First Savings Bank Mortgage Rates, Fees & Info

Clarksville, IN

LEI: WKN6AF1FCL7BBYGTGI83

Tax ID: 35-0309764

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Mortgage Data

Bank Data

Review & Overview

First Savings Bank is a small bank specializing in Refi and Home Purchase loans. First Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Louisville, Miami, New York, and Tampa among others. We have data for 418 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.88% 4/18/24
30 Year Conventional Purchase 6.73% 4/18/24
30 Year Conventional Refi 6.58% 4/18/24
30 Year Cash-out Refi 6.76% 4/18/24
30 Year FHA Purchase 7.53% 4/18/24
30 Year FHA Refi 6.39% 4/18/24
30 Year VA Purchase 6.34% 4/18/24
30 Year VA Refi 6.27% 4/18/24
30 Year USDA Purchase 6.82% 4/18/24
30 Year USDA Refi 6.27% 4/18/24
15 Year Conventional Purchase 6.21% 4/18/24
15 Year Conventional Refi 6.18% 4/18/24
15 Year Cash-out Refi 6.18% 4/18/24
15 Year FHA Refi 5.68% 4/18/24
15 Year VA Refi 5.68% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Savings Bank Mortgage Calculator






Your Estimates

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This is not an official calculator from First Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,235

Origination Dollar Volume (All Markets)

$1,373,075,000

Employee count

462 Show all (62) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 431 $111,585,000 $258,898 $3,655 4.23%
LOUISVILLE, KY (FHA|USDA|VA) 567 $102,035,000 $179,956 $3,125 4.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 228 $63,880,000 $280,175 $7,404 4.24%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 102 $38,190,000 $374,412 $6,277 3.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 141 $37,385,000 $265,142 $5,108 4.16%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 71 $35,345,000 $497,817 $9,722 4.14%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 127 $35,065,000 $276,102 $4,785 3.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 97 $31,255,000 $322,216 $6,238 3.94%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 92 $29,250,000 $317,935 $5,758 3.59%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 129 $27,675,000 $214,535 $4,157 4.23%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 128 $25,510,000 $199,297 $4,958 4.57%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 74 $24,480,000 $330,811 $7,377 3.90%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 68 $23,850,000 $350,735 $5,685 3.69%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 86 $23,820,000 $276,977 $6,091 3.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 52 $23,010,000 $442,500 $4,772 4.66%
Outside of Metro Areas 151 $22,345,000 $147,980 $3,860 4.51%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 47 $21,145,000 $449,894 $3,299 5.06%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 44 $21,010,000 $477,500 $7,616 3.82%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 83 $20,525,000 $247,289 $4,699 4.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 63 $19,575,000 $310,714 $6,183 3.65%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 59 $19,205,000 $325,508 $6,445 3.95%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 46 $18,370,000 $399,348 $7,263 3.64%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 52 $16,040,000 $308,462 $3,722 4.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $14,920,000 $219,412 $5,460 4.28%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 40 $14,180,000 $354,500 $6,606 4.03%
COLORADO SPRINGS, CO (FHA|USDA|VA) 39 $12,915,000 $331,154 $6,367 3.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 36 $12,880,000 $357,778 $6,464 4.13%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 40 $11,810,000 $295,250 $5,752 3.63%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 44 $11,060,000 $251,364 $5,650 3.98%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 52 $10,300,000 $198,077 $6,705 4.47%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 41 $10,135,000 $247,195 $2,532 3.85%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 42 $9,850,000 $234,524 $3,218 3.84%
TULSA, OK (FHA|USDA|VA) 52 $9,750,000 $187,500 $5,970 4.28%
SALT LAKE CITY, UT (FHA|USDA|VA) 27 $9,235,000 $342,037 $6,096 3.65%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $9,165,000 $277,727 $6,620 3.76%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 32 $8,580,000 $268,125 $4,792 3.54%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 33 $8,525,000 $258,333 $4,939 3.87%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 29 $7,855,000 $270,862 $6,075 4.05%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 25 $7,635,000 $305,400 $6,598 3.64%
RICHMOND, VA (FHA|USDA|VA) 27 $7,585,000 $280,926 $4,263 3.81%
BOISE CITY, ID (FHA|USDA|VA) 28 $7,180,000 $256,429 $7,331 4.93%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 32 $6,750,000 $210,938 $5,328 3.96%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $6,635,000 $265,400 $6,005 4.49%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 21 $6,165,000 $293,571 $5,977 3.85%
MONTGOMERY, AL (FHA|USDA|VA) 26 $5,820,000 $223,846 $2,580 4.31%
KANSAS CITY, MO-KS (FHA|USDA|VA) 32 $5,700,000 $178,125 $5,616 4.22%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 17 $5,335,000 $313,824 $6,729 3.35%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 23 $5,185,000 $225,435 $3,946 4.27%
Alexander City, AL (FHA|USDA|VA) 21 $5,165,000 $245,952 $3,172 4.14%
RENO, NV (FHA|USDA|VA) 15 $5,015,000 $334,333 $7,796 3.63%
ST. GEORGE, UT (FHA|USDA|VA) 15 $4,665,000 $311,000 $4,793 3.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 17 $4,625,000 $272,059 $4,692 3.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 24 $4,520,000 $188,333 $5,665 4.35%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $4,480,000 $248,889 $4,616 4.20%
RALEIGH-CARY, NC (FHA|USDA|VA) 14 $4,430,000 $316,429 $6,114 3.53%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 18 $4,360,000 $242,222 $5,366 3.85%
STOCKTON, CA (FHA|USDA|VA) 10 $4,260,000 $426,000 $8,255 3.84%
Mountain Home, ID (FHA|USDA|VA) 22 $4,150,000 $188,636 $4,966 4.53%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $4,095,000 $585,000 $7,399 3.46%
PROVO-OREM, UT (FHA|USDA|VA) 14 $3,880,000 $277,143 $4,682 3.71%
COLUMBUS, OH (FHA|USDA|VA) 14 $3,820,000 $272,857 $6,448 3.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 13 $3,755,000 $288,846 $4,219 4.12%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $3,730,000 $266,429 $4,151 3.88%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $3,615,000 $278,077 $6,888 4.43%
PITTSBURGH, PA (FHA|USDA|VA) 21 $3,595,000 $171,190 $4,372 3.88%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $3,380,000 $241,429 $4,584 3.73%
OKLAHOMA CITY, OK (FHA|USDA|VA) 15 $3,375,000 $225,000 $4,545 3.66%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $3,140,000 $224,286 $6,032 4.08%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,085,000 $342,778 $7,138 3.46%
FLINT, MI (FHA|USDA|VA) 16 $3,080,000 $192,500 $4,602 4.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 11 $3,035,000 $275,909 $5,642 3.43%
WORCESTER, MA-CT (FHA|USDA|VA) 12 $2,970,000 $247,500 $4,941 3.89%
SAVANNAH, GA (FHA|USDA|VA) 11 $2,905,000 $264,091 $5,294 4.03%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $2,860,000 $286,000 $4,366 3.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $2,835,000 $218,077 $3,728 4.17%
Key West, FL (FHA|USDA|VA) 6 $2,810,000 $468,333 $5,690 4.15%
Washington, IN (FHA|USDA|VA) 26 $2,800,000 $107,692 $2,256 5.07%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $2,755,000 $211,923 $3,506 3.90%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 15 $2,655,000 $177,000 $3,969 4.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $2,565,000 $285,000 $8,259 3.40%
VALLEJO, CA (FHA|USDA|VA) 6 $2,560,000 $426,667 $5,453 3.81%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,485,000 $225,909 $5,624 3.56%
AKRON, OH (FHA|USDA|VA) 16 $2,410,000 $150,625 $4,919 3.92%
TUCSON, AZ (FHA|USDA|VA) 9 $2,375,000 $263,889 $4,456 3.47%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 10 $2,300,000 $230,000 $4,795 3.79%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,265,000 $251,667 $5,288 3.33%
Hilo, HI (FHA|USDA|VA) 5 $2,265,000 $453,000 $6,274 3.75%
LAFAYETTE, LA (FHA|USDA|VA) 7 $2,265,000 $323,571 $6,249 3.34%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $2,260,000 $376,667 $8,198 3.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,260,000 $282,500 $5,264 4.20%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $2,225,000 $247,222 $3,954 3.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,205,000 $245,000 $3,761 3.75%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $2,185,000 $312,143 $5,443 3.66%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $2,105,000 $300,714 $3,379 3.79%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $2,105,000 $300,714 $5,313 3.41%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 8 $2,100,000 $262,500 $4,587 3.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,060,000 $515,000 $10,612 4.63%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $2,045,000 $227,222 $3,948 3.64%
OCALA, FL (FHA|USDA|VA) 10 $1,980,000 $198,000 $4,421 5.05%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $1,970,000 $246,250 $3,325 3.89%
MODESTO, CA (FHA|USDA|VA) 7 $1,955,000 $279,286 $5,854 4.16%
ANCHORAGE, AK (FHA|USDA|VA) 6 $1,940,000 $323,333 $3,761 3.42%
GREELEY, CO (FHA|USDA|VA) 6 $1,940,000 $323,333 $5,343 3.48%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,920,000 $192,000 $7,008 4.15%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,890,000 $315,000 $13,692 3.98%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $1,885,000 $269,286 $3,957 3.55%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,820,000 $227,500 $4,281 3.64%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,800,000 $300,000 $6,113 3.69%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,055 3.91%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,780,000 $222,500 $4,085 3.53%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,936 3.94%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,765,000 $353,000 $5,380 3.73%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,730,000 $288,333 $7,452 3.42%
WILMINGTON, NC (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,449 4.09%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,655,000 $331,000 $5,140 3.43%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,650,000 $206,250 $3,961 3.95%
MOBILE, AL (FHA|USDA|VA) 9 $1,645,000 $182,778 $4,460 3.72%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,645,000 $235,000 $4,104 3.70%
Keene, NH (FHA|USDA|VA) 7 $1,625,000 $232,143 $5,794 3.82%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,595,000 $227,857 $5,064 3.80%
EL PASO, TX (FHA|USDA|VA) 3 $1,585,000 $528,333 $12,889 3.96%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,575,000 $525,000 $8,576 3.96%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,856 4.04%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,570,000 $261,667 $3,195 4.04%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,560,000 $260,000 $4,632 3.15%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,555,000 $311,000 $9,398 3.95%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,530,000 $255,000 $3,909 3.83%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $1,515,000 $303,000 $5,065 3.90%
BELLINGHAM, WA (FHA|USDA|VA) 5 $1,515,000 $303,000 $7,515 3.78%
CHICO, CA (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,273 3.80%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,465,000 $293,000 $12,266 3.55%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,465,000 $209,286 $3,191 3.71%
GADSDEN, AL (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,190 4.57%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,420,000 $236,667 $3,538 3.65%
CHEYENNE, WY (FHA|USDA|VA) 4 $1,400,000 $350,000 $5,035 3.41%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,400,000 $233,333 $2,982 4.04%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,385,000 $277,000 $8,771 3.58%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,420 4.08%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,317 3.94%
APPLETON, WI (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,134 3.29%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,335 3.81%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,067 3.56%
ST. CLOUD, MN (FHA|USDA|VA) 6 $1,280,000 $213,333 $3,265 4.27%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,620 3.63%
LAWTON, OK (FHA|USDA|VA) 5 $1,265,000 $253,000 $4,687 3.40%
PEORIA, IL (FHA|USDA|VA) 7 $1,265,000 $180,714 $5,035 4.21%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,971 3.16%
SPRINGFIELD, IL (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,170 3.63%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,200,000 $300,000 $5,384 3.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $2,320 4.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,003 3.55%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,140,000 $570,000 $11,724 4.06%
Fallon, NV (FHA|USDA|VA) 4 $1,140,000 $285,000 $6,746 3.56%
TOLEDO, OH (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,801 3.75%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,488 3.69%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,120,000 $280,000 $2,993 3.94%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,628 3.59%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,929 3.40%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $1,060,000 $265,000 $5,409 3.72%
DOVER, DE (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,180 3.94%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,393 3.81%
JACKSON, MI (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,314 5.08%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,621 3.31%
UTICA-ROME, NY (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,193 3.63%
ROCHESTER, NY (FHA|USDA|VA) 8 $990,000 $123,750 $5,142 3.86%
MEDFORD, OR (FHA|USDA|VA) 4 $980,000 $245,000 $4,752 3.44%
ROANOKE, VA (FHA|USDA|VA) 6 $970,000 $161,667 $6,788 4.29%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $970,000 $485,000 $5,354 3.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $965,000 $321,667 $12,964 5.67%
COLUMBIA, SC (FHA|USDA|VA) 5 $965,000 $193,000 $4,848 4.10%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $960,000 $160,000 $3,809 4.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $960,000 $240,000 $3,611 3.66%
BRUNSWICK, GA (FHA|USDA|VA) 2 $950,000 $475,000 $5,343 3.44%
VISALIA, CA (FHA|USDA|VA) 3 $945,000 $315,000 $9,032 3.38%
Alamogordo, NM (FHA|USDA|VA) 3 $915,000 $305,000 $6,076 3.17%
YAKIMA, WA (FHA|USDA|VA) 4 $910,000 $227,500 $5,350 3.66%
FORT WAYNE, IN (FHA|USDA|VA) 3 $905,000 $301,667 $2,985 3.29%
Bardstown, KY (FHA|USDA|VA) 2 $890,000 $445,000 $2,907 4.25%
SYRACUSE, NY (FHA|USDA|VA) 5 $885,000 $177,000 $4,872 3.85%
Shelton, WA (FHA|USDA|VA) 3 $875,000 $291,667 $3,762 3.33%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $870,000 $217,500 $4,657 3.81%
Scottsburg, IN (FHA|USDA|VA) 5 $865,000 $173,000 $2,343 5.30%
SANTA FE, NM (FHA|USDA|VA) 2 $850,000 $425,000 $6,027 3.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $845,000 $281,667 $6,463 3.04%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $840,000 $210,000 $3,220 3.72%
Roseburg, OR (FHA|USDA|VA) 3 $825,000 $275,000 $5,215 4.13%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $820,000 $410,000 $6,147 3.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $805,000 $268,333 $6,130 4.25%
Newport, OR (FHA|USDA|VA) 3 $785,000 $261,667 $6,953 3.67%
Ottawa, KS (FHA|USDA|VA) 4 $780,000 $195,000 $7,084 5.09%
TOPEKA, KS (FHA|USDA|VA) 5 $775,000 $155,000 $7,246 4.33%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $755,000 $251,667 $2,685 3.88%
Centralia, WA (FHA|USDA|VA) 3 $755,000 $251,667 $5,401 3.33%
PUEBLO, CO (FHA|USDA|VA) 2 $750,000 $375,000 $8,557 3.44%
LOGAN, UT-ID (FHA|USDA|VA) 3 $745,000 $248,333 $6,028 3.42%
DULUTH, MN-WI (FHA|USDA|VA) 3 $745,000 $248,333 $4,754 3.21%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $740,000 $370,000 $7,167 4.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $730,000 $182,500 $4,447 3.66%
Clearlake, CA (FHA|USDA|VA) 2 $730,000 $365,000 $8,344 3.75%
Rochelle, IL (FHA|USDA|VA) 3 $725,000 $241,667 $2,341 3.50%
Sidney, OH (FHA|USDA|VA) 3 $725,000 $241,667 $10,211 3.46%
MADISON, WI (FHA|USDA|VA) 2 $720,000 $360,000 $10,324 2.81%
Baraboo, WI (FHA|USDA|VA) 2 $710,000 $355,000 $6,226 3.31%
Elko, NV (FHA|USDA|VA) 3 $685,000 $228,333 $6,076 3.79%
JACKSON, TN (FHA|USDA|VA) 2 $680,000 $340,000 $3,906 3.81%
GETTYSBURG, PA (FHA|USDA|VA) 2 $680,000 $340,000 $9,184 3.31%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $680,000 $170,000 $6,254 4.19%
KINGSTON, NY (FHA|USDA|VA) 2 $680,000 $340,000 $6,458 4.00%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $675,000 $225,000 $3,243 4.88%
CLEVELAND, TN (FHA|USDA|VA) 2 $670,000 $335,000 $10,460 3.50%
ROCKFORD, IL (FHA|USDA|VA) 6 $660,000 $110,000 $4,700 4.54%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $660,000 $330,000 $782 4.06%
Red Bluff, CA (FHA|USDA|VA) 2 $650,000 $325,000 $4,949 3.63%
Sonora, CA (FHA|USDA|VA) 2 $640,000 $320,000 $6,783 3.75%
Ashland, OH (FHA|USDA|VA) 3 $635,000 $211,667 $8,769 4.17%
GREEN BAY, WI (FHA|USDA|VA) 2 $630,000 $315,000 $1,783 3.69%
GREENVILLE, NC (FHA|USDA|VA) 3 $625,000 $208,333 $3,839 3.92%
JACKSON, MS (FHA|USDA|VA) 2 $620,000 $310,000 $8,635 3.38%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $615,000 $205,000 $5,332 4.29%
Oak Harbor, WA (FHA|USDA|VA) 2 $610,000 $305,000 $14,833 3.69%
MANKATO, MN (FHA|USDA|VA) 2 $610,000 $305,000 $7,659 2.81%
BILLINGS, MT (FHA|USDA|VA) 3 $605,000 $201,667 $4,890 4.33%
ODESSA, TX (FHA|USDA|VA) 2 $600,000 $300,000 $7,138 3.31%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $595,000 $198,333 $5,682 4.54%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $595,000 $198,333 $6,133 4.79%
SALINAS, CA (FHA|USDA|VA) 1 $585,000 $585,000 $2,556 3.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $580,000 $290,000 $4,553 3.06%
Jesup, GA (FHA|USDA|VA) 3 $575,000 $191,667 $5,899 4.00%
Jefferson, GA (FHA|USDA|VA) 2 $570,000 $285,000 $7,493 3.75%
Moses Lake, WA (FHA|USDA|VA) 2 $570,000 $285,000 $5,302 3.50%
LUBBOCK, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,876 3.25%
Fernley, NV (FHA|USDA|VA) 2 $560,000 $280,000 $4,389 3.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $560,000 $280,000 $6,534 3.31%
SALEM, OR (FHA|USDA|VA) 2 $550,000 $275,000 $8,324 3.69%
Aberdeen, WA (FHA|USDA|VA) 2 $540,000 $270,000 $6,660 3.38%
Enterprise, AL (FHA|USDA|VA) 2 $520,000 $260,000 $1,472 3.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $520,000 $130,000 $3,285 4.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $520,000 $260,000 $2,804 3.38%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $520,000 $260,000 $7,041 3.94%
AMARILLO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $2,344 4.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $510,000 $255,000 $6,054 3.13%
Duncan, OK (FHA|USDA|VA) 1 $505,000 $505,000 $10,612 3.38%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $505,000 $168,333 $3,773 4.17%
Sanford, NC (FHA|USDA|VA) 2 $500,000 $250,000 $4,142 3.50%
MANSFIELD, OH (FHA|USDA|VA) 2 $500,000 $250,000 $2,892 3.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $490,000 $245,000 $5,475 3.94%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $490,000 $245,000 $4,016 3.69%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $490,000 $245,000 $3,051 4.13%
LYNCHBURG, VA (FHA|USDA|VA) 1 $485,000 $485,000 $3,870 3.00%
MONROE, MI (FHA|USDA|VA) 3 $485,000 $161,667 $5,393 4.04%
BURLINGTON, NC (FHA|USDA|VA) 3 $485,000 $161,667 $4,742 4.25%
Tahlequah, OK (FHA|USDA|VA) 2 $480,000 $240,000 $9,887 3.44%
ASHEVILLE, NC (FHA|USDA|VA) 2 $470,000 $235,000 $6,569 3.81%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $470,000 $235,000 $3,124 4.06%
Grand Rapids, MN (FHA|USDA|VA) 1 $465,000 $465,000 $75 5.88%
Los Alamos, NM (FHA|USDA|VA) 1 $465,000 $465,000 $11,691 3.00%
WICHITA, KS (FHA|USDA|VA) 2 $460,000 $230,000 $4,707 5.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $460,000 $230,000 $7,182 3.63%
DOTHAN, AL (FHA|USDA|VA) 2 $460,000 $230,000 $5,078 3.75%
JONESBORO, AR (FHA|USDA|VA) 2 $460,000 $230,000 $4,329 3.25%
PANAMA CITY, FL (FHA|USDA|VA) 2 $460,000 $230,000 $2,981 3.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $455,000 $455,000 $3,912 3.50%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $450,000 $225,000 $3,117 3.69%
Traverse City, MI (FHA|USDA|VA) 1 $445,000 $445,000 $2,976 5.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $440,000 $220,000 $2,276 3.44%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $13,107 2.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $435,000 $435,000 $5,237 3.25%
BEND, OR (FHA|USDA|VA) 1 $435,000 $435,000 $8,260 3.50%
LaGrange, GA-AL (FHA|USDA|VA) 2 $430,000 $215,000 $2,749 4.38%
Norwalk, OH (FHA|USDA|VA) 2 $430,000 $215,000 $2,190 3.69%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $425,000 $425,000 $8,424 3.25%
Granbury, TX (FHA|USDA|VA) 1 $425,000 $425,000 $7,718 2.88%
Pahrump, NV (FHA|USDA|VA) 2 $420,000 $210,000 $5,956 4.13%
MUNCIE, IN (FHA|USDA|VA) 2 $420,000 $210,000 $2,979 3.50%
BOULDER, CO (FHA|USDA|VA) 1 $415,000 $415,000 $7,065 3.25%
ROME, GA (FHA|USDA|VA) 1 $415,000 $415,000 $3,414 3.38%
Stillwater, OK (FHA|USDA|VA) 2 $410,000 $205,000 $7,005 4.00%
Cornelia, GA (FHA|USDA|VA) 2 $410,000 $205,000 $5,225 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $390,000 $195,000 $6,084 4.25%
DECATUR, IL (FHA|USDA|VA) 2 $390,000 $195,000 $4,415 3.56%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $1,912 4.13%
DALTON, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,802 3.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $365,000 $365,000 $8,841 2.75%
Manitowoc, WI (FHA|USDA|VA) 2 $360,000 $180,000 $2,826 3.38%
Adrian, MI (FHA|USDA|VA) 2 $360,000 $180,000 $5,335 3.88%
HINESVILLE, GA (FHA|USDA|VA) 1 $355,000 $355,000 $4,125 3.38%
Show Low, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $4,200 3.38%
Breckenridge, CO (FHA|USDA|VA) 1 $345,000 $345,000 $3,671 4.00%
Milledgeville, GA (FHA|USDA|VA) 1 $345,000 $345,000 $4,725 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $345,000 $345,000 $8,766 3.25%
REDDING, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,502 4.00%
Klamath Falls, OR (FHA|USDA|VA) 1 $335,000 $335,000 $2,823 3.88%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $330,000 $165,000 $2,824 3.31%
JOPLIN, MO (FHA|USDA|VA) 2 $320,000 $160,000 $3,711 3.94%
Willmar, MN (FHA|USDA|VA) 2 $320,000 $160,000 $2,886 3.50%
MUSKEGON, MI (FHA|USDA|VA) 1 $315,000 $315,000 $2,197 3.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $315,000 $315,000 $5,243 3.50%
WENATCHEE, WA (FHA|USDA|VA) 1 $305,000 $305,000 $9,580 4.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $305,000 $305,000 $9,114 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $305,000 $101,667 $4,199 4.00%
LINCOLN, NE (FHA|USDA|VA) 1 $305,000 $305,000 $2,291 3.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $305,000 $305,000 $8,611 3.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $295,000 $295,000 $982 4.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $285,000 $285,000 $6,348 3.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $285,000 $285,000 $4,894 3.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $285,000 $285,000 $8,574 3.00%
Bay City, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,921 3.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $285,000 $285,000 $5,400 3.00%
Winnemucca, NV (FHA|USDA|VA) 1 $285,000 $285,000 $14,471 3.50%
Dixon, IL (FHA|USDA|VA) 1 $285,000 $285,000 $9,845 4.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,759 3.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $275,000 $275,000 $1,477 3.63%
Jamestown, ND (FHA|USDA|VA) 1 $275,000 $275,000 $3,252 3.25%
Morehead City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $6,780 2.75%
CaƱon City, CO (FHA|USDA|VA) 1 $265,000 $265,000 $4,744 3.38%
WACO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,789 3.25%
Helena, MT (FHA|USDA|VA) 1 $265,000 $265,000 $4,288 4.50%
Brevard, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,524 3.75%
Lake City, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,668 3.25%
Torrington, CT (FHA|USDA|VA) 1 $265,000 $265,000 $7,593 3.75%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $260,000 $130,000 $6,125 4.38%
MERCED, CA (FHA|USDA|VA) 1 $255,000 $255,000 $15,529 3.13%
New Castle, IN (FHA|USDA|VA) 1 $255,000 $255,000 $3,243 3.25%
Minot, ND (FHA|USDA|VA) 1 $255,000 $255,000 $3,498 3.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $7,175 2.88%
Newport, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,375 3.63%
Bemidji, MN (FHA|USDA|VA) 1 $245,000 $245,000 $7,669 2.88%
Mount Vernon, OH (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $4,866 2.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,312 4.13%
Marion, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,674 4.13%
Lebanon, NH-VT (FHA|USDA|VA) 1 $245,000 $245,000 $3,581 3.88%
ABILENE, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,638 3.50%
Scottsbluff, NE (FHA|USDA|VA) 1 $235,000 $235,000 $1,928 4.50%
YUMA, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $7,484 2.88%
Dublin, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,407 3.63%
Brookings, OR (FHA|USDA|VA) 1 $235,000 $235,000 $3,065 3.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.25%
Red Wing, MN (FHA|USDA|VA) 1 $235,000 $235,000 $4,023 3.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $225,000 $225,000 $2,531 3.63%
Whitewater, WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,223 4.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $225,000 $225,000 $6,969 3.75%
LANCASTER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,189 3.63%
LIMA, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,645 3.13%
La Grande, OR (FHA|USDA|VA) 1 $215,000 $215,000 $3,278 4.25%
FRESNO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $11,197 3.38%
El Dorado, AR (FHA|USDA|VA) 1 $215,000 $215,000 $4,713 3.25%
Wooster, OH (FHA|USDA|VA) 1 $215,000 $215,000 $5,288 3.25%
ALTOONA, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,920 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,827 3.25%
PITTSFIELD, MA (FHA|USDA|VA) 1 $215,000 $215,000 $2,404 3.38%
Concord, NH (FHA|USDA|VA) 1 $215,000 $215,000 $8,043 2.75%
Danville, VA (FHA|USDA|VA) 1 $215,000 $215,000 $4,001 3.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $215,000 $215,000 $9,348 3.63%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $6,765 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,390 4.00%
Salem, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,509 4.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,120 3.63%
Crescent City, CA (FHA|USDA|VA) 1 $205,000 $205,000 $8,766 4.13%
Ardmore, OK (FHA|USDA|VA) 1 $205,000 $205,000 $6,346 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,199 4.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.75%
Laconia, NH (FHA|USDA|VA) 1 $195,000 $195,000 $2,262 3.63%
KANKAKEE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,439 3.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,519 3.75%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $3,553 3.38%
BINGHAMTON, NY (FHA|USDA|VA) 1 $195,000 $195,000 $3,225 4.13%
Clovis, NM (FHA|USDA|VA) 1 $185,000 $185,000 $831 4.50%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,982 4.13%
Astoria, OR (FHA|USDA|VA) 1 $185,000 $185,000 $1,291 4.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,300 3.63%
Sevierville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,448 3.25%
Seymour, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,896 6.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $185,000 $185,000 $2,246 4.25%
Starkville, MS (FHA|USDA|VA) 1 $185,000 $185,000 $2,906 4.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $185,000 $185,000 $6,054 4.00%
ANN ARBOR, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,087 4.13%
Cullman, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,154 3.25%
Albemarle, NC (FHA|USDA|VA) 1 $185,000 $185,000 $500 4.88%
ERIE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,118 2.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $175,000 $175,000 $7,935 4.50%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,176 4.13%
Rexburg, ID (FHA|USDA|VA) 1 $175,000 $175,000 $3,387 4.50%
RACINE, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,121 4.50%
Pullman, WA (FHA|USDA|VA) 1 $175,000 $175,000 $6,510 3.25%
Kalispell, MT (FHA|USDA|VA) 1 $165,000 $165,000 $2,958 4.00%
Cambridge, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,454 3.38%
Clewiston, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,465 4.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $996 4.63%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,959 3.50%
Muskogee, OK (FHA|USDA|VA) 2 $160,000 $80,000 $1,579 4.44%
West Plains, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,044 3.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,264 3.88%
Seneca, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,442 4.38%
Harrison, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,298 4.13%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,358 4.50%
Frankfort, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,179 3.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,055 3.63%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,729 3.88%
Cedartown, GA (FHA|USDA|VA) 2 $140,000 $70,000 $2,344 4.56%
GLENS FALLS, NY (FHA|USDA|VA) 1 $135,000 $135,000 $4,031 5.38%
Sterling, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,304 3.50%
Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,845 4.13%
Georgetown, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,370 3.75%
SUMTER, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,832 5.13%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $5,403 4.13%
NEW BERN, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,500 4.25%
Mount Sterling, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,271 5.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.50%
McAlester, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,565 4.25%
Ada, OK (FHA|USDA|VA) 1 $95,000 $95,000 $1,353 4.50%
Freeport, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,474 3.75%
Bluffton, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,531 3.75%
WHEELING, WV-OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,424 5.38%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $75,000 $75,000 $4,435 5.38%
Jasper, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,522 4.63%
First Savings Bank's top markets include Chicago, Louisville, Miami, New York, and Tampa among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,670 $659,110,000 $246,858 $4,104 4.46%
    VA 1,725 $519,345,000 $301,070 $5,190 3.51%
    FHA 783 $186,875,000 $238,665 $8,086 4.11%
    USDA 55 $7,555,000 $137,364 $4,286 4.13%
    HELOC 2 $190,000 $95,000 n/a 7.25%

    For 2019, First Savings Bank's most frequently originated type of loan was Conventional, with 2,670 originations. Their 2nd most popular type was VA, with 1,725 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,392 $713,130,000 $298,131 $4,679 3.67%
    Home Purchase 2,004 $447,770,000 $223,438 $5,065 4.41%
    Cash Out Refi 831 $211,415,000 $254,410 $6,304 4.51%
    Home Improvement 5 $215,000 $43,000 $0 4.65%
    Other 2 $230,000 $115,000 $1,709 4.56%
    NA 1 $315,000 $315,000 $2,639 3.63%

    For 2019, First Savings Bank's most frequently cited loan purpose was Refi, with 2,392 originations. The 2nd most popular reason was Home Purchase, with 2,004 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,631 $1,259,615,000 $271,996 $5,270 4.02%
    15 Year 301 $56,595,000 $188,023 $3,382 4.13%
    20 Year 112 $22,670,000 $202,411 $3,569 4.53%
    Other 97 $18,135,000 $186,959 $3,251 5.48%
    10 Year 40 $6,210,000 $155,250 $2,424 4.88%
    30+ year 33 $8,245,000 $249,848 $3,458 5.55%
    5 Year 13 $1,015,000 $78,077 $1,336 5.19%
    1 Year 7 $425,000 $60,714 $0 6.29%
    3 Year 1 $165,000 $165,000 $0 5.75%

    For 2019, First Savings Bank's most frequently cited loan duration was 30 Year, with 4,631 originations. The 2nd most popular length was 15 Year, with 301 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,839 $448,515,000 $243,891
    $1k-2k 1,314 $311,900,000 $237,367
    $5k+ 716 $255,330,000 $356,606
    $2k-3k 573 $140,275,000 $244,808
    $3k-4k 399 $109,665,000 $274,850
    $4k-5k 288 $84,150,000 $292,188

    First Savings Bank's average total fees were $5,270, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,839 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,553 $724,395,000 $283,743
    4-5% 1,768 $427,110,000 $241,578
    5-6% 478 $107,060,000 $223,975
    2.5-3% 337 $101,975,000 $302,596
    6-7% 57 $6,825,000 $119,737
    7-8% 29 $3,255,000 $112,241
    Over 8% 11 $2,075,000 $188,636
    <2.5% 2 $380,000 $190,000

    During 2019, First Savings Bank's average interest rate for loans was 4.02%, while their most frequently originated rate bucket for loans was 3-4%, with 2,553 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,760 $782,210,000 $283,409 $5,315 3.88%
    $100k-200k 1,348 $208,900,000 $154,970 $4,058 4.26%
    $400k-600k 633 $290,105,000 $458,302 $6,558 3.98%
    $100,000 or less 410 $27,670,000 $67,488 $2,895 5.07%
    $600k-1MM 76 $52,000,000 $684,211 $11,019 4.42%
    $1MM+ 8 $12,190,000 $1,523,750 $16,905 4.34%

    2019 saw First Savings Bank place emphasis on $200k-400k loans with 2,760 originations, totaling $782,210,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,020 $513,660,000 $254,287 $4,730 3.73%
    $50k-75k 823 $162,755,000 $197,758 $5,466 4.30%
    $100k-150k 814 $232,120,000 $285,160 $5,371 4.37%
    $75k-100k 701 $167,095,000 $238,367 $5,441 4.35%
    $150k-250k 451 $150,905,000 $334,601 $4,759 4.39%
    $250k+ 190 $77,820,000 $409,579 $5,293 4.55%

    First Savings Bank lent most frequently to those with incomes in the $50k or less range, with 2,020 originations. The second most popular income band? $50k-75k, with 823 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 658 $154,660,000 $235,046 $4,271 4.37%
    30-36% 584 $141,000,000 $241,438 $4,459 4.37%
    <20% 264 $58,520,000 $221,667 $3,514 4.28%
    50-60% 243 $60,345,000 $248,333 $8,507 4.24%
    44% 163 $40,585,000 $248,988 $5,517 4.37%
    42% 147 $34,705,000 $236,088 $5,162 4.48%
    39% 141 $33,115,000 $234,858 $5,216 4.40%
    43% 132 $36,700,000 $278,030 $5,385 4.38%
    37% 127 $31,275,000 $246,260 $4,306 4.46%
    36% 126 $32,240,000 $255,873 $4,404 4.47%
    40% 125 $30,645,000 $245,160 $4,442 4.47%
    49% 116 $29,070,000 $250,603 $5,524 4.36%
    46% 115 $28,515,000 $247,957 $5,810 4.34%
    41% 112 $31,780,000 $283,750 $5,818 4.46%
    38% 111 $25,395,000 $228,784 $4,786 4.44%
    45% 108 $29,910,000 $276,944 $6,282 4.33%
    47% 103 $27,085,000 $262,961 $6,116 4.32%
    48% 89 $23,205,000 $260,730 $5,605 4.25%
    >60% 9 $1,545,000 $171,667 $3,366 5.03%

    First Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 658 originations. The next most common DTI ratio? 30-36%, with 584 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,482 $858,160,000 $246,456 $4,975 4.21%
    Not provided 1,130 $349,760,000 $309,522 $5,212 3.71%
    Black 312 $81,570,000 $261,442 $5,784 3.98%
    Asian 238 $64,330,000 $270,294 $4,888 4.17%
    Not applicable 35 $8,715,000 $249,000 $5,329 5.17%
    American Indian 24 $5,580,000 $232,500 $4,094 3.89%
    Native Hawaiian or Islander 14 $4,960,000 $354,286 $9,070 4.15%

    Approval Rates

    Total approvals of all applications
    89.47%

    First Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    4.89%

    First Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1060.0 1 $35,000 $35,000
    1135.0 1 $65,000 $65,000
    1138.0 1 $185,000 $185,000
    1154.6 1 $135,000 $135,000
    1213.0 1 $25,000 $25,000
    1265.3 1 $35,000 $35,000
    1325.0 1 $25,000 $25,000
    420.0 1 $75,000 $75,000
    445.0 2 $90,000 $45,000
    460.0 1 $65,000 $65,000
    463.0 1 $125,000 $125,000
    477.0 1 $35,000 $35,000
    531.25 1 $75,000 $75,000
    745.0 2 $160,000 $80,000
    834.0 1 $35,000 $35,000
    880.0 1 $255,000 $255,000
    895.0 4 $200,000 $50,000
    930.0 1 $85,000 $85,000
    945.0 1 $45,000 $45,000
    NA 5,211 $1,371,325,000 $263,160

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $3,520,000 $880,000
    Single Family (1-4 Units):Manufactured 109 $19,675,000 $180,505
    Single Family (1-4 Units):Site-Built 5,122 $1,349,880,000 $263,545

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 127 $27,765,000 $218,622 $2,866 4.70%
    40-60% 326 $83,810,000 $257,086 $4,047 4.33%
    60-80% 1,260 $327,850,000 $260,198 $4,602 4.37%
    80-100% 2,846 $737,030,000 $258,970 $5,410 4.01%
    Over 100% 603 $189,425,000 $314,138 $5,657 3.42%
    Under 20% 63 $3,705,000 $58,810 $1,822 6.23%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 6.7%
    FIRST HORIZON BANK VA mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK FHA mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 1 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Savings Bank 1000 Copperfield Drive Georgetown, IN 47122 Full Service B&M $21,153
    First Savings Bank 1100 Market Street Charlestown, IN 47111 Full Service B&M $14,329
    First Savings Bank 125 Hunter Station Way Sellersburg, IN 47172 Full Service B&M $25,852
    First Savings Bank 1336 South Jackson Street Salem, IN 47167 Full Service B&M $62,770
    First Savings Bank 165 East State Road 64 Marengo, IN 47140 Full Service B&M $25,691
    First Savings Bank 200 Indiana Avenue English, IN 47118 Full Service B&M $52,847
    First Savings Bank 202 E Court Ave Jeffersonville, IN 47130 Full Service B&M $91,804
    First Savings Bank 2213 Allison Lane Jeffersonville, IN 47130 Full Service B&M $39,151
    First Savings Bank 2218 State Street New Albany, IN 47150 Full Service B&M $28,668
    First Savings Bank 478 West Meyers Street Montgomery, IN 47558 Full Service B&M $38,614
    First Savings Bank 501 East Lewis And Clark Parkway Clarksville, IN 47129 Full Service B&M $106,590
    First Savings Bank 501 West Main Street Odon, IN 47562 Full Service B&M $57,252
    First Savings Bank 510 Indiana 62 Leavenworth, IN 47137 Full Service B&M $10,659
    First Savings Bank 7340 Main Street Ne Lanesville, IN 47136 Full Service B&M $29,902
    First Savings Bank 8160 Beech Street Se Elizabeth, IN 47117 Full Service B&M $26,014
    First Savings Bank 900 Indiana 62 Nw Corydon, IN 47112 Full Service B&M $266,859

    For 2019, First Savings Bank had 16 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $52,895
    Net interest income $42,612
    Total noninterest income $56,320
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,903
    Trading account gains and fees $0
    Additional Noninterest Income $54,417
    Pre-tax net operating income $21,747
    Securities gains (or losses, -) $-67
    Income before extraordinary items $17,684
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $17,684
    Minority interest net income $810
    Net income $16,874
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $17,738

    First Savings Bank's gross interest income from loans was $52,895,000.
    First Savings Bank's net interest income from loans was $42,612,000.
    First Savings Bank's fee based income from loans was $1,903,000.
    First Savings Bank's net income from loans was $16,874,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $10,283
    Provision for credit losses $1,654
    Total noninterest expense $75,531
    Salaries and employee benefits $53,233
    Premises and equipment expense $5,470
    Additional noninterest expense $16,828
    Applicable income taxes $3,996
    Net charge-offs $744
    Cash dividends $0

    First Savings Bank's interest expense for loans was $10,283,000.
    First Savings Bank's payroll and benefits expense were $53,233,000.
    First Savings Bank's property, plant and equipment expenses $5,470,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $896,211
    Deposits held in domestic offices $896,211
    Deposits by Individuals, partnerships, and corporations $721,793
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $174,418
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $375,671
    Demand deposits $212,051
    Nontransaction accounts $520,540
    Money market deposit accounts (MMDAs) $115,949
    Other savings deposits (excluding MMDAs) $124,524
    Total time deposits $280,067
    Total time and savings deposits $684,160
    Noninterest-bearing deposits $190,888
    Interest-bearing deposits $705,323
    Retail deposits $745,021
    IRAs and Keogh plan accounts $31,129
    Brokered deposits $124,686
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,289,704
    Cash & Balances due from depository institutions $41,022
    Interest-bearing balances $26,780
    Total securities $180,099
    Federal funds sold & reverse repurchase $0
    Net loans and leases $962,309
    Loan and leases loss allowance $10,530
    Trading account assets $0
    Bank premises and fixed assets $28,871
    Other real estate owned $1,893
    Goodwill and other intangibles $17,222
    All other assets $58,288

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,289,704
    Total Liabilities $1,155,045
    Total deposits $896,211
    Interest-bearing deposits $705,323
    Deposits held in domestic offices $896,211
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $239,566
    Subordinated debt $0
    All other liabilities $19,268

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $962,309
    Loan and leases loss allowance $10,530
    Total loans and leases (domestic) $972,839
    All real estate loans $872,799
    Real estate loans in domestic offices $872,799
    Construction and development loans $38,487
    Residential 1-4 family construction $10,453
    Other construction, all land development and other land $28,034
    Loans secured by nonfarm nonresidential properties $448,423
    Nonfarm nonresidential secured by owner-occupied properties $101,265
    Commercial real estate & other non-farm, non-residential $347,158
    Multifamily residential real estate $38,452
    1-4 family residential loans $324,868
    Farmland loans $22,569
    Loans held in foreign offices $0
    Farm loans $6,141
    Commercial and industrial loans $69,591
    To non-U.S. addressees $0
    Loans to individuals $15,492
    Credit card loans $0
    Related Plans $306
    Consumer Auto Loans $12,968
    Other loans to individuals $2,218
    All other loans & leases $8,816
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $6,718
    Non 1-4 family restructured loans & leases $4,766
    Total loans and leases (foreign) $0

    First Savings Bank had $962,309,000 of loans outstanding in 2019. $872,799,000 of loans were in real estate loans. $38,487,000 of loans were in development loans. $38,452,000 of loans were in multifamily mortgage loans. $324,868,000 of loans were in 1-4 family mortgage loans. $6,141,000 of loans were in farm loans. $0 of loans were in credit card loans. $12,968,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 405 $118,714 $293,121
    Nonfarm, nonresidential loans - <$100k 71 $3,188 $44,901
    Nonfarm, nonresidential loans - $100-250k 86 $11,183 $130,035
    Nonfarm, nonresidential loans - $250k-1MM 248 $104,343 $420,738
    Commercial & Industrial, US addressed loans - <$1MM 684 $40,551 $59,285
    Commercial & Industrial, US addressed loans - <$100k 488 $11,814 $24,209
    Commercial & Industrial, US addressed loans - $100-250k 89 $8,764 $98,472
    Commercial & Industrial, US addressed loans - $250k-1MM 107 $19,973 $186,664
    Farmland loans - <$1MM 84 $10,984 $130,762
    Farmland loans - <$100k 33 $1,412 $42,788
    Farmland loans - $100-250k 35 $4,837 $138,200
    Farmland loans - $250k-1MM 16 $4,735 $295,938
    Agriculture operations loans - <$1MM 115 $6,089 $52,948
    Agriculture operations loans - <$100k 89 $1,955 $21,966
    Agriculture operations loans - $100-250k 20 $2,199 $109,950
    Agriculture operations loans - $250k-1MM 6 $1,935 $322,500