First Savings Bank Mortgage Rates, Fees & Info
Clarksville, INLEI: WKN6AF1FCL7BBYGTGI83
Tax ID: 35-0309764
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Bank Data
Review & Overview
First Savings Bank is a small bank specializing in Refi and Home Purchase loans. First Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Louisville, Miami, New York, and Tampa among others. We have data for 418 markets. (Some data included below & more in-depth data is available with an active subscription.)First Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 8.88% | 12/17/24 |
30 Year Conventional Purchase | 6.73% | 12/17/24 |
30 Year Conventional Refi | 6.58% | 12/17/24 |
30 Year Cash-out Refi | 6.76% | 12/17/24 |
30 Year FHA Purchase | 7.53% | 12/17/24 |
30 Year FHA Refi | 6.39% | 12/17/24 |
30 Year VA Purchase | 6.34% | 12/17/24 |
30 Year VA Refi | 6.27% | 12/17/24 |
30 Year USDA Purchase | 6.82% | 12/17/24 |
30 Year USDA Refi | 6.27% | 12/17/24 |
15 Year Conventional Purchase | 6.21% | 12/17/24 |
15 Year Conventional Refi | 6.18% | 12/17/24 |
15 Year Cash-out Refi | 6.18% | 12/17/24 |
15 Year FHA Refi | 5.68% | 12/17/24 |
15 Year VA Refi | 5.68% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
First Savings Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,235Origination Dollar Volume (All Markets)
$1,373,075,000Employee count
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 431 | $111,585,000 | $258,898 | $3,655 | 4.23% |
LOUISVILLE, KY (FHA|USDA|VA) | 567 | $102,035,000 | $179,956 | $3,125 | 4.58% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 228 | $63,880,000 | $280,175 | $7,404 | 4.24% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 102 | $38,190,000 | $374,412 | $6,277 | 3.94% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 141 | $37,385,000 | $265,142 | $5,108 | 4.16% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 71 | $35,345,000 | $497,817 | $9,722 | 4.14% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 127 | $35,065,000 | $276,102 | $4,785 | 3.92% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 97 | $31,255,000 | $322,216 | $6,238 | 3.94% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 92 | $29,250,000 | $317,935 | $5,758 | 3.59% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 129 | $27,675,000 | $214,535 | $4,157 | 4.23% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 128 | $25,510,000 | $199,297 | $4,958 | 4.57% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 74 | $24,480,000 | $330,811 | $7,377 | 3.90% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 68 | $23,850,000 | $350,735 | $5,685 | 3.69% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 86 | $23,820,000 | $276,977 | $6,091 | 3.79% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 52 | $23,010,000 | $442,500 | $4,772 | 4.66% |
Outside of Metro Areas | 151 | $22,345,000 | $147,980 | $3,860 | 4.51% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 47 | $21,145,000 | $449,894 | $3,299 | 5.06% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 44 | $21,010,000 | $477,500 | $7,616 | 3.82% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 83 | $20,525,000 | $247,289 | $4,699 | 4.03% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 63 | $19,575,000 | $310,714 | $6,183 | 3.65% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 59 | $19,205,000 | $325,508 | $6,445 | 3.95% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 46 | $18,370,000 | $399,348 | $7,263 | 3.64% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 52 | $16,040,000 | $308,462 | $3,722 | 4.22% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 68 | $14,920,000 | $219,412 | $5,460 | 4.28% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 40 | $14,180,000 | $354,500 | $6,606 | 4.03% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 39 | $12,915,000 | $331,154 | $6,367 | 3.63% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 36 | $12,880,000 | $357,778 | $6,464 | 4.13% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 40 | $11,810,000 | $295,250 | $5,752 | 3.63% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 44 | $11,060,000 | $251,364 | $5,650 | 3.98% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 52 | $10,300,000 | $198,077 | $6,705 | 4.47% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 41 | $10,135,000 | $247,195 | $2,532 | 3.85% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 42 | $9,850,000 | $234,524 | $3,218 | 3.84% |
TULSA, OK (FHA|USDA|VA) | 52 | $9,750,000 | $187,500 | $5,970 | 4.28% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 27 | $9,235,000 | $342,037 | $6,096 | 3.65% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 33 | $9,165,000 | $277,727 | $6,620 | 3.76% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $8,580,000 | $268,125 | $4,792 | 3.54% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 33 | $8,525,000 | $258,333 | $4,939 | 3.87% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 29 | $7,855,000 | $270,862 | $6,075 | 4.05% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 25 | $7,635,000 | $305,400 | $6,598 | 3.64% |
RICHMOND, VA (FHA|USDA|VA) | 27 | $7,585,000 | $280,926 | $4,263 | 3.81% |
BOISE CITY, ID (FHA|USDA|VA) | 28 | $7,180,000 | $256,429 | $7,331 | 4.93% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 32 | $6,750,000 | $210,938 | $5,328 | 3.96% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $6,635,000 | $265,400 | $6,005 | 4.49% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $6,165,000 | $293,571 | $5,977 | 3.85% |
MONTGOMERY, AL (FHA|USDA|VA) | 26 | $5,820,000 | $223,846 | $2,580 | 4.31% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 32 | $5,700,000 | $178,125 | $5,616 | 4.22% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 17 | $5,335,000 | $313,824 | $6,729 | 3.35% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 23 | $5,185,000 | $225,435 | $3,946 | 4.27% |
Alexander City, AL (FHA|USDA|VA) | 21 | $5,165,000 | $245,952 | $3,172 | 4.14% |
RENO, NV (FHA|USDA|VA) | 15 | $5,015,000 | $334,333 | $7,796 | 3.63% |
ST. GEORGE, UT (FHA|USDA|VA) | 15 | $4,665,000 | $311,000 | $4,793 | 3.69% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 17 | $4,625,000 | $272,059 | $4,692 | 3.63% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 24 | $4,520,000 | $188,333 | $5,665 | 4.35% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $4,616 | 4.20% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 14 | $4,430,000 | $316,429 | $6,114 | 3.53% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 18 | $4,360,000 | $242,222 | $5,366 | 3.85% |
STOCKTON, CA (FHA|USDA|VA) | 10 | $4,260,000 | $426,000 | $8,255 | 3.84% |
Mountain Home, ID (FHA|USDA|VA) | 22 | $4,150,000 | $188,636 | $4,966 | 4.53% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $4,095,000 | $585,000 | $7,399 | 3.46% |
PROVO-OREM, UT (FHA|USDA|VA) | 14 | $3,880,000 | $277,143 | $4,682 | 3.71% |
COLUMBUS, OH (FHA|USDA|VA) | 14 | $3,820,000 | $272,857 | $6,448 | 3.99% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $3,755,000 | $288,846 | $4,219 | 4.12% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $3,730,000 | $266,429 | $4,151 | 3.88% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $3,615,000 | $278,077 | $6,888 | 4.43% |
PITTSBURGH, PA (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $4,372 | 3.88% |
JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $4,584 | 3.73% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $3,375,000 | $225,000 | $4,545 | 3.66% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $3,140,000 | $224,286 | $6,032 | 4.08% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $3,085,000 | $342,778 | $7,138 | 3.46% |
FLINT, MI (FHA|USDA|VA) | 16 | $3,080,000 | $192,500 | $4,602 | 4.25% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $3,035,000 | $275,909 | $5,642 | 3.43% |
WORCESTER, MA-CT (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $4,941 | 3.89% |
SAVANNAH, GA (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $5,294 | 4.03% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $4,366 | 3.88% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $2,835,000 | $218,077 | $3,728 | 4.17% |
Key West, FL (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $5,690 | 4.15% |
Washington, IN (FHA|USDA|VA) | 26 | $2,800,000 | $107,692 | $2,256 | 5.07% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $3,506 | 3.90% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 15 | $2,655,000 | $177,000 | $3,969 | 4.02% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $8,259 | 3.40% |
VALLEJO, CA (FHA|USDA|VA) | 6 | $2,560,000 | $426,667 | $5,453 | 3.81% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $5,624 | 3.56% |
AKRON, OH (FHA|USDA|VA) | 16 | $2,410,000 | $150,625 | $4,919 | 3.92% |
TUCSON, AZ (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $4,456 | 3.47% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $4,795 | 3.79% |
KNOXVILLE, TN (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $5,288 | 3.33% |
Hilo, HI (FHA|USDA|VA) | 5 | $2,265,000 | $453,000 | $6,274 | 3.75% |
LAFAYETTE, LA (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $6,249 | 3.34% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $8,198 | 3.50% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $5,264 | 4.20% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $3,954 | 3.63% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $3,761 | 3.75% |
SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $5,443 | 3.66% |
HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $3,379 | 3.79% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $5,313 | 3.41% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $4,587 | 3.50% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $10,612 | 4.63% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $3,948 | 3.64% |
OCALA, FL (FHA|USDA|VA) | 10 | $1,980,000 | $198,000 | $4,421 | 5.05% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $3,325 | 3.89% |
MODESTO, CA (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $5,854 | 4.16% |
ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $3,761 | 3.42% |
GREELEY, CO (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,343 | 3.48% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $7,008 | 4.15% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $13,692 | 3.98% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $3,957 | 3.55% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $4,281 | 3.64% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $6,113 | 3.69% |
BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $5,055 | 3.91% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,085 | 3.53% |
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $3,936 | 3.94% |
FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $5,380 | 3.73% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $7,452 | 3.42% |
WILMINGTON, NC (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,449 | 4.09% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,140 | 3.43% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $3,961 | 3.95% |
MOBILE, AL (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $4,460 | 3.72% |
SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,104 | 3.70% |
Keene, NH (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $5,794 | 3.82% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,064 | 3.80% |
EL PASO, TX (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $12,889 | 3.96% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $8,576 | 3.96% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $5,856 | 4.04% |
SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $3,195 | 4.04% |
TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $4,632 | 3.15% |
LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $9,398 | 3.95% |
PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,909 | 3.83% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $5,065 | 3.90% |
BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $7,515 | 3.78% |
CHICO, CA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,273 | 3.80% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $12,266 | 3.55% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $3,191 | 3.71% |
GADSDEN, AL (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $3,190 | 4.57% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $3,538 | 3.65% |
CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,035 | 3.41% |
WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $2,982 | 4.04% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $8,771 | 3.58% |
YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,420 | 4.08% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,317 | 3.94% |
APPLETON, WI (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,134 | 3.29% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,335 | 3.81% |
SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,067 | 3.56% |
ST. CLOUD, MN (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,265 | 4.27% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $4,620 | 3.63% |
LAWTON, OK (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,687 | 3.40% |
PEORIA, IL (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,035 | 4.21% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,971 | 3.16% |
SPRINGFIELD, IL (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $4,170 | 3.63% |
GRANTS PASS, OR (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,384 | 3.75% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $2,320 | 4.96% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,003 | 3.55% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $11,724 | 4.06% |
Fallon, NV (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,746 | 3.56% |
TOLEDO, OH (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,801 | 3.75% |
FAIRBANKS, AK (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,488 | 3.69% |
BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $2,993 | 3.94% |
COLUMBIA, MO (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,628 | 3.59% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,929 | 3.40% |
CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $5,409 | 3.72% |
DOVER, DE (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,180 | 3.94% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,393 | 3.81% |
JACKSON, MI (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $5,314 | 5.08% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,621 | 3.31% |
UTICA-ROME, NY (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,193 | 3.63% |
ROCHESTER, NY (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $5,142 | 3.86% |
MEDFORD, OR (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,752 | 3.44% |
ROANOKE, VA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $6,788 | 4.29% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $5,354 | 3.25% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $12,964 | 5.67% |
COLUMBIA, SC (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,848 | 4.10% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,809 | 4.00% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,611 | 3.66% |
BRUNSWICK, GA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,343 | 3.44% |
VISALIA, CA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,032 | 3.38% |
Alamogordo, NM (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,076 | 3.17% |
YAKIMA, WA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,350 | 3.66% |
FORT WAYNE, IN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,985 | 3.29% |
Bardstown, KY (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $2,907 | 4.25% |
SYRACUSE, NY (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,872 | 3.85% |
Shelton, WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,762 | 3.33% |
SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,657 | 3.81% |
Scottsburg, IN (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $2,343 | 5.30% |
SANTA FE, NM (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,027 | 3.63% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,463 | 3.04% |
JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,220 | 3.72% |
Roseburg, OR (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,215 | 4.13% |
LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $6,147 | 3.25% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,130 | 4.25% |
Newport, OR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,953 | 3.67% |
Ottawa, KS (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $7,084 | 5.09% |
TOPEKA, KS (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $7,246 | 4.33% |
YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,685 | 3.88% |
Centralia, WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,401 | 3.33% |
PUEBLO, CO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $8,557 | 3.44% |
LOGAN, UT-ID (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,028 | 3.42% |
DULUTH, MN-WI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,754 | 3.21% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,167 | 4.25% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,447 | 3.66% |
Clearlake, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,344 | 3.75% |
Rochelle, IL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,341 | 3.50% |
Sidney, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $10,211 | 3.46% |
MADISON, WI (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $10,324 | 2.81% |
Baraboo, WI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,226 | 3.31% |
Elko, NV (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,076 | 3.79% |
JACKSON, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,906 | 3.81% |
GETTYSBURG, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,184 | 3.31% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,254 | 4.19% |
KINGSTON, NY (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,458 | 4.00% |
LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,243 | 4.88% |
CLEVELAND, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,460 | 3.50% |
ROCKFORD, IL (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $4,700 | 4.54% |
TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $782 | 4.06% |
Red Bluff, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,949 | 3.63% |
Sonora, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,783 | 3.75% |
Ashland, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,769 | 4.17% |
GREEN BAY, WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,783 | 3.69% |
GREENVILLE, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,839 | 3.92% |
JACKSON, MS (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,635 | 3.38% |
IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,332 | 4.29% |
Oak Harbor, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $14,833 | 3.69% |
MANKATO, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,659 | 2.81% |
BILLINGS, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,890 | 4.33% |
ODESSA, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,138 | 3.31% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,682 | 4.54% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,133 | 4.79% |
SALINAS, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $2,556 | 3.88% |
WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,553 | 3.06% |
Jesup, GA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,899 | 4.00% |
Jefferson, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,493 | 3.75% |
Moses Lake, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,302 | 3.50% |
LUBBOCK, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,876 | 3.25% |
Fernley, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,389 | 3.69% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,534 | 3.31% |
SALEM, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,324 | 3.69% |
Aberdeen, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,660 | 3.38% |
Enterprise, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,472 | 3.50% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,285 | 4.06% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,804 | 3.38% |
LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,041 | 3.94% |
AMARILLO, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,344 | 4.00% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,054 | 3.13% |
Duncan, OK (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,612 | 3.38% |
BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,773 | 4.17% |
Sanford, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,142 | 3.50% |
MANSFIELD, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,892 | 3.31% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,475 | 3.94% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,016 | 3.69% |
BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,051 | 4.13% |
LYNCHBURG, VA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,870 | 3.00% |
MONROE, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,393 | 4.04% |
BURLINGTON, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,742 | 4.25% |
Tahlequah, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,887 | 3.44% |
ASHEVILLE, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,569 | 3.81% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,124 | 4.06% |
Grand Rapids, MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $75 | 5.88% |
Los Alamos, NM (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,691 | 3.00% |
WICHITA, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,707 | 5.25% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,182 | 3.63% |
DOTHAN, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,078 | 3.75% |
JONESBORO, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,329 | 3.25% |
PANAMA CITY, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,981 | 3.75% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,912 | 3.50% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,117 | 3.69% |
Traverse City, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,976 | 5.63% |
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,276 | 3.44% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,107 | 2.75% |
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,237 | 3.25% |
BEND, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,260 | 3.50% |
LaGrange, GA-AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,749 | 4.38% |
Norwalk, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,190 | 3.69% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,424 | 3.25% |
Granbury, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,718 | 2.88% |
Pahrump, NV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,956 | 4.13% |
MUNCIE, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,979 | 3.50% |
BOULDER, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,065 | 3.25% |
ROME, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,414 | 3.38% |
Stillwater, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,005 | 4.00% |
Cornelia, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,225 | 4.38% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,084 | 4.25% |
DECATUR, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,415 | 3.56% |
OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,912 | 4.13% |
DALTON, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,802 | 3.38% |
GAINESVILLE, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,841 | 2.75% |
Manitowoc, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,826 | 3.38% |
Adrian, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,335 | 3.88% |
HINESVILLE, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,125 | 3.38% |
Show Low, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,200 | 3.38% |
Breckenridge, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,671 | 4.00% |
Milledgeville, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,725 | 3.25% |
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,766 | 3.25% |
REDDING, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,502 | 4.00% |
Klamath Falls, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,823 | 3.88% |
WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,824 | 3.31% |
JOPLIN, MO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,711 | 3.94% |
Willmar, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,886 | 3.50% |
MUSKEGON, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,197 | 3.88% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,243 | 3.50% |
WENATCHEE, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,580 | 4.00% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,114 | 2.75% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,199 | 4.00% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,291 | 3.63% |
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,611 | 3.00% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $982 | 4.00% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,348 | 3.25% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,894 | 3.13% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,574 | 3.00% |
Bay City, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,921 | 3.38% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,400 | 3.00% |
Winnemucca, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,471 | 3.50% |
Dixon, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,845 | 4.25% |
JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,759 | 3.38% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,477 | 3.63% |
Jamestown, ND (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,252 | 3.25% |
Morehead City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,780 | 2.75% |
CaƱon City, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,744 | 3.38% |
WACO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,789 | 3.25% |
Helena, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,288 | 4.50% |
Brevard, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,524 | 3.75% |
Lake City, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,668 | 3.25% |
Torrington, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,593 | 3.75% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,125 | 4.38% |
MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,529 | 3.13% |
New Castle, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,243 | 3.25% |
Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,498 | 3.38% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,175 | 2.88% |
Newport, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,375 | 3.63% |
Bemidji, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,669 | 2.88% |
Mount Vernon, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.50% |
EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,866 | 2.75% |
ROCHESTER, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,312 | 4.13% |
Marion, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,674 | 4.13% |
Lebanon, NH-VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,581 | 3.88% |
ABILENE, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,638 | 3.50% |
Scottsbluff, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,928 | 4.50% |
YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,484 | 2.88% |
Dublin, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,407 | 3.63% |
Brookings, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,065 | 3.50% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.25% |
Red Wing, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,023 | 3.50% |
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,531 | 3.63% |
Whitewater, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,223 | 4.00% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,969 | 3.75% |
LANCASTER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,189 | 3.63% |
LIMA, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,645 | 3.13% |
La Grande, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,278 | 4.25% |
FRESNO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,197 | 3.38% |
El Dorado, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,713 | 3.25% |
Wooster, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,288 | 3.25% |
ALTOONA, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,920 | 3.25% |
BAY CITY, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,827 | 3.25% |
PITTSFIELD, MA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,404 | 3.38% |
Concord, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,043 | 2.75% |
Danville, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,001 | 3.25% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,348 | 3.63% |
Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,765 | 3.50% |
GOLDSBORO, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,390 | 4.00% |
Salem, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,509 | 4.50% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,120 | 3.63% |
Crescent City, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,766 | 4.13% |
Ardmore, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,346 | 2.88% |
SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,199 | 4.50% |
THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.75% |
Laconia, NH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,262 | 3.63% |
KANKAKEE, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,439 | 3.38% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,519 | 3.75% |
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,553 | 3.38% |
BINGHAMTON, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,225 | 4.13% |
Clovis, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $831 | 4.50% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,982 | 4.13% |
Astoria, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,291 | 4.75% |
Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,300 | 3.63% |
Sevierville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,448 | 3.25% |
Seymour, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,896 | 6.00% |
IOWA CITY, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,246 | 4.25% |
Starkville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,906 | 4.50% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,054 | 4.00% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,087 | 4.13% |
Cullman, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,154 | 3.25% |
Albemarle, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $500 | 4.88% |
ERIE, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,118 | 2.88% |
WALLA WALLA, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,935 | 4.50% |
Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,176 | 4.13% |
Rexburg, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,387 | 4.50% |
RACINE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,121 | 4.50% |
Pullman, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,510 | 3.25% |
Kalispell, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,958 | 4.00% |
Cambridge, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,454 | 3.38% |
Clewiston, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,465 | 4.25% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $996 | 4.63% |
Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,959 | 3.50% |
Muskogee, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,579 | 4.44% |
West Plains, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,044 | 3.63% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,264 | 3.88% |
Seneca, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,442 | 4.38% |
Harrison, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,298 | 4.13% |
Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,358 | 4.50% |
Frankfort, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,179 | 3.75% |
New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,055 | 3.63% |
TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,729 | 3.88% |
Cedartown, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,344 | 4.56% |
GLENS FALLS, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,031 | 5.38% |
Sterling, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,304 | 3.50% |
Ottawa, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,845 | 4.13% |
Georgetown, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,370 | 3.75% |
SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,832 | 5.13% |
OWENSBORO, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,403 | 4.13% |
NEW BERN, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,500 | 4.25% |
Mount Sterling, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,271 | 5.13% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
COLUMBUS, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.50% |
McAlester, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,565 | 4.25% |
Ada, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,353 | 4.50% |
Freeport, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,474 | 3.75% |
Bluffton, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,531 | 3.75% |
WHEELING, WV-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,424 | 5.38% |
Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,435 | 5.38% |
Jasper, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
VALDOSTA, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,522 | 4.63% |
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Product Mix
For 2019, First Savings Bank's most frequently originated type of loan was Conventional, with 2,670 originations. Their 2nd most popular type was VA, with 1,725 originations.
Loan Reason
For 2019, First Savings Bank's most frequently cited loan purpose was Refi, with 2,392 originations. The 2nd most popular reason was Home Purchase, with 2,004 originations.
Loan Duration/Length
For 2019, First Savings Bank's most frequently cited loan duration was 30 Year, with 4,631 originations. The 2nd most popular length was 15 Year, with 301 originations.
Origination Fees/Closing Costs
First Savings Bank's average total fees were $5,270, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,839 originations.
Interest Rates
During 2019, First Savings Bank's average interest rate for loans was 4.02%, while their most frequently originated rate bucket for loans was 3-4%, with 2,553 originations.
Loan Sizing
2019 saw First Savings Bank place emphasis on $200k-400k loans with 2,760 originations, totaling $782,210,000 in origination value.
Applicant Income
First Savings Bank lent most frequently to those with incomes in the $50k or less range, with 2,020 originations. The second most popular income band? $50k-75k, with 823 originations.
Applicant Debt to Income Ratio
First Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 658 originations. The next most common DTI ratio? 30-36%, with 584 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.47%
First Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination4.89%
First Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
1060.0 | 1 | $35,000 | $35,000 |
1135.0 | 1 | $65,000 | $65,000 |
1138.0 | 1 | $185,000 | $185,000 |
1154.6 | 1 | $135,000 | $135,000 |
1213.0 | 1 | $25,000 | $25,000 |
1265.3 | 1 | $35,000 | $35,000 |
1325.0 | 1 | $25,000 | $25,000 |
420.0 | 1 | $75,000 | $75,000 |
445.0 | 2 | $90,000 | $45,000 |
460.0 | 1 | $65,000 | $65,000 |
463.0 | 1 | $125,000 | $125,000 |
477.0 | 1 | $35,000 | $35,000 |
531.25 | 1 | $75,000 | $75,000 |
745.0 | 2 | $160,000 | $80,000 |
834.0 | 1 | $35,000 | $35,000 |
880.0 | 1 | $255,000 | $255,000 |
895.0 | 4 | $200,000 | $50,000 |
930.0 | 1 | $85,000 | $85,000 |
945.0 | 1 | $45,000 | $45,000 |
NA | 5,211 | $1,371,325,000 | $263,160 |
Occupancy Type Mix
LTV Distribution
Complaints
Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 4 | 26.7% |
FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 1 | 6.7% |
FIRST HORIZON BANK | VA mortgage | Closing on a mortgage | 1 | 6.7% |
FIRST HORIZON BANK | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 3 | 20.0% |
FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 6.7% |
FIRST HORIZON BANK | FHA mortgage | Trouble during payment process | 2 | 13.3% |
FIRST HORIZON BANK | FHA mortgage | Struggling to pay mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Conventional home mortgage | Struggling to pay mortgage | 1 | 6.7% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
First Savings Bank | 1000 Copperfield Drive Georgetown, IN 47122 | Full Service B&M | $21,153 |
First Savings Bank | 1100 Market Street Charlestown, IN 47111 | Full Service B&M | $14,329 |
First Savings Bank | 125 Hunter Station Way Sellersburg, IN 47172 | Full Service B&M | $25,852 |
First Savings Bank | 1336 South Jackson Street Salem, IN 47167 | Full Service B&M | $62,770 |
First Savings Bank | 165 East State Road 64 Marengo, IN 47140 | Full Service B&M | $25,691 |
First Savings Bank | 200 Indiana Avenue English, IN 47118 | Full Service B&M | $52,847 |
First Savings Bank | 202 E Court Ave Jeffersonville, IN 47130 | Full Service B&M | $91,804 |
First Savings Bank | 2213 Allison Lane Jeffersonville, IN 47130 | Full Service B&M | $39,151 |
First Savings Bank | 2218 State Street New Albany, IN 47150 | Full Service B&M | $28,668 |
First Savings Bank | 478 West Meyers Street Montgomery, IN 47558 | Full Service B&M | $38,614 |
First Savings Bank | 501 East Lewis And Clark Parkway Clarksville, IN 47129 | Full Service B&M | $106,590 |
First Savings Bank | 501 West Main Street Odon, IN 47562 | Full Service B&M | $57,252 |
First Savings Bank | 510 Indiana 62 Leavenworth, IN 47137 | Full Service B&M | $10,659 |
First Savings Bank | 7340 Main Street Ne Lanesville, IN 47136 | Full Service B&M | $29,902 |
First Savings Bank | 8160 Beech Street Se Elizabeth, IN 47117 | Full Service B&M | $26,014 |
First Savings Bank | 900 Indiana 62 Nw Corydon, IN 47112 | Full Service B&M | $266,859 |
For 2019, First Savings Bank had 16 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $52,895 |
Net interest income | $42,612 |
Total noninterest income | $56,320 |
Gross Fiduciary activities income | $0 |
Service charges on deposit accounts | $1,903 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $54,417 |
Pre-tax net operating income | $21,747 |
Securities gains (or losses, -) | $-67 |
Income before extraordinary items | $17,684 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $17,684 |
Minority interest net income | $810 |
Net income | $16,874 |
Sale, conversion, retirement of capital stock, net | $0 |
Net operating income | $17,738 |
First Savings Bank's gross interest income from loans was $52,895,000.
First Savings Bank's net interest income from loans was $42,612,000.
First Savings Bank's fee based income from loans was $1,903,000.
First Savings Bank's net income from loans was $16,874,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $10,283 |
Provision for credit losses | $1,654 |
Total noninterest expense | $75,531 |
Salaries and employee benefits | $53,233 |
Premises and equipment expense | $5,470 |
Additional noninterest expense | $16,828 |
Applicable income taxes | $3,996 |
Net charge-offs | $744 |
Cash dividends | $0 |
First Savings Bank's interest expense for loans was $10,283,000.
First Savings Bank's payroll and benefits expense were $53,233,000.
First Savings Bank's property, plant and equipment expenses $5,470,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 0.0% |
HELOC loans | 0.0% |
All other family | 0.0% |
Commercial & industrial loans | 0.0% |
Personal loans | 0.0% |
Credit card loans | 0.0% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $896,211 |
Deposits held in domestic offices | $896,211 |
Deposits by Individuals, partnerships, and corporations | $721,793 |
Deposits by U.S. Government | $0 |
Deposits by States and political subdivisions in the U.S. | $174,418 |
Deposits by Commercial banks and other depository institutions in U.S. | $0 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $375,671 |
Demand deposits | $212,051 |
Nontransaction accounts | $520,540 |
Money market deposit accounts (MMDAs) | $115,949 |
Other savings deposits (excluding MMDAs) | $124,524 |
Total time deposits | $280,067 |
Total time and savings deposits | $684,160 |
Noninterest-bearing deposits | $190,888 |
Interest-bearing deposits | $705,323 |
Retail deposits | $745,021 |
IRAs and Keogh plan accounts | $31,129 |
Brokered deposits | $124,686 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $1,289,704 |
Cash & Balances due from depository institutions | $41,022 |
Interest-bearing balances | $26,780 |
Total securities | $180,099 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $962,309 |
Loan and leases loss allowance | $10,530 |
Trading account assets | $0 |
Bank premises and fixed assets | $28,871 |
Other real estate owned | $1,893 |
Goodwill and other intangibles | $17,222 |
All other assets | $58,288 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $1,289,704 |
Total Liabilities | $1,155,045 |
Total deposits | $896,211 |
Interest-bearing deposits | $705,323 |
Deposits held in domestic offices | $896,211 |
% insured (estimated) | $74 |
Federal funds purchased and repurchase agreements | $0 |
Trading liabilities | $0 |
Other borrowed funds | $239,566 |
Subordinated debt | $0 |
All other liabilities | $19,268 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $962,309 |
Loan and leases loss allowance | $10,530 |
Total loans and leases (domestic) | $972,839 |
All real estate loans | $872,799 |
Real estate loans in domestic offices | $872,799 |
Construction and development loans | $38,487 |
Residential 1-4 family construction | $10,453 |
Other construction, all land development and other land | $28,034 |
Loans secured by nonfarm nonresidential properties | $448,423 |
Nonfarm nonresidential secured by owner-occupied properties | $101,265 |
Commercial real estate & other non-farm, non-residential | $347,158 |
Multifamily residential real estate | $38,452 |
1-4 family residential loans | $324,868 |
Farmland loans | $22,569 |
Loans held in foreign offices | $0 |
Farm loans | $6,141 |
Commercial and industrial loans | $69,591 |
To non-U.S. addressees | $0 |
Loans to individuals | $15,492 |
Credit card loans | $0 |
Related Plans | $306 |
Consumer Auto Loans | $12,968 |
Other loans to individuals | $2,218 |
All other loans & leases | $8,816 |
Loans to foreign governments and official institutions | $0 |
Other loans | $0 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $0 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $6,718 |
Non 1-4 family restructured loans & leases | $4,766 |
Total loans and leases (foreign) | $0 |
First Savings Bank had $962,309,000 of loans outstanding in 2019. $872,799,000 of loans were in real estate loans. $38,487,000 of loans were in development loans. $38,452,000 of loans were in multifamily mortgage loans. $324,868,000 of loans were in 1-4 family mortgage loans. $6,141,000 of loans were in farm loans. $0 of loans were in credit card loans. $12,968,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 405 | $118,714 | $293,121 |
Nonfarm, nonresidential loans - <$100k | 71 | $3,188 | $44,901 |
Nonfarm, nonresidential loans - $100-250k | 86 | $11,183 | $130,035 |
Nonfarm, nonresidential loans - $250k-1MM | 248 | $104,343 | $420,738 |
Commercial & Industrial, US addressed loans - <$1MM | 684 | $40,551 | $59,285 |
Commercial & Industrial, US addressed loans - <$100k | 488 | $11,814 | $24,209 |
Commercial & Industrial, US addressed loans - $100-250k | 89 | $8,764 | $98,472 |
Commercial & Industrial, US addressed loans - $250k-1MM | 107 | $19,973 | $186,664 |
Farmland loans - <$1MM | 84 | $10,984 | $130,762 |
Farmland loans - <$100k | 33 | $1,412 | $42,788 |
Farmland loans - $100-250k | 35 | $4,837 | $138,200 |
Farmland loans - $250k-1MM | 16 | $4,735 | $295,938 |
Agriculture operations loans - <$1MM | 115 | $6,089 | $52,948 |
Agriculture operations loans - <$100k | 89 | $1,955 | $21,966 |
Agriculture operations loans - $100-250k | 20 | $2,199 | $109,950 |
Agriculture operations loans - $250k-1MM | 6 | $1,935 | $322,500 |