First Savings Bank Mortgage Rates, Fees & Info

Clarksville, IN

LEI: WKN6AF1FCL7BBYGTGI83

Tax ID: 35-0309764

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Mortgage Data

Review & Overview

First Savings Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. First Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Louisville, New York, Chicago, Miami, and Boston among others. We have data for 364 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.88% 12/17/24
30 Year Conventional Purchase 6.73% 12/17/24
30 Year Conventional Refi 6.58% 12/17/24
30 Year Cash-out Refi 6.76% 12/17/24
30 Year FHA Purchase 7.53% 12/17/24
30 Year FHA Refi 6.39% 12/17/24
30 Year VA Purchase 6.34% 12/17/24
30 Year VA Refi 6.27% 12/17/24
30 Year USDA Purchase 6.82% 12/17/24
30 Year USDA Refi 6.27% 12/17/24
15 Year Conventional Purchase 6.21% 12/17/24
15 Year Conventional Refi 6.18% 12/17/24
15 Year Cash-out Refi 6.18% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
15 Year VA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Savings Bank Mortgage Calculator






Your Estimates

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This is not an official calculator from First Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,719

Origination Dollar Volume (All Markets)

$1,401,285,000
Show all (13) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LOUISVILLE, KY (FHA|USDA|VA) 722 $130,760,000 $181,108 $3,834 4.53%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 253 $112,235,000 $443,617 $12,304 4.54%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 374 $104,380,000 $279,091 $5,415 4.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 291 $92,955,000 $319,433 $9,129 4.53%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 127 $60,615,000 $477,283 $6,458 4.70%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 82 $57,410,000 $700,122 $10,448 4.20%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 186 $38,540,000 $207,204 $5,534 4.85%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 170 $38,000,000 $223,529 $7,356 4.77%
Outside of Metro Areas 214 $34,800,000 $162,617 $4,466 4.75%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 91 $30,725,000 $337,637 $9,987 4.63%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 79 $24,195,000 $306,266 $6,056 4.44%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 32 $24,040,000 $751,250 $7,781 4.41%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 68 $23,460,000 $345,000 $8,346 4.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 55 $22,105,000 $401,909 $8,048 4.34%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 54 $21,800,000 $403,704 $5,832 4.40%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 53 $21,175,000 $399,528 $9,301 4.77%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 34 $18,200,000 $535,294 $11,170 4.21%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 54 $18,000,000 $333,333 $8,122 4.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 65 $17,255,000 $265,462 $9,436 5.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 67 $15,085,000 $225,149 $4,714 4.52%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 41 $14,815,000 $361,341 $12,712 4.67%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 48 $14,180,000 $295,417 $7,370 4.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $13,570,000 $424,063 $10,031 3.87%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 51 $12,975,000 $254,412 $5,685 4.84%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 27 $12,165,000 $450,556 $7,476 4.94%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $12,120,000 $1,010,000 $15,422 4.28%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 32 $11,110,000 $347,188 $8,683 4.95%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 25 $10,995,000 $439,800 $10,248 4.49%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 21 $9,165,000 $436,429 $7,649 4.95%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 22 $8,910,000 $405,000 $11,274 4.55%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 26 $8,250,000 $317,308 $6,701 4.73%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 25 $8,225,000 $329,000 $12,801 4.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 33 $8,015,000 $242,879 $6,414 4.34%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 21 $7,945,000 $378,333 $6,957 4.52%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $7,650,000 $765,000 $8,290 4.45%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $7,155,000 $340,714 $5,721 4.88%
WORCESTER, MA-CT (FHA|USDA|VA) 20 $6,800,000 $340,000 $7,358 5.10%
JACKSONVILLE, FL (FHA|USDA|VA) 21 $6,115,000 $291,190 $8,086 4.82%
PORT ST. LUCIE, FL (FHA|USDA|VA) 17 $5,765,000 $339,118 $10,295 4.46%
MADERA, CA (FHA|USDA|VA) 19 $5,625,000 $296,053 $5,468 4.28%
ST. LOUIS, MO-IL (FHA|USDA|VA) 28 $5,510,000 $196,786 $4,122 4.71%
Washington, IN (FHA|USDA|VA) 46 $5,330,000 $115,870 $2,456 3.96%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 17 $5,115,000 $300,882 $8,166 5.07%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $4,730,000 $236,500 $3,540 4.79%
STOCKTON, CA (FHA|USDA|VA) 10 $4,650,000 $465,000 $5,164 4.42%
COLUMBUS, OH (FHA|USDA|VA) 15 $4,595,000 $306,333 $12,854 6.37%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $4,435,000 $260,882 $4,975 3.58%
SPRINGFIELD, MA (FHA|USDA|VA) 16 $4,430,000 $276,875 $6,145 4.91%
BOISE CITY, ID (FHA|USDA|VA) 8 $4,090,000 $511,250 $17,184 4.48%
PROVO-OREM, UT (FHA|USDA|VA) 7 $4,085,000 $583,571 $4,604 5.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 17 $4,025,000 $236,765 $7,393 5.41%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 9 $3,875,000 $430,556 $5,036 4.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $3,785,000 $540,714 $8,014 4.98%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $3,780,000 $472,500 $5,078 4.42%
FRESNO, CA (FHA|USDA|VA) 9 $3,765,000 $418,333 $10,685 4.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 11 $3,745,000 $340,455 $10,699 5.45%
Willmar, MN (FHA|USDA|VA) 14 $3,680,000 $262,857 $4,698 4.98%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 16 $3,680,000 $230,000 $6,329 4.80%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $3,655,000 $522,143 $15,774 4.36%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $3,595,000 $239,667 $7,731 4.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $3,560,000 $254,286 $10,052 4.68%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $3,510,000 $292,500 $12,211 4.71%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $3,475,000 $386,111 $7,601 4.94%
OKLAHOMA CITY, OK (FHA|USDA|VA) 14 $3,110,000 $222,143 $9,718 4.82%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 16 $3,090,000 $193,125 $5,428 4.80%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 9 $3,025,000 $336,111 $4,365 4.33%
SPARTANBURG, SC (FHA|USDA|VA) 10 $3,010,000 $301,000 $3,742 4.10%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $2,890,000 $481,667 $7,001 5.29%
KNOXVILLE, TN (FHA|USDA|VA) 7 $2,865,000 $409,286 $16,533 5.02%
Hilo, HI (FHA|USDA|VA) 6 $2,840,000 $473,333 $6,680 3.79%
WICHITA, KS (FHA|USDA|VA) 13 $2,575,000 $198,077 $3,859 5.79%
MOBILE, AL (FHA|USDA|VA) 10 $2,540,000 $254,000 $8,418 5.38%
BATON ROUGE, LA (FHA|USDA|VA) 10 $2,410,000 $241,000 $4,174 5.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $2,390,000 $398,333 $13,323 4.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $2,365,000 $337,857 $7,591 3.89%
Shelton, WA (FHA|USDA|VA) 2 $2,310,000 $1,155,000 $8,392 5.00%
MERCED, CA (FHA|USDA|VA) 5 $2,235,000 $447,000 $4,885 4.43%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $2,175,000 $435,000 $13,442 4.30%
Scottsburg, IN (FHA|USDA|VA) 10 $2,140,000 $214,000 $4,295 5.04%
Hutchinson, MN (FHA|USDA|VA) 7 $2,125,000 $303,571 $5,346 4.27%
DOVER, DE (FHA|USDA|VA) 6 $2,070,000 $345,000 $13,758 5.27%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 14 $2,060,000 $147,143 $7,221 5.48%
OCALA, FL (FHA|USDA|VA) 12 $2,030,000 $169,167 $4,975 4.61%
PITTSBURGH, PA (FHA|USDA|VA) 8 $2,010,000 $251,250 $5,634 4.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 8 $1,900,000 $237,500 $6,645 5.77%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,885,000 $377,000 $7,669 5.45%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,880,000 $235,000 $5,235 4.67%
JACKSON, MI (FHA|USDA|VA) 10 $1,840,000 $184,000 $5,409 5.56%
RENO, NV (FHA|USDA|VA) 3 $1,805,000 $601,667 $16,228 4.25%
RICHMOND, VA (FHA|USDA|VA) 6 $1,800,000 $300,000 $7,257 5.10%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,780,000 $222,500 $8,287 5.19%
Centralia, WA (FHA|USDA|VA) 2 $1,740,000 $870,000 $13,008 4.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,705,000 $341,000 $0 5.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,675,000 $558,333 $20,124 5.08%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,660,000 $415,000 $6,012 4.28%
Key West, FL (FHA|USDA|VA) 3 $1,605,000 $535,000 $6,475 4.71%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,590,000 $159,000 $7,833 5.26%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $1,590,000 $397,500 $10,561 3.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,555,000 $518,333 $5,891 4.33%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,555,000 $518,333 $12,782 4.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,530,000 $255,000 $6,870 4.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,510,000 $377,500 $12,530 4.28%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,495,000 $299,000 $4,535 4.55%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,495,000 $299,000 $13,162 4.95%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,445,000 $481,667 $14,598 4.46%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,435,000 $287,000 $11,324 4.93%
TULSA, OK (FHA|USDA|VA) 8 $1,420,000 $177,500 $7,269 4.81%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,395,000 $279,000 $9,183 3.58%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,350,000 $675,000 $5,910 4.31%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,330,000 $221,667 $7,076 4.23%
ROCKFORD, IL (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,220 6.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,335 4.70%
WILMINGTON, NC (FHA|USDA|VA) 8 $1,280,000 $160,000 $4,464 4.36%
COLUMBIA, SC (FHA|USDA|VA) 7 $1,275,000 $182,143 $4,156 4.32%
REDDING, CA (FHA|USDA|VA) 3 $1,255,000 $418,333 $10,996 5.46%
MODESTO, CA (FHA|USDA|VA) 4 $1,240,000 $310,000 $9,663 4.50%
MADISON, WI (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,976 5.63%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $1,235,000 $411,667 $0 5.50%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,661 4.88%
FARGO, ND-MN (FHA|USDA|VA) 6 $1,230,000 $205,000 $4,748 4.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,482 4.85%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,195,000 $398,333 $8,765 3.88%
Spirit Lake, IA (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,857 4.23%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,216 4.22%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,309 5.03%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,169 5.09%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $5,521 4.21%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,055,000 $211,000 $9,760 4.28%
ROANOKE, VA (FHA|USDA|VA) 6 $1,050,000 $175,000 $7,270 3.98%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,039 4.33%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $6,474 4.09%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $0 5.58%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $960,000 $240,000 $2,750 5.19%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $960,000 $240,000 $6,343 3.94%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $955,000 $318,333 $13,694 4.29%
SAVANNAH, GA (FHA|USDA|VA) 3 $955,000 $318,333 $11,493 4.46%
FORT COLLINS, CO (FHA|USDA|VA) 1 $915,000 $915,000 $9,611 5.50%
TOLEDO, OH (FHA|USDA|VA) 5 $905,000 $181,000 $6,416 6.18%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $890,000 $222,500 $6,147 3.94%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $885,000 $295,000 $9,302 4.17%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $885,000 $177,000 $6,078 4.88%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $885,000 $295,000 $3,393 6.50%
Laconia, NH (FHA|USDA|VA) 4 $870,000 $217,500 $3,200 4.09%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $860,000 $215,000 $11,389 4.69%
SALINAS, CA (FHA|USDA|VA) 1 $855,000 $855,000 $6,808 6.13%
SANTA FE, NM (FHA|USDA|VA) 2 $850,000 $425,000 $11,279 4.38%
LAS CRUCES, NM (FHA|USDA|VA) 2 $840,000 $420,000 $18,366 4.94%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $825,000 $275,000 $5,239 5.54%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $820,000 $205,000 $6,678 5.00%
MONROE, MI (FHA|USDA|VA) 3 $815,000 $271,667 $7,077 4.58%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $785,000 $261,667 $13,767 4.92%
BEND, OR (FHA|USDA|VA) 1 $785,000 $785,000 $10,501 2.88%
CHICO, CA (FHA|USDA|VA) 2 $780,000 $390,000 $0 5.50%
LONGVIEW, WA (FHA|USDA|VA) 2 $770,000 $385,000 $8,030 5.50%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $760,000 $380,000 $20,947 5.00%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $755,000 $151,000 $3,280 4.65%
Outside of Metro Areas 1 $755,000 $755,000 $0 5.50%
Durango, CO (FHA|USDA|VA) 1 $745,000 $745,000 $3,354 5.38%
SALEM, OR (FHA|USDA|VA) 2 $710,000 $355,000 $8,216 4.38%
GREELEY, CO (FHA|USDA|VA) 1 $705,000 $705,000 $0 5.50%
Keene, NH (FHA|USDA|VA) 2 $700,000 $350,000 $8,326 4.88%
YAKIMA, WA (FHA|USDA|VA) 3 $695,000 $231,667 $12,631 4.38%
BISMARCK, ND (FHA|USDA|VA) 2 $690,000 $345,000 $9,402 4.44%
EL CENTRO, CA (FHA|USDA|VA) 3 $685,000 $228,333 $8,017 3.04%
PITTSFIELD, MA (FHA|USDA|VA) 1 $685,000 $685,000 $5,400 5.25%
DECATUR, AL (FHA|USDA|VA) 2 $680,000 $340,000 $0 5.81%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $680,000 $340,000 $9,614 4.38%
ROCHESTER, NY (FHA|USDA|VA) 5 $675,000 $135,000 $5,418 5.10%
DOTHAN, AL (FHA|USDA|VA) 1 $675,000 $675,000 $0 5.50%
Lake City, FL (FHA|USDA|VA) 3 $675,000 $225,000 $5,544 5.46%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $670,000 $335,000 $6,879 3.44%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $670,000 $335,000 $13,885 3.94%
Moscow, ID (FHA|USDA|VA) 1 $665,000 $665,000 $0 5.50%
PUEBLO, CO (FHA|USDA|VA) 2 $650,000 $325,000 $0 5.13%
JACKSON, MS (FHA|USDA|VA) 1 $645,000 $645,000 $5,393 4.13%
Coos Bay, OR (FHA|USDA|VA) 1 $625,000 $625,000 $23,441 3.88%
Torrington, CT (FHA|USDA|VA) 2 $620,000 $310,000 $14,610 5.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $610,000 $305,000 $9,372 3.69%
Adrian, MI (FHA|USDA|VA) 3 $605,000 $201,667 $6,485 4.75%
Bardstown, KY (FHA|USDA|VA) 3 $605,000 $201,667 $4,155 6.13%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $595,000 $198,333 $3,964 4.04%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $590,000 $295,000 $3,302 5.19%
COLUMBIA, MO (FHA|USDA|VA) 2 $580,000 $290,000 $11,365 5.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $570,000 $285,000 $18,964 3.56%
WENATCHEE, WA (FHA|USDA|VA) 1 $565,000 $565,000 $5,034 4.63%
Cullman, AL (FHA|USDA|VA) 1 $555,000 $555,000 $19,867 5.13%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $545,000 $545,000 $6,444 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $540,000 $270,000 $7,850 3.69%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $530,000 $265,000 $0 5.56%
ANN ARBOR, MI (FHA|USDA|VA) 2 $530,000 $265,000 $10,129 5.31%
ANCHORAGE, AK (FHA|USDA|VA) 2 $530,000 $265,000 $5,505 5.25%
FLINT, MI (FHA|USDA|VA) 3 $525,000 $175,000 $6,137 3.92%
Warrensburg, MO (FHA|USDA|VA) 2 $520,000 $260,000 $12,109 6.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $520,000 $260,000 $11,217 4.94%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $520,000 $260,000 $0 5.88%
ASHEVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $7,982 5.56%
WACO, TX (FHA|USDA|VA) 3 $505,000 $168,333 $6,552 5.29%
PEORIA, IL (FHA|USDA|VA) 2 $500,000 $250,000 $3,450 5.56%
MISSOULA, MT (FHA|USDA|VA) 2 $500,000 $250,000 $5,425 3.88%
KINGSTON, NY (FHA|USDA|VA) 2 $500,000 $250,000 $0 6.00%
Sonora, CA (FHA|USDA|VA) 1 $495,000 $495,000 $10,276 5.50%
Newport, OR (FHA|USDA|VA) 1 $495,000 $495,000 $8,071 4.88%
BINGHAMTON, NY (FHA|USDA|VA) 2 $490,000 $245,000 $3,526 5.44%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $480,000 $240,000 $6,204 3.75%
GLENS FALLS, NY (FHA|USDA|VA) 2 $480,000 $240,000 $7,806 5.63%
LONGVIEW, TX (FHA|USDA|VA) 2 $480,000 $240,000 $5,778 4.50%
VALLEJO, CA (FHA|USDA|VA) 1 $475,000 $475,000 $14,613 4.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $465,000 $465,000 $4,682 5.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $460,000 $230,000 $0 5.50%
LANCASTER, PA (FHA|USDA|VA) 2 $460,000 $230,000 $16,038 4.19%
Boone, NC (FHA|USDA|VA) 1 $455,000 $455,000 $8,259 5.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $455,000 $151,667 $0 6.50%
North Wilkesboro, NC (FHA|USDA|VA) 2 $450,000 $225,000 $5,037 5.44%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $450,000 $225,000 $4,080 4.06%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $445,000 $89,000 $6,741 5.35%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $445,000 $445,000 $0 6.38%
Paducah, KY-IL (FHA|USDA|VA) 1 $445,000 $445,000 $0 4.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $440,000 $220,000 $6,349 5.63%
Hudson, NY (FHA|USDA|VA) 2 $440,000 $220,000 $6,434 4.94%
TYLER, TX (FHA|USDA|VA) 3 $435,000 $145,000 $5,712 5.25%
Tahlequah, OK (FHA|USDA|VA) 2 $430,000 $215,000 $6,611 4.31%
Centralia, IL (FHA|USDA|VA) 2 $420,000 $210,000 $2,832 5.44%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $420,000 $210,000 $1,099 4.13%
YUMA, AZ (FHA|USDA|VA) 1 $415,000 $415,000 $0 4.75%
Ottawa, IL (FHA|USDA|VA) 2 $390,000 $195,000 $4,061 5.94%
ST. GEORGE, UT (FHA|USDA|VA) 1 $385,000 $385,000 $0 5.50%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $385,000 $385,000 $0 4.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $380,000 $190,000 $5,933 5.13%
Bozeman, MT (FHA|USDA|VA) 1 $375,000 $375,000 $0 5.50%
Frankfort, KY (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $375,000 $375,000 $0 5.50%
Bartlesville, OK (FHA|USDA|VA) 1 $375,000 $375,000 $0 5.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $375,000 $375,000 $0 6.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $370,000 $185,000 $7,025 5.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $365,000 $365,000 $4,141 4.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $365,000 $365,000 $1,787 5.00%
Aberdeen, SD (FHA|USDA|VA) 2 $350,000 $175,000 $7,034 4.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $345,000 $345,000 $7,247 3.63%
SYRACUSE, NY (FHA|USDA|VA) 2 $340,000 $170,000 $9,748 4.19%
Lebanon, NH-VT (FHA|USDA|VA) 2 $340,000 $170,000 $5,385 4.88%
AKRON, OH (FHA|USDA|VA) 3 $335,000 $111,667 $4,334 6.42%
Clearlake, CA (FHA|USDA|VA) 1 $335,000 $335,000 $6,226 4.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $330,000 $165,000 $6,026 4.81%
RACINE, WI (FHA|USDA|VA) 2 $330,000 $165,000 $5,568 3.63%
Richmond-Berea, KY (FHA|USDA|VA) 2 $330,000 $165,000 $6,641 4.19%
Worthington, MN (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.38%
Sulphur Springs, TX (FHA|USDA|VA) 1 $325,000 $325,000 $15,084 5.13%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $320,000 $160,000 $3,803 4.75%
RAPID CITY, SD (FHA|USDA|VA) 1 $315,000 $315,000 $0 4.75%
Cookeville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.50%
Beaver Dam, WI (FHA|USDA|VA) 1 $315,000 $315,000 $2,122 5.25%
WHEELING, WV-OH (FHA|USDA|VA) 2 $310,000 $155,000 $10,369 5.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $310,000 $155,000 $3,864 3.56%
Oak Harbor, WA (FHA|USDA|VA) 1 $305,000 $305,000 $9,935 4.50%
Mountain Home, ID (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.75%
ERIE, PA (FHA|USDA|VA) 2 $300,000 $150,000 $5,989 5.75%
Granbury, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,476 3.88%
LYNCHBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $0 5.50%
MIDLAND, MI (FHA|USDA|VA) 1 $295,000 $295,000 $6,671 2.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.44%
FORT WAYNE, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,037 4.63%
Alexander City, AL (FHA|USDA|VA) 1 $275,000 $275,000 $10,630 6.75%
Traverse City, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,266 3.25%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $270,000 $135,000 $1,667 5.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.13%
PINE BLUFF, AR (FHA|USDA|VA) 2 $270,000 $135,000 $7,982 6.25%
Gainesville, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,275 3.75%
Minden, LA (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $265,000 $265,000 $9,448 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.50%
READING, PA (FHA|USDA|VA) 1 $265,000 $265,000 $7,102 7.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.50%
Sunbury, PA (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.50%
Lewistown, PA (FHA|USDA|VA) 2 $250,000 $125,000 $6,251 4.25%
Freeport, IL (FHA|USDA|VA) 1 $245,000 $245,000 $12,738 4.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $245,000 $245,000 $6,652 4.25%
Dayton, TN (FHA|USDA|VA) 1 $245,000 $245,000 $4,754 5.00%
Jefferson, GA (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.88%
TUCSON, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $2,773 4.88%
Menomonie, WI (FHA|USDA|VA) 1 $245,000 $245,000 $16,486 3.88%
Madison, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,201 5.50%
MIDLAND, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,786 3.63%
Vincennes, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,064 3.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.75%
Cedartown, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.13%
APPLETON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $5,466 3.38%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.50%
VISALIA, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
Show Low, AZ (FHA|USDA|VA) 2 $220,000 $110,000 $5,690 4.94%
MONTGOMERY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $9,128 4.25%
SAGINAW, MI (FHA|USDA|VA) 1 $215,000 $215,000 $7,862 4.38%
GREENVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $10,830 3.13%
Hillsdale, MI (FHA|USDA|VA) 1 $215,000 $215,000 $12,409 5.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,226 5.25%
Seneca, SC (FHA|USDA|VA) 2 $210,000 $105,000 $4,520 3.19%
Dublin, GA (FHA|USDA|VA) 2 $210,000 $105,000 $5,093 5.25%
Jesup, GA (FHA|USDA|VA) 2 $210,000 $105,000 $5,269 5.81%
Albemarle, NC (FHA|USDA|VA) 1 $205,000 $205,000 $16,025 5.75%
Brainerd, MN (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.50%
Norwalk, OH (FHA|USDA|VA) 1 $205,000 $205,000 $12,637 6.25%
Meadville, PA (FHA|USDA|VA) 1 $205,000 $205,000 $8,222 3.13%
Port Angeles, WA (FHA|USDA|VA) 1 $195,000 $195,000 $8,830 3.13%
Sandusky, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,345 4.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $195,000 $195,000 $6,575 3.25%
Athens, TX (FHA|USDA|VA) 2 $190,000 $95,000 $4,477 4.69%
LAWTON, OK (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.75%
Marshall, MN (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.88%
BECKLEY, WV (FHA|USDA|VA) 1 $185,000 $185,000 $5,066 5.75%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,892 5.88%
Jamestown, ND (FHA|USDA|VA) 1 $185,000 $185,000 $6,802 5.25%
Amsterdam, NY (FHA|USDA|VA) 1 $185,000 $185,000 $4,036 5.38%
Minot, ND (FHA|USDA|VA) 1 $175,000 $175,000 $7,595 5.25%
BILLINGS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $6,251 6.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
MUNCIE, IN (FHA|USDA|VA) 2 $170,000 $85,000 $2,016 6.06%
Williston, ND (FHA|USDA|VA) 1 $165,000 $165,000 $3,878 4.63%
Pella, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,474 5.38%
Shawnee, OK (FHA|USDA|VA) 1 $155,000 $155,000 $7,969 4.38%
New Castle, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,151 5.25%
Crossville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,979 3.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,547 4.25%
AMES, IA (FHA|USDA|VA) 1 $155,000 $155,000 $1,608 5.25%
Winfield, KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,352 6.00%
ABILENE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.50%
GAINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,227 3.25%
ALTOONA, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,309 4.25%
Cortland, NY (FHA|USDA|VA) 1 $145,000 $145,000 $5,748 6.88%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,442 5.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,388 5.75%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $7,207 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,571 2.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,517 2.63%
Fremont, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,835 5.13%
Ponca City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,504 4.25%
Jasper, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,395 5.75%
Batesville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $6,323 7.00%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,047 6.88%
Brenham, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,564 5.00%
Sterling, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,018 6.25%
Cadillac, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,972 5.13%
Shawano, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,707 5.75%
Seymour, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,924 4.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,301 4.75%
Bay City, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,391 4.25%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,343 4.13%
Storm Lake, IA (FHA|USDA|VA) 1 $105,000 $105,000 $5,254 4.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,203 3.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,066 4.88%
Lincoln, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,771 6.38%
Mason City, IA (FHA|USDA|VA) 1 $95,000 $95,000 $7,029 5.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $85,000 $85,000 $2,708 4.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,028 6.00%
Raymondville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,122 4.75%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $65,000 $65,000 $2,983 6.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.38%
Ottawa, KS (FHA|USDA|VA) 1 $65,000 $65,000 $4,259 7.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $15,000 $15,000 $2,063 4.75%
First Savings Bank's top markets include Louisville, New York, Chicago, Miami, and Boston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against First Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MISSION
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    MORTGAGE CLEARING CORPORATION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,718 $1,113,380,000 $299,457 $6,422 4.68%
    HELOC 643 $184,095,000 $286,306 n/a 4.68%
    FHA 232 $62,560,000 $269,655 $12,253 4.93%
    VA 100 $36,720,000 $367,200 $13,736 4.32%
    USDA 26 $4,530,000 $174,231 $5,809 4.64%

    For 2022, First Savings Bank's most frequently originated type of loan was Conventional, with 3,718 originations. Their 2nd most popular type was HELOC, with 643 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,611 $804,655,000 $308,179 $7,095 4.91%
    Cash Out Refi 1,383 $432,335,000 $312,607 $7,304 4.63%
    Refi 571 $153,765,000 $269,291 $5,720 4.21%
    Other 106 $7,300,000 $68,868 $0 2.87%
    Home Improvement 48 $3,230,000 $67,292 $0 3.48%

    For 2022, First Savings Bank's most frequently cited loan purpose was Home Purchase, with 2,611 originations. The 2nd most popular reason was Cash Out Refi, with 1,383 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,071 $1,294,085,000 $317,879 $7,226 4.79%
    15 Year 305 $59,065,000 $193,656 $4,962 4.18%
    10 Year 180 $15,530,000 $86,278 $2,579 2.87%
    Other 104 $20,370,000 $195,865 $4,590 5.24%
    20 Year 56 $11,970,000 $213,750 $4,331 4.22%
    1 Year 3 $265,000 $88,333 $0 5.75%

    For 2022, First Savings Bank's most frequently cited loan duration was 30 Year, with 4,071 originations. The 2nd most popular length was 15 Year, with 305 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 960 $416,060,000 $433,396
    $<1k 925 $219,895,000 $237,724
    $1k-2k 751 $233,615,000 $311,072
    $2k-3k 373 $98,975,000 $265,349
    $3k-4k 370 $92,220,000 $249,243
    $4k-5k 237 $62,835,000 $265,127

    First Savings Bank's average total fees were $7,226, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 960 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,319 $429,225,000 $325,417
    4-5% 1,250 $380,560,000 $304,448
    5-6% 1,240 $366,350,000 $295,444
    6-7% 481 $118,555,000 $246,476
    2.5-3% 173 $69,915,000 $404,133
    <2.5% 155 $15,995,000 $103,194
    7-8% 90 $20,120,000 $223,556
    Over 8% 11 $565,000 $51,364

    During 2022, First Savings Bank's average interest rate for loans was 4.79%, while their most frequently originated rate bucket for loans was 3-4%, with 1,319 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,739 $500,565,000 $287,846 $7,243 4.68%
    $100k-200k 1,415 $215,265,000 $152,131 $4,526 4.79%
    $400k-600k 678 $328,140,000 $483,982 $9,829 4.70%
    $100,000 or less 505 $32,995,000 $65,337 $2,851 4.49%
    $600k-1MM 325 $229,965,000 $707,585 $11,268 4.67%
    $1MM+ 57 $94,355,000 $1,655,351 $22,102 3.83%

    2022 saw First Savings Bank place emphasis on $200k-400k loans with 1,739 originations, totaling $500,565,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,049 $345,375,000 $329,242 $7,637 4.79%
    $50k-75k 1,012 $203,300,000 $200,889 $5,972 4.59%
    $75k-100k 851 $214,455,000 $252,004 $6,823 4.68%
    $150k-250k 783 $320,095,000 $408,806 $8,411 4.77%
    $50k or less 600 $79,390,000 $132,317 $4,353 4.65%
    $250k+ 380 $226,640,000 $596,421 $11,494 4.59%

    First Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,049 originations. The second most popular income band? $50k-75k, with 1,012 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 829 $238,715,000 $287,955 $6,264 4.58%
    20-30% 806 $207,050,000 $256,886 $5,597 4.61%
    <20% 299 $68,705,000 $229,783 $4,508 4.30%
    44% 276 $92,520,000 $335,217 $7,016 4.94%
    42% 215 $67,305,000 $313,047 $7,147 4.76%
    41% 209 $71,215,000 $340,742 $7,530 4.78%
    38% 206 $64,370,000 $312,476 $7,840 4.81%
    43% 195 $56,215,000 $288,282 $6,933 4.97%
    39% 193 $67,785,000 $351,218 $8,658 4.71%
    40% 183 $61,455,000 $335,820 $7,003 4.82%
    36% 179 $48,655,000 $271,816 $6,029 4.54%
    49% 176 $57,520,000 $326,818 $8,381 4.73%
    37% 173 $55,485,000 $320,723 $7,107 4.90%
    45% 158 $49,700,000 $314,557 $8,029 4.71%
    46% 156 $49,510,000 $317,372 $7,858 4.81%
    48% 137 $48,175,000 $351,642 $8,916 4.71%
    47% 133 $43,325,000 $325,752 $7,878 4.81%
    50-60% 133 $39,215,000 $294,850 $12,365 4.70%
    >60% 2 $530,000 $265,000 $3,554 3.19%

    First Savings Bank lent most frequently to those with DTI ratios of 30-36%, with 829 originations. The next most common DTI ratio? 20-30%, with 806 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,400 $972,640,000 $286,071 $6,658 4.68%
    Not provided 552 $179,950,000 $325,996 $7,236 4.62%
    Asian 382 $140,940,000 $368,953 $7,712 4.62%
    Black 321 $89,055,000 $277,430 $9,215 4.94%
    Not applicable 38 $10,890,000 $286,579 $0 3.77%
    American Indian 19 $5,755,000 $302,895 $9,921 4.84%
    Native Hawaiian or Islander 6 $1,870,000 $311,667 $5,973 5.15%
    Asian Indian 1 $185,000 $185,000 $0 6.63%

    Approval Rates

    Total approvals of all applications
    90.05%

    First Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    48.00%

    First Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1054.0 1 $115,000 $115,000
    1100.0 1 $255,000 $255,000
    1134.0 1 $85,000 $85,000
    1137.0 1 $105,000 $105,000
    1155.0 1 $65,000 $65,000
    1280.0 1 $85,000 $85,000
    1330.0 1 $85,000 $85,000
    1403.5 1 $395,000 $395,000
    1458.5 1 $35,000 $35,000
    1518.0 1 $755,000 $755,000
    1555.0 1 $115,000 $115,000
    1641.5 1 $765,000 $765,000
    1672.45 1 $565,000 $565,000
    1742.0 1 $605,000 $605,000
    1826.5 1 $755,000 $755,000
    1928.0 1 $555,000 $555,000
    2100.0 1 $125,000 $125,000
    2144.5 1 $595,000 $595,000
    2320.0 1 $675,000 $675,000
    2542.5 1 $415,000 $415,000
    2587.4 1 $165,000 $165,000
    2601.86 1 $135,000 $135,000
    2665.55 1 $695,000 $695,000
    2682.8 1 $135,000 $135,000
    2695.9 1 $165,000 $165,000
    2731.64 1 $355,000 $355,000
    2813.0 1 $235,000 $235,000
    2866.5 1 $365,000 $365,000
    2883.5 1 $395,000 $395,000
    2888.0 1 $195,000 $195,000
    2894.5 1 $225,000 $225,000
    2896.0 1 $235,000 $235,000
    2913.0 1 $415,000 $415,000
    2914.0 1 $205,000 $205,000
    2917.5 1 $345,000 $345,000
    2926.37 1 $395,000 $395,000
    2927.0 1 $355,000 $355,000
    2933.0 1 $505,000 $505,000
    2940.5 1 $225,000 $225,000
    2952.2 1 $225,000 $225,000
    2970.5 1 $245,000 $245,000
    2977.95 1 $335,000 $335,000
    2979.0 1 $195,000 $195,000
    2983.5 1 $395,000 $395,000
    2994.0 1 $195,000 $195,000
    2994.25 1 $375,000 $375,000
    2996.0 1 $305,000 $305,000
    2999.25 1 $295,000 $295,000
    3007.0 1 $405,000 $405,000
    3009.0 2 $830,000 $415,000
    3015.75 1 $665,000 $665,000
    3017.5 1 $205,000 $205,000
    3019.5 1 $445,000 $445,000
    3022.5 1 $255,000 $255,000
    3024.0 1 $385,000 $385,000
    3030.5 1 $315,000 $315,000
    3033.5 1 $315,000 $315,000
    3036.5 1 $345,000 $345,000
    3043.5 1 $265,000 $265,000
    305.0 7 $1,305,000 $186,429
    3052.0 1 $465,000 $465,000
    3065.75 1 $115,000 $115,000
    3066.25 1 $355,000 $355,000
    3068.0 1 $275,000 $275,000
    3069.0 1 $355,000 $355,000
    309.0 3 $365,000 $121,667
    3091.5 1 $195,000 $195,000
    3093.0 1 $245,000 $245,000
    310.0 1 $135,000 $135,000
    3108.5 2 $780,000 $390,000
    3113.0 2 $800,000 $400,000
    3119.0 1 $465,000 $465,000
    312.0 1 $255,000 $255,000
    3122.5 1 $395,000 $395,000
    3123.0 1 $695,000 $695,000
    3128.0 1 $635,000 $635,000
    3129.2 1 $295,000 $295,000
    3129.5 1 $325,000 $325,000
    3132.5 2 $940,000 $470,000
    3134.0 1 $525,000 $525,000
    313.5 1 $155,000 $155,000
    3136.5 1 $785,000 $785,000
    3142.5 1 $595,000 $595,000
    3143.5 1 $355,000 $355,000
    3144.0 1 $395,000 $395,000
    3153.5 1 $465,000 $465,000
    3158.0 1 $395,000 $395,000
    3172.5 1 $365,000 $365,000
    3183.5 2 $760,000 $380,000
    3189.0 1 $405,000 $405,000
    3191.0 1 $235,000 $235,000
    3194.5 1 $235,000 $235,000
    3202.5 1 $265,000 $265,000
    3213.5 1 $605,000 $605,000
    3229.5 1 $265,000 $265,000
    3238.5 1 $565,000 $565,000
    3246.75 1 $565,000 $565,000
    3252.5 1 $245,000 $245,000
    3253.02 1 $225,000 $225,000
    3259.0 1 $395,000 $395,000
    3263.0 1 $515,000 $515,000
    3264.5 1 $715,000 $715,000
    3268.0 1 $555,000 $555,000
    3272.0 1 $265,000 $265,000
    3273.75 1 $175,000 $175,000
    3276.14 1 $595,000 $595,000
    3282.0 1 $755,000 $755,000
    3284.5 1 $325,000 $325,000
    3291.0 1 $205,000 $205,000
    3294.0 1 $545,000 $545,000
    3294.5 1 $705,000 $705,000
    3319.5 1 $425,000 $425,000
    3325.25 1 $335,000 $335,000
    3336.5 2 $1,150,000 $575,000
    334.0 1 $255,000 $255,000
    3353.5 1 $605,000 $605,000
    3355.93 1 $355,000 $355,000
    3358.1 1 $745,000 $745,000
    3358.5 1 $325,000 $325,000
    3368.75 1 $605,000 $605,000
    3397.0 1 $755,000 $755,000
    3399.5 1 $405,000 $405,000
    3403.0 1 $355,000 $355,000
    3417.0 1 $385,000 $385,000
    3423.0 1 $675,000 $675,000
    3424.95 1 $375,000 $375,000
    3429.95 1 $435,000 $435,000
    3438.95 1 $155,000 $155,000
    3439.5 1 $385,000 $385,000
    3442.0 1 $245,000 $245,000
    3448.0 1 $455,000 $455,000
    3452.25 1 $135,000 $135,000
    3455.25 1 $145,000 $145,000
    3457.75 1 $645,000 $645,000
    3462.25 1 $535,000 $535,000
    3463.45 1 $175,000 $175,000
    3464.5 1 $755,000 $755,000
    3469.95 1 $345,000 $345,000
    3474.5 1 $535,000 $535,000
    3477.25 1 $155,000 $155,000
    3488.25 1 $265,000 $265,000
    3501.42 1 $265,000 $265,000
    3506.0 1 $535,000 $535,000
    3511.0 1 $375,000 $375,000
    3533.0 1 $595,000 $595,000
    3533.5 1 $785,000 $785,000
    3539.25 1 $215,000 $215,000
    355.0 2 $130,000 $65,000
    3553.0 1 $595,000 $595,000
    3553.52 1 $135,000 $135,000
    3565.45 1 $425,000 $425,000
    3569.5 1 $855,000 $855,000
    3580.5 1 $205,000 $205,000
    359.0 1 $25,000 $25,000
    3605.75 1 $565,000 $565,000
    3609.0 1 $675,000 $675,000
    3611.5 1 $385,000 $385,000
    3617.0 1 $585,000 $585,000
    3654.4 1 $545,000 $545,000
    3693.5 1 $425,000 $425,000
    3694.31 1 $205,000 $205,000
    3696.52 1 $405,000 $405,000
    3710.6 1 $255,000 $255,000
    3716.0 1 $635,000 $635,000
    3716.25 1 $335,000 $335,000
    3727.27 1 $235,000 $235,000
    3729.0 1 $265,000 $265,000
    3731.0 1 $205,000 $205,000
    3750.45 1 $265,000 $265,000
    3761.03 1 $325,000 $325,000
    3785.0 1 $325,000 $325,000
    3787.0 1 $475,000 $475,000
    3787.25 1 $305,000 $305,000
    3792.5 1 $195,000 $195,000
    3795.2 1 $265,000 $265,000
    3795.5 1 $245,000 $245,000
    3802.94 1 $185,000 $185,000
    3804.61 1 $255,000 $255,000
    3808.45 1 $295,000 $295,000
    3820.97 1 $215,000 $215,000
    3847.0 1 $505,000 $505,000
    3849.97 1 $305,000 $305,000
    3855.1 1 $215,000 $215,000
    3861.5 1 $395,000 $395,000
    3867.94 1 $315,000 $315,000
    3874.53 1 $295,000 $295,000
    3876.75 1 $205,000 $205,000
    3909.0 1 $215,000 $215,000
    3910.66 1 $195,000 $195,000
    3913.75 1 $135,000 $135,000
    3914.44 1 $255,000 $255,000
    3932.25 1 $225,000 $225,000
    3934.0 1 $235,000 $235,000
    3944.0 1 $695,000 $695,000
    3955.73 1 $355,000 $355,000
    3971.37 1 $325,000 $325,000
    3979.25 1 $455,000 $455,000
    3980.5 1 $335,000 $335,000
    3984.76 1 $225,000 $225,000
    3988.02 1 $235,000 $235,000
    3996.4 1 $225,000 $225,000
    3996.92 1 $265,000 $265,000
    3997.0 1 $485,000 $485,000
    4005.0 1 $225,000 $225,000
    4015.0 1 $305,000 $305,000
    4025.0 1 $485,000 $485,000
    4027.32 1 $345,000 $345,000
    4032.0 1 $295,000 $295,000
    4032.24 1 $175,000 $175,000
    4033.66 1 $315,000 $315,000
    4049.05 1 $165,000 $165,000
    405.0 1 $95,000 $95,000
    4055.5 1 $165,000 $165,000
    4055.8 1 $275,000 $275,000
    4058.5 1 $755,000 $755,000
    4062.25 1 $205,000 $205,000
    4062.5 1 $335,000 $335,000
    4064.25 1 $265,000 $265,000
    4066.0 1 $385,000 $385,000
    4073.15 1 $195,000 $195,000
    4078.0 1 $205,000 $205,000
    4085.45 1 $175,000 $175,000
    4087.13 1 $305,000 $305,000
    4089.2 2 $700,000 $350,000
    4092.5 1 $335,000 $335,000
    4102.95 1 $655,000 $655,000
    4103.0 1 $175,000 $175,000
    4103.5 1 $265,000 $265,000
    4112.41 1 $495,000 $495,000
    4116.53 1 $295,000 $295,000
    4125.75 1 $325,000 $325,000
    4138.5 1 $155,000 $155,000
    4144.0 1 $335,000 $335,000
    4158.51 1 $285,000 $285,000
    4170.0 1 $725,000 $725,000
    4172.1 1 $415,000 $415,000
    4177.0 1 $445,000 $445,000
    4179.45 1 $435,000 $435,000
    4196.58 1 $225,000 $225,000
    4199.0 1 $285,000 $285,000
    4203.7 1 $355,000 $355,000
    4209.5 1 $445,000 $445,000
    4211.5 1 $295,000 $295,000
    4218.0 1 $355,000 $355,000
    4230.5 1 $315,000 $315,000
    4231.15 1 $465,000 $465,000
    4232.25 1 $355,000 $355,000
    4232.7 1 $205,000 $205,000
    4236.7 1 $435,000 $435,000
    4239.5 1 $905,000 $905,000
    4251.75 1 $305,000 $305,000
    4257.55 1 $325,000 $325,000
    4261.5 1 $705,000 $705,000
    4277.5 1 $315,000 $315,000
    4282.5 1 $785,000 $785,000
    4286.7 1 $375,000 $375,000
    4288.51 1 $495,000 $495,000
    4289.58 1 $205,000 $205,000
    4301.41 1 $495,000 $495,000
    4303.4 1 $265,000 $265,000
    4304.7 1 $245,000 $245,000
    4309.93 1 $345,000 $345,000
    4312.5 1 $425,000 $425,000
    4320.0 1 $395,000 $395,000
    4336.7 1 $425,000 $425,000
    4338.25 1 $395,000 $395,000
    4348.5 1 $495,000 $495,000
    4351.9 1 $355,000 $355,000
    4358.5 1 $225,000 $225,000
    4360.8 1 $295,000 $295,000
    4361.23 1 $295,000 $295,000
    4364.09 1 $575,000 $575,000
    4367.23 1 $455,000 $455,000
    4371.03 1 $535,000 $535,000
    4372.0 1 $185,000 $185,000
    4374.13 1 $355,000 $355,000
    4374.23 1 $505,000 $505,000
    4377.75 1 $485,000 $485,000
    4392.1 1 $325,000 $325,000
    4394.27 1 $415,000 $415,000
    4419.5 1 $195,000 $195,000
    4420.5 1 $465,000 $465,000
    4423.0 1 $265,000 $265,000
    4438.83 1 $315,000 $315,000
    4441.95 1 $355,000 $355,000
    4449.75 1 $415,000 $415,000
    4451.75 1 $495,000 $495,000
    4454.45 1 $225,000 $225,000
    4454.47 1 $695,000 $695,000
    4456.0 1 $525,000 $525,000
    4463.5 1 $205,000 $205,000
    4465.1 1 $475,000 $475,000
    4478.2 1 $345,000 $345,000
    4492.0 1 $355,000 $355,000
    4498.25 1 $375,000 $375,000
    4509.08 1 $245,000 $245,000
    4517.48 1 $665,000 $665,000
    4524.0 1 $535,000 $535,000
    4529.45 1 $375,000 $375,000
    4540.5 1 $345,000 $345,000
    4544.0 1 $375,000 $375,000
    455.0 1 $45,000 $45,000
    4557.68 1 $475,000 $475,000
    4564.0 1 $405,000 $405,000
    4569.73 1 $345,000 $345,000
    4570.25 1 $445,000 $445,000
    4584.5 1 $315,000 $315,000
    4584.74 1 $695,000 $695,000
    4611.3 1 $365,000 $365,000
    4628.75 1 $415,000 $415,000
    4649.35 1 $445,000 $445,000
    4661.15 1 $585,000 $585,000
    4678.48 1 $355,000 $355,000
    4693.0 1 $345,000 $345,000
    4695.25 1 $335,000 $335,000
    470.0 1 $125,000 $125,000
    4738.0 1 $285,000 $285,000
    4740.0 1 $285,000 $285,000
    480.0 2 $320,000 $160,000
    4821.5 1 $355,000 $355,000
    4830.25 1 $455,000 $455,000
    4887.45 1 $665,000 $665,000
    4887.83 1 $685,000 $685,000
    4896.5 1 $495,000 $495,000
    4896.93 1 $225,000 $225,000
    4901.0 1 $605,000 $605,000
    4908.33 1 $385,000 $385,000
    4910.0 1 $1,005,000 $1,005,000
    4913.5 1 $305,000 $305,000
    4913.63 1 $425,000 $425,000
    4918.0 1 $325,000 $325,000
    4933.5 1 $505,000 $505,000
    4940.0 1 $415,000 $415,000
    4943.9 1 $445,000 $445,000
    4945.0 1 $565,000 $565,000
    4952.17 1 $535,000 $535,000
    4961.0 1 $435,000 $435,000
    4997.0 1 $615,000 $615,000
    5018.0 1 $665,000 $665,000
    5067.3 1 $625,000 $625,000
    5086.75 1 $375,000 $375,000
    5094.0 1 $365,000 $365,000
    5103.95 1 $255,000 $255,000
    5105.09 1 $1,335,000 $1,335,000
    5137.75 1 $475,000 $475,000
    5181.19 1 $375,000 $375,000
    5193.25 1 $325,000 $325,000
    5210.0 1 $425,000 $425,000
    5213.8 1 $635,000 $635,000
    5213.95 1 $325,000 $325,000
    5239.51 1 $515,000 $515,000
    5259.5 1 $715,000 $715,000
    5265.5 1 $435,000 $435,000
    5285.5 1 $315,000 $315,000
    5294.25 1 $615,000 $615,000
    530.0 1 $245,000 $245,000
    5312.5 1 $405,000 $405,000
    5319.93 1 $305,000 $305,000
    5324.0 1 $485,000 $485,000
    5331.0 1 $645,000 $645,000
    5370.0 1 $495,000 $495,000
    540.0 1 $55,000 $55,000
    5404.0 1 $555,000 $555,000
    5416.45 1 $595,000 $595,000
    5420.0 1 $425,000 $425,000
    5431.11 1 $595,000 $595,000
    5489.5 1 $505,000 $505,000
    5493.5 1 $425,000 $425,000
    5524.5 1 $455,000 $455,000
    5534.5 1 $455,000 $455,000
    554.0 1 $65,000 $65,000
    5542.6 1 $565,000 $565,000
    5543.65 1 $455,000 $455,000
    5544.75 1 $405,000 $405,000
    555.0 1 $255,000 $255,000
    5564.5 1 $445,000 $445,000
    5580.0 1 $415,000 $415,000
    5582.79 1 $385,000 $385,000
    5592.0 1 $545,000 $545,000
    5594.25 1 $445,000 $445,000
    5660.0 1 $475,000 $475,000
    5690.75 1 $755,000 $755,000
    5695.5 1 $475,000 $475,000
    5710.5 1 $425,000 $425,000
    5737.0 1 $445,000 $445,000
    5744.5 1 $505,000 $505,000
    5746.5 1 $755,000 $755,000
    5772.0 1 $455,000 $455,000
    5903.25 1 $515,000 $515,000
    5945.5 1 $535,000 $535,000
    5975.0 1 $355,000 $355,000
    5988.5 1 $535,000 $535,000
    600.0 1 $115,000 $115,000
    604.0 1 $255,000 $255,000
    605.0 2 $130,000 $65,000
    6106.12 1 $465,000 $465,000
    6119.01 1 $465,000 $465,000
    612.0 1 $135,000 $135,000
    6134.0 1 $565,000 $565,000
    6187.71 1 $635,000 $635,000
    6213.5 1 $585,000 $585,000
    6219.49 1 $525,000 $525,000
    6222.55 1 $885,000 $885,000
    6289.0 1 $545,000 $545,000
    6289.05 1 $495,000 $495,000
    6309.4 1 $755,000 $755,000
    6317.5 1 $605,000 $605,000
    6321.5 1 $605,000 $605,000
    645.0 1 $45,000 $45,000
    650.0 1 $35,000 $35,000
    654.0 1 $75,000 $75,000
    655.0 1 $35,000 $35,000
    6595.0 1 $1,005,000 $1,005,000
    6628.5 1 $605,000 $605,000
    6653.5 1 $655,000 $655,000
    679.0 1 $85,000 $85,000
    7014.5 1 $755,000 $755,000
    704.0 1 $115,000 $115,000
    705.0 1 $165,000 $165,000
    7206.0 1 $755,000 $755,000
    730.0 1 $65,000 $65,000
    759.0 1 $155,000 $155,000
    820.0 1 $115,000 $115,000
    859.0 1 $155,000 $155,000
    859.5 1 $105,000 $105,000
    950.0 1 $35,000 $35,000
    960.0 1 $65,000 $65,000
    974.0 1 $245,000 $245,000
    NA 4,273 $1,232,135,000 $288,354

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,719 $1,401,285,000 $296,945

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 274 $46,480,000 $169,635 $4,712 4.07%
    40-60% 550 $153,580,000 $279,236 $5,977 4.31%
    60-80% 1,783 $538,445,000 $301,988 $6,990 4.66%
    80-100% 1,910 $645,290,000 $337,848 $7,665 4.93%
    Over 100% 9 $3,495,000 $388,333 $20,258 5.11%
    Under 20% 189 $13,555,000 $71,720 $2,572 4.35%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    FIRST CITIZENS BANCSHARES, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 100.0%