First Savings Bank Mortgage Rates, Fees & Info

Clarksville, IN

LEI: WKN6AF1FCL7BBYGTGI83

Tax ID: 35-0309764

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

First Savings Bank is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. First Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, New York, Miami, Louisville, and Boston among others. We have data for 417 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.88% 4/22/24
30 Year Conventional Purchase 6.73% 4/22/24
30 Year Conventional Refi 6.58% 4/22/24
30 Year Cash-out Refi 6.76% 4/22/24
30 Year FHA Purchase 7.53% 4/22/24
30 Year FHA Refi 6.39% 4/22/24
30 Year VA Purchase 6.34% 4/22/24
30 Year VA Refi 6.27% 4/22/24
30 Year USDA Purchase 6.82% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.21% 4/22/24
15 Year Conventional Refi 6.18% 4/22/24
15 Year Cash-out Refi 6.18% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Savings Bank Mortgage Calculator






Your Estimates

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This is not an official calculator from First Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,581

Origination Dollar Volume (All Markets)

$3,045,625,000

Employee count

551 Show all (26) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,286 $353,530,000 $274,907 $3,882 3.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 667 $278,435,000 $417,444 $10,248 2.91%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 667 $192,165,000 $288,103 $7,146 2.99%
LOUISVILLE, KY (FHA|USDA|VA) 884 $172,590,000 $195,238 $2,992 3.19%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 477 $171,365,000 $359,256 $3,455 2.90%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 396 $170,780,000 $431,263 $5,201 2.91%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 718 $167,310,000 $233,022 $4,253 3.11%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 205 $84,255,000 $411,000 $4,476 2.91%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 330 $76,730,000 $232,515 $6,725 3.14%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 167 $75,705,000 $453,323 $5,356 2.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 191 $66,525,000 $348,298 $5,804 3.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 229 $64,845,000 $283,166 $7,530 3.17%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 229 $57,095,000 $249,323 $4,811 2.97%
Outside of Metro Areas 268 $48,610,000 $181,381 $4,214 3.25%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 84 $37,460,000 $445,952 $3,799 3.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 103 $35,375,000 $343,447 $5,398 2.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 97 $33,775,000 $348,196 $6,289 2.80%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 87 $31,405,000 $360,977 $7,189 2.92%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 99 $28,765,000 $290,556 $5,859 3.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 94 $27,250,000 $289,894 $6,908 2.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 100 $26,580,000 $265,800 $4,843 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 88 $25,370,000 $288,295 $5,066 2.88%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 64 $21,330,000 $333,281 $7,801 2.87%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 78 $20,720,000 $265,641 $4,253 2.89%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 52 $20,090,000 $386,346 $5,971 3.10%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 76 $19,820,000 $260,789 $6,192 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 66 $18,730,000 $283,788 $5,898 2.98%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 63 $17,305,000 $274,683 $5,228 2.94%
WORCESTER, MA-CT (FHA|USDA|VA) 55 $16,565,000 $301,182 $4,150 2.90%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 51 $16,145,000 $316,569 $4,402 2.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 46 $16,000,000 $347,826 $8,554 2.82%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 50 $13,830,000 $276,600 $6,475 3.24%
ST. LOUIS, MO-IL (FHA|USDA|VA) 71 $13,365,000 $188,239 $3,099 2.73%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 57 $13,045,000 $228,860 $4,001 3.18%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 57 $12,905,000 $226,404 $5,689 3.32%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 51 $12,785,000 $250,686 $7,344 2.90%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 51 $11,135,000 $218,333 $4,240 3.10%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 51 $11,105,000 $217,745 $3,513 2.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 39 $10,905,000 $279,615 $7,636 3.08%
COLUMBUS, OH (FHA|USDA|VA) 38 $10,340,000 $272,105 $5,796 2.90%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 25 $9,935,000 $397,400 $5,473 2.80%
Willmar, MN (FHA|USDA|VA) 50 $9,840,000 $196,800 $3,659 2.62%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 32 $9,650,000 $301,563 $4,281 2.72%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 29 $9,585,000 $330,517 $7,978 2.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 33 $9,195,000 $278,636 $6,073 3.01%
URBAN HONOLULU, HI (FHA|USDA|VA) 16 $8,620,000 $538,750 $12,354 2.63%
STOCKTON, CA (FHA|USDA|VA) 24 $8,610,000 $358,750 $6,293 2.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 26 $8,230,000 $316,538 $7,879 2.96%
PORT ST. LUCIE, FL (FHA|USDA|VA) 32 $8,010,000 $250,313 $6,190 2.98%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 20 $7,970,000 $398,500 $5,097 2.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 38 $7,850,000 $206,579 $5,236 3.14%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $7,450,000 $413,889 $5,339 3.06%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 29 $7,445,000 $256,724 $6,089 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 20 $7,230,000 $361,500 $6,376 2.88%
JACKSONVILLE, FL (FHA|USDA|VA) 27 $7,085,000 $262,407 $6,324 2.93%
MADERA, CA (FHA|USDA|VA) 28 $6,800,000 $242,857 $3,174 2.92%
RICHMOND, VA (FHA|USDA|VA) 19 $6,685,000 $351,842 $9,324 3.09%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 27 $6,465,000 $239,444 $5,199 2.91%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $6,360,000 $244,615 $4,716 3.15%
FARGO, ND-MN (FHA|USDA|VA) 34 $6,270,000 $184,412 $4,472 2.85%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 23 $5,965,000 $259,348 $6,083 2.78%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 18 $5,800,000 $322,222 $5,031 2.86%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 26 $5,690,000 $218,846 $4,812 2.90%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 17 $5,645,000 $332,059 $8,772 2.93%
KANSAS CITY, MO-KS (FHA|USDA|VA) 30 $5,600,000 $186,667 $3,616 3.15%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $5,415,000 $492,273 $3,512 2.78%
Key West, FL (FHA|USDA|VA) 4 $5,410,000 $1,352,500 $12,386 3.03%
FRESNO, CA (FHA|USDA|VA) 19 $5,325,000 $280,263 $5,093 2.87%
STATE COLLEGE, PA (FHA|USDA|VA) 21 $4,985,000 $237,381 $5,204 2.74%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $4,785,000 $227,857 $4,020 3.13%
ROANOKE, VA (FHA|USDA|VA) 29 $4,775,000 $164,655 $4,126 3.23%
Washington, IN (FHA|USDA|VA) 37 $4,625,000 $125,000 $2,075 3.77%
VALLEJO, CA (FHA|USDA|VA) 13 $4,555,000 $350,385 $4,648 2.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 14 $4,470,000 $319,286 $5,298 2.72%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $4,150,000 $230,556 $4,651 3.24%
COLORADO SPRINGS, CO (FHA|USDA|VA) 11 $3,995,000 $363,182 $5,577 2.78%
WILMINGTON, NC (FHA|USDA|VA) 20 $3,990,000 $199,500 $4,913 3.23%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 9 $3,955,000 $439,444 $5,357 3.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $3,900,000 $390,000 $6,451 3.59%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 17 $3,825,000 $225,000 $5,715 3.15%
FLINT, MI (FHA|USDA|VA) 18 $3,800,000 $211,111 $4,399 3.21%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 19 $3,715,000 $195,526 $4,942 2.93%
OKLAHOMA CITY, OK (FHA|USDA|VA) 18 $3,650,000 $202,778 $5,669 2.99%
PROVO-OREM, UT (FHA|USDA|VA) 10 $3,540,000 $354,000 $6,240 2.86%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 20 $3,530,000 $176,500 $4,080 3.18%
SPARTANBURG, SC (FHA|USDA|VA) 15 $3,525,000 $235,000 $5,009 2.94%
BOISE CITY, ID (FHA|USDA|VA) 10 $3,510,000 $351,000 $15,149 3.05%
MODESTO, CA (FHA|USDA|VA) 13 $3,375,000 $259,615 $4,210 3.11%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $3,270,000 $408,750 $7,678 3.16%
TUCSON, AZ (FHA|USDA|VA) 12 $3,200,000 $266,667 $5,705 3.03%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $3,190,000 $319,000 $5,159 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $3,140,000 $392,500 $4,264 2.89%
BATON ROUGE, LA (FHA|USDA|VA) 10 $2,920,000 $292,000 $6,030 2.90%
MOBILE, AL (FHA|USDA|VA) 12 $2,900,000 $241,667 $5,887 3.21%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $2,890,000 $206,429 $6,494 2.99%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,890,000 $289,000 $4,806 2.89%
REDDING, CA (FHA|USDA|VA) 8 $2,720,000 $340,000 $4,800 2.91%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $2,705,000 $245,909 $5,492 3.15%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 15 $2,635,000 $175,667 $7,061 3.05%
ANCHORAGE, AK (FHA|USDA|VA) 9 $2,615,000 $290,556 $7,544 2.79%
SPRINGFIELD, MA (FHA|USDA|VA) 12 $2,570,000 $214,167 $4,801 3.21%
RENO, NV (FHA|USDA|VA) 6 $2,530,000 $421,667 $7,251 2.67%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $2,500,000 $250,000 $7,450 3.11%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $2,420,000 $242,000 $4,402 3.44%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $2,420,000 $302,500 $9,397 2.91%
ROCHESTER, NY (FHA|USDA|VA) 14 $2,380,000 $170,000 $4,122 2.95%
MEDFORD, OR (FHA|USDA|VA) 6 $2,360,000 $393,333 $5,748 2.60%
OCALA, FL (FHA|USDA|VA) 14 $2,310,000 $165,000 $4,716 3.29%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $2,285,000 $326,429 $7,025 2.84%
AKRON, OH (FHA|USDA|VA) 10 $2,240,000 $224,000 $5,727 3.10%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 12 $2,230,000 $185,833 $3,003 2.85%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $2,215,000 $246,111 $5,964 2.81%
TOLEDO, OH (FHA|USDA|VA) 10 $2,210,000 $221,000 $5,909 2.74%
Hutchinson, MN (FHA|USDA|VA) 10 $2,210,000 $221,000 $4,452 2.70%
PITTSBURGH, PA (FHA|USDA|VA) 11 $2,195,000 $199,545 $6,275 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,714 2.76%
LONGVIEW, WA (FHA|USDA|VA) 8 $2,170,000 $271,250 $6,258 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $2,135,000 $305,000 $8,309 3.02%
ASHEVILLE, NC (FHA|USDA|VA) 6 $2,110,000 $351,667 $8,490 2.94%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $2,095,000 $190,455 $6,094 3.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,055,000 $293,571 $7,143 3.20%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,045,000 $292,143 $5,143 3.05%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $2,040,000 $340,000 $5,144 3.08%
TULSA, OK (FHA|USDA|VA) 11 $2,025,000 $184,091 $4,792 3.05%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $2,015,000 $287,857 $6,843 3.07%
BEND, OR (FHA|USDA|VA) 6 $2,000,000 $333,333 $5,803 2.52%
ANN ARBOR, MI (FHA|USDA|VA) 7 $1,985,000 $283,571 $5,431 3.07%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,965,000 $280,714 $7,723 3.34%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,960,000 $326,667 $8,120 2.96%
YUBA CITY, CA (FHA|USDA|VA) 6 $1,910,000 $318,333 $11,977 3.17%
BAKERSFIELD, CA (FHA|USDA|VA) 9 $1,805,000 $200,556 $5,317 3.01%
JACKSON, MS (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,076 3.02%
DOVER, DE (FHA|USDA|VA) 6 $1,710,000 $285,000 $7,774 2.96%
SALINAS, CA (FHA|USDA|VA) 5 $1,685,000 $337,000 $4,316 3.20%
Laconia, NH (FHA|USDA|VA) 6 $1,680,000 $280,000 $3,183 2.92%
NAPA, CA (FHA|USDA|VA) 4 $1,610,000 $402,500 $8,183 2.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 8 $1,600,000 $200,000 $5,190 3.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,595,000 $319,000 $6,354 2.73%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,570,000 $196,250 $6,365 2.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 11 $1,535,000 $139,545 $2,209 2.76%
GREELEY, CO (FHA|USDA|VA) 4 $1,530,000 $382,500 $6,770 2.69%
JACKSON, MI (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,731 3.08%
TYLER, TX (FHA|USDA|VA) 6 $1,520,000 $253,333 $6,109 3.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,329 3.02%
Scottsburg, IN (FHA|USDA|VA) 8 $1,500,000 $187,500 $2,799 3.28%
BOULDER, CO (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,941 2.43%
SUMTER, SC (FHA|USDA|VA) 6 $1,440,000 $240,000 $6,348 3.17%
MERCED, CA (FHA|USDA|VA) 6 $1,440,000 $240,000 $4,714 2.88%
Outside of Metro Areas 4 $1,370,000 $342,500 $7,741 2.72%
Shelton, WA (FHA|USDA|VA) 6 $1,370,000 $228,333 $2,933 2.81%
BILLINGS, MT (FHA|USDA|VA) 4 $1,370,000 $342,500 $6,065 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,601 3.15%
WACO, TX (FHA|USDA|VA) 5 $1,295,000 $259,000 $8,587 3.35%
GRANTS PASS, OR (FHA|USDA|VA) 3 $1,285,000 $428,333 $9,151 2.92%
Meadville, PA (FHA|USDA|VA) 11 $1,285,000 $116,818 $5,544 3.23%
MISSOULA, MT (FHA|USDA|VA) 3 $1,265,000 $421,667 $7,167 2.67%
BISMARCK, ND (FHA|USDA|VA) 7 $1,245,000 $177,857 $3,405 2.71%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,230,000 $307,500 $9,181 3.03%
GETTYSBURG, PA (FHA|USDA|VA) 3 $1,175,000 $391,667 $9,631 3.08%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,646 3.03%
Fergus Falls, MN (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,551 2.91%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,135,000 $227,000 $4,518 2.98%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,294 2.98%
Clearlake, CA (FHA|USDA|VA) 2 $1,120,000 $560,000 $9,539 3.00%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $1,115,000 $371,667 $10,359 3.00%
SALEM, OR (FHA|USDA|VA) 3 $1,075,000 $358,333 $5,064 2.88%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,070,000 $267,500 $8,609 2.88%
Centralia, WA (FHA|USDA|VA) 3 $1,065,000 $355,000 $9,692 2.88%
CHICO, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,822 2.63%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,827 2.94%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $11,941 3.44%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,772 3.13%
SAGINAW, MI (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,781 3.33%
RACINE, WI (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,705 3.41%
MONTGOMERY, AL (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,111 3.06%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $990,000 $247,500 $2,635 2.75%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $975,000 $325,000 $5,003 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $975,000 $325,000 $9,371 3.08%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $970,000 $242,500 $6,314 3.16%
Jasper, IN (FHA|USDA|VA) 7 $965,000 $137,857 $2,393 2.84%
Oak Harbor, WA (FHA|USDA|VA) 2 $940,000 $470,000 $6,297 2.63%
Concord, NH (FHA|USDA|VA) 4 $940,000 $235,000 $5,399 2.97%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $920,000 $230,000 $7,816 2.84%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $910,000 $227,500 $5,750 3.22%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $905,000 $301,667 $8,262 3.04%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $880,000 $220,000 $5,201 2.63%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $870,000 $145,000 $7,678 3.44%
HAMMOND, LA (FHA|USDA|VA) 3 $855,000 $285,000 $4,684 2.67%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $850,000 $425,000 $8,119 2.69%
EL PASO, TX (FHA|USDA|VA) 4 $850,000 $212,500 $5,216 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $845,000 $169,000 $5,600 3.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $835,000 $278,333 $6,069 3.00%
Breckenridge, CO (FHA|USDA|VA) 1 $825,000 $825,000 $2,612 2.38%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $820,000 $410,000 $5,326 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $815,000 $163,000 $5,219 3.38%
Bardstown, KY (FHA|USDA|VA) 5 $815,000 $163,000 $4,416 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 2 $810,000 $405,000 $10,994 3.00%
Madison, IN (FHA|USDA|VA) 4 $810,000 $202,500 $2,465 3.63%
WENATCHEE, WA (FHA|USDA|VA) 2 $780,000 $390,000 $9,296 2.69%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $780,000 $390,000 $5,755 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 5 $775,000 $155,000 $2,926 3.45%
Williston, ND (FHA|USDA|VA) 4 $770,000 $192,500 $4,378 2.56%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $765,000 $255,000 $4,590 2.58%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $760,000 $380,000 $7,359 3.00%
Sonora, CA (FHA|USDA|VA) 4 $760,000 $190,000 $4,623 3.25%
Aberdeen, WA (FHA|USDA|VA) 3 $755,000 $251,667 $7,457 2.33%
Minot, ND (FHA|USDA|VA) 5 $755,000 $151,000 $4,277 2.93%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $750,000 $375,000 $10,734 3.38%
Frankfort, KY (FHA|USDA|VA) 3 $735,000 $245,000 $3,194 2.83%
SAVANNAH, GA (FHA|USDA|VA) 2 $720,000 $360,000 $10,339 2.69%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $720,000 $180,000 $8,549 2.59%
PITTSFIELD, MA (FHA|USDA|VA) 2 $710,000 $355,000 $6,538 3.19%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $705,000 $141,000 $12,167 3.28%
Brainerd, MN (FHA|USDA|VA) 3 $695,000 $231,667 $5,909 3.29%
Seneca, SC (FHA|USDA|VA) 2 $690,000 $345,000 $3,239 2.81%
KNOXVILLE, TN (FHA|USDA|VA) 2 $680,000 $340,000 $5,535 2.69%
Steamboat Springs, CO (FHA|USDA|VA) 2 $680,000 $340,000 $4,179 2.81%
LUBBOCK, TX (FHA|USDA|VA) 2 $680,000 $340,000 $5,891 3.13%
Durango, CO (FHA|USDA|VA) 2 $680,000 $340,000 $3,426 2.88%
COLUMBUS, IN (FHA|USDA|VA) 3 $675,000 $225,000 $5,955 3.04%
Jefferson, GA (FHA|USDA|VA) 2 $670,000 $335,000 $4,138 2.69%
Holland, MI (FHA|USDA|VA) 3 $665,000 $221,667 $3,438 2.66%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $0 2.92%
GLENS FALLS, NY (FHA|USDA|VA) 2 $650,000 $325,000 $9,938 2.44%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $645,000 $215,000 $6,136 3.33%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $640,000 $320,000 $8,981 3.50%
Lebanon, NH-VT (FHA|USDA|VA) 2 $640,000 $320,000 $5,587 2.94%
ERIE, PA (FHA|USDA|VA) 3 $635,000 $211,667 $4,119 2.92%
ST. GEORGE, UT (FHA|USDA|VA) 2 $620,000 $310,000 $4,808 2.44%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $615,000 $205,000 $9,315 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 2 $610,000 $305,000 $5,095 3.63%
Ashtabula, OH (FHA|USDA|VA) 3 $605,000 $201,667 $6,303 2.75%
Whitewater, WI (FHA|USDA|VA) 3 $585,000 $195,000 $4,562 3.08%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $575,000 $191,667 $5,153 2.58%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $570,000 $285,000 $6,620 3.44%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $560,000 $280,000 $6,680 3.31%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $550,000 $275,000 $6,957 2.69%
Jamestown, ND (FHA|USDA|VA) 3 $545,000 $181,667 $4,156 2.88%
Ruidoso, NM (FHA|USDA|VA) 1 $545,000 $545,000 $13,291 4.13%
Sevierville, TN (FHA|USDA|VA) 2 $540,000 $270,000 $7,965 3.06%
Berlin, NH (FHA|USDA|VA) 3 $535,000 $178,333 $4,389 3.13%
AMES, IA (FHA|USDA|VA) 3 $535,000 $178,333 $3,827 2.50%
SANTA FE, NM (FHA|USDA|VA) 2 $530,000 $265,000 $4,638 2.63%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $520,000 $260,000 $4,134 2.69%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $520,000 $260,000 $3,182 2.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $515,000 $171,667 $6,040 3.42%
Fernley, NV (FHA|USDA|VA) 2 $510,000 $255,000 $10,411 2.81%
Wahpeton, ND-MN (FHA|USDA|VA) 3 $505,000 $168,333 $5,183 3.13%
Camden, AR (FHA|USDA|VA) 1 $505,000 $505,000 $13,021 2.38%
Edwards, CO (FHA|USDA|VA) 2 $500,000 $250,000 $9,229 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $500,000 $250,000 $3,859 2.56%
MONROE, MI (FHA|USDA|VA) 2 $490,000 $245,000 $2,208 3.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $485,000 $485,000 $6,603 2.13%
Kapaa, HI (FHA|USDA|VA) 1 $475,000 $475,000 $4,424 3.25%
CHEYENNE, WY (FHA|USDA|VA) 1 $475,000 $475,000 $5,722 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,502 3.19%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $470,000 $235,000 $5,440 3.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $470,000 $235,000 $1,693 2.56%
Vineyard Haven, MA (FHA|USDA|VA) 1 $465,000 $465,000 $3,900 2.75%
VISALIA, CA (FHA|USDA|VA) 2 $460,000 $230,000 $9,598 3.00%
Ontario, OR-ID (FHA|USDA|VA) 2 $460,000 $230,000 $5,044 3.00%
MIDLAND, TX (FHA|USDA|VA) 2 $460,000 $230,000 $11,060 2.88%
Ardmore, OK (FHA|USDA|VA) 1 $455,000 $455,000 $11,733 3.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $445,000 $148,333 $3,618 2.75%
Forest City, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,924 2.81%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $440,000 $220,000 $6,276 2.63%
BINGHAMTON, NY (FHA|USDA|VA) 3 $435,000 $145,000 $5,806 2.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $435,000 $435,000 $4,525 3.00%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $430,000 $215,000 $7,216 3.00%
VICTORIA, TX (FHA|USDA|VA) 1 $425,000 $425,000 $17,797 3.63%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $425,000 $425,000 $8,511 2.63%
WALLA WALLA, WA (FHA|USDA|VA) 2 $420,000 $210,000 $1,320 2.81%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $420,000 $210,000 $4,242 3.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $415,000 $415,000 $15,454 2.38%
Klamath Falls, OR (FHA|USDA|VA) 2 $410,000 $205,000 $4,341 2.38%
Heber, UT (FHA|USDA|VA) 1 $405,000 $405,000 $1,090 3.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,737 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $400,000 $200,000 $5,151 2.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $400,000 $200,000 $12,184 3.00%
Roswell, NM (FHA|USDA|VA) 2 $400,000 $200,000 $7,872 4.38%
THE VILLAGES, FL (FHA|USDA|VA) 2 $400,000 $200,000 $4,612 2.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $395,000 $395,000 $4,865 3.38%
KINGSTON, NY (FHA|USDA|VA) 1 $395,000 $395,000 $12,960 2.75%
Moses Lake, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,601 3.38%
ST. CLOUD, MN (FHA|USDA|VA) 2 $390,000 $195,000 $4,040 2.56%
CARSON CITY, NV (FHA|USDA|VA) 1 $385,000 $385,000 $11,829 3.13%
LAREDO, TX (FHA|USDA|VA) 1 $385,000 $385,000 $13,979 2.75%
FORT WAYNE, IN (FHA|USDA|VA) 2 $380,000 $190,000 $4,650 3.06%
North Platte, NE (FHA|USDA|VA) 1 $375,000 $375,000 $7,083 2.25%
STAUNTON, VA (FHA|USDA|VA) 1 $375,000 $375,000 $6,305 3.13%
DECATUR, AL (FHA|USDA|VA) 2 $370,000 $185,000 $4,216 2.38%
Batavia, NY (FHA|USDA|VA) 1 $365,000 $365,000 $4,652 2.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $365,000 $365,000 $3,484 2.38%
ROCKFORD, IL (FHA|USDA|VA) 3 $365,000 $121,667 $3,619 3.71%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $365,000 $365,000 $14,379 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $360,000 $180,000 $9,561 3.31%
DULUTH, MN-WI (FHA|USDA|VA) 2 $360,000 $180,000 $3,857 2.94%
Campbellsville, KY (FHA|USDA|VA) 2 $350,000 $175,000 $3,678 3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $345,000 $345,000 $5,486 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $345,000 $345,000 $12,798 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $345,000 $345,000 $17,523 2.50%
Traverse City, MI (FHA|USDA|VA) 1 $345,000 $345,000 $4,313 3.38%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $335,000 $335,000 $7,948 3.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $335,000 $335,000 $11,164 2.50%
LAS CRUCES, NM (FHA|USDA|VA) 1 $335,000 $335,000 $2,942 3.13%
OWENSBORO, KY (FHA|USDA|VA) 2 $330,000 $165,000 $3,588 3.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $3,805 3.13%
Ukiah, CA (FHA|USDA|VA) 1 $325,000 $325,000 $12,651 3.13%
DOTHAN, AL (FHA|USDA|VA) 1 $315,000 $315,000 $3,984 2.75%
Brevard, NC (FHA|USDA|VA) 1 $315,000 $315,000 $7,772 2.50%
Urbana, OH (FHA|USDA|VA) 1 $315,000 $315,000 $6,772 2.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $315,000 $315,000 $9,794 2.38%
Adrian, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,632 3.06%
GREENVILLE, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,173 2.63%
Columbus, MS (FHA|USDA|VA) 1 $305,000 $305,000 $9,153 2.25%
Hilo, HI (FHA|USDA|VA) 1 $305,000 $305,000 $7,206 2.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $6,784 2.50%
Price, UT (FHA|USDA|VA) 1 $305,000 $305,000 $8,965 3.00%
ROCHESTER, MN (FHA|USDA|VA) 1 $295,000 $295,000 $7,112 2.63%
FLORENCE, SC (FHA|USDA|VA) 2 $290,000 $145,000 $4,555 2.81%
LAWTON, OK (FHA|USDA|VA) 3 $285,000 $95,000 $3,318 3.04%
Granbury, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $275,000 $275,000 $8,758 3.38%
Glasgow, KY (FHA|USDA|VA) 1 $275,000 $275,000 $11,590 2.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $275,000 $275,000 $6,977 2.88%
Shawnee, OK (FHA|USDA|VA) 2 $270,000 $135,000 $3,671 3.06%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,852 3.13%
LYNCHBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $9,048 3.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $11,346 2.88%
Martinsville, VA (FHA|USDA|VA) 1 $265,000 $265,000 $11,015 2.88%
Kalispell, MT (FHA|USDA|VA) 1 $265,000 $265,000 $15,709 2.25%
ENID, OK (FHA|USDA|VA) 1 $265,000 $265,000 $4,476 2.38%
LANCASTER, PA (FHA|USDA|VA) 1 $265,000 $265,000 $2,380 2.25%
LAFAYETTE, LA (FHA|USDA|VA) 2 $260,000 $130,000 $4,250 3.31%
Bellefontaine, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,732 2.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,972 4.19%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $245,000 $245,000 $10,877 2.88%
Sayre, PA (FHA|USDA|VA) 1 $245,000 $245,000 $6,946 3.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $245,000 $245,000 $4,797 5.13%
Torrington, CT (FHA|USDA|VA) 1 $245,000 $245,000 $10,790 2.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $245,000 $245,000 $7,294 2.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,250 3.88%
Helena, MT (FHA|USDA|VA) 1 $235,000 $235,000 $3,974 3.25%
JACKSON, TN (FHA|USDA|VA) 1 $235,000 $235,000 $2,043 2.75%
READING, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,456 3.00%
JOPLIN, MO (FHA|USDA|VA) 1 $225,000 $225,000 $6,078 2.88%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $225,000 $225,000 $4,350 2.25%
MADISON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $7,206 2.38%
Mountain Home, ID (FHA|USDA|VA) 1 $225,000 $225,000 $7,186 2.75%
Plainview, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,878 2.88%
TOPEKA, KS (FHA|USDA|VA) 2 $210,000 $105,000 $3,182 3.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,603 3.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $11,276 3.63%
Mitchell, SD (FHA|USDA|VA) 1 $205,000 $205,000 $5,215 2.75%
Ashland, OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,358 3.38%
MANKATO, MN (FHA|USDA|VA) 1 $205,000 $205,000 $8,448 2.88%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.88%
AMARILLO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,543 3.00%
Rockport, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,549 2.63%
Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,557 2.88%
ITHACA, NY (FHA|USDA|VA) 1 $195,000 $195,000 $8,190 3.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,615 2.63%
Mineral Wells, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,517 4.00%
Durant, OK (FHA|USDA|VA) 1 $195,000 $195,000 $6,857 2.75%
Tupelo, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,445 2.63%
Hillsdale, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,786 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $175,000 $175,000 $6,808 3.38%
Port Angeles, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,066 3.13%
Hood River, OR (FHA|USDA|VA) 1 $175,000 $175,000 $3,169 2.75%
Portsmouth, OH (FHA|USDA|VA) 1 $175,000 $175,000 $6,992 2.88%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $175,000 $175,000 $1,628 2.25%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,672 4.00%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $170,000 $85,000 $3,229 3.31%
Vincennes, IN (FHA|USDA|VA) 2 $170,000 $85,000 $2,474 3.44%
Newport, OR (FHA|USDA|VA) 1 $165,000 $165,000 $5,251 3.00%
Danville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,242 3.13%
Keene, NH (FHA|USDA|VA) 1 $155,000 $155,000 $2,490 2.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,114 2.75%
Weatherford, OK (FHA|USDA|VA) 1 $155,000 $155,000 $7,759 4.38%
SYRACUSE, NY (FHA|USDA|VA) 2 $150,000 $75,000 $3,308 3.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $145,000 $145,000 $5,273 2.50%
St. Marys, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.00%
NILES, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.38%
Owatonna, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,046 3.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,464 2.75%
Centralia, IL (FHA|USDA|VA) 1 $135,000 $135,000 $1,587 2.00%
Greenville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $7,789 3.38%
DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,132 3.88%
Auburn, NY (FHA|USDA|VA) 1 $135,000 $135,000 $5,166 2.63%
Rochelle, IL (FHA|USDA|VA) 1 $135,000 $135,000 $5,907 4.25%
ALTOONA, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,787 2.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,672 3.13%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,126 3.13%
Carroll, IA (FHA|USDA|VA) 1 $125,000 $125,000 $1,567 2.88%
IOWA CITY, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,834 3.00%
Washington, NC (FHA|USDA|VA) 1 $115,000 $115,000 $6,117 2.75%
Gainesville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.38%
Clewiston, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.88%
Gaffney, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,702 2.63%
GREAT FALLS, MT (FHA|USDA|VA) 1 $115,000 $115,000 $4,219 2.38%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,346 2.25%
Salem, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,556 3.13%
GAINESVILLE, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,450 2.00%
Ludington, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,082 2.38%
Alamogordo, NM (FHA|USDA|VA) 1 $105,000 $105,000 $4,598 2.75%
Danville, VA (FHA|USDA|VA) 1 $95,000 $95,000 $4,788 4.88%
Maryville, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,523 3.75%
Ponca City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,173 3.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $95,000 $95,000 $6,950 3.38%
Big Rapids, MI (FHA|USDA|VA) 1 $95,000 $95,000 $1,120 2.50%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $5,505 3.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $1,406 3.00%
Somerset, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,542 2.88%
Bedford, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,917 3.25%
El Dorado, AR (FHA|USDA|VA) 1 $75,000 $75,000 $3,112 2.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.63%
Searcy, AR (FHA|USDA|VA) 1 $65,000 $65,000 $2,706 2.88%
First Savings Bank's top markets include Chicago, New York, Miami, Louisville, and Boston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,917 $2,859,115,000 $288,304 $5,098 3.06%
    VA 322 $101,050,000 $313,820 $7,500 2.59%
    FHA 288 $76,590,000 $265,938 $10,489 3.16%
    USDA 54 $8,870,000 $164,259 $5,023 2.95%

    For 2021, First Savings Bank's most frequently originated type of loan was Conventional, with 9,917 originations. Their 2nd most popular type was VA, with 322 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,625 $1,320,985,000 $285,618 $4,648 2.88%
    Home Purchase 3,346 $965,770,000 $288,634 $5,937 3.19%
    Cash Out Refi 2,605 $758,585,000 $291,203 $5,716 3.16%
    Home Improvement 5 $285,000 $57,000 $0 4.65%

    For 2021, First Savings Bank's most frequently cited loan purpose was Refi, with 4,625 originations. The 2nd most popular reason was Home Purchase, with 3,346 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,750 $2,593,790,000 $296,433 $5,573 3.11%
    15 Year 1,084 $254,870,000 $235,120 $4,154 2.55%
    20 Year 419 $118,645,000 $283,162 $4,674 2.89%
    Other 199 $53,425,000 $268,467 $4,150 3.14%
    10 Year 97 $17,555,000 $180,979 $3,176 2.57%
    30+ year 17 $4,995,000 $293,824 $3,578 4.03%
    5 Year 11 $505,000 $45,909 $1,433 4.51%
    1 Year 3 $1,125,000 $375,000 $13,498 4.33%
    3 Year 1 $715,000 $715,000 $0 3.75%

    For 2021, First Savings Bank's most frequently cited loan duration was 30 Year, with 8,750 originations. The 2nd most popular length was 15 Year, with 1,084 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,345 $905,665,000 $270,752
    $1k-2k 2,294 $631,560,000 $275,310
    $5k+ 1,902 $753,180,000 $395,994
    $2k-3k 841 $201,775,000 $239,923
    $3k-4k 698 $183,050,000 $262,249
    $4k-5k 554 $161,690,000 $291,859

    First Savings Bank's average total fees were $5,573, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,345 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 4,708 $1,407,700,000 $299,002
    3-4% 3,866 $1,069,060,000 $276,529
    <2.5% 1,544 $449,020,000 $290,816
    4-5% 426 $113,860,000 $267,277
    5-6% 34 $5,890,000 $173,235
    6-7% 2 $60,000 $30,000
    7-8% 1 $35,000 $35,000

    During 2021, First Savings Bank's average interest rate for loans was 3.11%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,708 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,866 $1,408,380,000 $289,433 $5,489 3.00%
    $100k-200k 2,950 $451,090,000 $152,912 $3,560 3.10%
    $400k-600k 1,941 $928,515,000 $478,369 $7,097 3.01%
    $100,000 or less 557 $43,295,000 $77,729 $2,677 3.33%
    $600k-1MM 245 $175,985,000 $718,306 $11,389 3.06%
    $1MM+ 22 $38,360,000 $1,743,636 $17,344 3.17%

    2021 saw First Savings Bank place emphasis on $200k-400k loans with 4,866 originations, totaling $1,408,380,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,613 $842,645,000 $322,482 $5,840 3.03%
    $50k-75k 2,108 $461,740,000 $219,042 $4,724 3.07%
    $75k-100k 1,928 $523,020,000 $271,276 $5,445 3.08%
    $150k-250k 1,761 $647,555,000 $367,720 $5,986 3.03%
    $50k or less 1,253 $201,875,000 $161,113 $3,947 3.12%
    $250k+ 703 $303,475,000 $431,686 $6,494 3.04%

    First Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 2,613 originations. The second most popular income band? $50k-75k, with 2,108 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,386 $652,340,000 $273,403 $4,580 2.99%
    30-36% 1,954 $548,770,000 $280,844 $4,854 3.05%
    <20% 1,001 $263,055,000 $262,792 $4,184 2.98%
    44% 427 $130,835,000 $306,405 $6,222 3.13%
    39% 420 $125,300,000 $298,333 $5,784 3.12%
    43% 408 $124,550,000 $305,270 $6,284 3.10%
    40% 399 $122,595,000 $307,256 $5,914 3.11%
    42% 396 $118,310,000 $298,763 $5,701 3.15%
    37% 383 $118,555,000 $309,543 $5,455 3.11%
    41% 356 $100,960,000 $283,596 $5,367 3.12%
    38% 345 $100,835,000 $292,275 $5,709 3.11%
    36% 343 $97,705,000 $284,854 $5,758 3.09%
    49% 337 $104,205,000 $309,214 $6,284 3.02%
    45% 280 $83,580,000 $298,500 $6,326 3.08%
    46% 262 $82,480,000 $314,809 $6,488 3.06%
    48% 247 $77,945,000 $315,567 $6,514 3.07%
    47% 230 $76,710,000 $333,522 $6,955 3.10%
    50-60% 169 $48,395,000 $286,361 $9,402 3.08%
    >60% 3 $785,000 $261,667 $3,590 3.67%

    First Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 2,386 originations. The next most common DTI ratio? 30-36%, with 1,954 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,810 $2,185,630,000 $279,850 $5,127 3.05%
    Not provided 1,151 $377,585,000 $328,050 $5,702 3.02%
    Asian 1,067 $327,055,000 $306,518 $5,616 2.99%
    Black 484 $134,560,000 $278,017 $7,276 3.12%
    American Indian 39 $9,495,000 $243,462 $5,431 3.13%
    Not applicable 14 $7,720,000 $551,429 $0 4.21%
    Native Hawaiian or Islander 16 $3,580,000 $223,750 $5,752 2.95%

    Approval Rates

    Total approvals of all applications
    96.52%

    First Savings Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    39.69%

    First Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,581 $3,045,625,000 $287,839

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    10,581 $3,045,625,000 $287,839

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 644 $149,220,000 $231,708 $3,648 2.83%
    40-60% 2,103 $614,575,000 $292,237 $4,721 2.85%
    60-80% 4,820 $1,413,980,000 $293,357 $5,459 3.11%
    80-100% 2,910 $844,140,000 $290,082 $5,863 3.12%
    Over 100% 37 $11,925,000 $322,297 $11,825 2.90%
    Under 20% 66 $11,670,000 $176,818 $3,366 3.26%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 6 17.6%
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 1 2.9%
    FIRST HORIZON BANK Conventional home mortgage Closing on a mortgage 2 5.9%
    FIRST HORIZON BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 5.9%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 10 29.4%
    FIRST HORIZON BANK VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.9%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 2.9%
    FIRST HORIZON BANK Other type of mortgage Closing on a mortgage 2 5.9%
    FIRST HORIZON BANK FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.9%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 2.9%
    FIRST HORIZON BANK Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 5.9%
    FIRST HORIZON BANK FHA mortgage Closing on a mortgage 1 2.9%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 2 5.9%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 5.9%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Savings Bank 1000 Copperfield Drive Georgetown, IN 47122 Full Service B&M $29,096
    First Savings Bank 1100 Market Street Charlestown, IN 47111 Full Service B&M $22,609
    First Savings Bank 125 Hunter Station Way Sellersburg, IN 47172 Full Service B&M $45,349
    First Savings Bank 1336 South Jackson Street Salem, IN 47167 Full Service B&M $89,427
    First Savings Bank 165 East State Road 64 Marengo, IN 47140 Full Service B&M $47,567
    First Savings Bank 200 Indiana Avenue English, IN 47118 Full Service B&M $62,694
    First Savings Bank 202 E Court Ave Jeffersonville, IN 47130 Full Service B&M $107,991
    First Savings Bank 2218 State Street New Albany, IN 47150 Full Service B&M $53,004
    First Savings Bank 3538 E 10th St Jeffersonville, IN 47130 Full Service B&M $54,901
    First Savings Bank 478 West Meyers Street Montgomery, IN 47558 Full Service B&M $64,647
    First Savings Bank 501 E Lewis And Clark Parkway Clarksville, IN 47129 Full Service B&M $255,488
    First Savings Bank 501 West Main Street Odon, IN 47562 Full Service B&M $87,079
    First Savings Bank 702 North Shore Drive, Suite 300 Jeffersonville, IN 47130 Full Service B&M $0
    First Savings Bank 7340 Main Street Ne Lanesville, IN 47136 Full Service B&M $35,504
    First Savings Bank 8160 Beech Street Se Elizabeth, IN 47117 Full Service B&M $35,249
    First Savings Bank 900 Indiana 62 Nw Corydon, IN 47112 Full Service B&M $142,423

    For 2021, First Savings Bank had 16 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $64,956
    Net interest income $58,571
    Total noninterest income $90,860
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,506
    Trading account gains and fees $0
    Additional Noninterest Income $89,354
    Pre-tax net operating income $31,163
    Securities gains (or losses, -) $51
    Income before extraordinary items $24,405
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $24,405
    Minority interest net income $0
    Net income $24,405
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $24,364

    First Savings Bank's gross interest income from loans was $64,956,000.
    First Savings Bank's net interest income from loans was $58,571,000.
    First Savings Bank's fee based income from loans was $1,506,000.
    First Savings Bank's net income from loans was $24,405,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,385
    Provision for credit losses $-1,909
    Total noninterest expense $120,177
    Salaries and employee benefits $86,126
    Premises and equipment expense $7,339
    Additional noninterest expense $26,712
    Applicable income taxes $6,809
    Net charge-offs $435
    Cash dividends $4,000

    First Savings Bank's interest expense for loans was $6,385,000.
    First Savings Bank's payroll and benefits expense were $86,126,000.
    First Savings Bank's property, plant and equipment expenses $7,339,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 2.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 10.0%
    Unsecured commercial real estate loans 6.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,274,674
    Deposits held in domestic offices $1,274,674
    Deposits by Individuals, partnerships, and corporations $995,052
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $278,573
    Deposits by Commercial banks and other depository institutions in U.S. $1,049
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $617,676
    Demand deposits $345,923
    Nontransaction accounts $656,998
    Money market deposit accounts (MMDAs) $236,999
    Other savings deposits (excluding MMDAs) $169,007
    Total time deposits $250,992
    Total time and savings deposits $928,751
    Noninterest-bearing deposits $295,087
    Interest-bearing deposits $979,587
    Retail deposits $1,126,993
    IRAs and Keogh plan accounts $28,271
    Brokered deposits $120,581
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,758,936
    Cash & Balances due from depository institutions $36,991
    Interest-bearing balances $20,521
    Total securities $221,292
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,303,874
    Loan and leases loss allowance $14,780
    Trading account assets $0
    Bank premises and fixed assets $31,669
    Other real estate owned $1,728
    Goodwill and other intangibles $69,970
    All other assets $93,412

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,758,936
    Total Liabilities $1,563,557
    Total deposits $1,274,674
    Interest-bearing deposits $979,587
    Deposits held in domestic offices $1,274,674
    % insured (estimated) $65
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $258,377
    Subordinated debt $0
    All other liabilities $30,506

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,303,874
    Loan and leases loss allowance $14,780
    Total loans and leases (domestic) $1,318,654
    All real estate loans $1,171,712
    Real estate loans in domestic offices $1,171,712
    Construction and development loans $39,968
    Residential 1-4 family construction $9,916
    Other construction, all land development and other land $30,052
    Loans secured by nonfarm nonresidential properties $663,341
    Nonfarm nonresidential secured by owner-occupied properties $106,014
    Commercial real estate & other non-farm, non-residential $557,327
    Multifamily residential real estate $38,691
    1-4 family residential loans $407,443
    Farmland loans $22,269
    Loans held in foreign offices $0
    Farm loans $6,953
    Commercial and industrial loans $122,022
    To non-U.S. addressees $0
    Loans to individuals $8,897
    Credit card loans $0
    Related Plans $58
    Consumer Auto Loans $7,515
    Other loans to individuals $1,324
    All other loans & leases $9,069
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $5,499
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,698
    Non 1-4 family restructured loans & leases $547
    Total loans and leases (foreign) $0

    First Savings Bank had $1,303,874,000 of loans outstanding in 2021. $1,171,712,000 of loans were in real estate loans. $39,968,000 of loans were in development loans. $38,691,000 of loans were in multifamily mortgage loans. $407,443,000 of loans were in 1-4 family mortgage loans. $6,953,000 of loans were in farm loans. $0 of loans were in credit card loans. $7,515,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 435 $131,179 $301,561
    Nonfarm, nonresidential loans - <$100k 61 $2,401 $39,361
    Nonfarm, nonresidential loans - $100-250k 81 $8,303 $102,506
    Nonfarm, nonresidential loans - $250k-1MM 293 $120,475 $411,177
    Commercial & Industrial, US addressed loans - <$1MM 872 $50,978 $58,461
    Commercial & Industrial, US addressed loans - <$100k 576 $15,823 $27,470
    Commercial & Industrial, US addressed loans - $100-250k 155 $10,425 $67,258
    Commercial & Industrial, US addressed loans - $250k-1MM 141 $24,730 $175,390
    Farmland loans - <$1MM 101 $12,492 $123,683
    Farmland loans - <$100k 44 $1,658 $37,682
    Farmland loans - $100-250k 37 $4,821 $130,297
    Farmland loans - $250k-1MM 20 $6,013 $300,650
    Agriculture operations loans - <$1MM 112 $4,223 $37,705
    Agriculture operations loans - <$100k 90 $1,866 $20,733
    Agriculture operations loans - $100-250k 17 $1,552 $91,294
    Agriculture operations loans - $250k-1MM 5 $805 $161,000