ALBUQUERQUE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Albuquerque averaged 6.46% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.87% and one month ago for the week of 2025-02-27, the average rate was 6.78%.

Albuquerque's average rate one year ago was 6.81%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.78%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ALBUQUERQUE, NM.

ALBUQUERQUE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ALBUQUERQUE, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Waterstone Mortgage Corporation 528 7.08% $5,683
GUILD MORTGAGE COMPANY 503 6.78% $7,464
QUICKEN LOANS, LLC 453 6.78% $7,157
UNITED WHOLESALE MORTGAGE, LLC 452 6.72% $7,032
BOKF 338 6.67% $5,849
PRIMARY RESIDENTIAL MORTGAGE, INC. 288 6.76% $6,948
JPMorgan Chase Bank 287 6.44% $5,558
SANDIA LABORATORY 281 6.44% $3,764
NUSENDA 268 6.35% $4,007
PULTE MORTGAGE LLC 158 5.94% $4,742
DIRECTORS MORTGAGE, INC. 139 6.88% $7,728
HOMETRUST MORTGAGE COMPANY 105 6.78% $7,214
PRIMELENDING, A PLAINSCAPITAL COMPANY 84 6.80% $6,957
DHI MORTGAGE COMPANY, LTD. 81 5.64% $4,048
CMG MORTGAGE, INC. 79 6.94% $6,266
CALCON MUTUAL MORTGAGE LLC 73 6.70% $8,263
Wells Fargo Bank 71 6.67% $5,897
Kirtland Federal Credit Union 70 6.04% $7,616
Century Mortgage Company DBA Century Lending Company 70 6.90% $8,037
Bell Bank 68 6.47% $5,828
NAVY FEDERAL CREDIT UNION 65 6.37% $4,092
Bank of America 64 6.28% $3,860
Flagstar Bank, FSB 58 6.96% $4,236
LOANDEPOT.COM, LLC 55 6.67% $6,941
U.S. Bank 49 6.79% $5,423
Mr. Cooper ( Nationstar Mortgage ) 43 6.97% $8,308
GUARANTEED RATE, INC. 41 6.96% $5,328
Sunflower Bank 37 6.71% $6,202
USAA Federal Savings Bank 36 6.55% $5,680
MID AMERICA MORTGAGE, INC. 32 6.97% $7,357
21ST MORTGAGE CORPORATION 32 8.51% $6,871
HOMEAMERICAN MORTGAGE CORPORATION 31 5.31% $1,213
PLAZA HOME MORTGAGE, INC. 30 6.62% $7,556
Plains Commerce Bank 29 6.80% $8,327
BMO Harris Bank 29 6.94% $5,833
Sierra Pacific Mortgage Company, Inc. 28 6.95% $5,598
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 27 6.37% $6,076
PENNYMAC LOAN SERVICES, LLC 26 6.38% $10,663
CROSSCOUNTRY MORTGAGE, LLC 26 7.02% $6,842
BROKER SOLUTIONS, INC. 23 6.92% $7,084
VAN DYK MORTGAGE CORPORATION 22 6.84% $6,804
NEWREZ LLC 22 6.77% $9,106
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 22 6.84% $4,613
FREEDOM MORTGAGE CORPORATION 20 7.12% $6,781
NBKC BANK 20 6.45% $3,564
CARDINAL FINANCIAL 19 6.29% $17,545
Nations Lending Corporation 18 6.80% $4,776
First Financial Credit Union 17 6.47% $5,507
BETTER MORTGAGE CORPORATION 17 6.69% $4,958
PNC Bank 17 6.83% $3,136
SIRVA MORTGAGE, INC. 16 6.48% $1,813
MASON MCDUFFIE MORTGAGE CORPORATION 15 6.86% $5,868
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 6.90% $7,671
MUTUAL OF OMAHA MORTGAGE, INC. 14 6.62% $3,872
Servion, Inc. 14 6.91% $6,030
EVERETT FINANCIAL, INC. 14 6.87% $5,429
MORIA DEVELOPMENT, INC. 13 6.88% $4,991
BAY EQUITY LLC 13 6.62% $5,157
AMERICAN FINANCIAL NETWORK, INC. 12 7.15% $6,118
Morgan Stanley Private Bank 12 6.01% $2,670
The Huntington National Bank 12 7.01% $6,567
AMERICAN PACIFIC MORTGAGE CORPORATION 11 6.70% $8,075
Ally Bank 11 6.98% $3,517
AMERISAVE MORTGAGE CORPORATION 10 6.35% $8,811
Washington Federal Bank 10 6.85% $8,373
Commerce Home Mortgage, Inc. 10 8.16% $10,749
ZILLOW HOME LOANS, LLC 9 6.79% $4,983
MOVEMENT MORTGAGE, LLC 9 6.35% $5,387
ENVOY MORTGAGE, LTD 9 6.86% $7,926
NEXERA HOLDING LLC 8 8.55% $14,889
FIRST COMMUNITY MORTGAGE, INC. 8 7.06% $4,618
MORTGAGE SOLUTIONS OF COLORADO, LLC 8 7.11% $9,145
Del Norte Credit Union 8 6.03% $4,227
CHURCHILL MORTGAGE CORPORATION 7 6.80% $5,360
Citadel Servicing Corporation 7 7.91% $15,935
First-Citizens Bank & Trust Company 7 6.79% $5,790
UNION HOME MORTGAGE CORP. 7 6.87% $5,440
LENDSURE MORTGAGE CORP. 7 7.75% $15,469
Mortgage Research Center, LLC 7 6.27% $3,374
KeyBank 7 6.80% $6,805
MICHIGAN MUTUAL, INC. 7 6.98% $6,559
Discover Bank 6 7.19% $0
SOUTHWEST FUNDING, LP 6 7.33% $8,888
DAS Acquisition Company, LLC 6 6.73% $5,888
Quontic Bank 6 8.44% $13,700
Wallick & Volk, Inc. 6 6.56% $5,685
VANDERBILT MORTGAGE AND FINANCE, INC. 6 8.21% $7,073
American Mortgage & Equity Consultants, Inc. 6 6.79% $8,792
PENTAGON FEDERAL CREDIT UNION 5 6.35% $7,991
NexBank 5 7.30% $10,797
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 7.10% $4,919
Performance Financial, Inc. 5 7.73% $14,586
Charles Schwab Bank, SSB 5 6.06% $3,387
GENEVA FINANCIAL, LLC 5 6.95% $9,759
SUMMIT FUNDING, INC. 5 7.27% $6,132
MOUNTAIN AMERICA 5 6.30% $6,130
AMERICAN FINANCING CORPORATION 5 6.20% $8,376
PREMIA MORTGAGE, LLC 5 6.51% $2,710
Carrington Mortgage Services, LLC 5 6.25% $9,596
LOANPAL, LLC 5 6.47% $7,328
PANORAMA MORTGAGE GROUP, LLC 4 6.90% $5,720
SUCCESS MORTGAGE PARTNERS, INC. 4 6.78% $9,764
Farmers Bank & Trust 4 6.75% $4,903
GARDNER FINANCIAL SERVICES, LTD. 4 6.59% $10,039
Loan Simple, Inc. 4 6.81% $5,131
CANOPY MORTGAGE, LLC 4 7.28% $5,372
ALLIANT CREDIT UNION 4 6.50% $6,011
PHH Mortgage Corporation 4 6.72% $6,863
INTERCAP LENDING INC. 4 6.59% $10,521
ROYAL UNITED MORTGAGE LLC 4 6.56% $7,634
Paramount Residential Mortgage Group, Inc. 4 6.81% $3,025
Barrington Bank & Trust Company, N.A. 4 6.78% $5,614
The Loan Store, Inc. 4 7.12% $6,976
GUADALUPE CREDIT UNION 4 8.10% $6,315
Bank of Whittier 4 6.89% $5,144
AMERICAN HERITAGE LENDING, INC. 4 8.38% $9,408
Zions Bank 3 6.96% $5,373
Goldwater Bank, N.A. 3 7.42% $5,113
GUARANTEED RATE AFFINITY, LLC 3 6.65% $2,164
LAKEVIEW LOAN SERVICING, LLC 3 6.63% $8,349
Northpointe Bank 3 6.67% $4,159
V.I.P. MORTGAGE, INC. 3 6.37% $7,438
Stifel Bank and Trust 2 6.44% $2,375
CORNERSTONE HOME LENDING, INC. 2 7.24% $7,094
NFM, INC. 2 6.63% $11,551
BAYSHORE MORTGAGE FUNDING, LLC 2 7.13% $5,613
Prosperity Home Mortgage, LLC 2 6.81% $16,225
OCMBC, INC. 2 9.31% $19,716
North American Savings Bank, F.S.B. 2 7.31% $9,912
HOMEXPRESS MORTGAGE CORP. 2 7.62% $28,706
The Central Trust Bank 2 6.75% $4,568
Bank-Fund Staff Federal Credit Union 2 6.69% $3,939
HOMESIDE FINANCIAL, LLC 2 6.87% $8,521
TOP FLITE FINANCIAL, INC. 2 6.81% $17,641
Truist 2 7.09% $7,617
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 6.88% $4,117
FIRST TECHNOLOGY 2 6.88% $5,909
Home Mortgage Alliance Corp 2 7.25% $12,456
Citizens Bank 2 6.38% $8,350
Armed Forces Bank 2 6.69% $3,282
ARC HOME LLC 2 8.31% $18,100
NP, Inc. 2 8.19% $10,809
SECURITYNATIONAL MORTGAGE COMPANY 2 7.06% $15,002
AmeriHome Mortgage Company, LLC 2 6.44% $11,838
AAXY L.L.C. 2 6.50% $4,544
AMERICAN INTERNET MORTGAGE, INC. 2 6.81% $3,660
AMERICAN FINANCIAL RESOURCES, INC. 2 6.13% $5,372
Citibank 2 7.25% $4,194
AMERICA FIRST 2 6.25% $7,179
Leader Bank 2 5.99% $4,787
PLANET HOME LENDING, LLC 2 6.38% $10,457
Deseret First Credit Union 2 6.75% $6,224
DEEPHAVEN MORTGAGE LLC 2 10.25% $12,111
First Federal Bank 2 6.63% $3,064
COLUMBIA COMMUNITY CREDIT UNION 1 6.75% $3,965
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.63% $4,507
CITY-COUNTY CREDIT UNION 1 7.13% $6,503
Raymond James Bank 1 6.13% $2,170
RESIDENTIAL BANCORP 1 7.63% $5,401
RESIDENTIAL MORTGAGE, LLC 1 6.99% $8,052
Citizens Bank of Las Cruces 1 6.99% $2,667
SeaTrust Mortgage Company 1 8.24% $6,845
Centennial Bank 1 6.13% $12,698
CASTLE & COOKE MORTGAGE, LLC 1 6.99% $8,646
BM Real Estate Services, Inc. 1 6.88% $4,747
STANFORD Federal Credit Union 1 6.50% $3,016
State Department Federal Credit Union 1 5.75% $10,618
Stride Bank 1 6.13% $3,670
BELEM SERVICING LLC 1 7.38% $4,158
Bank of Colorado 1 7.13% $5,727
T2 FINANCIAL LLC 1 6.63% $3,990
Texana Bank 1 6.50% $3,846
TEXAS TECH 1 7.00% $3,984
Axos Bank 1 7.00% $5,456
UBS Bank USA 1 6.88% $4,484
UNIFY FINANCIAL Credit Union 1 6.50% $1,976
ASSEMBLIES OF GOD Credit Union 1 6.88% $4,592
Arvest Bank 1 6.63% $3,548
Valley National Bank 1 6.88% $4,889
Ameris Bank 1 6.88% $4,592
Watermark Capital, Inc. 1 6.13% $6,742
Amarillo National Bank 1 6.38% $4,427
WESTERN VISTA 1 6.63% $4,137
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.50% $4,359
LOANPEOPLE, LLC 1 6.38% $7,343
Luxury Mortgage Corp. 1 7.50% $13,512
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $5,153
MEMBER FIRST MORTGAGE, LLC 1 7.63% $5,970
KINECTA 1 6.88% $2,566
Ixonia Bank 1 7.50% $8,742
Great Southern Bank 1 6.38% $7,386
Goldman Sachs Bank USA 1 5.80% $4,607
Glacier Bank 1 7.25% $4,041
GECU 1 7.38% $3,571
MYCUMORTGAGE, LLC 1 6.63% $6,311
FUNDLOANS CAPITAL 1 8.63% $36,752
Florida Capital Bank 1 7.13% $3,624
NBH Bank 1 5.99% $3,106
Flanagan State Bank 1 7.38% $2,742
First State Bank of St. Charles, Missouri 1 7.25% $4,195
First Financial Bank 1 6.88% $4,320
A&D Mortgage LLC 1 7.13% $12,924
NORTHROP GRUMMAN Federal Credit Union 1 6.63% $2,941
Northwest Bank 1 6.13% $3,359
Northwest Federal Credit Union 1 7.00% $3,612
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.25% $7,432
NUMARK CREDIT UNION 1 6.88% $3,525
OAKTREE FUNDING CORP. 1 9.38% $14,612
Old Second National Bank 1 6.88% $4,405
FIRST COLONY MORTGAGE CORPORATION 1 6.88% $3,037
Fifth Third Bank 1 6.75% $4,502
Farm Credit Mid-America, ACA 1 6.50% $15,916
ENCORE BANK 1 7.38% $4,482
EMBRACE HOME LOANS, INC. 1 7.88% $8,539
EASTMAN 1 5.75% $5,529
DIGITAL Federal Credit Union 1 5.50% $5,173
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.25% $3,930
Commerce Bank 1 6.25% $3,806

ALBUQUERQUE Average Closing Costs & Other Stats

ALBUQUERQUE, NM's 218 lenders originated 19,892 loans during 2024. The total origination value was $4,752,360,000, with an average loan value of $238,908.

ALBUQUERQUE's average closing costs are $5,803.

The top ALBUQUERQUE lender as defined by loan originations is Waterstone Mortgage Corporation, with 528 loans originated. Their average total fees are $5,683, which is $1,780 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee ALBUQUERQUE lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,213), SIRVA MORTGAGE, INC. ($1,813), Morgan Stanley Private Bank ($2,670), PNC Bank ($3,136) and Ally Bank ($3,517).

The lowest rate ALBUQUERQUE lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION (5.31%), DHI MORTGAGE COMPANY, LTD. (5.64%), PULTE MORTGAGE LLC (5.94%), Morgan Stanley Private Bank (6.01%) and Kirtland Federal Credit Union (6.04%).

ALBUQUERQUE, NM Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $230,100,000 $353,615,000 53.7% 7.4%
GUILD MORTGAGE COMPANY $185,425,000 $310,665,000 67.5% 6.5%
Waterstone Mortgage Corporation $283,765,000 $303,040,000 6.8% 6.4%
QUICKEN LOANS, LLC $217,355,000 $245,700,000 13.0% 5.2%
SANDIA LABORATORY $218,665,000 $225,850,000 3.3% 4.8%
NUSENDA $220,080,000 $197,920,000 -10.1% 4.2%
BOKF $169,415,000 $184,385,000 8.8% 3.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $181,380,000 $177,680,000 -2.0% 3.7%
DHI MORTGAGE COMPANY, LTD. $137,170,000 $134,090,000 -2.2% 2.8%
CBRE MULTIFAMILY CAPITAL, INC. $149,765,000 $109,385,000 -27.0% 2.3%
PULTE MORTGAGE LLC $89,045,000 $99,995,000 12.3% 2.1%
JPMorgan Chase Bank $46,775,000 $97,930,000 109.4% 2.1%
Mortgage Research Center, LLC $79,020,000 $94,205,000 19.2% 2.0%
FREEDOM MORTGAGE CORPORATION $28,185,000 $88,085,000 212.5% 1.9%
CMG MORTGAGE, INC. $50,720,000 $81,865,000 61.4% 1.7%
DIRECTORS MORTGAGE, INC. $65,025,000 $68,910,000 6.0% 1.5%
LOANDEPOT.COM, LLC $66,660,000 $68,065,000 2.1% 1.4%
NAVY FEDERAL CREDIT UNION $57,070,000 $60,685,000 6.3% 1.3%
Kirtland Federal Credit Union $56,180,000 $59,065,000 5.1% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $41,205,000 $56,345,000 36.7% 1.2%
HOMETRUST MORTGAGE COMPANY $42,300,000 $54,335,000 28.5% 1.1%
CALCON MUTUAL MORTGAGE LLC $54,780,000 $53,805,000 -1.8% 1.1%
Century Mortgage Company DBA Century Lending Company $43,180,000 $52,150,000 20.8% 1.1%
PENNYMAC LOAN SERVICES, LLC $29,100,000 $46,965,000 61.4% 1.0%
Bank of America $46,990,000 $41,050,000 -12.6% 0.9%
WALKER & DUNLOP, LLC $45,035,000 $37,825,000 -16.0% 0.8%
Bell Bank $29,525,000 $37,745,000 27.8% 0.8%
SANDIA AREA $36,725,000 $37,580,000 2.3% 0.8%
GUARANTEED RATE, INC. $58,045,000 $35,970,000 -38.0% 0.8%
USAA Federal Savings Bank $28,670,000 $33,705,000 17.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $28,805,000 $33,360,000 15.8% 0.7%
MID AMERICA MORTGAGE, INC. $25,675,000 $32,850,000 27.9% 0.7%
U.S. EAGLE $24,515,000 $32,680,000 33.3% 0.7%
U.S. Bank $28,605,000 $29,700,000 3.8% 0.6%
HOMEAMERICAN MORTGAGE CORPORATION $8,735,000 $29,320,000 235.7% 0.6%
21ST MORTGAGE CORPORATION $24,100,000 $28,455,000 18.1% 0.6%
Cedar Rapids Bank and Trust Company $25,835,000 $28,005,000 8.4% 0.6%
MORTGAGE SOLUTIONS OF COLORADO, LLC $23,695,000 $26,200,000 10.6% 0.6%
Sunflower Bank $26,510,000 $26,020,000 -1.8% 0.5%
Washington Federal Bank $17,170,000 $25,990,000 51.4% 0.5%
NEWREZ LLC $9,585,000 $25,460,000 165.6% 0.5%
Wells Fargo Bank $28,775,000 $25,395,000 -11.7% 0.5%
PLAZA HOME MORTGAGE, INC. $24,740,000 $24,510,000 -0.9% 0.5%
Flagstar Bank, FSB $34,175,000 $24,285,000 -28.9% 0.5%
CARDINAL FINANCIAL $59,320,000 $22,875,000 -61.4% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $20,415,000 $21,840,000 7.0% 0.5%
BMO Harris Bank $27,640,000 $21,480,000 -22.3% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $6,695,000 $20,860,000 211.6% 0.4%
BROKER SOLUTIONS, INC. $15,035,000 $20,245,000 34.7% 0.4%
RIO GRANDE $21,240,000 $17,730,000 -16.5% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $9,070,000 $17,620,000 94.3% 0.4%
Plains Commerce Bank $25,725,000 $17,565,000 -31.7% 0.4%
VILLAGE CAPITAL MORTGAGE $5,680,000 $17,180,000 202.5% 0.4%
Sierra Pacific Mortgage Company, Inc. $7,135,000 $15,280,000 114.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $5,110,000 $14,930,000 192.2% 0.3%
MOUNTAIN AMERICA $19,985,000 $14,725,000 -26.3% 0.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $14,030,000 n/a 0.3%
PNC Bank $16,215,000 $12,975,000 -20.0% 0.3%
NEW DAY FINANCIAL, LLC $8,595,000 $12,875,000 49.8% 0.3%
NBKC BANK $9,020,000 $12,135,000 34.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $16,090,000 $11,720,000 -27.2% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $20,895,000 $11,605,000 -44.5% 0.2%
BAY EQUITY LLC $14,370,000 $10,920,000 -24.0% 0.2%
VAN DYK MORTGAGE CORPORATION $12,040,000 $10,640,000 -11.6% 0.2%
The Federal Savings Bank $9,955,000 $10,510,000 5.6% 0.2%
STATE EMPLOYEES $8,010,000 $10,105,000 26.2% 0.2%
MOVEMENT MORTGAGE, LLC $5,695,000 $9,870,000 73.3% 0.2%
EVERETT FINANCIAL, INC. $9,230,000 $9,655,000 4.6% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $6,215,000 $9,605,000 54.5% 0.2%
SIRVA MORTGAGE, INC. $10,155,000 $9,470,000 -6.7% 0.2%
First-Citizens Bank & Trust Company $3,700,000 $9,420,000 154.6% 0.2%
Discover Bank $9,125,000 $9,380,000 2.8% 0.2%
Carrington Mortgage Services, LLC $9,150,000 $9,140,000 -0.1% 0.2%
BETTER MORTGAGE CORPORATION $8,375,000 $8,905,000 6.3% 0.2%
LOANPAL, LLC $7,625,000 $8,715,000 14.3% 0.2%
Morgan Stanley Private Bank $6,290,000 $8,690,000 38.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,675,000 $8,580,000 83.5% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,780,000 $8,495,000 -54.8% 0.2%
Nations Lending Corporation $22,975,000 $8,295,000 -63.9% 0.2%
Equity Prime Mortgage LLC $8,015,000 $8,245,000 2.9% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $19,250,000 $8,170,000 -57.6% 0.2%
Wallick & Volk, Inc. $12,080,000 $7,870,000 -34.9% 0.2%
MORIA DEVELOPMENT, INC. $680,000 $7,425,000 991.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $8,455,000 $7,395,000 -12.5% 0.2%
AMERICAN HERITAGE LENDING, INC. $1,670,000 $7,120,000 326.3% 0.1%
The Huntington National Bank $7,855,000 $6,960,000 -11.4% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,955,000 $6,335,000 27.9% 0.1%
SOUTHWEST FUNDING, LP $6,235,000 n/a 0.1%
Figure Lending LLC $5,695,000 $6,125,000 7.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,010,000 $6,105,000 504.5% 0.1%
Servion, Inc. $3,890,000 $5,980,000 53.7% 0.1%
First Financial Credit Union $8,710,000 $5,825,000 -33.1% 0.1%
CLEARPATH LENDING $2,810,000 $5,795,000 106.2% 0.1%
First Federal Bank $1,145,000 $5,635,000 392.1% 0.1%
PLANET HOME LENDING, LLC $2,965,000 $5,610,000 89.2% 0.1%
NEXERA HOLDING LLC $600,000 $5,415,000 802.5% 0.1%
ENVOY MORTGAGE, LTD $430,000 $5,305,000 1,133.7% 0.1%
UNION HOME MORTGAGE CORP. $10,425,000 $5,305,000 -49.1% 0.1%
Pinnacle Bank $265,000 $5,160,000 1,847.2% 0.1%
American Mortgage & Equity Consultants, Inc. $650,000 $4,895,000 653.1% 0.1%
Magnolia Bank $3,660,000 $4,490,000 22.7% 0.1%
Barrington Bank & Trust Company, N.A. $3,195,000 $4,425,000 38.5% 0.1%
Citadel Servicing Corporation $1,055,000 $4,280,000 305.7% 0.1%
V.I.P. MORTGAGE, INC. $3,520,000 $4,275,000 21.4% 0.1%
DAS Acquisition Company, LLC $3,215,000 $4,210,000 30.9% 0.1%
Del Norte Credit Union $6,765,000 $4,165,000 -38.4% 0.1%
Loan Simple, Inc. $3,690,000 $4,065,000 10.2% 0.1%
Ally Bank $3,060,000 $3,995,000 30.6% 0.1%
Commerce Home Mortgage, Inc. $27,035,000 $3,915,000 -85.5% 0.1%
INTERCAP LENDING INC. $405,000 $3,875,000 856.8% 0.1%
ZILLOW HOME LOANS, LLC $3,870,000 $3,835,000 -0.9% 0.1%
LENDSURE MORTGAGE CORP. $465,000 $3,825,000 722.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $4,965,000 $3,685,000 -25.8% 0.1%
KeyBank $1,475,000 $3,655,000 147.8% 0.1%
Coastal Community Bank $3,110,000 $3,560,000 14.5% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $1,575,000 $3,555,000 125.7% 0.1%
AMERICAN FINANCING CORPORATION $1,270,000 $3,540,000 178.7% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $2,800,000 $3,525,000 25.9% 0.1%
ALLIANT CREDIT UNION $650,000 $3,465,000 433.1% 0.1%
PANORAMA MORTGAGE GROUP, LLC $3,255,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $1,420,000 $3,250,000 128.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $7,085,000 $3,180,000 -55.1% 0.1%
Paramount Residential Mortgage Group, Inc. $1,395,000 $3,150,000 125.8% 0.1%
Charles Schwab Bank, SSB $3,170,000 $3,115,000 -1.7% 0.1%
READYCAP COMMERCIAL, LLC $6,540,000 $3,075,000 -53.0% 0.1%
QUORUM FEDERAL CREDIT UNION $225,000 $2,930,000 1,202.2% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $2,895,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,190,000 $2,825,000 137.4% 0.1%
MICHIGAN MUTUAL, INC. $1,290,000 $2,805,000 117.4% 0.1%
MEMBER FIRST MORTGAGE, LLC $590,000 $2,765,000 368.6% 0.1%
PREMIA MORTGAGE, LLC $2,275,000 $2,730,000 20.0% 0.1%
Bank of Whittier $1,540,000 $2,695,000 75.0% 0.1%
NexBank $255,000 $2,690,000 954.9% 0.1%
AmeriHome Mortgage Company, LLC $865,000 $2,665,000 208.1% 0.1%
GENEVA FINANCIAL, LLC $2,165,000 $2,645,000 22.2% 0.1%
Farmers Bank & Trust $1,985,000 $2,625,000 32.2% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $900,000 $2,605,000 189.4% 0.1%
HOMEXPRESS MORTGAGE CORP. $815,000 $2,580,000 216.6% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $15,285,000 $2,505,000 -83.6% 0.1%
PHH Mortgage Corporation $1,990,000 $2,495,000 25.4% 0.1%
Quontic Bank $255,000 $2,370,000 829.4% 0.0%
SUMMIT FUNDING, INC. $770,000 $2,320,000 201.3% 0.0%
CORNERSTONE HOME LENDING, INC. $2,470,000 $2,315,000 -6.3% 0.0%
HOMESIDE FINANCIAL, LLC $1,315,000 $2,260,000 71.9% 0.0%
Performance Financial, Inc. $2,160,000 n/a 0.0%
M&T Bank $2,320,000 $2,145,000 -7.5% 0.0%
POLARIS HOME FUNDING CORP. $1,925,000 $2,105,000 9.4% 0.0%
NFM, INC. $1,155,000 $2,055,000 77.9% 0.0%
Prosperity Home Mortgage, LLC $2,760,000 $2,050,000 -25.7% 0.0%
AMERICA FIRST $400,000 $1,965,000 391.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,000,000 $1,890,000 -5.5% 0.0%
Enterprise Bank & Trust $1,350,000 $1,835,000 35.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $560,000 $1,830,000 226.8% 0.0%
SOUTHWEST STAGE FUNDING, LLC $1,225,000 $1,745,000 42.4% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $1,735,000 n/a 0.0%
Gateway First Bank $6,195,000 $1,705,000 -72.5% 0.0%
SPRING EQ, LLC $1,075,000 $1,700,000 58.1% 0.0%
AMWEST FUNDING CORP. $1,290,000 $1,680,000 30.2% 0.0%
ARC HOME LLC $440,000 $1,660,000 277.3% 0.0%
DEEPHAVEN MORTGAGE LLC $2,615,000 $1,620,000 -38.0% 0.0%
Zions Bank $550,000 $1,610,000 192.7% 0.0%
OCMBC, INC. $3,085,000 $1,590,000 -48.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,785,000 $1,575,000 -11.8% 0.0%
Stifel Bank and Trust $2,350,000 $1,560,000 -33.6% 0.0%
VERITAS FUNDING, LLC $1,770,000 $1,540,000 -13.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,350,000 $1,535,000 13.7% 0.0%
MORTGAGEONE, INC. $425,000 $1,530,000 260.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $2,815,000 $1,505,000 -46.5% 0.0%
The Central Trust Bank $1,035,000 $1,490,000 44.0% 0.0%
The Loan Store, Inc. $1,460,000 n/a 0.0%
Truist $895,000 $1,460,000 63.1% 0.0%
Texana Bank $1,445,000 n/a 0.0%
Goldwater Bank, N.A. $1,785,000 $1,345,000 -24.6% 0.0%
Citibank $1,515,000 $1,335,000 -11.9% 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,465,000 $1,320,000 -9.9% 0.0%
GUARANTEED RATE AFFINITY, LLC $2,385,000 $1,320,000 -44.7% 0.0%
CANOPY MORTGAGE, LLC $1,465,000 $1,275,000 -13.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $4,870,000 $1,250,000 -74.3% 0.0%
NP, Inc. $195,000 $1,205,000 517.9% 0.0%
Armed Forces Bank $915,000 $1,100,000 20.2% 0.0%
Arbor Realty Trust, Inc. $1,085,000 n/a 0.0%
BM Real Estate Services, Inc. $610,000 $1,085,000 77.9% 0.0%
North American Savings Bank, F.S.B. $805,000 $1,005,000 24.8% 0.0%
BECKAM FUNDING CORP. $990,000 $985,000 -0.5% 0.0%
FUNDLOANS CAPITAL $985,000 n/a 0.0%
Watermark Capital, Inc. $880,000 $970,000 10.2% 0.0%
Citizens Bank of Las Cruces $245,000 $945,000 285.7% 0.0%
Ixonia Bank $560,000 $910,000 62.5% 0.0%
GUADALUPE CREDIT UNION $100,000 $905,000 805.0% 0.0%
Northpointe Bank $1,270,000 $875,000 -31.1% 0.0%
ROYAL UNITED MORTGAGE LLC $1,380,000 $875,000 -36.6% 0.0%
LENDINGONE, LLC $2,395,000 $870,000 -63.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $260,000 $865,000 232.7% 0.0%
Bank-Fund Staff Federal Credit Union $860,000 n/a 0.0%
Farm Credit Mid-America, ACA $860,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $670,000 $850,000 26.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,370,000 $850,000 -38.0% 0.0%
FIRST TECHNOLOGY $1,015,000 $845,000 -16.7% 0.0%
AAXY L.L.C. $325,000 $825,000 153.8% 0.0%
Citizens Bank $825,000 n/a 0.0%
Western Commerce Bank $2,195,000 $785,000 -64.2% 0.0%
Ameris Bank $765,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $445,000 $765,000 71.9% 0.0%
NBH Bank $345,000 $750,000 117.4% 0.0%
Home Mortgage Alliance Corp $730,000 n/a 0.0%
Presidential Bank, FSB $995,000 $715,000 -28.1% 0.0%
STANFORD Federal Credit Union $365,000 $710,000 94.5% 0.0%
FBC MORTGAGE, LLC $955,000 $695,000 -27.2% 0.0%
First Savings Bank $480,000 $690,000 43.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $610,000 $690,000 13.1% 0.0%
Goldman Sachs Bank USA $685,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $675,000 n/a 0.0%
Bethpage Federal Credit Union $415,000 $665,000 60.2% 0.0%
Flanagan State Bank $660,000 n/a 0.0%
USAlliance Federal Credit Union $620,000 n/a 0.0%
Regions Bank $29,990,000 $600,000 -98.0% 0.0%
Deseret First Credit Union $445,000 $580,000 30.3% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $580,000 n/a 0.0%
Firefighters First Federal Credit Union $555,000 n/a 0.0%
Luxury Mortgage Corp. $555,000 n/a 0.0%
ENCORE BANK $545,000 n/a 0.0%
Wyoming Bank & Trust $545,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,575,000 $540,000 -65.7% 0.0%
State Department Federal Credit Union $540,000 n/a 0.0%
Commerce Bank $535,000 n/a 0.0%
First State Bank of St. Charles, Missouri $525,000 n/a 0.0%
S1L, Inc. $920,000 $525,000 -42.9% 0.0%
Mid-Continent Funding, Inc. $1,295,000 $520,000 -59.8% 0.0%
TBK BANK, SSB $1,185,000 $520,000 -56.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $510,000 n/a 0.0%
First National Bank Texas $285,000 $510,000 78.9% 0.0%
RESIDENTIAL BANCORP $295,000 $495,000 67.8% 0.0%
Arvest Bank $1,035,000 $490,000 -52.7% 0.0%
RANLIFE, INC. $255,000 $490,000 92.2% 0.0%
FRANKLIN MINT $485,000 n/a 0.0%
Granite Community Bank $485,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $155,000 $480,000 209.7% 0.0%
TJC Mortgage, Inc. $725,000 $475,000 -34.5% 0.0%
Merchants Mortgage & Trust Corporation $465,000 n/a 0.0%
UBS Bank USA $2,690,000 $455,000 -83.1% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $415,000 $455,000 9.6% 0.0%
Cornerstone First Mortgage, Inc $445,000 n/a 0.0%
Fifth Third Bank $445,000 n/a 0.0%
White Sands Federal Credit Union $745,000 $445,000 -40.3% 0.0%
DIGITAL Federal Credit Union $310,000 $430,000 38.7% 0.0%
JMAC LENDING, INC. $430,000 n/a 0.0%
First Financial Bank $590,000 $425,000 -28.0% 0.0%
MYCUMORTGAGE, LLC $425,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $420,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $690,000 $415,000 -39.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $405,000 n/a 0.0%
GECU $400,000 n/a 0.0%
First Horizon Bank $595,000 $395,000 -33.6% 0.0%
First Western Trust Bank $395,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $395,000 n/a 0.0%
NUMARK CREDIT UNION $395,000 n/a 0.0%
Baxter Credit Union $220,000 $390,000 77.3% 0.0%
FIDELITY BANK $375,000 $385,000 2.7% 0.0%
HOMESTEAD FUNDING CORP. $855,000 $385,000 -55.0% 0.0%
MEGASTAR FINANCIAL CORP. $405,000 $385,000 -4.9% 0.0%
Northwest Bank $285,000 $385,000 35.1% 0.0%
Northwest Federal Credit Union $460,000 $380,000 -17.4% 0.0%
Bank of the Southwest $355,000 n/a 0.0%
Encompass Lending Group, LP $355,000 n/a 0.0%
SeaTrust Mortgage Company $355,000 n/a 0.0%
A&D Mortgage LLC $340,000 n/a 0.0%
Great Southern Bank $535,000 $335,000 -37.4% 0.0%
OAKTREE FUNDING CORP. $335,000 n/a 0.0%
Bank of Colorado $120,000 $325,000 170.8% 0.0%
CADENCE LENDING GROUP, INC. $325,000 n/a 0.0%
CITY-COUNTY CREDIT UNION $100,000 $325,000 225.0% 0.0%
TEXAS TECH $325,000 n/a 0.0%
American Airlines Federal Credit Union $155,000 $320,000 106.5% 0.0%
Core Bank $315,000 $315,000 0.0% 0.0%
FLAT BRANCH MORTGAGE, INC. $185,000 $315,000 70.3% 0.0%
Heritage Bank $675,000 $315,000 -53.3% 0.0%
Origin Bank $315,000 n/a 0.0%
BELEM SERVICING LLC $305,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $305,000 n/a 0.0%
Chickasaw Community Bank $1,450,000 $295,000 -79.7% 0.0%
LADERA LENDING, INC. $290,000 $295,000 1.7% 0.0%
Stride Bank $295,000 n/a 0.0%
Leader Bank $290,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $285,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $275,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $665,000 $275,000 -58.6% 0.0%
LOANPEOPLE, LLC $275,000 n/a 0.0%
WESTERN VISTA $275,000 n/a 0.0%
UMB Bank $705,000 $265,000 -62.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $245,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $3,705,000 $245,000 -93.4% 0.0%
MORTGAGE ACCESS CORP. $245,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $245,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $760,000 $240,000 -68.4% 0.0%
Axos Bank $555,000 $235,000 -57.7% 0.0%
Centennial Bank $235,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $235,000 n/a 0.0%
KINECTA $235,000 n/a 0.0%
Raymond James Bank $1,105,000 $235,000 -78.7% 0.0%
EASTMAN $225,000 n/a 0.0%
Old Second National Bank $225,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $1,500,000 $210,000 -86.0% 0.0%
EL PASO AREA TEACHERS $205,000 n/a 0.0%
First American Bank $75,000 $205,000 173.3% 0.0%
First Home Bank $205,000 n/a 0.0%
First New Mexico Bank, Las Cruces $205,000 n/a 0.0%
FOUR POINTS $35,000 $205,000 485.7% 0.0%
Valley National Bank $205,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $205,000 $185,000 -9.8% 0.0%
Glacier Bank $185,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $395,000 $185,000 -53.2% 0.0%
T2 FINANCIAL LLC $185,000 n/a 0.0%
The Bank of Herrin $185,000 n/a 0.0%
Logan Finance Corporation $1,955,000 $175,000 -91.0% 0.0%
Merchants Bank of Indiana $175,000 n/a 0.0%
Peoples Bank $520,000 $175,000 -66.3% 0.0%
Amarillo National Bank $165,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.0%
Service Federal Credit Union $140,000 n/a 0.0%
Florida Capital Bank $135,000 n/a 0.0%
Deere Employees Credit Union $105,000 $125,000 19.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $125,000 n/a 0.0%
FirstBank Southwest $115,000 n/a 0.0%
Allied First Bank,sb $105,000 n/a 0.0%
Old National Bank $295,000 $95,000 -67.8% 0.0%
TOWER $95,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $85,000 n/a 0.0%
AERO Federal Credit Union $65,000 n/a 0.0%
Cf Bank $55,000 n/a 0.0%
CHEVRON $135,000 $55,000 -59.3% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $15,000 $55,000 266.7% 0.0%
AGRICULTURE Federal Credit Union $45,000 n/a 0.0%
CIS Financial Services, Inc. $45,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $45,000 n/a 0.0%

ALBUQUERQUE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 6.5%, is GUILD MORTGAGE COMPANY, having originated $310,665,000 in loans. In third place, with 6.4%, is Waterstone Mortgage Corporation, having originated $303,040,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $245,700,000 in loans. In fifth place, with 4.8%, is SANDIA LABORATORY, having originated $225,850,000 in loans.


ALBUQUERQUE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ALBUQUERQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $239,000 (3.9%) $309,398 (2.6%) 0.89 2,764
2018-02-01 $242,900 (2.9%) $316,882 (3.8%) 0.88 2,688
2018-03-01 $245,000 (2.1%) $322,196 (5.0%) 0.86 2,614
2018-04-01 $250,000 (2.1%) $325,360 (4.2%) 0.85 2,726
2018-05-01 $258,838 (4.0%) $327,541 (3.3%) 0.86 2,915
2018-06-01 $259,900 (4.0%) $326,481 (1.9%) 0.87 3,143
2018-07-01 $252,450 (1.4%) $320,215 (-0.5%) 0.84 3,328
2018-08-01 $249,945 (2.0%) $315,470 (-2.0%) 0.84 3,385
2018-09-01 $246,895 (1.7%) $313,914 (-1.5%) 0.83 3,330
2018-10-01 $248,079 (3.4%) $318,151 (0.2%) 0.84 3,307
2018-11-01 $249,500 (4.0%) $316,601 (1.5%) 0.85 3,106
2018-12-01 $249,000 (5.1%) $314,653 (1.2%) 0.86 2,839
2019-01-01 $247,850 (3.7%) $314,277 (1.6%) 0.86 2,466
2019-02-01 $250,486 (3.1%) $323,390 (2.1%) 0.85 2,368
2019-03-01 $261,745 (6.8%) $336,380 (4.4%) 0.86 2,286
2019-04-01 $269,850 (7.9%) $344,436 (5.9%) 0.86 2,311
2019-05-01 $269,945 (4.3%) $346,574 (5.8%) 0.84 2,430
2019-06-01 $273,000 (5.0%) $349,731 (7.1%) 0.85 2,622
2019-07-01 $272,450 (7.9%) $349,816 (9.2%) 0.85 2,647
2019-08-01 $273,427 (9.4%) $350,030 (11.0%) 0.87 2,636
2019-09-01 $271,218 (9.9%) $349,280 (11.3%) 0.87 2,620
2019-10-01 $269,745 (8.7%) $348,172 (9.4%) 0.87 2,604
2019-11-01 $269,000 (7.8%) $344,662 (8.9%) 0.88 2,387
2019-12-01 $267,450 (7.4%) $344,502 (9.5%) 0.89 2,071
2020-01-01 $271,000 (9.3%) $351,019 (11.7%) 0.91 1,777
2020-02-01 $280,205 (11.9%) $360,057 (11.3%) 0.92 1,707
2020-03-01 $289,350 (10.6%) $366,954 (9.1%) 0.91 1,671
2020-04-01 $287,847 (6.7%) $361,363 (4.9%) 0.90 1,771
2020-05-01 $300,000 (11.1%) $372,529 (7.5%) 0.91 1,694
2020-06-01 $316,249 (15.8%) $393,225 (12.4%) 0.93 1,466
2020-07-01 $313,552 (15.1%) $390,189 (11.5%) 0.91 1,354
2020-08-01 $319,900 (17.0%) $396,875 (13.4%) 0.92 1,329
2020-09-01 $317,000 (16.9%) $393,988 (12.8%) 0.91 1,303
2020-10-01 $307,980 (14.2%) $392,321 (12.7%) 0.88 1,290
2020-11-01 $305,000 (13.4%) $383,636 (11.3%) 0.89 1,267
2020-12-01 $309,179 (15.6%) $390,182 (13.3%) 0.92 1,051
2021-01-01 $310,775 (14.7%) $395,496 (12.7%) 0.93 850
2021-02-01 $315,500 (12.6%) $395,511 (9.9%) 0.92 744
2021-03-01 $318,500 (10.1%) $401,596 (9.4%) 0.90 703
2021-04-01 $325,000 (12.9%) $420,196 (16.3%) 0.88 688
2021-05-01 $329,900 (10.0%) $430,949 (15.7%) 0.88 721
2021-06-01 $344,975 (9.1%) $434,355 (10.5%) 0.91 861
2021-07-01 $340,000 (8.4%) $432,695 (10.9%) 0.90 959
2021-08-01 $340,000 (6.3%) $438,447 (10.5%) 0.91 1,002
2021-09-01 $346,184 (9.2%) $448,161 (13.8%) 0.92 1,028
2021-10-01 $359,900 (16.9%) $460,879 (17.5%) 0.96 953
2021-11-01 $362,450 (18.8%) $464,487 (21.1%) 0.97 833
2021-12-01 $350,000 (13.2%) $459,248 (17.7%) 0.95 687
2022-01-01 $369,000 (18.7%) $465,663 (17.7%) 1.00 593
2022-02-01 $371,870 (17.9%) $477,367 (20.7%) 0.97 566
2022-03-01 $369,595 (16.0%) $475,091 (18.3%) 0.93 550
2022-04-01 $379,000 (16.6%) $485,254 (15.5%) 0.90 600
2022-05-01 $393,581 (19.3%) $482,938 (12.1%) 0.90 784
2022-06-01 $392,500 (13.8%) $478,435 (10.2%) 0.87 998
2022-07-01 $390,000 (14.7%) $485,200 (12.1%) 0.88 1,248
2022-08-01 $394,688 (16.1%) $487,927 (11.3%) 0.91 1,296
2022-09-01 $385,283 (11.3%) $480,629 (7.2%) 0.90 1,396
2022-10-01 $385,000 (7.0%) $485,713 (5.4%) 0.91 1,422
2022-11-01 $379,000 (4.6%) $480,438 (3.4%) 0.91 1,454
2022-12-01 $375,000 (7.1%) $486,774 (6.0%) 0.93 1,227
2023-01-01 $377,450 (2.3%) $496,781 (6.7%) 0.94 1,067
2023-02-01 $386,498 (3.9%) $513,554 (7.6%) 0.93 908
2023-03-01 $399,500 (8.1%) $525,550 (10.6%) 0.94 870
2023-04-01 $400,000 (5.5%) $528,442 (8.9%) 0.93 871
2023-05-01 $412,920 (4.9%) $527,112 (9.2%) 0.94 912
2023-06-01 $417,012 (6.3%) $524,218 (9.6%) 0.94 1,037
2023-07-01 $414,495 (6.3%) $521,163 (7.4%) 0.94 1,106
2023-08-01 $400,223 (1.4%) $510,514 (4.6%) 0.92 1,185
2023-09-01 $399,000 (3.6%) $491,157 (2.2%) 0.93 1,309
2023-10-01 $399,950 (3.9%) $496,992 (2.3%) 0.94 1,400
2023-11-01 $398,500 (5.2%) $489,133 (1.8%) 0.95 1,440
2023-12-01 $399,500 (6.5%) $496,016 (1.9%) 0.97 1,376
2024-01-01 $410,000 (8.6%) $499,005 (0.5%) 1.00 1,185
2024-02-01 $412,500 (6.7%) $511,875 (-0.3%) 0.99 1,122
2024-03-01 $414,495 (3.8%) $510,977 (-2.8%) 0.98 1,132
2024-04-01 $410,788 (2.7%) $508,645 (-3.8%) 0.96 1,271
2024-05-01 $416,388 (0.8%) $514,777 (-2.3%) 0.95 1,391
2024-06-01 $410,000 (-1.7%) $504,832 (-3.7%) 0.93 1,511
2024-07-01 $409,750 (-1.1%) $501,627 (-3.8%) 0.94 1,621
2024-08-01 $400,000 (-0.1%) $487,873 (-4.4%) 0.93 1,700
2024-09-01 $398,029 (-0.2%) $488,141 (-0.6%) 0.94 1,850
2024-10-01 $399,900 (0.0%) $490,059 (-1.4%) 0.94 1,895
2024-11-01 $395,000 (-0.9%) $483,069 (-1.2%) 0.95 1,872
2024-12-01 $395,000 (-1.1%) $479,700 (-3.3%) 0.98 1,660
2025-01-01 $395,731 (-3.5%) $477,915 (-4.2%) 0.99 1,532
2025-02-01 $398,950 (-3.3%) $486,997 (-4.9%) 0.97 1,531
2025-03-01 $408,297 (-1.5%) $501,032 (-2.0%) 0.00 1,597
ALBUQUERQUE's median listing price for 2025-03-01 was $408,297, a difference of $-6,198 (-1.5%) versus the prior year and $9,347 versus the prior month.

ALBUQUERQUE's median listing price comes in at 0% of the national average.

ALBUQUERQUE's average listing price for 2025-03-01 was $501,032, a difference of $-9,945 (-2.0%) versus the prior year and $14,035 versus the prior month.

For the 2025-03-01 period, ALBUQUERQUE had 1,597 MLS listings, a difference of 66 listings (4%) versus the prior month and 465 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ALBUQUERQUE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 72 days 1,994 sqft
2018-02-01 62 days 2,023 sqft
2018-03-01 49 days 2,053 sqft
2018-04-01 44 days 2,075 sqft
2018-05-01 44 days 2,078 sqft
2018-06-01 46 days 2,078 sqft
2018-07-01 49 days 2,057 sqft
2018-08-01 52 days 2,037 sqft
2018-09-01 57 days 2,018 sqft
2018-10-01 58 days 2,020 sqft
2018-11-01 60 days 2,019 sqft
2018-12-01 67 days 2,020 sqft
2019-01-01 70 days 2,009 sqft
2019-02-01 61 days 2,022 sqft
2019-03-01 51 days 2,080 sqft
2019-04-01 45 days 2,120 sqft
2019-05-01 47 days 2,116 sqft
2019-06-01 51 days 2,109 sqft
2019-07-01 45 days 2,095 sqft
2019-08-01 47 days 2,087 sqft
2019-09-01 50 days 2,068 sqft
2019-10-01 54 days 2,068 sqft
2019-11-01 64 days 2,040 sqft
2019-12-01 75 days 2,034 sqft
2020-01-01 72 days 2,053 sqft
2020-02-01 58 days 2,092 sqft
2020-03-01 49 days 2,077 sqft
2020-04-01 50 days 2,050 sqft
2020-05-01 54 days 2,100 sqft
2020-06-01 59 days 2,146 sqft
2020-07-01 57 days 2,125 sqft
2020-08-01 51 days 2,153 sqft
2020-09-01 53 days 2,137 sqft
2020-10-01 50 days 2,099 sqft
2020-11-01 54 days 2,064 sqft
2020-12-01 59 days 2,095 sqft
2021-01-01 66 days 2,078 sqft
2021-02-01 62 days 2,015 sqft
2021-03-01 53 days 2,041 sqft
2021-04-01 49 days 2,051 sqft
2021-05-01 42 days 2,052 sqft
2021-06-01 33 days 2,048 sqft
2021-07-01 36 days 2,000 sqft
2021-08-01 39 days 2,016 sqft
2021-09-01 47 days 2,018 sqft
2021-10-01 52 days 2,092 sqft
2021-11-01 62 days 2,033 sqft
2021-12-01 57 days 1,976 sqft
2022-01-01 69 days 2,001 sqft
2022-02-01 37 days 1,973 sqft
2022-03-01 35 days 2,000 sqft
2022-04-01 32 days 2,000 sqft
2022-05-01 28 days 2,049 sqft
2022-06-01 30 days 2,038 sqft
2022-07-01 32 days 2,070 sqft
2022-08-01 44 days 2,083 sqft
2022-09-01 52 days 2,048 sqft
2022-10-01 56 days 2,025 sqft
2022-11-01 60 days 2,015 sqft
2022-12-01 67 days 2,003 sqft
2023-01-01 75 days 2,004 sqft
2023-02-01 67 days 2,030 sqft
2023-03-01 55 days 2,034 sqft
2023-04-01 48 days 2,067 sqft
2023-05-01 46 days 2,093 sqft
2023-06-01 43 days 2,085 sqft
2023-07-01 45 days 2,073 sqft
2023-08-01 49 days 2,022 sqft
2023-09-01 50 days 1,999 sqft
2023-10-01 52 days 2,045 sqft
2023-11-01 55 days 2,028 sqft
2023-12-01 64 days 2,010 sqft
2024-01-01 73 days 2,022 sqft
2024-02-01 65 days 2,028 sqft
2024-03-01 52 days 2,026 sqft
2024-04-01 51 days 2,010 sqft
2024-05-01 47 days 2,058 sqft
2024-06-01 51 days 2,011 sqft
2024-07-01 53 days 2,014 sqft
2024-08-01 54 days 1,998 sqft
2024-09-01 56 days 1,967 sqft
2024-10-01 58 days 1,986 sqft
2024-11-01 67 days 1,947 sqft
2024-12-01 76 days 1,936 sqft
2025-01-01 77 days 1,910 sqft
2025-02-01 70 days 1,940 sqft
2025-03-01 0 days 1,985 sqft
ALBUQUERQUE's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

ALBUQUERQUE's median square footage for active listings during the 2025-03-01 period was 1,985 sqft. One year prior, the average listing was 2,026 sqft.

ALBUQUERQUE, NM Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 11,651 $3,234,735,000 $277,636
Cash Out Refi 2,545 $525,325,000 $206,415
Other 2,116 $184,640,000 $87,259
Refi 2,000 $656,120,000 $328,060
Home Improvement 1,579 $151,435,000 $95,906
NA 1 $105,000 $105,000

Albuquerque's most frequently cited loan purpose was Home Purchase, with 11,651 originations. The 2nd most popular reason was Cash Out Refi, with 2,545 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 6,891 $2,036,205,000 $295,488
Over 8% 4,042 $365,580,000 $90,445
7-8% 3,782 $881,550,000 $233,091
5-6% 3,012 $1,127,670,000 $374,392
<2.5% 640 $10,790,000 $16,859
4-5% 520 $180,930,000 $347,942
3-4% 53 $15,085,000 $284,623
2.5-3% 50 $9,940,000 $198,800

During 2024, Albuquerque's most frequently originated rate bucket was 6-7%, with 6,891 originations.

Loan Sizing (ALBUQUERQUE, NM MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 8,439 $2,461,205,000 $291,647
$100,000 or less 5,829 $243,765,000 $41,819
$100k-200k 3,076 $455,240,000 $147,997
$400k-600k 1,978 $935,740,000 $473,074
$600k-1000k 501 $355,905,000 $710,389
$Over $1MM 69 $300,505,000 $4,355,145

ALBUQUERQUE's loan sizing saw the bucket of loans from $200k-400k with 8,439 originations, totaling $2,461,205,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 7,479 $2,514,925,000 $336,265
Under 20% 4,360 $168,310,000 $38,603
60-80% 3,131 $1,099,615,000 $351,202
20-40% 1,915 $234,695,000 $122,556
40-60% 1,407 $350,945,000 $249,428
Over 100% 435 $164,475,000 $378,103

ALBUQUERQUE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,479 originations, totaling $2,514,925,000 in origination value.