VA) 3 $825,000 $275,000 $4,181 3.21%
ABILENE, TX (FHA|USDA|VA) 3 $805,000 $268,333 $9,501 2.71%
Meadville, PA (FHA|USDA|VA) 7 $805,000 $115,000 $5,140 2.91%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $805,000 $268,333 $11,126 3.04%
OWENSBORO, KY (FHA|USDA|VA) 6 $800,000 $133,333 $2,690 3.00%
GETTYSBURG, PA (FHA|USDA|VA) 4 $800,000 $200,000 $6,620 3.44%
Madison, IN (FHA|USDA|VA) 5 $795,000 $159,000 $3,485 2.95%
MORRISTOWN, TN (FHA|USDA|VA) 3 $785,000 $261,667 $3,961 2.71%
Kalispell, MT (FHA|USDA|VA) 3 $785,000 $261,667 $5,390 3.00%
THE VILLAGES, FL (FHA|USDA|VA) 3 $785,000 $261,667 $10,110 3.42%
Roswell, NM (FHA|USDA|VA) 2 $780,000 $390,000 $10,416 2.38%
GAINESVILLE, GA (FHA|USDA|VA) 3 $765,000 $255,000 $2,655 3.29%
Klamath Falls, OR (FHA|USDA|VA) 2 $760,000 $380,000 $5,111 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $760,000 $190,000 $4,841 3.06%
MIDLAND, TX (FHA|USDA|VA) 2 $750,000 $375,000 $6,809 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $740,000 $185,000 $6,058 2.72%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $735,000 $245,000 $5,343 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $730,000 $182,500 $5,847 3.34%
Red Bluff, CA (FHA|USDA|VA) 2 $720,000 $360,000 $6,634 2.94%
SYRACUSE, NY (FHA|USDA|VA) 4 $720,000 $180,000 $3,964 3.41%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $720,000 $180,000 $5,483 2.97%
CASPER, WY (FHA|USDA|VA) 2 $710,000 $355,000 $8,197 3.31%
Breckenridge, CO (FHA|USDA|VA) 2 $700,000 $350,000 $8,927 3.31%
Newport, OR (FHA|USDA|VA) 2 $690,000 $345,000 $5,530 2.88%
Beaver Dam, WI (FHA|USDA|VA) 2 $690,000 $345,000 $4,771 4.19%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $690,000 $172,500 $4,970 3.31%
Grand Rapids, MN (FHA|USDA|VA) 2 $690,000 $345,000 $5,497 3.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $685,000 $228,333 $2,612 3.13%
St. Marys, GA (FHA|USDA|VA) 2 $680,000 $340,000 $11,075 2.63%
LAWTON, OK (FHA|USDA|VA) 3 $675,000 $225,000 $4,056 2.79%
GOLDSBORO, NC (FHA|USDA|VA) 3 $675,000 $225,000 $6,426 3.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $675,000 $225,000 $3,811 2.92%
MONROE, LA (FHA|USDA|VA) 3 $665,000 $221,667 $6,103 2.79%
MISSOULA, MT (FHA|USDA|VA) 2 $650,000 $325,000 $4,979 3.06%
TOPEKA, KS (FHA|USDA|VA) 4 $650,000 $162,500 $5,388 3.63%
MONROE, MI (FHA|USDA|VA) 4 $630,000 $157,500 $3,293 3.59%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $630,000 $315,000 $9,437 2.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $630,000 $315,000 $8,105 2.88%
Minot, ND (FHA|USDA|VA) 4 $620,000 $155,000 $4,879 2.91%
Coos Bay, OR (FHA|USDA|VA) 2 $620,000 $310,000 $4,762 2.75%
COLUMBIA, MO (FHA|USDA|VA) 2 $620,000 $310,000 $6,921 2.63%
Bozeman, MT (FHA|USDA|VA) 3 $615,000 $205,000 $5,945 3.71%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $615,000 $205,000 $5,074 3.13%
LINCOLN, NE (FHA|USDA|VA) 3 $615,000 $205,000 $4,831 3.13%
Granbury, TX (FHA|USDA|VA) 2 $610,000 $305,000 $4,847 3.44%
CHEYENNE, WY (FHA|USDA|VA) 2 $610,000 $305,000 $7,562 2.50%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $605,000 $201,667 $8,420 2.71%
SAGINAW, MI (FHA|USDA|VA) 3 $605,000 $201,667 $6,632 3.08%
ALTOONA, PA (FHA|USDA|VA) 3 $605,000 $201,667 $7,111 3.33%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $605,000 $201,667 $4,678 3.42%
Ontario, OR-ID (FHA|USDA|VA) 2 $600,000 $300,000 $10,093 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $590,000 $295,000 $8,303 3.06%
Bartlesville, OK (FHA|USDA|VA) 3 $585,000 $195,000 $3,635 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $580,000 $290,000 $6,159 2.50%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $575,000 $191,667 $4,660 2.75%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $565,000 $188,333 $4,071 3.21%
Murray, KY (FHA|USDA|VA) 3 $565,000 $188,333 $5,395 3.21%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $560,000 $280,000 $8,143 3.56%
Sandpoint, ID (FHA|USDA|VA) 1 $545,000 $545,000 $8,439 3.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $540,000 $270,000 $5,125 3.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $535,000 $178,333 $5,422 3.08%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $530,000 $265,000 $7,077 2.50%
GADSDEN, AL (FHA|USDA|VA) 2 $520,000 $260,000 $3,007 3.44%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $520,000 $260,000 $4,084 2.50%
Marion, NC (FHA|USDA|VA) 1 $515,000 $515,000 $3,573 2.75%
READING, PA (FHA|USDA|VA) 3 $515,000 $171,667 $5,989 2.88%
Richmond-Berea, KY (FHA|USDA|VA) 3 $505,000 $168,333 $3,505 3.04%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $505,000 $505,000 $12,133 3.25%
Holland, MI (FHA|USDA|VA) 3 $505,000 $168,333 $3,160 3.17%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $505,000 $168,333 $4,314 2.29%
Vineyard Haven, MA (FHA|USDA|VA) 1 $505,000 $505,000 $2,579 2.88%
KOKOMO, IN (FHA|USDA|VA) 2 $500,000 $250,000 $3,177 3.75%
Columbus, MS (FHA|USDA|VA) 2 $500,000 $250,000 $9,227 3.00%
Lake City, FL (FHA|USDA|VA) 3 $485,000 $161,667 $6,401 3.79%
Keene, NH (FHA|USDA|VA) 2 $480,000 $240,000 $3,157 3.06%
APPLETON, WI (FHA|USDA|VA) 2 $480,000 $240,000 $6,036 3.00%
Hilo, HI (FHA|USDA|VA) 1 $475,000 $475,000 $15,187 2.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $475,000 $475,000 $3,400 2.75%
Rochelle, IL (FHA|USDA|VA) 3 $475,000 $158,333 $4,256 3.29%
Torrington, CT (FHA|USDA|VA) 3 $465,000 $155,000 $4,485 3.00%
DULUTH, MN-WI (FHA|USDA|VA) 3 $465,000 $155,000 $3,924 4.00%
Brainerd, MN (FHA|USDA|VA) 2 $460,000 $230,000 $5,633 3.00%
Whitewater, WI (FHA|USDA|VA) 2 $460,000 $230,000 $3,604 3.25%
EL PASO, TX (FHA|USDA|VA) 3 $455,000 $151,667 $9,643 3.13%
Durant, OK (FHA|USDA|VA) 2 $450,000 $225,000 $7,262 3.06%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $450,000 $225,000 $10,575 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $445,000 $445,000 $3,593 2.88%
Aberdeen, WA (FHA|USDA|VA) 2 $440,000 $220,000 $2,433 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 2 $440,000 $220,000 $5,608 3.13%
KANKAKEE, IL (FHA|USDA|VA) 3 $435,000 $145,000 $3,154 3.54%
BURLINGTON, NC (FHA|USDA|VA) 2 $430,000 $215,000 $4,606 3.69%
PITTSFIELD, MA (FHA|USDA|VA) 2 $430,000 $215,000 $8,285 3.88%
ROME, GA (FHA|USDA|VA) 1 $425,000 $425,000 $4,084 2.63%
WHEELING, WV-OH (FHA|USDA|VA) 4 $420,000 $105,000 $6,526 4.09%
KINGSTON, NY (FHA|USDA|VA) 1 $415,000 $415,000 $4,066 3.88%
Frankfort, IN (FHA|USDA|VA) 1 $415,000 $415,000 $6,359 2.88%
CHARLESTON, WV (FHA|USDA|VA) 3 $415,000 $138,333 $6,333 3.17%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $410,000 $205,000 $8,341 2.38%
Roseburg, OR (FHA|USDA|VA) 2 $410,000 $205,000 $5,989 2.50%
Berlin, NH (FHA|USDA|VA) 1 $405,000 $405,000 $13,581 3.13%
Branson, MO (FHA|USDA|VA) 2 $400,000 $200,000 $2,798 2.88%
Alamogordo, NM (FHA|USDA|VA) 2 $400,000 $200,000 $6,124 2.81%
FORT WAYNE, IN (FHA|USDA|VA) 2 $390,000 $195,000 $6,497 2.94%
New Castle, IN (FHA|USDA|VA) 2 $390,000 $195,000 $1,934 3.06%
WACO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,994 2.81%
Ozark, AL (FHA|USDA|VA) 1 $385,000 $385,000 $10,488 2.25%
Dyersburg, TN (FHA|USDA|VA) 1 $385,000 $385,000 $5,744 3.50%
Montrose, CO (FHA|USDA|VA) 1 $385,000 $385,000 $9,286 2.63%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $380,000 $190,000 $4,472 3.56%
HAMMOND, LA (FHA|USDA|VA) 2 $380,000 $190,000 $4,528 2.75%
Sandusky, OH (FHA|USDA|VA) 1 $375,000 $375,000 $6,352 2.63%
Traverse City, MI (FHA|USDA|VA) 1 $375,000 $375,000 $2,346 3.13%
Raymondville, TX (FHA|USDA|VA) 1 $375,000 $375,000 $13,066 3.50%
Gainesville, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,413 3.13%
YUMA, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $10,102 2.75%
Somerset, KY (FHA|USDA|VA) 2 $360,000 $180,000 $3,722 3.31%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $360,000 $180,000 $4,179 3.31%
ALBANY, GA (FHA|USDA|VA) 1 $355,000 $355,000 $9,007 2.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $345,000 $345,000 $3,404 3.38%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $345,000 $345,000 $4,079 3.50%
NEW BERN, NC (FHA|USDA|VA) 2 $340,000 $170,000 $5,780 3.13%
Tahlequah, OK (FHA|USDA|VA) 2 $340,000 $170,000 $4,643 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $340,000 $170,000 $4,478 3.13%
Taos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $2,957 2.75%
Auburn, IN (FHA|USDA|VA) 1 $335,000 $335,000 $9,456 4.50%
Spearfish, SD (FHA|USDA|VA) 1 $325,000 $325,000 $11,966 4.00%
Cedar City, UT (FHA|USDA|VA) 1 $325,000 $325,000 $6,213 2.88%
MADISON, WI (FHA|USDA|VA) 2 $320,000 $160,000 $2,982 3.31%
EL CENTRO, CA (FHA|USDA|VA) 2 $320,000 $160,000 $3,142 2.94%
Muskogee, OK (FHA|USDA|VA) 2 $320,000 $160,000 $2,998 3.44%
Lumberton, NC (FHA|USDA|VA) 2 $320,000 $160,000 $5,175 4.06%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $320,000 $160,000 $3,182 3.69%
Wooster, OH (FHA|USDA|VA) 1 $315,000 $315,000 $10,235 3.13%
Port Angeles, WA (FHA|USDA|VA) 1 $315,000 $315,000 $5,022 3.00%
Edwards, CO (FHA|USDA|VA) 1 $315,000 $315,000 $3,630 3.75%
Rock Springs, WY (FHA|USDA|VA) 1 $315,000 $315,000 $5,824 2.88%
Shelby, NC (FHA|USDA|VA) 1 $315,000 $315,000 $8,107 3.38%
Payson, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $7,322 3.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $1,847 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $310,000 $155,000 $6,474 2.75%
Alexandria, MN (FHA|USDA|VA) 1 $305,000 $305,000 $5,636 2.88%
Steamboat Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,273 2.63%
MORGANTOWN, WV (FHA|USDA|VA) 1 $305,000 $305,000 $6,872 2.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $305,000 $305,000 $7,533 3.50%
Campbellsville, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,713 2.75%
Lewistown, PA (FHA|USDA|VA) 2 $300,000 $150,000 $3,961 2.88%
Portsmouth, OH (FHA|USDA|VA) 1 $295,000 $295,000 $8,846 2.88%
NILES, MI (FHA|USDA|VA) 2 $290,000 $145,000 $3,824 2.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $290,000 $145,000 $5,119 3.88%
BANGOR, ME (FHA|USDA|VA) 2 $290,000 $145,000 $6,468 4.63%
MANHATTAN, KS (FHA|USDA|VA) 2 $290,000 $145,000 $1,641 2.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $285,000 $285,000 $2,115 3.38%
Mountain Home, ID (FHA|USDA|VA) 1 $285,000 $285,000 $9,866 2.75%
Sulphur Springs, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,435 3.75%
Vidalia, GA (FHA|USDA|VA) 1 $275,000 $275,000 $8,777 4.50%
Astoria, OR (FHA|USDA|VA) 1 $275,000 $275,000 $5,180 2.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $275,000 $275,000 $4,881 2.25%
St. Marys, PA (FHA|USDA|VA) 1 $275,000 $275,000 $5,094 3.63%
Menomonie, WI (FHA|USDA|VA) 1 $275,000 $275,000 $4,912 3.00%
Quincy, IL-MO (FHA|USDA|VA) 2 $270,000 $135,000 $3,721 3.25%
Lock Haven, PA (FHA|USDA|VA) 2 $270,000 $135,000 $3,953 3.44%
Adrian, MI (FHA|USDA|VA) 2 $270,000 $135,000 $3,759 3.25%
JONESBORO, AR (FHA|USDA|VA) 1 $265,000 $265,000 $2,981 2.75%
Pierre, SD (FHA|USDA|VA) 1 $265,000 $265,000 $1,538 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 1 $265,000 $265,000 $4,810 3.25%
Blackfoot, ID (FHA|USDA|VA) 1 $265,000 $265,000 $6,490 3.50%
Danville, KY (FHA|USDA|VA) 2 $260,000 $130,000 $6,267 3.44%
Mineral Wells, TX (FHA|USDA|VA) 2 $260,000 $130,000 $6,456 3.31%
Ukiah, CA (FHA|USDA|VA) 1 $255,000 $255,000 $5,322 3.50%
LEBANON, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,274 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $255,000 $255,000 $6,591 3.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $255,000 $255,000 $6,525 3.50%
Findlay, OH (FHA|USDA|VA) 1 $245,000 $245,000 $7,950 2.75%
Kingsville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,242 2.75%
McMinnville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $1,805 3.38%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $245,000 $245,000 $1,598 3.00%
Peru, IN (FHA|USDA|VA) 1 $245,000 $245,000 $1,639 3.13%
Red Wing, MN (FHA|USDA|VA) 1 $245,000 $245,000 $1,651 2.88%
Show Low, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $5,048 2.50%
VICTORIA, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,219 2.25%
Watertown, SD (FHA|USDA|VA) 1 $245,000 $245,000 $2,792 2.75%
Bedford, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,100 2.81%
Searcy, AR (FHA|USDA|VA) 2 $240,000 $120,000 $2,476 3.94%
Newport, TN (FHA|USDA|VA) 1 $235,000 $235,000 $6,292 3.38%
Stillwater, OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,410 3.63%
Gillette, WY (FHA|USDA|VA) 1 $235,000 $235,000 $2,560 2.88%
Vermillion, SD (FHA|USDA|VA) 1 $235,000 $235,000 $3,383 3.25%
LANCASTER, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,601 3.00%
Pahrump, NV (FHA|USDA|VA) 1 $235,000 $235,000 $2,478 3.38%
Helena, MT (FHA|USDA|VA) 1 $235,000 $235,000 $4,585 5.00%
Statesboro, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,077 2.75%
Marion, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,774 2.75%
HINESVILLE, GA (FHA|USDA|VA) 2 $230,000 $115,000 $2,507 3.44%
DuBois, PA (FHA|USDA|VA) 2 $230,000 $115,000 $5,097 3.44%
Coshocton, OH (FHA|USDA|VA) 1 $225,000 $225,000 $7,914 3.50%
Big Rapids, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,920 2.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $225,000 $225,000 $6,083 2.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $225,000 $225,000 $3,820 2.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $220,000 $110,000 $2,636 4.00%
Jacksonville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,102 3.00%
WALLA WALLA, WA (FHA|USDA|VA) 1 $215,000 $215,000 $1,735 3.50%
Plattsburgh, NY (FHA|USDA|VA) 1 $215,000 $215,000 $5,538 2.63%
Jesup, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,694 2.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $10,338 3.63%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,156 3.25%
VALDOSTA, GA (FHA|USDA|VA) 2 $210,000 $105,000 $4,678 3.19%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $205,000 $205,000 $6,271 3.00%
Huron, SD (FHA|USDA|VA) 1 $205,000 $205,000 $3,486 2.75%
Elko, NV (FHA|USDA|VA) 1 $205,000 $205,000 $5,069 3.50%
Plymouth, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,415 3.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,364 2.75%
Dublin, GA (FHA|USDA|VA) 1 $205,000 $205,000 $7,868 4.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,698 3.38%
RACINE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $4,812 3.50%
Emporia, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,728 3.25%
FLORENCE, SC (FHA|USDA|VA) 1 $205,000 $205,000 $7,812 3.13%
Arcadia, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,399 3.25%
Olean, NY (FHA|USDA|VA) 1 $195,000 $195,000 $6,333 3.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $195,000 $195,000 $5,522 2.25%
Malvern, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,333 2.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,523 2.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,641 2.50%
Wapakoneta, OH (FHA|USDA|VA) 1 $195,000 $195,000 $8,925 2.25%
Wilson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,226 3.25%
Cookeville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,923 3.00%
Forest City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,895 3.13%
Thomasville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,081 2.75%
Lincoln, IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,336 3.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,959 3.50%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $13,055 2.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $175,000 $175,000 $2,824 3.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $175,000 $175,000 $1,920 4.13%
BECKLEY, WV (FHA|USDA|VA) 1 $175,000 $175,000 $5,578 2.25%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $175,000 $175,000 $4,265 3.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,659 2.75%
Pella, IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,425 2.88%
McAlester, OK (FHA|USDA|VA) 1 $165,000 $165,000 $5,885 3.50%
UTICA-ROME, NY (FHA|USDA|VA) 1 $165,000 $165,000 $3,092 3.38%
HARRISONBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $7,342 3.75%
Aberdeen, SD (FHA|USDA|VA) 1 $165,000 $165,000 $5,063 2.63%
Ashtabula, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,633 4.63%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,974 3.50%
Lebanon, NH-VT (FHA|USDA|VA) 1 $155,000 $155,000 $2,518 3.25%
DOTHAN, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,195 4.63%
Huntsville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.13%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,562 4.50%
Boone, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,477 3.38%
IOWA CITY, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,481 2.50%
SUMTER, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,108 2.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,346 3.75%
Mitchell, SD (FHA|USDA|VA) 1 $135,000 $135,000 $3,821 3.63%
Ottawa, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,274 3.75%
Bluefield, WV-VA (FHA|USDA|VA) 1 $135,000 $135,000 $7,061 3.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $135,000 $135,000 $6,000 2.63%
McComb, MS (FHA|USDA|VA) 1 $135,000 $135,000 $4,774 3.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,934 2.63%
Salem, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,738 3.25%
JACKSON, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.63%
Cadillac, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,015 2.63%
Tupelo, MS (FHA|USDA|VA) 1 $125,000 $125,000 $7,254 4.50%
Marion, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,983 2.25%
Norwalk, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,202 3.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $125,000 $125,000 $2,951 2.63%
Grenada, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,183 3.25%
Ashland, OH (FHA|USDA|VA) 1 $115,000 $115,000 $5,680 3.75%
Chillicothe, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,814 3.25%
Pottsville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $6,556 3.50%
North Vernon, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,830 2.50%
Platteville, WI (FHA|USDA|VA) 1 $115,000 $115,000 $5,228 4.50%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,317 3.75%
Okeechobee, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,592 3.25%
Dixon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,999 3.38%
LUBBOCK, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.13%
WICHITA, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,384 2.75%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $6,357 4.50%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,557 3.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,459 3.38%
JOPLIN, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,992 3.25%
Americus, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,165 4.13%
Richmond, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,007 2.88%
Effingham, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,437 3.63%
Laurinburg, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,808 3.63%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,596 4.50%
Centralia, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,940 3.13%
Cedartown, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.13%
Marshalltown, IA (FHA|USDA|VA) 1 $75,000 $75,000 $3,685 2.75%
Bradford, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,944 2.88%
Meridian, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,191 3.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,053 4.13%
Gloversville, NY (FHA|USDA|VA) 1 $55,000 $55,000 $3,590 3.00%
First Savings Bank's top markets include Chicago, Louisville, New York, Los Angeles, and Boston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against First Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bridgewater Savings Bank
    Similarity Rank: 102
    CENTRAL MINNESOTA Credit Union
    Similarity Rank: 150
    ARIZONA CENTRAL
    Similarity Rank: 304
    METROPLEX MORTGAGE SERVICES, INC.
    Similarity Rank: 372
    TRISTAR FINANCE, INC.
    Similarity Rank: 378
    MANHATTAN FINANCIAL GROUP, INC.
    Similarity Rank: 384
    AAXY L.L.C.
    Similarity Rank: 387
    RED CROWN
    Similarity Rank: 408
    MORTGAGE CLEARING CORPORATION
    Similarity Rank: 437

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,810 $3,345,050,000 $283,239 $4,817 3.23%
    VA 1,465 $451,585,000 $308,249 $6,087 2.83%
    FHA 967 $234,755,000 $242,766 $8,261 3.31%
    USDA 205 $32,535,000 $158,707 $5,481 3.34%

    For 2020, First Savings Bank's most frequently originated type of loan was Conventional, with 11,810 originations. Their 2nd most popular type was VA, with 1,465 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 7,729 $2,275,985,000 $294,473 $4,723 3.08%
    Home Purchase 3,879 $974,845,000 $251,313 $5,744 3.34%
    Cash Out Refi 2,835 $812,885,000 $286,732 $5,754 3.29%
    Home Improvement 3 $155,000 $51,667 $1,618 5.38%
    Other 1 $55,000 $55,000 $1,959 5.50%

    For 2020, First Savings Bank's most frequently cited loan purpose was Refi, with 7,729 originations. The 2nd most popular reason was Home Purchase, with 3,879 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,096 $3,488,840,000 $288,429 $5,400 3.23%
    15 Year 1,387 $314,715,000 $226,903 $4,169 2.82%
    20 Year 530 $139,500,000 $263,208 $4,328 3.15%
    Other 293 $89,605,000 $305,819 $4,296 3.24%
    10 Year 104 $22,330,000 $214,712 $3,564 3.16%
    30+ year 28 $7,180,000 $256,429 $3,305 4.72%
    5 Year 5 $475,000 $95,000 $0 4.79%
    1 Year 3 $175,000 $58,333 $0 4.67%
    3 Year 1 $1,105,000 $1,105,000 $0 4.50%

    For 2020, First Savings Bank's most frequently cited loan duration was 30 Year, with 12,096 originations. The 2nd most popular length was 15 Year, with 1,387 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,719 $1,305,915,000 $276,736
    $1k-2k 2,934 $770,290,000 $262,539
    $5k+ 2,482 $899,130,000 $362,260
    $2k-3k 1,528 $363,280,000 $237,749
    $3k-4k 1,096 $279,590,000 $255,100
    $4k-5k 945 $271,435,000 $287,233

    First Savings Bank's average total fees were $5,400, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,719 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,564 $1,826,440,000 $278,251
    2.5-3% 5,809 $1,683,075,000 $289,736
    <2.5% 1,118 $317,780,000 $284,240
    4-5% 760 $185,350,000 $243,882
    5-6% 187 $50,925,000 $272,326
    6-7% 9 $355,000 $39,444

    During 2020, First Savings Bank's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 3-4%, with 6,564 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,343 $2,108,375,000 $287,127 $5,384 3.15%
    $100k-200k 3,761 $581,845,000 $154,705 $3,838 3.22%
    $400k-600k 2,525 $1,178,655,000 $466,794 $6,581 3.16%
    $100,000 or less 627 $49,175,000 $78,429 $2,960 3.62%
    $600k-1MM 184 $126,320,000 $686,522 $11,545 3.29%
    $1MM+ 7 $19,555,000 $2,793,571 $47,887 3.84%

    2020 saw First Savings Bank place emphasis on $200k-400k loans with 7,343 originations, totaling $2,108,375,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,317 $1,038,525,000 $313,092 $5,342 3.22%
    $50k-75k 2,685 $587,045,000 $218,639 $4,981 3.21%
    $75k-100k 2,422 $644,190,000 $265,974 $5,229 3.20%
    $150k-250k 2,329 $825,025,000 $354,240 $5,612 3.19%
    $50k or less 1,632 $277,730,000 $170,178 $4,247 3.24%
    $250k+ 799 $312,755,000 $391,433 $5,739 3.24%

    First Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 3,317 originations. The second most popular income band? $50k-75k, with 2,685 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,296 $911,140,000 $276,438 $4,642 3.16%
    30-36% 2,478 $692,150,000 $279,318 $5,029 3.23%
    <20% 1,597 $435,275,000 $272,558 $4,080 3.02%
    44% 476 $131,790,000 $276,870 $5,838 3.37%
    39% 475 $138,845,000 $292,305 $5,817 3.27%
    43% 460 $132,860,000 $288,826 $5,645 3.31%
    37% 454 $124,040,000 $273,216 $5,026 3.28%
    36% 450 $122,110,000 $271,356 $4,934 3.28%
    41% 442 $126,160,000 $285,430 $5,393 3.31%
    42% 431 $122,965,000 $285,302 $5,417 3.33%
    38% 422 $119,270,000 $282,630 $5,745 3.26%
    40% 401 $110,705,000 $276,072 $5,265 3.31%
    49% 323 $92,125,000 $285,217 $6,129 3.24%
    45% 302 $87,690,000 $290,364 $5,711 3.27%
    46% 277 $82,375,000 $297,383 $5,767 3.24%
    47% 268 $80,230,000 $299,366 $6,047 3.19%
    50-60% 240 $62,420,000 $260,083 $8,463 3.18%
    48% 238 $68,610,000 $288,277 $5,870 3.21%
    >60% 10 $2,470,000 $247,000 $5,190 3.64%

    First Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 3,296 originations. The next most common DTI ratio? 30-36%, with 2,478 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,536 $2,897,010,000 $274,963 $5,085 3.20%
    Not provided 2,011 $623,995,000 $310,291 $5,370 3.18%
    Asian 1,204 $346,820,000 $288,056 $5,162 3.12%
    Black 588 $152,780,000 $259,830 $6,765 3.25%
    Not applicable 34 $20,780,000 $611,176 $0 4.40%
    American Indian 44 $11,430,000 $259,773 $4,676 3.13%
    Native Hawaiian or Islander 30 $11,110,000 $370,333 $7,397 3.15%

    Approval Rates

    Total approvals of all applications
    93.33%

    First Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -10.25%

    First Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,447 $4,063,925,000 $281,299

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 11 $20,315,000 $1,846,818
    Single Family (1-4 Units):Manufactured 66 $11,570,000 $175,303
    Single Family (1-4 Units):Site-Built 14,370 $4,032,040,000 $280,587

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 651 $163,115,000 $250,561 $4,054 3.12%
    40-60% 2,539 $751,845,000 $296,119 $4,288 3.05%
    60-80% 5,963 $1,730,785,000 $290,254 $5,190 3.23%
    80-100% 4,967 $1,324,105,000 $266,580 $5,705 3.23%
    Over 100% 244 $79,780,000 $326,967 $7,972 2.98%
    Under 20% 83 $14,295,000 $172,229 $3,116 3.65%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Other type of mortgage Closing on a mortgage 2 13.3%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK Conventional home mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Struggling to pay mortgage 1 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Savings Bank 1000 Copperfield Drive Georgetown, IN 47122 Full Service B&M $23,984
    First Savings Bank 1100 Market Street Charlestown, IN 47111 Full Service B&M $16,868
    First Savings Bank 125 Hunter Station Way Sellersburg, IN 47172 Full Service B&M $31,749
    First Savings Bank 1336 South Jackson Street Salem, IN 47167 Full Service B&M $73,617
    First Savings Bank 165 East State Road 64 Marengo, IN 47140 Full Service B&M $40,497
    First Savings Bank 200 Indiana Avenue English, IN 47118 Full Service B&M $58,169
    First Savings Bank 202 E Court Ave Jeffersonville, IN 47130 Full Service B&M $94,296
    First Savings Bank 2218 State Street New Albany, IN 47150 Full Service B&M $38,020
    First Savings Bank 3538 E 10th St Jeffersonville, IN 47130 Full Service B&M $46,413
    First Savings Bank 478 West Meyers Street Montgomery, IN 47558 Full Service B&M $50,520
    First Savings Bank 501 E Lewis And Clark Parkway Clarksville, IN 47129 Full Service B&M $0
    First Savings Bank 501 West Main Street Odon, IN 47562 Full Service B&M $69,736
    First Savings Bank 702 North Shore Drive, Suite 300 Jeffersonville, IN 47130 Full Service B&M $256,142
    First Savings Bank 7340 Main Street Ne Lanesville, IN 47136 Full Service B&M $31,824
    First Savings Bank 8160 Beech Street Se Elizabeth, IN 47117 Full Service B&M $30,377
    First Savings Bank 900 Indiana 62 Nw Corydon, IN 47112 Full Service B&M $129,988

    For 2020, First Savings Bank had 16 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $60,001
    Net interest income $51,325
    Total noninterest income $161,341
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,408
    Trading account gains and fees $0
    Additional Noninterest Income $159,933
    Pre-tax net operating income $58,087
    Securities gains (or losses, -) $-3
    Income before extraordinary items $41,014
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $41,014
    Minority interest net income $964
    Net income $40,050
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $41,016

    First Savings Bank's gross interest income from loans was $60,001,000.
    First Savings Bank's net interest income from loans was $51,325,000.
    First Savings Bank's fee based income from loans was $1,408,000.
    First Savings Bank's net income from loans was $40,050,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,676
    Provision for credit losses $8,124
    Total noninterest expense $146,455
    Salaries and employee benefits $108,705
    Premises and equipment expense $7,412
    Additional noninterest expense $30,338
    Applicable income taxes $17,070
    Net charge-offs $1,530
    Cash dividends $0

    First Savings Bank's interest expense for loans was $8,676,000.
    First Savings Bank's payroll and benefits expense were $108,705,000.
    First Savings Bank's property, plant and equipment expenses $7,412,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 1.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,129,525
    Deposits held in domestic offices $1,129,525
    Deposits by Individuals, partnerships, and corporations $885,810
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $242,461
    Deposits by Commercial banks and other depository institutions in U.S. $1,254
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $520,095
    Demand deposits $317,452
    Nontransaction accounts $609,430
    Money market deposit accounts (MMDAs) $154,299
    Other savings deposits (excluding MMDAs) $151,411
    Total time deposits $303,719
    Total time and savings deposits $812,073
    Noninterest-bearing deposits $280,463
    Interest-bearing deposits $849,062
    Retail deposits $950,411
    IRAs and Keogh plan accounts $30,306
    Brokered deposits $147,490
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,869,420
    Cash & Balances due from depository institutions $34,818
    Interest-bearing balances $18,804
    Total securities $205,244
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,472,020
    Loan and leases loss allowance $17,124
    Trading account assets $0
    Bank premises and fixed assets $33,325
    Other real estate owned $2,043
    Goodwill and other intangibles $46,017
    All other assets $75,953

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,869,420
    Total Liabilities $1,691,659
    Total deposits $1,129,525
    Interest-bearing deposits $849,062
    Deposits held in domestic offices $1,129,525
    % insured (estimated) $69
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $512,864
    Subordinated debt $0
    All other liabilities $49,270

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,472,020
    Loan and leases loss allowance $17,124
    Total loans and leases (domestic) $1,489,144
    All real estate loans $1,206,778
    Real estate loans in domestic offices $1,206,778
    Construction and development loans $35,868
    Residential 1-4 family construction $5,813
    Other construction, all land development and other land $30,055
    Loans secured by nonfarm nonresidential properties $542,918
    Nonfarm nonresidential secured by owner-occupied properties $113,300
    Commercial real estate & other non-farm, non-residential $429,618
    Multifamily residential real estate $39,126
    1-4 family residential loans $567,724
    Farmland loans $21,142
    Loans held in foreign offices $0
    Farm loans $5,979
    Commercial and industrial loans $254,614
    To non-U.S. addressees $0
    Loans to individuals $12,208
    Credit card loans $0
    Related Plans $408
    Consumer Auto Loans $10,219
    Other loans to individuals $1,581
    All other loans & leases $9,566
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,898
    Non 1-4 family restructured loans & leases $494
    Total loans and leases (foreign) $0

    First Savings Bank had $1,472,020,000 of loans outstanding in 2020. $1,206,778,000 of loans were in real estate loans. $35,868,000 of loans were in development loans. $39,126,000 of loans were in multifamily mortgage loans. $567,724,000 of loans were in 1-4 family mortgage loans. $5,979,000 of loans were in farm loans. $0 of loans were in credit card loans. $10,219,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 441 $132,542 $300,549
    Nonfarm, nonresidential loans - <$100k 74 $3,039 $41,068
    Nonfarm, nonresidential loans - $100-250k 84 $9,410 $112,024
    Nonfarm, nonresidential loans - $250k-1MM 283 $120,093 $424,357
    Commercial & Industrial, US addressed loans - <$1MM 1,342 $101,761 $75,828
    Commercial & Industrial, US addressed loans - <$100k 903 $26,694 $29,561
    Commercial & Industrial, US addressed loans - $100-250k 250 $26,082 $104,328
    Commercial & Industrial, US addressed loans - $250k-1MM 189 $48,985 $259,180
    Farmland loans - <$1MM 88 $11,009 $125,102
    Farmland loans - <$100k 36 $1,315 $36,528
    Farmland loans - $100-250k 34 $4,377 $128,735
    Farmland loans - $250k-1MM 18 $5,317 $295,389
    Agriculture operations loans - <$1MM 110 $4,205 $38,227
    Agriculture operations loans - <$100k 92 $1,811 $19,685
    Agriculture operations loans - $100-250k 14 $1,331 $95,071
    Agriculture operations loans - $250k-1MM 4 $1,063 $265,750